{"filings":[{"id":2080396,"accession_number":"0001808834-26-000118","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2026-08-05T20:45:50+00:00","items":["8.01","9.01"],"status":"ready","headline":"PROG Holdings declares $0.14 quarterly dividend, payable Sept 3, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.14 per share declared by Board of Directors.","Dividend payable on September 3, 2026 to shareholders of record as of August 18, 2026.","Dividend amount unchanged from prior quarter; no special dividend announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1923196,"accession_number":"0001808834-26-000101","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2026-07-29T12:24:13+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"PROG Holdings Q2 revenue $719.7M (+22.3%), raises FY2026 guidance; board member Curling dies","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 consolidated revenue $719.7M (+22.3% YoY); adjusted EBITDA $88.4M (+22.8%); non-GAAP EPS $1.19 (+19%).","Consolidated GMV $902M (+60.1%); Progressive Leasing GMV +3.4%, Four GMV +110.6%, Purchasing Power GMV +15.2%.","Net leverage ratio improved to 1.7x from 2.5x post-Purchasing Power acquisition; repaid $50M debt in quarter.","Raised FY2026 outlook: revenue $3.025B-$3.1B, adjusted EBITDA $355M-$375M, non-GAAP EPS $4.75-$5.00.","Board member Douglas C. Curling passed away July 25; board reduced from 10 to 9 members."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95649,"accession_number":"0001808834-26-000071","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["5.02","5.07","8.01","9.01"],"status":"ready","headline":"PROG Holdings CEO Steve Michaels appointed Chairman; receives $5M RSU grant; declares $0.14 dividend","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Steven A. Michaels named Chairman of the Board, effective May 7, 2026; Ray M. Robinson becomes Lead Independent Director.","Board grants Michaels $5M in RSUs vesting over 3rd-5th anniversaries; aligns with long-term shareholder value.","All 10 director nominees elected at May 6 annual meeting; say-on-pay, auditor ratification, equity plan amendment approved.","Quarterly cash dividend of $0.14/share declared, payable June 2, 2026 to holders of record May 19, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95648,"accession_number":"0001808834-26-000065","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q1 revenue $742.7M (+11.1%), Non-GAAP EPS $1.24 (+37.8%); raises FY outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenues $742.7M (+11.1% YoY); Adjusted EBITDA $90.3M (+29.2%).","Non-GAAP diluted EPS $1.24 (+37.8%); net earnings $36.2M vs $34.6M year ago.","Consolidated GMV $805.6M (+54.4%) driven by Four GMV $280M (+133.6%).","Purchasing Power contributed $107.1M revenue; net debt reduced $254.9M since acquisition; net leverage 2.0x.","FY2026 outlook raised: revenue $3.0-3.1B, non-GAAP EPS $4.40-4.80 (from $4.00-$4.45)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":742674000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95647,"accession_number":"0001808834-26-000057","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K/A","filed_at":"2026-04-07T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Prog Holdings amends 8-K to file Purchasing Power FY2024 audited financials; net loss $15.2M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Purchasing Power (P-Squared) FY2024 revenue $543.9M, net loss $15.2M.","Total assets $590.7M; member's deficit $13.7M as of Dec 31, 2024.","Bad debt expense $61.0M and interest expense $37.9M for FY2024.","Acquisition closed Jan 2, 2026; pro forma financials included as Exhibit 99.3.","Restricted cash $9.7M; receivables net $323M current portion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108849,"accession_number":"0001808834-26-000051","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2026-03-10T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"PROG Holdings cuts FY2026 revenue outlook by ~$70M due to ASC 606 adoption for Purchasing Power","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total revenue guidance revised to $2.95B-$3.07B from $3.02B-$3.14B; Purchasing Power cut to $610M-$660M from $680M-$730M.","Revenue reduction of ~$70M at both ends primarily from Travel and Service categories under ASC 606.","No material impact on Purchasing Power gross margin, earnings before taxes, or adjusted EBITDA.","Other 2026 financial guidance and assumptions unchanged; Purchasing Power still expected to grow low double-digit.","Company holds Investor Day on March 10, 2026, with webcast available."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108848,"accession_number":"0001808834-26-000026","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2026-03-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PROG Holdings raises quarterly dividend 7.7% to $0.14/share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend increased 7.7% from $0.13 to $0.14 per share.","Payable on March 24, 2026 to shareholders of record as of March 12, 2026.","Dividend applies to common stock of PROG Holdings (NYSE:PRG).","The new dividend is the result of a Board declaration on February 25, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108847,"accession_number":"0001808834-26-000011","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2026-02-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q4 revenue $574.6M (-5.2% YoY); Non-GAAP EPS $0.74; FY2026 guidance issued","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 consolidated revenues $574.6M, down 5.2% YoY; net earnings from continuing ops $19.9M vs $58.3M (prior year included $27.8M deferred tax benefit).","Non-GAAP diluted EPS $0.74 vs $0.78 (-5.1%); Progressive Leasing GMV $534M, down 10.6% YoY.","Provision for lease write-offs 7.6% of leasing revenues, down 30 bps YoY; within 6-8% target.","Full year 2026 outlook: revenues $3.02-$3.14B, Adj EBITDA $320-$350M, Non-GAAP EPS $4.00-$4.45.","CEO cites large partner bankruptcy, sale of Vive, and Purchasing Power acquisition; Four GMV up 126% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":3.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":2409223000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108846,"accession_number":"0001808834-26-000002","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2026-01-02T23:59:59+00:00","items":["1.01","2.01","2.03","7.01","9.01"],"status":"ready","headline":"PROG Holdings closes $420M cash acquisition of Purchasing Power; $125M term loan added","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired Purchasing Power for $420M cash, funded via $125M incremental term loan, $135M revolver borrowings, and cash on hand.","Purchasing Power adds over 360 employer partnerships and access to 7M employees for voluntary benefit payroll-deduction products.","Existing non-recourse securitization and warehouse debt of ~$330M remains in place at the acquired entity.","Fourth Amendment to credit agreement: max total net leverage ratio set at 3.25x for FY2026, 3.00x for FY2027, then 2.50x.","Pricing on SOFR loans updated to margin range of 1.50%-2.75%; commitment fees on unused revolver set at 0.25%-0.50%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125308,"accession_number":"0001808834-25-000118","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2025-12-02T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"PROG Holdings acquires Purchasing Power for $420M; expands into employee benefit payments","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquisition of Purchasing Power for $420M in cash; funded from cash on hand and debt financing.","Target's $330M non-recourse securitization/warehouse debt remains in place post-close.","Purchasing Power provides voluntary benefits to 7M+ employees via >360 employer partners, including 48 Fortune 500 companies.","Deal expected to close in early 2026, subject to HSR and other customary conditions.","PROG sees revenue synergies, cost efficiencies, and expanded customer reach from combined platform."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125307,"accession_number":"0001808834-25-000114","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2025-11-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PROG Holdings declares $0.13 quarterly dividend, payable Dec 2, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.13 per share of common stock declared.","Payable on December 2, 2025 to shareholders of record as of November 18, 2025.","Dividend amount unchanged from prior quarter's $0.13 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125306,"accession_number":"0001808834-25-000110","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["1.01","2.02","7.01","9.01"],"status":"ready","headline":"PROG Holdings sells $165M Vive credit card portfolio to Atlanticus; Q3 revenue $595.1M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold ~$165M in credit card/loan receivables to Atlanticus subsidiary for ~$150M cash; 3-year non-compete.","Q3 consolidated revenue $595.1M (-1.8% YoY); net earnings $33.1M vs $84.0M (prior year included $53.6M tax benefit).","Adjusted EBITDA $67.0M (11.3% margin); Non-GAAP diluted EPS $0.90 (+16.9% YoY); diluted GAAP EPS $0.82.","Progressive Leasing GMV $410.9M (-10% YoY); Four Technologies GMV +162.8% with third consecutive positive EBITDA quarter.","Full-year 2025 revenue guidance cut to $2.41B-$2.435B; Q4 revenue outlook $575M-$590M; Vive excluded as discontinued ops."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142023,"accession_number":"0001808834-25-000099","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PROG Holdings declares $0.13 quarterly dividend, payable Sept 4","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.13 per common share declared.","Payable on September 4, 2025, to holders of record on August 19, 2025.","PRG common stock trades on NYSE; company is fintech holding for Progressive Leasing, Vive, Four Technologies, Build."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142022,"accession_number":"0001808834-25-000095","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q2 rev $604.7M (+2.1%), EPS $0.95/$1.02; raises FY low-end guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated net earnings $38.5M vs $33.8M YoY; adjusted EBITDA $73.5M (12.2% margin).","Progressive Leasing GMV $413.9M (-8.9% YoY); write-off rate 7.5% within 6-8% target.","Four Technologies GMV grew 166.5% with second consecutive quarter of positive pre-tax income.","Repurchased $25.7M stock at avg $28.51; $309.6M remaining under $500M buyback; $0.13 dividend.","FY 2025 outlook raised low end: rev $2.45-$2.50B, Non-GAAP EPS $3.20-$3.35, Adj. EBITDA $255-$265M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":1288751000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159991,"accession_number":"0001808834-25-000058","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"PROG Holdings declares $0.13 quarterly cash dividend, payable June 3","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared $0.13 quarterly cash dividend; payable June 3, 2025 to shareholders of record May 20, 2025.","All nine director nominees were elected; votes for ranged from ~31.9M to ~33.1M (excluding ~2.8M non-votes).","Shareholders approved say-on-pay with ~32.1M for (94.4%) and ratified Ernst & Young with ~35.8M for (97.5%)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159990,"accession_number":"0001808834-25-000053","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q1 revenue up 6.6% but cuts FY2025 outlook on macro headwinds; Progressive Leasing GMV down 4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 revenue $684.1M (+6.6% YoY); net earnings $34.7M vs $22.0M; non-GAAP EPS $0.90 vs $0.91.","Progressive Leasing GMV $402.0M (-4.0% YoY); write-offs 7.4% within target range.","Four Technologies GMV +145.7% YoY; achieved first quarter of positive adjusted EBITDA.","Full-year 2025 outlook reduced: revenue now $2.425B-$2.5B (prev $2.515B-$2.59B); diluted EPS now $2.62-$3.01 (prev $2.82-$3.22).","Q2 2025 guidance: revenue $575M-$595M; non-GAAP EPS $0.75-$0.85."],"consensus_eps_estimate":null,"consensus_eps_actual":0.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":684088000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178316,"accession_number":"0001808834-25-000013","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2025-02-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PROG Holdings declares $0.13 quarterly dividend payable March 25, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.13 per common share declared.","Payable on March 25, 2025 to shareholders of record as of March 13, 2025.","Routine quarterly dividend declaration; no change indicated from prior rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178315,"accession_number":"0001808834-25-000008","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2025-02-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q4 revenue $623.3M, +8% YoY; non-GAAP EPS $0.80 above $0.72; sees FY25 revenue $2.52-2.59B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 consolidated net earnings $57.5M vs $18.6M; GAAP diluted EPS $1.34 includes $27.6M deferred tax benefit.","Non-GAAP diluted EPS $0.80 (up from $0.72); Adjusted EBITDA $65.7M (10.5% of revenues).","Progressive Leasing GMV $597.5M, +9.1% YoY; lease merchandise write-offs 7.9% in Q4, 7.5% full year.","FY2025 guidance: revenues $2.515-2.590B; adjusted EBITDA $260-280M; non-GAAP EPS $3.10-3.50.","Q4 repurchased $40.5M stock at avg $47.03; paid $0.12 dividend; $361.3M remaining authorization."],"consensus_eps_estimate":null,"consensus_eps_actual":4.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":2463496000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194977,"accession_number":"0001193125-24-261374","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2024-11-19T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"PROG Holdings extends credit facility maturity to Nov 2029 via third amendment","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Maturity date of credit agreement extended from November 24, 2025 to November 15, 2029.","Zions Bancorporation, N.A. added as a new lender; PNC Bank, N.A. exited as a lender.","All loan parties reaffirmed guarantees and security interests under the amended credit documents.","Amendment effective November 15, 2024; conditions satisfied including solvency certificate and legal opinions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194976,"accession_number":"0001808834-24-000131","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2024-11-13T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"PROG Holdings appoints Robert Julian and Daniela Mielke to Board of Directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board expanded from 9 to 11 members; both appointees are independent and join Audit Committee.","Robert Julian brings consumer retail and e-commerce financial expertise.","Daniela Mielke brings leadership in digital payments, fintech, and e-commerce.","Search conducted by Heidrick & Struggles; no related party transactions disclosed.","Appointments effective November 12, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194975,"accession_number":"0001808834-24-000119","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2024-11-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PROG Holdings declares $0.12/share quarterly dividend payable Dec 3","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.12 per share declared by Board on Nov 7, 2024.","Payable on Dec 3, 2024 to shareholders of record as of Nov 19, 2024.","Dividend marks continuation of PROG Holdings' regular quarterly payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194974,"accession_number":"0001808834-24-000111","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2024-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q3 revenue $606.1M, EPS $1.94; raises full-year outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenue $606.1M (+4% YoY); net earnings $84.0M vs $35.0M.","Adjusted EBITDA $63.5M (10.5% of revenue) vs $71.7M (12.3%) a year ago.","Diluted EPS $1.94; non-GAAP diluted EPS $0.77.","Progressive Leasing GMV $456.7M, up 11.6% YoY; write-off rate 7.7% within target.","Raises FY2024 revenue guidance to $2.44-2.46B and net earnings to $165.5-170.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":3.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":1840176000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211269,"accession_number":"0001808834-24-000099","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2024-08-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PROG Holdings declares $0.12 quarterly dividend payable Sept 3, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared a quarterly cash dividend of $0.12 per share on August 8, 2024.","Dividend payable on September 3, 2024 to shareholders of record as of August 20, 2024.","Dividend amount unchanged from prior quarter; company maintains regular payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211268,"accession_number":"0001808834-24-000094","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG beats Q2 expectations, raises FY2024 revenue and EPS guidance; GMV up 7.9% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 revenue $592.2M (flat YoY); diluted EPS $0.77 vs $0.79; non-GAAP EPS $0.92 in line.","Progressive Leasing GMV $454.5M, up 7.9% YoY; lease write-offs 7.7% within 6%-8% target.","Raised FY2024 outlook: rev $2.4-2.45B (prev $2.285-2.36B); adj. EBITDA $265-275M; diluted EPS $2.52-2.68.","Repurchased $36.7M of stock at avg $35.67; remaining authorization $438.8M.","Paid $0.12 dividend per share."],"consensus_eps_estimate":null,"consensus_eps_actual":1.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":1234031000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229827,"accession_number":"0001808834-24-000068","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"PROG Holdings declares $0.12 quarterly dividend, payable June 11","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared a quarterly cash dividend of $0.12 per share.","Dividend payable on June 11, 2024 to shareholders of record as of May 28, 2024.","All director nominees elected and executive compensation approved at annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229826,"accession_number":"0001808834-24-000063","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q1 2024: revenue $641.9M, adj EBITDA $72.6M, non-GAAP EPS $0.91; raises FY outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenue $641.9M (-2% YoY), adjusted EBITDA $72.6M (-19.1% YoY), diluted EPS $0.49; non-GAAP EPS $0.91.","Progressive Leasing GMV $418.5M flat YoY; provision for lease write-offs 7.0% within target range.","Company raises full-year 2024 revenue guidance to $2.285-$2.360B and adjusted EBITDA to $240-$255M.","Repurchased $24.4M of stock at avg price $31.31; paid $0.12 per share dividend; $475.6M remaining authorization.","Q2 2024 guidance: revenue $550-$575M, adjusted EBITDA $58-$63M, non-GAAP EPS $0.65-$0.75."],"consensus_eps_estimate":null,"consensus_eps_actual":0.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":641870000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248306,"accession_number":"0001808834-24-000020","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2024-02-21T23:59:59+00:00","items":["2.02","5.02","8.01","9.01"],"status":"ready","headline":"PROG Holdings Q4 2023 revenue $577.4M (-5.7% YoY); EPS $0.41; initiates quarterly dividend and $500M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 consolidated revenue $577.4M, net earnings $18.6M (diluted EPS $0.41), non-GAAP EPS $0.72.","Progressive Leasing GMV $547.6M (+1.2% YoY); provision for lease write-offs 7.0% within 6%-8% target.","Board declared $0.12 quarterly dividend payable March 28, 2024 to holders of record March 14, 2024.","Board authorized additional $302M share repurchase, bringing total authorization to $500M through Feb 2027.","Curtis Doman retires as Chief Innovation Officer effective immediately; remains Special Advisor and Board member."],"consensus_eps_estimate":null,"consensus_eps_actual":2.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":2408264000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248305,"accession_number":"0001808834-24-000008","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02","2.05","7.01","9.01"],"status":"ready","headline":"PROG Holdings: $15M annual cost savings, Q4 GMV beats expectations","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Annual pre-tax savings of ~$15M from workforce reduction, termination of independent sales agent agreements, and office consolidation.","Restructuring charges estimated at $28-31M, substantially all cash expenditures, expected by end of Q1 2024.","Full-year 2023 revenues and diluted non-GAAP EPS expected to meet or slightly exceed high-end of outlook; Q4 GMV better than expected.","Reduction in workforce; impacted employees receive severance (min 4 weeks) plus COBRA subsidy and outplacement services.","CEO Steve Michaels cites macroeconomic headwinds and portfolio size down; actions aimed at positioning for future success."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265797,"accession_number":"0001808834-23-000104","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2023-10-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings beats Q3 expectations; raises full-year outlook; Non-GAAP EPS $0.90 up 32.4% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["$0.76 GAAP diluted EPS; Non-GAAP diluted EPS $0.90, up 32.4% YoY.","Consolidated revenue $582.9M, down 6.9% YoY; Adjusted EBITDA $71.7M, up 10.4%.","Progressive Leasing write-offs improved to 6.6% of lease revenues from 7.2% in Q3 2022.","Full-year 2023 Adjusted EBITDA outlook raised to $295M-$300M from prior $270M-$280M.","Repurchased $36.4M in stock at avg $34.85; $229M remaining under $1B buyback program."],"consensus_eps_estimate":null,"consensus_eps_actual":2.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":1830863000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":283021,"accession_number":"0001193125-23-239623","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2023-09-21T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"PROG Holdings reports data breach affecting Progressive Leasing customers' PII including SSNs","summary_kind":"llm","event_type":"cyber","confidence":"high","bullets":["Incident detected at Progressive Leasing; third-party cybersecurity experts engaged and law enforcement notified.","Involved data contains substantial PII including social security numbers; notices to affected individuals and regulators planned.","No major operational impact to Progressive Leasing services; other PROG Holdings subsidiaries unaffected.","Investigation ongoing; company expects significant expenses but does not currently expect material financial impact.","Remediation and system hardening underway; full cost and insurance coverage not yet determined."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":283020,"accession_number":"0001808834-23-000091","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2023-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q2 beats, raises full-year 2023 outlook; Adj EBITDA up 44% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenues $592.8M (down 8.7% YoY); non-GAAP diluted EPS $0.92 vs $0.52 YoY (+76.9%).","Adjusted EBITDA $75.0M, +44% YoY, driven by lower write-offs (7.1% vs 9.8%) and strong portfolio performance.","Raised FY 2023 guidance: Adj EBITDA now $270-280M (from $235-255M); non-GAAP EPS $3.10-3.25 (from $2.50-2.77).","Repurchased $35.4M stock in Q2 at avg $32.65; $265.4M remaining under $1B buyback program.","Progressive Leasing GMV $421.2M, -14.7% YoY due to tighter decisioning and soft consumer demand."],"consensus_eps_estimate":null,"consensus_eps_actual":1.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":1247986000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":302398,"accession_number":"0001808834-23-000066","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2023-05-11T23:59:59+00:00","items":["5.02","5.07","7.01","9.01"],"status":"ready","headline":"PROG Holdings appoints Todd King as Chief Legal and Compliance Officer effective May 15","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Todd King, previously VP and Chief Corporate Governance, Securities Law and M&A Counsel since Jan 2017, promoted to CLO.","He will oversee Legal, Compliance, Enterprise Risk Management, and Government Relations.","Shareholders elected all 9 director nominees; say-on-pay passed with 39.8M for vs 0.8M against.","Advisory vote on executive compensation frequency set at every 1 year (38.7M votes for).","Ratification of Ernst & Young as auditor for 2023 approved with 41.9M for vs 1.3M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":302396,"accession_number":"0001808834-23-000061","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K/A","filed_at":"2023-04-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"PROG Holdings beats Q1 2023 expectations, raises full-year earnings outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 adjusted EBITDA $89.7M (+38.9% YoY); non-GAAP diluted EPS $1.11 (+94.7% YoY).","Progressive Leasing write-offs improved to 6.0% vs 7.3% in Q1 2022; e-commerce up 100bps to 16.9% of GMV.","Full-year 2023 adjusted EBITDA guidance raised to $235M-$255M (from $215M-$245M); GAAP EPS raised to $2.09-$2.37.","Progressive Leasing earnings before taxes outlook corrected to $168M-$180M (from $147M-$167M).","Company repurchased $36.5M of stock at avg $25/share; $300.8M remaining under buyback program."],"consensus_eps_estimate":null,"consensus_eps_actual":1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":655140000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":302397,"accession_number":"0001808834-23-000053","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2023-04-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"PROG Holdings Q1 beats: Non-GAAP EPS $1.11 (+94.7% YoY), raises FY outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenue $655.1M (-7.8% YoY); net earnings $48.0M vs $27.1M.","Adjusted EBITDA $89.7M (+38.9% YoY); Progressive Leasing write-offs improved to 6.0% from 7.3%.","Non-GAAP diluted EPS $1.11, up 94.7% YoY; GAAP diluted EPS $1.00 vs $0.49.","Raised FY2023 guidance: net earnings $99.5M-$112.5M (prev $82.5M-$103.5M); diluted EPS $2.09-$2.37.","Repurchased $36.5M of stock at avg $25/share; $300.8M remaining under $1B buyback program."],"consensus_eps_estimate":null,"consensus_eps_actual":1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":655140000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":322052,"accession_number":"0001808834-23-000011","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2023-02-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"PROG Holdings Q4 2022 beats; non-GAAP EPS $0.84 (+25% YoY); revenue $612.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue $612.1M (-5.3% YoY); net earnings $36.1M; diluted EPS $0.73.","Non-GAAP diluted EPS $0.84, up 25% YoY; Adjusted EBITDA $74.4M (+3.2% YoY), margin 12.2%.","Progressive Leasing GMV $540.9M (-14.8% YoY); write-offs improved to 6.5% from 6.8%; e-commerce 20.4% of GMV.","Repurchased $36.2M stock at avg $17.83; $337.3M remaining under $1B buyback program.","FY 2023 guidance: revenue $2.34B-$2.44B; adjusted EBITDA $215M-$245M; non-GAAP EPS $2.11-$2.54."],"consensus_eps_estimate":null,"consensus_eps_actual":1.9,"consensus_revenue_estimate":null,"consensus_revenue_actual":2597826000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":340136,"accession_number":"0001808834-22-000156","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2022-11-14T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"PROG Holdings General Counsel and Corporate Secretary Vin Thomas Resigns","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Vin Thomas resigned as General Counsel and Corporate Secretary of PROG Holdings effective November 6, 2022.","The resignation was for personal reasons, according to the company's disclosure.","PROG Holdings trades on the New York Stock Exchange under the ticker PRG."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":340135,"accession_number":"0001808834-22-000145","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2022-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q3 revenue down 3.8%; cuts full-year outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenues $625.8M, down 3.8% YoY; net earnings $16.0M vs $57.4M.","Adjusted EBITDA $65.0M (10.4% of revenue) vs $93.6M (14.4%) in prior year.","Diluted EPS $0.32; Non-GAAP diluted EPS $0.68 vs $0.94 YoY.","Progressive Leasing GMV down 11.3% to $437.4M; write-offs improved to 7.2% from Q2 9.8%.","Full-year 2022 outlook lowered: revenues $2.58-2.59B, diluted EPS $1.63-1.69 (from $2.09-2.33)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":1985729000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357413,"accession_number":"0001808834-22-000140","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2022-08-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"PA AG sues PROG Holdings' Progressive Leasing; company vows defense citing new law","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Pennsylvania Attorney General filed lawsuit against Progressive Leasing regarding its lease-to-own practices.","PROG Holdings says it will vigorously defend the business in court.","House Bill 2709, effective Sept 9, 2022, ratifies electronic disclosures used by Progressive Leasing, per the company.","No specific financial exposure or settlement amount was disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357412,"accession_number":"0001808834-22-000126","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2022-07-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q2 net earnings drop to $19.5M; GMV down 2.4%; adjusted EBITDA margin halves to 8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenues $649.4M (-1.6% YoY); net earnings $19.5M vs $68.8M; diluted EPS $0.37 vs $1.02.","Adjusted EBITDA $52.2M (8.0% of revenues) vs $104.9M (15.9%) YoY; Non-GAAP diluted EPS $0.52 vs $1.09.","Progressive Leasing GMV $494M (-2.4% YoY); e-commerce GMV up 17.6% to 15.6% of total GMV.","Provision for lease write-offs 9.8% of lease revenues; inflationary pressures driving higher delinquencies.","Launched as exclusive LTO provider for Samsung.com; repurchased $98.4M stock at avg $25.23/share."],"consensus_eps_estimate":null,"consensus_eps_actual":0.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":1359908000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":376015,"accession_number":"0001808834-22-000111","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2022-06-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"PROG Holdings cuts FY2022 outlook amid inflation; Q2 revenue $645-655M, EBITDA $45-50M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2022 revenue $645-655M; adjusted EBITDA $45-50M; lease write-offs expected in mid 9% range.","FY2022 revenue guidance revised to $2.59-2.69B; GAAP diluted EPS $2.09-$2.33; non-GAAP $2.50-$2.75.","Elevated inflation in gas, food, and housing pressures customers, increasing delinquencies and write-offs.","Tightening lease decisioning; approval rates reduced several hundred bps to manage portfolio risk.","Cost reduction initiatives underway to right-size variable costs amid expected continued volatility."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":376014,"accession_number":"0001808834-22-000065","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2022-05-26T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"PROG Holdings shareholders elect all director nominees and approve all proposals at 2022 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 9 director nominees elected; Ray M. Robinson received the most votes against (5.1M, 89.7% for).","Say-on-pay approved with 93.2% of votes cast in favor (excluding broker non-votes).","Ratification of Ernst & Young as auditor approved with 93.4% of shares voted.","Amendment to 2015 Equity and Incentive Plan approved with 93.7% of votes cast.","Amendment to Employee Stock Purchase Plan approved with 99.9% of votes cast."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":376013,"accession_number":"0001808834-22-000060","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2022-04-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q1 revenues down 1.5% YoY; EPS falls to $0.49 from $1.16","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenues $710.5M (-1.5% YoY); net earnings $27.1M vs $79.5M.","Adjusted EBITDA $64.6M (9.1% of rev) vs $118.1M (16.4%) in Q1 2021.","Diluted EPS $0.49; Non-GAAP diluted EPS $0.57, down from $1.22 a year ago.","Progressive Leasing GMV $504.5M (-1.1% YoY); e-commerce GMV up 10% to 15.9% of total.","Lease write-off provision rose to 7.3% of lease revenues from 2.6% in stimulus-aided Q1 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":0.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":710464000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":376012,"accession_number":"0001808834-22-000044","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2022-04-20T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"PROG Holdings GC Marvin Fentress to retire; Vin Thomas appointed as successor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Marvin A. Fentress will retire as General Counsel and Corporate Secretary effective May 31, 2022.","Vin Thomas appointed as new General Counsel and Corporate Secretary effective June 1, 2022.","Thomas previously served as Chief Legal Officer and Corporate Secretary of CURO Group Holdings Corp.","Fentress' retirement treated as termination without cause under his severance and change-in-control agreement.","Thomas brings experience from CURO, TMX Finance, and private practice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":394346,"accession_number":"0001808834-22-000021","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2022-02-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"PROG Holdings furnishes earnings call transcript after webcast outage; no financial figures in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company held Q4/FY2021 earnings call on Feb 23, 2022; webcast unavailable due to technical difficulties.","Transcript furnished as Exhibit 99.1; no reported financial results included in this 8-K filing.","Transcript contains forward-looking statements and risk factors but no specific revenue or EPS data."],"consensus_eps_estimate":null,"consensus_eps_actual":3.67,"consensus_revenue_estimate":null,"consensus_revenue_actual":2677920000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":394345,"accession_number":"0001808834-22-000012","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2022-02-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"PROG Holdings Q4 revenue up 6.8% to $647M; diluted EPS $0.59; FY2022 outlook issued","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 consolidated revenues $646.5M (+6.8% YoY); diluted EPS $0.59 (non-GAAP $0.67).","Progressive Leasing Q4 GMV $635M (+18.3%); e-commerce GMV up 45% year-over-year.","Adjusted EBITDA $72.1M (11.2% of revenue) vs $94.6M prior year on normalized write-offs.","Returned $439M to shareholders in Q4 via $425M tender offer at $49.00/share.","FY2022 outlook: revenue growth 4-8%, adjusted EBITDA margin 11.5-12.1%, non-GAAP diluted EPS $3.25-$3.70."],"consensus_eps_estimate":null,"consensus_eps_actual":3.67,"consensus_revenue_estimate":null,"consensus_revenue_actual":2677920000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412939,"accession_number":"0001193125-21-350815","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2021-12-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PROG Holdings completes $425M tender offer at $49/share, repurchases ~13.2% of shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Final purchase price $49.00 per share; aggregate cost approx. $425M excluding fees.","8,673,469 shares accepted on a pro rata basis; proration factor 77.8%.","Shares repurchased represent 13.2% of outstanding common stock as of Dec 1, 2021.","Tender offer expired Dec 3, 2021; payment to tendering shareholders on Dec 9, 2021.","J.P. Morgan served as dealer manager; Georgeson LLC acted as information agent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412938,"accession_number":"0001193125-21-348299","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2021-12-06T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"PROG Holdings completes $425M tender offer, buying 8.67M shares at $49/share, ~13.2% of outstanding","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Purchased 8,673,469 shares at $49.00 per share for aggregate cost of ~$425 million.","Shares acquired represent ~13.2% of outstanding common stock as of Dec 1, 2021.","Tender offer is first step of previously announced $1 billion share repurchase program.","Preliminary pro-ration factor for tendered shares is 80.6%.","CEO reaffirms capital allocation framework prioritizing growth, M&A, and shareholder returns."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412937,"accession_number":"0001193125-21-341166","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2021-11-26T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"PROG Holdings closes $600M 6% senior notes due 2029; funds $425M stock tender offer","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Closed $600M offering of 6.000% senior unsecured notes due November 2029.","Notes issued at par; interest payable semi-annually starting May 15, 2022.","Net proceeds to fund up to $425M tender offer for common stock at $44–$50/share.","Tender offer financing condition satisfied with closing of notes offering.","Remaining proceeds after tender offer used for additional share repurchases or general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412936,"accession_number":"0001193125-21-326235","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2021-11-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"PROG Holdings prices $600M 6.00% senior notes due 2029 to fund stock tender offer","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$600M aggregate principal of 6.00% senior unsecured notes due 2029; interest semi-annual starting May 15, 2022.","Net proceeds to fund tender offer for up to $425M of common stock at $44-$50 per share and future repurchases.","Notes offering expected to close Nov 26, 2021 and satisfies financing condition of the tender offer.","Tender offer commenced Nov 4, 2021; notes offering not conditioned on its completion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412935,"accession_number":"0001193125-21-322341","cik":1808834,"company_name":"PROG Holdings, Inc.","ticker":"PRG","form_type":"8-K","filed_at":"2021-11-08T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"PROG Holdings launches $600M notes offering to fund $425M tender offer at $44-$50/share","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offering $600M aggregate principal amount of senior unsecured notes due 2029 via private placement.","Net proceeds to fund cash tender offer for up to $425M of common stock at $44-$50 per share.","Notes offering not conditioned on tender offer; tender offer requires debt financing of at least $400M.","Revolving credit facility amended to permit expected terms of the notes offering.","Notes will be guaranteed by certain domestic subsidiaries; interest rate set at pricing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1510071089.63535,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-11-08T23:59:59+00:00|412935"}