{"filings":[{"id":93436,"accession_number":"0001628280-26-032299","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ready Capital Q1 GAAP loss $(1.25)/share; balance sheet repositioning generates $1.4B cash","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP loss per common share of $(1.25); distributable loss per share $(1.00).","Generated $1.4B cash from loan sales; paid down $1.1B asset-level financing and $184M corporate debt.","Sold 48 CRE loans totaling $1.0B UPB; 60+ day core delinquencies increased to 14.8%.","Book value $7.43 per share; ended quarter with $200M cash, $730M unencumbered assets.","Initiated sale process for up to $1.2B of loans as last phase of repositioning plan."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.78,"calibrated_materiality_score":0.78,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105042,"accession_number":"0001104659-26-033443","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2026-03-24T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ready Capital redeems all outstanding 6.20% Senior Notes due 2026 on Apr 22","summary_kind":"llm","event_type":"debt","confidence":"medium","bullets":["Redemption price is 100% of principal plus accrued interest to, but excluding, April 22, 2026.","Payment will be made from available cash; notice issued March 23, 2026.","Principal amount of notes being redeemed not disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105041,"accession_number":"0001628280-26-012348","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ready Capital Q4 2025 GAAP loss per share $(1.46); sells $855M loans","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP loss from continuing ops $(1.46) per share; distributable loss $(0.43) per share.","Distributable loss before realized losses $(0.09) per share.","Book value $8.79 per share as of Dec 31, 2025.","Subsequent: sold 34 loans with $855.3M UPB; retired 5.75% notes due Feb 2026.","LMM originations $235M; SBL originations $140M in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121287,"accession_number":"0001628280-25-050239","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ready Capital posts Q3 2025 GAAP loss per share $(0.13); distributable loss $(0.94)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP loss per share from continuing ops $(0.13); distributable loss per share $(0.94); distributable loss before realized losses $(0.04).","LMM originations $139M; SBL originations $283M (incl. $173M SBA 7(a) and $67M USDA loans).","Completed two portfolio sales: 217 loans with $758M UPB for net proceeds $109M.","Book value $10.28 per share; repurchased 2.5M shares at avg $4.17."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121286,"accession_number":"0001628280-25-045103","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K/A","filed_at":"2025-10-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Ready Capital adopts annual Say-on-Pay vote frequency after shareholder advisory vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Company's annual meeting held June 25, 2025; shareholders voted on frequency of advisory Say-on-Pay votes.","Board of Directors recommended annual frequency; company has adopted annual Say-on-Pay votes until next required vote on frequency.","This amendment to Form 8-K reports the frequency decision; no other changes to original filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137938,"accession_number":"0001527590-25-000006","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2025-09-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Ready Capital to present at investor meetings starting week of September 8, 2025","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Management scheduled to meet with investors beginning the week of September 8, 2025.","Investor presentation attached as exhibit to the 8-K filing.","Presentation includes forward-looking statements and standard disclaimers; no specific financial updates.","No material non-public information was disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137937,"accession_number":"0001628280-25-039039","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2025-08-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ready Capital Q2 GAAP loss $0.31; distributable loss $0.14; book value $10.44","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP loss per common share from continuing operations of $(0.31); distributable loss per share of $(0.14).","Book value per share of common stock $10.44 as of June 30, 2025.","LMM loan originations $173M; SBL originations $359M (incl. $216M SBA 7(a) and $96M USDA).","Repurchased 8.5M shares at avg $4.41 under stock repurchase program.","Subsequent: sold 21 loans (carrying value $494M) for net proceeds $85M on Aug 6, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137936,"accession_number":"0001628280-25-033766","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2025-07-01T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Ready Capital annual meeting results: all directors elected, Deloitte ratified, say-on-pay approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All seven director nominees elected with 61.5M to 76.5M votes for; broker non-votes 39.6M.","Ratification of Deloitte & Touche as auditor approved: 121.4M for, 1.95M against, 0.92M abstain.","Advisory say-on-pay approved: 73.9M for, 9.9M against, 0.88M abstain; broker non-votes 39.6M.","Advisory frequency set at 1 year: 81.6M for 1 year, 0.53M for 2 years, 1.21M for 3 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155329,"accession_number":"0001628280-25-023869","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ready Capital Q1: GAAP EPS $0.47 but distributable loss $(0.09); book value $10.61","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.47; distributable loss per share $(0.09); distributable earnings before realized losses $0.00.","Originations: $79M LMM CRE loans, $387M SBL loans (including $343M SBA 7(a)).","Book value $10.61 per share; declared $0.125/share cash dividend; repurchased 3.4M shares at avg $5.02.","Completed acquisition of United Development Funding IV, a REIT for residential developer financing.","Closed $220M 9.375% Senior Secured Notes due 2028; add-on $50M in April used to repay debt."],"consensus_eps_estimate":null,"consensus_eps_actual":0.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173843,"accession_number":"0001104659-25-026752","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2025-03-24T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Ready Capital files new S-3 registration and ATM prospectus supplement","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Filed new Form S-3 effective March 21, 2025, replacing prior 2022 registration statement.","Prospectus supplement filed for remaining common stock under $150M ATM program via JMP Securities.","No fundamental change in information from previous filings; exhibits are legal/tax opinions.","ATM program originally established July 2021, amended March 2022, remains active."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173842,"accession_number":"0001104659-25-023522","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2025-03-13T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Ready Capital completes acquisition of UDF IV; issues CVRs tied to loan proceeds","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each UDF IV share converted into 0.416 RC shares and 0.416 CVRs; no fractional shares.","CVRs entitle holders to additional RC shares based on 60% of net proceeds from five UDF IV loans after principal recovery.","Approximately 12.8M RC shares issued, representing ~7% of combined company's outstanding equity.","CEO Thomas Capasse cited scaling the portfolio and unlocking growth as benefits of the merger."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173841,"accession_number":"0001628280-25-009228","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2025-03-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ready Capital Q4 GAAP loss per share $(1.80); cuts dividend to $0.125","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP loss from continuing ops of $(1.80) per share; distributable loss of $(0.03) per share.","Distributable earnings before realized losses $0.23 per share; ROE 7.1%.","Quarterly dividend cut to $0.125 per common share (payable April 30, 2025).","Subsequent events: new $150M stock repurchase program (Jan 16) and $220M private placement of 9.375% senior secured notes due 2028 (Feb 21).","Total LMM and SBL originations $2.4B in FY2024 including $1.1B SBA 7(a) loans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173840,"accession_number":"0001104659-25-016547","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2025-02-24T23:59:59+00:00","items":["2.03","8.01","9.01"],"status":"ready","headline":"Ready Capital subsidiary closes $220M 9.375% Senior Secured Notes due 2028","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["ReadyCap Holdings issued $220M aggregate principal of 9.375% Senior Secured Notes due 2028.","Notes are guaranteed by parent Ready Capital and several subsidiaries; secured by first-priority lien on assets of RCSR I and II.","Net proceeds to be used for repayment of indebtedness and general corporate purposes.","Piper Sandler & Co. acted as placement agent; notes offered in private placement exempt from registration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173839,"accession_number":"0001104659-25-004145","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2025-01-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ready Capital authorizes $150M stock repurchase program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to $150M of common stock (NYSE: RC).","Repurchases may occur on open market or in private transactions at management's discretion.","Program may utilize Rule 10b5-1 and 10b-18 plans for timing flexibility.","Timing and amount depend on market conditions, share price, and legal requirements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190820,"accession_number":"0001104659-24-131458","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2024-12-26T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Ready Capital files belated pro forma financials for May 2023 Broadmark merger","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Merger consideration: $637.2M in stock (62.2M shares at $10.24/share) on May 31, 2023.","Bargain purchase gain of $189.7M recognized on net assets acquired with fair value of $826.9M.","Pro forma net income attributable to Ready Capital for FY2023: $307.6M, or $2.09 basic EPS and $2.06 diluted EPS.","Pro forma statement assumes merger completed Jan 1, 2023; actual closing was May 31, 2023.","Former Broadmark stockholders owned ~36% of combined company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190819,"accession_number":"0001104659-24-127179","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2024-12-10T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Ready Capital closes $130M 9% senior notes due 2029; NYSE symbol RCD","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $130M aggregate principal of 9.00% Senior Notes due 2029, including $15M over-allotment.","Net proceeds of $125.4M after discounts and expenses; issue price $25 per Note.","Interest payable quarterly; notes mature December 15, 2029; no redemption before Dec 15, 2026.","Proceeds to be used to originate/acquire target assets, for general corporate purposes, or to reduce repurchase borrowings.","Listed on NYSE under symbol \"RCD\"; trading expected within 30 days."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190818,"accession_number":"0001104659-24-126306","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2024-12-06T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Ready Capital prices $115M of 9.00% senior notes due 2029 at $25 each","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$115M aggregate principal of 9.00% senior unsecured notes due 2029; priced at $25.00 per note.","Net proceeds expected to be ~$110.9M after underwriter discounts and offering expenses.","Proceeds to originate/acquire target assets, for general corporate purposes; may temporarily reduce borrowings.","Closing expected December 10, 2024, subject to customary conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190817,"accession_number":"0001104659-24-124339","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2024-12-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Ready Capital to acquire UDF IV for up to $5.89/share in cash, stock, CVRs","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total consideration up to $5.89/UDF share: pre-closing cash up to $2.44/sh, stock at closing $3.07/sh, CVRs ~$0.38/sh.","Ready Capital to issue ~12.8M shares valued at ~$94M; UDF IV holders to own ~7% of combined company.","Transaction expected to close H1 2025, approved by both boards; accretive to RC earnings and book value in 2025.","Pro forma equity capital base >$2.2B; combined company to continue under RC name, traded on NYSE.","UDF IV allowed to distribute up to $75M cash ($2.44/sh) to shareholders prior to closing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190816,"accession_number":"0001104659-24-124335","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2024-12-02T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Ready Capital to acquire United Development Funding IV for 0.416 shares plus CVRs","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each UDF IV common share exchanged for 0.416 Ready Capital common shares plus contingent value rights linked to proceeds from five portfolio loans.","UDF IV to pay a closing dividend of up to $75M; combined entity must have at least $15M unrestricted cash at close.","Deal requires UDF IV shareholder approval; termination fee of $4M if UDF IV accepts superior proposal.","Portfolio loans principal initially ~$13.3M; CVR holders get 60% of net proceeds after Parent recovers that amount.","Merger expected to close before April 15, 2025, subject to conditions including tax opinions and SEC registration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190815,"accession_number":"0001628280-24-046328","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ready Capital reports Q3 GAAP loss of $(0.07)/share; record SBA lending of $440M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP loss from continuing ops of $(0.07) per share; Distributable Earnings loss of $(0.28) per share.","Distributable Earnings before realized losses of $0.25 per share; return on equity before realized losses 8.4%.","Record Small Business Lending originations of $440M, including $355M SBA 7(a) loans.","Net book value per share $12.59 as of Sept 30; dividend of $0.25 per share declared and paid.","Acquired Funding Circle USA, Inc. to strengthen Small Business Lending platform."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":207294,"accession_number":"0001558370-24-011390","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2024-08-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ready Capital Q2 GAAP loss $(0.21)/share; distributable EPS $0.07; dividend $0.30","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP loss from continuing ops $(0.21) per share; distributable EPS $0.07; distributable EPS before realized losses $0.19.","Sold $4.7B residential mortgage servicing rights for net $61.8M; exiting residential mortgage banking segment.","Completed sale process of $462M under-performing loans; settlement expected in Q3 2024.","Acquired Madison One (USDA/SBA lender); post-quarter acquired Funding Circle USA (small business lending).","Repurchased ~2.3M shares at avg $8.61; net book value $12.97; dividend $0.30 declared and paid."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":207293,"accession_number":"0001104659-24-083972","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Ready Capital shareholders elect all director nominees, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All seven director nominees re-elected; highest withheld votes were for J. Mitchell Reese (22.9M withheld).","Ratification of Deloitte & Touche as auditor approved: 126.2M for, 1.0M against.","Advisory vote on executive compensation approved: 75.0M for, 13.1M against, 1.2M abstentions.","Broker non-votes: 38.4M shares not voted on director election and say-on-pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":224704,"accession_number":"0001558370-24-007407","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ready Capital reports Q1 GAAP loss $(0.45)/share; distributable earnings $0.29/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP loss per common share from continuing ops $(0.45); distributable earnings per common share $0.29.","Total investments $457M, including record $197M SBA 7(a) loans; LMM originations $260M.","Declared and paid $0.30/share quarterly dividend; net book value $13.44 per share as of March 31.","Repurchased 2.1M shares in Q1 (avg $8.88); entered $115.25M delayed draw term loan, $75M drawn."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243964,"accession_number":"0001558370-24-001842","cik":1527590,"company_name":"Ready Capital Corp","ticker":"RC","form_type":"8-K","filed_at":"2024-02-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ready Capital Q4 2023 GAAP EPS $0.12, distributable EPS $0.26; pays $0.30 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS from continuing ops $0.12; distributable EPS $0.26; distributable ROAE 7.5%.","Net book value $14.10/share as of Dec 31, 2023; paid dividend $0.30/share.","Q4 total investments $449M: $297M LMM originations + $152M SBA 7(a) loans.","Full-year GAAP EPS $2.27, distributable EPS $1.18; distributable ROAE 8.6%.","Completed Broadmark merger; liquidated 23% of portfolio; initiated $100M buyback, repurchased 1.7M shares at $10.82 avg."],"consensus_eps_estimate":null,"consensus_eps_actual":2.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":302350922.1573034,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}