{"filings":[{"id":731917,"accession_number":"0001193125-26-246399","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2026-05-29T12:31:49+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Palomar raises FY2026 adjusted net income guidance to $266M-$280M, completes $421M incremental earthquake reinsurance","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Added $421M incremental earthquake limit; total earthquake coverage now $3.92B and hurricane $135M.","Per-occurrence retention unchanged at $20M (earthquake) and $11M (hurricane).","Seventh Torrey Pines Re cat bond issued, securing $410M; total ILS capacity now $1.28B.","Laulima Hawaii hurricane coverage increased to $865M (+$130M YoY); retention $1.5M unchanged.","FY2026 adjusted net income guidance raised to $266M-$280M from prior $262M-$278M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":667923,"accession_number":"0001193125-26-239334","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2026-05-26T20:15:19+00:00","items":["5.02","5.07","7.01","9.01"],"status":"ready","headline":"Palomar Holdings appoints Scott Beiser to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Scott Beiser, Co-Chairman of Houlihan Lokey (NYSE:HLI), appointed as Class I director, effective May 21, 2026.","Beiser granted initial equity award: 869 RSUs in 2026 plus $50,000 grant in 2027; vest over one year.","Annual meeting elected Daryl Bradley and Thomas Bradley as Class I directors with >22M votes each.","Stockholders approved say-on-pay (21.1M for, 1.68M against) and ratified Ernst & Young as auditor (23.7M for).","Beiser will serve on Audit, Compensation, and Investment Committees; no related-party transactions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95267,"accession_number":"0001193125-26-209013","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Palomar Q1 adj. net income +23% to $63.1M; GWP +42.4%; new $200M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2026 net income flat at $42.9M ($1.57 diluted EPS); adjusted net income $63.1M ($2.31), up 23% YoY.","Gross written premiums surged 42.4% to $629.8M; combined ratio 84.5% vs 73.1%; adj. combined ratio 76.0%.","Catastrophe loss ratio 0.1% vs (0.3)% prior year; underwriting income $40.5M vs $44.1M.","Board approved new $200M share repurchase program effective May 6, 2026 through May 6, 2028.","FY 2026 adj. net income guidance $262M-$278M; includes estimated $8-12M catastrophe losses."],"consensus_eps_estimate":null,"consensus_eps_actual":1.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":278938000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108193,"accession_number":"0001193125-26-064398","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2026-02-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Palomar updates corporate presentation; no specific financial data disclosed in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company filed an updated investor presentation under Item 7.01 on February 23, 2026.","Exhibit 99.1 contains the presentation, but its content is not detailed in the filing text.","No new earnings, guidance, or material events are referenced in the 8-K body.","This appears to be a routine update for analyst and investor meetings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108192,"accession_number":"0001193125-26-046585","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2026-02-11T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Holdings Q4 2025 earnings released; financial details not available in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release (Exhibit 99.1) attached to 8-K contains Q4 2025 results, but exhibit text was not included in the provided filing.","No specific revenue, EPS, or other financial figures can be extracted from the 8-K body.","Investors should refer to the separate press release for full Q4 2025 financial performance."],"consensus_eps_estimate":null,"consensus_eps_actual":7.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":875967000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108191,"accession_number":"0001193125-26-033708","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["1.01","2.01","2.03","7.01","9.01"],"status":"ready","headline":"Palomar completes $311M acquisition of Gray Surety, closes $450M credit facility","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Completed acquisition of The Gray Casualty & Surety Company for approx $311M in cash on Jan 31, 2026.","New $450M unsecured credit facility closed Jan 27, 2026: $150M revolver and $300M term loan maturing Jan 27, 2031.","Acquisition funded with term loan proceeds and cash on hand; facility includes $100M uncommitted incremental capacity.","Gray Surety is a national surety carrier; CEO says deal strengthens surety franchise and supports Palomar 2x strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124628,"accession_number":"0001193125-25-269606","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar announces Q3 2025 results; figures not available in 8-K filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release issued Nov 6, 2025 for quarter ended Sep 30, 2025.","Specific financial data (revenue, EPS, etc.) not provided in the filing text.","Investors should refer to the full earnings release for detailed results.","No guidance or material changes disclosed in the 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":5.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":622604000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124627,"accession_number":"0001193125-25-258571","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Palomar acquires Gray Surety for $300M; deal expected to close H1 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Purchase price $300M cash for all equity of The Gray Casualty & Surety Company.","Gray Surety is a Treasury-listed surety carrier specializing in contract bonds for midsized contractors; licensed in 50 states.","Expected close in H1 2026, subject to HSR clearance and other regulatory approvals.","Transaction approved by boards; Palomar CEO highlights enhanced surety franchise and Palomar 2x strategy.","Cullen Piske (Gray Surety President) to join Palomar; financial advisors Evercore and J.P. Morgan involved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141308,"accession_number":"0000950170-25-102007","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2025-08-04T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Palomar reports Q2 2025 results (no details in filing) and authorizes $150M buyback","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Board authorized share repurchase of up to $150M, effective July 31, 2025 through July 31, 2027.","Repurchases can be made in open market or negotiated transactions per securities laws.","Company announced Q2 2025 financial results; specific numbers not provided in filing text."],"consensus_eps_estimate":null,"consensus_eps_actual":3.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":377945000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159123,"accession_number":"0001437749-25-018799","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Palomar raises FY2025 adj net income guidance to $195-205M; secures $455M incremental EQ limit","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Full-year 2025 adjusted net income guidance raised to $195-205M from $186-200M.","Procured ~$455M incremental earthquake limit; total coverage now $3.53B for EQ, $100M for hurricane.","Hurricane per-occurrence retention reduced to $11M from $15.5M; earthquake retention unchanged at $20M.","$525M Torrey Pines Re catastrophe bond issued (sixth ILS transaction), upsized from $425M target.","First standalone XOL treaty for Laulima Exchange Hawaii hurricane policies, up to $735M coverage."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159122,"accession_number":"0001437749-25-018147","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Palomar Holdings shareholders elect directors, approve say-on-pay, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Stockholders elected Mac Armstrong (21,065,228 for) and Martha Notaras (21,474,035 for) as Class III directors.","Advisory vote on named executive officer compensation approved: 20,591,414 for, 1,772,538 against, 41,027 abstain.","Ratification of Ernst & Young as independent auditor for FY2025: 24,165,171 for, 110,097 against, 5,322 abstain.","All proposals passed with strong majority support; no contested issues reported."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159121,"accession_number":"0001437749-25-014532","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q1 net income $42.9M, adj. EPS $1.87; raises FY adjusted net income outlook to $186-200M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $42.9M ($1.57 diluted EPS), adjusted net income $51.3M ($1.87), up from $26.4M ($1.04) YoY.","Gross written premiums +20.1% to $442.2M; combined ratio improved to 73.1% from 76.9%.","Adjusted combined ratio improved to 68.5% from 73.0%; catastrophe loss ratio -0.3%.","FY2025 adjusted net income guidance raised to $186-200M from prior $180-192M.","Acquired Advanced AgProtection to enhance Crop franchise; same-store premium growth 37%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":174633000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177575,"accession_number":"0001437749-25-008487","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2025-03-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Palomar Holdings updates corporate investor presentation; no specific details disclosed in filing","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company updated its corporate presentation for use at conferences and with analysts and investors.","Presentation attached as Exhibit 99.1; the exhibit is an image-only document with no extractable text.","No financial figures, guidance changes, or material events were disclosed in the filing body.","Ticker: PLMR; stock trades on Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177574,"accession_number":"0001437749-25-003566","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2025-02-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q4 2024 net income $35.0M ($1.29 EPS); gross premiums up 23.3% to $373.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income grew 35% YoY to $35.0M; adjusted net income $41.3M ($1.52 per share), up 47.5%.","Full-year 2024 adjusted net income rose 42.8% to $133.5M; gross written premiums $1.5B (+35.1%).","FY 2025 adjusted net income guidance $180M–$192M, including $8M–$12M catastrophe losses.","Combined ratio 75.9% (adjusted 71.7%); stockholders' equity $729M, up from $471.3M YoY.","AM Best upgrade and acquisition of First Indemnity of America completed during 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":4.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":553863000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194279,"accession_number":"0001437749-24-038523","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-12-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Palomar Holdings extends CEO Mac Armstrong's contract through 2029 with enhanced compensation","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["New employment agreement from Jan 1, 2025 to Jan 1, 2029, renewable annually.","Base salary set at $1,250,000; target bonus 175% of base; max bonus 350% of base.","Annual LTI award target 300% of base salary, subject to Compensation Committee approval.","Severance on termination without cause or for good reason: 2x base plus target bonus, 24 months COBRA, full equity acceleration.","CEO also receives continued equity vesting upon resignation after initial term if consulting arrangement is in place."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194278,"accession_number":"0001437749-24-033137","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q3 adjusted EPS $1.23, premiums up 32%; guides FY adj net income $124-128M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $30.5M ($1.15 diluted EPS) vs $18.4M ($0.73) a year ago; adjusted net income $32.4M ($1.23).","Gross written premiums $415.0M, up 32.2% YoY; same-store premium growth 38%.","Combined ratio 80.5%, adjusted combined ratio 77.1%; catastrophe loss ratio 9.5% from Hurricanes Beryl, Debby, Helene.","Full-year 2024 adjusted net income guidance $124-128M, includes ~$8M Hurricane Milton losses.","Raised $116M in August; acquiring First Indemnity of America to enter surety market."],"consensus_eps_estimate":null,"consensus_eps_actual":3.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":398105000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210612,"accession_number":"0001437749-24-025921","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-08-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Palomar Holdings prices 1.2M share public offering at $88/share for ~$100.6M net proceeds","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["1,200,000 shares priced at $88.00 each; underwriters have 30-day option for 180,000 additional shares.","Net proceeds expected ~$100.6M after underwriting discounts and estimated offering expenses.","Approximately $25M of net proceeds earmarked to finance acquisition of First Indemnity of America Insurance Company.","Remaining proceeds for general corporate purposes and to fund future growth.","Offering expected to close on or about August 12, 2024, subject to customary conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210611,"accession_number":"0001437749-24-024653","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-08-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q2 net income $25.7M ($1.00 EPS) vs $17.6M; guidance raised to $124-130M adjusted net income","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Gross written premiums surged 40.4% to $385.2M; net earned premiums up 47.1% YoY.","Adjusted net income of $32.0M ($1.25 diluted EPS) vs $21.8M ($0.86) year ago.","Combined ratio of 79.1% (adjusted 73.1%); attritional loss ratio 22.1%, catastrophe ratio 2.8%.","FY 2024 adjusted net income guidance raised to $124-130M; includes ~$5-7M from Hurricanes Beryl/Debby.","Annualized adjusted ROE of 24.7% vs 21.3%; AM Best upgraded financial strength rating to A."],"consensus_eps_estimate":null,"consensus_eps_actual":2.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":249603000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228958,"accession_number":"0001437749-24-020787","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["5.02","7.01","8.01","9.01"],"status":"ready","headline":"Palomar appoints COO and Chief People Officer to leadership team","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Rodolphe Herve appointed COO effective July 1, 2024; base salary $425,000 plus incentive and $550K RSU grant.","Tim Carter appointed Chief People Officer effective June 24, 2024, from LPL Financial after 10-year tenure.","Herve previously global head of P&C operations at SCOR SE and CEO North America at SCOR Specialty Insurance.","CEO Mac Armstrong cites expansion of leadership to execute Palomar 2X profitable growth strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228957,"accession_number":"0001437749-24-018461","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-05-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Palomar raises FY2024 adj. net income guidance to $122M-$128M; reinsurance renewal completed","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["FY2024 adjusted net income guidance raised to $122M-$128M from $113M-$118M.","Reinsurance coverage extended to $3.06B for earthquake, $735M for Hawaii hurricane, $117.5M for continental U.S. hurricane.","Per-occurrence retention reduced to $15.5M for hurricane (from $17.5M) and remains $20M for earthquake.","$420M of earthquake limit sourced via new catastrophe bond Torrey Pines Re Series 2024-1, the fifth ILS sponsored.","Reinsurance panel of 90 reinsurers/ILS investors, all A- or better or fully collateralized; $895M multi-year ILS capacity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228956,"accession_number":"0001437749-24-018181","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-05-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Palomar stockholders elect three Class II directors, approve say-on-pay, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Class II directors Catriona M. Fallon, Daina Middleton, and Richard H. Taketa to terms expiring 2027.","Advisory say-on-pay resolution passed with 20,145,187 votes for, 1,255,020 against, 2,850 abstentions.","Ratified Ernst & Young as independent auditor for FY2024; 22,850,805 votes for, 120,503 against, 1,403 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228955,"accession_number":"0001437749-24-016131","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-05-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Palomar updates corporate investor presentation; no new material data disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company updated its investor presentation dated May 13, 2024, used for conferences and analyst meetings.","The filing does not contain any new financial results, guidance, or material business developments.","Presentation is available as an image exhibit; no specific numeric updates were provided in the 8-K text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228954,"accession_number":"0001437749-24-014368","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-05-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q1 net income rises to $26.4M from $17.3M; raises full-year 2024 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $26.4M ($1.04 diluted EPS) vs $17.3M ($0.68) YoY; adjusted net income $27.8M ($1.09).","Gross written premiums surged 47.2% to $368.1M, led by Crop and Casualty, Earthquake same-store up 18%.","Combined ratio improved to 76.9% (adj. 73.0%) vs 77.9% (adj. 73.3%); annualized ROE 21.7%.","Raised FY2024 adjusted net income guidance to $113M-$118M from prior range; includes $3.4M Q1 flood losses.","No share repurchases in Q1."],"consensus_eps_estimate":null,"consensus_eps_actual":1.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":118535000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247589,"accession_number":"0001437749-24-006222","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-03-01T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Palomar appoints Thomas Bradley to board; former Argo CEO joins effective Feb 28, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thomas Bradley appointed as Class I director, serving until 2026 annual meeting; also on ERM and Audit Committees.","Initial grant of 1,331 restricted stock units vesting on first anniversary; standard non-employee director compensation.","Bradley most recently was Executive Chairman and CEO of Argo Group, leading its sale to Brookfield in 2023.","Over 30 years of experience including CFO of Allied World, Fair Isaac, and St. Paul Companies, and senior roles at Zurich Insurance.","No arrangements or understandings with any other persons regarding his appointment; no related party transactions disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247588,"accession_number":"0001437749-24-004161","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-02-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q4 adj EPS $1.11, gross premiums +26.8%; guides FY24 adj net income $110-115M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 net income $25.9M ($1.02 diluted EPS); adjusted net income $28.0M ($1.11 diluted EPS), up from $0.82 adjusted EPS in Q4 2022.","Gross written premiums +26.8% to $303.2M; combined ratio improved to 74.2% (adjusted 68.8%) from 75.5% (adjusted 71.4%).","Full-year 2023 adjusted net income $93.5M (vs $71.3M in 2022); return on equity 18.5% (adjusted 21.9%).","Guides FY2024 adjusted net income $110-115M, including ~$3.5M estimated loss from California flooding.","Net investment income +58.9% to $7.0M; cash & invested assets $741.4M at Dec 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":3.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":375926000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247587,"accession_number":"0001437749-24-002287","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2024-01-26T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Palomar Holdings Chief People & Productivity Officer Michelle Johnson resigns, effective Feb 2, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michelle Johnson provided written resignation on January 22, 2024.","Her last day of employment is February 2, 2024.","No replacement or interim role has been announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265047,"accession_number":"0001437749-23-029760","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2023-11-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q3 net income $18.4M ($0.73/dil), adjusted EPS $0.92 vs $0.36 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Gross written premiums +24% to $314.0M; adjusted net income $23.3M (+153% YoY).","Combined ratio improved to 75.8% (Q3 2022: 94.8%); adjusted combined ratio 70.9%.","Annualized adjusted ROE 22.3% (Q3 2022: 9.9%); net investment income +61% to $6.0M.","FY 2023 adjusted net income guidance $90-93M; repurchased $6.6M of shares in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":2.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":270532000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282240,"accession_number":"0001437749-23-021663","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2023-08-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q2 net income $0.69 EPS, 25% premium growth; raises FY23 guidance to $89-93M adjusted net income","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $17.6M ($0.69 diluted EPS) vs $14.6M ($0.57) Q2 2022; adjusted net income $21.8M ($0.86) vs $22.4M ($0.87).","Gross written premiums $274.3M, up 25.4% YoY; combined ratio 79.0% (adjusted 72.2%).","Raised full-year 2023 adjusted net income guidance to $89M-$93M (from prior).","Repurchased 166,482 shares for $8.7M; $50.0M remaining under $100M authorization.","Catastrophe losses of $2.2M from severe convective storms, loss ratio 2.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":179597000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301374,"accession_number":"0001558370-23-010613","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2023-05-30T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Palomar completes 6/1 reinsurance renewal, raises FY 2023 adjusted net income guidance to $88M-$92M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Reinsurance coverage exhausts at $2.68B for earthquake, $900M for Hawaii hurricane, $100M for continental US hurricane.","Per occurrence catastrophe retention remains $17.5M after-tax, within management's previously stated guideposts.","Purchased ~$550M of reinsurance limit for earthquake franchise growth; $200M via new catastrophe bond Torrey Pines Re Series 2023-1.","Raised full year 2023 adjusted net income guidance to $88M-$92M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301373,"accession_number":"0001558370-23-010468","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2023-05-25T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Palomar Holdings stockholders elect directors, approve say-on-pay, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Daryl Bradley and Robert E. Dowdell as Class I directors for terms expiring 2026.","Advisory vote on executive compensation approved: 19,568,054 for, 2,023,653 against, 2,713 abstentions.","Ratified Ernst & Young as independent auditor for FY 2023: 23,784,527 for, 3,169 against, 2,482 abstentions.","Broker non-votes were 2,195,758 on director election and say-on-pay proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301372,"accession_number":"0001558370-23-007844","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2023-05-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q1 net income $17.3M ($0.68); gross premiums up 46% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $17.3M vs $14.5M YoY; adjusted net income $20.4M ($0.80 diluted EPS).","Gross written premiums $250.1M (+46.3% YoY); combined ratio 77.9% (adj. 73.3%).","Full-year 2023 adjusted net income guidance reaffirmed at $86M-$90M.","Secured ~$188M incremental excess-of-loss reinsurance for earthquake book.","Repurchased 134,680 shares for $6.8M; $58.8M remains under $100M authorization."],"consensus_eps_estimate":null,"consensus_eps_actual":0.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":89202000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":321198,"accession_number":"0001558370-23-001371","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2023-02-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q4 net income $18.8M ($0.73 EPS); GWP +59.5%; FY2023 guidance $86-90M adj. net income","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 adjusted net income $21.1M ($0.82 diluted EPS) vs $17.6M ($0.68) YoY.","Gross written premiums rose 59.5% to $239.1M; combined ratio 75.5% (adj. 71.4%).","Full year 2022 GWP $881.9M (+64.8%); net income $52.2M; adj. net income $71.3M.","FY2023 guidance: adjusted net income $86M-$90M, implying ~23% growth and 21% adj. ROE.","Repurchased 222,217 shares for $11.1M in Q4; $65.6M remaining under buyback."],"consensus_eps_estimate":null,"consensus_eps_actual":2.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":327086000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339315,"accession_number":"0001558370-22-018750","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2022-12-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Palomar updates FY2022 adjusted net income guidance to $82-85M, reduces continental wind PML to $100M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q3 2022 GWP of $253M, up 66% YoY; same-store growth 30% excluding Fronting.","FY2022 adjusted net income guidance $82-85M (48% growth at midpoint), includes Hurricane Ian reinsurance cost.","Reducing continental wind PML from $250M to $100M to manage catastrophe exposure.","$675M of cat XOL tower is multi-year via Torrey Pines Re cat bonds, not renewing in 2023.","Adjusted ROE floor of approximately 14% for FY2022 with aggregate reinsurance program."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339314,"accession_number":"0001558370-22-016002","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2022-11-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q3 adjusted net income $0.29/share, premiums up 66%; guides FY adjusted net income $82-85M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.3M ($0.17 diluted) vs $0.2M prior year; adjusted net income $7.4M ($0.29 diluted).","Gross written premiums $253.1M (+66.2% YoY); combined ratio 94.8% improved from 102.8%.","Hurricane Ian catastrophe losses $12.5M; management says prior underwriting actions reduced exposure.","Full year 2022 adjusted net income guidance $82-85M, including additional reinsurance costs from Ian.","Repurchased 52,185 shares for $3.0M; $76.7M remains under $100M authorization."],"consensus_eps_estimate":null,"consensus_eps_actual":1.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":238461000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339313,"accession_number":"0001558370-22-015194","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2022-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar estimates $12.5M pretax catastrophe loss from Hurricane Ian in Q3 2022","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Estimated pretax catastrophe losses of $12.5M net of reinsurance for Q3 2022, all from Hurricane Ian.","Additional ceded reinsurance premium of $3.1M; $1.3M recognized in Q3, $1.8M ratably through May 2023.","Estimates are preliminary and subject to change; financial closing and review procedures not yet complete.","Full Q3 2022 results to be released Nov 2, 2022; conference call scheduled for Nov 3 at 12:00pm ET."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":356686,"accession_number":"0001558370-22-011902","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2022-08-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q2 net income $14.6M, adj net income $18.7M; gross written premiums up 69% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $14.6M ($0.57 diluted EPS); adjusted net income $18.7M ($0.73 diluted EPS).","Gross written premiums $218.7M, up 69.1% YoY; net earned premiums up 48% YoY.","Combined ratio 75.1%, adjusted combined ratio 69.1% (vs 76.0% and 73.8% in Q2 2021).","Repurchased 127,952 shares for $7.3M; $79.7M remains under $100M authorization.","Maintains FY2022 adjusted net income outlook $80M-$85M (incl $5.9M unrealized losses)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":157769000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375150,"accession_number":"0001558370-22-010025","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2022-06-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Palomar outlines 'Palomar 2X' plan to double underwriting income; targets >20% ROE","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Introduced Palomar 2X framework aiming to double underwriting income organically over an intermediate timeframe.","Targets adjusted ROE above 20% and industry-leading profit margins.","Q1 2022 GWP of $171M; E&S division accounted for 39% of total with $67M GWP.","Fronting segment targets $80–$100M GWP in 2022 after $30M in Q1 2022.","Catastrophe aggregate limit of $25M excess $30M establishes ~14% adjusted ROE floor for 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375149,"accession_number":"0001558370-22-009675","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2022-06-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Palomar completes $430M earthquake and $200M windstorm reinsurance renewal for June 1, 2022","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Procured $430M incremental earthquake limit and $200M incremental windstorm limit.","Total reinsurance coverage now $2.08B for earthquake, $900M for hurricane events.","Maintained retention of $12.5M per catastrophe event; aggregate cover renewed April 1.","Issued $275M catastrophe bond (Torrey Pines Re 144A), total outstanding bond capacity $675M.","Added 9 new reinsurers, panel now 84, all rated A- or better or fully collateralized."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375148,"accession_number":"0001558370-22-009480","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2022-05-27T23:59:59+00:00","items":["3.03","5.03","5.07","9.01"],"status":"ready","headline":"Palomar Holdings stockholders reject advisory say-on-pay resolution at 2022 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Say-on-pay proposal failed with 16,271,126 votes against (78.2%) vs 4,535,194 for.","Proposal 2 to declassify board and remove supermajority requirement passed with 20,791,172 votes for (99.9% of votes cast).","Class III directors Mac Armstrong and Martha Notaras elected with 19.6M and 15.9M votes for, respectively.","Auditor Ernst & Young ratified for FY2022 with 23,723,454 votes for (99.9%).","Amended charter and bylaws filed; annual director elections will commence from 2027 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375147,"accession_number":"0001558370-22-007050","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2022-05-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q1 net income $14.5M ($0.56/diluted); gross written premiums up 65% to $170.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $14.5M ($0.56 diluted EPS); adjusted net income $17.6M ($0.68 diluted).","Gross written premiums $170.9M, +65% YoY; net earned premiums +61.6%. Record residential earthquake new business.","Combined ratio 76.5% (adjusted 72.1%) vs 60.4% (53.3%) in Q1 2021; catastrophe loss ratio 0.6% vs -20.5%.","Full-year 2022 adjusted net income guidance $80M-$85M.","Repurchased 219,061 shares for $13.0M under $100M authorization."],"consensus_eps_estimate":null,"consensus_eps_actual":0.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":78110000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":393530,"accession_number":"0001558370-22-001279","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2022-02-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q4 net income $16.6M vs prior-year loss; gross premiums +56%; FY22 adj net income guide $80-85M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $16.6M ($0.64 diluted EPS) vs net loss $1.8M ($0.07 loss) in Q4 2020.","Q4 gross written premiums +56% to $149.9M; full year +51% to $535.2M.","Q4 combined ratio improved to 75.0% from 112.8%; adjusted combined ratio 70.7%.","FY2022 adjusted net income guidance of $80-85 million.","PESIC (E&S subsidiary) wrote $152.1M premium in first full year; exited at >$200M annual run rate."],"consensus_eps_estimate":null,"consensus_eps_actual":1.76,"consensus_revenue_estimate":null,"consensus_revenue_actual":247791000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":393529,"accession_number":"0001558370-22-000437","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2022-01-26T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Palomar Holdings announces new $100M share repurchase program through March 2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved $100M buyback, replacing prior $40M program; $24.2M remained under old plan.","New authorization runs from Jan 24, 2022 to Mar 31, 2024; shares repurchased in open market or negotiated deals.","CEO cites confidence in long-term strategic plan and opportunistic capital allocation alongside growth.","Prior plan had $15.8M in repurchases through Jan 24, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412055,"accession_number":"0001558370-21-016646","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2021-12-09T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Palomar enters $100M revolving credit facility with U.S. Bank, maturing Dec 2026","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$100M unsecured revolving credit facility, maturing December 8, 2026.","Interest at SOFR + 1.75% or base rate + 0.75%; no prepayment premium.","Guaranteed by four domestic insurance subsidiaries.","Facility includes customary covenants, events of default, and negative pledge on assets.","Commitment fee and unused fee apply; proceeds for general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412054,"accession_number":"0001558370-21-014508","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2021-11-04T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Palomar Holdings announces President succession: Christianson to replace Fisher in April 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["President Heath Fisher to resign effective April 1, 2022 to spend time with family.","Jon Christianson, Chief Underwriting Officer, appointed President effective upon Fisher's resignation.","Robert Beyerle, SVP Inland Marine, appointed Chief Underwriting Officer effective upon Christianson's promotion.","No immediate compensation changes for Christianson in connection with new role."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412053,"accession_number":"0001558370-21-014308","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2021-11-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q3 net income $0.2M, premiums +48%; guides Q4 adj net $17-18.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $0.2M ($0.01 diluted EPS) vs loss $15.7M ($0.62 loss) in Q3 2020.","Gross written premiums up 47.9% to $152.3M; net earned premiums up 54%.","Catastrophe loss ratio improved to 27.0% from 86.9%; combined ratio 102.8% (vs 157.1%).","Q4 2021 guidance: adjusted net income $17.0M-$18.5M excluding catastrophe losses.","Launched PLMR-FRONT fronting initiative; $15.8M in share repurchases YTD."],"consensus_eps_estimate":null,"consensus_eps_actual":1.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":174620000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412052,"accession_number":"0001558370-21-014126","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2021-11-02T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Palomar revises Q3 2021 pretax catastrophe losses to $17.5M, including PG&E policy loss","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Revised pretax catastrophe loss estimate of $17.5M, net of reinsurance and prior period development, for Q3 2021.","Includes losses from Hurricanes Ida and Nicholas and a $5M excess liability indemnity policy for PG&E (PESIC).","Incremental net impact of PG&E loss after earned premium acceleration is $0.09 per share, or $2.3M.","Loss estimates remain preliminary and subject to change due to complexity and incomplete closing procedures.","PG&E disclosed the loss on Nov 1; Palomar’s policy covers wildfire liability up to $5M with potential recoveries."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412051,"accession_number":"0001558370-21-013290","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2021-10-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar estimates Q3 2021 catastrophe losses of $14.5M-$15.5M from Hurricanes Ida and Nicholas","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Pretax catastrophe loss range of $14.5M–$15.5M net of reinsurance for Q3 2021.","Losses primarily from Hurricanes Ida and Nicholas.","70–75% of gross losses stem from discontinued Admitted All Risk and Louisiana Specialty Homeowners products.","Estimates are preliminary and subject to change; Q3 closing and review not yet complete."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":430779,"accession_number":"0001558370-21-012791","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2021-09-28T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Palomar President Heath Fisher to resign effective April 1, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["President Heath Fisher notified the company of his resignation on Sept 27, 2021.","Resignation effective April 1, 2022; reason given: additional family time.","Fisher will assist transition and work on 2022 reinsurance renewals with CUO and CRO.","Company will seek a successor prior to Fisher's departure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":430778,"accession_number":"0001558370-21-010245","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2021-08-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Palomar Q2 net income $12.3M, gross written premiums +54% YoY; guides FY adj net income $64-69M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Gross written premiums surged 54.4% to $129.4M vs $83.8M prior year; net income $12.3M ($0.47 diluted) vs $12.0M ($0.48).","Adjusted net income $13.2M ($0.51 diluted); combined ratio 76.0% vs 68.4% prior, impacted by $3.9M Winter Storm Uri reinsurance charges.","Full-year 2021 adjusted net income guidance: $64M to $69M; company repurchased 239,000 shares for $15.8M under $40M authorization.","E&S business gross written premium $34.1M, up 43% sequentially; reinsurance coverage increased to $1.65B for earthquakes and $700M for hurricanes.","Cash and invested assets $427.8M; stockholders' equity $376.7M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":106959000.0,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":430777,"accession_number":"0001104659-21-095914","cik":1761312,"company_name":"Palomar Holdings, Inc.","ticker":"PLMR","form_type":"8-K","filed_at":"2021-07-26T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Palomar Holdings appoints Daina Middleton to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board expanded from six to seven directors; Middleton appointed as Class II director with term expiring at 2024 annual meeting.","Middleton is CEO of Britelite Immersive; previously Head of Business Marketing at Twitter and CEO of Ansira and Performics.","She receives $75,000 annual retainer, $50,820 pro-rated initial RSU award, and $75,000 full-term RSU award under director compensation policy.","No committee assignment at this time; standard indemnification agreement executed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2942459778.757606,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-07-26T23:59:59+00:00|430777"}