{"filings":[{"id":721639,"accession_number":"0000939057-26-000120","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2026-05-28T20:01:54+00:00","items":["5.02"],"status":"ready","headline":"Provident Financial Holdings SVP & CLO David Weiant to retire July 15, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David S. Weiant, Senior Vice President and Chief Lending Officer of Provident Savings Bank, resigned effective July 15, 2026, in connection with his retirement.","Weiant's retirement is not the result of any disagreements with the company or the bank.","A search for Weiant's successor has been initiated; current management and staff will assume his duties until a successor is named.","Weiant served the company for 19 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90568,"accession_number":"0000939057-26-000092","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Provident Financial Q3 net income $1.35M, down 27% YoY; NIM expands 11 bps to 3.13%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $0.21, down from $0.28 in Q3 FY2025 and $0.22 in the prior quarter.","Net interest margin improved to 3.13% from 3.02% a year ago; net interest income down 1% to $9.16M.","Recorded $326K provision for credit losses vs. $391K recovery in year-ago quarter; non-performing assets 0.08% of total assets.","Board authorized new stock repurchase program for up to 5% of outstanding shares; repurchased 91,532 shares at avg $16.18 in quarter.","Total loans held for investment $1.03B, down 2% from June 30, 2025; FHLB special dividend of $274K boosted net interest income."],"consensus_eps_estimate":null,"consensus_eps_actual":0.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90567,"accession_number":"0000939057-26-000087","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Provident Financial Holdings declares $0.14 quarterly cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.14 per share declared by Board of Directors.","Record date: May 14, 2026; payable on June 4, 2026.","Dividend is a regular quarterly payment; no change in rate was announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90566,"accession_number":"0000939057-26-000085","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2026-04-17T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Provident Financial Holdings announces death of Director William E. Thomas on April 13, 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Director William E. Thomas passed away on April 13, 2026.","The Board of Directors will address the resulting vacancy at a future meeting.","The Corporation extended condolences to Mr. Thomas' family, friends, and colleagues."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100202,"accession_number":"0000939057-26-000018","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Provident Financial Q2 net income $1.44M (EPS $0.22); NIM 3.03%; NPL ratio 0.08%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.44M, up 65% YoY from $872K but down 15% from sequential Q1 ($1.68M).","Net interest margin expanded 12 bps YoY to 3.03%; net interest income rose 2% to $8.92M.","Recorded a recovery of credit losses of $158K vs provision of $586K in prior-year quarter.","Non-performing assets fell 30% to $990K, 0.08% of total assets; no charge-offs.","Repurchased 96,260 shares at avg $15.80; 54,061 shares remain under buyback program."],"consensus_eps_estimate":null,"consensus_eps_actual":0.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100201,"accession_number":"0000939057-26-000016","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Provident Financial Holdings declares $0.14 per share quarterly cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.14 per share on common stock declared by Board.","Record date: February 12, 2026; payable on March 5, 2026.","Dividend is for shareholders of common stock at close of business on record date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100200,"accession_number":"0000939057-26-000014","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Provident Financial authorizes repurchase of up to 318,875 shares (5% of common stock)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 5% of common stock, approximately 318,875 shares, over one-year period beginning Jan 23, 2026.","Repurchases may occur in open market or privately negotiated transactions depending on market conditions and capital requirements.","Prior January 2025 stock repurchase program cancelled effective Jan 23, 2026; 16,825 remaining shares no longer eligible for repurchase."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116536,"accession_number":"0000939057-25-000310","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-11-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Provident Financial Holdings annual meeting results: directors elected, say-on-pay approved, auditor ratified","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Quorum of 5,736,174 shares (88.20% of eligible votes).","Directors Guthrie, Michalak, Webb elected with ~60.7% votes for each.","Advisory executive compensation approved: 52.75% For, 38.78% Against, 8.47% Abstain.","Ratification of Deloitte & Touche as FY2026 auditor: 97.67% For.","Continuing directors: Blunden, Carpenter, Hawley, Thomas – not up for re-election."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116535,"accession_number":"0000939057-25-000279","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Provident Financial Q1 FY2026 net income $1.68M, down 12% YoY; EPS $0.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.68M ($0.25 diluted EPS), up 3% from sequential Q4 but down 12% from $1.90M ($0.28) YoY.","Net interest margin 3.00%, up 16 bps YoY; loans held for investment $1.04B, down slightly from Q4.","Recovery of credit losses $626,000; allowance for loan losses 0.56% of gross loans.","Non-performing assets ratio 0.15% (up from 0.11% Q4); no charge-offs during quarter.","Repurchased 66,707 shares at avg $15.75; dividend unchanged; effective tax rate 38.5%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116534,"accession_number":"0000939057-25-000274","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-10-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Provident Financial Holdings declares $0.14 per share quarterly cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.14 per share declared by Board of Directors.","Record date: November 13, 2025; payable December 4, 2025.","No change in dividend rate from prior quarter (unchanged at $0.14)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132988,"accession_number":"0000939057-25-000183","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Provident Financial Q4 net income falls 17% YoY to $1.63M; NIM 2.94%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.63M ($0.24 diluted EPS) vs $1.95M ($0.28) YoY; down 12% sequentially from Q3.","Net interest margin 2.94%, up 20 bps YoY but down 8 bps sequentially; net interest income +5% YoY.","Non-performing assets ratio improved to 0.11% from 0.20% YoY; no loan charge-offs in Q4.","Repurchased 76,104 shares at avg $15.00 in Q4; 217,028 shares remain under buyback program.","Management optimistic for FY2026 citing stable conditions and potential upward yield curve."],"consensus_eps_estimate":null,"consensus_eps_actual":0.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132987,"accession_number":"0000939057-25-000180","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Provident Financial Holdings declares $0.14 quarterly dividend, payable Sep 4, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.14 per share declared by Board of Directors.","Shareholders of record as of August 14, 2025 are eligible for the dividend.","Dividend will be payable on September 4, 2025; stock trades on NASDAQ under PROV."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149546,"accession_number":"0000939057-25-000145","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-05-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Provident Financial signs severance deal with CFO Fan; 2x salary plus bonus on change-in-control termination","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Severance agreement with SVP/CFO Peter C. Fan effective May 22, 2025, through Feb 28, 2026.","Upon qualifying termination within 12 months after a change in control: lump sum of 2x base salary plus 2x largest annual bonus in prior 2 years.","Continued life, medical, dental, vision and disability coverage for 2 years post-termination.","Agreement includes standard regulatory provisions, arbitration, and requires release of claims."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149545,"accession_number":"0000939057-25-000140","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Provident Financial Holdings appoints Peter C. Fan as SVP, CFO, and Corporate Secretary","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Peter C. Fan appointed SVP, CFO, and Corporate Secretary of Provident Financial Holdings and Provident Savings Bank, effective May 12, 2025.","Fan previously served as SVP – Director of Finance and Treasury at Royal Business Bank (Feb 2024–May 2025) and SVP – Finance at Pacific Western Bank (Apr 2014–Feb 2024).","Fan holds an MBA from UCLA and a BS in Accounting from USC; is a CPA (Inactive) in California.","No family relationships with directors/executive officers; no related party transactions reported."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149544,"accession_number":"0000939057-25-000096","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Provident Financial Q3 net income $1.86M, EPS $0.28, up 24% YoY; NIM improves to 3.02%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.86M ($0.28 diluted EPS), up 24% from $1.50M ($0.22) in Q3 FY24; up 113% sequentially.","Net interest margin 3.02%, up 28 bps YoY; net interest income $9.21M, up 8%.","Non-performing assets to total assets 0.11%, down from 0.20% at June 30, 2024; recovery of credit losses $391K.","Repurchased 51,869 shares at avg $15.30; 293,132 shares remaining under buyback.","Loans held for investment $1.06B (+1% from June 30, 2024); total deposits $901.3M (+2%)."],"consensus_eps_estimate":0.306,"consensus_eps_actual":0.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149543,"accession_number":"0000939057-25-000094","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Provident Financial Holdings declares $0.14/share quarterly dividend payable June 5, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.14 per share declared.","Record date: May 15, 2025; payable June 5, 2025.","This is a regular quarterly dividend announcement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168619,"accession_number":"0000939057-25-000059","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-02-26T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Provident settles wage-and-hour PAGA suits for $231,600; expense recognized in Q3 FY2025","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Aggregate settlement of $231,600 resolves all individual and PAGA claims by former employees Cheryl Jones and Jennifer Williams.","No litigation reserve existed; full $231,600 expense recognized in fiscal Q3 2025, plus future defense costs.","Claims included misclassification as exempt, missed breaks, off-the-clock work, and incorrect wage statements under California law.","Settlement includes dismissal of all claims without admission of liability; subject to final agreement and court approval.","Bank will also pay settlement administrator fees, plaintiff service payments, and plaintiff counsel's fees and costs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168618,"accession_number":"0000939057-25-000026","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Provident Financial Holdings CFO TamHao Nguyen resigns; Treasurer Haryanto Sunarto named interim CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["TamHao B. Nguyen resigns as SVP, CFO and Corporate Secretary of Provident Financial Holdings and Provident Savings Bank, effective Feb 21, 2025.","Resignation is not due to any disagreement with the company or the bank.","Nguyen will serve through Feb 21 to assist with transition; formal search for permanent CFO initiated.","Haryanto 'Lee' Sunarto, Treasurer and Vice President, appointed Interim CFO effective Feb 22, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168617,"accession_number":"0000939057-25-000011","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Provident Financial Q2 net income falls 59% to $872K; provision for credit losses swings to $586K","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $872K ($0.13 diluted EPS) vs $2.14M ($0.31) a year ago, down 59%.","Net interest margin expanded 13 bps to 2.91%; net interest income flat at $8.76M.","Recorded $586K provision for credit losses vs $720K recovery in prior year; non-interest expenses up 6% to $7.79M.","Loans held for investment $1.05B, unchanged from June 30; deposits $867.5M, down 2%.","Repurchased 63,556 shares at avg $16.04; new stock repurchase plan approved by Board."],"consensus_eps_estimate":0.2907,"consensus_eps_actual":0.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168616,"accession_number":"0000939057-25-000007","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Provident Financial launches new stock repurchase plan for up to 334,773 shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 5% of common stock, ~334,773 shares.","Program starts Jan 24, 2025; open market or private transactions over one year.","Prior September 2023 plan canceled; 21,691 remaining shares no longer eligible.","Repurchases subject to market conditions, capital needs, and cash availability."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168615,"accession_number":"0000939057-25-000005","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Provident Financial declares $0.14 quarterly dividend, payable March 6","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.14 per share declared by board on January 23, 2025.","Record date for shareholders is February 13, 2025.","Dividend payable on March 6, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185730,"accession_number":"0000939057-24-000327","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2024-11-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Provident Financial say-on-pay fails with 50.31% opposing; two directors elected","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Judy A. 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Thomas elected to three-year terms with ~57.7% and ~57.2% support.","Advisory vote on executive compensation failed: 50.31% against, 49.43% for.","Ratification of Deloitte & Touche as auditor for FY 2025 passed with 96.31% approval.","Quorum of 82.04% of eligible shares at virtual annual meeting on November 21, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.15,"market_cap_usd":107876169.5494186,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185729,"accession_number":"0000939057-24-000284","cik":1010470,"company_name":"PROVIDENT FINANCIAL HOLDINGS INC","ticker":"PROV","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Provident Financial Q1 FY2025 EPS $0.28, net income $1.90M (+8% YoY); 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