{"filings":[{"id":91714,"accession_number":"0001185348-26-000019","cik":1185348,"company_name":"PRA GROUP INC","ticker":"PRAA","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"PRA Group Q1 2026: Net income $28.2M, cash collections up 11% YoY to $551.9M","event_type":"earnings","confidence":"high","bullets":["Net income $28.2M ($0.73 diluted EPS); cash collections $551.9M, up 11% YoY.","Portfolio revenue $313.5M (+16.6%); Adjusted EBITDA LTM $1.3B (+13.9%).","Portfolio purchases $220.9M; ERC $8.5B (+9.5%); credit availability $996M.","Operating expenses $211.3M, up $16.2M on higher legal collection costs; compensation and benefits down.","PRA 3.0 strategy ongoing: modernizing tech, launching UK mobile app, global AI initiatives."],"consensus_eps_estimate":null,"consensus_eps_actual":0.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":314533000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91713,"accession_number":"0001185348-26-000017","cik":1185348,"company_name":"PRA GROUP INC","ticker":"PRAA","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["1.01","2.03","7.01","9.01"],"status":"ready","headline":"PRA Group extends €730M European credit facility to April 2031, reduces ERC ratio to 40%","event_type":"debt","confidence":"high","bullets":["Maturity extended from November 2027 to April 30, 2031 on €730M revolving credit facility.","Maximum ERC ratio reduced from 45.0% to 40.0% under the amended agreement.","Borrowers may now make up to €100M aggregate in joint venture investments.","No change to commitment level or pricing; no maturities until 2028.","Amendment part of PRA 3.0 strategy to stagger debt maturity profile."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101974,"accession_number":"0001185348-26-000003","cik":1185348,"company_name":"PRA GROUP INC","ticker":"PRAA","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"PRA Group Q4 net income $56.5M, full year net loss $305M on $413M goodwill charge; cash collections up 13.6%","event_type":"earnings","confidence":"high","bullets":["Q4 net income $56.5M ($1.46 diluted EPS); full year net loss $305.1M ($7.79 loss) driven by $412.6M Q3 goodwill impairment.","Total cash collections up 13.6% in Q4 to $531.7M; full year up 12.8% to $2.1B.","Portfolio purchases $314.8M in Q4, $1.2B for full year; record ERC of $8.6B.","Adjusted net income attributable to PRA $72.6M ($1.84 adjusted EPS) for full year, excluding impairment and Brazil gain.","Company introduced PRA 3.0 strategy and repurchased $10M of shares in Q4, totaling $20M in 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":-7.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":1201837000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118310,"accession_number":"0001185348-25-000040","cik":1185348,"company_name":"PRA GROUP INC","ticker":"PRAA","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"PRA Group Q3 net loss $408M on $413M goodwill impairment; adjusted EPS $0.53","event_type":"earnings","confidence":"high","bullets":["Net loss $407.7M ($10.43 diluted EPS) including $412.6M non-cash goodwill impairment; adjusted net income $20.9M ($0.53 diluted EPS).","Total cash collections $542.2M, up 13.7% YoY; record ERC of $8.4B, up 15.2%.","Portfolio purchases $255.5M in Q3; on track for $1.2B full-year target.","U.S. legal cash collections rose 27% YoY; European business outperformed cash collection expectations by 11% YTD.","CEO Martin Sjolund highlighted progress on U.S. cost efficiency, operations reorganization, and IT modernization."],"consensus_eps_estimate":null,"consensus_eps_actual":-9.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":868447000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118309,"accession_number":"0001185348-25-000034","cik":1185348,"company_name":"PRA GROUP INC","ticker":"PRAA","form_type":"8-K","filed_at":"2025-10-01T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"PRA Group subsidiary issues €300M of 6.250% Senior Notes due 2032 to repay revolver borrowings","event_type":"debt","confidence":"high","bullets":["Issued €300M aggregate principal of 6.250% Senior Notes due September 30, 2032.","Net proceeds to repay ~$174M each from North American and European revolving credit facilities.","Notes are senior unsecured, guaranteed by PRA Group and its domestic restricted subsidiaries.","Optional redemption at make-whole prior to Sep 30, 2028, then step-down premiums from 103.125% to 100%.","Change of control repurchase at 101% of principal; asset sale offer at 100%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134758,"accession_number":"0001185348-25-000030","cik":1185348,"company_name":"PRA GROUP INC","ticker":"PRAA","form_type":"8-K","filed_at":"2025-09-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PRA Group subsidiary prices €300M 6.250% senior notes due 2032, plans debt refinancing","event_type":"debt","confidence":"high","bullets":["PRA Group Europe Holding II priced €300M senior notes at 6.250% due 2032 on September 24, 2025.","Net proceeds will repay ~$174M from North American revolving credit facility and ~$174M from European facility.","Closing expected on or about September 30, 2025, subject to customary conditions.","Notes are guaranteed by PRA Group and its domestic subsidiary borrowers/guarantors under North American Credit Agreement.","Offering is exempt from SEC registration, sold to QIBs and non-U.S. persons under Rule 144A/Regulation S."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134757,"accession_number":"0001185348-25-000027","cik":1185348,"company_name":"PRA GROUP INC","ticker":"PRAA","form_type":"8-K","filed_at":"2025-09-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PRA Group subsidiary plans €300M senior notes due 2032 to repay revolver borrowings","event_type":"debt","confidence":"high","bullets":["Subsidiary PRA Group Europe Holding II to offer €300M in senior notes due 2032.","Notes will be senior unsecured guaranteed by PRA Group and its domestic subsidiaries.","Net proceeds to repay ~$174M of North American revolver and ~$174M of European revolver.","Offering is private, exempt from registration, to QIBs and non-U.S. persons."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134756,"accession_number":"0001185348-25-000018","cik":1185348,"company_name":"PRA GROUP INC","ticker":"PRAA","form_type":"8-K","filed_at":"2025-08-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"PRA Group Q2 net income $42.4M ($1.08 EPS) on record ERC $8.3B, cash collections up 13%","event_type":"earnings","confidence":"high","bullets":["Net income $42.4M (diluted EPS $1.08) includes $29.7M after-tax gain from sale of RCB equity interest in Brazil.","Record ERC of $8.3B (+21.9% YoY); total cash collections $536.3M (+13.2%).","Portfolio purchases $346.5M (-8.7% YoY); cash efficiency ratio 62.4% (+355 bps).","Adjusted EBITDA trailing 12 months $1.2B (+16.4%); $10M shares repurchased."],"consensus_eps_estimate":null,"consensus_eps_actual":1.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":557307000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151664,"accession_number":"0001185348-25-000014","cik":1185348,"company_name":"PRA GROUP INC","ticker":"PRAA","form_type":"8-K","filed_at":"2025-06-24T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"PRA Group appoints CEO Martin Sjolund with $825k salary, $1.8M equity; promotes James to Europe President","event_type":"leadership","confidence":"high","bullets":["Martin Sjolund appointed President and CEO effective June 17, 2025; base salary $825,000, target bonus 125%, $1.8M equity grant (50% PSUs, 50% RSUs vesting over 3 years).","R. Owen James promoted to President of PRA Group Europe; salary increased 10% to £369,400 (~$469k) plus $100k RSU grant.","Sjolund appointed to Board immediately, term expiring at 2026 Annual Meeting; no additional compensation for director role.","All 9 director nominees elected at June 17 annual meeting; Say-on-Pay approved with 28,000,895 for, 3,586,152 against (~88% support).","Ernst & Young ratified as independent auditor for 2025 with 33,478,097 for, 115,241 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}