{"filings":[{"id":1940934,"accession_number":"0001784535-26-000046","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2026-07-29T20:14:53+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group Q2 revenue $140.9M (+12% YoY), net income $5.6M, raises guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenue $140.9M (+12% YoY); Porch-Owned Segments Revenue $131.8M (+23% YoY).","Net income attributable to Porch $5.6M; Adjusted EBITDA (Excluding Reciprocal) $39.1M (+150% YoY).","Insurance Services revenue $92.9M (+38% YoY); Reciprocal Policies Written up 38% YoY.","Raised full-year guidance across all metrics after Q2 beat.","Reciprocal statutory surplus $169.9M (+33% YoY); capacity supports premium growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1056636,"accession_number":"0001784535-26-000039","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2026-06-15T20:10:44+00:00","items":["5.07","9.01"],"status":"ready","headline":"Porch Group shareholders elect all 8 director nominees, approve ESPP at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 8 director nominees elected with 96.8%-98.9% of votes cast; broker non-votes ~19.6M shares.","Ratification of Grant Thornton LLP as auditor for FY 2026 passed with 99.9% of votes cast.","Advisory approval of named executive officer compensation passed with 93% of votes cast.","Employee Stock Purchase Plan approved with 99.8% of votes cast.","Annual meeting held June 10, 2026; 90.2% of voting power represented."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":983916,"accession_number":"0001784535-26-000033","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2026-06-11T13:25:28+00:00","items":["1.01","3.02","7.01","9.01"],"status":"ready","headline":"Porch Group subsidiary buys 2.1M shares from Reciprocal for $15M to boost statutory surplus","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Porticus Reinsurance purchased 2,092,050 Porch shares from the Reciprocal at $7.17/share ($15M total).","Statutory surplus at Reciprocal was ~$165M as of March 31, 2026, supporting over $800M in written premiums.","Reciprocal continues to hold ~16.2M Porch shares; transaction converts non-admitted assets to cash.","Required approvals received from Texas Department of Insurance and Cayman Islands Monetary Authority.","Transaction separate from open-market repurchases; Porticus permitted under 2028 convertible notes indenture."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95420,"accession_number":"0001784535-26-000028","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group Q1 revenue $109.4M, Adj EBITDA $19.7M; raises full-year guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2026 revenue $109.4M (Porch Shareholder Interest); consolidated revenue $121.1M. Net loss $(4.7)M, Adj EBITDA $19.7M.","Insurance Services revenue up 50% YoY to $74.7M; segment Adj EBITDA $27.5M.","Reciprocal Written Premium $114.5M (+18% YoY); Policies Written 48.0k (+33% YoY).","Cash & investments $134.1M; convertible debt $475.1M outstanding; share repurchase completed (0.3M shares for $2.5M).","Company raised full-year 2026 guidance after Q1 exceeded expectations; management confident in premium-scaling targets."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":121123000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108481,"accession_number":"0001784535-26-000004","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2026-02-11T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group Q4 beats, Adj EBITDA $23.5M; guides 2026 Adj EBITDA $98-105M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Porch Shareholder Interest Q4 revenue $112.3M; net loss $(3.5)M; Adjusted EBITDA $23.5M.","Reciprocal Written Premium Q4 $125.7M, full year $480.9M; gross loss ratio 27% best-in-class.","2026 guidance: Porch Shareholder Interest Adj EBITDA $98-105M; RWP target $600M (+25% YoY).","Q4 statutory surplus at Reciprocal $155.1M, up $49.4M YoY; surplus+non-admitted assets $289.4M.","Active agencies and quotes each >100% YoY; new customer RWP in Nov-Dec accelerated 61% and 104% vs prior avg."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":482414000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124921,"accession_number":"0001784535-25-000102","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group Q3 beats; raises FY 2025 Gross Profit and Adjusted EBITDA guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 revenue $115.1M; Adjusted EBITDA $20.6M, up $3.7M YoY, exceeding expectations.","Porch Shareholder Interest gross profit $94.2M, up 53% YoY; net loss attributable to Porch $(10.9)M.","Full-year FY 2025 guidance raised: Revenue $410-420M, Gross Profit $335-340M, Adjusted EBITDA $70M (midpoint).","Insurance Services driven strong quoting activity; Reciprocal surplus + non-admitted assets $412M, up $341.5M YoY.","Cash flow from operations for Porch Shareholder Interest $28.8M in Q3; $70.9M YTD; used $68M to repurchase convertible notes."],"consensus_eps_estimate":null,"consensus_eps_actual":0.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":342122000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141627,"accession_number":"0001784535-25-000093","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2025-08-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Q2 beats expectations; Adj EBITDA $15.6M, raises FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Porch Shareholder Interest revenue $107.0M; Adj EBITDA $15.6M (improved $50.4M YoY); Gross Profit $89.2M (+431% YoY).","Raised FY2025 guidance: revenue $405M-$425M, Gross Profit $328M-$342M, Adj EBITDA $65M-$70M (mid-point up $2.5M).","Reciprocal surplus $299.2M (up $259M YoY); Written Premium $120.7M on 42.5K policies; 24.2K software companies at $3,974 ARR.","Repurchased $11.8M of 2026 Notes at 96.5% par; total convertible debt outstanding $487.9M; cash & investments $117.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":224040000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159505,"accession_number":"0001784535-25-000083","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K/A","filed_at":"2025-06-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Porch Group corrects equity grant calculation error, reduces awards to executives","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Ehrlichman revised grant: 873,335 PRSUs and 291,112 RSUs, reduced by 156,681 PRSUs and 52,227 RSUs.","CFO Tabak revised grant: 125,660 PRSUs and 41,887 RSUs, reduced by 22,544 PRSUs and 7,514 RSUs.","COO Neagle revised grant: 389,545 PRSUs and 129,848 RSUs, reduced by 69,887 PRSUs and 23,296 RSUs.","Correction due to VWAP calculation error; no impact on previously published financial statements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159510,"accession_number":"0001784535-25-000077","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2025-06-16T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Porch Group holds 2025 annual meeting, elects directors and ratifies auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 8 director nominees elected with 98.3% to 99.2% of votes cast in favor.","Ratification of Grant Thornton LLP as independent auditor for 2025 received 99.9% approval (89,545,653 for).","Say-on-pay advisory vote approved with 80.7% of votes cast in favor (60,197,932 for).","90,535,742 shares voting (88.5% of voting power) as of record date April 14, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159509,"accession_number":"0001193125-25-129050","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2025-05-28T23:59:59+00:00","items":["1.01","2.03","3.02","7.01","8.01","9.01","4.1"],"status":"ready","headline":"Porch Group closes $134M convertible note refinancing; retires $144.3M of 2026 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Repurchased $144.3M of 0.75% convertible notes due 2026; issued $134.0M of new 9.00% convertible notes due 2030.","New notes convertible at ~$15.72/share (60% premium to VWAP); up to ~8.5M shares if converted.","Board authorized repurchase of remaining $29.4M of 2026 notes using balance sheet cash and ~$4M proceeds.","$333.3M of 6.75% convertible notes due 2028 remain; CFO aims for 2-3x leverage and limited dilution.","Company may redeem new notes on/after Nov 20, 2026 if stock price >120% of conversion price for 20 of 30 days."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159508,"accession_number":"0001193125-25-122557","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["1.01","3.02","7.01","9.01"],"status":"ready","headline":"Porch Group replaces $144M of 2026 notes with $134M of 9% convertible notes due 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Repurchased $144.3M of 0.75% 2026 notes; issued $134.0M of 9.00% convertible unsecured notes due 2030.","Remaining 2026 debt reduced to $29.4M; expected to be settled with balance sheet cash and $4M net proceeds.","New 2030 notes have conversion price at ~60% premium to stock VWAP; redeemable after Nov 20, 2026 if stock price >120% of conversion price.","Post-closing debt: $29.4M (2026), $333.3M (6.75% 2028 secured), $134.0M (9% 2030).","Transaction expected to close May 27, 2025; Goldman Sachs served as exclusive placement agent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159507,"accession_number":"0001784535-25-000046","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2025-05-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group Q1 beats, raises full-year guidance; Adj. EBITDA $16.9M (up $33.6M YoY)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Porch Shareholder Interest Q1 revenue $84.5M, net income $8.4M, Adj. EBITDA $16.9M vs -$16.8M a year ago.","Gross profit $69.1M, up 86% YoY; gross margin 82%.","Raised FY2025 guidance: revenue $400-420M (prev $390-410M), Adj. EBITDA $60-70M (prev $55-65M).","Sold HOA carrier to Reciprocal; holds $106M surplus notes at SOFR+9.75%; Reciprocal surplus $198M.","Porch Shareholder cash+investments $113.8M; convertible debt $507.1M outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":0.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":104745000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159506,"accession_number":"0001784535-25-000027","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2025-04-08T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Porch Group grants $11.05M in equity to execs under 2025 LTI; 75% performance-based","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["CEO Ehrlichman receives $6.95M (1,030,016 PRSUs + 343,339 RSUs); CFO Tabak $1M; COO Neagle $3.1M.","75% of award value in performance-based RSUs (PRSUs) with targets for rTSR, Adjusted EBITDA, and Revenue (each 33.3% weight).","PRSU payout range 0%-400% per metric; rTSR and EBITDA metrics have additional upside to 350% and 500% levels.","RSUs vest over 4 years: 25% at year 1, then 1/6 every six months."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177877,"accession_number":"0001784535-25-000009","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2025-02-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group beats Q4 with $30.5M net income, raises 2025 Adj. EBITDA guidance to $60M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 revenue $100.4M (-12% YoY); GAAP net income $30.5M vs. net loss $2.5M a year ago.","Adjusted EBITDA $41.8M, up $30.1M YoY, beating expectations and marking record quarterly Adj. EBITDA.","Insurance segment: 206K policies in force, gross loss ratio improved to 21% (from 36%); premium per policy +31%.","Formed Porch Insurance Reciprocal Exchange in Jan 2025; sold insurance carrier into PIRE, holds $106M surplus notes at 9.75%+SOFR.","2025 Adj. EBITDA guidance raised to ~$60M midpoint; Q1 2025 new business premiums double vs. prior year."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":437848000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177876,"accession_number":"0001784535-25-000003","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2025-01-07T23:59:59+00:00","items":["1.01","2.01","7.01","9.01"],"status":"ready","headline":"Porch Group completes formation of reciprocal exchange, sells HOAIC for ~$105M surplus value","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Porch Insurance Reciprocal Exchange formed; HOAIC sold to it for HOAIC's estimated $105M surplus less $58M surplus note.","Porch receives total surplus notes of ~$106M; new note $105M at SOFR+9.75%, 10-year term.","Porch will manage reciprocal via AIF agreement, earning ~20% blended take rate on gross written premium.","Transaction shifts insurance liabilities to reciprocal; Porch expects more predictable, higher-margin results."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194600,"accession_number":"0001784535-24-000148","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2024-12-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Porch Group holds 2024 Investor Day; no specific financial targets in filed excerpt","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Hosted 2024 Investor Day on December 5, 2024, in New York and virtually.","Presentation slides posted on investor relations website prior to event.","Filed exhibit contains only cover page and disclaimers; no detailed strategy or financials provided.","Live webcast and archived replay available on IR website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194599,"accession_number":"0001784535-24-000137","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group reports Q3 GAAP net income $14.4M; Reciprocal Exchange approved","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $111.2M (down 14% YoY due to prior year Vesttoo benefit); GAAP net income $14.4M vs loss $5.7M.","Adjusted EBITDA $16.9M, up $8.1M YoY; Insurance attritional loss ratio improved to 21% from 32%.","Texas Department of Insurance approved Reciprocal Exchange formation; CEO calls it key milestone for higher margin, predictable insurance profile.","Repurchased $43M aggregate principal of 2026 unsecured notes for $20M cash; cash and investments $404.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":337487000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194598,"accession_number":"0001784535-24-000130","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Texas DOI approves Porch reciprocal exchange; key step to reduce direct insurance risk, improve profitability","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["TDI approved Porch Insurance Reciprocal Exchange; Porch to contribute $10M cash for surplus note to capitalize the Reciprocal.","Porch will sell HOAIC to Reciprocal around Jan 1, 2025; receives surplus note equal to HOAIC surplus less existing $49M note.","As operator, Porch (via PRMS) will earn commissions and fees at ~20% take rate of Reciprocal's gross written premium.","PIRE will manage to appropriate risk based capital; no impact on 2024 financials expected.","Further details at Q3 2024 earnings on Nov 7 and investor day in early Dec 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210911,"accession_number":"0001784535-24-000113","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2024-08-06T23:59:59+00:00","items":["2.02","3.02","7.01","9.01"],"status":"ready","headline":"Porch Group files reciprocal exchange, contributes 18.3M shares; Q2 rev $110.8M (+12%), loss narrows to $64.3M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Filed updated application with Texas Department of Insurance to form a reciprocal exchange; if approved, HOA would be sold to Reciprocal.","Contributed 18.3M newly issued common shares (18.3% of outstanding) to HOA to bolster surplus and support premium growth.","Q2 total revenue $110.8M, up 12% YoY; Insurance segment revenue $78.3M (+22%), Vertical Software $32.6M (-5%).","GAAP net loss $64.3M, improved from $87.0M in Q2 2023; Adjusted EBITDA loss $34.8M, improved from $43.1M.","Insurance attritional loss ratio improved to 21% from 35%; gross combined ratio improved to 124% from 180% despite Houston wind event."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229342,"accession_number":"0001784535-24-000096","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2024-06-14T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Porch Group stockholders elect 8 directors, ratify Grant Thornton as auditor at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 8 director nominees elected; Matthew Ehrlichman received 52.7M votes for, 968K withheld.","Ratification of Grant Thornton LLP as independent auditor for FY 2024 passed with 73.1M votes.","Advisory vote on executive compensation approved with 50.5M votes for, 3.1M against.","76% of voting power represented at the meeting; 21.1M broker non-votes on director and say-on-pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229341,"accession_number":"0001784535-24-000061","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group Q1 revenue $115.4M (+32%), net loss improves to $13.4M, raises FY Adjusted EBITDA guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $115.4M (+32% YoY), driven by Insurance segment premium per policy increases.","GAAP net loss $13.4M (improvement of $25.4M vs Q1 2023); Adjusted EBITDA loss $16.8M ($5.1M improvement).","Insurance segment: 71% current accident year gross loss ratio, 97% gross combined ratio; $36M net catastrophic weather claims.","Sold EIG insurance agency for ~$12M; repurchased $8M principal of 2026 notes for $3M cash.","Raised full-year Adjusted EBITDA guidance; $413.2M cash and investments at March 31, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":115443000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229340,"accession_number":"0001784535-24-000039","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2024-04-09T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Porch Group grants $10.57M in 2024 LTI to CEO, CFO, COO; 75% PRSUs tied to TSR, EBITDA, revenue","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Ehrlichman: $6.75M total (1,562,017 PRSUs + 520,672 RSUs); CFO Tabak: $820k (189,756 PRSUs + 63,252 RSUs); COO Neagle: $3M (694,230 PRSUs + 231,410 RSUs).","PRSUs (75% weight) vest based on TSR vs S&P SmallCap 600, 2026 Adjusted EBITDA, and 2026 revenue with 50%-200% payout range.","RSUs (25% weight) vest 25% on April 5, 2025, then 1/6th every 6 months for 36 months.","Grant value priced using 60-trading day VWAP ending April 4, 2024, aligning with annual employee equity awards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247915,"accession_number":"0001784535-24-000025","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2024-03-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Porch Group settles Floify True-Up dispute; sellers pay $860k cash to terminate guarantee","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sellers of Floify agreed to terminate the True-Up Obligation (200% share value guarantee) in full.","Sellers pay Porch approximately $860,000 in cash as part of the settlement agreement.","Porch issued 550,000 shares at $17.93 per share in October 2021 for the Floify acquisition.","Settlement resolves a post-closing dispute; Porch had the option to settle the obligation in cash or stock.","Eliminates potential future payout liability for Porch; shares currently trade well below $17.93."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247914,"accession_number":"0001784535-24-000015","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2024-03-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group Q4 revenue $114.6M (+79% YoY); swings to $11.7M Adj. EBITDA vs -$13.3M loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $114.6M (+79% YoY); GAAP net loss narrowed to $2.5M from $35.5M in Q4 2022.","Adjusted EBITDA $11.7M, a $25M improvement from -$13.3M loss in Q4 2022.","Insurance segment: gross written premium $112M, ~310k policies; gross loss ratio 36%, combined 49%.","Cash and investments $397.6M at year-end; approved in 13 states to use property data in pricing.","Launched new SaaS products: title software, HVAC micro-warranty, back office software for inspectors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247913,"accession_number":"0001784535-24-000012","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2024-02-12T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Porch Group: Q4 2023 ahead of guidance; repurchases $8M notes at 37.5% discount","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Preliminary Q4 2023: Revenue and Adjusted EBITDA expected ahead of prior full-year guidance of $415M and $(52)M.","Repurchased $8M aggregate principal of 0.75% senior convertible notes due 2026 for $3M (37.5% of par).","Total debt reduced from $225M to $217M; transaction expected to close Feb 15, 2024.","Full Q4 2023 earnings release and conference call scheduled for March 7, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247912,"accession_number":"0001784535-24-000006","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Porch Group signs strategic agreement with Aon; receives $25M upfront","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Porch Group entered a Business Collaboration Agreement with Aon Corp. and Aon Re, Inc., effective through 2028.","Aon will pay Porch $24.65M cash in January 2024 plus additional payment in 2025; expected total ~$30M in upfront and future payments.","Parties released claims related to Vesttoo fraud; Porch retains ability to pursue non-Aon parties.","Aon will place reinsurance for Porch’s insurance carrier affiliates from 2025–2028 and share brokerage revenue.","Porch may need to refund certain amounts if it breaches exclusivity provisions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265356,"accession_number":"0001784535-23-000052","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-11-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Porch Group regains Nasdaq minimum bid price compliance; matter closed","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq letter on Nov 27, 2023 confirming compliance with $1.00 minimum bid rule.","Closing bid price exceeded $1.00 for 10 consecutive trading days through Nov 24, 2023.","Nasdaq Listing Rule 5550(a)(2) matter is now closed; no further action required."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265355,"accession_number":"0001784535-23-000046","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-11-07T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Porch Group Q3 revenue $129.6M (+67% YoY), first positive Adj. EBITDA $8.8M; HOA released from TDI supervision","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss narrowed to $5.7M from $84.5M YoY; Adj. EBITDA improved to +$8.8M from -$10.9M.","Insurance segment revenue $95.2M (+195% YoY); gross loss ratio 39%, combined ratio 58%.","Vertical Software revenue $34.3M (-24% YoY) due to mix shift; segment Adj. EBITDA margin 9%.","HOA released from Texas Department of Insurance supervision after $57M investment for surplus note and Vesttoo fraud claims.","Unrestricted cash plus investments $458.4M; $49M surplus note issued to HOA."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":315690000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265354,"accession_number":"0001784535-23-000042","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-10-03T23:59:59+00:00","items":["3.01","9.01"],"status":"ready","headline":"Porch Group receives Nasdaq bid price deficiency notice; 180 days to comply","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Nasdaq notified Porch Group on Sept 27, 2023 that its stock closed below $1.00 for 30 consecutive days.","Company has until March 25, 2024 to regain compliance by closing at $1.00+ for 10 consecutive days.","If not cured by March 25, Porch may qualify for a second 180-day period if it meets other listing standards.","Failure to regain compliance could lead to delisting; stock continues to trade under PRCH for now.","Porch intends to monitor bid price and may consider a reverse stock split if needed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265353,"accession_number":"0001784535-23-000036","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-10-03T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Porch Group replaces EY with Grant Thornton as auditor; material weaknesses persist","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["EY dismissed; Grant Thornton appointed as independent auditor for FY 2023, effective Oct 2, 2023.","No disagreements with EY on accounting principles or practices during prior two fiscal years.","EY's 2021 and 2022 audit reports included adverse opinion on internal controls due to material weaknesses.","2022 material weakness relates to IT controls at subsidiary Homeowners of America; remediation ongoing as of June 30, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282565,"accession_number":"0001784535-23-000034","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-09-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Porch Group invests $57M in HOA insurance carrier; receives $49M surplus note and Vesttoo claim rights","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Porch invested $57M cash in HOA, receiving a $49M surplus note and HOA's rights to claims stemming from Vesttoo fraud.","HOA remains under Texas Department of Insurance supervision; Demotech withdrew its financial stability rating.","Porch holds $358M unrestricted cash and investments; $192M at HOA as of June 30, 2023.","Company appointed to Vesttoo unsecured creditors committee, intends to pursue recovery.","HOA continues actions on premiums, price increases, and non-renewal of high-risk policies."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282564,"accession_number":"0001784535-23-000019","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-09-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Porch Group's HOA placed under temporary TDI supervision due to Vesttoo fraud","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["HOA placed under temporary supervision by Texas Department of Insurance on Sept 5, 2023.","Vesttoo fraud led to $48.2M charge for doubtful accounts on reinsurance in Q2 2023.","HOA holds $192M unrestricted cash; secured $147M in supplemental reinsurance (84% replacement).","HOA continues day-to-day operations; writing new business, renewals, and paying claims under TDI oversight.","Company expects supervision to last until TDI is comfortable with HOA's post-Vesttoo financial position."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282563,"accession_number":"0001784535-23-000015","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-08-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group Q2 revenue up 39% to $98.8M but net loss widens to $87M on weather, impairments","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $98.8M (+39% YoY); Insurance segment $64.3M (+127%), Vertical Software $34.4M (-19%).","GAAP net loss $87.0M vs $27.3M loss; includes $55.2M goodwill impairment and $48.2M Vesttoo write-off.","Adjusted EBITDA loss $43.1M (vs $15.0M loss prior year) driven by $18M catastrophic weather loss in Insurance.","Insurance gross written premium $143M with ~358k policies; $358M unrestricted cash plus investments.","Reiterates second half 2023 Adjusted EBITDA profitability outlook despite headwinds."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":186134000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282562,"accession_number":"0001784535-23-000007","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Porch Group estimates $18M catastrophic weather loss in Q2 from Texas storms","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Preliminary estimate of $18 million loss, net of third-party reinsurance, from June wind, thunderstorm and hail events in Texas.","Industry-wide claims from those events estimated at $5.0 billion (source: PCS catastrophe bulletin).","Q2 cat events described as uncommon vs historic trends and not included in full year 2023 guidance.","Company continues to expect launch of Porch Insurance Reciprocal Exchange later in 2023, pending Texas DOI approval.","Q2 2023 full earnings call scheduled for August 8, 2023 after market close."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301809,"accession_number":"0001558370-23-011043","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-06-13T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Porch Group annual meeting votes: directors elected, say-on-pay passes with ~30% against","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Matthew Ehrlichman and Maurice Tulloch elected as directors; 15.5M broker non-votes.","Ernst & Young ratified as independent auditor with 79.7M votes for vs 0.5M against.","Say-on-pay advisory vote passed 45.7M for, 19.5M against (approx 30% against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301808,"accession_number":"0001558370-23-009146","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-05-10T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group Q1 2023 revenue $87.4M (+37% YoY); net loss $38.7M; Adjusted EBITDA loss in line","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $87.4M, up 37% YoY from $63.6M; GAAP net loss $38.7M vs $9.3M loss prior year.","Insurance segment revenue $58.7M (+101% YoY); vertical software revenue $28.6M (-17% YoY).","Adjusted EBITDA loss $21.9M in line; company expects Adjusted EBITDA profitability in H2 2023.","Raised $333M via convertible note; filed application to form Porch Insurance Reciprocal Exchange.","Ended Q1 with $272M unrestricted cash plus investments."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":87369000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301807,"accession_number":"0001558370-23-006371","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-04-21T23:59:59+00:00","items":["1.01","2.03","3.02","9.01","4.1"],"status":"ready","headline":"Porch Group issues $333M of 6.75% secured convertible notes due 2028; repurchases $200M of 2026 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $333.334M aggregate principal of 6.75% senior secured convertible notes due 2028 at 95% of par.","Net cash proceeds of ~$100M after repurchasing $200M of 0.75% 2026 notes and repaying $10M subsidiary debt.","Initial conversion price ~$25.00/share; max 13.33M shares issuable upon conversion.","Notes secured by first-priority lien on substantially all assets of Porch and subsidiary guarantors.","Interest semi-annual; maturity Oct 1, 2028; optional redemption after Oct 1, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301806,"accession_number":"0001558370-23-005992","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-04-17T23:59:59+00:00","items":["1.01","3.02","7.01","9.01"],"status":"ready","headline":"Porch Group prices $333M 6.75% convertible notes; repurchases $200M of existing 0.75% notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Aggregate principal $333.334M of 6.75% Senior Secured Convertible Notes due 2028, issued at 95% of par.","Initial conversion price $25.00/share (39.9956 shares per $1,000 principal).","Concurrent $200M repurchase of existing 0.75% Convertible Senior Notes due 2026.","Net cash proceeds expected ~$100M after repurchases, $10M term loan repayment, and fees.","Closing expected April 20, 2023; notes mature October 1, 2028."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301805,"accession_number":"0001558370-23-005649","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-04-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Porch Group sets 2023 executive comp: CEO $5.5M equity, bonus at 100% of salary","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["CEO Ehrlichman: target bonus 100% of base salary; equity grant $5.5M (1.75M PRSUs + 0.58M RSUs).","CFO Tabak: target bonus 50% of base; equity grant $390k (124k PRSUs + 41k RSUs).","COO Neagle: target bonus 100% of base; equity grant $2.6M (827k PRSUs + 276k RSUs).","2023 bonus plan based on revenue and Adjusted EBITDA; threshold 50%, max 200% of target.","PRSUs vested on 3-year goals: share price (50% weight), Adj. EBITDA (25%), revenue (25%)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":321554,"accession_number":"0001558370-23-004154","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-03-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Porch Group files application to form reciprocal insurance exchange in Texas","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Homeowners of America filed application with Texas Department of Insurance to form a reciprocal exchange.","If approved, all insurance underwriting would be conducted exclusively through the Reciprocal.","Reciprocal owned by policyholders; Porch subsidiary to manage operations for ongoing fees.","Approval not expected before Q3 2023; subject to regulatory and company review.","Long-term strategy to reduce earnings volatility from insurance claims and weather events."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":321553,"accession_number":"0001558370-23-003732","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-03-14T23:59:59+00:00","items":["4.02","7.01","9.01"],"status":"ready","headline":"Porch Group restates Q1-Q3 2022 financials for reinsurance error; net loss revised","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Cost of revenue misstated due to quota share reinsurance accounting: Q1 understated $4.0M, Q2 understated $0.7M, Q3 overstated $0.3M.","Net loss restated: Q1 to ($9.3M) from ($5.8M), Q2 to ($27.3M) from ($26.4M), Q3 to ($84.5M) from ($86.4M).","Company will not amend quarterly 10-Qs; restated info included in 2022 10-K due March 16, 2023.","Also correcting immaterial errors in revenue, selling/marketing, interest expense, goodwill, and other items; cash unchanged.","Management will report ineffective internal control over financial reporting in the upcoming 2022 10-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":321552,"accession_number":"0001558370-23-003729","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2023-03-14T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Porch Group Reports Q4 2022 Revenue of $64.1M, Up 24% YoY, but Net Loss Widens to $35.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue grew 24% YoY to $64.1M; net loss widened to $35.5M from $20.1M in Q4 2021.","Insurance segment impacted by Winter Storm Elliott, adding ~$7M in additional claims costs.","Announced intention to file for Reciprocal Exchange to reduce direct exposure to claims and weather events.","Repurchased ~2.4M shares for $4.4M at average price $1.82 under $15M buyback plan.","2023 guidance: revenue ~$330-$350M, Adjusted EBITDA loss ~$(30)-(40)M, targeting positive EBITDA in H2 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339658,"accession_number":"0001558370-22-016882","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2022-11-08T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Porch Group Q3 revenue $75.4M (+20% YoY); net loss $86.4M; cuts 2022 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss $86.4M includes $57.1M goodwill impairment vs $5.1M loss a year ago.","Adjusted EBITDA loss $13.0M (-17.2% of revenue) vs $0.9M profit in Q3 2021.","2022 revenue guidance lowered to ~$275M from ~$290M; adj. EBITDA now ~-17% vs prior ~-10%.","Insurance revenue $30.9M with $157M gross written premium; cost of revenue hurt by Hurricane Ian.","Board authorized up to $15M repurchase of common stock or convertible notes through June 30, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":211835000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339657,"accession_number":"0001558370-22-016034","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2022-11-02T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Porch Group appoints Shawn Tabak as CFO, effective Nov 9; Marty Heimbigner transitions","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Shawn Tabak becomes CFO effective Nov 9, 2022, replacing Marty Heimbigner who remains in transition through Dec 15.","Tabak receives $390k base salary, 50% target bonus, and $900k RSU award vesting over 4 years.","Transition is not due to any disagreement with auditors or management on accounting matters.","Tabak previously CFO of Naked Wines, VP Finance at Upwork, and began career at KPMG as CPA."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339656,"accession_number":"0001558370-22-014826","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2022-10-04T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Porch Group appoints Amanda Reierson and Camilla Velasquez as independent directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Amanda Reierson and Camilla Velasquez appointed to Board effective October 4, 2022.","Reierson serves on Mergers and Acquisitions Committee; Velasquez on Compensation Committee.","Board expands to eight directors, with 50% from diverse communities.","Both appointees bring expertise in marketing, direct-to-consumer, and product growth.","Retainer and RSU compensation per standard non-employee director program."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357006,"accession_number":"0001558370-22-012901","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2022-08-09T23:59:59+00:00","items":["1.02","2.02","7.01","9.01"],"status":"ready","headline":"Porch Group Q2 rev $70.8M (+38% YoY), net loss $26.4M; terminates CSE deal, cuts FY22 guidance to ~$290M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 revenue $70.8M (+38% YoY); GAAP net loss $26.4M vs $16.3M loss; Adj. EBITDA loss $14.3M (-20.2%).","Mutual termination of $48.6M CSE Insurance acquisition; no breakup fees; year-end unrestricted cash +~$50M.","Updated FY22 guidance: rev ~$290M (from ~$320M), adj. EBITDA loss >$30M; auto insurance removed.","Insurance segment rev $28.0M, adj. EBITDA loss $5.1M; GWP $145M, 379k policies.","Vertical Software rev $42.8M, adj. EBITDA $6.0M (14.1%); avg companies 28,730; cash $282M."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":133330000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357005,"accession_number":"0001558370-22-012896","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2022-08-09T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"CFO Martin Heimbigner to remain in transition role with new bonus incentives tied to SEC filings","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Heimbigner's base salary raised to $390,000 effective Oct 1, 2021; transition role after new CFO is appointed.","Eligible for $250K aggregate transition bonus: $100K for timely Q3 '22 10-Q filing, $150K for timely annual 10-K filing.","New short-term incentive program with $205K target per 360-day period; max payout $247,708.","Vested stock option exercise period extended up to two years and 90 days post-termination if milestones met.","Company expects to retain a new CFO during 2022; Heimbigner stays at-will until transition complete."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375533,"accession_number":"0001558370-22-010096","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2022-06-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Asha Sharma resigns from Porch Group board effective June 17, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Asha Sharma resigned from the Board and its committee, effective immediately on June 17, 2022.","Resignation was to devote additional time to her expanding professional responsibilities.","Board has retained an independent search firm to identify candidates for board vacancies."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375532,"accession_number":"0001558370-22-009949","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2022-06-10T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"Porch Group stockholders approve board declassification and supermajority removal","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Amendments to declassify board and eliminate supermajority voting approved at June 8, 2022 annual meeting; effective upon filing June 9, 2022.","Director nominees Alan Pickerill and Regi Vengalil elected with ~72M votes each; broker non-votes of ~8M.","Advisory say-on-pay approved (71M for, 2.4M against); frequency set to every year.","Ratification of Ernst & Young as auditor for FY2022 approved with ~81M votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375531,"accession_number":"0001558370-22-009240","cik":1784535,"company_name":"Porch Group, Inc.","ticker":"PRCH","form_type":"8-K","filed_at":"2022-05-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Porch Group sets CEO target bonus at 100% of salary, grants $5M equity to CEO","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Matthew Ehrlichman granted PRSUs valued at $3.75M and RSUs valued at $1.25M.","COO Matthew Neagle granted PRSUs and RSUs each valued at $1.25M.","2022 bonus target for CEO and COO is 100% of base salary; 85% based on revenue and Adjusted EBITDA (loss) as % of revenue, 15% discretionary.","PRSUs vest over three-year performance period subject to absolute share price and trailing twelve-month revenue conditions.","Bonus plan includes clawback provision and pro-rata calculation for new hires, death/disability, and involuntary termination without cause."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1143264227.0894787,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-05-23T23:59:59+00:00|375531"}