{"filings":[{"id":83641,"accession_number":"0001172052-26-000017","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2026-05-14T15:10:51+00:00","items":["5.07"],"status":"ready","headline":"Safety Insurance re-elects Farina and Meehan as directors; auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["John D. Farina elected with 11,767,003 votes for; Thalia M. Meehan with 11,864,129.","Deloitte & Touche ratified as independent auditor for 2026: 13,618,768 for, 21,425 against.","Advisory vote on executive compensation approved with 11,491,433 for, 458,546 against.","Broker non-votes: 1,680,893 for director election and compensation vote; none for auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91656,"accession_number":"0001172052-26-000013","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q1 net loss $0.99 EPS as winter storms trigger $42.7M in claims; combined ratio 113.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss $14.3M ($0.99 diluted EPS) vs income $21.9M ($1.48 EPS) in Q1 2025; non-GAAP operating loss $0.72 EPS.","Combined ratio surged to 113.4% (from 99.4%) due to two winter storms causing $42.7M in property claims (1,600+).","Direct written premiums rose 0.3% to $299.8M; net earned premiums up 6.7% to $291.0M on rate actions.","Book value per share fell to $58.28 from $60.98 (Dec 2025); net investment income up 16.9% to $17.0M.","Quarterly dividend maintained at $0.92/share, payable June 12, 2026 to holders of record June 1, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.99,"consensus_revenue_estimate":null,"consensus_revenue_actual":314666000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101880,"accession_number":"0001172052-26-000002","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q4 net income $1.36/sh; full-year combined ratio 99.0% vs 101.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $20.1M ($1.36/diluted) vs $8.1M ($0.55) a year ago; full-year net income $99.3M ($6.70) vs $70.7M ($4.78).","Full-year combined ratio improved to 99.0% from 101.1%; loss ratio 70.0%, expense ratio 29.0%.","Book value per share rose 9.2% to $60.98 from $55.83; direct written premiums up 7.2% to $1,278.6M.","Board declared $0.92 quarterly dividend (up from $0.90), payable March 13, 2026; $20M in share repurchases in Q4.","Net investment income up 12.6% to $62.7M; net effective yield 4.0% vs 3.9% prior year."],"consensus_eps_estimate":null,"consensus_eps_actual":6.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":1263732000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118220,"accession_number":"0001172052-25-000033","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q3 net income $28.3M ($1.91/diluted), combined ratio 98.9%, book value up 8.2%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $28.3M ($1.91/diluted) vs $25.9M ($1.73) YoY; non-GAAP operating income $1.48/diluted.","Combined ratio improved to 98.9% from 100.7%; net earned premiums up 12.5% to $291.0M.","Book value per share rose 8.2% to $60.40; Q3 dividend $0.92/share payable Dec 15.","Direct written premiums +5% to $334.2M; $44.76M remaining under $200M buyback authorization; plan to recommence repurchases.","Net investment income increased 27.2% to $15.5M; portfolio yield 4.0%."],"consensus_eps_estimate":null,"consensus_eps_actual":5.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":944397000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134656,"accession_number":"0001172052-25-000027","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2025-08-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q2 EPS $1.95 vs $1.13 YoY; dividend raised to $0.92","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2025 net income $28.9M ($1.95 diluted EPS) vs $16.6M ($1.13) in Q2 2024.","Combined ratio improved to 98.1% from 99.9%; net earned premiums up 14.2% to $282.1M.","Quarterly dividend increased to $0.92/share from $0.90, payable Sept 15, 2025 to holders of record Sept 2.","Direct written premiums grew 9.6% to $345.8M; net investment income rose 16.5% to $15.7M.","Book value per share climbed to $58.63 from $55.83 at Dec 31, 2024."],"consensus_eps_estimate":1.632,"consensus_eps_actual":3.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":617773000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151546,"accession_number":"0001172052-25-000023","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Safety Insurance shareholders elect Gray and Murphy as Class II directors at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Deborah E. Gray received 12,036,162 votes for; George M. Murphy received 12,241,549 votes for.","Stockholders ratified Deloitte & Touche as independent auditor for 2025: 13,938,035 for, 21,941 against.","Advisory vote on executive compensation approved: 12,146,063 for, 218,745 against, 1,590,233 broker non-votes.","Continuing directors: Charles J. Brophy III, John D. Farina, Dennis J. Langwell, Thalia M. Meehan, Mary C. Moran."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151545,"accession_number":"0001172052-25-000015","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q1 net income $21.9M ($1.48 EPS); combined ratio improves to 99.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $21.9M ($1.48 diluted EPS) vs $20.1M ($1.36) in Q1 2024; non-GAAP operating EPS $1.28 vs $0.93.","Combined ratio improved to 99.4% from 101.9% YoY, driven by lower loss and expense ratios.","Direct written premiums up 11.8% to $299.0M; net earned premiums up 15.5% to $272.7M.","Book value per share rose to $57.12 from $55.83 at Dec 31, 2024.","Board declared $0.90 quarterly dividend, payable June 13, 2025 to holders of record June 2, 2025."],"consensus_eps_estimate":1.275,"consensus_eps_actual":1.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":301429000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170413,"accession_number":"0001172052-25-000003","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2025-02-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance posts record $1.19B direct premiums in 2024; net income jumps to $70.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year 2024 net income $70.7M ($4.78 diluted EPS) vs $18.9M ($1.28) in 2023; non-GAAP operating EPS $4.16 vs $0.84.","Direct written premiums grew 20.4% to $1.193B, crossing $1B for first time; policy counts up 8.5% and average premium up 10.9%.","Combined ratio improved to 101.1% from 107.7% in 2023; loss ratio decreased to 70.9% from 77.0%.","Book value per share $55.83 at Dec 31, 2024, up 8.4% from $54.37; quarterly dividend maintained at $0.90.","Prior year favorable development $51.9M for full year; FAIR Plan restructuring contributed $10.1M."],"consensus_eps_estimate":1.1934,"consensus_eps_actual":4.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":1120017000.0,"consensus_period":"2024-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187403,"accession_number":"0001172052-24-000038","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-11-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q3 net income $25.9M ($1.73 EPS), combined ratio improves to 100.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $25.9M ($1.73 diluted EPS) vs $1.9M ($0.13) in Q3 2023.","Non-GAAP operating income $1.10/diluted share vs $0.59 in prior year quarter.","Combined ratio improved to 100.7% from 104.8%; loss ratio 70.6% vs 74.4%.","Direct written premiums rose 19.1% to $318.2M; book value per share $57.38 (+5.5% YTD).","Declared $0.90 quarterly dividend payable Dec 13, 2024 to holders of record Dec 2."],"consensus_eps_estimate":null,"consensus_eps_actual":4.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":833298000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203899,"accession_number":"0001172052-24-000032","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-08-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q2 net income $16.6M, combined ratio 99.9%, declares $0.90 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q2 $16.6M ($1.13 diluted EPS) vs $17.0M ($1.15) in Q2 2023; non-GAAP op income $1.18/share vs $0.80.","Net earned premiums up 22.1% to $246.9M; direct written premiums up 21.3% to $315.5M.","Combined ratio improved to 99.9% from 101.9%, aided by $9.7M FAIR Plan restructuring gain.","Board declared $0.90 quarterly dividend payable Sep 13, 2024, record Sep 3; unchanged from prior quarter.","Book value per share $54.61 at Jun 30, up from $54.37 at Dec 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":2.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":538016000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220537,"accession_number":"0001172052-24-000029","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-06-10T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Safety Insurance appoints Mary F. McConnell as VP of Underwriting, succeeding retiring James D. Berry","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Mary F. McConnell, age 40, appointed VP of Underwriting effective July 1, 2024.","She replaces James D. Berry, who previously communicated intent to retire.","McConnell has been Director of Product Management since 2019; joined insurance subsidiaries in 2006.","One-year employment contract with annual compensation of $240,000 plus standard officer benefits.","No family relationship to directors/executives; no reportable transactions under Item 404(a)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220536,"accession_number":"0001172052-24-000026","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Safety Insurance Group stockholders elect three directors, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Charles J. Brophy III, Dennis J. Langwell, and Mary C. Moran elected as Class I directors for three-year terms.","Ratified Deloitte & Touche as independent auditor for FY2024: 13.78M for, 144,720 against.","Advisory vote on executive compensation approved: 12.32M for, 282,237 against, 9,954 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220535,"accession_number":"0001172052-24-000020","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q1 net income $20.1M ($1.36 EPS) vs year-ago loss; premiums up 23%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $20.1M ($1.36 diluted EPS) vs net loss $12.3M ($0.84 loss) in Q1 2023.","Non-GAAP operating income $0.93 per share vs operating loss $0.87 per share a year ago.","Direct written premiums rose 22.7% to $267.3M; net earned premiums up 23.1% to $236.1M.","Combined ratio improved to 101.9% from 118.5% (prior year had $32.1M winter freeze losses).","Board declared $0.90 quarterly dividend, payable June 14, 2024 to holders of record June 3."],"consensus_eps_estimate":null,"consensus_eps_actual":1.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":268233000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220534,"accession_number":"0001172052-24-000017","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-04-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Safety Insurance VP of Underwriting James D. Berry to retire July 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James D. Berry, Vice President of Underwriting, announced retirement effective July 1, 2024.","Mr. Berry has been employed by the company's insurance subsidiaries for over 42 years.","No successor or interim replacement has been named in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":240165,"accession_number":"0001172052-24-000003","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-02-27T23:59:59+00:00","items":["2.02","5.02","9.01"],"status":"ready","headline":"Safety Insurance Q4 net income $12.3M ($0.83/diluted); full-year combined ratio 107.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Direct written premiums grew 22.2% to $246.1M in Q4; full year up 20.4% to $991.2M.","Q4 combined ratio 106.5% (loss ratio 76.1%) vs 100.7% in prior year; full year 107.7%.","Net investment income rose 11.2% to $14.9M for Q4; effective yield 4.2%.","Quarterly dividend maintained at $0.90/share payable March 15, 2024.","VP of Insurance Operations Ann McKeown retiring March 1; replaced by Brian S. Lam."],"consensus_eps_estimate":null,"consensus_eps_actual":1.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":930956000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}