{"filings":[{"id":98761,"accession_number":"0001213900-26-046929","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial declares $0.16 quarterly dividend, up 7% YoY","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared quarterly cash dividend of $0.16 per common share.","Dividend payable May 29, 2026 to shareholders of record as of May 15, 2026.","7% increase over prior year's $0.15; trailing four quarters $0.62 vs $0.58.","CEO Mark Klein says dividend yields approximately 2.8%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98760,"accession_number":"0001213900-26-046586","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"SB Financial Group shareholders elect three directors, ratify auditor, approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected directors Claxton (2.83M for, 0.62M withheld), Finn (3.33M for, 0.13M withheld), Strausbaugh (3.39M for, 0.06M withheld) for 3-year terms.","Ratified FORVIS as independent auditor for FY 2026: 4.59M for, 84K against, 7K abstain.","Approved non-binding advisory resolution on executive compensation: 3.24M for, 0.17M against, 1.22M broker non-votes.","Total shares voted: 4.68M of 6.30M outstanding (74.2% turnout)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98759,"accession_number":"0001213900-26-046506","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial reports FY2025 net income $14.0M, EPS $2.19; deposits up 13.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $14.0M, diluted EPS $2.19; ROAA 0.93%, ROAE 10.38%.","Deposit growth of $155M (+13.4%); loan growth of $134M (+12.8%).","Net interest margin elevated to 3.47%; non-interest income 44.8% of revenue.","Adjusted tangible book value rose to $21.44 per share, up $2.00 (+12.5%).","Asset quality strong: NPAs covered 344%; criticized loans fell to $5.7M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114407,"accession_number":"0001213900-26-010673","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial files Q4 2025 earnings transcript; transcript truncated in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Hosted Q4 2025 earnings call on January 30, 2026; transcript furnished as Exhibit 99.1.","Exhibit 99.1 transcript is truncated and does not include full financial results or discussion.","No specific earnings figures (revenue, EPS, loan performance) are available from this filing.","Investors should refer to separate earnings release or prior filings for Q4 2025 results.","Management participants listed: Mark Klein (CEO), Anthony Cosentino (CFO), Steven Walz (CLO)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114406,"accession_number":"0001213900-26-010201","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2026-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Q4 net income $3.9M ($0.63/diluted), up 7.8% YoY; loan growth 12.8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP Q4 net income $3.9M ($0.63 DEPS) vs $3.6M ($0.55) prior year; adjusted DEPS $0.65.","Net interest income $12.7M (+16.7% YoY); loans grew $133.9M (12.8%) to $1.18B.","Deposits up $154.6M (13.4%) to $1.31B; tangible book value $18.00/share, +12.5% YoY.","Noninterest income fell 18.6% to $3.7M, mainly due to lower mortgage fees.","Full-year 2025 net income $14.0M (+21.8% vs $11.5M); diluted EPS $2.19 vs $1.72."],"consensus_eps_estimate":null,"consensus_eps_actual":2.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114405,"accession_number":"0001213900-26-007034","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial declares $0.155 quarterly dividend, 7% increase over prior year","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.155 per share declared, payable Feb 27, 2026 to holders of record Feb 13, 2026.","Dividend represents a 7% increase from $0.145 per share in the prior year period.","Trailing four quarters dividend totals $0.61 per share, up 7% from $0.57 in the prior four quarters.","Dividend yield of 2.7% based on current share price."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130787,"accession_number":"0001213900-25-124457","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-12-22T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"SB Financial announces director retirement and appointment of Sue A. Strausbaugh","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Rita A. Kissner retired from the Board effective Dec 17, 2025 after 21 years; named Director Emeritus.","Sue A. Strausbaugh appointed to fill vacancy, effective Dec 17, 2025; term expires at 2026 annual meeting.","Strausbaugh, 68, is owner/operator of four Biggby Coffee locations and has served on Defiance Advisory Board for 13+ years.","She also serves on Defiance Area Foundation board and ProMedica Defiance Regional Hospital board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130786,"accession_number":"0001213900-25-106163","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Q3 net income $4.0M (+71.9% YoY); EPS $0.64 vs $0.35","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income $12.3M, up 21.1% YoY; net interest margin expanded 32 bps to 3.48%.","Loans grew $80.6M YoY to $1.11B; deposits rose $103M to $1.26B (8.9% YoY).","Adjusted diluted EPS $0.68, up 65.3% YoY; tangible book value $17.21 (+4.4%).","Nonperforming assets $4.9M (0.32% of assets), down from $5.5M last year.","Sixth consecutive quarter of sequential loan growth; Marblehead acquisition contributed $18M in loans."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130785,"accession_number":"0001213900-25-106088","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Q3 EPS $0.68 beats $0.62 consensus; rev $12.33M slightly above $12.30M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2025 normalized EPS of $0.68 vs consensus $0.62 (beat by 9.68%).","Revenue of $12.33M, modestly above consensus estimate of $12.30M.","Results discussed on Oct 31, 2025 conference call; no forward guidance provided in transcript."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130784,"accession_number":"0001213900-25-099860","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial declares quarterly dividend of $0.155 per share, a 7% YoY increase","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.155 per share declared, payable Nov 28, 2025 to holders of record Nov 14, 2025.","Represents a 7% increase over prior-year dividend of $0.145 per share.","Trailing four-quarter dividend totals $0.60 per share, up 7% from $0.56, yielding ~3.1%.","CEO Mark Klein expressed pleasure in returning value to shareholders with the increase."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147349,"accession_number":"0001213900-25-068541","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial holds Q2 2025 earnings call; transcript missing specific figures","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Conference call held July 25, 2025 for quarter ended June 30, 2025.","Transcript provided is incomplete and contains no financial data.","No revenue, EPS, or other performance metrics extractable from filing.","Chairman/CEO Mark Klein, CFO Anthony Cosentino, and CLO Steven Walz participated."],"consensus_eps_estimate":null,"consensus_eps_actual":0.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147348,"accession_number":"0001213900-25-068294","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Q2 net income rises 23.7% to $3.9M, EPS $0.60 vs $0.47 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.60 (up 27.7% YoY); adjusted EPS $0.58 (up 26.1%).","Net interest income $12.1M (+25.6% YoY); net interest margin expanded 36 bps to 3.48%.","Loan growth $89.3M (+8.9% YoY); deposits up $134.6M (+12.1%) to $1.25B.","TBV per share $16.44 (+7.7% YoY); 124,000 shares repurchased in Q2.","Nonperforming assets $6.2M (0.42% of assets); efficiency ratio improved to 68.9%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147347,"accession_number":"0001213900-25-066032","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-07-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial declares quarterly dividend of $0.15, up 7% from prior year","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.15 per common share, payable August 29, 2025 to holders of record August 15, 2025.","Dividend increased 7% from $0.14 per share in the same quarter last year.","Trailing four-quarter dividend totals $0.58 per share, also up 7% from $0.54 in prior period.","Implied dividend yield of 3.1% based on current share price.","CEO Mark Klein highlighted the increase as a return to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165977,"accession_number":"0001213900-25-039954","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Q1 adjusted net income up 23.2% to $2.7M; Marblehead Bank acquisition closed","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Adjusted diluted EPS $0.42 vs $0.33 prior year; GAAP EPS $0.33 down 5.7%.","Revenue $15.4M (+17.2% YoY); net interest income $11.3M (+22.9%).","Loans grew $96.7M to $1.09B; deposits up $158.9M to $1.27B including $56M from Marblehead.","Tangible book value per share $15.79, up $0.86 (+5.8%) YoY; 26,446 shares repurchased.","Nonperforming assets rose to $6.1M (0.41% of assets) from $2.9M; coverage ratio 254.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165976,"accession_number":"0001213900-25-039629","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Q1 2025 earnings call held; furnished transcript lacks specific financial data","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company hosted Q1 2025 conference call on May 2, 2025; transcript filed as Exhibit 99.1.","Furnished transcript contains only introductory remarks and forward-looking statements; no earnings figures included.","Revenue, EPS, net income, loan growth, or other key financial metrics are not provided in the exhibit.","Investors should refer to the full earnings release or call replay for detailed Q1 2025 results."],"consensus_eps_estimate":null,"consensus_eps_actual":0.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165975,"accession_number":"0001213900-25-034131","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["5.05"],"status":"ready","headline":"SB Financial Group adopts amended Code of Ethics & Business Conduct effective May 1, 2025","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board approved amended code on April 16, 2025; effective May 1, 2025.","Amendment resulted from routine governance review by Corporate Governance Committee.","No waivers were granted to any officer, director, employee, or agent.","Amended code incorporates current best practices and additional company policies.","Full text available on Company's investor relations website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165974,"accession_number":"0001213900-25-033751","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial declares $0.15 quarterly dividend, 7% increase over prior year","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of $0.15 per share, payable May 30, 2025 to holders of record May 16, 2025.","Dividend represents a 7% increase from $0.14 per share in the prior year.","Trailing four quarters total $0.58 per share vs. $0.54, a 7% increase yielding 3.2%.","CEO Mark Klein highlighted the return to shareholders and increased payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165973,"accession_number":"0001213900-25-032886","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"SB Financial Group annual meeting elects three directors, ratifies auditor, approves executive compensation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors Richard Hardgrove, Mark Klein, William Martin elected for three-year terms expiring 2028; votes for from 3.08M to 3.61M.","Ratification of FORVIS LLP as independent auditor approved with 4.77M votes for and 47k against.","Non-binding advisory vote on named executive officer compensation approved: 3.48M for, 157k against.","Shareholders chose 1-year frequency for future advisory votes on executive compensation (3.41M votes for 1 year)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165972,"accession_number":"0001213900-25-032586","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-04-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial reports 2024 net income of $11.5M; deposit growth $82.4M, loans up $46.5M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Net income $11.5M ($1.72/share), down from $12.1M in 2023; ROAA 0.84%, ROAE 9.19%","Deposit growth $82.4M to $1.15B; loan growth $46.5M; Wealth Mgmt AUM up $45.9M","Asset quality strong: NPAs covered 274%, NPA/assets 0.11%; NCOs near zero","Expanded into Northern Ohio, new LPO in Cincinnati; regulatory OK for Angola, IN","Dividend CAGR 12.1% over 10 years; payout ratio 32.56%; TBV CAGR 6.3%"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183525,"accession_number":"0001213900-25-007784","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial holds Q4 2024 call; no specific results in filing excerpt","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Conference call held Jan 24, 2025 to discuss Q4 2024 financial results.","Management included CEO Mark Klein, CFO Anthony Cosentino, CLO Steven Walz.","The furnished transcript excerpt does not contain financial figures.","Full transcript available on investor relations website."],"consensus_eps_estimate":null,"consensus_eps_actual":1.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183524,"accession_number":"0001213900-25-007294","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Q4 net income $3.6M (-6.4% YoY); adjusted EPS up 16.7%; loans +$46.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 diluted EPS $0.55 vs $0.57 prior year; adjusted EPS increased $0.07 or 16.7%.","Net interest income $10.9M (+13.7% YoY); net interest margin expanded 24 bps to 3.35%.","Total deposits $1.15B (+$82.4M or 7.7% YoY); loans $1.05B (+$46.5M or 4.7% YoY).","Nonperforming assets $5.5M (0.40% of assets) vs $3.3M (0.25%) prior year; reserve coverage 273.7%.","Closed Marblehead acquisition in Jan 2025; repurchased 130,465 shares in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":1.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183523,"accession_number":"0001213900-25-005289","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial declares quarterly dividend of $0.145/share, a 7% YoY increase","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.145 per share, payable Feb 28, 2025 to holders of record Feb 14, 2025.","7% increase from prior year's $0.135 per share; trailing four quarters $0.56 vs $0.52 (8% increase).","CEO notes dividend yield of 2.8%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183522,"accession_number":"0001213900-25-004991","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"SB Financial closes $5.0M Marblehead Bancorp acquisition; adds Ottawa County, OH footprint","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Shareholders of Marblehead received $196.31 per share in cash; total consideration of ~$5.0M.","Combined company now manages ~$1.4B in assets; expands State Bank's footprint to Ottawa County, Ohio.","Marblehead Bank merged into State Bank; both branch offices on the Marblehead Peninsula retained.","Deal unanimously approved by both boards and Marblehead shareholders; closed January 17, 2025.","SB Financial expects to enhance service in Northwest Ohio with expanded financial product suite."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200102,"accession_number":"0001213900-24-110525","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-12-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SB Financial authorizes share repurchase of up to 500,000 common shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 500,000 common shares (~7.6% of outstanding).","Repurchased shares will be held as Treasury for general corporate purposes.","Timing and number depend on market conditions; no guarantee of exact amount.","Program may be suspended or commenced at any time without prior notice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200101,"accession_number":"0001213900-24-092116","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Group discusses Q3 2024 results; details not provided in filing excerpt","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Conference call and webcast held on October 25, 2024 to review Q3 2024 performance.","Specific financial figures (EPS, revenue, YoY changes) are not available from the provided transcript excerpt.","No guidance updates, dividend changes, or material events were mentioned in the available text."],"consensus_eps_estimate":null,"consensus_eps_actual":1.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200100,"accession_number":"0001213900-24-091109","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Q3 net income $2.4M (-12.4% YoY); EPS $0.35; tangible book up 26% to $16.49","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $2.4M, down 12.4% YoY; diluted EPS $0.35 (-10.3% YoY) but up 3.0% adjusted for MSR impairment.","Net interest income $10.2M (+6.8% YoY); net interest margin expanded 9 bps to 3.17%.","Total loans $1.03B (+$40.9M or 4.1% YoY); deposits $1.16B (+6.8% YoY).","Mortgage originations $70.7M (+15.5% YoY); servicing portfolio $1.41B (+2.9%).","Tangible book value per share $16.49 (+26.0% YoY); Marblehead acquisition on track."],"consensus_eps_estimate":null,"consensus_eps_actual":1.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200099,"accession_number":"0001213900-24-088880","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-10-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial declares $0.145 quarterly dividend, 7% increase YoY","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.145 per share, payable Nov 22, 2024 to holders of record Nov 8, 2024.","7% increase from $0.135 per share in prior year; trailing four quarters $0.56 vs $0.52 (8% increase).","Dividend yield of approximately 2.8% based on current share price."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216117,"accession_number":"0001213900-24-069401","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-08-15T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"SB Financial (SBFG) to acquire Marblehead Bancorp for ~$5M cash, adds Ohio branches","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Marblehead shareholders receive $196.31 cash per share; aggregate value ~$5.0 million.","Acquisition adds 3 branches in Ottawa County, OH; combined assets ~$1.4B (pro forma 6/30/24).","Transaction expected to close in Q4 2024, pending regulatory and Marblehead shareholder approvals.","Boards of both companies unanimously approved; merger aligns with SB Financial's strategic growth.","Janney Montgomery Scott served as Marblehead's financial advisor; Vorys advised SB Financial."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216116,"accession_number":"0001213900-24-063438","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Group holds Q2 2024 conference call but no specific results filed","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Filed 8-K furnishing transcript of July 19, 2024 conference call on Q2 2024 results.","Transcript provided does not contain actual financial figures or guidance.","No earnings data (revenue, EPS, loan volumes) are included in the filing or exhibit.","Company ticker SBFG; no material quantitative updates available from this filing."],"consensus_eps_estimate":0.5508,"consensus_eps_actual":0.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216115,"accession_number":"0001013762-24-000382","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Group Q2 net income $3.1M, diluted EPS $0.47, up 6.8% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $3.1M (+1.2% YoY); diluted EPS $0.47 (+6.8% YoY).","Net interest income $9.7M (-1.7% YoY); loan portfolio grew 2.1% to $1.01B.","Mortgage banking revenue net $1.8M (+18.8% YoY); originations $75.1M (+14.9% YoY).","Nonperforming loans rose to 0.47% of loans (from 0.25% linked quarter); reserve coverage >325%.","Total deposits $1.12B (+4.1% YoY); shareholders' equity $125.5M (+6.6% YoY)."],"consensus_eps_estimate":0.5508,"consensus_eps_actual":0.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216114,"accession_number":"0001213900-24-062903","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-07-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial declares Q3 dividend of $0.14, up 8% from prior year","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.14 per share, payable August 23, 2024 to holders of record as of August 9, 2024.","Dividend increased 8% from $0.13 per share in the prior-year quarter.","Trailing four-quarter total dividend of $0.55 per share vs. $0.51 per share, also up 8%.","Dividend yield of 4.1% based on current price.","CEO Mark Klein cited commitment to returning capital to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235635,"accession_number":"0001213900-24-037200","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Group discusses Q1 2024 results on earnings call; transcript provided","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company hosted Q1 2024 earnings call on April 19, 2024, with prepared remarks and Q&A.","Transcript furnished as Exhibit 99.1 to Form 8-K; no specific financial figures available in provided excerpt.","Call participants included Mark Klein (CEO), Anthony Cosentino (CFO), and others."],"consensus_eps_estimate":null,"consensus_eps_actual":0.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235634,"accession_number":"0001213900-24-035342","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SB Financial Q1 net income $2.4M (-3.3% YoY), EPS flat at $0.35","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income $9.2M, down 11.1% YoY on higher deposit costs; net interest margin compressed 38 bps.","Total loans grew 1.6% to $991.6M; nonperforming assets improved to 0.22% of assets from 0.30%.","Noninterest income up 7.8% to $3.95M, driven by 30.4% gain on mortgage sales; noninterest expenses down 4.6%.","Mortgage banking net revenue rose 20.3% to $1.45M; servicing portfolio reached $1.37B (+2.1% YoY).","Total deposits stable at $1.112B; shareholders' equity $123.7M, up 3.3% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":0.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235633,"accession_number":"0001213900-24-034416","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-04-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial declares $0.14 quarterly dividend, up 8% YoY, payable May 24","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.14 per share, an 8% increase from $0.13 in prior year.","Payable May 24, 2024 to shareholders of record as of May 10, 2024.","Trailing four-quarter dividend totals $0.54 per share, up 8% from $0.50; yield 4.1%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235632,"accession_number":"0001213900-24-034320","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-04-19T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"SB Financial Group shareholders elect directors, ratify auditor, approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors Carter, Helberg, and Kissner elected for three-year terms with majority votes (3.4M, 3.5M, 2.8M for).","Ratification of FORVIS, LLP as independent auditor approved with 5,026,306 votes for, 80,898 against.","Non-binding advisory vote on named executive officer compensation passed with 3,853,296 for, 198,577 against.","Voter turnout 75.27% (5,109,290 shares represented of 6,787,451 outstanding).","All three proposals were approved by shareholders at the April 17, 2024 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":139370352.4542601,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235631,"accession_number":"0001213900-24-033712","cik":767405,"company_name":"SB FINANCIAL GROUP, INC.","ticker":"SBFG","form_type":"8-K","filed_at":"2024-04-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SB Financial Group presents 2023 results: net income $12.1M, EPS $1.75, loans reach $1B","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Net income $12.1M ($1.75/share); 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