{"filings":[{"id":1839246,"accession_number":"0001104659-26-086487","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2026-07-24T12:00:11+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q2 net income $32.9M ($1.68 EPS), up 4% YoY; Core Bank NIM expands to 4.02%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $32.9M, diluted EPS $1.68 vs $31.5M, $1.61 in Q2 2025; ROA 1.88%, ROE 11.42%.","Core Bank net interest income +$4.2M (7%) to $64.1M; net interest margin +30 bps to 4.02%.","Traditional Banking loans grew $59M in Q2, strongest quarterly loan growth in nearly three years.","Launched Republic Payment Solutions program; expects >$150M lower-cost avg deposits in H2 2026.","Core Bank nonperforming loans to total loans rose to 0.58% from 0.41% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1750238,"accession_number":"0001104659-26-085103","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2026-07-20T21:00:14+00:00","items":["5.02"],"status":"ready","headline":"Republic Bancorp President of Republic Processing Group resigns; interim named","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William R. Nelson resigns as President of Republic Processing Group to join an RPG customer in the tax space.","Nelson expected to remain through August 28, 2026, to transition duties.","Brent Shuman appointed Interim President of RPG; he has 22 years at RPG, most recently SVP and Director of Product Operations.","RPG is a division of Republic Bank & Trust, providing nationwide consumer loan and deposit products."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1664077,"accession_number":"0001104659-26-083868","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2026-07-15T20:00:09+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp declares Q3 2026 cash dividend of $0.495 per Class A share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.495 per Class A common share and $0.45 per Class B common share declared.","Payable October 16, 2026 to shareholders of record as of September 18, 2026.","This is a regular quarterly dividend; no change in rate from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":554077,"accession_number":"0001104659-26-064475","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2026-05-20T20:00:28+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp declares Q2 2026 cash dividend of $0.495/Class A share, $0.45/Class B share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.495 per Class A common share and $0.45 per Class B common share.","Payable July 17, 2026, to shareholders of record as of June 18, 2026.","This is the company's second quarter 2026 dividend declaration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99790,"accession_number":"0001104659-26-048535","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Republic Bancorp shareholders elect 13 directors, ratify auditor at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 13 director nominees were elected; highest withheld votes 2.52M for Mark A. Vogt.","Ratification of Forvis Mazars LLP as independent auditor for FY 2026 passed with 35.1M for, 16K against.","No other proposals were considered at the April 23, 2026 meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99789,"accession_number":"0001104659-26-047386","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Shareholder meeting presentation furnished; no specific financial details in available excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Republic Bancorp furnished presentation at April 23, 2026 Annual Meeting.","Presentation mentions financial projections and forward-looking factors.","No specific numbers, guidance, or material events disclosed in the portion provided.","Ticker: RBCAA."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99788,"accession_number":"0001104659-26-047276","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q1 earnings: net income $42.6M, adjusted EPS $2.04 up 3%; Core Bank margin expands","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $42.6M (diluted EPS $2.18), down 10% YoY; adjusted net income $39.9M (adj. EPS $2.04) up 3%.","Core Bank net interest income $63.2M (+12%), net interest margin 3.96% (+26 bps); Traditional Banking and Warehouse Lending led growth.","RPG net income $18.8M (-37%) due to nonrenewal of large TRS Tax Provider contract (-$8.4M after-tax impact).","Notable items: $4.4M after-tax gain on sale of Republic Bank Finance, $1.8M penalty for early FHLB advance payoff.","Core Bank credit quality stable: NPL ratio 0.61%, net charge-offs annualized 0.03%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":120411000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115995,"accession_number":"0001104659-26-019155","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2026-02-24T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Republic Bancorp completes sale of RBF division assets; expects $6M pre-tax gain in Q1 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Sold substantially all assets of Republic Bank Finance (RBF) to CAN Capital Merchant Services at net book value plus fixed premium.","CAN acquired ~$81M in loans/leases and assumed ~$1M in related liabilities.","Bank will record ~$6M pre-tax gain (net of broker commissions) in Q1 2026.","RBF was originally acquired via the CBank acquisition in March 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115994,"accession_number":"0001104659-26-008308","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2026-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q4 net income $22.8M (+20% YoY); record full-year net income $131.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.17 in Q4 vs $0.98 YoY; full-year EPS $6.72 vs $5.21 (+29%).","Core Bank NIM expanded to 3.87% from 3.64%; net interest income rose 11% to $63.7M.","Provision for credit losses jumped to $6.4M from $0.4M, driven by $4.8M specific reserve on a $16M C&I participation.","Agreed to sell St. Louis RBF operations; expects Q1 2026 close and ~$6M net gain.","Core Bank credit quality strong: NPLs 0.45%, net charge-offs 0.03% annualized; equity surpassed $1B."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":417495000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115993,"accession_number":"0001104659-26-005362","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp raises quarterly dividend 10%, 28th consecutive year of increases","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend increased to $0.495 per Class A share and $0.45 per Class B share.","Dividend payable April 17, 2026 to shareholders of record as of March 20, 2026.","Annualized dividend yield on Class A common stock is 2.77% based on Jan 20, 2026 close.","CEO Logan Pichel cited continued success and shareholder participation in growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132409,"accession_number":"0001104659-25-123801","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2025-12-22T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Republic Bancorp sells $80M RBF loan portfolio to CAN Capital; expects $6M gain","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Asset purchase agreement with CAN Capital Merchant Services for substantially all RBF assets: ~$80M loans/leases and ~$3M liabilities.","Bank expects to record a gain, net of broker commissions, of approximately $6 million.","Transaction includes a fixed premium above net book value; CAN assumes all ongoing RBF operations.","Closing expected in Q1 2026, subject to customary conditions and CAN obtaining financing.","RBF is a small-ticket finance division acquired in March 2023 CBank deal; based in St. Louis."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132408,"accession_number":"0001104659-25-114079","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2025-11-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp declares $0.451 Class A and $0.41 Class B dividends payable Jan 16, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.451 per share on Class A common stock (RBCAA), payable Jan 16, 2026.","Dividend of $0.41 per share on Class B common stock, same payable and record dates.","Record date for both dividends is December 19, 2025.","Company had total assets of $7.01B as of Sept 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132407,"accession_number":"0001104659-25-100262","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q3 net income up 12% to $29.7M, EPS $1.52","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $29.7M, diluted EPS $1.52, increases of 12% and 11% YoY.","Core Bank net income rose 15% to $19.8M; net interest margin expanded 25bps to 3.78%.","Total Company NIM expanded 16bps to 4.65% as interest-earning assets reached $6.26B.","Core Bank net charge-offs only 0.02% of avg loans; nonperforming loans 0.42%.","Total assets $7.01B; deposits grew $21M QoQ; loans declined $92M QoQ."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":323226000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148977,"accession_number":"0001558370-25-009288","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2025-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q2 net income up 25% to $31.5M; EPS $1.61","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $31.5M, Diluted EPS $1.61; up 25% and 24% YoY respectively.","Core Bank NIM expanded 26 bps to 3.72%; net interest income rose 13% to $59.9M.","Provision for credit losses was $1.8M vs $5.1M a year ago; net charge-offs improved.","Republic Processing Group net income up 25% to $12.8M, led by Republic Credit Solutions up 40%.","CEO cites solid earnings metrics, balance sheet expansion, and low core bank charge-offs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":229688000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148976,"accession_number":"0001558370-25-009257","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2025-07-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp declares Q3 2025 cash dividends of $0.451/$0.41 per share on Class A/Class B common stock","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Declared $0.451/share on Class A common stock and $0.41/share on Class B common stock.","Payable October 17, 2025; shareholders of record as of September 19, 2025.","Third quarter 2025 cash dividend announcement for Republic Bancorp (RBCAA)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167926,"accession_number":"0001558370-25-008063","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp declares $0.451/share Class A dividend payable July 18, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.451 per share on Class A common stock and $0.41 per share on Class B common stock.","Payable July 18, 2025, to shareholders of record as of June 20, 2025.","Quarterly dividend rate unchanged from prior period; marks regular distribution for Q2 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167925,"accession_number":"0001558370-25-005645","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Republic Bancorp shareholders elect 15 directors, approve 2025 Stock Incentive Plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 15 director nominees elected, with average votes-for ~87% of shares present.","Advisory vote on executive compensation passed with 99.5% of votes cast in favor.","2025 Stock Incentive Plan approved with 91.5% of votes cast in favor.","Ratification of Forvis Mazars as auditor passed with 99.4% of votes cast in favor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167924,"accession_number":"0001558370-25-005351","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp Annual Meeting presentation furnished; no specific financial facts disclosed in filing excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Republic Bancorp held its Annual Meeting of Shareholders on April 24, 2025, in Louisville, Kentucky.","The furnished presentation includes forward-looking statement disclaimers but no earnings results, guidance, or material business updates in the provided excerpt.","No dividend change, M&A, leadership change, or other corporate event is disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167923,"accession_number":"0001558370-25-005337","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q1 net income $47.3M, EPS $2.42, up 54% YoY; all segments profitable","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $47.3M, diluted EPS $2.42 vs $30.6M/$1.58 YoY; ROA 2.61%, ROE 18.74%.","Core Bank net income up 32% to $17.4M; NIM improved to 3.70% from 3.30% YoY.","Tax Refund Solutions net income rose 123% to $19.6M; RA outstanding rate fell to 3.8% from 6.0%.","Noninterest income up $7.1M including $4.1M gain on Visa Class B-1 share sale and $1.6M insurance recovery.","Core Bank recorded $5.7M in core-contract deconversion/consulting fees; projects $16M savings over 5 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":135842000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185163,"accession_number":"0001558370-25-000379","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp reports record full year net income $101.4M; Q4 EPS $0.98 vs $1.01","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year net income $101.4M ($5.21 diluted EPS), up 12% YoY; Q4 net income $19.0M ($0.98 EPS), down 3% YoY.","Core Bank net income rose 11% to $17.6M in Q4 as NIM improved to 3.64% from 3.40%; credit quality remains strong with net charge-offs 0.02%.","RPG net income fell $2.4M to $1.4M due to higher TRS loss provision of $9.8M vs $3.9M a year ago on $139M ERA originations.","Revised third-party marketer-servicer agreement provides loss cap guarantee for ERAs; expects $2.8M additional fee income for current tax season.","Traditional Bank, Warehouse, and RCS all posted net income increases for 2024 of 21%, 37%, and 28% respectively."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":384804000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185162,"accession_number":"0001558370-25-000314","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp increases quarterly dividend 11% to $0.451/shr; 27th consecutive year","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend raised 11% to $0.451 per Class A share, payable April 18, 2025 to holders of record March 21, 2025.","Annualized yield of 2.61% based on the Jan 21, 2025 closing price of Class A common stock.","Marks 27th consecutive year of dividend increases; Class B dividend set at $0.41 per share.","CEO Logan Pichel cited 'continuing success' and commitment to sharing results with shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201765,"accession_number":"0001558370-24-015869","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-11-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp declares Q4 dividend of $0.407 per Class A share, $0.37 Class B","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend payable January 17, 2025 to shareholders of record December 20, 2024.","Class A common dividend $0.407 per share; Class B $0.37 per share.","No change in dividend rate from prior quarter; routine declaration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201764,"accession_number":"0001558370-24-013388","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-10-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q3 net income $26.5M, up 23% YoY; Diluted EPS $1.37, up 25%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $26.5M (Diluted EPS $1.37) vs $21.6M ($1.10) in Q3 2023, increases of 23% and 25%.","YTD net income $82.4M, up 16% YoY; ROA 1.60%, ROE 11.53%.","Core Bank net income rose 30% to $17.2M; NIM expanded to 3.53% from 3.43%.","Republic Processing Group net income $9.4M, up 12%; Republic Credit Solutions up 29%.","Nonperforming loans to total loans stable at 0.38%; credit quality remains favorable."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":295292000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201763,"accession_number":"0001558370-24-013199","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-10-08T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Republic Bancorp approves $225K bonus for RPG President William Nelson","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Compensation Committee approved discretionary cash bonus of $225,000 for William Nelson, President of RPG.","Bonus is Nelson's entire payout under RPG Bonus Program for fiscal year ending Sept 30, 2024.","Payout based on RPG gross operating profit, goal achievement, and extraordinary efforts."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217767,"accession_number":"0001558370-24-009902","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-07-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q2 2024 net income $25.2M (+20% YoY); EPS $1.30 (+22%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Core Bank net interest income $52.8M (+3% YoY); NIM 3.46% vs 3.65% due to funding mix shift.","RPG net income $10.2M (+14% YoY); RCS up 29% to $5.0M, TRS up to $3.1M.","Noninterest expenses down 6% to $42.6M on 42 FTE reduction; provision expense $1.1M vs $2.1M.","Sold $67M of lower-yielding mortgage loans; borrowed $100M from FHLB at 4.42% to lower funding costs.","Core Bank asset quality strong: net charge-offs 0.02% annualized, nonperforming loans 0.39% of total loans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":207174000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217766,"accession_number":"0001558370-24-009863","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-07-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp declares Q3 2024 cash dividend of $0.407 per Class A share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.407 per Class A common share and $0.37 per Class B common share.","Payable October 18, 2024 to shareholders of record as of September 20, 2024.","Dividend unchanged from prior quarterly rate; no special dividend announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237673,"accession_number":"0001558370-24-008282","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp declares Q2 2024 dividend of $0.407/$0.37 per share on Class A/B common","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.407 per share on Class A common stock and $0.37 per Class B common stock declared.","Payable July 19, 2024, to shareholders of record as of June 21, 2024.","Company had ~$6.9B total assets as of March 31, 2024, with 47 banking centers across five states."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237672,"accession_number":"0001558370-24-005890","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-04-26T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Republic Bancorp shareholders elect all 15 director nominees and ratify auditor at 2024 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 15 director nominees elected; votes for ranged from 31.8M to 34.2M, with no director receiving more than 2.5M withheld.","Ratification of FORVIS, LLP as independent auditor passed with 35,730,446 for, 67,751 against, 59,578 abstain.","Annual meeting held April 25, 2024; no director received broker non-votes over 1.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237671,"accession_number":"0001558370-24-005698","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp presents at annual meeting; no material new facts disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation at annual shareholder meeting on April 25, 2024; exhibit 99.1 attached.","Exhibit includes forward-looking statements and strategic discussion, but full content not provided.","No specific financial results, guidance changes, or operational updates in the filing.","Routine disclosure; no material impact on company's financial position."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237670,"accession_number":"0001558370-24-005685","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q1 net income up 9% to $30.6M; diluted EPS $1.58 (+11% YoY)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Core Bank NII fell 3% to $50.5M; NIM contracted to 3.30% from 3.98% as funding costs rose.","RPG net income $17.5M vs $17.8M; TRS net income down on higher provision, RCS up 14% to $6.1M.","Core Bank noninterest expense flat ex merger costs at $42.3M; provision expense declined to $0.7M from $3.1M.","Traditional Bank avg loans grew 18% YoY to $4.6B; spot loans down 1% QTD reflecting pricing discipline.","Core Bank NPAs remain low at 0.41% of loans; net charge-offs annualized 0.01%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":120292000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255192,"accession_number":"0001558370-24-003389","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K/A","filed_at":"2024-03-15T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Republic Bancorp dismisses Crowe, appoints FORVIS as auditor; discloses prior material weaknesses","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Dismissed Crowe LLP effective March 14, 2024, upon completion of FY2023 audit and 10-K filing.","Appointed FORVIS as new independent auditor for FY2024, effective immediately.","Disclosed three material weaknesses in internal control related to Republic Credit Solutions, reconciliation, and yield analysis; previously reported.","Management concluded internal control over financial reporting effective as of Dec 31, 2023 after remediation.","No disagreements with Crowe on accounting principles; Crowe's report unqualified for FY2023 and 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255195,"accession_number":"0001157523-24-000121","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q4 2023 net income $19.7M, EPS $1.01, up 7% YoY; Core Bank NIM compresses to 3.40%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $19.7M, dil. EPS $1.01, up 6% and 7% YoY respectively.","Core Bank net interest income $50.6M (-3% YoY); NIM fell 42 bps to 3.40% due to funding cost increases.","Traditional Bank loans grew 20% YoY to $4.62B; Core Bank net charge-offs only 1 bp for full year 2023.","Republic Processing Group net income $3.8M (+74% YoY) led by Republic Payment Solutions prepaid card division.","CEO highlighted total shareholder return of 39% in 2023 vs KBW Bank Index decline of 1%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":360235000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255194,"accession_number":"0001558370-24-000466","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-01-24T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Republic Bancorp increases share buyback authorization by 400,000 shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized purchase of up to 400,000 additional Class A shares, representing 2.3% of outstanding Class A shares.","As of Jan 23, 2024: 17,244,056 Class A shares and 2,150,669 Class B shares outstanding.","No expiration date set; purchases at management's discretion via open market, block trades, or private transactions.","Authorization allows adoption of 10b5-1 trading plans to repurchase during insider-trading blackout periods."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255193,"accession_number":"0001157523-24-000105","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2024-01-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp raises quarterly dividend 9% to $0.407; 26th consecutive annual increase","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.407/share on Class A common stock and $0.37/share on Class B common stock.","Dividend payable April 19, 2024 to shareholders of record as of March 15, 2024.","9% increase marks the 26th consecutive year of dividend growth.","Annualized dividend yield for Class A stock is 3.20% based on closing price on January 23, 2024.","CEO Logan Pichel commented on the company's ongoing success and sharing it with shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272655,"accession_number":"0001558370-23-019474","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-12-05T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Republic Bancorp dismisses Crowe, appoints FORVIS as auditor for FY 2024","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Crowe dismissed effective after completing 2023 audit; no disagreements or adverse opinions in prior years.","FORVIS appointed for fiscal year ending Dec 31, 2024, subject to engagement letter.","Previously disclosed material weaknesses in internal controls over new products and reconciliations remain.","No consultations with FORVIS on accounting principles or reportable events prior to appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272654,"accession_number":"0001558370-23-019109","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-11-15T23:59:59+00:00","items":["5.05","9.01"],"status":"ready","headline":"Republic Bancorp adopts revised Code of Conduct and Ethics","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board adopted revised Code of Conduct and Ethics on Nov 15, 2023, clarifying standards for directors, officers, employees.","No waiver of any provision of the prior code was granted.","Revised code is publicly available on company's corporate governance website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272653,"accession_number":"0001157523-23-001740","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-11-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp declares Q4 2023 dividend of $0.374 (Class A) and $0.34 (Class B)","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.374 per share on Class A common stock and $0.34 per share on Class B common stock.","Dividend payable January 19, 2024 to shareholders of record as of December 15, 2023.","This is a quarterly dividend declaration for the fourth quarter of 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272652,"accession_number":"0001157523-23-001512","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-10-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q3 net income up 8% to $21.6M; Core Bank net income down 12%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $1.10, up 9% YoY from $1.01.","Core Bank net income fell to $13.2M from $15.0M; NIM shrank 11 bps to 3.43%.","Republic Processing Group net income surged 69% to $8.4M, driven by higher TRS yields.","Loan growth: Traditional Bank avg loans +20% YoY to $4.44B; CBank acquisition contributed $217M.","Core Bank provision swung to $1.4M charge vs $1.1M credit in prior year."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":278347000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272651,"accession_number":"0001558370-23-016439","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-10-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Republic Bancorp approves $180K discretionary cash bonus for RPG President Bill Nelson","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["William Nelson, President of Republic Processing Group, received $180K discretionary cash bonus.","Bonus approved on Oct 10, 2023 for RPG's fiscal year ended Sept 30, 2023.","Bonus tied to RPG's gross operating profit; in-line with bonuses for other RPG associates.","No other changes to compensatory arrangements disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289501,"accession_number":"0001157523-23-001122","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q2 2023 op net income up 34% to $19.8M; GAAP net income $21.1M ($1.07 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $21.1M ($1.07 diluted EPS) vs $24.3M ($1.22) in Q2 2022; non-GAAP operating net income $19.8M, up 34% YoY.","Core Bank net income $12.1M, up 43% GAAP; net interest income $51.4M, up 19%; net interest margin expanded 63 bps to 3.65%.","Traditional Bank average loans $4.28B, +18% YoY; weighted-average loan yield 4.98% vs 3.92% in prior year.","Provision for credit losses was a $2.1M charge; Core Bank allowance-to-loans 1.15%; nonperforming loans to total loans 0.34%.","RPG adjusted net income $8.9M (excluding prior-year legal settlement) vs $6.2M; prepaid card product drove net interest income growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":199503000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289500,"accession_number":"0001157523-23-001108","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-07-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp declares $0.374 Class A, $0.34 Class B quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Class A dividend $0.374/share, Class B $0.34/share, payable Oct 20, 2023 to holders of record Sept 15, 2023.","Company had approximately $6.4 billion in assets as of June 30, 2023, with 46 banking centers in five states.","Dividend is regular quarterly cash distribution; no change from prior quarter indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310334,"accession_number":"0001157523-23-000875","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-05-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp declares Q2 2023 dividend of $0.374/$0.34 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.374 per share on Class A common stock and $0.34 per share on Class B common stock.","Dividend payable July 21, 2023 to shareholders of record as of June 16, 2023.","Dividend is a regular quarterly declaration; no change in rate indicated.","Company reported approximately $6.1 billion in assets as of March 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310333,"accession_number":"0001558370-23-006435","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-04-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Republic Bancorp shareholders elect directors, approve say-on-pay every two years","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 16 director nominees elected; votes for ranged from 31.69M to 33.92M.","Advisory say-on-pay passed with 33.9M for (98.3% of votes cast).","Shareholders chose two-year frequency for future say-on-pay (29.7M votes for two years).","Crowe LLP ratified as independent auditor for 2023 with 35.6M for (99.7%).","Company will hold advisory vote on executive compensation every two years per shareholder recommendation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310332,"accession_number":"0001558370-23-006277","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-04-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp annual meeting presentation furnished; no material updates","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation materials provided as Exhibit 99.1 for April 20, 2023 annual meeting.","Discussion includes forward-looking statements and financial projections; specific figures not included in filing excerpt.","No new earnings, guidance, or strategic announcements disclosed in the filed materials.","Event is a routine regulatory disclosure with no material financial impact apparent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310331,"accession_number":"0001157523-23-000584","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q1 2023 operating net income rises 29% to $31.8M; Core Bank NIM 3.98%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2023 net income $28.1M ($1.42 diluted EPS flat YoY); operating net income (non-GAAP) $31.8M ($1.61 EPS) up 29%.","Core Bank net income $10.3M, up 35% YoY; operating net income $14.0M, up 84% YoY. NIM expanded to 3.98% from 2.92%.","Traditional Bank loan growth $92M (ex-CBank) in Q1; CBank acquisition added $218M in loans, closed March 15, 2023.","TRS segment net income $12.4M, down from $15.4M due to prior year termination fee and higher RA provision of $21.7M on $737M originations.","Credit quality stable: Core Bank nonperforming loans/total loans 0.34% (vs 0.40% prior year); allowance to loans 1.22%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":115323000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328979,"accession_number":"0001157523-23-000441","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-03-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp completes CBank acquisition for ~$51M cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Combined assets would have been ~$6.1B as of Dec 31, 2022.","Acquisition expected to be accretive to diluted EPS within first 12 months post-merger.","Republic now has 7 Cincinnati banking centers, 44 total across 5 states.","Also acquired CIF, expanding equipment financing and leasing with national footprint.","Cash consideration of approximately $51 million."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328978,"accession_number":"0001558370-23-002058","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-02-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Republic Bancorp terminates Cash Bonus Plan for Acquisitions","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Compensation Committee voted to terminate the Bonus Plan effective February 21, 2023.","Plan rewarded associates for acquisition participation; few grants made since 2012.","No financial impact or changes to executive compensation disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328977,"accession_number":"0001157523-23-000108","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-01-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Republic Bancorp increases quarterly dividend 10% to $0.374 per share; 25th consecutive year of increases","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend increased 10% to $0.374 per Class A share and $0.34 per Class B share.","Payable April 21, 2023 to shareholders of record as of March 17, 2023.","Annualized yield of 3.50% for Class A based on closing price on Jan 26, 2023.","25th consecutive year of cash dividend increases; cites solid 2022 earnings and strong capital."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328976,"accession_number":"0001157523-23-000107","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Republic Bancorp Q4 2022 net income $18.5M (+8% YoY); diluted EPS $0.94 (+9%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $18.5M (+8% YoY); diluted EPS $0.94 (+9% YoY).","Core Bank net interest margin of 3.82%, up 74 bps from Q4 2021.","Traditional Banking loan growth of $404M for 2022, an all-time high.","Core Bank non-interest expense down 2% YoY; salaries and benefits down $923K.","TRS segment launched early ERA product; $3.8M provision on $98M originations in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":326501000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328975,"accession_number":"0001558370-23-000401","cik":921557,"company_name":"REPUBLIC BANCORP INC /KY/","ticker":"RBCAA","form_type":"8-K","filed_at":"2023-01-20T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Republic Bancorp grants equity awards and approves discretionary bonuses for executives","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Logan Pichel receives 4,757 Restricted Shares, 4,757 PSUs, and 21,505 NQSOs vesting Dec 31, 2025.","CFO Kevin Sipes and Pres. William Nelson each get 1,189 PSUs and 5,376 NQSOs exercisable 2025-2026.","Discretionary 2022 bonuses: Steve Trager $40K, Logan Pichel $50K, Kevin Sipes $17.5K, Juan Montano $50K.","PSU payout tied to ROAA, efficiency ratio, and peer ranking as of Sep 30, 2022; shares held 2 yrs post-vest."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1395856818.2693503,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2023-01-20T23:59:59+00:00|328975"}