{"filings":[{"id":536756,"accession_number":"0000080661-26-000204","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2026-05-20T12:33:11+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive April net income up 10% to $1.09B but combined ratio rises to 90.2 from 84.9 on cat losses","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $7.28B (+6% YoY); net premiums earned $7.11B (+7%).","Net income $1.09B ($1.86 diluted EPS) vs $986M ($1.68) last year; YTD net income $3.91B ($6.66 diluted).","Combined ratio 90.2% vs 84.9% last April; YTD combined ratio 87.4%; net catastrophe loss ratio 7.0% (companywide).","Policies in force 39.8M (+8% YoY); Personal Lines auto direct +11%, agency auto +8%.","Total pretax net realized gains on securities $402M (vs -$3M last year) drove earnings."],"consensus_eps_estimate":4.9103,"consensus_eps_actual":4.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":22188000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":30361,"accession_number":"0000080661-26-000200","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2026-05-12T15:58:56+00:00","items":["5.02","5.07","7.01","9.01"],"status":"ready","headline":"Progressive Names Andrew J. Quigg CFO; Board Authorizes 25M Share Buyback and $0.10 Dividend","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Andrew J. Quigg elected CFO effective July 4, 2026, succeeding John P. Sauerland who retires July 3.","At May 8 annual meeting, shareholders elected 11 directors, approved executive compensation, and ratified PwC as auditor.","Board renewed authorization to repurchase up to 25 million common shares.","Board declared $0.10 per share quarterly dividend, payable July 10, 2026 to holders of record July 2."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98975,"accession_number":"0000080661-26-000173","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2026-04-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Progressive Q1 net income up 10% to $2.82B; diluted EPS $4.80 vs $4.37; combined ratio 86.4","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.82B ($4.80 diluted EPS) for Q1 2026, up from $2.57B ($4.37) in Q1 2025.","Net premiums earned $20.97B (+8% YoY); net premiums written $23.64B (+6%).","Companywide combined ratio 86.4 vs 86.0 in prior year; catastrophe losses contributed 1.3 points.","Policies in force grew 9% to 39.6M; Personal Lines agency auto +9%, direct auto +12%.","Book value per share $54.82; trailing 12-month ROE 35.0% on net income."],"consensus_eps_estimate":4.9103,"consensus_eps_actual":4.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":22188000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114727,"accession_number":"0001193125-26-125238","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2026-03-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Progressive issues $1.5B senior notes at 4.60% (2031) and 5.15% (2036)","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$500M of 4.60% Senior Notes due 2031 and $1B of 5.15% Senior Notes due 2036 issued.","Net proceeds estimated at $1.487B after underwriting discounts and expenses.","Closing expected March 26, 2026; interest payable semi-annually starting Sep 26, 2026.","Goldman Sachs & Co. LLC and TD Securities (USA) LLC lead underwriting syndicate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114726,"accession_number":"0000080661-26-000096","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2026-03-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive reports February net income $943M, combined ratio 85.7, NPW up 5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $6.995B, up 5% YoY; net premiums earned $6.528B, up 8%.","Net income $943M ($1.61 diluted EPS), up 2% from $928M ($1.58) in Feb 2025.","Combined ratio of 85.7 vs 82.6 a year ago, driven by higher loss/LAE ratio (65.0 vs 62.7).","Total policies in force 39.22M, up 10% YoY; Personal Lines +10%, Commercial +3%.","February closing nuance reduced NPW growth by ~2-3 pts; Q1 growth expected unaffected."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114725,"accession_number":"0000080661-26-000075","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2026-02-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive Jan 2026: net income $1.16B, EPS $1.98, policies up 10% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $6.7B (+4% YoY); net premiums earned $6.9B (+5%).","Combined ratio 84.4 vs 84.1; catastrophe loss ratio 0.7%.","Policies in force 38.9M (+10% YoY); Personal Lines direct auto +14%.","Investment income $311M (+16%); book yield 4.2% vs 4.1%.","CFO transition: Andrew Quigg to assume CFO role in July 2026."],"consensus_eps_estimate":4.4569,"consensus_eps_actual":19.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":87671000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114724,"accession_number":"0000080661-26-000071","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["2.02","5.02","9.01"],"status":"ready","headline":"Progressive Q4 net income $1.15B (+22% YoY); CFO Sauerland to retire July 3, 2026","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 diluted EPS $1.95, up 22% YoY; net premiums earned $7.12B, up 6%.","Full-year net income $11.31B, up 33%; diluted EPS $19.23 from $14.40.","Q4 combined ratio 87.1 (worsened 3 pts YoY); full-year combined ratio 87.4 (improved 0.5 pts).","Total policies in force up 10% to 38.6M; net premiums written for year up 12% to $83.2B.","CFO John Sauerland retiring July 3, 2026; Andrew Quigg (Chief Strategy Officer) expected to succeed."],"consensus_eps_estimate":4.4569,"consensus_eps_actual":19.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":87671000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131105,"accession_number":"0000080661-25-000142","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-12-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive November net income down 5% to $958M; combined ratio 87.1 vs 85.6","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $6.19B, +11% YoY; net premiums earned $6.89B, +14%.","Diluted EPS $1.63 vs $1.71, -5%; total pretax realized gains fell 82% to $32M.","Combined ratio 87.1, worsened 1.5 pts from 85.6; loss/LAE ratio 66.0.","Policies in force 38.4M, +11% YoY; Personal Lines agency auto +10%, direct auto +14%.","Board declared annual dividend of $13.50/share and quarterly $0.10, payable Jan 8, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131104,"accession_number":"0000080661-25-000134","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-11-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive reports October 2025 net income $846M, EPS $1.44; combined ratio improves to 89.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $7,002M (+6% YoY); net premiums earned $7,078M (+11% YoY).","Net income $846M vs $408M in October 2024; diluted EPS $1.44, up 107%.","Combined ratio 89.7% vs 94.1% a year ago, improving 4.4 pts.","Personal Lines policies in force grew 12% to 37.2M; Direct auto up 16%.","YTD net income $9.2B vs $6.5B; book value per share $62.00."],"consensus_eps_estimate":5.0878,"consensus_eps_actual":14.21,"consensus_revenue_estimate":null,"consensus_revenue_actual":64925000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131103,"accession_number":"0000080661-25-000126","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-10-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Progressive September net income falls 48%, books $950M Florida policyholder credit; quarterly EPS up 12%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["September net income $305M ($0.52 EPS) vs $585M ($0.99) a year ago; combined ratio 100.4 vs 93.4.","Recorded $950M liability for Florida personal auto policyholder credits due to statutory profit limit; reduces September earnings.","Quarterly net income $2,615M ($4.45 EPS) up 12% YoY; net premiums earned $20.8B up 14%; combined ratio 89.5 vs 89.0.","Policies in force grew 12% to 38.1M; personal lines agency auto up 13%, direct auto up 17%.","YTD net income $8.4B ($14.21 diluted EPS) up 36% vs $6.1B ($10.39); total portfolio return 6.1%."],"consensus_eps_estimate":5.0878,"consensus_eps_actual":14.21,"consensus_revenue_estimate":null,"consensus_revenue_actual":64925000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147693,"accession_number":"0000080661-25-000079","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-09-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive August net income $1.22B, EPS $2.07, combined ratio 83.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $7.2B (+11% YoY); net premiums earned $7.0B (+18% YoY).","Net income $1.22B vs $935M a year ago; diluted EPS $2.07 vs $1.59 (+30%).","Combined ratio improved 2.4 pts to 83.1% (82.4 personal lines, 87.5 commercial).","Policies in force 37.9M (+13% YoY); personal lines agency auto +14%, direct +18%.","Year-to-date net income $8.05B ($13.69 diluted EPS) vs $5.54B ($9.40) in 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147692,"accession_number":"0000080661-25-000056","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-08-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive posts July net income $1.09B (+34%), combined ratio 85.3%, policies up 14%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.09B (+34% YoY); diluted EPS $1.85 vs $1.38.","Combined ratio improved 2.7 pts to 85.3% from 88.0%.","Net premiums written $7.06B (+11%); earned $6.99B (+15%).","Policies in force 37.6M, up 14% YoY; agency auto +15%, direct auto +19%.","YTD net income $6.83B vs $4.60B; diluted EPS $11.62 vs $7.80."],"consensus_eps_estimate":4.4716,"consensus_eps_actual":9.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":42413000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147691,"accession_number":"0000080661-25-000038","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-07-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Progressive Q2 net income $3.18B ($5.40 diluted EPS), combined ratio improves to 86.2%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q2 2025 reached $3.18B, up 118% YoY; diluted EPS $5.40 vs $2.48.","Companywide combined ratio improved to 86.2% from 91.9% a year ago; net catastrophe losses 3.2% of NPE in June, half from Texas storms.","Net premiums written grew 15% to $6.6B in June ($20.1B in Q2, +12%); policies in force totaled 37.3M, up 15%.","Personal Lines direct auto policies in force up 21% to 15.2M; Commercial Lines policies up 6% to 1.19M.","Book value per share $55.62; trailing 12-month ROE (net income) 37.7%; June share repurchases: 14,367 shares at avg $272."],"consensus_eps_estimate":4.4716,"consensus_eps_actual":9.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":42413000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166367,"accession_number":"0000080661-25-000032","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive May net income $1.07B vs $235M YoY; combined ratio 86.9 vs 100.4","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $6.63B (+11% YoY); net premiums earned $6.72B (+15% YoY).","Diluted EPS $1.81 vs $0.40 last year; net income $1.065B up 353%.","Companywide policies in force 37.0M (+16% YoY); Personal Lines auto direct up 22%.","Combined ratio improved 13.5 pts to 86.9; net catastrophe loss ratio 4.1 pts.","YTD net income $4.62B ($7.86 diluted EPS); trailing 12-month ROE 37.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166366,"accession_number":"0000080661-25-000030","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive April net income $986M (+134% YoY); combined ratio improves to 84.9","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $6.84B (+11% YoY); net premiums earned $6.64B (+19%).","Diluted EPS $1.68, up 134% from $0.72 in April 2024.","Combined ratio 84.9, down 4.1 points from 89.0, driven by lower loss/LAE ratio.","Policies in force grew 17% to 36.65M; Personal Lines direct auto up 23%.","Year-to-date net income $3.55B vs $2.75B; total comprehensive income $4.82B."],"consensus_eps_estimate":null,"consensus_eps_actual":4.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":20409000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166365,"accession_number":"0000080661-25-000025","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"Progressive renews 25M share buyback, declares $0.10 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board authorized repurchase of up to 25 million common shares; previous authorization details not given.","Quarterly dividend of $0.10 per share declared, payable July 11, 2025 to shareholders of record July 3, 2025.","At annual meeting, all 11 director nominees elected; advisory say-on-pay passed with 449M votes for.","Ratification of PwC as independent auditor for 2025 passed with 471.8M votes for.","Total shares represented at meeting: 511,221,365."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166364,"accession_number":"0000080661-25-000020","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-04-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Progressive March net income drops 42% YoY; Q1 EPS $4.37; combined ratio 90.9","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["March net income $522M (-42% YoY); EPS $0.89 (-42% YoY).","Q1 net premiums written $22.2B (+17% YoY); net premiums earned $19.4B (+20% YoY).","Q1 combined ratio 86.0%, flat YoY; March combined ratio 90.9% vs 84.3% (6.6 pts worse).","Policies in force up 18% YoY to 36.3M; personal auto direct +25%, agency +18%.","Total portfolio FTE return +0.2% for month; pretax investment book yield 4.3%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":20409000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183806,"accession_number":"0000080661-25-000015","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-03-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive February net income $928M (+26% YoY); combined ratio 82.6% vs 86.8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $6,684M (+17% YoY); net premiums earned $6,036M (+18%).","Diluted EPS $1.58 vs $1.24; combined ratio improved 4.2 pts to 82.6%.","Total policies in force 35.6 million (+18%); personal auto direct +25%, agency +18%.","YTD Feb net income $2,045M vs $1,438M; diluted EPS $3.48 vs $2.42.","Book value per share $48.48; trailing 12-month ROE 36.5%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183805,"accession_number":"0000080661-25-000010","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-03-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Progressive appoints Carl G. Joyce as VP & Chief Accounting Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Carl G. Joyce, 43, succeeds Mariann Wojtkun Marshall as VP and CAO effective March 7, 2025.","Joyce has 13 years at Progressive, including 5+ years as Director of Financial Reporting – GAAP.","Compensation includes salary, Gainshare target, equity awards, and standard benefit plans.","Prior CAO Mariann Wojtkun Marshall's departure details not specified."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183804,"accession_number":"0000080661-25-000004","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-02-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive reports Jan. net income $1.12B, EPS $1.90; combined ratio 84.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums earned $6.59B (+22% YoY); net premiums written $6.48B (+18% YoY).","Net income $1.12B (+59%); diluted EPS $1.90 vs $1.18 in Jan 2024.","Combined ratio improved to 84.1% from 87.3%; catastrophe losses of $43M from California wildfires.","Companywide policies in force grew 18% to 35.3M; personal lines agency auto up 18%, direct auto up 25%.","Pretax annualized investment income book yield 4.1% vs 3.6% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":14.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":75372000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183803,"accession_number":"0000080661-25-000002","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2025-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Progressive Q4 net income $2.36B (+19% YoY); full-year EPS $14.40, up 119%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["December quarter net premiums written $5.96B (+22% YoY); net premiums earned $6.72B (+26%).","Full-year net income $8.48B vs $3.90B; diluted EPS $14.40 vs $6.58.","Q4 combined ratio improved to 87.9% from 88.7% a year ago.","Year-end policies in force 34.95M, up 18% YoY; Personal Lines direct auto up 25%.","Full-year investment income $2.83B (+50%); total portfolio return 4.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":14.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":75372000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200409,"accession_number":"0000080661-24-000049","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-12-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive reports Nov net income up 48% YoY; combined ratio 85.6","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.01B ($1.71 diluted EPS) vs $680.6M ($1.15) in Nov 2023.","Net premiums written $5.56B (+18% YoY); net premiums earned $6.04B (+19%).","Companywide combined ratio 85.6, improved 5.5 pts vs 91.1 a year ago.","Total policies in force 34.7M (+17% YoY); personal auto policies 23.6M (+21%).","Board declared annual dividend of $4.50 and quarterly $0.10, payable Jan 16, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200408,"accession_number":"0000080661-24-000047","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-11-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive October net income $408M, combined ratio 94.1 on hurricane losses","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $6.58B (+19% YoY); net premiums earned $6.39B (+19%).","Diluted EPS $0.69 vs $0.68 a year ago; combined ratio 94.1 (up from 91.7).","Catastrophe losses: $206.5M from Hurricanes Milton/Helene; property net catastrophe ratio 55.9 pts.","Property business reduced Hurricane Ian reserves by $250M; net exposure remains $200M retention.","Total policies in force 34.36M (+16% YoY); personal auto policies up 19%."],"consensus_eps_estimate":null,"consensus_eps_actual":10.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":55095800000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200407,"accession_number":"0000080661-24-000042","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-10-15T23:59:59+00:00","items":["2.02","5.03","7.01","9.01"],"status":"ready","headline":"Progressive reports Q3 net income $2.33B, up 108% YoY; combined ratio 89.0","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written for Q3 $19.46B (+25% YoY); net premiums earned $18.30B (+23%).","Combined ratio improved to 89.0 from 92.4; expense ratio 19.4, loss/LAE ratio 69.7.","Total Companywide policies in force 33.87M, up 14% YoY; Personal auto policies up 17%.","Incurred $563M catastrophe losses from Hurricane Helene in September; estimate up to $525M for Hurricane Milton.","Board reduced from 12 to 11 members effective Oct 11; HQ moved to 300 North Commons Blvd, Mayfield Village."],"consensus_eps_estimate":null,"consensus_eps_actual":10.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":55095800000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216438,"accession_number":"0000080661-24-000039","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-09-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive reports August net income $935M, combined ratio 85.5% vs 97.2% a year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["August net income $935.3M ($1.59 diluted EPS); net premiums written $6.51B, earned $5.97B.","Combined ratio 85.5%, improving from 97.2% in August 2023; current-year loss/LAE ratio 64.5%.","Companywide policies in force 33.4M, up 13% YoY; personal auto policies up 15%.","Year-to-date net income $5.54B ($9.40 diluted EPS); combined ratio 88.5%.","Calendar conversion note: monthly comparisons affected through September 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216437,"accession_number":"0000080661-24-000037","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-08-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Progressive CAO Mariann Wojtkun Marshall to retire in mid-2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Mariann Wojtkun Marshall notified Progressive on Aug 28, 2024 of her plan to retire as VP and CAO in mid-2025.","Retirement follows many years of service; she will assist in orderly transition of responsibilities.","Company will commence search for successor; no replacement named yet."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216436,"accession_number":"0000080661-24-000035","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-08-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Progressive director Danelle M. Barrett resigns from board effective Aug. 21, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Director Danelle M. Barrett resigned on August 21, 2024, citing personal health reasons.","Resignation was not due to any disagreement with the company or board, per filing.","Board Chair Lawton Fitt thanked Barrett for her service on the Technology Committee.","No replacement director has been announced as of the filing date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216435,"accession_number":"0000080661-24-000033","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-08-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive reports July net income $813.5M, diluted EPS $1.38, combined ratio 88.0%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $6.38B, net premiums earned $6.07B for July.","Diluted EPS $1.38; YTD diluted EPS $7.80.","Companywide combined ratio 88.0% for July (vs 90.6% prior year).","Policies in force 32.9M, up 11% YoY; Personal Lines up 12%, Property up 13%.","Book value per share $42.51; trailing 12-month ROE 35.3%."],"consensus_eps_estimate":null,"consensus_eps_actual":6.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":35376800000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216434,"accession_number":"0000080661-24-000028","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-07-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Progressive Q2 net income up 322% to $1.46B; combined ratio improves to 91.9","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $17.9B in Q2, up 22% YoY; net premiums earned $17.2B, up 19%.","Diluted EPS $2.48 vs $0.57 in Q2 2023, up 334%; net income $1.46B vs $345M.","Combined ratio 91.9% vs 100.4% a year ago, driven by lower loss/LAE ratio of 70.4%.","Companywide policies in force 32.3M, up 9% YoY; Personal Lines auto policies up 10%.","Year-to-date net income $3.79B vs $793M; book value per share $39.85; ROE 35.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":6.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":35376800000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236017,"accession_number":"0000080661-24-000026","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-06-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive reports May net income $235.7M, combined ratio 100.4 on $722M catastrophe losses","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $5.98B, earned $5.86B for May; YTD net income $2.99B, diluted EPS $5.06.","Combined ratio 100.4 (prior year 99.0) due to $722M net catastrophe losses (12.3 ratio points) from severe storms.","Policies in force up 8% YoY to 31.9M; personal auto policies +8% to 21.3M.","Investment income $232.6M; pretax net realized gains $117.6M; book value $37.94/share.","Recorded $95M Property reinsurance recoverable; nearing annual aggregate excess retention thresholds."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236016,"accession_number":"0000080661-24-000023","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Progressive reports April net income $420.3M, combined ratio 89.0%, policies up 7% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premiums written $6.18B; net premiums earned $5.58B for April 2024.","Combined ratio improved to 89.0% from 97.9% in prior-year April.","Net income $420.3M ($0.72 diluted EPS); comprehensive loss $193.2M due to unrealized losses on fixed-maturity securities.","Total policies in force 31.35M, up 7% YoY; Personal Lines auto policies up 7%.","April 2023 had 35 days vs 30 days in 2024; policies in force is better monthly growth measure."],"consensus_eps_estimate":null,"consensus_eps_actual":3.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":17242500000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236015,"accession_number":"0000080661-24-000022","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-05-14T23:59:59+00:00","items":["5.02","5.07","7.01","9.01"],"status":"ready","headline":"Progressive renews share repurchase authorization for 25M shares; declares $0.10 quarterly dividend","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board renewed authorization to repurchase up to 25 million common shares; no expiration date mentioned.","Quarterly dividend of $0.10 per share declared, payable July 12, 2024, record date July 3, 2024.","At annual meeting, shareholders elected all 12 director nominees and approved the 2024 Equity Incentive Plan.","Advisory vote on executive compensation received ~95% support; shareholder DEI proposal rejected overwhelmingly."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236014,"accession_number":"0000080661-24-000016","cik":80661,"company_name":"PROGRESSIVE CORP/OH/","ticker":"PGR","form_type":"8-K","filed_at":"2024-04-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Progressive Q1 net income surges 421% to $2.33B; combined ratio improves to 86.1","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2,331.4M vs $447.9M YoY; diluted EPS $3.94 vs $0.75.","Combined ratio improved 12.9 pts to 86.1 from 99.0 YoY.","Net premiums written $18.96B, up 18% YoY; net premiums earned $16.15B, up 19%.","Companywide policies in force grew 7% to 30.8M as of March 31, 2024.","Calendar conversion may affect monthly YoY comparisons through Sept 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":3.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":17242500000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":114515333171.73581,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}