{"filings":[{"id":697957,"accession_number":"0001104659-26-067024","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2026-05-27T21:15:11+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial declares $0.18 semi-annual dividend payable June 11, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular semi-annual cash dividend of $0.18 per common share declared.","Payable June 11, 2026 to shareholders of record as of June 8, 2026.","Company reported $788M in total assets as of March 31, 2026.","Chairman Chevis Swetman emphasized commitment to returning earnings to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98772,"accession_number":"0001104659-26-049507","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Financial board nominees elected; opposition nominee defeated","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board nominees won with ~2.75M FOR each (62%); opposition Stewart Peck got 1.66M FOR (38%).","Ratification of EisnerAmper as auditor passed: 4,228,850 FOR, 7,584 AGAINST, 98,806 abstain.","Advisory say-on-pay passed 2,649,976 FOR (62%) vs 1,621,715 AGAINST (38%), notable dissent.","Annual meeting held April 22, 2026; quorum of 4,335,240 shares of 4,617,466 outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.15,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98771,"accession_number":"0001104659-26-046776","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial Q1 net income up 10.4% to $1.446M; EPS $0.31 vs $0.28","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.446M vs $1.310M YoY; EPS $0.31 vs $0.28 on 4.617M shares.","Net interest income rose $99K to $5.767M; total interest income +$52K, interest expense -$47K.","ROA improved to 0.77% from 0.62%; efficiency ratio improved to 76% from 77%.","Total deposits up $61.8M to $666.2M from Dec. 2025, driven by public fund tax deposits.","Bank leverage ratio remained strong at 14.15% despite $29.6M unrealized losses on AFS securities."],"consensus_eps_estimate":null,"consensus_eps_actual":0.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114422,"accession_number":"0001104659-26-007847","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial Q4 net income falls to $716k ($0.16 EPS) from $1.528M; full-year EPS $0.85 vs $4.66","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $716,000 ($0.16 EPS) vs $1,528,000 ($0.33 EPS) YoY; total interest income fell $1.071M to $6.569M.","Full-year net income $3.911M ($0.85 EPS) down from $21.703M ($4.66 EPS) in 2024, largely due to absence of $15.2M deferred tax benefit from 2024.","Total deposits decreased $116.3M to $604.4M from $720.7M due to loss of large public fund deposits in competitive bids.","Efficiency ratio worsened to 83% from 73%; ROAA fell to 0.50% (2024: 2.65% including discrete item, 0.80% excluding).","Board extended stock repurchase program (up to $750k or 40k shares) with no expiration; annual meeting set for April 22, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130797,"accession_number":"0001104659-25-116038","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2025-11-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial declares $0.18 semi-annual dividend payable Dec 12, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular semi-annual cash dividend of $0.18 per common share declared.","Payable on December 12, 2025 to shareholders of record on December 08, 2025.","Company reported $758 million in total assets as of September 30, 2025.","The Peoples Bank operates 18 bank facilities along the Mississippi Gulf Coast."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130796,"accession_number":"0001104659-25-101583","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial Q3 EPS $0.14; prior-year $3.31 included $15.2M tax benefit","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2025 net income $643K ($0.14 EPS) vs $15.4M ($3.31 EPS) in Q3 2024; prior year included $15.2M tax benefit from reversal of deferred tax asset valuation allowance.","Pre-tax income fell 41% to $786K from $1,334K; total interest income down $920K to $6,910K due to lower yields on securities and fed funds.","Total deposits declined $83M to $637.6M, driven by loss of large public fund accounts in competitive bid processes.","Bank remains well-capitalized with leverage ratio 15.19%; unrealized AFS securities losses improved to $30.4M from $38M at year-end 2024.","Efficiency ratio worsened to 81% from 72% for nine months; ROAA fell to 0.54% (0.82% ex-discrete item) from 3.33%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147361,"accession_number":"0001558370-25-011837","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K/A","filed_at":"2025-09-02T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Financial Board sets annual say-on-pay vote despite majority shareholder preference for triennial","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved annual non-binding advisory votes on named executive officer compensation, overriding shareholder vote where 2,520,347 favored triennial (every 3 years).","Shareholder vote results: 1,786,401 for 1-year, 5,924 for 2-year, 2,520,347 for 3-year, 26,591 abstain.","All six board nominees elected; opposition nominee Stewart F. Peck received 1,565,142 votes for, 2,675,589 withheld.","Shareholder proposal to sell company defeated (1,581,956 for, 2,670,830 against).","EisnerAmper LLP ratified as independent auditor with 4,217,612 votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147362,"accession_number":"0001558370-25-009460","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial Q2 net income down 47% YoY; deposits fall $76M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income fell to $1.242M ($0.27 EPS) from $2.329M ($0.50 EPS) YoY.","Net interest income decreased $431K to $5.472M due to lower securities income.","Total deposits dropped $76.4M to $644.3M from Dec 2024, losing public fund accounts.","First-half ROA fell to 0.64% from 1.16%; efficiency ratio rose to 78% from 68%.","Shareholders' equity rose $6.5M to $96.5M; unrealized losses on AFS fell to $32.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165996,"accession_number":"0001558370-25-008198","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2025-05-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial Corp declares $0.18 semi-annual dividend, payable June 13, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Declared regular semi-annual cash dividend of $0.18 per common share.","Payable on June 13, 2025 to shareholders of record as of June 11, 2025.","Company reported total assets of $867 million as of March 31, 2025.","CEO Chevis Swetman cited continuing financial improvement and commitment to returning earnings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165995,"accession_number":"0001558370-25-005788","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Financial annual meeting re-elects all six board nominees; shareholder sale proposal defeated","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All six board nominees (Barnes, Dennis, O'Keefe, Riley, Sliman, Swetman) elected with ~2.8M for each; opposition nominee Peck received 1.57M for, 2.68M withheld.","EisnerAmper ratified as independent auditor for 2025 with 4.22M for, 21k against.","Advisory say-on-pay passed: 2.74M for, 1.55M against.","Advisory frequency vote: 2.52M voted for every 3 years, 1.79M for every 1 year.","Shareholder proposal to sell the company defeated: 2.67M against, 1.58M for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.15,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165994,"accession_number":"0001558370-25-005269","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial Q1 net income falls 46% to $1.31M; EPS $0.28 vs $0.52","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.31M vs $2.415M in Q1 2024; EPS $0.28 vs $0.52.","Net interest income down $1.025M to $5.668M due to lower securities income and yields.","Efficiency ratio worsened to 77% from 64%; ROA fell to 0.62% from 1.12%.","Total deposits increased $31.3M to $752M; leverage ratio strong at 13.32%.","Unrealized losses on AFS securities decreased to $34.9M from $38.0M at year-end."],"consensus_eps_estimate":null,"consensus_eps_actual":0.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183536,"accession_number":"0001558370-25-000368","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial Q4 net income down 11% YoY to $1.528M; announces new buyback plan, annual meeting date","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 net income $1.528M ($0.33 EPS) vs $1.723M ($0.37 EPS) in Q4 2023, driven by higher noninterest expense and interest expense.","Full-year 2024 net income $21.703M ($4.66 EPS) includes $15.194M one-time tax benefit from reversal of valuation allowance; pre-tax income fell to $8.380M from $11.287M.","New stock repurchase program: up to 40,000 shares or $750,000 aggregate price, expiring Dec 31, 2025; prior $1M plan repurchased 44,220 shares.","Annual meeting of shareholders scheduled for April 23, 2025; common shares outstanding 4,617,466 as of Dec 31, 2024.","Bank leverage ratio remained strong at 13.95%; shareholders' equity increased to $90.0M from $69.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":4.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200111,"accession_number":"0001558370-24-015954","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2024-11-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial Corp declares $0.26 total dividend including $0.08 special; payable Dec 13","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular semi-annual cash dividend of $0.18 per share; special dividend of $0.08 per share; total $0.26 per share.","Payable December 13, 2024 to shareholders of record December 9, 2024.","Company cites continuing financial improvement and third best year of earnings ever.","Company recognized as part of 2024 OTCQX Best 50."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200110,"accession_number":"0001558370-24-013528","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2024-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial Q3 net income jumps to $15.4M on $15.2M deferred tax asset reversal; pre-tax income falls 40%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2024 net income $15.4M ($3.31 EPS) vs $1.9M ($0.41 EPS) a year ago; includes $15.2M one-time tax benefit from valuation allowance reversal.","Pre-tax income fell to $1.3M from $2.2M due to $1.1M increase in interest expense from higher deposit rates.","Nine-month net income $20.2M ($4.33 EPS) vs $7.4M ($1.59 EPS); excluding tax benefit, pre-tax income down 28% to $6.5M.","Unrealized losses on AFS securities declined to $32.1M from $50.7M a year ago; bank leverage ratio strong at 13.48%.","Deposits decreased $22.4M since year-end 2023 to $666.1M; gross loans up $9.6M to $239.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":4.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216128,"accession_number":"0001437749-24-023362","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial Q2 net income falls 20% to $0.50 EPS on higher deposit costs","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.33M vs $2.91M in Q2 2023; EPS $0.50 vs $0.62.","Net interest income fell $1.3M to $5.9M as interest expense surged 93% to $2.79M.","Income tax benefit of $229K vs $811K expense due to release of valuation allowance on tax credits.","Deposits down $13.6M from year-end to $674.9M due to loss of public fund accounts in bids.","Unrealized losses on AFS securities improved to $38.9M from $43.5M; leverage ratio 11.84%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235648,"accession_number":"0001437749-24-018038","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2024-05-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial declares $0.18 semi-annual cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Declared regular semi-annual cash dividend of $0.18 per common share.","Payable June 10, 2024 to shareholders of record as of June 5, 2024.","Chairman Chevis Swetman cited continuing financial improvement and commitment to returning earnings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235647,"accession_number":"0001437749-24-013697","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Peoples Financial holds contested director election; opposition nominee fails but 33% withhold votes on board slate","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board nominees each received ~2.8M votes for, ~1.4M withheld; opposition candidate Stewart Peck got 1.47M for.","Total shares voted: 4,224,270 out of 4,661,686 outstanding (90.6% turnout).","EisnerAmper LLP ratified as auditor for FY2024 with 4,211,019 for, 8,578 against, 4,673 abstain.","Withheld votes represent ~33% of votes cast, indicating notable shareholder dissent against board nominees."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.15,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235646,"accession_number":"0001437749-24-013045","cik":770460,"company_name":"PEOPLES FINANCIAL CORP /MS/","ticker":"PFBX","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Peoples Financial Q1 net income down 8% to $2.4M, announces $1M stock buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.415M ($0.52 diluted EPS) vs $2.623M ($0.56) in Q1 2023, down 8%.","Net interest income fell $357K to $6.693M; higher rates boosted interest income but interest expense surged.","Board approved stock repurchase up to $1M or ~64K shares; shares will be retired.","Total deposits increased $123M to $811.5M, driven by government tax collections and new public fund customers.","Unrealized losses on AFS securities rose to $40.9M; Bank leverage ratio remains strong at 11.48%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.52,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":98121151.99999999,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}