{"filings":[{"id":1637876,"accession_number":"0001662991-26-000118","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2026-07-14T20:27:06+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle sets Q2 2026 earnings release for August 6; to present at four investor conferences","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Q2 2026 results due after market close on August 6, 2026; conference call at 5:00 p.m. ET.","Management to participate in Needham, Oppenheimer, FT Partners, and BTIG conferences in Aug–Sep 2026.","Earnings presentation available on IR page after market close; advance questions accepted via email.","Replay of conference call will be posted on the Investor Relations page."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":67887,"accession_number":"0001662991-26-000075","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2026-05-13T20:02:45+00:00","items":["7.01","9.01"],"status":"ready","headline":"Sezzle furnishes May 2026 investor presentation; no new financial disclosures in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Sezzle filed an 8-K to announce it may begin investor presentations using an attached slide deck dated May 2026.","The provided exhibit excerpt contains only a style guide and title slide; no revenue, earnings, or operational metrics were disclosed.","No updated guidance, partnership announcements, or material business developments are evident from the filing text.","The presentation is furnished under Regulation FD and is not deemed filed or incorporated by reference."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":21773,"accession_number":"0001662991-26-000071","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2026-05-11T22:15:09+00:00","items":["1.01","2.03","7.01","9.01"],"status":"ready","headline":"Sezzle secures $300M credit facility with SOFR+3.86%, 3-yr term, up to 92.5% advance rate","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["New $300M facility with $75M accordion; 3-month Term SOFR + 3.86%, down from prior 6.75% spread.","Advance rate increased to up to 92.5% of eligible originations from 90% previously.","$153.5M outstanding from prior $225M facility carried forward with no repayment at closing.","Maturity May 7, 2029; minimum utilization lowered to $50M from $60M.","Amendment allows dividends/repurchases up to $75M + 50% of net income after May 7, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":94519,"accession_number":"0001662991-26-000064","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle Q1 GMV +37% to $1.1B; raises FY2026 guidance across all metrics","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GMV up 37.3% YoY to $1.1B; record avg purchase frequency 7.1x vs 6.1x in Q1 2025.","Revenue $135.5M (+29.2% YoY); net income $51.3M (+41.9%); adj. net income $50.0M (+41.5%).","Adj. EBITDA $71.1M (52.5% margin); diluted EPS $1.47; adj. diluted EPS $1.43.","FY2026 guidance raised: rev growth 30-35% (from 25-30%); adj. net income to $180M (from $170M); adj. EPS to $5.10 (from $4.70)."],"consensus_eps_estimate":1.2609,"consensus_eps_actual":1.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":135539000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":94518,"accession_number":"0001662991-26-000058","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2026-04-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle to release Q1 2026 results on May 6; conference call at 5pm ET","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Q1 2026 earnings release after market close on May 6, 2026; conference call and webcast at 5pm ET same day.","Investor events scheduled: Needham Tech Conference (May 14), J.P. Morgan Global TMT (May 18), B. Riley Annual (May 20), Needham NDR (Jun 17), Northland Growth (Jun 23).","Investors may submit questions in advance via investorrelations@sezzle.com.","No financial results or guidance announced; only date of earnings release and investor participation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":94517,"accession_number":"0001662991-26-000056","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2026-04-09T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Sezzle director resigns citing differences with management; new director appointed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Karen Webster resigned from Board on April 3, 2026, citing disagreement with management on direction, key decisions, and governance.","Bryan Hunt appointed to fill vacancy on April 9, 2026; he is a General Partner at Relevance Ventures and former Wells Fargo analyst.","Hunt will serve on Audit, Compensation, and Nominating committees; receives standard director compensation ($65k retainer, committee fees, 935 RSUs vesting over ~3.7 years).","Webster's resignation letter is attached as Exhibit 17.1; she had served on all three committees."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":106963,"accession_number":"0001662991-26-000036","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2026-03-20T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Sezzle dismisses Baker Tilly, engages PwC as new auditor; notes material weakness in internal controls","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Dismissed Baker Tilly as auditor on March 16, 2026; Audit Committee approved both dismissal and engagement of PwC.","Baker Tilly's audit report on internal controls for FY2025 noted a material weakness related to classification of note receivable cash flows.","No disagreements with Baker Tilly on accounting principles; only reportable event was the previously disclosed material weakness.","PwC engagement for FY2026 subject to standard client acceptance; no prior consultations on accounting or audit matters.","Baker Tilly's opinion on financial statements for FY2025 and FY2024 was unqualified."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":106962,"accession_number":"0001662991-26-000032","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2026-03-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Sezzle releases investor presentation with style guide only; no new business details provided.","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Sezzle announced the availability of an investor presentation dated March 6, 2026 for use in meetings.","The presentation attached as Exhibit 99.1 contains only a style guide, formatting instructions, and a disclaimer.","No financial data, operational metrics, guidance, or material updates are included in the filed document.","Ticker: SEZL. No other tickers or counterparties mentioned."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":106961,"accession_number":"0001662991-26-000014","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["2.02","4.02","9.01"],"status":"ready","headline":"Sezzle reports Q4 2025 GMV $1.2B, net income $1.21/share; restates prior cash flow statements","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GMV record $1.2B (+35.3% YoY); revenue $129.9M (+32.2% YoY).","FY2025 revenue $450.3M (+66.1% YoY); net income $133.1M (+69.5% YoY); adj. net income $128.4M (+96.6% YoY).","FY2026 guidance: adj. EPS $4.70 (up from $4.35), rev growth 25-30%, adj. net income $170M.","Monthly On-Demand/Subscribers hit record 918,000; app sessions +51% YoY.","Non-reliance on prior cash flow stmts due to misclassification of note receivable purchases/repayments; no impact on income or B/S."],"consensus_eps_estimate":0.9787,"consensus_eps_actual":3.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":450279000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":106960,"accession_number":"0001662991-26-000008","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle announces Q4 2025 earnings release date of Feb 25, 2026; no preliminary results","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q4 and full-year 2025 results to be released after market close on February 25, 2026.","Conference call and webcast at 5:00 p.m. ET on the same day.","Management to participate in Wolfe Research FinTech Forum on March 10, 2026.","Management also to participate in Oppenheimer Non-Deal Roadshow on March 11, 2026.","No financial results, guidance, or preliminary metrics disclosed in this press release."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":106959,"accession_number":"0001662991-26-000006","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Sezzle appoints Lee Brading as CFO effective Feb 1, 2026; Karen Hartje retires","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brading, former SVP Corporate Development, succeeds retiring CFO Karen Hartje who served ~8 years.","Brading to receive $450k base salary, $2M RSUs (4-year vest, 1-year cliff), 50% target bonus.","Hartje will remain as consultant to ensure orderly transition per Nov 2025 consulting agreement.","Brading joined Sezzle in 2020, led strategy, profitability transition, and NASDAQ uplisting.","No material interest or family relationships; appointment follows executive search."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":123299,"accession_number":"0001662991-25-000276","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-12-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Sezzle authorizes $100M additional share repurchase after completing $50M program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized new $100M stock repurchase program; prior $50M program completed.","Through all programs, 2.9M shares repurchased at avg $24.03 per share.","Program has no fixed expiration; repurchases subject to market conditions and Rule 10b-18.","CEO cites strong financial position and disciplined capital allocation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":123298,"accession_number":"0001662991-25-000274","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-11-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Sezzle files 8-K with investor presentation; no extractable business details","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company may begin investor presentations using slides attached as Exhibit 99.1.","Exhibit text is unreadable; no specific financial or operational data available.","Filing contains no earnings, guidance, or material event beyond routine disclosure.","No changes to leadership, capital structure, or strategy are reported."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":123297,"accession_number":"0001662991-25-000255","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["1.01","2.02","2.03","5.02","9.01"],"status":"ready","headline":"Sezzle Q3 2025: GMV crosses $1B, revenue $116.8M (+67%), EPS $0.75, raises FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GMV $1.0B (+58.7% YoY), total revenue $116.8M (+67% YoY), net income $26.7M ($0.75 diluted EPS, +70.5%).","Adj. net income $25.4M ($0.71 diluted EPS, +51.1% YoY); FY2025 guidance raised; FY2026 Adj. EPS guidance of $4.35.","CFO Karen Hartje to transition to consulting role; $10k/month for 12 months, healthcare through June 2026; remains CFO during period.","Credit facility borrowing capacity increased from $150M to $225M via accordion feature to support business growth."],"consensus_eps_estimate":0.6645,"consensus_eps_actual":2.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":320410000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":123296,"accession_number":"0001662991-25-000253","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle to report Q3 2025 results on Nov 5, 2025, after market close","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Earnings release on November 5, 2025, after market close; conference call at 5:00 p.m. ET same day.","Investor events: Oppenheimer Non-Deal Roadshow Nov 17; Wells Fargo TMT Summit Nov 18; Northland Growth Conference Dec 16.","Q&A submission encouraged via investorrelations@sezzle.com prior to call.","No financial results provided in this announcement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":139967,"accession_number":"0001662991-25-000217","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-08-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Sezzle files 8-K to disclose investor presentation; no material new information","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filing states Sezzle may use a slide presentation for investor meetings starting August 11, 2025.","Exhibit 99.1 attached but contains only formatting codes; no financial data or strategic updates readable.","No earnings, guidance, or operational changes disclosed in the filing or exhibit."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":139966,"accession_number":"0001662991-25-000213","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["1.02","2.02","9.01"],"status":"ready","headline":"Sezzle Q2 GMV hits $927M (+74% YoY); revenue $98.7M (+76% YoY)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GMV of $927.0M, up 74.2% YoY; total revenue $98.7M, up 76.4% YoY.","Monthly On-Demand & Subscribers (MODS) reached 748,000, up from 658,000 last quarter.","Operating expenses grew 59.5% YoY to $62.6M but as % of revenue improved to 63.4%.","Transaction related costs as % of GMV improved to 4.1% from 4.5% YoY.","B Corp certification allowed to expire; company says no material impact on operations."],"consensus_eps_estimate":0.5916,"consensus_eps_actual":1.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":203614000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":139965,"accession_number":"0001662991-25-000209","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-08-04T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Sezzle amends equity plan to permit sell-to-cover tax withholding and blackout-period settlement delays","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved amendment on July 31, 2025, effective immediately.","Amendment allows third-party administrator sales of shares to cover tax withholding obligations.","Settlement may be delayed if vesting occurs during a blackout period under company's trading policy.","All outstanding awards, including those held by named executive officers, are subject to the amendment.","No changes to other terms of the 2021 Equity Incentive Plan or existing award agreements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":139964,"accession_number":"0001662991-25-000203","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle to announce Q2 2025 results on August 7, 2025; conference call at 5:00pm ET","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q2 2025 results release after market close on August 7, 2025, with earnings call same day at 5:00pm ET.","Earnings presentation and replay will be available on the Investor Relations website.","Management to present at Oppenheimer, Needham, and B. Riley conferences in August/September 2025.","Advance questions for the earnings call can be submitted to investorrelations@sezzle.com."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157585,"accession_number":"0001662991-25-000145","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-06-13T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Sezzle shareholders elect directors, ratify auditor, approve Say-on-Pay at 2025 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All five director nominees elected; Charles Youakim received 22.2M votes for, 78,468 withheld.","Baker Tilly US, LLP ratified as independent auditor for 2025: 28.3M for, 7,510 against.","Advisory vote on executive compensation approved: 22.1M for, 195,097 against, 47,550 abstain.","Broker non-votes of ~6.0M on director and say-on-pay proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157584,"accession_number":"0001662991-25-000138","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-06-11T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Sezzle files antitrust lawsuit against Shopify in Minnesota federal court","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Lawsuit filed June 9, 2025 in U.S. District Court for Minnesota.","Alleges federal and state antitrust violations by Shopify Inc.","Complaint available on Sezzle investor relations website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157583,"accession_number":"0001662991-25-000136","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-06-11T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Sezzle holds 2025 annual meeting; shareholders vote on director re-elections","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Annual meeting held June 10, 2025; presentation furnished as Exhibit 99.1.","Proposals included re-election of Sam Sample and Jane Citizen as directors.","No voting results or other business outcomes disclosed in the filing.","Presentation slides also show Q&A session with 2000-character limit."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157582,"accession_number":"0001662991-25-000132","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-06-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Sezzle files antitrust lawsuit against Shopify for monopolistic BNPL practices","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Sezzle filed lawsuit against Shopify in U.S. District Court for Minnesota alleging federal and state antitrust violations.","Suit seeks injunction to stop anticompetitive conduct and damages that could be tripled under applicable laws.","Shopify-related revenue was less than 5% of Sezzle's total revenue in Q1 2025.","Sezzle reaffirms fiscal 2025 guidance provided on May 7, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157581,"accession_number":"0001662991-25-000090","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-05-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Sezzle files investor presentation with no new material updates disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filing announces company may use investor presentation slides as of May 9, 2025.","No specific financial or operational figures available from the attached exhibit.","Routine Regulation FD disclosure; content of presentation not summarized in filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157580,"accession_number":"0001662991-25-000084","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle Q1 revenue $104.9M (+123% YoY); raises FY 2025 net income guidance to $120M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GMV $808.7M (+64.1% YoY); total revenue $104.9M (+123.3% YoY) to new quarterly high.","Operating expenses $55.0M, but as % of revenue improved 18.2 pts to 52.4%.","Transaction-related costs as % of GMV fell to 3.8% from 4.3% YoY on better credit performance.","Monthly On-Demand & Subscribers 658,000, down seasonally from 707,000 in Q4.","FY 2025 net income guidance raised ~50% to $120M; CEO cites stronger consumer activity and repayment trends."],"consensus_eps_estimate":null,"consensus_eps_actual":1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":104912000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157579,"accession_number":"0001662991-25-000080","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Sezzle sets June 10 annual meeting, Q1 earnings May 7; to attend four investor conferences","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["2025 Annual Meeting of Stockholders scheduled for June 10, 2025 at 5:00 pm ET, held online.","First quarter 2025 results will be released after market close on May 7, 2025, with a call at 5:00 pm ET.","Investor presentation will be available on the IR website prior to the May 7 earnings call.","Company to present at Needham, J.P. Morgan, B. Riley, and Northland conferences between May 12 and June 25."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157578,"accession_number":"0001662991-25-000076","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-04-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle to release Q1 2025 results on May 7, 2025, and host conference call","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Q1 2025 results due after market close May 7; conference call at 5:00 p.m. ET same day.","Earnings presentation will be posted on IR website shortly after market close.","Management to participate in Needham 1x1 Conference on May 12 and B. Riley Investor Conference on May 21-22.","Advance questions for the call can be submitted to investorrelations@sezzle.com."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":175950,"accession_number":"0001662991-25-000062","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-03-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Sezzle grants equity awards to six executives; COO gets 4,019 PSIP shares + RSUs","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CFO Hartje receives 1,000 unrestricted shares as part of annual Profit-Sharing Incentive Plan (PSIP).","General Counsel Hollis granted 600 RSUs with 4-year vesting; SVP Krause gets 400 RSUs.","COO Sabzivand awarded 4,019 unrestricted PSIP shares and 2,000 RSUs with same vesting.","CEO Youakim and President Paradis each receive 2,000 and 1,000 unrestricted shares respectively."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":175949,"accession_number":"0001662991-25-000045","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-03-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Sezzle announces 6-for-1 stock split and $50M share repurchase program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Six-for-one stock split via dividend: record date March 21, payable after close March 28, trading split-adjusted March 31.","Board authorized $50M common stock repurchase program with no fixed expiration; purchases in open market under Rule 10b-18.","Company states split is intended to make ownership more accessible to investors and employees.","Repurchase program may be extended, suspended or discontinued at company’s discretion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":175948,"accession_number":"0001662991-25-000038","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-02-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Sezzle Q4 revenue doubles to $98.2M; guides 2025 pre-tax net income +55%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 GMV hit record $855.4M, up 42.1% YoY; total revenue $98.2M, up 100.9% YoY.","Net income $25.4M ($4.21 diluted EPS) vs $0.51 in Q4 2023; adjusted net income $26.5M ($4.39).","Full-year GMV $2.5B, up 39.2% YoY; operating margin improved to 31.4% from 15.7%.","Expects 2025 pre-tax net income to increase more than 55% vs 2024.","Sezzle On-Demand launched; Monthly On-Demand & Subscribers (MODS) reached 707,000 as of Dec 31, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":13.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":271127890.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":175947,"accession_number":"0001662991-25-000034","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-02-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle schedules Q4 2024 earnings release for February 25, 2025","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Q4 2024 results due after market close on Feb 25; conference call at 5:00 p.m. ET that day.","Investors can register for call via https://dpregister.com/sreg/10196962/fe834c8562.","Management to present at Oppenheimer 10th Annual Emerging Growth Conference on Feb 26, 2025.","Management also to present at Wolfe FinTech Forum 2025 on March 11, 2025.","Investor presentation to be available on IR page ahead of conferences."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":175946,"accession_number":"0001662991-25-000029","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Sezzle awards 49,500 RSUs and 10,803 options to five top executives","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CFO Hartje 10,000 RSUs; COO Sabzivand 25,000 RSUs; President Paradis 10,000 RSUs; SVP Krause 4,500 RSUs; CEO Youakim option for 10,803 shares at $68.26.","All awards vest 25% on April 1, 2025 and 6.25% quarterly thereafter, fully vesting over 4 years.","Vesting accelerates on a change of control, termination without cause, or resignation for good reason.","Grants were previously reported on Form 4 filings within two business days of April 1, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":175945,"accession_number":"0001662991-25-000021","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2025-01-15T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Sezzle expects to exceed FY2024 revenue and net income guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2024 total revenue expected to exceed prior 55% growth over $159.4M in 2023.","Net income projected to exceed prior guidance of $71.5M (vs $7.1M in 2023).","Adjusted net income projected to exceed prior guidance of $58.0M (vs $5.6M in 2023).","Credit losses aligning with expectations; driven by strong holiday demand and execution."],"consensus_eps_estimate":null,"consensus_eps_actual":13.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":271127890.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":192870,"accession_number":"0001662991-24-000308","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-11-22T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"Sezzle shareholders approve charter amendments removing written consent prohibition and common prime stock","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders approved Fifth Restated Certificate removing prohibition on stockholder action by written consent.","Certificate eliminates 300 million authorized shares of common prime stock, no longer needed after ASX delisting.","All five director nominees elected: Charles Youakim, Kyle Brehm, Stephen East, Paul Paradis, Karen Webster.","Ratification of independent auditor approved with 4,554,030 votes for.","Restated certificate became effective November 20, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":192869,"accession_number":"0001662991-24-000302","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-11-19T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Sezzle annual meeting presentation shows only routine director re-election items; no financial results provided","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation submitted for Nov 19, 2024 annual meeting; text shows re-election of Sam Sample and Jane Citizen as directors.","No earnings, guidance, or other financial data are present in the furnished exhibit.","The filing under Item 2.02 appears to reference a presentation that lacks substantive operational updates.","Confidence is low because the exhibit content is minimal and likely incomplete or placeholder."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":192868,"accession_number":"0001662991-24-000296","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Sezzle furnishes investor presentation; content not available in filing text","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filing states investor presentation may commence as of Nov 12, 2024.","Exhibit 99.1 attached but not included in provided text.","No specific financial or operational metrics disclosed in the filing body.","Investors are directed to SEC filings for context; no update obligation.","Confidence low due to lack of exhibit content."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":192867,"accession_number":"0001662991-24-000292","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle Q3 revenue $70M (+71% YoY), net income $15.4M; raises guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["UMS $659.9M (+40.6% YoY); revenue $70.0M (+71.3% YoY); operating income $20.8M (+289.6% YoY).","Net income $15.4M ($2.62 diluted EPS) vs $2.7M ($0.23) a year ago; adjusted EPS $2.92.","Launched banking program with WebBank; active subscribers 529,000; purchase frequency rose to 5.4x from 4.1x.","Company raises FY2024 guidance citing sustained growth momentum and holiday season outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":8.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":172904830.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":192866,"accession_number":"0001662991-24-000290","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-10-18T23:59:59+00:00","items":["1.01","2.03"],"status":"ready","headline":"Sezzle amends credit agreement, loosens dividend and buyback restrictions","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Amendment No. 2 to Limited Guaranty and Indemnity Agreement with Bastion Funding VI LP dated Oct 15, 2024.","Updates minimum tangible net worth covenant and expands ability to make restricted payments (dividends/repurchases).","Permits restricted payments if trailing 12-month net income positive; cap is 50% of net income from Oct 2021-Oct 2022 plus 50% of monthly net income thereafter.","Company can now return more capital to shareholders subject to covenant conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":192865,"accession_number":"0001662991-24-000287","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle schedules Q3 2024 earnings release and conference call for Nov 7, 2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q3 2024 results will be released after market close on Thursday, November 7, 2024.","Conference call to discuss results at 5:00 p.m. ET on the same day, November 7, 2024.","Investors can register for the call at https://dpregister.com/sreg/10193861/fdcca5b749.","Questions may be submitted in advance to investorrelations@sezzle.com."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":192864,"accession_number":"0001662991-24-000273","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-10-02T23:59:59+00:00","items":["1.01","2.03"],"status":"ready","headline":"Sezzle amends WebBank agreements to keep subscription product issuance; adjusts credit facility","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sezzle remains issuer of Sezzle Anywhere and Sezzle Premium; WebBank exclusive for Pay-in-2/4 and card products.","Credit Agreement amended to allow Sezzle Funding SPE II to purchase loans from WebBank under the program.","Amendments effective September 26, 2024; full terms to be filed in Q3 10-Q.","WebBank is Sezzle's exclusive bank for originating and financing Pay-in-2/4 products, subject to limited exceptions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":209277,"accession_number":"0001662991-24-000242","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-08-28T23:59:59+00:00","items":["1.01","2.03","7.01"],"status":"ready","headline":"Sezzle inks five-year exclusive banking deal with WebBank for core BNPL and card products","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Five-year strategic partnership with WebBank to originate and finance Pay-in-2 and Pay-in-4 products, subscription and card products.","WebBank serves as exclusive issuer of Sezzle subscription and card products; launch expected September 2024 after testing.","Sezzle acts as program administrator and master servicer subject to WebBank's review; WebBank may sell loans to Sezzle.","Company to provide updated financial guidance in early November with Q3 2024 results release."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":209276,"accession_number":"0001662991-24-000234","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-08-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Sezzle files 8-K for investor presentation; no substantive details disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filing announces availability of an investor slide presentation dated August 13, 2024.","No financial or operational updates are provided in the filing body or the attached exhibit (content not included).","The presentation is furnished under Regulation FD and is not incorporated by reference into SEC filings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":209275,"accession_number":"0001662991-24-000224","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-08-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle Q2 net income $29.7M ($4.93/diluted EPS); raises FY24 guidance on revenue growth 35-40%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $56.0M (+60.2% YoY); UMS $532.2M (+38.9% YoY); operating income $16.7M (+343.7% YoY).","Adjusted net income $13.1M (23.3% of revenue); adjusted diluted EPS $2.17 vs ($0.03) YoY.","Raised FY24 guidance: total revenue growth 35-40% (prev 25%), net income $55M (prev $30M), adjusted net income $40M (new).","Net income includes $16.8M discrete tax benefit from release of valuation allowance on deferred tax assets.","Active subscribers 462,000; consumer purchase frequency climbed to 4.8x in Q2 from 3.3x YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":6.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":102947139.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":209274,"accession_number":"0001662991-24-000212","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle announces Q2 2024 earnings release date of Aug 7, 2024","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Q2 2024 results to be released after market close on August 7, 2024.","Conference call scheduled for 5:00 PM ET on same day; registration required.","Investors may submit questions in advance via email to investorrelations@sezzle.com.","No financial results included in this filing; only date and call details."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":209273,"accession_number":"0001662991-24-000205","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Sezzle appoints Stephen East and Kyle Brehm as directors; Cutter and Lahiff resign","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael Cutter and Paul Alan Lahiff resigned as directors on July 18 and July 20, 2024, effective immediately.","Appointed Stephen F. East (former Wells Fargo MD/analyst) and Kyle M. Brehm (Fredrikson & Byron attorney) to board effective July 18, 2024.","East chairs Compensation, Nominating/Governance, and Audit/Risk Committees; Brehm serves as member on all three.","Each new director gets $60,000 annual retainer plus committee fees; granted 500 RSUs (~$42,165) vesting over ~3.7 years.","Both directors deemed independent under NASDAQ rules; appointments fill two board vacancies."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":227229,"accession_number":"0001662991-24-000176","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-06-24T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"Sezzle authorizes $15M share repurchase program; completes prior $5M plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized new $15.0M stock buyback after finishing $5.0M plan from Dec 22, 2023.","Repurchases in open market per Rule 10b-18; company not obligated to buy any specific amount.","CEO Charlie Youakim cites confidence in momentum and disciplined capital allocation.","Also amended limited guaranty to permit up to $3M in equity repurchases regardless of covenant."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":227228,"accession_number":"0001662991-24-000164","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-06-10T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Director Paul Purcell resigns; Sezzle postpones 2024 Annual Meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Paul Purcell resigned from board effective June 6, 2024, citing increasing professional commitments.","Purcell served 5 years, including on Audit, Compensation, and Nominating committees.","Annual Meeting originally set for June 13, 2024 is rescheduled; new date and record date TBD.","Resignation not related to any company operations, policies, or practices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":227227,"accession_number":"0001662991-24-000156","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-05-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Sezzle furnishes investor presentation for meetings starting May 22, 2024","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company may commence investor and analyst presentations using Exhibit 99.1 slide deck.","No specific financial or operational data disclosed in the 8-K filing.","Presentation is furnished under Item 7.01 and not deemed filed for SEC purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":227226,"accession_number":"0001662991-24-000152","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Sezzle makes investor presentation available; exhibit content not provided for summary","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Sezzle may begin using a slide presentation for investor meetings (Exhibit 99.1).","No specific financial or operational data from the presentation is available in this filing text.","The presentation is furnished under Regulation FD; not filed with the SEC.","Investors should refer to upcoming earnings or other SEC filings for material updates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":227225,"accession_number":"0001662991-24-000141","cik":1662991,"company_name":"Sezzle Inc.","ticker":"SEZL","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Sezzle Q1 GAAP Net Income $8.0M, exceeds FY23 total; FY24 guidance raised to $30M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Underlying Merchant Sales up 33.2% YoY to $492.7M; Total Income $47.0M (+35.5% YoY).","GAAP diluted EPS $1.34 vs $0.31 in Q1 2023; record Operating Income $13.8M (+155.3% YoY).","GAAP Net Income $8.0M for Q1 exceeds full-year 2023 net income of $7.1M.","FY2024 GAAP Net Income guidance raised to $30.0M from $20.0M.","Non-transaction related operating expenses fell 16.1% YoY to $16.2M; expense ratio improved."],"consensus_eps_estimate":null,"consensus_eps_actual":1.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":46978634.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3898716566.9251184,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2024-05-08T23:59:59+00:00|227225"}