{"filings":[{"id":2078684,"accession_number":"0001172052-26-000021","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2026-08-05T20:02:55+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance to be acquired by Mapfre affiliate for $1.54B; Q2 net income rises to $34.5M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Mapfre affiliate to acquire Safety for $105/share in cash, a 44% premium over July 23 closing price.","Q2 2026 net income $34.5M ($2.36 diluted EPS) vs $28.9M ($1.95) in Q2 2025; combined ratio improved to 95.7% from 98.1%.","Direct written premiums down 1.2% to $341.8M; net earned premiums up 3.4% to $291.7M.","Board declares $0.92 quarterly dividend payable Sept 15, 2026 to holders of record Sept 1, 2026.","Book value per share $59.70 at June 30, 2026, down from $60.98 at Dec 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":1.0,"calibrated_materiality_score":1.0,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1839242,"accession_number":"0001104659-26-086488","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2026-07-24T12:00:31+00:00","items":["1.01","9.01"],"status":"ready","headline":"Safety Insurance to be acquired by MAPFRE U.S.A. for $105.00 per share in cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-cash merger at $105.00 per share; board unanimously recommends stockholder approval.","Deal subject to stockholder vote, HSR clearance, and Massachusetts Insurance Commissioner approval.","Directors and executive officers entered into voting agreements to vote shares in favor.","Termination fees: $46.2M from Safety under certain conditions; $111.8M from MAPFRE.","Equity financing committed by MAPFRE, S.A.; financing not a condition to closing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":1.0,"calibrated_materiality_score":1.0,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1831757,"accession_number":"0001104659-26-086331","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2026-07-23T21:07:20+00:00","items":["7.01","9.01"],"status":"ready","headline":"Safety Insurance to be acquired by Mapfre for $1.54B, $105/share cash, 44% premium","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-cash deal at $105/share, 44% premium over July 23 closing price.","Total enterprise value ~$1.54B; expected close Q1 2027.","Subject to Safety shareholder vote, MA Insurance Commissioner, HSR clearance.","Safety to operate under its brand; management to remain post-close.","Jefferies served as financial advisor; DLA Piper as legal advisor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1043836,"accession_number":"0001172052-26-000019","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2026-06-15T14:49:20+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Safety Insurance increases revolving credit facility to $100M, extends maturity to 2031","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Total commitment increased from $50M to $100M; maturity extended to June 9, 2031.","No amounts drawn under the increased facility as of June 9, 2026.","Two subsidiary guarantors (Safety Management Corp and Safety Northeast Insurance Agency) released from guaranty.","Facility secured by accounts receivable and related assets; other terms unchanged.","Upfront fee of $193,750 payable to lenders for the pro rata benefit of Lenders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":83641,"accession_number":"0001172052-26-000017","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2026-05-14T15:10:51+00:00","items":["5.07"],"status":"ready","headline":"Safety Insurance re-elects Farina and Meehan as directors; auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["John D. Farina elected with 11,767,003 votes for; Thalia M. Meehan with 11,864,129.","Deloitte & Touche ratified as independent auditor for 2026: 13,618,768 for, 21,425 against.","Advisory vote on executive compensation approved with 11,491,433 for, 458,546 against.","Broker non-votes: 1,680,893 for director election and compensation vote; none for auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91656,"accession_number":"0001172052-26-000013","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q1 net loss $0.99 EPS as winter storms trigger $42.7M in claims; combined ratio 113.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss $14.3M ($0.99 diluted EPS) vs income $21.9M ($1.48 EPS) in Q1 2025; non-GAAP operating loss $0.72 EPS.","Combined ratio surged to 113.4% (from 99.4%) due to two winter storms causing $42.7M in property claims (1,600+).","Direct written premiums rose 0.3% to $299.8M; net earned premiums up 6.7% to $291.0M on rate actions.","Book value per share fell to $58.28 from $60.98 (Dec 2025); net investment income up 16.9% to $17.0M.","Quarterly dividend maintained at $0.92/share, payable June 12, 2026 to holders of record June 1, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.99,"consensus_revenue_estimate":null,"consensus_revenue_actual":314666000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101880,"accession_number":"0001172052-26-000002","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q4 net income $1.36/sh; full-year combined ratio 99.0% vs 101.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $20.1M ($1.36/diluted) vs $8.1M ($0.55) a year ago; full-year net income $99.3M ($6.70) vs $70.7M ($4.78).","Full-year combined ratio improved to 99.0% from 101.1%; loss ratio 70.0%, expense ratio 29.0%.","Book value per share rose 9.2% to $60.98 from $55.83; direct written premiums up 7.2% to $1,278.6M.","Board declared $0.92 quarterly dividend (up from $0.90), payable March 13, 2026; $20M in share repurchases in Q4.","Net investment income up 12.6% to $62.7M; net effective yield 4.0% vs 3.9% prior year."],"consensus_eps_estimate":null,"consensus_eps_actual":6.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":1263732000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118220,"accession_number":"0001172052-25-000033","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q3 net income $28.3M ($1.91/diluted), combined ratio 98.9%, book value up 8.2%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $28.3M ($1.91/diluted) vs $25.9M ($1.73) YoY; non-GAAP operating income $1.48/diluted.","Combined ratio improved to 98.9% from 100.7%; net earned premiums up 12.5% to $291.0M.","Book value per share rose 8.2% to $60.40; Q3 dividend $0.92/share payable Dec 15.","Direct written premiums +5% to $334.2M; $44.76M remaining under $200M buyback authorization; plan to recommence repurchases.","Net investment income increased 27.2% to $15.5M; portfolio yield 4.0%."],"consensus_eps_estimate":null,"consensus_eps_actual":5.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":944397000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134656,"accession_number":"0001172052-25-000027","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2025-08-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q2 EPS $1.95 vs $1.13 YoY; dividend raised to $0.92","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2025 net income $28.9M ($1.95 diluted EPS) vs $16.6M ($1.13) in Q2 2024.","Combined ratio improved to 98.1% from 99.9%; net earned premiums up 14.2% to $282.1M.","Quarterly dividend increased to $0.92/share from $0.90, payable Sept 15, 2025 to holders of record Sept 2.","Direct written premiums grew 9.6% to $345.8M; net investment income rose 16.5% to $15.7M.","Book value per share climbed to $58.63 from $55.83 at Dec 31, 2024."],"consensus_eps_estimate":1.632,"consensus_eps_actual":3.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":617773000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151546,"accession_number":"0001172052-25-000023","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Safety Insurance shareholders elect Gray and Murphy as Class II directors at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Deborah E. Gray received 12,036,162 votes for; George M. Murphy received 12,241,549 votes for.","Stockholders ratified Deloitte & Touche as independent auditor for 2025: 13,938,035 for, 21,941 against.","Advisory vote on executive compensation approved: 12,146,063 for, 218,745 against, 1,590,233 broker non-votes.","Continuing directors: Charles J. Brophy III, John D. Farina, Dennis J. Langwell, Thalia M. Meehan, Mary C. Moran."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151545,"accession_number":"0001172052-25-000015","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q1 net income $21.9M ($1.48 EPS); combined ratio improves to 99.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $21.9M ($1.48 diluted EPS) vs $20.1M ($1.36) in Q1 2024; non-GAAP operating EPS $1.28 vs $0.93.","Combined ratio improved to 99.4% from 101.9% YoY, driven by lower loss and expense ratios.","Direct written premiums up 11.8% to $299.0M; net earned premiums up 15.5% to $272.7M.","Book value per share rose to $57.12 from $55.83 at Dec 31, 2024.","Board declared $0.90 quarterly dividend, payable June 13, 2025 to holders of record June 2, 2025."],"consensus_eps_estimate":1.275,"consensus_eps_actual":1.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":301429000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170413,"accession_number":"0001172052-25-000003","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2025-02-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance posts record $1.19B direct premiums in 2024; net income jumps to $70.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year 2024 net income $70.7M ($4.78 diluted EPS) vs $18.9M ($1.28) in 2023; non-GAAP operating EPS $4.16 vs $0.84.","Direct written premiums grew 20.4% to $1.193B, crossing $1B for first time; policy counts up 8.5% and average premium up 10.9%.","Combined ratio improved to 101.1% from 107.7% in 2023; loss ratio decreased to 70.9% from 77.0%.","Book value per share $55.83 at Dec 31, 2024, up 8.4% from $54.37; quarterly dividend maintained at $0.90.","Prior year favorable development $51.9M for full year; FAIR Plan restructuring contributed $10.1M."],"consensus_eps_estimate":1.1934,"consensus_eps_actual":4.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":1120017000.0,"consensus_period":"2024-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187403,"accession_number":"0001172052-24-000038","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-11-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q3 net income $25.9M ($1.73 EPS), combined ratio improves to 100.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $25.9M ($1.73 diluted EPS) vs $1.9M ($0.13) in Q3 2023.","Non-GAAP operating income $1.10/diluted share vs $0.59 in prior year quarter.","Combined ratio improved to 100.7% from 104.8%; loss ratio 70.6% vs 74.4%.","Direct written premiums rose 19.1% to $318.2M; book value per share $57.38 (+5.5% YTD).","Declared $0.90 quarterly dividend payable Dec 13, 2024 to holders of record Dec 2."],"consensus_eps_estimate":null,"consensus_eps_actual":4.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":833298000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203899,"accession_number":"0001172052-24-000032","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-08-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q2 net income $16.6M, combined ratio 99.9%, declares $0.90 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q2 $16.6M ($1.13 diluted EPS) vs $17.0M ($1.15) in Q2 2023; non-GAAP op income $1.18/share vs $0.80.","Net earned premiums up 22.1% to $246.9M; direct written premiums up 21.3% to $315.5M.","Combined ratio improved to 99.9% from 101.9%, aided by $9.7M FAIR Plan restructuring gain.","Board declared $0.90 quarterly dividend payable Sep 13, 2024, record Sep 3; unchanged from prior quarter.","Book value per share $54.61 at Jun 30, up from $54.37 at Dec 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":2.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":538016000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220537,"accession_number":"0001172052-24-000029","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-06-10T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Safety Insurance appoints Mary F. McConnell as VP of Underwriting, succeeding retiring James D. Berry","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Mary F. McConnell, age 40, appointed VP of Underwriting effective July 1, 2024.","She replaces James D. Berry, who previously communicated intent to retire.","McConnell has been Director of Product Management since 2019; joined insurance subsidiaries in 2006.","One-year employment contract with annual compensation of $240,000 plus standard officer benefits.","No family relationship to directors/executives; no reportable transactions under Item 404(a)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220536,"accession_number":"0001172052-24-000026","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Safety Insurance Group stockholders elect three directors, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Charles J. Brophy III, Dennis J. Langwell, and Mary C. Moran elected as Class I directors for three-year terms.","Ratified Deloitte & Touche as independent auditor for FY2024: 13.78M for, 144,720 against.","Advisory vote on executive compensation approved: 12.32M for, 282,237 against, 9,954 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220535,"accession_number":"0001172052-24-000020","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q1 net income $20.1M ($1.36 EPS) vs year-ago loss; premiums up 23%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $20.1M ($1.36 diluted EPS) vs net loss $12.3M ($0.84 loss) in Q1 2023.","Non-GAAP operating income $0.93 per share vs operating loss $0.87 per share a year ago.","Direct written premiums rose 22.7% to $267.3M; net earned premiums up 23.1% to $236.1M.","Combined ratio improved to 101.9% from 118.5% (prior year had $32.1M winter freeze losses).","Board declared $0.90 quarterly dividend, payable June 14, 2024 to holders of record June 3."],"consensus_eps_estimate":null,"consensus_eps_actual":1.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":268233000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220534,"accession_number":"0001172052-24-000017","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-04-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Safety Insurance VP of Underwriting James D. Berry to retire July 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James D. Berry, Vice President of Underwriting, announced retirement effective July 1, 2024.","Mr. Berry has been employed by the company's insurance subsidiaries for over 42 years.","No successor or interim replacement has been named in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":240165,"accession_number":"0001172052-24-000003","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2024-02-27T23:59:59+00:00","items":["2.02","5.02","9.01"],"status":"ready","headline":"Safety Insurance Q4 net income $12.3M ($0.83/diluted); full-year combined ratio 107.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Direct written premiums grew 22.2% to $246.1M in Q4; full year up 20.4% to $991.2M.","Q4 combined ratio 106.5% (loss ratio 76.1%) vs 100.7% in prior year; full year 107.7%.","Net investment income rose 11.2% to $14.9M for Q4; effective yield 4.2%.","Quarterly dividend maintained at $0.90/share payable March 15, 2024.","VP of Insurance Operations Ann McKeown retiring March 1; replaced by Brian S. Lam."],"consensus_eps_estimate":null,"consensus_eps_actual":1.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":930956000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":257687,"accession_number":"0001172052-23-000033","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2023-11-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q3 net income falls 69% to $1.9M; combined ratio 104.8% due to auto inflation and weather losses","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.9M ($0.13 diluted EPS) vs $6.2M ($0.42) in Q3 2022; non-GAAP op income $0.59 vs $1.13.","Combined ratio 104.8% (vs 97.1% a year ago) reflecting inflation in Private Passenger Auto and flood/wind events.","Direct written premiums grew 22.6% to $267.1M; net written premiums up 22.2% to $251.1M.","Book value per share fell to $52.04 from $54.88 at year-end 2022; board declared $0.90 dividend payable Dec 15.","Net investment income rose 26% to $14.0M on higher interest rates; yield 4.0% vs 3.1%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":672560000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":275028,"accession_number":"0001172052-23-000027","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2023-08-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q2 net income $17M ($1.15/diluted), combined ratio 101.9% vs 92.1% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $17.0M ($1.15/diluted) vs $7.9M ($0.53) in Q2 2022; non-GAAP operating income $0.80/diluted vs $1.91.","Combined ratio 101.9% for Q2 2023, driven by inflation on private passenger auto; expense ratio improved to 30.9%.","Direct written premiums grew 21.2% to $260.2M; net written premiums +20.8% to $245.0M.","Book value per share fell to $53.66 from $54.88 at Dec 2022; repurchased 74,213 shares for $5.2M in Q2.","Board declares $0.90 quarterly dividend payable Sept 15, 2023 to holders of record Sept 1, 2023 (unchanged)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":443202000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292445,"accession_number":"0001172052-23-000024","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2023-05-18T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Safety Insurance Group reports annual meeting voting results","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["John D. Farina and Thalia M. Meehan elected Class III directors with ~12.1M and ~11.8M votes for.","Deloitte & Touche ratified as auditor for FY2023 with 13.5M votes for, 99K against.","Advisory vote on executive compensation approved (11.9M for, 268K against).","Advisory vote on frequency of future say-on-pay set at one year (11.5M votes for one year)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292444,"accession_number":"0001172052-23-000017","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2023-05-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q1 net loss $0.84/share; combined ratio 118.5% on severe winter storm losses","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss $12.3M ($0.84 diluted loss) vs net income $7.8M ($0.53 EPS) in Q1 2022.","Combined ratio 118.5% (vs 98.7% YoY); $32.1M in water damage from 783 burst pipe claims in Feb storm.","Non-GAAP operating loss $0.87 per share vs $0.99 operating income in prior year.","Net written premiums up 13.9% to $202.9M on new business and rate increases.","Declares $0.90/share quarterly dividend, unchanged, payable June 15, record June 1."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.84,"consensus_revenue_estimate":null,"consensus_revenue_actual":213759000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292443,"accession_number":"0001172052-23-000010","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2023-04-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Safety Insurance Group board chair Brussard to retire; CEO Murphy to succeed; two new directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David F. Brussard, current Chairperson, will retire at May 17, 2023 annual meeting and not seek re-election.","President and CEO George Murphy will additionally serve as Chairperson effective May 17, 2023.","Board expanded to eight members; Charles J. Brophy III and Dennis J. Langwell elected as Class I directors.","Brophy is Regional President (US East) of HUB International with 30+ years insurance experience.","Langwell retired from Liberty Mutual as Vice Chairman of Insurance Operations, previously CFO for 15 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313116,"accession_number":"0001172052-23-000003","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2023-02-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q4 net income $24.6M, down 23% YoY; combined ratio 100.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $24.6M ($1.67/diluted) vs $32.0M ($2.14) prior year; full year $46.6M ($3.15) vs $130.7M ($8.80).","Non-GAAP operating income $0.98/diluted in Q4 vs $1.55; full year $5.05 vs $7.14.","Combined ratio 100.7% in Q4 (vs 96.4%) and 97.2% for full year (vs 93.0%).","Book value per share fell to $54.88 from $62.47 due to interest rate impact on fixed maturity portfolio.","Board approved $0.90 quarterly dividend payable March 15, 2023; completed acquisition of Northeast Insurance Agency on Dec 1, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":3.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":797559000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":331649,"accession_number":"0001172052-22-000045","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2022-11-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q3 net income falls to $6.2M; declares $0.90 dividend; signs LOI to acquire Northeast Insurance Agency","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $6.2M ($0.42 diluted) vs $24.8M ($1.64) in Q3 2021; non-GAAP operating income $1.13 diluted vs $1.70.","Direct written premiums up 3.2% to $217.9M; combined ratio 97.1% vs 93.9% due to higher loss ratio (65.3% vs 61.3%).","Book value per share $53.21, down from $62.47 at Dec 2021 due to $115M decline in fixed maturity portfolio from rising rates.","Board declares $0.90 quarterly dividend payable Dec 15, 2022 to holders of record Dec 1, 2022 (unchanged from Q3).","Signed letter of intent to acquire Northeast Insurance Agency, Inc.; aims to strengthen independent agency channel."],"consensus_eps_estimate":null,"consensus_eps_actual":1.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":570956000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":331648,"accession_number":"0001172052-22-000043","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2022-10-06T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Safety Insurance Group signs LOI to acquire Northeast Metrowest Insurance Agency","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Non-binding LOI to acquire agency with over $40M in policy premiums.","Expected close Q4 2022, subject to customary conditions.","Agency to operate as stand-alone; Scott Bulger to continue leadership.","Offices in Auburn, Falmouth, Needham, Westborough to remain open."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":349140,"accession_number":"0001172052-22-000038","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2022-08-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q2 net income $0.53/share vs $2.49 YoY; combined ratio 92.1%; $0.90 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $7.9M ($0.53/sh) vs $37.7M ($2.49/sh) YoY; unrealized equity losses $41.9M.","Non-GAAP operating income $1.91/sh vs $1.85/sh YoY; combined ratio 92.1% vs 90.2%.","Direct written premiums down 1.2% to $214.6M; losses increased due to pre-pandemic frequency and inflation.","COVID-19 legal reserve reversed $6.5M after Massachusetts Supreme Judicial Court ruling.","Dividend $0.90/sh declared, payable Sept 15, 2022 to holders of record Sept 1."],"consensus_eps_estimate":null,"consensus_eps_actual":1.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":378608000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365997,"accession_number":"0001172052-22-000036","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2022-06-06T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Safety Insurance amends charter to allow shareholder special meetings and written consent, eliminate supermajority votes","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders approved amendments on June 1, 2022, effective June 3, 2022.","Amendments permit stockholders to call special meetings and act by written consent.","Supermajority voting requirements eliminated from certificate of incorporation.","Corresponding bylaw amendment for written consent approved by board on June 3, 2022.","Amended certificate and bylaws filed as Exhibits 3.1 and 3.2."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365996,"accession_number":"0001172052-22-000033","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2022-06-02T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Shareholders re-elect Gray and Murphy as directors, approve governance proposals at 2022 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors Gray and Murphy re-elected with 11.8M and 11.6M votes for respectively.","Deloitte & Touche ratified as auditor for FY2022 (13.32M for, 98.7%).","Say-on-pay resolution passed with 11.68M votes for (97.1% of votes cast).","Governance proposals approved: special meeting (25% holders), written consent (20% holders), eliminate supermajority, and amended LTIP."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.15,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365995,"accession_number":"0001172052-22-000026","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2022-05-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q1 net income drops 78% to $7.8M; combined ratio hits 98.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $7.8M ($0.53 diluted EPS) vs $36.2M ($2.42) in Q1 2021; non-GAAP op. income $0.99 vs $1.93.","Combined ratio 98.7% (loss ratio 65.8%) vs 91.5% (57.8%) due to return to pre-pandemic frequency and inflation.","Direct written premiums down 1.4% to $189.5M; net earned premiums down 3.0% to $187.1M.","Board declared $0.90 quarterly dividend payable June 15, 2022 to holders of record June 1, 2022.","Book value per share fell to $58.47 from $62.47; repurchased 170,904 shares for $14.6M in Q1."],"consensus_eps_estimate":null,"consensus_eps_actual":0.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":195003000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":385506,"accession_number":"0001172052-22-000015","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2022-03-25T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Safety Insurance adds two independent directors, one retires; proposes governance enhancements","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed John D. Farina, former PwC Northeast Managing Partner, and Deborah E. Gray, attorney with 30+ years legal and governance experience, to the Board.","Frederic H. Lindeberg retired from the Board effective March 24, 2022, after serving since 2004.","New directors each receive $95,000 annual cash retainer and 1,000 shares of restricted stock.","Board seeks stockholder approval to allow special meetings, written consent, and simple majority charter amendments.","Preliminary proxy statement to be filed; stockholders not required to act now."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":385505,"accession_number":"0001172052-22-000007","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2022-02-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Safety Insurance Q4 net income $32.0M ($2.14 diluted); FY combined ratio 93.0%; board ups buyback by $50M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2021 net income $32.0M ($2.14 diluted) vs $52.9M ($3.55) YoY; non-GAAP operating income $1.55/diluted vs $2.55.","FY 2021 net income $130.7M ($8.80 diluted) vs $138.2M ($9.18); combined ratio 93.0% (vs 87.1% in 2020).","Book value per share rose to record $62.47 at Dec 31, 2021 from $59.40 at Dec 31, 2020 (+5.2%).","Board declared $0.90 quarterly dividend payable Mar 15, 2022; increased share repurchase authority by $50M.","Direct written premiums for FY 2021 increased 0.4% to $802.1M; net earned premiums up 0.4% to $774.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":8.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":884911000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1039880794.0513611,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":385504,"accession_number":"0001172052-22-000004","cik":1172052,"company_name":"SAFETY INSURANCE GROUP INC","ticker":"SAFT","form_type":"8-K","filed_at":"2022-01-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Safety Insurance expands board to 7, appoints lead independent director and committee term limits","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board size increased from 6 to 7; continuing search for highly qualified nominees before 2022 annual meeting.","Thalia Meehan appointed as Lead Independent Director with expanded responsibilities.","Three-year term limits adopted for chairs of Audit, Compensation, and Nominating & Governance Committees.","Mary C. 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