{"filings":[{"id":1176320,"accession_number":"0001185185-26-002595","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-06-22T10:02:07+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Roundtable launches real-time USDC payment platform for publishers via Coinbase","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Nearly 200 professional publishers can now receive USDC instantly when ad revenue is earned.","Coinbase provides crypto wallet support and USDC payment rails for real-time settlement.","Roundtable operates a dedicated USDC liquidity pool to finance ad buy/sell transactions at scale.","Platform records every transaction onchain, providing immutable reporting and payment infrastructure.","Aims to shorten historical settlement cycles of weeks/months for the $200B professional media industry."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1176322,"accession_number":"0001185185-26-002594","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-06-22T10:01:44+00:00","items":["8.01","9.01"],"status":"ready","headline":"RYVYL (RTB) posts 13,619,997 shares outstanding post-merger with RTB Digital on May 12","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Share issuance completed per merger agreement; total outstanding as of June 18, 2026: 13,619,997.","Excludes shares issuable on exercise of warrants, options, RSUs, debt conversion, or anti-dilution provisions.","Combination with RTB Digital, Inc. (Delaware) closed on May 12, 2026.","No financial impact or new business developments disclosed; update is procedural."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":890836,"accession_number":"0001185185-26-002368","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-06-05T21:25:23+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director David Bailey resigns from RTB Digital board to focus on CEO role at Nakamoto","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David Bailey departed board of directors effective June 1, 2026.","Bailey is CEO of Nakamoto, Inc. (NASDAQ: NAKA) and will focus on that role.","Departure is not due to any disagreement with the Company's operations or policies.","Bailey was a co-founder of recently acquired business and served as founding investor.","No replacement director has been named."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":581798,"accession_number":"0001185185-26-002057","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-05-21T20:05:41+00:00","items":["2.01","3.02","5.01","5.02","5.03","9.01"],"status":"ready","headline":"RTB Digital (formerly Ryvyl) closes merger; issues 4.4M shares, names Heckman CEO","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger closed May 12, 2026; RTB survives as wholly-owned subsidiary of Ryvyl (now RTB Digital).","Issued 4,384,504 shares to former RTB shareholders; 5,774,711 shares outstanding post-merger.","Board reconstituted to 7 members; James Heckman (CEO), Aly Madhavji (CFO), Walton Comer (Chairman).","Officers: James Heckman (CEO), Aly Madhavji (CFO), George Oliva (CAO), William Sornsin (COO).","Company renamed RTB Digital, Inc.; trading symbol changed to RTB on Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":70842,"accession_number":"0001185185-26-001834","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K/A","filed_at":"2026-05-13T21:28:42+00:00","items":["9.01"],"status":"ready","headline":"RYVYL Inc. changes name to RTB Digital, Inc., effective May 12, 2026","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Name change from RYVYL Inc. to RTB Digital, Inc. effective May 12, 2026.","Certificate of Merger between RYVYL Merger Sub Inc. and RTB Digital, Inc. filed as Exhibit 3.2.","No financial impact or additional operational details provided in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":53721,"accession_number":"0001185185-26-001820","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-05-13T14:11:22+00:00","items":["1.01","9.01"],"status":"ready","headline":"Ryvyl consummates merger with RTB Digital, changes name and ticker to RTB","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger Sub merged with and into RTB Digital; RTB survives as wholly owned subsidiary of Ryvyl.","11,893,886 shares issued for RTB common, preferred, and assumed notes; total outstanding ~13,174,895 shares.","109,410 shares issued to Maxim Partners LLC under investment banking agreement.","Ticker changes from RVYL to RTB, effective May 13, 2026, on Nasdaq Capital Market.","Company name changed to RTB Digital, Inc., doing business as Roundtable; full-stack Web3 platform."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92746,"accession_number":"0001185185-26-001602","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["3.01","9.01"],"status":"ready","headline":"RYVYL receives Nasdaq delisting notice for equity non-compliance; merger expected to cure","summary_kind":"llm","event_type":"regulatory","confidence":"medium","bullets":["Received Nasdaq notice on April 23, 2026 for non-compliance with minimum $2.5M stockholders' equity under Rule 5550(b)(1).","Unless appeal requested by April 30, 2026, common stock would be delisted on May 4, 2026.","Filed appeal on April 29, 2026, staying suspension pending Panel decision.","Expects merger with RTB Digital (approved April 1, 2026) to bring equity above $20M and regain compliance.","No financial details provided; forward-looking and contingent on merger closing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92745,"accession_number":"0001185185-26-001539","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SEC approves Ryvyl settlement without monetary penalty; permanent injunction entered","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["SEC approved agreed judgment that resolves all potential claims against Ryvyl; no monetary penalty and no admission of wrongdoing.","Company permanently enjoined from violating Section 10(b), 17(a), and Section 13(a) securities laws.","Final step is district court endorsement, expected shortly; case is SEC v. Ryvyl Inc., et al., Case No. 3-26-cv-02672-WQH-MMP (S.D. Cal.).","Settlement had been previously disclosed in July 2024; today's filing memorializes the resolution with no new claims."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92744,"accession_number":"0001185185-26-001245","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-04-02T23:59:59+00:00","items":["5.07","5.02","9.01"],"status":"ready","headline":"RYVYL shareholders approve merger with RTB Digital; 85% of shares locked for one year","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger approved with 99% of votes cast in favor; closing imminent subject to Nasdaq approval of RTB listing.","$35M invested into Roundtable pre-merger; 85% of outstanding shares (11.5M of 13.5M) locked for at least one year.","Only 2M shares unlocked to meet Nasdaq liquidity requirements; the rest locked.","$10M deposit toward strategic acquisition of a digital media company's sales, operations, and distribution.","Steven Fletcher appointed to board; former Goldman Sachs banker with 20+ years digital media experience."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103839,"accession_number":"0001185185-26-001109","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-03-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"RTB Digital signs $10M deposit strategic agreement, Ryvyl to assume terms after merger","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["RTB Digital (Ryvyl merger target) signed a confidential Strategic Agreement for controlling interest in a strategically aligned company.","Non-refundable $10M deposit paid at signing, applied to final purchase price.","Certain terms still under negotiation, expected to be finalized within 30 days.","Conditions include additional purchase price funding and RTB assuming portion of seller group debt.","Ryvyl will assume the Strategic Agreement as surviving entity upon merger close."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103838,"accession_number":"0001185185-26-001060","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-03-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"RYVYL says 99% of votes cast favor Roundtable merger; adjourns meeting to April 1","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["99% of votes cast support merger with RTB Digital (Roundtable), with 659,620 votes in favor.","Only 5% additional votes needed to reach >50% of outstanding shares required for approval.","Special meeting adjourned to April 1, 2026 at 4:00 p.m. EST; possible further adjournment to April 6.","Record date of February 6, 2026 unchanged for reconvened meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103837,"accession_number":"0001185185-26-000950","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-03-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"RYVYL adjourns special meeting on Roundtable merger to March 25; 99% of votes cast in favor","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Special Meeting reconvenes virtually on March 25, 2026 at 4pm EST.","99% of votes cast favor the merger; only 7% additional votes needed for approval.","43% of entitled shares submitted so far; company in recess to gather more votes.","Record date Feb 6, 2026 unchanged; shareholders urged to vote before reconvened meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103836,"accession_number":"0001185185-26-000222","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-01-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"RYVYL regains Nasdaq min bid price compliance; merger with Roundtable S-4 filed","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Regained Nasdaq compliance: closing bid price ≥$1.00 for 10 consecutive days (Jan 2-15, 2026); delisting hearing cancelled.","Previously scheduled Nasdaq Panel hearing on Jan 22, 2026 cancelled; matter closed.","Filed Form S-4 with SEC for anticipated merger with Roundtable; all material conditions met except SEC approval.","No changes to shareholder equity or capital structure from compliance determination."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103835,"accession_number":"0001185185-26-000172","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-01-15T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"RYVYL files S-4 for acquisition of RTB Digital; expects close in Q3 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Filed proxy statement and Form S-4 with SEC for proposed acquisition of RTB Digital (Roundtable).","Post-merger, RYVYL's operations will focus on Roundtable's Web3 media platform.","Transaction expected to close in Q3 2026, subject to SEC effectiveness and stockholder approvals.","No financial terms disclosed in this filing; registration statement not yet effective."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103834,"accession_number":"0001185185-26-000092","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-01-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"RYVYL merger partner RTB secures $10M convertible note from UTXO Management; converts at $200M valuation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["RTB Digital executed binding term sheet with UTXO Management for $10M convertible note, bringing total capital raised to $43M.","Note automatically converts into RYVYL equity at pre-money valuation of $200M upon merger close; proceeds held in Bitcoin.","Warrants with 20% coverage, exercisable at conversion price, expire 365 days; price protection may issue additional warrants.","100% of shares issued in exchange will be locked up for 12 months; company has right of first refusal on sales after release.","Exchange ratio for existing RYVYL stockholders unaffected by the additional investment, pending merger approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103833,"accession_number":"0001185185-26-000081","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2026-01-08T23:59:59+00:00","items":["3.02","9.01"],"status":"ready","headline":"RYVYL issues 122,164 shares to settle securities class action; put option included","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Issued 122,164 common shares on Jan 2, 2026 to settle Cullen v. Ryvyl class action (3:23-cv-00185).","Settlement value equates to no less than $700,000 after 1-for-35 reverse stock split.","Shares issued under Section 3(a)(10) exemption; put option allows sale back at $1.00/share if 10-day avg falls below $1.00.","Defendants deny all wrongdoing; settlement eliminates uncertainty and expense of further litigation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120110,"accession_number":"0001185185-25-002199","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-12-30T23:59:59+00:00","items":["3.03","5.03","8.01","9.01"],"status":"ready","headline":"RYVYL approves 1-for-35 reverse stock split effective Jan 1, 2026, increases authorized shares to 500M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Authorized common shares increased from 100M to 500M via certificate filed Dec 19, 2025.","Reverse stock split at 1-for-35 ratio effective Jan 1, 2026; trading begins Jan 2, 2026 under symbol RVYL.","Split aimed at maintaining Nasdaq $1.00 minimum bid price compliance; fractional shares rounded up.","Par value remains $0.001 per share; new CUSIP 39366L406."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120109,"accession_number":"0001185185-25-002090","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-12-17T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"RYVYL receives Nasdaq delisting notice for bid price; files appeal; stockholders approve reverse split","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Stockholders approved reverse stock split at ratio between 1:20 and 1:50, effective by June 30, 2026.","Authorized common shares increased from 100M to 500M to support merger with Roundtable.","Nasdaq Staff delisting determination received Dec 11, 2025; appeal filed Dec 17, 2025 to stay delisting.","Roundtable invested $6.5M in preferred stock to meet Nasdaq stockholder equity requirement.","Company expects reverse split to cure bid price deficiency and regain compliance in coming weeks."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120108,"accession_number":"0001185185-25-002045","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-12-12T23:59:59+00:00","items":["1.01","3.03","5.03","9.01"],"status":"ready","headline":"RYVYL amends Series C preferred stock deal with RTB, increasing purchase price by $1.5M to $6.5M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sells additional $1.5M of Series C preferred to RTB Digital at $130 stated value per share.","Aggregate purchase price increased from $5M to $6.5M; stated value per share raised from $100 to $130.","Amendment signed Dec 9, 2025; all other terms of original purchase agreement unchanged.","RTB reaffirms compliance and remains sole holder of the Series C preferred stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120107,"accession_number":"0001185185-25-001831","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-11-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Court grants preliminary approval of RYVYL derivative litigation settlement","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["On Nov 14, 2025, Southern District of California (Judge Curiel) granted preliminary approval of settlement of shareholder derivative actions filed in 2023.","Settlement covers consolidated federal action (Case No. 3:23-cv-01165-GPC-SBC) and related Nevada state court litigation in Clark County.","Stipulation and Agreement of Settlement was executed on September 30, 2025; final settlement hearing date yet to be set.","No monetary or specific governance terms of the settlement were disclosed in the filing or press release.","The settlement resolves claims against certain current and former officers and directors of RYVYL."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120106,"accession_number":"0001185185-25-001637","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Aly Madhavji named CFO of merged RYVYL/Roundtable; Oliva becomes CAO","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Aly Madhavji, Managing Partner of Blockchain Founders Fund, to be CFO of post-merger entity; current CFO George Oliva transitions to Chief Accounting Officer.","Merger between RYVYL (RVYL) and Roundtable (RTB Digital) subject to shareholder approval and regulatory review; closing date not specified.","Post-merger: CEO James Heckman, Chairman Walton Comer, 7-member board, company renamed RTB Digital Inc. (d/b/a Roundtable).","Madhavji brings relationships with 500+ blockchain co-investors; previously served on Soluna Holdings (SLNH) board.","Roundtable's DeWeb platform integrates decentralized payments and on-chain audience control for professional publishers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120105,"accession_number":"0001185185-25-001601","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-10-31T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Fredi Nisan resigns as RYVYL director, retires as CEO; Oliva appointed interim CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Fredi Nisan resigned as director effective Oct 30, 2025, and will retire as CEO Oct 31, 2025; no disagreement with the company.","Board appoints CFO/Director George Oliva as Interim CEO, effective Oct 31, 2025, immediately following Nisan's retirement.","George Oliva, age 64, joined RYVYL as CFO in Oct 2023, named director Sept 2025; has over 30 years senior finance experience."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120104,"accession_number":"0001185185-25-001574","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"RYVYL reschedules annual meeting to Dec 15 for merger-related new shareholders","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Annual meeting moved from Oct 30 to Dec 15, 2025; new record date Oct 31, 2025 to allow merger-related new shareholders to vote.","Over 450 million shares traded since Sept 30 merger announcement with Roundtable (RTB Digital, Inc.).","Roundtable invested $5M in RYVYL and raised $33M to contribute to combined businesses.","Roundtable powers Web3 media platform for Yahoo, TheStreet, and nearly 200 sports publishers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120103,"accession_number":"0001185185-25-001459","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-10-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"RYVYL secures NASDAQ compliance via RTB Digital investment, plans 15:1 reverse split for merger","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Direct equity investment by RTB Digital (Roundtable) raises shareholder equity above NASDAQ threshold, lifting delisting risk.","Planned 15:1 reverse stock split sought at Oct 30 annual meeting to meet $1 minimum bid price by Dec 9, 2025.","Merger with Roundtable subject to shareholder approval and regulatory review; James Heckman to become CEO, Walton Comer Chairman."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120102,"accession_number":"0001185185-25-001397","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-10-07T23:59:59+00:00","items":["1.01","3.01","3.02","5.03","9.01"],"status":"ready","headline":"RYVYL raises $5M via Series C preferred stock sale; regains Nasdaq equity compliance","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold 50,000 Series C convertible preferred shares at $0.40/share for $5M gross proceeds to RTB Digital and other investors.","Each preferred share converts into 250 common shares (12.5M total); conversion requires shareholder approval if over 19.99%.","Warrants issuable only upon a Material Breach Event; exercise price at least $0.08/share, 5-year term.","Proceeds fund working capital during pending merger with RTB Digital; dilution occurs only if merger closes.","Company believes it regained compliance with Nasdaq $2.5M stockholders' equity requirement after PIPE close."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120101,"accession_number":"0001185185-25-001390","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-10-06T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"RYVYL appoints Tod Browndorf as director effective September 30, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Tod Browndorf appointed to Board of Directors on September 30, 2025; term runs until 2025 Annual Meeting.","Browndorf brings over 30 years of experience; current CEO of Coggno Inc., founder of Hirehand, former OTC trader.","No arrangement or family relationship with existing officers or directors; no material interest in any transactions.","Browndorf also served in Israeli Defense Forces Combat Infantry and studied at Hebrew University and Monash University."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120100,"accession_number":"0001185185-25-001369","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-10-02T23:59:59+00:00","items":["1.01","5.02","7.01","9.01"],"status":"ready","headline":"RYVYL merges with RTB Digital in ~$75M stock deal; RTB shareholders to own 84.85% of combined firm","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["RTB stockholders get RYVYL shares; combined company 84.85% owned by former RTB holders, 15.15% by current RYVYL.","Company renamed RTB Digital, Inc.; board expanded to 7, with 6 members from RTB and Brett Moyer.","George Oliva to serve as EVP Finance/CAO with $375K salary, $225K retention bonus, and 2% fully diluted equity.","Company must seek amendment of warrants to avoid cash payments; failure allows RTB to terminate.","Closing conditions: stockholder approval, Nasdaq listing, and resolution of SEC and derivative proceedings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120099,"accession_number":"0001185185-25-001335","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-10-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"CEO Fredi Nisan to retire Oct 31, 2025; secures $350K severance and advisory role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Fredi Nisan will retire effective October 31, 2025; departure is for personal reasons, no disagreement with board.","Severance includes $350,000 cash paid over 12 months and accelerated vesting of 90,964 RSAs, 253,334 RSUs, and 26,667 stock options.","Nisan will serve as a consultant from Nov 1, 2025 through Apr 30, 2026 at $10,000 per month for strategic advisory services.","Director Forest Ralph resigned on September 26, 2025, also for personal reasons, no disagreement disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120098,"accession_number":"0001185185-25-001333","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-10-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"CEO Fredi Nisan to retire Oct 31; gets $350K severance + equity vesting; Director Ralph resigns","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Fredi Nisan will retire effective Oct 31, 2025; receives $350K cash severance over 12 months and accelerated vesting of 90,964 RSAs, 253,334 RSUs, 26,667 options.","Director Forest Ralph resigned Sept 26, 2025; both departures for personal reasons, no disagreements with management or board.","Nisan will serve as consultant Nov 1, 2025–Apr 30, 2026 at $10K/month to advise on strategic partnerships, M&A, and corporate development.","No successor CEO has been named; the company has not disclosed a search process."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136683,"accession_number":"0001185185-25-001270","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-09-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"RYVYL appoints Forest Ralph to board, enters new CFO employment agreement with George Oliva","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Forest Ralph appointed as director; over 25 years CFO experience, partner at SeatonHill Partners.","George Oliva continues as CFO under at-will employment agreement dated September 22, 2025.","Severance includes 12 months salary, 12 months COBRA premium continuation, and full vesting of equity awards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136682,"accession_number":"0001185185-25-001226","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-09-18T23:59:59+00:00","items":["2.01","9.01"],"status":"ready","headline":"RYVYL completes sale of Ryvyl EU for $16.1M; records estimated $6.7M loss","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Sale of Ryvyl EU completed; total consideration $16.1M ($15M note payable plus $1.1M accrued interest).","Estimated pre-tax loss on sale of $6.7M (net assets sold of $22.8M vs. consideration $16.1M).","Ryvyl EU classified as discontinued ops; pro forma Q1 2025 revenue drops from $15.1M to $2.8M.","Pro forma net loss for Q1 2025 increases to $5.9M (from $2.8M reported).","For FY2024, pro forma net loss rises to $35.1M from $26.8M reported."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136681,"accession_number":"0001185185-25-001221","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-09-17T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"RYVYL notifies Nasdaq of non-compliance with board independence and audit committee rules","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Board currently has 2 independent directors (Brett Moyer, Gene Jones) and 2 non-independent (Fredi Nisan, George Oliva); needs one more independent for majority.","Audit Committee has only one member (Brett Moyer); needs two more independent members to comply with Nasdaq Rule 5605(c)(2)(A).","Company plans to appoint an independent director to fill a board vacancy as soon as possible; target third audit committee member by Feb 27, 2026.","Non-compliance date for audit committee composition was August 31, 2025; 180-day cure period runs to February 27, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136680,"accession_number":"0001185185-25-001133","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-09-05T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"RYVYL appoints CFO Oliva and former interim CFO Jones to board; Baer and Laniado resign","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Genevieve Baer and Ezra Laniado resigned from board effective Aug 31, 2025; no disagreement with management.","Company entered advisory agreements with each at $99k/year through Aug 30, 2026.","CFO George Oliva and former Interim CFO Gene Jones appointed directors on Sept 1, 2025.","Jones previously led 2021-2022 financial restatements and compliance filings for RYVYL.","Press release states the company is pivoting toward executing its crypto treasury business model."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136679,"accession_number":"0001185185-25-001108","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-09-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"RYVYL sets Oct 23, 2025 annual meeting; record date Sep 10, proposal deadline Sep 12","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["2025 Annual Meeting to be held virtually on October 23, 2025.","Record date for shareholder voting set as September 10, 2025.","Rule 14a-8 shareholder proposals must be received by September 12, 2025.","Director nominations and universal proxy notices also due by September 12, 2025.","No other material business disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136678,"accession_number":"0001185185-25-001101","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-08-29T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"RYVYL Chairman and Co-founder Ben Errez Retires from Board Effective August 31, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ben Errez, Chairman and Co-founder, retires from Board effective Aug 31, 2025; cites personal reasons, no disagreement with management.","Resignation follows earlier announcement on Aug 15, 2025 that he would step down as EVP effective same date.","Company reaffirms focus on crypto treasury management and plans to accumulate digital assets as reserve.","Errez co-founded the company with Fredi Nisan, who remains CEO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136677,"accession_number":"0001185185-25-001046","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-08-20T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"RYVYL Chairman/Co-founder Ben Errez retires; company pivots to crypto treasury management","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ben Errez retires as EVP and Chairman effective Aug 31, 2025; will advise through Feb 2026.","Severance: $350,000 cash payment and full vesting of unvested equity upon termination.","Advisory agreement: $10,000 per month from Sept 2025 to Feb 2026 for strategic consulting.","RYVYL shifts focus to crypto treasury management, planning to accumulate crypto as reserve asset.","Departure is for personal reasons, not a disagreement with management."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136676,"accession_number":"0001185185-25-000799","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-07-16T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"RYVYL prices $6.0M public offering of 15.4M units (share + warrant) at $0.39/unit","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Gross proceeds ~$6.0M; net proceeds ~$5.3M after placement agent fees and expenses.","Offering of 15,384,615 units (common share or pre-funded warrant plus 5-year warrant at $0.39 strike).","Proceeds to fund D&O insurance premium, working capital, and general corporate purposes.","90-day lock-up for officers, directors, and 5% holders; 45-day company issuance restriction.","Maxim Group LLC sole placement agent; offering closed July 16, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153894,"accession_number":"0001185185-25-000638","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-06-13T23:59:59+00:00","items":["3.01","5.02","7.01","8.01"],"status":"ready","headline":"RYVYL gets Nasdaq bid-price notice, replaces director, gets SPA release, signs LOI for acquisition pending $100M raise","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Nasdaq notified RYVYL its bid price closed below $1.00 for 30 days; must cure by Dec 9, 2025.","Company also noncompliant on $2.5M equity test ($1.5M negative equity) but compliance plan accepted.","Director David Montoya resigned June 10; Brett Moyer (Datavault AI CFO) appointed to board and committees.","Purchaser released RYVYL from $16.5M damages obligation related to sale of Ryvyl EU subsidiary.","Signed non-binding LOI to acquire complementary tech/digital assets; needs $100M raise, shareholder approval, reverse split."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153893,"accession_number":"0001185185-25-000547","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-05-27T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"RYVYL gets Nasdaq extension to Oct 6, 2025 to regain minimum equity compliance","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders' equity was negative $1.5M as of Dec 31, 2024, below Nasdaq's $2.5M minimum.","Compliance plan submitted May 21, 2025; Nasdaq accepted and extended deadline to Oct 6, 2025.","Company must raise financing and provide evidence of compliance by October 6, 2025.","Failure to demonstrate compliance in FY2025 10-K may lead to delisting and appeal rights.","No assurance that financing or continued listing will be achieved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153892,"accession_number":"0001185185-25-000409","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["1.01"],"status":"ready","headline":"RYVYL loses right to terminate sale of Ryvyl EU; purchaser may close after May 16","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Company had right to terminate SPA by paying $16.5M by Apr 23 (extendable to May 23 for $500k); did not exercise.","Modification Agreement set standstill until May 6, extendable to May 27 for $750k; company did not extend.","On May 7, purchaser notified company termination right expired and standstill period ended.","Purchaser will not close for 10 days until May 16; parties remain in conversation.","Under SPA, sale of Ryvyl EU shares for $15M could still proceed if purchaser chooses to close."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153891,"accession_number":"0001185185-25-000330","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"RYVYL renegotiates pre-funded $15M asset sale of EU subsidiary; standstill until May 6","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Modification Agreement prevents buyer from closing Ryvyl EU purchase until May 6, 2025; can extend to May 27 for $750K payment.","Original Jan 2025 SPA provided $15M pre-funded; Company could terminate by paying $16.5M by Apr 23; now negotiating restructure.","Company negotiating to restructure asset sale into debt and/or equity; Ryvyl EU shares held in escrow during standstill.","No certainty of reaching an alternative deal; standstill allows time to explore other transaction structures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153890,"accession_number":"0001185185-25-000294","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-04-11T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"RYVYL receives Nasdaq delisting notice for negative equity; must submit plan by May 23","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Stockholders' equity was -$1.49M as of Dec 31, 2024, below Nasdaq's $2.5M minimum requirement.","Deadline to submit a compliance plan is May 23, 2025; Nasdaq may grant up to a 180-day extension.","No immediate effect on trading; stock continues to trade on Nasdaq under symbol RVYL.","Company intends to submit a plan but faces risk of delisting if plan is rejected or compliance not regained."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153889,"accession_number":"0001185185-25-000293","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-04-11T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"RYVYL grants RSUs to CEO, Chairman, CFO; raises CFO salary to $375K","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CFO George Oliva salary increased to $375,000, retroactive to Jan 1, 2025.","Chairman Ben Errez granted 380,000 RSUs valued at $300,200; CEO Fredi Nisan same.","CFO George Oliva granted 272,000 RSUs valued at $214,880.","RSUs vest periodically between May 15, 2025 and Feb 18, 2028 under 2023 equity plan.","Additional RSUs granted to other employees of the company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172556,"accession_number":"0001185185-25-000162","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-02-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"RYVYL reports prelim 2024 revenue $56M, guides 2025 revenue $80-90M with mid-40s gross margin","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Preliminary 2024 revenue $56.0M (in-line with $56-60M guidance); expects audited results mid-March.","2025 revenue guidance $80-90M (~50% growth at midpoint); expects gross margin to mid-40s%, positive adj. EBITDA and operating cash flow in H2 2025.","Balance sheet: retired Series B Preferred, reduced Note to $4M, increased equity by >$50M without dilution.","Plans to terminate RYVYL EU asset sale by paying $16.5M; exploring fundraising up to $24M via S-1 and other options.","Total 2024 processing volume $4.49B; international mix rising, revenue as % of processing trending down to 1.2%."],"consensus_eps_estimate":null,"consensus_eps_actual":-4.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":55998000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172555,"accession_number":"0001185185-25-000048","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"RYVYL retires Series B Preferred ($53.1M) and cuts Note to $4M with $13M payment","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Redeemed all Series B Convertible Preferred Stock with liquidation value of $53.1M.","Reduced 8% Senior Convertible Note from $18.3M to $4.0M; second $4M tranche due April 30, 2025.","Interest, conversion rights, and restrictive covenants on Note temporarily suspended until April 30 payment.","CFO says restructuring is highly anti-dilutive and lowers overall cost of capital."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172554,"accession_number":"0001185185-25-000039","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["1.01","2.04","8.01","9.01"],"status":"ready","headline":"RYVYL retires $17M convertible note and Series B preferred, sells EU subsidiary for $15M to fund first $13M payment","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Aggregate $17M payment retires all outstanding 8% Senior Convertible Note and Series B Convertible Preferred stock.","First $13M tranche due Jan 27 (extendable to Feb 3) redeems preferred; remaining $4M note due April 30, 2025.","Funded by sale of Ryvyl EU subsidiary to unnamed purchaser for $15M; $13M used for first payment.","Company can terminate subsidiary sale by paying $16.5M to purchaser by April 23 (or May 23 with $500K fee).","If sale closes, company eliminates $17M debt/preferred but loses subsidiary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189545,"accession_number":"0001185185-24-001220","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2024-12-20T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"RYVYL shareholders approve director elections, auditor, stock issuance, and equity plan increase at 2024 annual meeting","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Elected directors Ben Errez, Fredi Nisan, Genevieve Baer, David Montoya, and Ezra Laniado with votes for ranging from 2,709,138 to 2,781,818.","Ratified Simon & Edward, LLP as independent auditor for FY2024 with 4,721,652 votes for, 86,535 against.","Approved issuance of common stock exceeding 20% of outstanding shares per Nasdaq Rule 5635(d) with 2,691,782 votes for.","Approved amendments to 2023 Equity Incentive Plan increasing reserved shares from 1,098,262 to 5,098,262 with 2,577,061 votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189544,"accession_number":"0001185185-24-000989","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2024-10-15T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"RYVYL sets 2024 annual meeting for Dec 19; proxy deadline Oct 25","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual meeting scheduled for December 19, 2024; record date October 22, 2024.","Stockholder proposals under Rule 14a-8 must be received by October 25, 2024.","Director nominations and other proposals due by October 25, 2024.","Meeting more than 30 days after prior year anniversary triggers revised deadlines."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223069,"accession_number":"0001185185-24-000663","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2024-06-28T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"RYVYL COO Min Wei resigns effective June 26, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Min Wei resigned as Chief Operating Officer, effective June 26, 2024.","Departure is for personal reasons and not due to any disagreement with management or the Board.","No successor has been named; CEO Fredi Nisan continues in his role."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223068,"accession_number":"0001185185-24-000558","cik":1419275,"company_name":"RYVYL Inc.","ticker":"RVYL","form_type":"8-K","filed_at":"2024-05-20T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"RYVYL extends convertible note repayment obligation to April 2026 via forbearance agreement","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Entered forbearance agreement extending noteholder repayment forbearance from April 5, 2025 to April 5, 2026.","Made $80,000 advance payment toward the next $380,000 interest payment due October 1, 2024.","Outstanding principal on the 8% convertible note remains $19.1 million; other terms unchanged.","Company intends to repay the entire principal on or before April 5, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2024-05-20T23:59:59+00:00|223068"}