{"filings":[{"id":1763196,"accession_number":"0001654954-26-006769","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2026-07-21T15:04:54+00:00","items":["5.02"],"status":"ready","headline":"Peoples Bancorp of North Carolina elects Michael B. Hollar to board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael B. Hollar elected to boards of Company and Peoples Bank on July 16, 2026.","No arrangements or understandings with any other person regarding his appointment.","No family relationships with any director or executive officer; no reportable transactions.","Mr. Hollar has not been appointed to any board committees at this time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1732236,"accession_number":"0001654954-26-006729","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2026-07-20T13:30:27+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q2 2026 net earnings flat at $5.2M; EPS $0.98 vs $0.97 YoY; NIM expands to 3.80%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $5.2M ($0.98 basic EPS) vs $5.2M ($0.97) in Q2 2025; diluted EPS $0.96 vs $0.95.","Net interest margin 3.80% for Q2 2026 vs 3.57% a year ago; net interest income rose to $16.0M from $14.6M.","Total loans grew to $1.28B at June 30, 2026, up $75.2M from Dec 31, 2025; provision for credit losses increased to $293K from a recovery of $213K.","Non-performing assets $5.2M (0.29% of assets) vs $4.2M (0.25%) at Dec 31, 2025; allowance for credit losses on loans 0.83% of loans.","Core deposits (non-GAAP) $1.44B, 91.63% of total deposits; cash dividends $0.59 per share YTD vs $0.56 prior year."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91243,"accession_number":"0001654954-26-004580","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2026-05-08T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Bancorp shareholders elect all 10 director nominees at 2026 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 10 director nominees elected, including Ashton Abernethy, James Abernethy, Robert Abernethy Sr. & Jr., and others.","Advisory vote on executive compensation approved: 4,024,195 for, 83,444 against, 21,663 abstained.","Ratification of Forvis Mazars as auditor passed: 4,684,986 for, 0 against, 2,856 abstained.","Broker non-votes of 558,540 recorded on director elections and compensation vote."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91242,"accession_number":"0001654954-26-003709","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2026-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q1 net earnings $4.4M ($0.80 diluted), NIM 3.68%, dividend raised","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $4.4M, diluted EPS $0.80 vs $0.79 YoY; dividend $0.38/share vs $0.36.","Net interest margin 3.68% vs 3.51% YoY; net interest income $15.1M vs $13.9M.","Total loans $1.24B (+$38.9M from Dec 2025); NPAs 0.28% of assets vs 0.25%.","Core deposits $1.40B (90.7% of total deposits) vs $1.35B at Dec 2025.","Provision for credit losses $560K vs $268K YoY, driven by loan growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101210,"accession_number":"0001654954-26-000585","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q4 net earnings $6.6M, up 83% YoY; full year EPS $3.62","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net earnings $6.6M ($1.25/$1.21 per share), including $3.0M net gain from NCDOT eminent domain, vs $3.6M ($0.67/$0.65) in Q4 2024.","Full year 2025 net earnings $19.8M ($3.74/$3.62 per share) vs $16.4M ($3.08/$2.98) prior year, a 20.7% increase.","Net interest margin improved to 3.62% in Q4 2025 (3.39% a year ago); full year 3.57% vs 3.36%.","Non-performing assets declined to $4.2M or 0.25% of total assets at Dec 2025 vs $4.8M (0.29%) a year earlier.","Annual cash dividend increased to $0.96 per share from $0.92, a 4.3% rise."],"consensus_eps_estimate":null,"consensus_eps_actual":3.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117551,"accession_number":"0001654954-25-011957","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-10-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q3 net earnings $3.7M ($0.67 diluted), down from $4.0M YoY; NIM expands to 3.58%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings fell to $3.7M ($0.67 diluted) vs $4.0M ($0.72) in Q3 2024; provision for credit losses rose to $530K from $297K.","Net interest margin widened to 3.58% from 3.35% YoY; net interest income increased to $15.1M from $13.5M.","Non-interest expense jumped to $16.9M from $15.0M, driven by higher legal fees, debit card expense, and salary costs.","Total loans grew to $1.18B and deposits to $1.55B; non-performing assets remained at 0.29% of total assets.","Court bench ruling favors Bank in NCDOT eminent domain case; expects additional $3.6M gain upon final order."],"consensus_eps_estimate":null,"consensus_eps_actual":2.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133989,"accession_number":"0001654954-25-008238","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q2 EPS $0.97 vs $0.89 a year ago; net interest margin expands to 3.57%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2025 net earnings $5.2M ($0.97 basic EPS) vs $4.9M ($0.93 basic EPS) in Q2 2024.","Net interest margin expanded to 3.57% from 3.35% year-over-year.","Loans $1.16B (up from $1.14B at Dec 2024); deposits $1.51B (up from $1.48B).","Non-performing assets flat at $4.8M, 0.28% of total assets.","YTD cash dividends increased to $0.56 per share from $0.54."],"consensus_eps_estimate":null,"consensus_eps_actual":1.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150732,"accession_number":"0001654954-25-007164","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K/A","filed_at":"2025-06-18T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Bancorp board adopts annual say-on-pay frequency per shareholder vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders recommended annual say-on-pay votes at the May 1, 2025 meeting.","Compensation committee and board approved annual frequency on June 17, 2025.","Frequency applies until the next required vote on say-on-pay frequency."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150734,"accession_number":"0001654954-25-005014","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-05-02T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Bancorp of NC shareholders elect directors, approve pay, ratify auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected with majority support; broker non-votes of 936,107 on each.","Advisory say-on-pay approved: 3,458,170 for, 541,252 against, 54,032 abstentions.","Shareholders recommended 1-year frequency for say-on-pay (2,250,730 votes for 1-year vs 1,746,781 for 3 years).","Ratification of Forvis Mazars as independent auditor approved: 4,947,079 for, 36,329 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150733,"accession_number":"0001654954-25-004471","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q1 2025 net earnings $4.3M ($0.82/share), NIM expands to 3.51%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $4.3M ($0.82/share diluted $0.79) vs $3.9M ($0.74/$0.72) a year ago.","Net interest margin improved to 3.51% from 3.33% YoY; net interest income $13.9M.","Total loans $1.15B, deposits $1.52B; core deposits 90.22% of total deposits.","Cash dividend increased to $0.36/share from $0.35; non-performing assets 0.30% of assets.","Provision for credit losses $268K vs $91K, partly due to commercial construction loan growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169668,"accession_number":"0001654954-25-002734","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-03-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Peoples Bancorp authorizes $3M stock repurchase plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to $3.0M of common stock.","As of Dec 31, 2024, assets were $1.65B and shareholders' equity $130.6M.","Purchases may occur in open market or privately-negotiated transactions based on market conditions.","CEO cites strong balance sheet and capital position as rationale for enhancing shareholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169667,"accession_number":"0001654954-25-001389","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-02-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q4 2024 net earnings $3.6M ($0.65 diluted EPS), up from $3.4M YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net earnings $3.6M ($0.65 diluted EPS) vs $3.4M ($0.62) a year ago.","Full year 2024 net earnings $16.4M ($2.98 diluted EPS) vs $15.5M ($2.77).","Net interest margin improved to 3.39% in Q4 from 3.32% YoY; full year margin declined to 3.36% from 3.51%.","Total loans $1.14B, deposits $1.48B; non-performing assets 0.27% of total assets.","Provision for credit losses was a recovery of $205k in Q4; full year recovery $285k vs expense $1.6M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169666,"accession_number":"0001654954-25-000532","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-01-17T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Peoples Bancorp adopts amended bylaws with majority voting for director elections","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board adopted Third Amended and Restated Bylaws on January 16, 2025.","Amendments implement a majority voting standard in uncontested director elections.","Change was approved by shareholders at the 2021 annual meeting.","New bylaws replace the Second Amended and Restated Bylaws entirely.","No change to fiscal year; amendment is effective immediately."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186722,"accession_number":"0001654954-24-015858","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-12-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Peoples Bancorp elects three new directors to company and bank boards","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Elected Robert C. Abernethy, Jr., Ashton V. Abernethy, and Dan R. Timmerman, Jr. to boards on December 19, 2024.","New directors have not yet been appointed to any committee of the company or bank boards.","Appointments are to both Peoples Bancorp of North Carolina, Inc. and its subsidiary, Peoples Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186721,"accession_number":"0001654954-24-013139","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q3 2024 net earnings $4.0M ($0.72 diluted), down from $4.1M a year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $4.0M ($0.72 diluted) vs $4.1M ($0.74 diluted) in Q3 2023; YTD net earnings $12.8M vs $12.1M.","Net interest margin 3.35% for Q3 vs 3.39% a year ago; net interest income $13.5M, up $0.2M.","Provision for credit losses $297K vs $562K in Q3 2023; includes $669K reserve for Hurricane Helene exposure.","Non-interest expense $15.0M, up $0.7M, driven by $362K leasehold write-off for closed Cary branch and higher appraisal fees.","Total loans $1.12B (+2.8% vs Dec 2023); non-performing assets 0.24% of total assets, unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":2.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203285,"accession_number":"0001654954-24-012142","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-09-20T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"William D. Cable, Sr. appointed President & CEO of Peoples Bancorp of North Carolina effective Sept 19, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Base salary set at $365,000; annual incentive at Board discretion.","SERP benefit for Cable increased to $130,000/year for 13 years, then $23,500/year for life.","SERP benefit for CFO Jeffrey Hooper increased to $75,000/year for 13 years.","Employment agreement has initial 36-month term with automatic extensions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203284,"accession_number":"0001654954-24-009690","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Peoples Bancorp Announces CEO Lance Sellers to Retire; COO Bill Cable Appointed as Successor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Lance Sellers to retire in early 2025 after 12 years leading the company.","COO Bill Cable appointed President and CEO effective September 19, 2024; Cable has been COO since 2000.","Under Sellers, assets grew from $1B to $1.6B and shareholder total return exceeded 380%.","Sellers served 40 years in banking, 26 with Peoples Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203283,"accession_number":"0001654954-24-009217","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q2 net earnings $4.9M ($0.93/sh); NIM narrows to 3.34%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings of $4.9M, or $0.93 per share, up from $4.8M ($0.88/sh) in Q2 2023.","Net interest margin contracted to 3.34% from 3.56% a year ago, driven by higher deposit costs.","Provision for credit losses was a $468K recovery vs. $375K expense last year.","Non-interest income rose to $7.5M (+$1.1M YoY) on higher appraisal and SBIC income.","Total deposits grew to $1.48B; core deposits were 90.02% of total deposits."],"consensus_eps_estimate":null,"consensus_eps_actual":1.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219639,"accession_number":"0001654954-24-008138","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-06-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Peoples Bancorp authorizes $2M stock repurchase plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $2M to repurchase common stock (Nasdaq: PEBK).","Repurchases may occur in open market or private transactions; timing subject to market conditions.","As of March 31, 2024, company had $1.7B assets and $121.1M equity.","CEO Lance Sellers cited strong balance sheet and capital position as rationale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219638,"accession_number":"0001654954-24-005500","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-05-03T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Bancorp shareholders elect 11 directors and ratify FORVIS as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with votes ranging from 3.5M to 3.7M for each, ~734K broker non-votes.","Ratification of FORVIS as independent auditor: 4,633,511 for, 26,445 against, 3,947 abstain.","Annual meeting held May 2, 2024; no other matters submitted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219637,"accession_number":"0001654954-24-004837","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q1 net earnings rise to $0.74/share from $0.58 YoY; NIM narrows to 3.33%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $3.9M ($0.74 per share) vs $3.2M ($0.58) in Q1 2023; dividend raised to $0.35/share.","Net interest income $13.3M, down from $14.3M YoY; net interest margin 3.33% vs 3.77%.","Non-interest income $6.0M, up from $3.6M, due to absence of securities losses ($2.5M loss in Q1 2023).","Total loans flat at $1.1B; deposits up to $1.5B from $1.4B; core deposits 89.75% of total.","Non-performing assets $4.0M, 0.24% of total assets; allowance for credit losses 0.98% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239436,"accession_number":"0001654954-24-002795","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K/A","filed_at":"2024-03-07T23:59:59+00:00","items":["9.01","4.01"],"status":"ready","headline":"Peoples Bancorp of N.C. completes auditor change to FORVIS, no prior disagreements","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Auditor changed from Elliott Davis to FORVIS, effective March 7, 2024 upon completion of 2023 audit.","No adverse opinions, disagreements, or reportable events occurred during the two most recent fiscal years.","Audit committee conducted a competitive review before approving FORVIS for fiscal year ending Dec. 31, 2024.","Elliott Davis’ reports for 2023 and 2022 were unqualified and not modified as to uncertainty or scope."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239438,"accession_number":"0001654954-24-002223","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-02-27T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Peoples Bancorp of NC replaces auditor Elliott Davis with FORVIS for FY2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit Committee engaged FORVIS, LLP as independent auditor for FY2024, effective after completion of 2023 audit.","Elliott Davis, PLLC dismissed as auditor; had served since June 2015. No disagreements or reportable events in prior audits.","Elliott Davis's reports for FY2022 and FY2021 contained no adverse opinions or qualifications.","Company provided Elliott Davis with draft 8-K; Elliott Davis filed letter with SEC agreeing with statements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239437,"accession_number":"0001654954-24-000784","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PEBK Q4 net earnings down 17% YoY to $3.4M; full-year EPS declines to $2.77 diluted","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net earnings $3.4M ($0.64 basic EPS) vs $4.1M ($0.76) a year ago; net interest margin compressed to 3.32% from 3.78%.","Full-year 2023 net earnings $15.5M ($2.77 diluted EPS) vs $16.1M ($2.85) in 2022; annual dividend raised to $0.91/share from $0.87.","Total loans grew to $1.1B; core deposits fell to 89.3% of total deposits from 98.1%, with time deposits increasing sharply.","Non-performing assets stable at $3.9M (0.24% of assets); allowance for credit losses at 1.01% of loans.","Effective tax rate rose to 22.0% for full year from 20.6% due to fewer non-taxable investments."],"consensus_eps_estimate":null,"consensus_eps_actual":2.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256968,"accession_number":"0001654954-23-015737","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2023-12-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Peoples Bancorp increases stock buyback authorization to $4M for 2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved additional $2M for share repurchases, raising 2023 total to $4M.","Repurchase program expires after February 29, 2024.","Purchases may occur in open market or privately; timing at management's discretion.","CEO cites strong balance sheet and capital position as rationale for buyback."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256967,"accession_number":"0001654954-23-013266","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2023-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q3 net earnings fall to $4.1M from $5.3M; EPS $0.74 vs $0.93","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $4.1M ($0.74 diluted EPS) vs $5.3M ($0.93) a year ago; net interest margin flat at 3.39%.","Total loans grew to $1.1B from $1.0B at Dec 2022; non-performing assets stable at 0.23% of assets.","Core deposits declined to 90.0% of total deposits from 98.1% due to promotional CDs and repurchase agreements.","Year-to-date net earnings $12.1M ($2.15 diluted) vs $12.0M ($2.11); cash dividend raised to $0.72 from $0.69.","Adopted CECL on Jan 1, 2023, reducing retained earnings by $838K net of tax; provision for credit losses increased."],"consensus_eps_estimate":null,"consensus_eps_actual":2.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274301,"accession_number":"0001654954-23-009544","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2023-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q2 net earnings up to $4.8M ($0.88 EPS); NIM expands to 3.56%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $4.8M vs $3.2M YoY; diluted EPS $0.85 vs $0.57.","Net interest margin improved to 3.56% from 2.87%; net interest income +22% to $13.8M.","Non-interest income fell 12% to $6.4M on lower appraisal fees; provision for credit losses down to $375k.","Total loans grew to $1.1B; non-performing assets remain low at 0.22% of assets.","Adopted CECL effective Jan 1, 2023; initial $838k net retained earnings reduction."],"consensus_eps_estimate":null,"consensus_eps_actual":1.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291538,"accession_number":"0001654954-23-006970","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2023-05-22T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Peoples Bancorp of NC discloses $2M stock repurchase program; $224K repurchased as of May 19","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized $2.0M stock repurchase program in March 2023.","As of May 19, 2023, repurchased $224,000 (11,400 shares) of common stock.","Purchases may be made in open market or private transactions; timing based on market conditions.","Program may be suspended at any time without prior notice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291537,"accession_number":"0001654954-23-005809","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2023-05-05T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Bancorp shareholders re-elect all 11 directors and ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 directors re-elected; no votes against, votes withheld ranged from 319,623 to 486,026.","Ratification of Elliott Davis as independent auditor passed with 4,891,829 for, 118,025 against.","Annual meeting held May 4, 2023; broker non-votes of 648,495 on each director election.","No shareholder proposals; all management items approved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291536,"accession_number":"0001654954-23-005077","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2023-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q1 net earnings $3.2M ($0.58/share) down from $3.5M YoY; net interest margin expands to 3.77%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $3.2M ($0.58 basic EPS, $0.56 diluted) vs $3.5M ($0.63, $0.61) a year ago.","Net interest income rose to $14.3M from $10.7M; net interest margin 3.77% vs 2.79% YoY.","Non-interest income fell to $3.6M from $7.0M, driven by $2.5M net loss on securities sales and lower appraisal fees.","Total loans grew to $1.1B from $1.0B; deposits flat at $1.4B but time deposits up on promotional rates.","Adopted CECL on Jan 1, 2023, reducing retained earnings by $838K (net of tax); allowance for credit losses on loans $9.6M (0.92% of loans)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312322,"accession_number":"0001654954-23-002396","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2023-03-06T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Peoples Bancorp authorizes $2M stock repurchase plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $2M in common stock repurchases; open market or private transactions.","Company had $1.6B in assets and $105.2M in equity as of Dec 31, 2022.","Repurchase timing and amount determined by management based on market conditions.","Program may be suspended at any time without prior notice.","CEO cites strong balance sheet and capital position as rationale for buyback."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312321,"accession_number":"0001654954-23-000656","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2023-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q4 2022 earnings rise to $0.76/share; full-year EPS $2.85 vs $2.63","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net earnings $4.1M ($0.76 basic, $0.74 diluted) vs $3.0M ($0.55 basic) a year ago.","Full-year net earnings $16.1M ($2.94 basic, $2.85 diluted) vs $15.1M ($2.71 basic) in 2021.","Net interest margin expanded to 3.22% from 2.99%; total loans grew to $1.0B (up $115M YoY).","Cash dividend increased to $0.87 per share in 2022 from $0.66 in 2021.","Non-performing assets remain low at 0.23% of total assets; provision for loan losses increased to $1.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330878,"accession_number":"0001654954-22-014045","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2022-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q3 net income $5.3M ($0.93 diluted), up from $3.4M ($0.59) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $5.3M, $0.96 basic / $0.93 diluted per share vs $3.4M, $0.59 diluted a year ago.","Net interest income rose 30% to $13.8M on higher loan volume and Fed rate hikes; PPP fee income fell to $54k.","Total loans grew to $1.0B (13% from Dec 2021) despite $17.9M PPP runoff; non-performing assets low at 0.22%.","Non-interest expense increased to $13.5M on higher appraisal and salary costs; provision for loan losses $408k.","YTD cash dividends raised to $0.69 per share from $0.49; equity declined to $103.9M on unrealized securities losses."],"consensus_eps_estimate":null,"consensus_eps_actual":2.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":348416,"accession_number":"0001654954-22-010022","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2022-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q2 net earnings fall to $3.2M from $4.6M; diluted EPS $0.57 vs $0.80","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $3.2M ($0.57 diluted) vs $4.6M ($0.80) in Q2 2021; provision for loan losses turned to $410K from recovery of $226K.","PPP loan fee income dropped to $293K from $1.5M in Q2; total loans grew to $959.5M despite $16.6M PPP reduction.","Non-interest income rose to $7.3M (+$1.3M) driven by appraisal fees, but mortgage banking income fell $624K.","Non-interest expense increased to $14.2M from $12.1M, led by higher appraisal expenses and salaries.","Shareholders' equity fell to $112.4M (6.70% of assets) from $142.4M (8.77%) due to unrealized securities losses; dividends for H1 2022 were $0.51 vs $0.32."],"consensus_eps_estimate":null,"consensus_eps_actual":1.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365107,"accession_number":"0001654954-22-006183","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2022-05-06T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Bancorp of NC shareholders elect 11 directors, approve say-on-pay, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with votes for ranging from 4,132,333 to 4,246,638; no votes against above 238,950.","Advisory vote on executive compensation passed with 3,795,250 for, 442,966 against, 133,067 abstained.","Ratification of Elliott Davis as independent auditor approved with 4,935,343 for, 11,718 against, 111,584 abstained.","Broker non-votes on director election and say-on-pay were 687,362; auditor ratification had zero broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365106,"accession_number":"0001654954-22-005336","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2022-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q1 net earnings fall to $3.5M; dividend doubled to $0.33","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings of $3.5M ($0.63 EPS) vs $4.1M ($0.73 EPS) in Q1 2021.","Net interest income down to $10.7M from $11.1M; PPP fee income dropped to $0.6M from $1.0M.","Cash dividend increased to $0.33 per share from $0.16 per share year-over-year.","Total loans grew to $889.8M despite $11.4M PPP reduction; non-performing assets 0.20% of assets.","Non-interest income up $1.1M to $7.0M, led by appraisal fees; mortgage banking income down $670K."],"consensus_eps_estimate":null,"consensus_eps_actual":0.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":384701,"accession_number":"0001654954-22-001840","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2022-02-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Peoples Bancorp authorizes $2M stock buyback and declares $0.18 Q1 dividend","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $2M to repurchase common stock; purchases may be open market or private.","Company had $1.6B assets and $142.4M equity as of Dec 31, 2021.","Q1 2022 cash dividend of $0.18 per share, payable March 15 to holders of record March 3.","CEO cites strong balance sheet and capital position as reasons for buyback authorization."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":384700,"accession_number":"0001654954-22-000723","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2022-01-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp reports record FY2021 net earnings of $15.1M; Q4 EPS $0.55 vs $0.33","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $15.1M ($2.71 diluted per share) vs $11.4M ($1.95) in 2020; Q4 $3.0M ($0.53 diluted) vs $1.9M ($0.33).","Net interest income $44.0M vs $44.1M; provision recovery of $1.2M vs provision $4.3M in 2020.","Non-interest income $24.9M vs $22.9M; non-interest expense $51.1M vs $48.9M.","Total loans $884.9M at Dec 31, 2021 vs $948.6M; decrease due to PPP loan forgiveness and commercial loan payoffs.","Core deposits $1.4B (98.14% of total deposits) vs $1.2B; non-performing assets 0.20% vs 0.27%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":402571,"accession_number":"0001654954-21-011317","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2021-10-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q3 net earnings fall to $3.4M from $4.5M; EPS $0.59 vs $0.78","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.59 vs $0.78 YoY; net earnings $3.4M vs $4.5M.","Net interest income $10.6M vs $10.9M; provision recovery of $182K vs provision of $522K.","Non-interest income down to $6.0M from $7.1M on lower securities gains.","Total assets $1.6B, up from $1.4B at Dec 2020; deposits $1.4B vs $1.2B.","Non-performing assets 0.17% of total assets vs 0.27% at Dec 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":2.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":421504,"accession_number":"0001654954-21-010300","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2021-09-22T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kimberly Boyd-Leaks, first woman, joins boards of Peoples Bancorp and Peoples Bank","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Elected to boards of Company and Bank on September 17, 2021.","Continues as EVP/Chief Banking Support Officer; 36 years financial services experience, 27 at bank.","First woman appointed to either board; board now has 11 members.","Chairman cites her diverse insight, strategic vision, and passion for employee development."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":421503,"accession_number":"0001654954-21-009273","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2021-08-20T23:59:59+00:00","items":["1.01","5.02","9.01"],"status":"ready","headline":"Peoples Bancorp enters employment agreement with CFO Hooper","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["36-month initial term, effective August 19, 2021; auto-renewal annually unless notice given.","Base salary of at least $189,625 per year; eligible for incentive, retirement, and welfare plans.","Severance: if terminated without cause or for good reason, lump sum of base salary for remaining term plus pro-rata bonus.","Agreement includes non-compete and non-solicitation covenants following termination.","Termination for cause, death, or disability triggers Accrued Obligations only."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":421502,"accession_number":"0001654954-21-008040","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2021-07-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q2 net earnings $0.80 diluted EPS, nearly doubling YoY; provision credit boosts results","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2021 net earnings $4.6M ($0.80 diluted EPS) vs $2.6M ($0.44) in Q2 2020.","Net interest income rose to $11.7M from $10.7M, helped by $1.5M PPP fee income.","Provision for loan losses was a credit of $226k vs expense of $1.4M a year ago.","Total loans $888.4M, down from $948.6M at Dec 2020; PPP loans fell to $37.5M from $75.8M.","Non-performing assets improved to 0.21% of total assets from 0.27% at Dec 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":1.51,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}