{"filings":[{"id":91243,"accession_number":"0001654954-26-004580","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2026-05-08T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Bancorp shareholders elect all 10 director nominees at 2026 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 10 director nominees elected, including Ashton Abernethy, James Abernethy, Robert Abernethy Sr. & Jr., and others.","Advisory vote on executive compensation approved: 4,024,195 for, 83,444 against, 21,663 abstained.","Ratification of Forvis Mazars as auditor passed: 4,684,986 for, 0 against, 2,856 abstained.","Broker non-votes of 558,540 recorded on director elections and compensation vote."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91242,"accession_number":"0001654954-26-003709","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2026-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q1 net earnings $4.4M ($0.80 diluted), NIM 3.68%, dividend raised","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $4.4M, diluted EPS $0.80 vs $0.79 YoY; dividend $0.38/share vs $0.36.","Net interest margin 3.68% vs 3.51% YoY; net interest income $15.1M vs $13.9M.","Total loans $1.24B (+$38.9M from Dec 2025); NPAs 0.28% of assets vs 0.25%.","Core deposits $1.40B (90.7% of total deposits) vs $1.35B at Dec 2025.","Provision for credit losses $560K vs $268K YoY, driven by loan growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101210,"accession_number":"0001654954-26-000585","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q4 net earnings $6.6M, up 83% YoY; full year EPS $3.62","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net earnings $6.6M ($1.25/$1.21 per share), including $3.0M net gain from NCDOT eminent domain, vs $3.6M ($0.67/$0.65) in Q4 2024.","Full year 2025 net earnings $19.8M ($3.74/$3.62 per share) vs $16.4M ($3.08/$2.98) prior year, a 20.7% increase.","Net interest margin improved to 3.62% in Q4 2025 (3.39% a year ago); full year 3.57% vs 3.36%.","Non-performing assets declined to $4.2M or 0.25% of total assets at Dec 2025 vs $4.8M (0.29%) a year earlier.","Annual cash dividend increased to $0.96 per share from $0.92, a 4.3% rise."],"consensus_eps_estimate":null,"consensus_eps_actual":3.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117551,"accession_number":"0001654954-25-011957","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-10-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q3 net earnings $3.7M ($0.67 diluted), down from $4.0M YoY; NIM expands to 3.58%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings fell to $3.7M ($0.67 diluted) vs $4.0M ($0.72) in Q3 2024; provision for credit losses rose to $530K from $297K.","Net interest margin widened to 3.58% from 3.35% YoY; net interest income increased to $15.1M from $13.5M.","Non-interest expense jumped to $16.9M from $15.0M, driven by higher legal fees, debit card expense, and salary costs.","Total loans grew to $1.18B and deposits to $1.55B; non-performing assets remained at 0.29% of total assets.","Court bench ruling favors Bank in NCDOT eminent domain case; expects additional $3.6M gain upon final order."],"consensus_eps_estimate":null,"consensus_eps_actual":2.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133989,"accession_number":"0001654954-25-008238","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q2 EPS $0.97 vs $0.89 a year ago; net interest margin expands to 3.57%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2025 net earnings $5.2M ($0.97 basic EPS) vs $4.9M ($0.93 basic EPS) in Q2 2024.","Net interest margin expanded to 3.57% from 3.35% year-over-year.","Loans $1.16B (up from $1.14B at Dec 2024); deposits $1.51B (up from $1.48B).","Non-performing assets flat at $4.8M, 0.28% of total assets.","YTD cash dividends increased to $0.56 per share from $0.54."],"consensus_eps_estimate":null,"consensus_eps_actual":1.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150732,"accession_number":"0001654954-25-007164","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K/A","filed_at":"2025-06-18T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Bancorp board adopts annual say-on-pay frequency per shareholder vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders recommended annual say-on-pay votes at the May 1, 2025 meeting.","Compensation committee and board approved annual frequency on June 17, 2025.","Frequency applies until the next required vote on say-on-pay frequency."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150734,"accession_number":"0001654954-25-005014","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-05-02T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Bancorp of NC shareholders elect directors, approve pay, ratify auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected with majority support; broker non-votes of 936,107 on each.","Advisory say-on-pay approved: 3,458,170 for, 541,252 against, 54,032 abstentions.","Shareholders recommended 1-year frequency for say-on-pay (2,250,730 votes for 1-year vs 1,746,781 for 3 years).","Ratification of Forvis Mazars as independent auditor approved: 4,947,079 for, 36,329 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150733,"accession_number":"0001654954-25-004471","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q1 2025 net earnings $4.3M ($0.82/share), NIM expands to 3.51%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $4.3M ($0.82/share diluted $0.79) vs $3.9M ($0.74/$0.72) a year ago.","Net interest margin improved to 3.51% from 3.33% YoY; net interest income $13.9M.","Total loans $1.15B, deposits $1.52B; core deposits 90.22% of total deposits.","Cash dividend increased to $0.36/share from $0.35; non-performing assets 0.30% of assets.","Provision for credit losses $268K vs $91K, partly due to commercial construction loan growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169668,"accession_number":"0001654954-25-002734","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-03-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Peoples Bancorp authorizes $3M stock repurchase plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to $3.0M of common stock.","As of Dec 31, 2024, assets were $1.65B and shareholders' equity $130.6M.","Purchases may occur in open market or privately-negotiated transactions based on market conditions.","CEO cites strong balance sheet and capital position as rationale for enhancing shareholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169667,"accession_number":"0001654954-25-001389","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-02-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q4 2024 net earnings $3.6M ($0.65 diluted EPS), up from $3.4M YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net earnings $3.6M ($0.65 diluted EPS) vs $3.4M ($0.62) a year ago.","Full year 2024 net earnings $16.4M ($2.98 diluted EPS) vs $15.5M ($2.77).","Net interest margin improved to 3.39% in Q4 from 3.32% YoY; full year margin declined to 3.36% from 3.51%.","Total loans $1.14B, deposits $1.48B; non-performing assets 0.27% of total assets.","Provision for credit losses was a recovery of $205k in Q4; full year recovery $285k vs expense $1.6M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169666,"accession_number":"0001654954-25-000532","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2025-01-17T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Peoples Bancorp adopts amended bylaws with majority voting for director elections","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board adopted Third Amended and Restated Bylaws on January 16, 2025.","Amendments implement a majority voting standard in uncontested director elections.","Change was approved by shareholders at the 2021 annual meeting.","New bylaws replace the Second Amended and Restated Bylaws entirely.","No change to fiscal year; amendment is effective immediately."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186722,"accession_number":"0001654954-24-015858","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-12-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Peoples Bancorp elects three new directors to company and bank boards","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Elected Robert C. Abernethy, Jr., Ashton V. Abernethy, and Dan R. Timmerman, Jr. to boards on December 19, 2024.","New directors have not yet been appointed to any committee of the company or bank boards.","Appointments are to both Peoples Bancorp of North Carolina, Inc. and its subsidiary, Peoples Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186721,"accession_number":"0001654954-24-013139","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q3 2024 net earnings $4.0M ($0.72 diluted), down from $4.1M a year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $4.0M ($0.72 diluted) vs $4.1M ($0.74 diluted) in Q3 2023; YTD net earnings $12.8M vs $12.1M.","Net interest margin 3.35% for Q3 vs 3.39% a year ago; net interest income $13.5M, up $0.2M.","Provision for credit losses $297K vs $562K in Q3 2023; includes $669K reserve for Hurricane Helene exposure.","Non-interest expense $15.0M, up $0.7M, driven by $362K leasehold write-off for closed Cary branch and higher appraisal fees.","Total loans $1.12B (+2.8% vs Dec 2023); non-performing assets 0.24% of total assets, unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":2.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203285,"accession_number":"0001654954-24-012142","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-09-20T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"William D. Cable, Sr. appointed President & CEO of Peoples Bancorp of North Carolina effective Sept 19, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Base salary set at $365,000; annual incentive at Board discretion.","SERP benefit for Cable increased to $130,000/year for 13 years, then $23,500/year for life.","SERP benefit for CFO Jeffrey Hooper increased to $75,000/year for 13 years.","Employment agreement has initial 36-month term with automatic extensions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203284,"accession_number":"0001654954-24-009690","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Peoples Bancorp Announces CEO Lance Sellers to Retire; COO Bill Cable Appointed as Successor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Lance Sellers to retire in early 2025 after 12 years leading the company.","COO Bill Cable appointed President and CEO effective September 19, 2024; Cable has been COO since 2000.","Under Sellers, assets grew from $1B to $1.6B and shareholder total return exceeded 380%.","Sellers served 40 years in banking, 26 with Peoples Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203283,"accession_number":"0001654954-24-009217","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q2 net earnings $4.9M ($0.93/sh); NIM narrows to 3.34%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings of $4.9M, or $0.93 per share, up from $4.8M ($0.88/sh) in Q2 2023.","Net interest margin contracted to 3.34% from 3.56% a year ago, driven by higher deposit costs.","Provision for credit losses was a $468K recovery vs. $375K expense last year.","Non-interest income rose to $7.5M (+$1.1M YoY) on higher appraisal and SBIC income.","Total deposits grew to $1.48B; core deposits were 90.02% of total deposits."],"consensus_eps_estimate":null,"consensus_eps_actual":1.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219639,"accession_number":"0001654954-24-008138","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-06-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Peoples Bancorp authorizes $2M stock repurchase plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $2M to repurchase common stock (Nasdaq: PEBK).","Repurchases may occur in open market or private transactions; timing subject to market conditions.","As of March 31, 2024, company had $1.7B assets and $121.1M equity.","CEO Lance Sellers cited strong balance sheet and capital position as rationale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219638,"accession_number":"0001654954-24-005500","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-05-03T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Bancorp shareholders elect 11 directors and ratify FORVIS as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with votes ranging from 3.5M to 3.7M for each, ~734K broker non-votes.","Ratification of FORVIS as independent auditor: 4,633,511 for, 26,445 against, 3,947 abstain.","Annual meeting held May 2, 2024; no other matters submitted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219637,"accession_number":"0001654954-24-004837","cik":1093672,"company_name":"PEOPLES BANCORP OF NORTH CAROLINA INC","ticker":"PEBK","form_type":"8-K","filed_at":"2024-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Bancorp Q1 net earnings rise to $0.74/share from $0.58 YoY; NIM narrows to 3.33%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $3.9M ($0.74 per share) vs $3.2M ($0.58) in Q1 2023; dividend raised to $0.35/share.","Net interest income $13.3M, down from $14.3M YoY; net interest margin 3.33% vs 3.77%.","Non-interest income $6.0M, up from $3.6M, due to absence of securities losses ($2.5M loss in Q1 2023).","Total loans flat at $1.1B; deposits up to $1.5B from $1.4B; core deposits 89.75% of total.","Non-performing assets $4.0M, 0.24% of total assets; allowance for credit losses 0.98% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230747963.51303315,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}