{"filings":[{"id":2475717,"accession_number":"0001641614-26-000124","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2026-08-26T12:05:11+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"CPI appoints Brennan Hughes as Chief Accounting Officer, effective Aug 24, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Hughes previously SVP, CAO and Treasurer at Janus Henderson; most recently Director of Finance and IR at Artisan Partners.","Compensation: $350K base salary, $200K STI target, $200K LTI target, $100K RSU grant (3-yr vest), $150K cash sign-on.","Donna Abbey Carmignani ceased as Controller and CAO effective Aug 20, 2026; eligible for severance under company guidelines.","Announcement made Aug 26, 2026; Hughes start date Aug 24, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2088091,"accession_number":"0001641614-26-000119","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2026-08-06T11:02:08+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q2 revenue up 15% to $149M, net income up 294%, raises FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $149.2M (+15% YoY); net income $2.0M (+294%); Adjusted EBITDA $24.1M (+7%).","Secure Card Solutions revenue $110.9M (+17%); Prepaid $22.6M (+18%); Integrated Paytech $20.1M (+4%).","Record first-half operating cash flow $42.1M; net leverage ratio down to 2.7x; redeemed $26.5M of Senior Notes in July.","Raised 2026 revenue growth guidance to high-single/low-double-digit (from high-single); free cash flow guidance to $45-50M (from $41M).","Acquired TRISM, doubling instant issuance addressable market; Arroweye integration ahead of plan; IPT revenue growth guidance raised to ~20%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":296289000.0,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1471439,"accession_number":"0001641614-26-000108","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2026-07-06T20:06:11+00:00","items":["8.01"],"status":"ready","headline":"CPI Card Group redeems $26.5M of $265M 10% senior secured notes due 2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Redeeming $26.5M of $265M aggregate principal of 10.000% senior secured notes due 2029.","Redemption date: July 15, 2026; price: 103% of par plus accrued interest.","Notice of redemption issued July 2, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1370240,"accession_number":"0001641614-26-000101","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2026-07-01T12:05:12+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group appoints Terra Grantham as permanent CFO, effective June 29","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Terra Grantham appointed permanent CFO effective June 29, 2026; she served as interim CFO since February 2026.","Annual base salary of $450,000, target short-term incentive $275,000, long-term incentive $400,000.","One-time RSU award of $300,000 granted June 30, vesting in equal annual installments over three years.","Grantham joined CPI in 2017, most recently SVP Enterprise Strategy and Growth, with over 25 years of finance/strategy experience."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":668077,"accession_number":"0001104659-26-066287","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2026-05-26T20:19:57+00:00","items":["5.07"],"status":"ready","headline":"CPI Card Group stockholders elect 8 directors, ratify KPMG, approve say-on-pay at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 8 director nominees elected: Furey, Lowe, Mallela, Oleson, Peters, Riley, Sheinbaum, Soranno Keating.","Ratification of KPMG as auditor for FY2026: 9,311,972 for, 35,496 against, 64,188 abstentions.","Advisory vote on executive compensation approved: 7,593,414 for (93.4% of votes cast).","Broker non-votes: 1,346,484 on director election and say-on-pay proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":94323,"accession_number":"0001104659-26-055234","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Q1 revenue +20% to $147M, Adj. EBITDA +9%; affirms FY outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $147.1M (+20% YoY); net income $2.1M (-57%) due to $3M Arroweye integration costs.","Adjusted EBITDA $23.2M (+9%); Secure Card Solutions up 35% on Arroweye and contactless cards.","Prepaid Solutions revenue down 17% to $22.0M on weaker packaging comps; Integrated Paytech flat.","Full year guidance affirmed: high single-digit revenue growth, low-to-mid single-digit Adj. EBITDA growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":147108000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":106601,"accession_number":"0001104659-26-023809","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2026-03-05T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"CPI posts record Q4 revenue of $153M, up 22% YoY; guides high-single-digit revenue growth for 2026","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue $153.1M (+22% YoY); net income $7.4M (+9%); Adjusted EBITDA $29.4M (+34%).","FY2025 revenue $543.5M (+13%); net income $15M (-23%); Adj. EBITDA $96.5M (+5%).","Acquired Arroweye for $46M; contributed $43M revenue, $6M Adj. EBITDA in ~8 months.","New segment structure: Secure Card Solutions, Prepaid Solutions, Integrated Paytech effective Q1 2026.","2026 outlook: high-single-digit revenue growth, low-to-mid single-digit Adj. EBITDA growth; Integrated Paytech >15%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":106600,"accession_number":"0001104659-26-015886","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2026-02-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CPI Card Group CFO Jeffrey Hochstadt departs; Terra Grantham named Interim CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeffrey Hochstadt ceased as CFO effective Feb 13, 2026; will remain as advisor through June 30, 2026.","Terra Grantham, SVP Enterprise Strategy & Growth, appointed Interim CFO effective Feb 13, 2026.","Grantham joined CPI in 2017, has 25+ years finance/strategy experience; previously SVP FP&A and Strategy.","Hochstadt eligible for severance under existing Severance Guidelines; no material compensation changes for Grantham."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":122931,"accession_number":"0001104659-25-118907","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2025-12-05T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"CPI Card Group: Parallel49 reduces stake from 42% to 24%; Tricor Family Office & Chairman acquire 2.1M shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Tricor Family Office bought 1.9M shares (now ~20% ownership); Chairman Sandy Riley bought 0.2M shares.","Parallel49's ownership drops from 4.8M (42%) to 2.7M (24%) shares outstanding.","Director nomination rights granted to Tricor Family Office if holding >=10%; 1-year lock-up agreements signed.","Parallel49 originally invested in CPI in 2007 and held ~60% post-IPO in 2015."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":122930,"accession_number":"0001104659-25-105898","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q3 net sales +11% to $138M; cuts 2025 Adj. EBITDA outlook to flat/low single-digit growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net sales $138.0M (+11% YoY); net income $2.3M (+78%); diluted EPS $0.19.","Adjusted EBITDA $23.4M (-7% YoY) due to lower gross margins and tariff costs.","Debit/Credit segment sales +16% to $115.3M (Arroweye, Card@Once); Prepaid -7% to $23.3M.","2025 outlook revised: net sales growth low double-digit/low teens (from mid-teens); Adj. EBITDA growth flat/low single-digit (from mid/high single-digit).","Redeemed $20M of 10% Senior Notes; net leverage 3.6x; free cash flow $6.1M YTD."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":390480000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":139627,"accession_number":"0001558370-25-010840","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2025-08-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q2 net sales up 9% to $129.8M; net income plunges 91% to $0.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net sales $129.8M (+9% YoY, +15% ex one-time accounting change); Debit & Credit segment rose 16% led by Arroweye and metal cards.","Net income $0.5M ($0.04 diluted EPS) down 91% YoY due to acquisition costs, restructuring, accounting change, and higher interest.","Adjusted EBITDA $22.5M (+3% YoY) as sales growth partially offset lower gross margin (30.9% vs 35.7%) including tariff costs.","2025 net sales growth outlook raised to low double-digit to mid-teens (from mid-to-high single-digit); Adj. EBITDA growth unchanged at mid-to-high single-digit.","Arroweye acquired May 6 for $45.6M; post-quarter retired $20M of 10% Senior Notes at 103% of par."],"consensus_eps_estimate":null,"consensus_eps_actual":0.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":252514000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":139626,"accession_number":"0001558370-25-009106","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2025-07-07T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"CPI Card Group increases ABL revolver to $100M; redeems $20M of 10% senior notes at 103","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Revolver capacity raised from $75M to $100M via Amendment No. 1 with JPMorgan Chase.","Issued redemption notice for $20M of $285M 10.000% senior secured notes due 2029.","Redemption on July 15, 2025 at 103% of par plus accrued interest.","Amendment fee of undisclosed amount paid; conditions for effectiveness satisfied.","Redemption reduces high-cost debt; revolver increase provides additional liquidity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157213,"accession_number":"0001558370-25-008107","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"CPI Card Group stockholders elect all 8 directors, ratify KPMG, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Directors elected: Thomas Furey, John Lowe, Ravi Mallela, Lisa Oleson, Nicholas Peters, H. Sanford Riley, Marc Sheinbaum, Valerie Soranno Keating.","KPMG LLP ratified as independent auditor for FY2025 with 9,815,359 votes for, 20,563 against.","Advisory vote approved named executive officer compensation (8,135,971 for, 134,861 against).","Annual meeting held May 21, 2025; all proposals passed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157212,"accession_number":"0001558370-25-006601","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["1.01","2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group acquires Arroweye for $45.55M; Q1 net sales up 10% to $122.8M, net income down 12%","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired Arroweye Solutions for $45.55M cash; Arroweye expected to generate mid-$50M annual revenue in 2025.","Q1 net sales $122.8M (+10% YoY); net income $4.8M (-12%); diluted EPS $0.40.","Adjusted EBITDA fell 8% to $21.2M; gross margin contracted to 33.2% from 37.1%.","2025 organic growth outlook reaffirmed: mid-to-high single-digit net sales and Adjusted EBITDA growth, excluding Arroweye.","Debit & Credit segment net sales up 10% to $96.5M; Prepaid Debit up 10% to $26.7M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":175558,"accession_number":"0001558370-25-002094","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q4 net sales up 22% to $125M; net income up 148%; guides mid-to-high single-digit growth for 2025","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net sales $125.1M (+22% YoY); net income $6.8M (+148%); diluted EPS $0.57.","Full yr net sales $480.6M (+8%); net income $19.5M (-19% due to $8.8M debt refinancing costs); Adj EBITDA $91.9M (+3%).","Prepaid Debit segment net sales $106.5M (+26% YoY); driven by higher-value packaging and healthcare payment solutions.","2025 outlook: mid-to-high single-digit net sales & Adj EBITDA growth; Free Cash Flow slightly below 2024; Net Leverage below 3.0x.","Completed debt refinancing: $285M 10% Senior Secured Notes due 2029, new $75M ABL revolver."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":192505,"accession_number":"0001558370-24-016238","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-12-13T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"CPI Card Group adopts bylaw amendments addressing universal proxy rules, stockholder nominations","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amends bylaws to align with Delaware law and current practice; effective December 10, 2024.","Modifies adjournment procedures and list of stockholders entitled to vote at meetings.","Updates disclosure requirements for stockholder director nominations and proposals.","Addresses Rule 14a-19 universal proxy rules: requires representations, notice of intent changes, and evidence of compliance.","Requires director nominees to be available for Board interview within 10 days of request."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":192504,"accession_number":"0001558370-24-014324","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-11-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q3 net sales +18% to $124.8M; Adj. EBITDA +18%; raises FY outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net sales $124.8M (+18% YoY); Debit & Credit segment $99.8M (+19%), Prepaid $25.2M (+13%).","Net income $1.3M (-66%) from $8.8M debt refinancing costs; Adj. EBITDA $25.1M (+18%).","FY2024 outlook raised: net sales now mid-to-high single-digit growth; Adj. EBITDA low single-digit growth.","Closed $285M 10% Senior Secured Notes due 2029 and $75M ABL; redeemed $268M 8.625% notes due 2026.","Majority stockholder group sold 1.38M shares via secondary offering, reducing stake from 56% to 43%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":355505000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":192503,"accession_number":"0001104659-24-105441","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-10-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"CPI Card Group secondary offering of 1.38M shares by Tricor stockholders closed Oct 2","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company entered underwriting agreement for 1,380,000 shares from Selling Stockholders (Tricor entities) with D.A. Davidson as lead underwriter.","Company did not sell any shares; will not receive any proceeds from the offering.","Offering closed on October 2, 2024; prospectus supplement dated September 30, 2024.","Underwriting agreement contains customary representations, warranties, and indemnification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":208974,"accession_number":"0001558370-24-010854","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-08-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q2 net sales up 3% to $119M; raises FY net sales outlook to mid-single digit growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net sales $118.8M (+3% YoY), net income $6.0M (-8%), adj. EBITDA $21.9M (-6%).","Debit/Credit segment net sales up 3% to $95.6M; Prepaid Debit up 9% to $23.8M.","Issued $285M 10% Senior Secured Notes due 2029, new $75M ABL facility; redeemed $268M of 8.625% notes due 2026.","Raised FY 2024 net sales outlook to mid-single digit growth; maintained adj. EBITDA outlook of slight increase.","Repurchased ~$9M shares through June under $20M authorization; net leverage ratio 3.3x at Q2 end."],"consensus_eps_estimate":null,"consensus_eps_actual":0.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":230754000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":208973,"accession_number":"0001558370-24-009766","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-07-11T23:59:59+00:00","items":["1.01","1.02","2.03","8.01","9.01"],"status":"ready","headline":"CPI completes $285M private offering of 10.000% senior secured notes due 2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $285M in 10.000% senior secured notes due July 15, 2029 by subsidiary CPI CG Inc.","Net proceeds used to redeem all outstanding 8.625% senior secured notes due 2026.","Entered new $75M asset-based revolving credit facility (ABL revolver) replacing prior $75M facility.","Notes and guarantees are senior secured obligations, secured by substantially all assets of issuer and guarantors.","Notes offered in private transaction under Rule 144A and Regulation S; no registration rights."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":226810,"accession_number":"0001104659-24-075282","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-06-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"CPI Card Group prices $285M of 10% senior secured notes due 2029 to refinance 2026 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issuer CPI CG Inc. priced $285M aggregate principal of 10.000% senior secured notes due 2029.","Net proceeds plus cash on hand to redeem all outstanding 8.625% senior secured notes due 2026.","Redemption of 2026 notes at 102.156% of principal plus accrued interest on July 11, 2024.","Notes are senior secured, guaranteed by CPI and domestic subs, secured by substantially all assets.","Offering expected to close July 11, 2024, subject to customary closing conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":226809,"accession_number":"0001558370-24-009420","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-06-24T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"CPI Card Group subsidiary launches $285M senior secured notes offering to refinance 2026 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["CPI CG Inc. commenced private offering of $285M senior secured notes due 2029, subject to market conditions.","Proceeds will redeem all outstanding 8.625% senior secured notes due 2026, plus fees, premiums, and expenses.","The company is also in negotiations to refinance or extend its secured ABL revolving credit facility.","Offering is limited to qualified institutional buyers under Rule 144A and non-U.S. persons under Regulation S.","The notes will be senior secured obligations guaranteed by CPI Card Group and its domestic subsidiaries."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":226808,"accession_number":"0001558370-24-008647","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-05-24T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"CPI Card Group shareholders elect all eight director nominees and ratify auditor at 2024 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All eight director nominees elected with majority support; Thomas Furey received 8,336,734 votes for.","KPMG LLP ratified as independent auditor for FY2024 with 9,874,625 votes in favor.","Advisory vote on named executive officer compensation approved with 8,221,884 votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":226807,"accession_number":"0001558370-24-006901","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-05-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q1: net sales -7% to $111.9M, net income -50% to $5.5M, adj EBITDA -8% to $23M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net sales $111.9M (-7% YoY); Debit & Credit down 14% to $88M, Prepaid up 26% to $24.2M.","Net income $5.5M (-50% YoY) includes ~$2M CEO transition expenses; gross margin improved to 37.1% from 35.7%.","Adjusted EBITDA $23M (-8% YoY); Free Cash Flow $7.4M vs $3.9M prior year.","Full-year 2024 net sales and Adjusted EBITDA outlook affirmed (slight increase); Free Cash Flow outlook reduced.","Net Leverage Ratio 3.1x; $1.25M open-market repurchases in Q1, $4.4M from majority shareholder in April."],"consensus_eps_estimate":null,"consensus_eps_actual":0.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":111936000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":245767,"accession_number":"0001558370-24-003297","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-03-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"CPI Card Group enters stock repurchase agreement with Parallel49 to buy up to 325k shares at 98% of VWAP","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Agreement with Tricor Pacific (Parallel49) for CPI to buy shares equal to 3x its open market purchases from other holders during Apr-Jun 2024.","Maximum repurchase from Parallel49 capped at 325,000 shares; price set at 98% of volume-weighted average price (VWAP) of open market buys.","Repurchase expected to settle in early July 2024; all repurchased shares to be cancelled immediately.","Parallel49 granted option to sell additional shares in any privately negotiated repurchases CPI undertakes before June 30, 2024.","Independent Audit Committee of CPI's Board approved the agreement; share repurchase program remains unchanged at $20M authorization through Dec 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":245766,"accession_number":"0001558370-24-002664","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-03-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q4 net sales down 19% YoY, net income down 78%; FY2024 outlook slight growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net sales $102.9M (-19% YoY); net income $2.7M (-78%); adjusted EBITDA $19.9M (-27%).","Full year net sales $444.5M (-7%); net income $24.0M (-34%); adjusted EBITDA $89.5M (-8%).","FY2024 outlook: slight increases in net sales and Adjusted EBITDA; Q1 sales expected similar to Q4 2023.","Year-end net leverage 3.1x; $268M of 8.625% Senior Secured Notes due 2026; $20M buyback auth., >$4M executed.","Debit & Credit segment net sales down 22%; Prepaid Debit down 5% in Q4; exec retention charge $3M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":245765,"accession_number":"0001558370-24-000522","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group names John Lowe as President and CEO, succeeding retiring Scott Scheirman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John Lowe appointed President & CEO effective Jan 25, 2024; succeeds Scott Scheirman who retires but stays as Senior Advisor through Feb 28.","Lowe receives base salary of $625k, target annual bonus of 100% of base, and equity grants targeting $2M annually.","Promotion awards: 60,000 PSUs vesting at stock price hurdles $35/$50/$65; 40,000 RSUs vesting over 4 years.","Lane Dubin, EVP and Chief Development & Digital Officer, will depart on June 30, 2024; separation agreement expected.","Peggy O'Leary promoted to SVP Prepaid Solutions and Chief Development and Digital Officer, reporting to Lowe."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":263241,"accession_number":"0001558370-23-019577","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2023-12-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"CPI Card Group enters stock repurchase agreement with major shareholder Parallel49 for up to 325K shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CPI agrees to buy up to 325,000 shares from Parallel49 at 98% of open-market VWAP through March 31, 2024.","Parallel49 will sell three times the number of shares CPI repurchases in the open market from other holders.","The repurchase is part of CPI's existing $20M board-authorized share repurchase program.","Parallel49 also gets an option to sell shares at the same terms if CPI does a privately negotiated repurchase.","The independent audit committee approved the agreement; shares repurchased will be cancelled."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":263240,"accession_number":"0001558370-23-017843","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2023-11-07T23:59:59+00:00","items":["2.02","5.02","7.01","8.01","9.01"],"status":"ready","headline":"CPI Card Group Q3 net sales down 15% to $105.9M; cuts full-year outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net sales $105.9M (-15% YoY); net income $3.9M ($0.33 diluted EPS) -68% YoY.","Q3 Adjusted EBITDA $21.2M (-25% YoY); gross margin 34.1% vs 38.9% prior year.","FY2023 outlook cut: net sales and Adj EBITDA now expected mid-single-digit decline (prior: flat/low growth).","Board authorized $20M share repurchase program expiring Dec 31, 2024.","Appointed Ravi Mallela (CFO of NMIH) as independent director, effective Nov 15, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":1.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":341675000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":280417,"accession_number":"0001558370-23-013732","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2023-08-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q2 net income +6% to $6.5M; lowers sales growth outlook on soft demand","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net sales $115M (+1% YoY); net income $6.5M (+6%); Adjusted EBITDA $23.3M (+18%).","Debit & Credit segment net sales -1% to $93.2M; Prepaid Debit +14% to $21.8M.","Lowered FY2023 net sales outlook to flat/low-single-digit growth from mid-single-digit; affirmed Adj. EBITDA growth mid-to-high single digit.","Expects Q3 sales and EBITDA to decline, with return to growth in Q4.","Retired $15M of 8.625% Senior Secured Notes in H1; net leverage ratio improved to 2.8x."],"consensus_eps_estimate":null,"consensus_eps_actual":1.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":235812000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":298977,"accession_number":"0001558370-23-010793","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2023-06-05T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group CEO Scott Scheirman to retire by Feb 28, 2024; board chairman resigns","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Scheirman to retire on Feb 28, 2024; will remain until successor named; board expects new CEO late 2023/early 2024.","Chairman Bradley Seaman resigns from board effective June 15, 2023; no disagreement with company.","Compensation committee awards $801k RSUs to EVP John Lowe and $567k RSUs to EVP Lane Dubin as retention incentives.","Scheirman receives $3.92M in 2023 equity grants and up to $5M severance plus extended benefits if employed through retention date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":298976,"accession_number":"0001558370-23-010638","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2023-05-31T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"Stockholders approve officer exculpation amendment, elect all seven director nominees","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amendment to certificate of incorporation limits officer liability for breach of fiduciary duty of care in direct stockholder claims.","All seven director nominees elected with votes for ranging from 7.37M to 7.96M.","KPMG ratified as independent auditor for FY 2023 with 9.2M votes for.","Advisory vote on named executive officer compensation approved with 7.78M votes for.","Amendment approved with 7.5M votes for, 513K against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":298975,"accession_number":"0001558370-23-008650","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2023-05-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Q1 net sales up 8% to $120.9M; net income up 81% to $10.9M; appoints new CFO; affirms 2023 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net sales $120.9M (+8% YoY); net income $10.9M ($0.91 diluted EPS) up 81%.","Adjusted EBITDA $25.1M (+11%); gross margin 35.7% vs 35.3%; cash flow from ops improved to $8M.","Debit & Credit segment net sales $102M (+11%); Prepaid Debit $19.1M (-2%).","Jeffrey Hochstadt appointed CFO effective May 15; replaces Amintore Schenkel (family reasons).","Affirms FY23 outlook: mid-single digit net sales growth, mid-to-high single digit Adj EBITDA growth; expects softer Q2 due to banking turmoil."],"consensus_eps_estimate":null,"consensus_eps_actual":0.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":120852000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":319147,"accession_number":"0001558370-23-004591","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2023-03-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Robert Pearce resigns from CPI Card Group Board after 16 years","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Robert Pearce resigned from the Board of Directors effective March 22, 2023, serving for 16 years.","Resignation not related to any disagreement with the Company on operations, policies, or practices.","No replacement disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":319146,"accession_number":"0001558370-23-003079","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2023-03-08T23:59:59+00:00","items":["2.02","5.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q4 net sales +36% to $126.4M; FY22 record; CFO resigns; 2023 guidance mid-single digit growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net sales $126.4M (+36% YoY); net income $12.5M (+1,754%); Adj EBITDA $27.2M (+100%).","Full year net sales $475.7M (+27%, record); net income $36.5M (+129%); Adj EBITDA $97.7M (+28%).","2023 outlook: mid-single digit net sales growth, mid-to-high single digit Adj EBITDA growth, Free Cash Flow to more than double.","CFO Amintore Schenkel resigning for family reasons; will stay to assist transition; search for replacement underway.","Repurchased $25M of 8.625% Senior Secured Notes in 2022, $5M more in Q1 2023; year-end net leverage 3.0x."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":337376,"accession_number":"0001558370-22-018605","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2022-12-13T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group promotes three executives to new leadership roles, including Chief Development Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Lane Dubin promoted to EVP and Chief Development and Digital Officer, leading new product and digital payment solutions.","John Lowe promoted to EVP, End-to-End Payment Solutions, overseeing Personalization and Instant Issuance.","Peggy O'Leary promoted to SVP Prepaid Solutions after serving as VP of Sales.","Dubin's employment agreement includes severance of 1x base salary plus target bonus, and 2-year non-compete extension.","All three report to CEO Scott Scheirman; changes effective December 7, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":337375,"accession_number":"0001558370-22-016127","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2022-11-03T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q3 net sales up 25% to $124.6M; raises 2022 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income up 80% to $11.9M ($1.01 diluted EPS); Adjusted EBITDA up 32% to $28.3M.","Debit & Credit segment net sales up 31% to $99.5M; Prepaid Debit up 8% to $25.3M.","Full-year 2022 outlook raised: net sales growth now low 20% (prev. high teens); Adj. EBITDA growth high teens (prev. low double-digit).","Gross margin improved to 38.9% vs 37.8% a year ago; operating leverage from higher sales offset inflation.","Net leverage ratio 3.6x; redeemed $20M of 8.625% notes in Q1; ABL facility increased to $75M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":349309000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":354738,"accession_number":"0001558370-22-012507","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2022-08-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q2 sales up 22% to record $113M; raises full-year outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net sales $113.3M (+22% YoY); net income $6.2M (-1%); Adj. EBITDA $19.7M (+2%).","Debit & Credit segment sales +29% to $94.2M; Prepaid Debit -6% to $19.2M.","Raised 2022 outlook: now expects high teens net sales growth, low double-digit Adj. EBITDA growth.","Sold nearly 80M eco-focused cards since late 2019; ~14,000 Card@Once installations.","Net leverage ratio 4x; reduced senior secured notes by $20M; increased ABL facility to $75M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":224732000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":372742,"accession_number":"0001558370-22-009409","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2022-05-26T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"CPI Card Group stockholders approve all proposals at 2022 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected seven directors: Furey, Pearce, Peters, Scheirman, Seaman, Sheinbaum, and Soranno Keating; each received over 7M votes for.","Ratified KPMG LLP as independent auditor for FY2022 with 9,589,234 votes for, 79,104 against.","Advisory 'say-on-pay' approved with 7,252,451 votes for, 141,570 against, and 2,087,434 broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":372741,"accession_number":"0001558370-22-007219","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2022-05-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q1 sales up 25% to $111.4M, net income up 149%; raises 2022 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net sales $111.4M (+25% YoY); net income $6.0M (+149%), diluted EPS $0.51.","Debit & Credit segment sales +32% to $92M; Prepaid Debit flat at $19.5M.","Adjusted EBITDA $22.5M (+2%); gross margin 35.3% vs 40.1% last year.","Raises 2022 outlook: low double-digit sales growth, mid-to-high single-digit Adj. EBITDA growth.","Redeemed $20M of 8.625% senior secured notes; Net Leverage Ratio ~4x."],"consensus_eps_estimate":null,"consensus_eps_actual":0.51,"consensus_revenue_estimate":null,"consensus_revenue_actual":111424000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":391564,"accession_number":"0001558370-22-004939","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2022-03-31T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CPI Card Group appoints Donna Abbey as Controller and Chief Accounting Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Donna Abbey appointed as CAO effective March 31, 2022.","Annual base salary set at $275,000.","STIP target of $150,000 with 100% pro-rated guarantee for 2022.","Equity award of $80,000 grant-date value, half RSUs and half stock options.","Previous roles include VP at Western Union and audit manager at KPMG."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":391563,"accession_number":"0001558370-22-003009","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2022-03-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group: FY2021 net sales +20% to $375.1M; Q4 Adj EBITDA -23%; sees mid-single-digit growth in 2022","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year net sales $375.1M (+20% YoY), net income $15.9M (-1%), EPS $1.36; Adj EBITDA $76.4M (+33%).","Q4 net sales $93.2M (+11%), net income $0.7M (-91%), Adj EBITDA $13.6M (-23%) due to labor cost increases and higher SG&A.","Debit & Credit segment net sales $296.2M (+18% FY); Prepaid Debit $79.2M (+25% FY).","Company expects mid-single-digit net sales and Adjusted EBITDA growth in 2022; margin similar to FY2021.","Announces $20M paydown of 8.625% senior secured notes due 2026 at 103% of par."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":391562,"accession_number":"0001104659-22-006489","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2022-01-21T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CPI Card Group Chief Accounting Officer Kevin O'Brien resigns; will stay through March 18, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kevin O'Brien notified CPI Card Group on Jan 17, 2022, of his resignation as Chief Accounting Officer.","He will remain with the company to transition responsibilities until March 18, 2022.","Resignation is not related to any disagreement with the company on accounting, strategy, or operations.","O'Brien is leaving to take an accounting leadership role at another company.","Company will immediately commence a search for a new Chief Accounting Officer."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":409777,"accession_number":"0001558370-21-014727","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2021-11-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q3 net sales up 20% to $99.6M; net income $6.6M ($0.56 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net sales $99.6M (+20% YoY); net income $6.6M (+14% YoY); diluted EPS $0.56 vs $0.52.","Adjusted EBITDA $21.5M (+23% YoY); gross margin 37.8% vs 37.0%.","Debit & Credit segment net sales $76.1M (+21%); Prepaid Debit $23.5M (+14%).","YTD net sales $281.9M (+24%); YTD net income $15.3M (+73% YoY) impacted by $7.6M debt extinguishment costs.","Guidance: Q4 growth and margins expected to moderate due to labor/supply constraints, but still strong full year."],"consensus_eps_estimate":null,"consensus_eps_actual":1.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":281913000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":409776,"accession_number":"0001104659-21-123498","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2021-10-06T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group appoints Amintore Schenkel as CFO; John Lowe promoted to Secure Card GM","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Amintore Schenkel appointed CFO effective October 5, 2021; previously SVP/CAO/Controller at Western Union.","John Lowe transitions from CFO to SVP & GM of Secure Card; no disagreement with auditors or management.","Schenkel receives $370k base salary, $315k STIP target (guaranteed 100% for 2021), $322,500 equity award.","Lowe receives $420k base salary, $357k STIP target, $285k combined equity award.","Lane Dubin continues as SVP & GM of Prepaid, Personalization, and Instant Issuance; all report to CEO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":428667,"accession_number":"0001104659-21-119318","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2021-09-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CPI Card Group grants $1.15M equity award to CEO Scheirman, $275K to Lowe","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["CEO Scheirman receives $1.15M grant-date fair value equity (50% RSUs, 50% options).","COO Lowe receives $275K grant-date fair value equity (same structure).","Awards vest in equal annual installments over two years; acceleration on death, disability, change-in-control termination, or retirement.","Awards cover long-term incentive period until next annual equity grant expected Q1 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":428666,"accession_number":"0001104659-21-105073","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2021-08-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"CPI Card Group voluntarily delists from Toronto Stock Exchange effective Aug 27, 2021","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Written notice provided to TSX; delisting expected at close on or about August 27, 2021.","Reason: insufficient TSX trading volume to justify dual-listing costs after Nasdaq listing.","No stockholder approval required; alternative market exists on Nasdaq (ticker PMTS).","Canadian stockholders can trade existing shares through brokers on Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":428665,"accession_number":"0001558370-21-011388","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2021-08-12T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"CPI Card Group Q2 net sales $93.2M (+31% YoY), net income $6.2M (+387%), Adj. EBITDA $19.3M (+91%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Debit & Credit segment net sales $72.9M (+25% YoY); Prepaid Debit $20.4M (+51% YoY).","Gross margin improved to 39.8% from 32.3% on operating leverage; income from operations $15.8M (+218%).","First half 2021 net sales $182.3M (+25%); net income $8.6M ($0.74 diluted EPS) vs $3.0M.","Debt reduced by over $30M since Dec 2020; net leverage ratio under 4x; $50M ABL available.","Added new FinTech and traditional customers; contactless and eco-focused card demand drove growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":182311000.0,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":428664,"accession_number":"0001104659-21-100934","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2021-08-06T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CPI Card Group SVP and GM of Secure Card Guy DiMaggio to depart","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Guy DiMaggio ceases as SVP and General Manager, Secure Card, effective August 5, 2021.","Will serve as senior advisor through September 30, 2021 to assist with transition.","Eligible for severance benefits under company's existing executive severance guidelines.","No successor named in the filing; leadership structure for Secure Card unstated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":428663,"accession_number":"0001104659-21-099793","cik":1641614,"company_name":"CPI Card Group Inc.","ticker":"PMTS","form_type":"8-K","filed_at":"2021-08-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"CPI Card Group common stock to list on Nasdaq Global Market on Aug 5, 2021","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Common stock to trade on Nasdaq Global Market under ticker \"PMTS\" effective August 5, 2021.","Previously traded on OTCQX and TSX; Nasdaq listing expected to broaden investor base.","CEO Scott Scheirman expressed confidence in strategic plan and customer focus.","Company filed a Form 8-A registration statement with the SEC for the listing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":203921576.9071991,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-08-04T23:59:59+00:00|428663"}