{"filings":[{"id":861923,"accession_number":"0001104659-26-070549","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2026-06-04T20:30:26+00:00","items":["5.07"],"status":"ready","headline":"PennyMac Financial annual meeting results: all 10 directors re-elected, auditor and say-on-pay approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["47.5M shares (91.6%) present at June 3, 2026 annual meeting.","All 10 director nominees elected with >41M votes each; broker non-votes ~4.8M.","Deloitte & Touche ratified as auditor with 47.2M for vs 284k against.","Non-binding say-on-pay approved with 41.1M for vs 1.5M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95144,"accession_number":"0001104659-26-055670","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PFSI Q1 2026: Net income $82.3M, adj. EPS $2.19; Production pretax $133.6M; Servicing pretax $12.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $82.3M ($1.53 diluted EPS); adjusted net income $117.7M ($2.19 adjusted EPS).","Total net revenues $545.0M; book value per share $83.31, up from $82.77 at Dec 31, 2025.","Production segment pretax income $133.6M, up 110% YoY; direct lending volumes surged (consumer direct +130% YoY).","Servicing segment pretax $12.7M vs $76.0M YoY; MSR fair value gains $183M offset by $221M hedging losses.","Board declared $0.30/share dividend payable May 28; repurchased ~560K shares for $50.0M at avg $89.28."],"consensus_eps_estimate":null,"consensus_eps_actual":1.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":6120000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108001,"accession_number":"0001104659-26-031062","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2026-03-18T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"PennyMac amends bylaws for name updates, stockholder agreement references, and director voting standard","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Bylaws amended effective March 16, 2026 to update company name references and remove references to a terminated stockholder agreement.","Article I, Section 12(a)(1) updated to reflect current stockholder agreement instead of the terminated one.","Article II, Section 1 clarifies existing majority voting standard for uncontested director elections.","No financial or operational impact disclosed; changes are governance-related.","Exhibit 3.1 (full amended bylaws) filed with the SEC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108000,"accession_number":"0001104659-26-013409","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2026-02-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"PennyMac acquires Cenlar subservicing for $172.5M upfront; adds $740B UPB","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Upfront purchase price $172.5M cash plus up to $85M contingent consideration over three years.","Adds ~$740B UPB and 2 million loans; total servicing portfolio exceeds $1 trillion UPB.","Expected close in H2 2026, subject to regulatory approvals; Cenlar to surrender bank charter.","Acquisition makes PennyMac second largest U.S. mortgage servicer and top subservicer.","Transaction aligns with strategic goal to expand capital-light, fee-based subservicing revenue."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":107999,"accession_number":"0001104659-26-008004","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PennyMac Q4 net income $106.8M ($1.97 EPS); full-year profit up 61% to $501.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $106.8M ($1.97 diluted EPS) on total net revenues $538.0M; pretax income $134.4M vs $236.4M prior quarter.","Production segment pretax $127.3M (+4% QoQ); total loan acquisitions $42.2B UPB (+16% QoQ, +18% YoY).","Servicing segment pretax $37.3M vs $157.4M prior quarter; servicing portfolio $733.6B UPB (+10% YoY).","Full-year 2025 net income $501.1M vs $311.4M in 2024; pretax $551.4M vs $401.0M.","Dividend $0.30/share payable Feb 26, 2026; book value per share $82.77 vs $81.12 at Sept 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":9.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":20108000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124415,"accession_number":"0001104659-25-101260","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PennyMac Q3 net income $181.5M ($3.37 EPS); ROE 18%; issues $950M in debt","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Pretax income $236.4M, up from $76.4M in Q2 2025 and $93.9M a year ago.","Production segment pretax $122.9M (nearly double Q2); servicing segment pretax $157.4M.","Servicing portfolio reached $716.6B UPB; sold $12B UPB MSR portfolio to Annaly (NLY) while retaining subservicing.","Declared $0.30/share dividend payable Nov 26, 2025; repurchased 50,300 shares at avg $94.19.","Issued $650M unsecured senior notes due 2034 and $300M term notes secured by Ginnie Mae MSR."],"consensus_eps_estimate":null,"consensus_eps_actual":7.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":14012000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141084,"accession_number":"0001104659-25-088064","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-09-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"PennyMac presents at Barclays Conference; no new financial results disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation on September 8, 2025 at Barclays Global Financial Services Conference.","Investor update made available on company IR website; no specific financial data provided.","No changes to guidance, dividends, or capital structure announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141083,"accession_number":"0001104659-25-076874","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-08-12T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"PennyMac closes $650M of 6.750% Senior Notes due 2034","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $650M aggregate principal amount of 6.750% Senior Notes maturing February 15, 2034.","Interest payable semi-annually on Feb 15 and Aug 15, commencing February 15, 2026.","Proceeds to repay borrowings under secured MSR facilities, other secured debt, and general corporate purposes.","Notes are senior unsecured and guaranteed by certain domestic subsidiaries.","Redeemable at make-whole prior to Aug 15, 2028; change of control put at 101% of principal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141082,"accession_number":"0001104659-25-075275","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PennyMac Financial prices $650M of 6.750% senior notes due 2034; proceeds to repay MSR facilities","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$650M aggregate principal, 6.750% interest, maturity Feb 15, 2034.","Interest payable semi-annually on Feb 15 and Aug 15, starting Feb 15, 2026.","Notes are unsecured senior obligations guaranteed by domestic subsidiaries.","Proceeds to repay secured MSR facilities and other secured indebtedness.","Offering expected to close August 12, 2025, subject to customary conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141081,"accession_number":"0001104659-25-074996","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PennyMac Financial announces proposed $650M senior notes offering due 2034","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offering $650M aggregate principal amount of senior notes due 2034 in private placement.","Notes to be guaranteed on senior unsecured basis by existing and future domestic subsidiaries.","Proceeds to repay borrowings under secured MSR facilities and other secured indebtedness.","Offering exempt from SEC registration; for qualified institutional buyers under Rule 144A."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141080,"accession_number":"0001104659-25-069637","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PennyMac Financial Q2 2025 Net Income $136.5M, EPS $2.54, Book Value $78.04","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Pretax income $76.4M, down from $104.2M Q1 2025 and $133.9M Q2 2024; includes $60.0M tax benefit from non-recurring $81.6M state apportionment change.","Production segment pretax $57.8M; total loan acquisitions $37.9B UPB, up 31% QoQ; total locks $43.1B UPB, up 26% QoQ.","Servicing segment pretax $54.2M; servicing portfolio $699.7B UPB, up 3% from March 2025; issued $850M 7-year senior notes due May 2032.","Board declared $0.30/share cash dividend payable Aug 22, 2025 to holders of record Aug 13, 2025.","CEO highlighted AI implementation across operations; redeemed $650M notes due Oct 2025 and $500M Ginnie Mae MSR term notes due May 2027."],"consensus_eps_estimate":null,"consensus_eps_actual":3.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":9434000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158887,"accession_number":"0001104659-25-060703","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"PennyMac annual meeting: all 11 directors elected, auditor ratified, say-on-pay approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with votes ranging from 44.2M to 45.5M in favor.","Ratification of Deloitte & Touche as auditor for 2025: 49.6M for, 103k against.","Non-binding advisory vote on executive compensation approved: 41.3M for, 4.2M against.","Total shares entitled to vote 51.7M; 49.7M (96.1%) present in person or by proxy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158886,"accession_number":"0001104659-25-046123","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"PennyMac Financial closes $850M 6.875% senior notes offering due 2032","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$850M aggregate principal of 6.875% Senior Notes due May 15, 2032 issued on May 8, 2025.","Proceeds to redeem 5.375% senior notes due Oct 2025 and repay secured MSR borrowings.","Interest accrues from May 8, 2025, payable semi-annually on May 15 and Nov 15, starting Nov 15, 2025.","Notes are senior unsecured, guaranteed by domestic subsidiaries; subject to customary covenants.","Redeemable at make-whole prior to May 15, 2028; after that at declining prices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158885,"accession_number":"0001104659-25-043586","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PennyMac Financial prices $850M 6.875% senior notes due 2032, upsized from $650M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offering upsized to $850M from previously announced $650M.","Notes bear 6.875% interest, mature May 15, 2032; semi-annual payments from Nov 15, 2025.","Proceeds to redeem 5.375% senior notes due Oct 2025 and repay MSR facility borrowings.","Offering expected to close May 8, 2025; fully guaranteed by certain domestic subsidiaries.","Private placement to QIBs under Rule 144A and to non-U.S. persons under Reg S."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158884,"accession_number":"0001104659-25-043058","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PennyMac announces $650M senior notes offering to refinance 2025 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offering $650M aggregate principal amount of Senior Notes due 2032.","Proceeds used to redeem existing 5.375% senior notes due October 2025.","Notes guaranteed on unsecured senior basis by domestic subsidiaries.","Offering is private, exempt from SEC registration (Rule 144A/Reg S).","Remaining proceeds will be used for general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158883,"accession_number":"0001104659-25-037458","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PennyMac Financial Q1 net income $76.3M; production pretax $61.9M, down 21% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $76.3M, diluted EPS $1.42; revenue $430.9M; book value per share $75.57.","Production segment pretax income $61.9M vs $78.0M prior quarter; loan acquisitions $28.9B UPB (-19% QoQ).","Servicing portfolio grew to $680.2B UPB (+2% QoQ); owned MSR portfolio $449.1B UPB.","Dividend of $0.30/share declared, payable May 23, 2025 to holders of record May 14.","Issued $850M 8-year unsecured senior notes due February 2033."],"consensus_eps_estimate":null,"consensus_eps_actual":1.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":4918000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177287,"accession_number":"0001104659-25-010114","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"PennyMac closes $850M 6.875% Senior Notes due 2033 offering","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$850M aggregate principal of 6.875% Senior Notes due 2033 closed on Feb 6, 2025.","Interest payable semi-annually starting Aug 15, 2025; mature Feb 15, 2033.","Proceeds to repay secured MSR facility borrowings and repurchase/repay portion of 5.375% senior notes due Oct 2025.","Notes are senior unsecured, guaranteed by domestic subsidiaries; redeemable at make-whole premium before Feb 2028.","Issuer may redeem up to 40% of notes with equity offering proceeds at 106.875% before Feb 2028."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177286,"accession_number":"0001104659-25-009242","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-02-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PennyMac prices $850M 6.875% senior notes due 2033, upsized from $650M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offering upsized from $650M to $850M aggregate principal amount.","Notes bear 6.875% interest, mature February 15, 2033; interest payable semi-annually.","Proceeds to repay secured MSR facility borrowings and repurchase/repay portion of 5.375% senior notes due Oct 2025.","Closing expected February 6, 2025, subject to customary conditions.","Notes are unsecured senior obligations, guaranteed by existing and future domestic subsidiaries."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177285,"accession_number":"0001104659-25-008896","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-02-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PFSI proposes $650M senior notes due 2033 to refinance existing debt","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$650M aggregate principal of Senior Notes due 2033; fully guaranteed on unsecured senior basis by domestic subsidiaries.","Proceeds to repay secured MSR facility borrowings, repurchase/repay 5.375% senior notes due Oct 2025, and general corporate purposes.","Offering is a private placement under Rule 144A and Regulation S; notes not registered under Securities Act.","Subject to market conditions; no definitive agreement yet; proceeds also for other indebtedness."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177284,"accession_number":"0001104659-25-007618","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PennyMac Q4 2024 net income $104.5M, EPS $1.95, book value up to $74.54","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 net income $104.5M ($1.95 diluted EPS) on revenue $470.1M; book value per share $74.54 (up from $72.95).","Full-year 2024 net income $311.4M vs $144.7M in 2023; pretax income $401.0M vs $183.6M.","Servicing segment pretax income $87.3M (Q3: $3.3M); production segment $78.0M (Q3: $129.4M).","Quarterly dividend raised 50% to $0.30/share, payable Feb 23, 2025 to holders of record Feb 13.","Total loan production $35.7B UPB in Q4, up 13% QoQ; servicing portfolio grew to $665.8B UPB."],"consensus_eps_estimate":null,"consensus_eps_actual":5.84,"consensus_revenue_estimate":null,"consensus_revenue_actual":26868000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177283,"accession_number":"0001104659-25-000828","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2025-01-03T23:59:59+00:00","items":["1.01","5.03","9.01"],"status":"ready","headline":"PennyMac Financial reduces board to 11 directors; stockholder agreement amended after retirements","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board maximum reduced from 13 to 11 following retirements of James K. Hunt and Emily Youssouf on Dec 31, 2024.","Fourth Amended and Restated Stockholder Agreement signed with HC Partners to reflect the change.","Bylaws amended accordingly (Third Amendment to Bylaws filed as Exhibit 3.1).","HCP retains nomination rights: 2 directors if holding 15%+ voting power, 1 if 10%+ (excluding charitable entities).","Stockholder agreement also provides consent rights for charter/bylaw amendments adverse to HCP."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194045,"accession_number":"0001104659-24-130234","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-12-19T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"PennyMac Financial extends management and servicing pacts with PMT through 2029; fee tiers modified","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Base mgmt fee under 4th A&R: 1.5% of PMT equity up to $2B, 1.375% on $2-5B, 1.25% over $5B.","Performance incentive fee payable annually; tiers: 10% on 8-12% ROE, 15% on 12-16%, 20% over 16%, with high-water mark.","Servicing fees: $7.50/month per fixed-rate loan, $8.50 for adjustable; delinquency fees $18-$80/month.","All agreements effective Jan 1, 2025, expire Dec 31, 2029, with auto-renewal for 18-month periods."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194044,"accession_number":"0001104659-24-113203","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-11-01T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"PennyMac enters $225M MSR financing facility with Goldman Sachs","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Maximum purchase price of $225 million under Series 2024-MSRVF1 master repurchase agreement with Goldman Sachs Bank USA.","Facility finances Fannie Mae mortgage servicing rights, excess servicing spread, and servicing advance receivables.","Initial term expires October 28, 2026 with outstanding purchase price amortized over 12 months thereafter.","Obligations guaranteed by Private National Mortgage Acceptance Company (PNMAC) and cross-collateralized with other PLS-Goldman facilities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194043,"accession_number":"0001104659-24-110583","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PennyMac Q3 2024 net income $69.4M ($1.30 EPS); production triples but servicing posts loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $69.4M ($1.30 diluted EPS) on revenue $411.8M; book value per share rose to $72.95 from $71.76.","Production pretax income surged to $107.9M from $41.3M QoQ on 93% jump in consumer direct IRLCs.","Servicing segment pretax loss $14.6M vs $88.5M income prior quarter, driven by $160.4M net MSR valuation decline.","Loan acquisitions and originations $31.7B UPB (+17% QoQ, +26% YoY); servicing portfolio grew to $648.1B UPB.","Board declares $0.30/share dividend payable Nov 27; management guides annualized operating ROE high-teens to low-twenties."],"consensus_eps_estimate":null,"consensus_eps_actual":3.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":22786000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194042,"accession_number":"0001104659-24-105883","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-10-03T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"PennyMac announces departure of Chief Capital Markets Officer Chang; Elbaum named interim successor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William Chang steps down as Chief Capital Markets Officer (PFSI) and Chief Investment Officer (PMT), effective Oct 11, 2024.","Mark Elbaum, Managing Director, Strategic Initiatives, appointed interim Chief Capital Markets Officer for PFSI and CIO for PMT.","Chang is leaving to pursue other interests in mortgage banking; CEO Spector thanks him for over a decade of service.","Elbaum previously held capital markets leadership roles at Homepoint, Bank of America, and Countrywide."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210378,"accession_number":"0001104659-24-097980","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-09-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"PennyMac presents at Barclays conference; investor update posted online","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company presented at Barclays Global Financial Services Conference on September 9, 2024.","Investor update made available on company's IR website and furnished as Exhibit 99.1.","Filing does not contain specific financial or operational updates; exhibit content not fully provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210377,"accession_number":"0001104659-24-097758","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-09-06T23:59:59+00:00","items":["1.01","5.02","5.03","9.01"],"status":"ready","headline":"PennyMac Financial Services elects Sunil Chandra to board; Hunt and Youssouf to retire Dec 31, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board size increased to 13; Sunil Chandra elected effective Sept 4, 2024.","Chandra to receive $92,500 annual retainer, committee retainers, and $157,500 one-time RSU grant.","James Hunt and Emily Youssouf to retire from board effective Dec 31, 2024; both served since 2013.","Chandra brings experience from OakNorth, Google, Barclays Capital; will serve on Nominating & Risk Committees.","Third Amended and Restated Stockholder Agreement with HC Partners LLC executed to support board expansion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210376,"accession_number":"0001104659-24-084385","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"PennyMac enters into two $350M VFN repurchase agreements with Mizuho to finance Ginnie Mae MSR assets","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Each agreement has a maximum purchase price of $350M; initial term expires July 25, 2026.","One covers excess servicing spread (Series 2024-MSRVF1); the other covers servicing advance receivables (Series 2020-SPIADVF1).","PLS must maintain at least $50M outstanding with Mizuho under the servicing spread agreement, plus $50M each with ASP, GS, Nomura.","Obligations are guaranteed by PNMAC under a new Mizuho Guaranty dated July 25, 2024.","The facilities are cross-collateralized with other Mizuho financing and include margin call provisions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210375,"accession_number":"0001104659-24-081917","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PFSI Q2 net income $98.3M, EPS $1.85; dividend raised 50% to $0.30/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $98.3M, diluted EPS $1.85, revenue $406.1M; pretax income $133.9M vs $43.9M prior Q and $72.9M YoY.","Dividend increased 50% to $0.30/share, payable Aug 23, 2024, record Aug 13.","Production segment pretax $41.3M (up 15% QoQ, 69% YoY) on total loan acquisitions $27.2B UPB (up 25% QoQ).","Servicing segment pretax $88.5M vs $4.9M prior Q; servicing portfolio $632.7B UPB up 2% QoQ and 10% YoY.","Issued $650M senior unsecured notes due 2030; book value per share $71.76 (+2.3% QoQ)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":19348000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228698,"accession_number":"0001104659-24-068810","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-06-06T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"PennyMac Financial Services adopts executive deferred compensation plan and reports annual meeting results","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan allows participants to defer 5%-75% of base salary and 5%-90% of bonus, RSUs, or PSUs.","Company may make discretionary contributions; deferrals are unfunded unsecured promises.","At June 5 annual meeting, all 12 director nominees elected with over 43 million votes each.","Stockholders ratified Deloitte as auditor (48.4M for) and approved say-on-pay (43.8M for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228697,"accession_number":"0001104659-24-064686","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-05-23T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"PennyMac closes $650M offering of 7.125% Senior Notes due 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $650M aggregate principal of 7.125% Senior Notes due Nov 15, 2030.","Interest payable semi-annually on May 15 and Nov 15, starting Nov 15, 2024.","Proceeds to repay borrowings under secured MSR facilities and other secured indebtedness, and for general corporate purposes.","Notes are senior unsecured obligations, fully and unconditionally guaranteed by certain domestic subsidiaries.","Redeemable at option of Issuer; prior to Nov 15, 2026 with make-whole premium, thereafter at specified prices; change of control put at 101%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228696,"accession_number":"0001104659-24-063570","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PennyMac Financial Services prices $650M of 7.125% senior notes due 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$650M aggregate principal amount of 7.125% senior notes due Nov 15, 2030.","Interest payable semi-annually on May 15 and Nov 15, starting Nov 15, 2024.","Notes are unsecured senior obligations, guaranteed by certain domestic subsidiaries.","Proceeds to repay borrowings under secured MSR facilities, other secured debt, and general corporate purposes.","Offering expected to close May 23, 2024; issued via private placement under Rule 144A and Reg S."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228695,"accession_number":"0001104659-24-063211","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-05-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PennyMac announces $650M senior notes offering due 2030; proceeds to repay MSR facilities","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offering $650M aggregate principal of senior notes due 2030 in a private placement.","Notes guaranteed on an unsecured senior basis by PennyMac's domestic subsidiaries (excluding certain subsidiaries).","Proceeds to repay secured MSR facilities and other secured indebtedness, plus general corporate purposes.","Offering exempt from registration under Securities Act, made to QIBs and non-U.S. persons under Rule 144A/Reg S."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228694,"accession_number":"0001104659-24-051253","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PennyMac Financial Q1 net income $39.3M, EPS $0.74, revenue $305.7M; servicing portfolio $617B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $39.3M ($0.74 diluted EPS) vs. pretax loss $54.2M in Q4 2023; revenue $305.7M.","Production segment pretax income $35.9M; total loan acquisitions $21.7B UPB, down 19% QoQ.","Servicing segment pretax income $4.9M (excl. valuation items: $124.7M); servicing portfolio grew 2% QoQ to $617B UPB.","Declared Q1 cash dividend $0.20/share, payable May 24, 2024; issued $425M term notes secured by Ginnie Mae MSR.","Annualized operating return on equity 15%; CEO cites strong operating earnings in expected trough origination market."],"consensus_eps_estimate":null,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":3617000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247333,"accession_number":"0001104659-24-035235","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-03-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PennyMac pays $150.2M final award to Black Knight; court confirms arbitration ruling","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Arbitrator's final award of $150.2M plus interest paid in full on Feb 14, 2024.","Florida State Court confirmed award on March 15, giving preclusive effect.","PennyMac's antitrust counterclaim granted; Black Knight enjoined from enforcing exclusive-dealing clauses.","PennyMac's SSE technology remains proprietary, free of restrictions, and can be commercialized.","Pretax expense of $158.4M accrued in Q4 2023; payment now complete."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247332,"accession_number":"0001104659-24-031921","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-03-07T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"PennyMac Financial issues $425M secured term notes (2024-GT1) at SOFR+3.20%","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$425M aggregate principal of secured term notes issued via subsidiary trust; rated BBB by Kroll.","Notes bear interest at 30-day average SOFR plus 3.20% per annum, payable monthly.","Stated maturity March 25, 2029, with optional one-year extensions to 2030 or 2031.","Collateral: participation certificates in Ginnie Mae mortgage servicing rights and excess servicing spread.","Notes rank pari passu with existing secured term notes; proceeds support MSR financing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247331,"accession_number":"0001104659-24-010368","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-02-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PennyMac final arbitration award: $150.2M to Black Knight, wins antitrust injunction","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Final award: PennyMac pays Black Knight $150.2M damages plus $7.0M prejudgment interest; $158.4M pretax accrued in Q4 2023.","Arbitrator granted PennyMac's Sherman Act monopolization claim, enjoining Black Knight; SSE technology remains PennyMac's proprietary asset.","Black Knight's trade secret claim denied; ICE (Black Knight's parent) stated it will not seek to vacate award.","PennyMac filed motion to confirm award in Florida state court; plans to pursue value from SSE platform.","Initial damages of $155.2M corrected to $150.2M due to computational error; no further modifications pending."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247330,"accession_number":"0001104659-24-009494","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2024-02-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PennyMac Financial Q4 net loss $36.8M on $158.4M arbitration accrual; revenue $361.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net loss of $36.8M ($0.74 diluted EPS) vs. year-ago net income; full-year net income $144.7M, down from $475.5M.","$158.4M non-recurring arbitration accrual related to Black Knight litigation; arbitrator affirmed ownership of SSE platform.","Production segment pretax income $39.4M (up from $25.2M prior quarter); Servicing segment pretax loss $95.5M due to accrual and MSR fair-value losses.","Servicing portfolio UPB $607.2B (up 10% YoY); issued $750M 6-yr unsecured notes, redeemed $875M secured term notes.","Declared Q4 cash dividend of $0.20 per share, payable Feb 23, 2024 to holders of record Feb 13, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":2.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":13403000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264792,"accession_number":"0001104659-23-124980","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2023-12-11T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"PennyMac closes $750M 7.875% Senior Notes due 2029 offering","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $750M aggregate principal of 7.875% Senior Notes due December 15, 2029.","Interest payable semi-annually on June 15 and December 15, starting June 15, 2024.","Proceeds to repay a portion of secured term notes due 2025 and for general corporate purposes.","Notes are senior unsecured obligations, guaranteed by certain domestic subsidiaries.","Prior to Dec 15, 2026, Issuer may redeem at make-whole premium; after at specified prices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264791,"accession_number":"0001104659-23-124080","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2023-12-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PennyMac prices $750M of 7.875% senior notes due 2029, upsized from $650M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offering upsized to $750M aggregate principal at 7.875% interest, maturing Dec 15, 2029.","Interest payable semi-annually on June 15 and Dec 15, starting June 15, 2024.","Proceeds to repay portion of secured term notes due 2025 and for general corporate purposes.","Offering expected to close Dec 11, 2023, subject to customary conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264790,"accession_number":"0001104659-23-123824","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2023-12-06T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PennyMac announces $650M senior notes offering to repay 2025 term loans","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offers $650M aggregate principal amount of senior notes due 2029.","Notes will be unsecured senior obligations guaranteed by domestic subsidiaries.","Proceeds to repay secured term notes due 2025 and for general corporate purposes.","Offering is a private placement under Rule 144A and Regulation S.","Subject to market conditions and other customary closing conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264789,"accession_number":"0001104659-23-123227","cik":1745916,"company_name":"PennyMac Financial Services, Inc.","ticker":"PFSI","form_type":"8-K","filed_at":"2023-12-04T23:59:59+00:00","items":["8.01","7.01","9.01"],"status":"ready","headline":"PennyMac ordered to pay $155M in Black Knight arbitration; trade secrets claim denied","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Arbitrator awarded Black Knight $155,230,792 for breach of contract, plus interest and attorney fees; all trade secret misappropriation claims rejected.","PLS retains full ownership of SSE servicing platform with no restrictions on use or development.","Company expects to record litigation reserve in Q4 2023 reducing earnings and book value per share by approximately $2.85.","PFSI had $1.2B cash at Sept 30, 2023, providing ample liquidity to fulfill the interim award."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4446586498.89444,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}