{"filings":[{"id":2382916,"accession_number":"0001193125-26-359228","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-08-20T20:23:04+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"QNB Corp. raises $48.3M in common stock offering; moves to Nasdaq Capital Market","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Offered 1,071,428 shares at $42.00; overallotment exercised for 160,714 more; total 1,232,142 shares.","Net proceeds approx $48.3M after discounts and expenses; expected close Aug 21, 2026.","Proceeds to fund balance sheet restructuring, redeem subordinated notes, support lending and capital ratios.","Stock approved for listing on Nasdaq Capital Market under \"QNBC\"; began trading Aug 20, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2121556,"accession_number":"0001193125-26-339585","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-08-07T15:20:17+00:00","items":["8.01","9.01"],"status":"ready","headline":"QNB Corp completes Victory Bancorp merger; provides Q1 2026 financials","summary_kind":"llm","event_type":"m_and_a","confidence":"low","bullets":["Acquisition of Victory Bancorp completed April 1, 2026; Victory merged into QNB Corp.","Unaudited Victory financial statements for quarter ended March 31, 2026 filed as Exhibit 99.1.","Pro forma combined balance sheet and income statements for Q1 2026 and FY2025 filed as Exhibit 99.2.","Merger agreement dated September 23, 2025; previously disclosed in April 7, 2026 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1913598,"accession_number":"0001193125-26-321023","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-07-28T20:14:13+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. Q2 2026 net income $3.0M ($0.60 EPS); adjusted EPS $1.05 vs $1.04 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $3.015M, diluted EPS $0.60, includes $2.227M after-tax merger costs.","Adjusted net income $5.242M, adjusted diluted EPS $1.05, vs $3.883M and $1.04 in Q2 2025.","Acquisition of Victory Bancorp closed April 1, 2026, creating ~$2.4B asset franchise.","Six-month 2026 net income $5.78M ($1.32 diluted); adjusted $9.029M ($2.06 diluted).","Adjusted ROAA 0.88% and ROAE 11.56% for Q2 2026 vs 0.83% and 14.25% in Q2 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":957436,"accession_number":"0001193125-26-265201","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-06-10T13:44:50+00:00","items":["5.07"],"status":"ready","headline":"QNB Corp. shareholders elect all director nominees, approve ESPP and auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All four Class II directors (Bergman, Bimes, Brown, Stauffer) elected with >98% of votes cast.","2026 Employee Stock Purchase Plan approved: 2,630,365 for, 35,230 against, 24,958 abstain.","Baker Tilly US, LLP ratified as independent auditor for 2026: 3,210,074 for, 9,332 against.","Broker non-votes of 546,197 on director elections and ESPP proposal; 4,993,046 shares eligible."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":906876,"accession_number":"0000750558-26-000012","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K/A","filed_at":"2026-06-08T15:24:50+00:00","items":["9.01"],"status":"ready","headline":"QNB Corp. files financial statements for completed Victory Bancorp acquisition","summary_kind":"llm","event_type":"m_and_a","confidence":"low","bullets":["Acquisition of Victory Bancorp closed April 1, 2026; amendment filed June 8, 2026.","Audited financials of Victory for YE 2025 and 2024 included as Exhibit 99.1.","Unaudited pro forma combined balance sheet as of March 31, 2026 and income statements for Q1 2026 and FY 2025 included as Exhibit 99.2.","No specific financial figures are extractable from the filing text provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":799716,"accession_number":"0000750558-26-000007","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-06-02T17:36:21+00:00","items":["7.01","9.01"],"status":"ready","headline":"QNB Corp. provides slide presentation on strategy and performance","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Slide presentation distributed to investors on June 2, 2026, covering operating and growth strategies and financial performance.","No specific financial results or guidance included in the filing; details not publicly disclosed.","Presentation furnished under Regulation FD; not deemed filed for SEC purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":66001,"accession_number":"0001193125-26-221451","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-05-13T19:16:02+00:00","items":["5.02","9.01"],"status":"ready","headline":"QNB Corp. names Christopher Cattie next President of QNB Bank; CEO Freeman to retire in 2028","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Christopher Cattie, currently EVP/COO, will become President of QNB Bank and join Boards effective Nov 1, 2026.","Current President/CEO David W. Freeman will remain CEO until his planned retirement on Dec 31, 2028.","Cattie to succeed Freeman as President and CEO of both QNB Corp. and QNB Bank upon retirement.","Succession follows a comprehensive executive search and board review; Smith & Wilkinson acted as advisor.","Cattie has been with QNB over 10 years, most recently as COO since Jan 1, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98667,"accession_number":"0001193125-26-185233","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. Q1 net income rises to $0.73/sh from $0.69/sh; adj. EPS $0.93","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.765M, diluted EPS $0.73 vs $0.69 in Q1 2025.","Adjusted diluted EPS (non-GAAP) $0.93 excludes $754K after-tax merger costs.","Annualized ROAA 0.59%, ROAE 8.40%; adjusted ROAA 0.75%, adj. ROAE 10.69%.","Merger-related costs are significant one-time items not normal recurring expenses."],"consensus_eps_estimate":null,"consensus_eps_actual":0.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98666,"accession_number":"0001193125-26-144787","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-04-07T23:59:59+00:00","items":["2.01","5.02","5.03","8.01","9.01"],"status":"ready","headline":"QNB Corp. completes acquisition of Victory Bancorp; Victory Bank to integrate in June","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each Victory share exchanged for 0.55 QNB share; deal closed April 1, 2026.","Joseph W. Major and Kevin L. Johnson appointed to QNB Board; Major as Vice Chairman.","Major entered 24-month consulting/non-compete agreement for $665,865.","Victory Bank to operate as QNB division until systems conversion weekend of June 19-21, 2026.","Combined bank will have 14 full-service offices across three Pennsylvania counties."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114280,"accession_number":"0001193125-26-126382","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-03-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"QNB Corp. files 8-K furnishing investor presentation, no material news","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["QNB Corp. provided a slide presentation to analysts and investors on March 26, 2026.","The presentation reviews operating strategies, growth plans, and financial performance.","No specific quantitative updates, guidance changes, or material events were disclosed.","The filing is a routine Regulation FD disclosure with no new financial data.","No change in dividends, earnings, or other key metrics reported."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114279,"accession_number":"0001193125-26-071157","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"QNB Corp receives all regulatory approvals for Victory Bancorp merger","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received all required regulatory approvals for merger with Victory Bancorp, announced Sep 23, 2025.","Merger expected to close in Q2 2026, subject to customary closing conditions.","No additional deal terms or financial details disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114278,"accession_number":"0001193125-26-059013","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-02-19T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"Shareholders approve QNB-Victory Bancorp merger; deal expected to close in Q2 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["QNB Corp. shareholders voted 2,211,803 for, 60,631 against to approve merger with Victory Bancorp.","Merger of Victory into QNB, first announced Sept 23, 2025, anticipated to close in Q2 2026.","Pennsylvania Department of Banking and Securities has already approved the transaction.","Remaining customary closing conditions including other regulatory approvals still needed.","QNB will survive as the holding company for QNB Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114277,"accession_number":"0001193125-26-023830","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. reports Q4 2025 net income of $3.98M, up from $3.05M, and announces merger with Victory Bancorp","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q4 2025 was $3,981,000 ($1.06 diluted) vs $3,051,000 ($0.83) in Q4 2024.","For twelve months ended Dec 31, 2025, net income was $14,090,000 ($3.78 diluted) vs $11,448,000 ($3.12) in 2024.","QNB Corp. and The Victory Bancorp, Inc. agreed to merge in an all-stock transaction, expected to close Q2 2026.","Adjusted diluted EPS excluding merger costs was $1.22 for Q4 2025 and $4.08 for twelve months.","Annualized ROE for Q4 2025 was 12.52% vs 11.62% in Q4 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":3.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130654,"accession_number":"0001193125-25-253230","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp Q3 net income $3.65M ($0.98 EPS); adjusted EPS $1.09; Victory merger progressing","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2025 net income $3.65M ($0.98 diluted EPS) vs $3.34M ($0.91) YoY; adjusted EPS $1.09 excluding merger costs.","Nine-month 2025 net income $10.11M ($2.72 diluted) vs $8.40M ($2.29) YoY; adjusted EPS $2.83.","Merger with Victory Bancorp announced Sep 23; all-stock deal; expected close Q4 2025 or Q1 2026; pro-forma ownership 76.4% QNB.","Merger-related costs of $519K in 2025; ROA 0.76% (0.85% adjusted) vs 0.74% YoY; ROE 12.49% (13.89% adjusted) vs 13.25%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147212,"accession_number":"0001193125-25-217315","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2025-09-25T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"QNB Corp appoints Randall E. Stauffer to board, effective Jan 1, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Randall E. Stauffer appointed as Class II Director to boards of QNB Bank and QNB Corp.","Term runs until the annual meeting of shareholders in May 2026.","Stauffer is Co-Owner, Assistant Secretary and Treasurer of Stauffer Manufacturing Co. in Red Hill, PA.","Has not yet been appointed to any board committees.","Appointment effective January 1, 2026; no other director or officer changes announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147211,"accession_number":"0001193125-25-217155","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2025-09-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"QNB Corp. discloses slide presentation with operating and growth strategies","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Slide presentation distributed to analysts and prospective investors on September 25, 2025.","Presentation covers operating strategies, growth strategies, and financial performance.","No specific financial results or guidance changes disclosed in the 8-K filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147210,"accession_number":"0001193125-25-213318","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2025-09-23T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"QNB Corp. to acquire The Victory Bancorp in all-stock merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each Victory share converts to 0.5500 shares of QNB common stock; no cash component.","Merger expected to close in Q4 2025 or Q1 2026, subject to shareholder and regulatory approvals.","Victory CEO Joseph W. Major to join QNB board as Vice Chair; termination fee $1.575M under certain conditions.","Victory Bank will merge into QNB Bank after effective time of the holding company merger."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147209,"accession_number":"0000950170-25-097496","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. Q2 net income $3.9M ($1.04 EPS) vs $2.5M prior; NPLs spike to $8.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3,883,000 ($1.04 diluted EPS) vs $2,465,000 ($0.67) in Q2 2024; ROAA 0.83%.","Net interest margin improved to 2.69% from 2.46%; net interest income $12,652,000.","Non-performing loans surged to $8,947,000 (0.73% of loans) from $1,975,000 (0.16%) due to one commercial customer.","Provision for credit losses on loans reversed $145,000 vs $132,000 provision in Q2 2024.","Total deposits $1.65B (+1.4%); loans $1.22B (+0.2%); subordinated debt issuance in 2024 impacted parent results."],"consensus_eps_estimate":null,"consensus_eps_actual":1.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165824,"accession_number":"0000950170-25-082026","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2025-06-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"QNB Corp. furnishes investor slide presentation with strategic and financial update","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Slide presentation made available to analysts and investors on June 3, 2025.","Presentation covers operating and growth strategies and financial performance.","No specific financial figures or forward-looking guidance disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165823,"accession_number":"0000950170-25-075718","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"QNB Corp. shareholders elect directors, approve executive compensation and 2025 equity plan at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All three Class I directors (Bayles, Freeman, Ray-Chaudhuri) elected with ~1.8M votes each.","Advisory vote on named executive officer compensation passed (1,821,422 for, 62,497 against).","Say-on-pay frequency set at 3 years (1,611,163 votes for 3 years).","Ratification of Baker Tilly US, LLP as auditor for 2025 approved (2,312,428 for).","2025 Equity Incentive Plan approved (1,739,149 for, 136,040 against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.15,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165822,"accession_number":"0000950170-25-056552","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Q1 net income nearly flat at $2.58M ($0.69 EPS); NPLs surge to $8.4M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.578M ($0.69 diluted EPS) vs $2.594M ($0.71) in Q1 2024; ROAA 0.54%, ROAE 6.24%.","Net interest income rose $2.629M to $22.198M; net interest margin expanded 12bp to 2.51%.","Non-performing loans jumped to $8.4M (0.69% of loans) from $1.98M (0.16%) at Dec 2024, tied to one commercial customer.","Provision for credit losses on loans was $551K vs a $93K reversal in Q1 2024; allowance now 0.77% of loans.","Core non-interest income (ex securities gains) up 6.4%; non-interest expenses rose $483K on occupancy, fraud, and director fees."],"consensus_eps_estimate":null,"consensus_eps_actual":0.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183382,"accession_number":"0000950170-25-042352","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2025-03-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"QNB Corp. upgrades to OTCQX Best Market from Pink on March 20, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Upgraded to OTCQX Best Market from Pink on March 20, 2025; trades under symbol QNBC.","CEO David Freeman: move will 'generate broad investor interest and enhance value for all shareholders.'","To qualify, QNB met high financial standards, best-practice corporate governance, and securities law compliance.","QNB Corp. is holding company for QNB Bank, operating 12 branches in Pennsylvania; approaching 150-year anniversary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183381,"accession_number":"0000950170-25-034424","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2025-03-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"QNB Corp furnishes slide presentation; content not extractable","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Slide presentation made available to analysts and prospective investors on March 6, 2025.","Presentation covers operating and growth strategies and financial performance.","Exhibit 99.1 provided but content is unreadable binary data in this filing.","No specific financial figures, guidance, or material updates are extractable.","Filing is Regulation FD disclosure; information furnished, not filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183380,"accession_number":"0000950170-25-007087","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. reports Q4 2024 net income of $3.1M (EPS $0.83) versus $1.1M (EPS $0.31) in Q4 2023","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income rose $783,000 to $10,975,000 for Q4 2024, driven by higher yields on earning assets (4.78% vs 4.44%).","Total assets grew 9.6% year-over-year to $1.87B, with loans up 11.2% to $1.22B and deposits up 9.4% to $1.63B.","Non-performing loans remained low at 0.16% of loans, and the allowance for credit losses was 0.72%.","Non-interest income increased to $1.645M from $0.283M, including a $1.498M gain on sale of Visa Class C shares.","President David Freeman cited strong loan growth and balance sheet management as drivers of the $1.9M earnings increase."],"consensus_eps_estimate":null,"consensus_eps_actual":3.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199966,"accession_number":"0000950170-24-116170","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2024-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. Q3 net income rises 42% to $3.34M, EPS $0.91 from $0.65 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $3.34M ($0.91 diluted EPS), up from $2.34M ($0.65) in Q3 2023.","Net interest margin improved to 2.48% (vs 2.38% Q3 2023) as yield on earning assets rose 58 bps.","Total loans grew 7.1% to $1.17B, deposits up 9.2% to $1.63B from Dec 2023.","Issued $40M subordinated debt in Q3; non-performing loans remained low at 0.14% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":2.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215977,"accession_number":"0000950170-24-102586","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2024-09-03T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"QNB Corp. closes $40M subordinated note offering at 8.875%, oversubscribed 2x","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $40M in 8.875% Fixed-to-Floating Rate Subordinated Notes due 2034; qualifies as Tier 2 capital.","Offering oversubscribed ~2x; proceeds for general corporate purposes and strategic opportunities.","Interest fixed at 8.875% through Aug 2029, then resets quarterly to 3-month SOFR + 545 bps.","Notes redeemable at company's option on or after Sept 1, 2029, subject to regulatory approval.","No shareholder dilution; management cites cost-effective capital to support future growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215976,"accession_number":"0000950170-24-085535","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. Q2 2024 net income $2.465M ($0.67 EPS) up 31% YoY; NIM expands to 2.46%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.67 vs $0.52 in Q2 2023; net income $2,465,000 vs $1,887,000.","Net interest margin improved to 2.46% from 2.27% a year ago on higher loan yields.","Loans receivable grew 6.3% to $1,162M; deposits rose 5.7% to $1,573M.","Non-performing loans stable at 0.18% of loans; provision for credit losses decreased to $132,000.","Bank subsidiary net income $2,741,000; holding company reported net loss of $276,000."],"consensus_eps_estimate":null,"consensus_eps_actual":1.38,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235455,"accession_number":"0000950170-24-062754","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["5.07","7.01"],"status":"ready","headline":"QNB Corp. elects three directors, ratifies auditor, appoints new chairman at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Gerald G. Gorski, Jennifer L. Mann, Scott R. Stevenson elected as Class III directors with ~1.85M votes each.","Baker Tilly US, LLP ratified as independent auditor for 2024; 2,339,014 for, 37,277 against, 25,832 abstain.","Chairman Dennis Helf and Director Thomas J. Bisko retired; Director Randy S. Bimes appointed as new Chairman.","Post-meeting committees established: Bimes chairs Executive; other assignments per provided chart."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235454,"accession_number":"0000950170-24-046745","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2024-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp Q1 2024 net income $2.59M, down 37% from Q1 2023; EPS $0.71 vs $1.15","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2,594,000 ($0.71 diluted EPS) vs $4,118,000 ($1.15) year ago; ROA 0.59% vs 0.96%.","Net interest income $10,168,000 (-$249K YoY); net interest margin 2.39% vs 2.55% on deposit cost rise.","Loans +2.7% to $1.123B; deposits +3.2% to $1.536B; short-term borrowings -41.5%.","Credit stable: NPLs 0.18% of loans; provision reversal $93K vs $1.783M reversal prior year.","Non-interest expense +$633K to $8,833K driven by salaries/benefits (+$411K) and FDIC insurance (+$170K)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.71,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253264,"accession_number":"0000950170-24-006421","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2024-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp Q4 2023 EPS $0.31 vs $1.52; sells $26M securities, takes $1.8M loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 2023: $1.134M ($0.31 diluted EPS) vs $5.447M ($1.52) in Q4 2022, a 79% decline.","Full year 2023 net income $9.483M ($2.63 EPS) vs $15.921M ($4.47 EPS) in 2022.","Net interest margin fell to 2.36% from 2.72% YoY due to higher deposit and borrowing costs.","Sold $26M book value of low-yielding securities, realized $1.8M pre-tax loss; proceeds reinvested in higher-yield cash.","Non-performing loans improved to 0.52% of loans from 0.88% at year-end 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":2.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270739,"accession_number":"0000950170-23-054853","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2023-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. Q3 net income falls 31% to $2.34M; EPS $0.65 vs $0.96 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income decreased $1.17M to $10.21M; net interest margin compressed to 2.38% from 2.72%.","Provision for credit losses on loans was $452,000 in Q3 2023 vs $0 in Q3 2022.","Non-performing loans improved to 0.55% of loans receivable from 0.88% at Dec 2022.","Total deposits grew $64.96M to $1.483B; short-term borrowings reduced 40.1%.","Non-interest expense increased $857K to $8.671M, driven by salaries and benefits."],"consensus_eps_estimate":null,"consensus_eps_actual":2.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287648,"accession_number":"0000950170-23-050052","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2023-09-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"QNB Corp appoints Gerald E. Gorski to board, effective Jan 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed to boards of QNB Bank and QNB Corp, effective January 1, 2024.","Will serve as Class III director with term until May 2024 annual meeting.","Mr. Gorski is President of Gorski Engineering, Inc. in Collegeville, PA.","No committee assignments have been made as of the filing date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287647,"accession_number":"0000950170-23-034481","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2023-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp Q2 net income falls 44% YoY to $1.9M ($0.52 EPS) on margin compression","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.52 vs $0.94 in Q2 2022; 6-month EPS $1.67 vs $1.98.","Net interest margin narrowed to 2.27% from 2.73% as cost of funds rose 139 bps.","Total deposits grew $31M to $1.45B; short-term borrowing dropped 43.7%.","Provision for credit losses on loans was $212K in Q2 2023 vs zero in Q2 2022.","Non-performing loans improved to 0.86% of loans vs 1.18% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":1.67,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307893,"accession_number":"0000950170-23-023621","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2023-05-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"QNB Corp. shareholders elect four directors, approve stock plan and auditor at 2023 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Laurie A. Bergman, Randy S. Bimes, Kenneth F. Brown Jr., W. Randall Stauffer elected as Class II directors with >1.9M votes each.","2023 Non-Employee Director Stock Compensation Plan approved: 1,936,832 for, 190,102 against, 32,071 abstain.","Baker Tilly US, LLP ratified as independent auditor for 2023: 2,550,022 for, 16,819 against, 28,641 abstain.","Total shares entitled to vote: 3,588,262; broker non-votes of 436,477 on director elections and stock plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307892,"accession_number":"0000950170-23-014363","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp Q1 net income $4.12M ($1.15 EPS) up 11% YoY; provision reversal boosts earnings","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.12M, diluted EPS $1.15; YoY net income increased from $3.71M ($1.04 EPS).","Reversed $1.783M provision for credit losses on loans in Q1 2023 vs no provision in Q1 2022.","Net interest margin fell to 2.55% from 2.71% YoY on higher deposit costs (cost of funds +119bp).","Non-performing loans improved to 0.87% of loans from 0.88% at Dec 2022 and 1.26% a year ago.","Total assets $1.626B, down 2.5% from Dec 2022; deposits up $6.2M to $1.425B."],"consensus_eps_estimate":null,"consensus_eps_actual":1.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326831,"accession_number":"0001564590-23-000729","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2023-01-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. Q4 2022 net income $5.4M, EPS $1.52, up from $1.17 YoY; loan growth drives results","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2022 diluted EPS $1.52 vs $1.17 in Q4 2021; net income $5.447M vs $4.149M.","Full-year 2022 net income $15.921M, diluted EPS $4.47; 2021 net income $16.492M, EPS $4.64.","Reversed $850K provision for loan losses; allowance for loan losses 1.01% of loans.","Loans (ex-PPP) grew $124.5M to $1.037B; total assets $1.668B; deposits down $31.4M.","Non-performing loans fell to $9.1M (0.88% of loans) from $11.7M (1.26%) at Dec 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":4.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326830,"accession_number":"0001564590-23-000023","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2023-01-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"QNB Corp reports retirement of EVP and Chief Retail Officer Dale Westwood","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dale A. Westwood, EVP and Chief Retail Officer of QNB Bank, retired effective December 31, 2022.","Retirement was not due to any disagreement with the company's operations, policies, or practices.","No replacement for the role has been announced in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344547,"accession_number":"0001564590-22-036512","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2022-11-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"QNB Corp. appoints Jeffrey Lehocky as EVP and CFO, enters change-in-control agreement","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeffrey Lehocky named Executive Vice President and CFO effective November 1, 2022.","Lehocky previously Managing Director at Mitsubishi UFJ Finance Group and Deutsche Bank.","Change-in-control agreement provides lump-sum severance of 2x average annual compensation if terminated without cause within 3 years of a change in control.","Agreement defines change in control as 25%+ voting power, merger, or board turnover events.","Severance reduced if payments trigger excise tax under IRC Section 4999."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344546,"accession_number":"0001564590-22-035833","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2022-10-31T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"QNB Corp. amends stock incentive plan and adopts director compensation plan effective Jan 1, 2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Maximum option term increased from 5 to 10 years; options vest 20% annually over 5 years.","Non-employee directors must receive $8,000 of annual comp in stock via semi-annual grants of $4,000 worth of common stock.","Plan amendments effective Jan 1, 2023; do not affect prior awards without participant consent.","Up to 50,000 shares may be issued under the director compensation plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344545,"accession_number":"0001564590-22-035090","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2022-10-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. reports Q3 net income flat at $0.96/share; bank net interest income rises","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.415M ($0.96 diluted EPS) vs $3.424M ($0.96) in Q3 2021.","QNB Bank net income rose $518K to $4.247M; holding company had $832K loss from equity fair value adjustments.","Net interest income up $795K to $11.379M; net interest margin 2.72% unchanged.","Loans (ex-PPP) grew $93.4M to $1.006B; non-performing loans improved to 1.06% from 1.26% at Dec 2021.","Total deposits increased $26.9M to $1.477B; no provision for loan losses recognized."],"consensus_eps_estimate":null,"consensus_eps_actual":2.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":361032,"accession_number":"0001564590-22-026400","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2022-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. Q2 earnings fall to $0.94/share; holdco equity portfolio drags results","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.94 vs $1.09 in Q2 2021; net income $3.35M down 13.4%.","QNB Bank net income rose 24% to $4.08M; holdco loss of $733M from equity fair value.","Net interest income grew 8.7% to $11.1M; net interest margin slightly narrowed to 2.73%.","Non-performing loans improved to 1.18% of loans; no provision for loan losses in Q2.","Deposits up $18M to $1.468B; loans ex-PPP grew $47M to $960M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":361031,"accession_number":"0001564590-22-026253","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2022-07-22T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"QNB Corp. CFO Janice McCracken Erkes passes away; Mary E. Liddle named interim CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Janice McCracken Erkes, EVP and CFO since 2014, passed away on July 21, 2022.","Mary E. Liddle, age 58, designated as interim CFO; currently SVP, Controller and CAO of QNB Bank.","Liddle previously served as SVP and Controller at Univest Financial; no related-party transactions or family relationships.","No arrangements or understandings between Liddle and QNB Corp. regarding her selection as interim CFO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":380214,"accession_number":"0001564590-22-021220","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2022-05-25T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"QNB Corp. shareholders elect directors, approve compensation, ratify auditor at 2022 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Class I directors Autumn R. Bayles, David W. Freeman, Ranajoy Ray-Chaudhuri elected with votes for ranging from 1.93M to 2.07M.","Advisory vote on executive compensation approved: 1,985,112 for, 49,747 against, 61,008 abstain.","Ratification of Baker Tilly US, LLP as independent auditor for 2022: 2,519,540 for, 18,983 against, 15,981 abstain.","Holders of 3,551,629 shares were entitled to vote as of the record date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":380213,"accession_number":"0001564590-22-015722","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2022-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. Q1 2022 net income falls 27% to $3.71M; EPS $1.04 vs $1.42 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.71M, down from $5.05M in Q1 2021; diluted EPS $1.04 vs $1.42.","Net interest margin compressed to 2.71% from 3.07%, as lower-yielding securities increased to 42.7% of earning assets.","Non-interest income dropped $1.79M to $1.61M, driven by $1.1M unrealized securities loss and $352K lower loan-sale gains.","No provision for loan losses; non-performing loans stable at 1.26% of loans; allowance for loan losses at 1.21%.","Total deposits up $2M to $1.45B; loans ex-PPP grew $7.9M; total assets $1.65B."],"consensus_eps_estimate":null,"consensus_eps_actual":1.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":380212,"accession_number":"0001564590-22-013408","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2022-04-04T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"QNB Corp. EVP/Chief Retail Officer Dale Westwood to retire Dec 30, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dale A. Westwood, EVP and Chief Retail Officer of QNB Bank, notified of retirement on April 1, 2022.","Her retirement is effective December 30, 2022.","The Bank has begun seeking qualified candidates to replace Ms. Westwood."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":398335,"accession_number":"0001564590-22-002335","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2022-01-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp reports record full-year 2021 net income of $16.5M, diluted EPS $4.64","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2021 net income $4.15M ($1.17 diluted EPS) flat YoY; full-year net income $16.5M ($4.64 EPS), up 36% from 2020.","Net interest income full-year $42.1M (+$4.9M YoY); net interest margin 2.79% vs 2.92%.","Total deposits $1.45B (+18.1% YoY); loans ex-PPP $912.5M (+7.5% YoY).","No provision for loan losses in Q4; allowance 1.21% of loans; non-performing loans improved to 1.26% from 1.53%.","Total assets $1.67B at Dec 31, 2021, up $233M from Dec 31, 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":4.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":417355,"accession_number":"0001564590-21-061233","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K/A","filed_at":"2021-12-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"QNB Corp appoints Ranajoy Ray Chaudhuri to Board and Audit Committee effective Jan 1, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ranajoy Ray Chaudhuri appointed to the Board of Directors of QNB Bank and QNB Corp, effective January 1, 2022.","Appointed to the Audit Committee of the Board, effective upon commencement of service on January 1, 2022.","Appointment follows prior disclosure on October 26, 2021; this amendment adds the committee assignment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":417357,"accession_number":"0001564590-21-052877","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2021-10-29T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"QNB Corp appoints Ranajoy Ray Chaudhuri to board effective Jan 1, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ranajoy Ray Chaudhuri appointed to board of QNB Bank and QNB Corp, effective January 1, 2022.","Appointed as Class I director, term expires at May 2022 annual meeting.","Currently an Associate Professor of Economics at Muhlenberg College in Allentown, PA.","No board committee assignments have been made yet."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":417356,"accession_number":"0001564590-21-051941","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2021-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp Q3 EPS $0.96 vs $1.07 YoY; nine-month net income rises to record $12.34M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2021 net income $3.42M ($0.96 diluted EPS) vs $3.78M ($1.07) in Q3 2020.","Nine-month net income $12.34M ($3.47 EPS), a record, up from $7.93M ($2.25) prior year.","Net interest income $10.58M (+$1.25M YoY); net interest margin 2.72% vs 2.78%.","No provision for loan losses in Q3 compared to $250K in Q3 2020; NPL ratio 1.31%.","Total assets $1.66B; deposits up 16.6% to $1.43B; loans ex-PPP grew 5.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":3.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":434909,"accession_number":"0001564590-21-038272","cik":750558,"company_name":"QNB CORP.","ticker":"QNBC","form_type":"8-K","filed_at":"2021-07-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"QNB Corp. reports record H1 net income of $8.9M; Q2 diluted EPS $1.09 vs $1.11 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Six-month net income $8.9M ($2.51 diluted EPS) vs $4.2M ($1.18) in H1 2020, a record performance.","Q2 net income $3.87M ($1.09 diluted EPS) vs $3.93M ($1.11) in Q2 2020, down 1.7%.","Total assets $1.58B, up 9.4% from Dec 2020; deposits grew 9.4% to $1.34B.","Net interest margin 2.74% in Q2 2021 vs 2.95% in Q2 2020; loan loss provision $183K vs $250K.","Non-performing loans improved to 1.36% of loans from 1.53% at Dec 31, 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":2.51,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":218204150.99999997,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-07-27T23:59:59+00:00|434909"}