{"filings":[{"id":1636996,"accession_number":"0001193125-26-303158","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2026-07-14T20:05:30+00:00","items":["1.01","5.02","7.01","9.01"],"status":"ready","headline":"REPAY appoints Zach Sadek to board, enters cooperation agreement with Parthenon Capital","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board expanded from 6 to 7; Zachary F. Sadek appointed effective July 13, 2026, term through 2027 annual meeting.","Sadek is a Senior Partner at Parthenon Capital, an affiliate of one of REPAY's largest stockholders.","Cooperation agreement includes customary standstill and confidentiality obligations until 30 days after Sadek's departure or after 2027 annual meeting.","Sadek qualifies as independent under NASDAQ listing standards; will participate in non-employee director compensation.","Agreement reflects shared commitment to driving improved performance and creating long-term stockholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1056677,"accession_number":"0001720592-26-000004","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2026-06-15T20:11:13+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Repay Holdings subsidiary amends credit agreement; term loan maturity shortened to 2032","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Hawk Parent Holdings LLC enters First Amendment to Credit Agreement dated June 12, 2026.","Term loan facility maturity reduced by one year from June 1, 2033 to June 1, 2032.","No change to aggregate commitments or interest rate margins under credit facilities.","Amendment revises springing maturity provisions for 2.875% Convertible Senior Notes due 2029.","Amendment relates to post-closing syndication of credit facilities; other terms unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1027321,"accession_number":"0001720592-26-000002","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2026-06-12T20:06:12+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Repay shareholders approve incentive plan amendment and director elections","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders approved Third Amended Omnibus Incentive Plan, increasing authorized shares by 2.5M to 24.7M and extending term to April 2036.","All six director nominees elected: Paul Garcia, Maryann Goebel, Peter Kight, John Morris, Emnet Rios, Richard Thornburgh.","Non-binding advisory vote on executive compensation passed: 36.8M for, 32.8M against.","Ratification of Grant Thornton as independent auditor for FY2026 approved: 84.7M for, 0.4M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":778156,"accession_number":"0001193125-26-251442","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2026-06-01T20:14:04+00:00","items":["1.01","2.01","1.02","9.01","2.03","7.01"],"status":"ready","headline":"REPAY closes $372M acquisition of KUBRA, funded with new $500M term loan","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired KUBRA for $372M cash; KUBRA becomes indirect wholly owned subsidiary of REPAY.","Funded by $500M senior secured term loan and $100M undrawn revolver; net leverage ~4.0x, expected below 3.0x in 18 months.","KUBRA expected to add $150-154M revenue and $27.5-30M Adj EBITDA for 7 months; FY 2026 outlook raised.","Identified $15M+ annual cost synergies, $5M tech savings, and $5M revenue opportunities by 2028; FCF accretion of 25% by 2028.","REPAY announces investor day for December 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":94980,"accession_number":"0001193125-26-204004","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q1 revenue $80.8M; Adj. EBITDA $34.4M; reiterates 2026 margin outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $80.8M, up 4.5% YoY from $77.3M in Q1 2025.","Net loss of $10.0M vs $8.2M in Q1 2025; Adjusted EBITDA $34.4M vs $33.2M.","Free cash flow improved to $5.4M from -$8.0M YoY; FCF conversion 16% vs -24%.","Reaffirms updated 2026 adjusted EBITDA outlook for improved margins (no specific numbers provided)."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":80794000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":94979,"accession_number":"0001193125-26-179019","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Repay Holdings Provides Preliminary Q1 2026 Results, Raises Full Year 2026 Adjusted EBITDA Outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2026 revenue expected $80.5M-$81.0M, representing about 4% year-over-year growth.","Business Payments revenue grew approximately 18% year-over-year in Q1.","Q1 2026 Adjusted EBITDA expected $33.8M-$34.3M, representing ~42% margin.","Full year 2026 Adjusted EBITDA outlook raised to $141M-$146M from previous $136.5M-$141.5M.","Completed buyout of a strategic distribution partner in Q1, with one-time cash payment and positive Adjusted EBITDA impact."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":80794000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":94978,"accession_number":"0001193125-26-153953","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2026-04-14T23:59:59+00:00","items":["1.01","3.03","5.03","7.01","9.01"],"status":"ready","headline":"Repay Holdings adopts stockholder rights plan with 12.5% trigger due to rapid stock accumulation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Trigger at 12.5% beneficial ownership; rights exercisable 10 days after announcement of acquiring person.","Each right allows purchase of 1/1000th share of Series A Junior Participating Preferred for $17.00.","Rights expire April 13, 2027; board may redeem at $0.001 per right before distribution date.","Qualifying offer provision: 20% stockholders can demand special meeting to vote on exempting a qualifying offer.","Dividend of one right per share payable April 24, 2026 to holders of record as of that date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":107736,"accession_number":"0001193125-26-133296","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2026-03-31T23:59:59+00:00","items":["1.01","2.03","7.01","9.01"],"status":"ready","headline":"Repay Holdings to acquire KUBRA for $372M; expects Q2 2026 close","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Aggregate purchase price ~$372M; financed via cash on hand and $500M term loan + $100M revolver from Truist.","Combined 2025 revenue ~$548M, Adj. EBITDA ~$178M; expects $15M+ annual cost synergies and $5M+ tech savings.","KUBRA serves 250+ clients in utilities, government, insurance; reaches over 40% of US/Canada households.","Closing expected Q2 2026 subject to HSR and other regulatory approvals; termination fee of $18.6M if REPAY fails to close.","REPAY to host investor conference call March 31, 2026 at 8:00 AM ET to discuss the acquisition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":107735,"accession_number":"0001193125-26-098510","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2026-03-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q4 2025 net loss $148.3M on goodwill impairment; revenue flat YoY, guides double-digit 2026 growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $78.6M vs $78.3M Q4 2024, essentially flat YoY.","Net loss of $148.3M includes $138.9M goodwill impairment in Consumer Payments segment.","Adjusted EBITDA $32.4M down from $36.5M YoY; free cash flow $13.8M vs $23.5M.","Free cash flow conversion fell to 43% from 64% a year ago.","2026 outlook: expects double-digit reported revenue growth and positive free cash flow."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":107734,"accession_number":"0001193125-26-071873","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Repay Holdings sets 2026 executive cash bonus plan with Adjusted EBITDA as primary metric","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Target bonus levels for executive officers range from 50% to 100% of base salary.","75% of bonus tied to Company Adjusted EBITDA performance; 25% based on individual goals.","Payouts: 50% of target at threshold, 100% at target, 200% at maximum, with linear interpolation.","No changes to existing employment agreements or compensation structure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":107733,"accession_number":"0001193125-26-048694","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2026-02-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Repay Holdings President Shaler Alias to depart Feb 27, 2026; no replacement planned","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["President Shaler Alias leaving Repay Holdings effective Feb 27, 2026, by mutual agreement.","Alias co-founded REPAY in 2006; resigns from Board of Directors on same date.","CEO John Morris and exec team to lead operations; President role not filled.","Alias entitled to severance benefits under his executive employment agreement.","Alias said he will remain a stockholder and pursue personal investments and philanthropy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124110,"accession_number":"0001193125-25-315935","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2025-12-11T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Repay EVP Jacob Moore to depart Dec 23, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jacob H. Moore, EVP – Consumer Payments, notified of employment end on Dec 23, 2025.","No replacement named in the filing; effective date set for Dec 23, 2025.","Departure disclosed on Dec 8, 2025, filed Dec 11, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124109,"accession_number":"0001193125-25-274223","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2025-11-10T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q3 2025 revenue $77.7M, net loss $6.6M; retires $73.5M of notes","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue of $77.7M vs $79.1M in Q3 2024; gross profit $57.8M.","Net loss of $6.6M vs net income of $3.2M in Q3 2024; Adjusted EBITDA $31.2M (down 11% YoY).","Retired $73.5M of convertible notes and repurchased $15.6M of shares during Q3.","Free Cash Flow of $20.8M (67% conversion); operating cash flow $32.2M.","Company refining outlook for sustainable growth in Q4 2025; no specific guidance provided."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":230676000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124108,"accession_number":"0001193125-25-253914","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Robert H. Hartheimer resigns from Repay Holdings Board effective immediately","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board member Robert H. Hartheimer resigned effective October 27, 2025.","Resignation not due to any disagreement with company operations, policies, or practices.","No replacement or further details on the departure were disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":140764,"accession_number":"0001720592-25-000010","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2025-08-11T23:59:59+00:00","items":["2.02","5.02","7.01","9.01"],"status":"ready","headline":"REPAY Q2 revenue $75.6M; net loss $108M on $103.8M goodwill impairment; appoints new CFO","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2025 revenue $75.6M vs $74.9M in Q2 2024; gross profit $57.2M; net loss $108M including $103.8M goodwill impairment in Consumer Payments segment.","Adjusted EBITDA $31.8M; free cash flow $22.6M (71% conversion); repurchased 4.8M shares for $22.6M during Q2.","Appointed Robert S. Houser as CFO effective Sept 8, 2025; annual base salary $400K, target bonus 60%, one-time awards of $250K cash and $700K restricted stock.","Interim CFO Thomas Sullivan returns to Chief Accounting Officer role upon Houser's start.","Management reiterated 2025 outlook for accelerating growth in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":152951000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158508,"accession_number":"0000950170-25-086343","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2025-06-13T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Repay Holdings annual meeting elects all director nominees; advisory vote on exec compensation passes with 27% against","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All eight director nominees elected: Shaler Alias, Paul Garcia, Maryann Goebel, Robert Hartheimer, Peter Kight, John Morris, Emnet Rios, Richard Thornburgh each received >65M shares for.","Advisory vote on executive compensation passed (51.6M for, 19.3M against, 27% against); broker non-votes 14.7M.","Ratification of Grant Thornton LLP as independent auditor for FY2025 approved with 85.1M votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158507,"accession_number":"0000950170-25-069180","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2025-05-12T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"REPAY Q1 revenue $77.3M, net loss $8.2M; buyback raised to $75M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue of $77.3M, down from $80.7M in Q1 2024; GAAP net loss widened to $8.2M from $5.4M.","Adjusted EBITDA fell to $33.2M from $35.5M; free cash flow turned negative to -$8.0M.","Strategic review concluded; company provides 2025 outlook expecting accelerating growth.","Share repurchase authorization increased from $50M to $75M; $61.2M remains available.","Gross profit declined to $58.7M from $61.5M in the prior-year quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":77325000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158506,"accession_number":"0000950170-25-058708","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Repay CFO Tim Murphy resigns; CAO Thomas Sullivan named interim CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Tim Murphy resigns as CFO effective May 15, 2025, to join a private equity-backed company outside payments.","Murphy served as CFO since 2014, helped lead REPAY's 2019 IPO and 11 acquisitions during his tenure.","Thomas Sullivan, current Chief Accounting Officer, appointed Interim CFO effective upon Murphy's departure.","Company will conduct an executive search for a permanent CFO; transition is not due to any disagreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":176893,"accession_number":"0000950170-25-032145","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Repay Holdings sets 2025 executive bonus program with Adjusted EBITDA and Gross Profit metrics","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Executive bonus targets range from 50% to 100% of base salary.","75% of bonus tied to company financial goals (Adjusted EBITDA; business unit leaders use Gross Profit + Adjusted EBITDA).","Remaining 25% based on individual performance goals.","Minimum threshold yields 50% of target; target yields 100%; maximum yields 200%.","Straight-line interpolation used for results between thresholds."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":176892,"accession_number":"0000950170-25-030848","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2025-03-03T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q4 revenue $78.3M (+3% YoY), net loss $4M; launches strategic review","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Gross profit Q4 $59.7M (+2% YoY); full year gross profit +6%.","Adjusted EBITDA Q4 $36.5M (+9% YoY); full year adjusted EBITDA growth.","Q4 net loss $4.0M vs $77.7M loss in Q4 2023 (includes $75.7M impairment).","Free cash flow Q4 $23.5M (+8% YoY); free cash flow conversion 64%.","Board commenced strategic review process to explore potential alternatives."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":193705,"accession_number":"0000950170-24-125356","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Repay Q3 2024 revenue $79.1M (+6% YoY), net income $3.2M, FCF $48.8M (+250%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $79.1M (+6% YoY); gross profit $61.6M (+9% YoY).","Net income $3.2M (vs net loss $6.5M in Q3 2023); Adjusted EBITDA $35.1M (+10%).","Free Cash Flow $48.8M (+250% YoY); cash from operations $60.1M.","Company updated 2024 outlook, increasing free cash flow conversion guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":234771000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210005,"accession_number":"0000950170-24-093923","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2024-08-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q2 2024: gross profit +7%, adj EBITDA +10%, FCF +93% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue of $74.9M (+4% YoY); gross profit $58.6M (+7% YoY).","Net loss narrowed to $4.2M from $5.3M (21% improvement).","Adjusted EBITDA $33.7M (+10% YoY); margin expanded.","Free cash flow surged to $19.3M (+93% YoY).","Company reiterates full-year 2024 outlook with accelerating FCF conversion."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":155626000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210004,"accession_number":"0000950170-24-082963","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2024-07-11T23:59:59+00:00","items":["1.01","2.03","7.01","9.01"],"status":"ready","headline":"REPAY closes upsized $250M revolving credit facility, replacing $185M facility","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["New $250M senior secured revolving credit facility is undrawn; replaces prior $185M facility.","Maturity is the earlier of 5 years, 91 days before 2026 or 2029 convertible notes maturity.","Interest rate: Term SOFR + 1.75%-2.75% or base rate + 0.75%-1.75%, depending on leverage.","Covenants: max secured net leverage ratio of 2.0x (2.5x post-acquisition) and min interest coverage 3.0x.","CEO states the facility provides financial flexibility for profitable growth and cash generation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210003,"accession_number":"0000950170-24-082154","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2024-07-08T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"Repay closes $287.5M convertible note offering, repurchases $220M of 2026 notes and 3.9M shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued $287.5M of 2.875% convertible senior notes due 2029 (including full greenshoe); initial conversion price ~$13.02 per share.","Used ~$200M of net proceeds plus $5.1M cash to repurchase $220M aggregate principal of outstanding 0.00% convertible notes due 2026.","Used ~$40M to repurchase ~3.9M shares of Class A common stock at $10.21 per share concurrently with the offering.","Entered capped call transactions (cost ~$39.2M) with initial cap price of $20.42 to reduce potential dilution upon conversion.","Net proceeds ~$279.2M; notes are senior unsecured, mature July 15, 2029; redemption not permitted before July 20, 2027."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210002,"accession_number":"0000950170-24-080665","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2024-07-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Repay Holdings launches $260M convertible notes offering due 2029; plans to repurchase existing 2026 notes and shares","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Proposed offering of $260M principal of convertible senior notes due 2029; underwriters option for additional $27.5M.","Net proceeds to fund capped call transactions, repurchase portion of outstanding 2026 notes, and buy back common stock.","Capped call expected to reduce potential dilution upon conversion; redemption possible after July 2027.","Contemporaneous repurchase of 2026 notes and common stock via privately negotiated transactions.","Also intends to seek increase in revolving credit facility to $250M (subject to completion and conditions)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228214,"accession_number":"0000950170-24-067956","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2024-06-03T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Repay shareholders approve Omnibus Incentive Plan amendment adding 8.4M shares, extend term to 2034","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Stockholders approved increase in authorized shares under the Second Amended and Restated Omnibus Incentive Plan by 8,400,000 shares.","Total shares available for issuance under the plan: 22,226,728; plan term extended to April 19, 2034.","All director nominees elected; advisory vote on executive compensation passed with 73.7M for vs 2.5M against.","Ratification of Grant Thornton as independent auditor for FY2024 received 89.8M for, 330k against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228213,"accession_number":"0000950170-24-056930","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q1 revenue +8% to $80.7M; Adj. EBITDA +15%; net loss narrows 81%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $80.7M (+8% YoY); gross profit $61.5M (+9%); organic gross profit growth 11%.","Net loss $5.4M improved from $27.9M YoY; Adjusted EBITDA $35.5M (+15%).","Free cash flow $13.7M, up 93% YoY; cash from ops $24.8M (+19%).","Company reiterates 2024 outlook, including acceleration in free cash flow conversion."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":80720000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":246962,"accession_number":"0000950170-24-023078","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2024-02-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q4 revenue up 5% to $76M; net loss $77.7M on $75.7M goodwill impairment","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Q4 card payment volume $6,421M (-3% YoY).","Q4 gross profit $58.7M (+2% YoY); adjusted EBITDA $33.5M (-7% YoY).","Full year normalized organic gross profit growth 13%.","Company expects 2024 acceleration in free cash flow conversion.","Net loss includes $75.7M non-cash goodwill impairment charge."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":296627000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":246961,"accession_number":"0000950170-24-019344","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2024-02-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Repay Holdings 2024 executive bonus: 75% financial, 25% individual, payout 50-200% of target","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Executive target bonuses set at 50% to 100% of base salary for 2024.","75% of bonus tied to Adjusted EBITDA (or business unit Gross Profit for unit leaders).","Remaining 25% of bonus based on individual performance goals.","Payout: 0% below threshold; 50% at threshold; 100% at target; 200% at or above max.","Straight-line interpolation used for results between performance levels."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264388,"accession_number":"0000950170-23-062030","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2023-11-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q3 revenue up 4% to $74.3M; raises full-year revenue outlook","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Revenue $74.3M (+4% YoY); gross profit $56.7M (+3% YoY).","Net loss $6.5M vs net income $5.4M in Q3 2022; adjusted EBITDA $31.9M (+1%).","Card payment volume $6.4B, flat YoY.","Raising full year 2023 revenue outlook (specific new guidance not disclosed in excerpt)."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":220640000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":281634,"accession_number":"0000950170-23-040566","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2023-08-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q2 gross profit +8% YoY to $54.9M; raises FY 2023 revenue and gross profit outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $71.8M (+6% YoY); gross profit $54.9M (+8% YoY).","Organic gross profit growth of 12% YoY; net loss $5.3M vs net loss $1.4M prior year.","Adjusted EBITDA $30.3M (+10% YoY); adjusted net income $18.8M (+13% YoY).","Company raising full year 2023 revenue and gross profit guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":146320000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":300536,"accession_number":"0000950170-23-028628","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2023-06-16T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Repay Holdings shareholders elect directors and approve executive compensation at 2023 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All six director nominees elected with majority votes; Shaler Alias, Richard Thornburgh, Paul Garcia, William Jacobs, Peter Kight, John Morris.","Non-binding advisory vote on named executive officer compensation passed with 72.9M for, 399K against.","Ratification of Grant Thornton LLP as independent auditor for FY2023 approved with 85.1M for, 2.7M against.","Broker non-votes of 14.4M shares on director and compensation proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":300535,"accession_number":"0000950170-23-020536","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2023-05-10T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q1 2023 net loss $27.9M vs profit $12.9M YoY; revenue up 10%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $27.9M vs net income of $12.9M in Q1 2022; adjusted net income $19.2M (up 3%).","Revenue of $74.5M, up 10% year-over-year; gross profit of $56.6M, up 11%.","Card payment volume $6.58B, up 3% YoY.","Adjusted EBITDA of $31.2M, up 6% YoY.","Full year 2023 outlook reiterated (no specific guidance numbers provided)."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":74537000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":320533,"accession_number":"0000950170-23-009495","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2023-03-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Repay Holdings sets 2023 executive bonuses and equity grants; Moore target raised","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["2023 AIP: 75% based on Adjusted EBITDA (or Gross Profit+EBITDA for unit heads), 25% on individual goals, with 0%-200% payout range.","Jake Moore's cash bonus target increased from 50% to 75% of base salary; other execs range from 50% to 100%.","Annual equity grants: 50% time-based RSAs (4-year cliff vest) and 50% PSUs tied to TSR vs Russell 2000 over 3 years.","One-time performance stock options (PSOs) granted to certain execs vest at share price thresholds of $10, $14.50, $19.54.","PSU performance period ends Dec 31, 2025; RSAs vest annually starting March 19, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":320532,"accession_number":"0000950170-23-005543","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2023-03-01T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Repay Holdings reports Q4 and FY 2022 results; no specific figures available in provided exhibits","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Filing references press release for Q4/FY2022 results; appended exhibits (99.2, 99.3) contain only disclaimers, no financial data.","No specific revenue, EPS, or guidance figures available from provided materials.","Investors should refer to the full press release (Exhibit 99.1) for actual results."],"consensus_eps_estimate":null,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":279227000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":320531,"accession_number":"0000950170-23-004375","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2023-02-24T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Repay Holdings amends Bylaws to comply with universal proxy rules and DGCL changes","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board approved amended Bylaws effective February 23, 2023.","Updated director nomination procedures to comply with SEC Rule 14a-19 (universal proxy).","Removed requirement to provide stockholder list at meetings per amended DGCL Section 219.","Made technical and conforming revisions to Bylaws."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":320530,"accession_number":"0000950170-23-002896","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2023-02-15T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY divests Blue Cow Software for $41M; reaffirms FY2022 guidance","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Divested Blue Cow Software (fuel/propane management) to PDI Technologies for ~$41M cash.","Proceeds to improve financial flexibility, reduce net leverage below 3.0x, and fund M&A.","Part of strategy to focus on B2B payments and consumer payments verticals.","REPAY reaffirms FY2022 financial guidance previously provided with Q3 2022 results.","Transaction is accretive to organic gross profit growth (non-GAAP measure)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":320529,"accession_number":"0000950170-23-002466","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2023-02-10T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Repay Holdings amends credit agreement to replace LIBOR with SOFR","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Third Amendment to Amended Credit Agreement signed Feb 9, 2023.","Replaces LIBOR interest rate benchmark with SOFR; other ministerial changes.","All other material terms of the credit agreement remain unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":338686,"accession_number":"0000950170-22-023847","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2022-11-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q3 2022: Revenue $71.6M (+17% YoY), net income $5.4M vs loss YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $71.6M, up 17% YoY; gross profit $54.9M, up 20% YoY.","Card payment volume $6.42B, up 15% YoY; net income of $5.4M vs -$7.3M loss in Q3 2021.","Adjusted EBITDA $31.7M (+30% YoY); adjusted net income $22.8M (+33% YoY).","Reaffirms full year 2022 guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":0.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":206553935.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":356030,"accession_number":"0000950170-22-016048","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2022-08-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q2 2022: Card volume +34% to $6.2B, revenue +39% to $67.4M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $67.4M (+39% YoY); gross profit $50.7M (+42% YoY).","Net loss narrowed to $1.4M from $13.4M; adjusted net income $16.1M ($0.17 per share).","Adjusted EBITDA $27.6M, up 35% YoY.","B2B supplier network reaches 135,000; consumer lending recovery taking longer than anticipated.","Card payment volume $6.2B, up 34% over Q2 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":134998836.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":374353,"accession_number":"0001193125-22-170564","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2022-06-09T23:59:59+00:00","items":["5.02","5.03","5.07","9.01"],"status":"ready","headline":"Repay shareholders approve declassified board, 6.5M new shares for incentive plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders approved amendment to declassify Board of Directors, effective immediately.","Amendment removes supermajority voting requirements for charter/bylaw changes.","Omnibus Incentive Plan amended: adds 6.5M shares, extends term to April 2032, vests min 1 year.","Non-employee director annual award cap set at $650K per calendar year.","Three Class III directors elected: William Jacobs, Peter J. Kight, John Morris."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":374352,"accession_number":"0001564590-22-020484","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2022-05-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"REPAY authorizes up to $50M share repurchase program","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board authorized repurchase of up to $50 million of Class A common stock.","Repurchases may be made in open market, privately negotiated, or via 10b5-1 plans.","CFO Tim Murphy cites confidence in business strength and belief shares are undervalued.","Program does not obligate company to buy any specific amount; may be suspended or discontinued."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":374351,"accession_number":"0001564590-22-019271","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2022-05-10T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q1 2022 revenue up 42% YoY to $67.6M; net income $12.9M vs loss a year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Card payment volume $6.4B (+39% YoY); total revenue $67.6M (+42% YoY).","Gross profit $51.0M (+46% YoY); net income $12.9M vs net loss of $18.0M in Q1 2021.","Adjusted EBITDA $29.3M (+43% YoY); Adjusted Net Income $18.4M (+22% YoY); adj. EPS $0.19.","AP supplier network exceeded 127k; new virtual card clients and AR/AP unified capabilities commercialized."],"consensus_eps_estimate":null,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":67564055.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":392902,"accession_number":"0001564590-22-008051","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2022-03-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Repay Holdings boosts CEO target bonus to 100% of base salary","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO John Morris target annual bonus increased from 50% to 100% of base salary, effective March 1, 2022.","2022 annual cash bonus plan: 75% tied to Adjusted EBITDA, 25% to individual goals; max payout 200% of target.","Equity awards granted: 50% time-based RSAs with 4-year vest, 50% performance-based PSUs based on 3-year TSR vs Russell 2000."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":392901,"accession_number":"0001564590-22-008036","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2022-03-01T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q4 2021: Revenue up 50% to $62.2M, adjusted EBITDA up 58% to $27.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Card payment volume of $5.6B in Q4 (+43% YoY); full year 2021 volume $20.5B (+35%).","GAAP net loss $17.4M (vs $8.9M loss in Q4 2020); adjusted net income $27.0M ($0.28 per share).","Full year 2021 revenue $219.3M (+41%), gross profit $163.8M (+44%).","Adjusted EBITDA (revised definition) $93.2M for full year 2021, up 57% from 2020.","Management cites digital payment tailwinds but provides no specific 2022 guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.6,"consensus_revenue_estimate":null,"consensus_revenue_actual":219258038.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":392900,"accession_number":"0001564590-22-000022","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2022-01-03T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"REPAY acquires Payix for up to $115M; upsizes revolver capacity to $185M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Purchase price up to $115M: $95M at closing plus up to $20M earnout based on 2022 performance.","Financed with cash on hand and available revolver; net leverage ~3.6x post-transaction, expected below 3.0x by year-end 2022.","Payix expected 2022 revenue >$15M, with gross margins ~65% and adjusted EBITDA margins ~40%.","Acquisition enhances REPAY's position in automotive loan repayment and accelerates BNPL expansion.","Revolver capacity increased from $125M to $185M via credit agreement amendment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":411324,"accession_number":"0001564590-21-059576","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2021-12-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"REPAY appoints Emnet Rios to Board of Directors effective Jan 1, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ms. Rios brings over 20 years of financial services and tech experience; currently CFO/COO of Digital Asset.","She will receive an initial annual equity award of restricted stock units valued at $170,000.","Appointment effective January 1, 2022; no arrangements or family relationships disclosed.","CEO John Morris highlighted her distributed ledger expertise to support growth and payment network expansion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":411323,"accession_number":"0001564590-21-055710","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2021-11-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"REPAY Q3 revenue up 62% to $61.1M; card payment volume up 48% to $5.6B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Card payment volume $5.6B (+48% YoY); gross profit $45.8M (+69% YoY).","Total revenue $61.1M (+62% YoY); net loss narrowed to ($7.1M) from ($12.1M).","Adjusted EBITDA $27.0M (+73% YoY); Adjusted Net Income $19.0M (+77% YoY).","B2B business: over 80 software integrations and supplier network over 105,000.","CEO cites strong momentum across diversified platform heading into 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":157057751.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":430084,"accession_number":"0001564590-21-045305","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K/A","filed_at":"2021-08-20T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Repay acquires BT Intermediate; historical financials show 2020 revenue of $51.7M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["BT Intermediate 2020 revenue $51.7M, up 16.5% from $44.3M in 2019.","Net income $1.5M in 2020 vs net loss of $1.8M in 2019.","Total assets $188.7M, goodwill $59.4M as of Dec 31, 2020.","Long-term debt net of unamortized costs $71.1M; line of credit repaid by year-end.","Acquisition closed June 15, 2021; pro forma combined information filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":430086,"accession_number":"0001564590-21-045171","cik":1720592,"company_name":"Repay Holdings Corp","ticker":"RPAY","form_type":"8-K","filed_at":"2021-08-19T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Repay Holdings shareholders approve 2021 ESPP authorizing 1M shares, elect directors","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Stockholders approved the 2021 Employee Stock Purchase Plan (ESPP) allowing purchases of up to 1,000,000 Class A common shares via payroll deductions.","Class II directors Maryann Goebel (67.98M for) and Robert Hartheimer (65.31M for) elected to terms expiring at 2024 annual meeting.","Non-binding advisory vote on executive compensation approved (81.34M for, 998.6K against); future Say on Pay votes to be held annually.","Ratification of Grant Thornton LLP as independent auditor for FY2021 approved (85.77M for, 42.7K against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":334730370.9866667,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-08-19T23:59:59+00:00|430086"}