{"filings":[{"id":1692598,"accession_number":"0001193125-26-306164","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2026-07-16T20:30:53+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First National Q2 net income $66.7M, adjusted EPS $0.50, NIM stable at 3.84%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $66.7M ($0.46 diluted EPS); adjusted net income $72.2M ($0.50 adjusted diluted EPS).","Total revenue $248.6M, up 3% linked quarter; net interest margin unchanged at 3.84%.","Committed loan production $1.8B, highest in nearly 4 years; total loans up 3% annualized linked quarter.","Adjusted efficiency ratio improved to 54.26% from 56.16% in Q1; repurchased 0.7M shares at avg $21.52.","Net charge-off ratio 0.20%; allowance for credit losses to loans 1.32%; provision exceeded net charge-offs by $8.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":70882,"accession_number":"0001193125-26-221998","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2026-05-13T21:29:45+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"SFNC shareholders approve amended stock plan; 3.55M share increase, $750K director cap, term extended to 2036","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amended plan increases share reserve from 3.8M to 7.35M shares (3.55M increase).","New $750,000 annual cap on combined cash and equity for non-employee directors.","Plan term extended to May 12, 2036 from April 17, 2033.","All 14 director nominees elected; say-on-pay passed with 99.15M for, 11.39M against.","Auditor Forvis Mazars ratified with 121.34M for, 5.31M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99610,"accession_number":"0001193125-26-159123","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2026-04-16T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First National Q1 EPS $0.47; loan growth 10% annualized, NIM expands to 3.84%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.47, net income $68.5M; adjusted diluted EPS also $0.47.","Total loans grew 10% annualized linked quarter to $17.93B; broad-based growth across geography and industry.","Net interest margin up 3 bps to 3.84%; cost of deposits down 8 bps to 1.96%.","Provision for credit losses $14.6M exceeded net charge-offs by $5.5M; NCO ratio 21 bps; ACL steady at 1.28%.","Adjusted PPNR rose 53% YoY to $100.7M; adjusted efficiency ratio improved 859 bps YoY to 56.16%."],"consensus_eps_estimate":0.4787,"consensus_eps_actual":0.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115728,"accession_number":"0001193125-26-088388","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2026-03-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Simmons First National amends CEO Brogdon's change-in-control severance to 3x base income","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["James M. Brogdon's change-in-control severance multiplier increased from 2x to 3x Base Period Income.","Amendment effective Feb 27, 2026; board approved Jan 28, 2026 after Brogdon became CEO on Jan 1, 2026.","Termination compensation paid as single sum cash payment 30 business days after later of change in control or termination."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115727,"accession_number":"0001193125-26-054851","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2026-02-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Simmons First National announces $175M stock repurchase program through Jan 2028","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized new $175M repurchase program, replacing prior program that expired Jan 31, 2026.","Program runs through Jan 31, 2028; may be modified or suspended at any time without notice.","Funding from cash on hand and future cash flow; no obligation to repurchase any shares.","Repurchases may be open market, privately negotiated, or via Rule 10b5-1 plans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115725,"accession_number":"0001193125-26-033819","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K/A","filed_at":"2026-02-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Simmons First National details CEO James Brogdon's 2026 compensation package","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Annual base salary of $900,000 with cash incentive target equal to 100% of base salary.","Equity target of 180% of base salary (50% RSUs + 50% PSUs) plus one-time enhancement of ~$1.62M.","Change-in-control severance increased from 2x to 3x base period income under CIC Agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115726,"accession_number":"0001193125-26-016672","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2026-01-20T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First National Q4 EPS $0.54; NIM expands 31 bps to 3.81%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $78.1M ($0.54 diluted EPS); adjusted EPS also $0.54; total revenue $249.0M.","Net interest margin (FTE) 3.81%, up 31 bps QoQ; cost of deposits down 21 bps to 2.04%.","Total loans $17.49B (+7% annualized); total deposits $20.18B (+7% annualized); customer deposits +8% annualized.","NCO ratio 1.12% from charge-offs of two previously disclosed credits and run-off portfolio sale; NPL ratio 0.64% (down 26 bps).","Adjusted ROAA 1.29%, adjusted ROTCE 16.10%; CET1 ratio 11.63%, TCE ratio 8.71%."],"consensus_eps_estimate":0.4886,"consensus_eps_actual":-2.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132153,"accession_number":"0001193125-25-331015","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-12-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Simmons First CEO enters aircraft time-sharing agreement for personal use of company plane","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO George Makris Jr. may lease company Falcon 2000S with crew for personal travel under FAR Part 91.","Reimburses actual expenses (fuel, crew travel, landing fees, etc.) plus 100% fuel surcharge.","No tax reimbursements for imputed income or federal excise tax; termination on 10 business days notice.","Agreement effective December 23, 2025, with ongoing indefinite term until terminated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132152,"accession_number":"0001193125-25-312758","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-12-09T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Simmons First National modifies 2024 PSUs for George Makris, Jr. on retirement","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board acted Dec 4, 2025 under 2024 PSU agreement authority for George Makris, Jr.'s retirement.","Unvested PSUs will vest if performance criteria met, as if employed full three-year period.","No proration of final award and no acceleration of payment.","Modification made under Simmons 2023 Stock and Incentive Plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132151,"accession_number":"0001193125-25-241469","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-10-16T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons reports Q3 net loss of $562.8M after balance sheet repositioning; adjusted EPS $0.46","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $562.8M ($(4.00)/share) from $2.4B securities sale loss; adjusted net income $64.9M ($0.46 A-diluted).","Completed $327M equity offering; after-tax loss on securities sale was $626M.","NIM (FTE) expanded 44 bps to 3.50%; adjusted revenue up 9% QoQ to $232.5M.","Adjusted PPNR rose 20% QoQ to $92.8M; adjusted efficiency ratio improved 280 bps to 57.72%.","Q4 NIM guided to 3.65%+; CET1 ratio at 11.5%; TCE ratio 8.5%."],"consensus_eps_estimate":0.4831,"consensus_eps_actual":-3.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148721,"accession_number":"0001193125-25-202217","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-09-12T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Simmons First National closes $325M subordinated notes offering; proceeds to repay $330M 2028 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $325M aggregate principal of 6.25% Fixed-to-Floating Rate Subordinated Notes due 2035; net proceeds ~$321.3M.","Proceeds to repay in full $330M Floating-to-Fixed Rate Subordinated Notes due 2028 on Oct 1, 2025, plus general corporate purposes.","Notes qualify as Tier 2 regulatory capital; fixed 6.25% through Oct 1, 2030, then floating at 3M SOFR + 302 bps.","Redeemable at Company's option on or after Oct 1, 2030; no acceleration except on bankruptcy/insolvency.","Notes are unsecured, subordinated obligations, structurally subordinated to subsidiary liabilities including Simmons Bank deposits."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148720,"accession_number":"0001193125-25-199266","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-09-09T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Simmons First National prices $325M subordinated notes at 6.25%; to repay 2028 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Priced $325M 6.25% Fixed-to-Floating Rate Subordinated Notes due 2035 at 100% par.","Net proceeds approximated $321.3M after discounts and expenses; expected close Sept 12, 2025.","Proceeds, plus cash, to repay $330M of 5.00% Fixed-to-Floating Subordinated Notes due 2028.","Underwriters: Keefe, Bruyette & Woods (KBW) and Morgan Stanley; co-managers include Piper Sandler, Raymond James, Stephens.","Fixed rate period through Oct 1, 2030; then floating rate at 3-month SOFR + 302 bps quarterly."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148719,"accession_number":"0001193125-25-174517","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-08-06T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Simmons First increases life insurance benefits for two officers: Brogdon to $1.4M, Makris III to $800K","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["James Brogdon's lump sum death benefit increased from $890K to $1.4M, effective Aug 1, 2025.","George Makris III's lump sum death benefit increased from $610K to $800K, effective same date.","Increases are under Simmons Bank's Endorsement Split-Dollar Life Insurance Plan, adopted in 2021.","Plan pays a defined death benefit to beneficiary; bank retains all cash surrender value and excess proceeds."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148718,"accession_number":"0001193125-25-172179","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-08-04T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Simmons First National CEO George Makris Jr. to retire Dec 31; Jay Brogdon named successor effective Jan 1, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO George Makris Jr. (69) will retire as Chairman and CEO of Simmons First National and Simmons Bank effective Dec 31, 2025.","President Jay Brogdon (44) will become CEO and join the board effective Jan 1, 2026; previously CFO and President since Dec 2023.","Current director Marty Casteel will become Chairman of both entities effective Jan 1, 2026.","Makris oversaw geographic transformation and growth during his decade-plus tenure; Board cited deliberate succession planning."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148717,"accession_number":"0001193125-25-165459","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["2.01"],"status":"ready","headline":"Simmons First sells $3.2B securities for $2.4B, records $604M after-tax loss; raises $327M equity","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold ~$3.2B (amortized cost) of investment securities to Morgan Stanley for ~$2.4B fair market value.","Estimated after-tax loss of ~$604M (24.3% tax rate) to be recorded in Q3 2025.","Completed underwritten public offering of 18,653,000 shares of common stock for net proceeds of ~$326.9M.","Securities reclassified from held-to-maturity to available-for-sale prior to sale.","Transaction intended to reposition consolidated balance sheet."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148716,"accession_number":"0001193125-25-163152","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Simmons First National raises $326.9M in stock offering at $18.50/share","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued 18,653,000 shares (including underwriters' option) at $18.50 per share; net proceeds ~$326.9M.","Proceeds for general corporate purposes, including potential balance sheet repositioning and continued growth.","Underwriters: Stephens Inc., Keefe, Bruyette & Woods, and Morgan Stanley & Co. Offering closed July 23, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148715,"accession_number":"0001193125-25-162193","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Simmons First National prices $300M common stock offering at $18.50 per share","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Priced 16,220,000 shares of Class A common stock at $18.50 per share for aggregate gross proceeds of ~$300.1M.","Underwriters granted 30-day option to purchase up to 2,433,000 additional shares at same price.","Net proceeds intended for general corporate purposes, including possible balance sheet repositioning and growth.","Offering expected to close on July 23, 2025; joint book-runners: Stephens, KBW, Morgan Stanley."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148714,"accession_number":"0001193125-25-160540","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-07-17T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons Q2 earnings: net income $54.8M, adjusted EPS $0.44; NIM hits 3.06%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $54.8M ($0.43 diluted EPS); adjusted net income $56.1M ($0.44 adjusted diluted EPS).","Net interest margin 3.06%, up 11 bps from 1Q25 and 37 bps YoY; loan yields up 6 bps.","Total revenue $214.2M, up 5% linked quarter; adjusted PPNR $77.3M, up 17% from 1Q25.","Low-cost customer deposits increased $233M linked quarter; cost of deposits down 8 bps to 2.36%.","Credit metrics stable: NCO ratio 0.25%, ACL ratio 1.48%, NPL/loans 0.92%."],"consensus_eps_estimate":0.3971,"consensus_eps_actual":0.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167598,"accession_number":"0001193125-25-116010","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Simmons First annual meeting: all proposals pass, directors elected, auditors ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board size fixed at 14 with 107.4M for, 690K against, 321K abstain.","All 14 director nominees elected; Steven A. Cosse had highest against count at 8.7M.","Say-on-pay advisory vote passed with 88.0M for, 2.4M against, 452K abstain.","Ratification of Forvis Mazars as 2025 auditors approved with 104.7M for, 3.6M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167597,"accession_number":"0001193125-25-082951","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-04-16T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First Q1 2025: EPS $0.26 vs $0.38 Q4; NIM rises to 2.95%; $4.3M fraud charge","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $32.4M ($0.26 diluted EPS) vs $48.3M ($0.38) in Q4 2024 and $38.9M ($0.31) in Q1 2024.","Net interest margin 2.95%, up 8 bps linked quarter and 29 bps YoY; cost of deposits down 16 bps to 2.44%.","Noninterest expense includes $4.3M charge for customer deposit fraud event; adjusted PPNR $66.0M.","Provision for credit losses $26.8M includes $15.6M incremental specific reserves on two nonaccrual credit relationships totaling $49.8M.","Capital strong: CET1 12.21%, total RBC 14.59%; ACL ratio 1.48%, up 10 bps QoQ."],"consensus_eps_estimate":null,"consensus_eps_actual":0.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184885,"accession_number":"0001193125-25-050885","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-03-10T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Simmons First modifies former CEO Fehlman's equity awards ahead of March 31 retirement","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Robert Fehlman resigned as CEO effective Dec 31, 2024; advisory role ends March 31, 2025.","Stock option exercise period extended from 3 to 12 months post-departure, not beyond original expiry.","Unvested RSUs will vest on March 31, 2025, with shares and dividend equivalents paid on accelerated basis.","Unvested PSUs will continue vesting based on original performance period; payment on original schedule.","Compensation Committee exercised authority in equity award agreements to effect modifications."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184884,"accession_number":"0001193125-25-009576","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First National Q4 net income $48.3M, EPS $0.38; NIM up 13 bps to 2.87%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.38 (adjusted $0.39) vs $0.20 Q3 and $0.19 Q4 2023; net income $48.3M.","Net interest margin improved 13 bps to 2.87% QoQ; cost of deposits down 19 bps to 2.60%.","Provision for credit losses on loans exceeded net charge-offs by $1.8M; NCO ratio 0.27%.","Tangible common equity ratio up 14 bps to 8.29%; total revenue $208.5M.","Book value per share up 3% YoY; tangible book value per share up 6% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":1.21,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201482,"accession_number":"0001193125-24-255190","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Simmons First National CEO Bob Fehlman to retire; George Makris Jr. returns as Chairman & CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Bob Fehlman retiring Dec. 31, 2024, then advisory role through March 2025 after 36 years.","Executive Chairman George Makris Jr. appointed Chairman & CEO effective Jan. 1, 2025.","Makris to receive $1M base salary, target equity 150% of base, target cash bonus 100% of base.","Christopher Van Steenberg hired as COO effective Nov. 12, 2024, from First Horizon.","Van Steenberg gets $225k signing bonus, 20k RSUs (5-yr vest), $450k base salary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201481,"accession_number":"0001193125-24-239249","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2024-10-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons Q3 adjusted EPS $0.37 vs $0.33 Q2; net income $24.7M; sells $252M low-yield securities","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $24.7M ($0.20 diluted EPS), down from $40.8M in Q2; adjusted net income $46.0M ($0.37) up from $41.9M.","Sold $252M of AFS securities yielding 1.29%, incurring $21.0M after-tax loss; proceeds used to pay down FHLB advances.","Net interest margin improved 5 bps to 2.74%; cost of deposits stable at 2.79% and appear to have peaked.","Credit quality steady: NCO ratio 0.22% (9 bps from run-off), ACL ratio 1.35%, nonperforming loan ratio 0.59%.","TCE ratio up 31 bps to 8.15%; tangible book value per share up 4% to $16.78."],"consensus_eps_estimate":null,"consensus_eps_actual":0.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217479,"accession_number":"0001193125-24-183345","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First National Q2 net income $40.8M, EPS $0.32; NIM up 3 bps to 2.69%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $40.8M ($0.32 diluted EPS) vs $38.9M ($0.31) in Q1 2024; revenue $197.2M up QoQ.","Net interest margin rose 3 bps to 2.69%; loan yield up 15 bps, deposit cost up only 4 bps.","Credit quality steady: NCO ratio 0.19%, NPL ratio fell to 0.60% from 0.63% in Q1.","Tangible common equity ratio improved 9 bps to 7.84%; CET1 ratio 12.00%.","Recorded $0.3M FDIC special assessment in Q2; total FDIC assessments now $12.4M since Q4 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":0.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237358,"accession_number":"0001193125-24-116837","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2024-04-26T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Simmons First National shareholders elect 14 directors, approve say-on-pay and stock plan at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board size fixed at 14 directors with 105.5M votes for, 2.2M against.","All 14 directors elected; votes for ranged from 80.0M (Cosse) to 88.0M (Stackhouse).","Non-binding say-on-pay approved: 84.4M for, 6.3M against.","Ratification of auditor FORVIS LLP passed with 104.6M for, 3.1M against.","2015 Employee Stock Purchase Plan approved: 88.4M for, 2.4M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237357,"accession_number":"0001193125-24-108547","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First National Q1 net income $38.9M; adj EPS $0.32; NIM 2.66%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $38.9M ($0.31 diluted EPS); adjusted earnings $40.4M ($0.32 adj diluted EPS).","Total revenue $195.1M; net interest margin 2.66% relatively stable linked quarter.","Total loans $17.0B (+4% LQA); total deposits $22.4B (+2% LQA); commercial loan pipeline expanded.","Net charge-off ratio 0.19%; allowance for credit losses to loans 1.34%; NPAs increased.","Recorded $1.6M FDIC special assessment in Q1 (plus $10.5M in Q4); PPNR $55.2M, adj PPNR $57.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254896,"accession_number":"0001193125-24-067920","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2024-03-14T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Simmons First National director Dean O. Bass to depart at 2024 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dean O. Bass (73) notified company he will not stand for re-election at the 2024 annual shareholder meeting.","Bass has served on the board since 2022; his term will end upon the meeting date.","No reason cited other than personal decision; no disagreement with company.","The company expressed appreciation for his service.","Board size and potential replacement not disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254895,"accession_number":"0001193125-24-055993","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2024-03-01T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Simmons First National director Jay D. Burchfield will not stand for re-election at 2024 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jay D. Burchfield, age 77, notified Board on Feb 28, 2024 he will not seek re-election.","Burchfield has served as director since 2015, chaired compensation committee, and was on audit committee.","No replacement named; his term will end at the 2024 annual meeting.","Company expressed appreciation for his service."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254894,"accession_number":"0001193125-24-016732","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2024-01-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Simmons First National enters new compensatory agreements with CFO; awards discretionary cash incentives for 2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CFO C. Daniel Hobbs receives new indemnification, change-in-control severance (2x salary+ avg bonus), and deferred comp (30% of avg 5-yr salary for 180 months) agreements.","2023 cash incentive awards paid at 35% of target: CEO Fehlman $262,500; President Brogdon $192,500; CAO Massanelli $63,350.","Threshold performance metrics for adjusted pre-provision net revenue and efficiency ratio were not met; committee exercised discretion based on individual performance and retention considerations.","Change-in-control severance agreement has three-year term with automatic renewal; deferred comp vests at age 60 with earlier vesting on death, disability, or change in control."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254893,"accession_number":"0001193125-24-013592","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2024-01-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Simmons Q4 net income $23.9M ($0.19 EPS) vs $47.2M, adjusted EPS $0.40; new $175M buyback, 5% dividend hike","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $23.9M vs $47.2M in Q3; diluted EPS $0.19 vs $0.37; adjusted diluted EPS $0.40.","Sold $241M low-yield AFS securities, pre-tax loss $20.2M; proceeds used to reduce wholesale funding; earn-back period ~2.5 years.","Board authorized new $175M stock repurchase program effective through Jan 2026, replacing prior program.","Board approved 5% increase in quarterly cash dividend; specific amount not detailed in release.","Net charge-offs 11 bps for Q4; allowance for credit losses to loans at 1.34%; FDIC special assessment of $10.5M recorded."],"consensus_eps_estimate":null,"consensus_eps_actual":1.38,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254892,"accession_number":"0001193125-24-004388","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2024-01-08T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Simmons First National CAO Stephen Massanelli to retire Jan 1, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Stephen C. Massanelli (68), SEVP and Chief Administrative Officer, notified retirement effective Jan 1, 2025.","No successor or transition plan announced; retirement is planned.","Massanelli had senior leadership role; departure date is roughly one year out."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254891,"accession_number":"0001193125-24-001499","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2024-01-03T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director W. Scott McGeorge not standing for re-election at 2024 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["McGeorge (age 80) notified company on Dec. 28, 2023 he will not seek re-election.","He has served on the board since 2005, including as audit committee chair.","No replacement has been announced for the upcoming election.","Departure is not due to any disagreement with the company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272380,"accession_number":"0001171843-23-007707","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2023-12-26T23:59:59+00:00","items":["5.03","5.05","9.01"],"status":"ready","headline":"Simmons First National amends bylaws and code of ethics; governance updates","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board adopted amended bylaws clarifying ability to designate principal office, postpone shareholder meetings, and hold meetings via remote communication.","Bylaws revised to give board flexibility on committee structure, removing specific committee descriptions and numerical limits on directors.","Code of Ethics updated to clarify administrative body for executive officer matters and process to obtain waivers.","Finance Code of Ethics amended to specify departments covered and waiver process."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272379,"accession_number":"0000950170-23-066408","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2023-11-28T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"Simmons First National names Daniel Hobbs CFO effective December 4, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Hobbs appointed EVP & CFO of Simmons First National Corp. and Simmons Bank.","He previously served as EVP and Head of Finance at Regions Bank ($150B+ assets).","Compensation includes $225k signing bonus, 21,000 RSUs, $475k base salary, and incentives.","Hobbs will report to President Jay Brogdon, who previously held both President and CFO roles.","Hobbs brings 16 years of financial services experience, including consumer bank CFO role."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272378,"accession_number":"0001171843-23-006353","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2023-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons Q3 net income $47.2M ($0.37 EPS); revenue down 17% YoY; Better Bank savings achieved early","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $47.2M vs $58.3M Q2 and $80.6M Q3 2022; adjusted EPS $0.39.","Total revenue $196.2M, down 6% QoQ and 17% YoY; NIM fell to 2.61% from 2.76%.","Noninterest expense down 6% QoQ; Better Bank Initiative delivered $15M annual cost savings one quarter early.","Period-end loans $16.77B (+9% YoY); deposits $22.23B (+3% YoY); ACL ratio 1.30%.","Book value per share up 6% YoY; tangible book value up 9%; repurchased 1.1M shares in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":1.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289205,"accession_number":"0001171843-23-004793","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2023-07-28T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Simmons First National reaches separation with former EVP/Chief Banking Officer Reddin, $1M lump sum","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Reddin receives $1,000,000 lump sum (less taxes) plus continued health benefits via COBRA; effective termination July 5, 2023.","Agreement includes 5-year confidentiality, 2-year non-solicitation of customers and employees, and 1-year non-compete in states with Simmons Bank offices.","Executive Change in Control Severance Agreement terminated; Indemnification Agreement remains in effect.","Mutual non-disparagement between Reddin and Simmons' Executive Management Committee.","Reddin must return all company property within one day of separation; failure triggers repayment of severance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289204,"accession_number":"0001171843-23-004624","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2023-07-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First National Q2 net income $58.3M, EPS $0.46; adjusted EPS $0.48","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $58.3M ($0.46 diluted EPS); adjusted earnings $61.1M ($0.48 adjusted EPS).","Total loans $16.8B (+2% QoQ); deposits $22.5B flat; net charge-offs 0.04%.","Better Bank Initiative early retirement completed, $5.1M annual savings; on track for $15M total.","Noninterest expense $139.7M (-2% QoQ); adjusted pre-provision net revenue $72.6M.","Repurchased 1.1M shares; tangible book value per share $15.17 (+8% YoY)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289203,"accession_number":"0001171843-23-004408","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2023-07-07T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Simmons First National EVP and Chief Banking Officer Matthew Reddin departs effective July 5, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Matthew Reddin's employment with Simmons First National and Simmons Bank ended July 5, 2023.","Reddin had served as Executive Vice President and Chief Banking Officer.","No replacement or interim appointment has been announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309975,"accession_number":"0001171843-23-002556","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K/A","filed_at":"2023-04-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First National corrects Q1 23 net income; reports EPS $0.36, adjusted EPS $0.37","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $45.6M, diluted EPS $0.36; adjusted net income $47.3M, adjusted diluted EPS $0.37.","Total revenue $223.7M, down 6% linked quarter; net interest income $177.8M, down 8% linked quarter.","Noninterest expense $143.2M flat linked quarter; efficiency ratio 62.3% (adjusted 59.4%).","Total loans $16.6B, up 3% linked quarter; total deposits $22.5B, flat linked quarter.","Correction: net income and adjusted net income on slide 6 of investor presentation revised; all other data unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309977,"accession_number":"0001171843-23-002500","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First National Q1 net income $45.6M, EPS $0.36; NII down on deposit cost pressure","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $45.6M ($0.36 diluted EPS) vs Q4 $83.3M ($0.65) and Q1 2022 $65.1M ($0.58).","Total revenue $223.7M, down 6% linked quarter; net interest income $177.8M, down 8% on higher deposit costs.","Uninsured deposits 23% of total deposits; additional liquidity 2.0x coverage, loan-to-deposit ratio 74%.","Credit quality stable: NPL coverage 324%, allowance to loans 1.25%, net charge-off ratio 0.03%.","Better Bank Initiative targets ~$15M annual cost savings, fully in run-rate by end of 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309974,"accession_number":"0001171843-23-002437","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K/A","filed_at":"2023-04-20T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Simmons First board adopts annual say-on-pay votes after shareholder vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders voted 80.1M for 1-year frequency, 7.6M for 3-year, 0.5M for 2-year.","Board determined non-binding say-on-pay votes will be held annually going forward.","Next say-on-frequency proposal to be presented no later than 2029 Annual Meeting.","Decision aligns with majority shareholder preference expressed at April 18, 2023 meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309976,"accession_number":"0001171843-23-002402","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2023-04-19T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Simmons First National shareholders approve 2023 equity plan authorizing 3.8M new shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved the 2023 Stock and Incentive Plan, effective April 18, 2023, replacing the 2015 plan; up to 3.8M shares authorized.","All 17 director nominees elected; non-binding say-on-pay passed with 83.2 million votes for.","Frequency vote favored 1-year with 80.1 million votes; ratification of FORVIS as auditor approved (104.4 million for).","No new awards under prior 2015 plan; outstanding awards remain unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328673,"accession_number":"0001171843-23-000474","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2023-01-25T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Simmons First National appoints Makris executive chairman with $1M salary, deferred comp amended","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["George A. Makris, Jr. appointed executive chairman; receives $1M base salary + $12k annual stipend.","Equity incentive target set at 200% of base salary with opportunity up to 150% of target.","Deferred comp agreement amended: 'Final Average Compensation' now averages salary plus cash bonuses for last 5 years ending Dec 31, 2022.","Final Average Compensation subject to annual cost-of-living adjustments (Social Security COLA) until payments begin.","Makris will not participate in 2023 cash incentive plan; other executive benefits unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328672,"accession_number":"0001171843-23-000413","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2023-01-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First National posts record Q4 net income of $83.3M; EPS $0.65, dividend raised 5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $83.3M ($0.65 diluted EPS); adjusted EPS $0.64. Full-year 2022 net income $256.4M.","Record full-year revenue $887.4M, up 13% YoY; pre-provision net revenue $320.9M, up 13%.","Loans grew 3% QoQ to $16.1B; deposits up 2% to $22.5B. Credit quality remains low: NPL ratio 0.37%, net charge-offs 0.13% in Q4.","Board approved 5% dividend increase for Q1 2023, marking 114th consecutive year of dividends.","Regulatory capital ratios exceed well-capitalized levels; CET1 ratio 11.90%, total risk-based capital 14.22%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328671,"accession_number":"0001171843-23-000439","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K/A","filed_at":"2023-01-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Simmons First National discloses CEO and CFO compensation packages for new roles","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Fehlman base salary $750k, annual stipend $12k, equity target 135% of base (up to 150% of target).","CFO Brogdon base salary $550k, annual stipend $12k, equity target 120% of base (up to 150% of target).","Both eligible for cash incentive up to 200% of target (target 100% of base).","Fehlman granted 17,521 performance share units; Brogdon 13,141 PSUs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":346335,"accession_number":"0001171843-22-008109","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2022-12-19T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Simmons First National announces CEO succession: Makris to Executive Chairman, Fehlman new CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["George Makris Jr., former CEO, becomes full-time Executive Chairman effective Jan 1, 2023.","Robert Fehlman promoted from President/COO to CEO; Jay Brogdon becomes President & CFO.","Changes designed for smooth leadership transition; Makris will continue as Board Chairman."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":346334,"accession_number":"0001171843-22-006725","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2022-10-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons First Q3 2022 EPS $0.63, revenue $236.6M up 5% QoQ; adjusted EPS $0.64","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $80.6M ($0.63 diluted EPS); adjusted EPS $0.64.","Total revenue $236.6M, up 5% QoQ; net interest margin (FTE) 3.34% vs 3.24% prior Q.","Noninterest expense $138.9M, down 11% QoQ; efficiency ratio improved to 54.41%.","$45M of common stock repurchased; total capital returned $69.2M including dividends.","Loans up 3% to $15.6B; deposits up 1% to $22.1B; NPAs/total assets at 0.23%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":362735,"accession_number":"0001171843-22-004929","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2022-07-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Simmons Q2 EPS $0.21; adjusted $0.52; revenue up 20%; NIM expands to 3.24%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.21 vs $0.58 Q1; adjusted EPS $0.52 vs $0.59 Q1. Revenue $225.4M (+20% linked quarter).","Net interest margin expanded 48 bps to 3.24%; net interest income $185.1M (+27% linked quarter).","Provision for credit losses $33.9M, reflecting Day 2 CECL provision on acquired loans; total loans up 26% linked quarter to $15.1B.","Completed acquisition of Spirit of Texas Bancshares on April 8, contributing $2.3B loans and $2.7B deposits; merger costs $19.1M.","Credit quality stable: NPL ratio 0.42% (down 11 bps), net charge-off ratio 0.02%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":382330,"accession_number":"0001171843-22-004010","cik":90498,"company_name":"SIMMONS FIRST NATIONAL CORP","ticker":"SFNC","form_type":"8-K","filed_at":"2022-05-31T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Simmons First National awards one-time cash bonuses to four executives for acquisition work","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Compensation committee approved $65,000 in total one-time cash awards for four Named Executive Officers.","Awards recognize leadership in completing Landmark Community Bank, Triumph Bancshares, and Spirit of Texas Bancshares acquisitions.","James Brogdon (CFO) receives $20,000; Stephen Massanelli, Matthew Reddin, Jennifer Compton each receive $15,000.","Awards are one-time and not part of recurring compensation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3081163853.7274,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-05-31T23:59:59+00:00|382330"}