{"filings":[{"id":800876,"accession_number":"0001206774-26-000308","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2026-06-02T18:04:40+00:00","items":["5.02"],"status":"ready","headline":"Southern First Bancshares appoints Bryan Kennedy to board; retired banker with 43 years experience","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed as director of Company and Bank effective June 1, 2026; will serve on Risk Committee.","Kennedy is retired from a 43-year career in commercial banking, most recently as Northern Banking Group President at SouthState Bank.","Founded Park Sterling Bank in 2006 (largest capitalized start-up in NC history); sold to SouthState in 2017.","Also serves as Lead Independent Director of Cato Corporation (NYSE: CATO) since 2009.","No related party transactions or arrangements per Item 404(a) of Reg S-K; standard non-employee director compensation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":551317,"accession_number":"0001206774-26-000289","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2026-05-20T18:50:47+00:00","items":["5.07","7.01"],"status":"ready","headline":"Southern First Q1 net income $9.9M (EPS $1.19), up 88% YoY; completes $65M stock offering","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q1 2026 net income $9.9M, diluted EPS $1.19, up 88% and 83% YoY; NIM expanded 47bps to 2.88%.","Completed $65M common stock offering to support growth; will redeem remaining $11.5M subordinated debt.","Total loans grew $97M (10% ann. linked-qtr); deposits grew $208M (27% ann.); NPAs low at 0.26%.","Shareholders elected 16 directors, approved say-on-pay, and ratified Elliott Davis as auditor.","Plans to open new Cary, NC office in 2026; added three new directors; named Forbes Best Bank 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91218,"accession_number":"0001206774-26-000230","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q1 net income $9.9M, EPS $1.19 (+83% YoY); NIM expands to 2.88%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.19 vs $0.65 YoY; net income $9.9M, up 88% from $5.3M.","NIM 2.88% (+16 bps QoQ, +47 bps YoY); net interest income up 29% YoY.","Loans $3.9B, up $97M (10% annualized) from Q4; retail deposit growth record $210M.","Completed public offering of 1.21M shares at $54, gross proceeds $65.2M on April 17.","NPAs 0.26% (down from 0.32% Q4); net charge-offs 0.01%; allowance 1.10%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":1493000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91217,"accession_number":"0001206774-26-000226","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2026-04-16T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Southern First Bancshares prices 1.05M share offering at $54; expects ~$53.2M net proceeds","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Offering of 1,050,000 shares of common stock at $54.00 per share, with 30-day option for additional 157,500 shares.","Net proceeds expected ~$53.2M ($61.3M with full over-allotment); used for general corporate purposes including growth, bank capital, debt repayment.","Offering expected to close April 17, 2026; Piper Sandler sole book-runner, KBW co-manager.","Directors and executive officers entered 90-day lock-up agreements restricting share sales."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91216,"accession_number":"0001206774-26-000221","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2026-04-15T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Bancshares launches underwritten common stock offering; preliminary Q1 2026 results disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Public offering of common stock launched; underwriters have 30-day option to purchase up to 15% additional shares.","Piper Sandler & Co. sole book-running manager; Keefe, Bruyette & Woods as co-manager.","Net proceeds for general corporate purposes including organic growth, bank capital, debt redemption/repurchase, working capital.","Preliminary Q1 2026 financial results included in preliminary prospectus supplement (exact figures not provided in this filing).","Shelf registration statement (File No. 333-293279) previously filed; offering made by prospectus supplement and base prospectus."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101180,"accession_number":"0001206774-26-000131","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2026-03-10T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Southern First extends $15M revolver to March 2027, drops ROAA covenant","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Modification of $15.0M revolving credit facility with TIB, National Association; maturity extended to March 5, 2027.","Quarterly interest payments due March 5, 2026 and each June, September, December, March thereafter.","Removed Return on Average Assets covenant; revised Debt Service Coverage Ratio to ≥1.25x measured annually.","Non-Usage Fee of 0.25% ($37,500 less interest accrued) payable on maturity; zero balance outstanding as of March 10, 2026.","All other loan terms, collateral pledges, and guarantees remain in full force."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101179,"accession_number":"0001206774-26-000043","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","5.03","7.01","9.01"],"status":"ready","headline":"Southern First Q4 EPS $1.21, up 13% QoQ; NIM expands to 2.72%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.21, up 13% from Q3 2025 and up 73% from Q4 2024.","Net interest margin 2.72%, up 10 bps QoQ and 47 bps YoY.","Total loans $3.85B (+6% YoY); deposits $3.72B (+8% YoY).","Nonperforming assets to total assets 0.32%, up from 0.27% prior quarter.","Book value per share $44.89, up 3% QoQ and 11% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":3.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":6282000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117530,"accession_number":"0001206774-25-000731","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q3 diluted EPS $1.07, up 98% YoY; NIM expands to 2.62%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $8.7M vs $4.4M in Q3 2024; diluted EPS $1.07 vs $0.54 (+98%).","Net interest margin (tax-equivalent) 2.62%, up 54 bps YoY from 2.08%.","Total loans $3.79B (+4% annualized QoQ); core deposits $2.88B (+2% annualized QoQ).","Efficiency ratio improved to 60.86% from 75.90% a year ago.","Nonperforming assets / total assets held at 0.27%; allowance 1.10% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":2.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":4593000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133952,"accession_number":"0001206774-25-000458","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q2 EPS $0.81, up 119% YoY; NIM expands to 2.50%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $0.81 vs $0.37 in Q2 2024 (+119%) and $0.65 in Q1 2025 (+25%).","Net interest margin (tax-equivalent) rose to 2.50% from 1.98% a year ago and 2.41% last quarter.","Total revenue $28.6M, up 24% YoY; net income $6.6M vs $3.0M in Q2 2024.","Loans grew to $3.75B, up 7% annualized from Q1; nonperforming assets remained low at 0.27%.","Book value per share $42.23, up 8% YoY; TCE ratio 8.02%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":2993000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150696,"accession_number":"0001206774-25-000420","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Southern First Bancshares authorizes up to $5M share repurchase (approx. 2% of common stock)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to $5 million in common stock, representing about 2% of outstanding shares.","Repurchases may occur via open market or private transactions, subject to market conditions and management discretion.","Program can be suspended or discontinued anytime; repurchases after March 22, 2026 require additional board and Fed approval.","Company is not obligated to repurchase any shares under the plan; flexibility preserved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150695,"accession_number":"0001206774-25-000386","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2025-06-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Southern First Bancshares appoints three new directors effective June 1, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed Ms. Jennifer S. Cluverius, Mr. Darrin Goss, Sr., and Mr. William M. McClatchey, Jr. as directors of the Company and Bank.","Ms. Cluverius will serve on Compensation Committee; Mr. Goss on Audit Committee; Mr. McClatchey on Risk Committee.","No arrangements or understandings with other persons; no reportable related party transactions.","New directors will participate in standard non-employee director compensation per 2025 Proxy Statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150694,"accession_number":"0001206774-25-000374","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["5.07","7.01"],"status":"ready","headline":"Annual meeting votes confirm director slate, compensation plan, and auditor ratification","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["All eight director nominees elected with majority support; broker non-votes of 746,180 on each.","Non-binding say-on-pay approved with 5,540,020 votes for, 1,069,591 against.","Frequency of future advisory votes set at one year (6,262,557 votes for).","Elliott Davis ratified as independent auditor with 7,267,562 votes for.","Presentation for annual meeting furnished; no material financial updates disclosed in filing text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150693,"accession_number":"0001206774-25-000242","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q1 net income $5.3M ($0.65 EPS) up 109% YoY; NIM expands to 2.41%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $5.3M, diluted EPS $0.65, up 108.8% vs Q1 2024 EPS of $0.31.","Net interest margin (tax-equivalent) 2.41%, up 47 bps from 1.94% a year ago.","Total loans $3.68B, up 6% annualized QoQ; core deposits $2.82B, up 23% annualized QoQ.","Nonperforming assets / total assets 0.26%; allowance for credit losses 1.10% of loans.","Book value per common share $41.33, up 6.9% from $38.65 a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":1424000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169636,"accession_number":"0001206774-25-000126","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2025-03-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Southern First Bancshares CRO William M. Aiken III resigns effective March 31, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William M. Aiken III, Chief Risk Officer since 2021, will resign on March 31, 2025.","CEO Art Seaver expressed appreciation for Aiken's leadership; no successor named.","Aiken cited a new opportunity; company states he leaves with mixed emotions.","Aiken had also served as executive credit risk officer since 2020 and has 25+ years in banking."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169635,"accession_number":"0001206774-25-000031","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q4 2024 EPS $0.70, net income up 30% QoQ; NIM 2.25% up 33bp YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.6M ($0.70 diluted EPS) vs $4.4M in Q3 2024 and $4.2M in Q4 2023.","Net interest margin (tax-equivalent) 2.25%, up 17bp QoQ and 33bp YoY; net interest income $22.5M.","Total loans $3.63B, total deposits $3.44B; nonperforming assets 0.27% of total assets.","Book value per share $40.47, TCE ratio 8.08%; capital ratios remain strong.","Reversal of provision for credit losses $200K; net charge-offs $2K (annualized 0.00%)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":5560000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169634,"accession_number":"0001206774-25-000023","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Southern First Bancshares amends equity plan to add RSU rules, delegate granting authority to CEO and President","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Plan amendment adds administrative provisions for restricted stock unit (RSU) awards.","Delegates to CEO and President authority to grant annual stock options on Feb 1 at fair market value.","Delegates authority to grant awards to non-Section 16 officers, subject to board reporting.","Standard form RSU grant notice adopted; no changes to total share reserve or existing terms."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186696,"accession_number":"0001206774-24-000967","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Southern First names Julie Fairchild as Chief Accounting Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Julie Fairchild, 50, appointed CAO of Southern First Bank effective October 13, 2024.","Fairchild will serve as principal accounting officer; Christian Zych steps down from that role.","Fairchild has over 25 years experience, most recently EVP of Accounting and Finance at the bank.","No family relationships or related party transactions with executive officers or directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186695,"accession_number":"0001206774-24-000946","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2024-10-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q3 net income $4.4M ($0.54 EPS); 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diluted EPS $0.37.","Total loans decreased $21.2 million to $3.62 billion; deposits nearly flat at $3.46 billion.","Nonperforming assets rose to 0.27% of assets from 0.09%, driven by $8.0 million in new nonaccrual loans.","Net interest margin improved to 1.98% from 1.94% in prior quarter.","New CFO Chris Zych joined during the quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":3087000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219594,"accession_number":"0001206774-24-000579","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["5.07","7.01"],"status":"ready","headline":"Shareholders elect directors, approve share increase, equity plan extension, and auditor ratification","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected directors Cothran (5.9M for), Johnstone (4.7M), Seaver (6.2M), Locke (6.2M); each had 823,055 broker non-votes.","Amendment to increase authorized common shares to 20M passed: 5.44M for, 968K against, 2.7K abstain.","Equity Incentive Plan extension by three years approved: 6.09M for, 317K against, 2.6K abstain.","Say-on-pay resolution approved: 4.73M for, 1.68M against, 6.5K abstain.","Ratification of Elliott Davis as auditor: 7.20M for, 30.2K against, 4.1K abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219593,"accession_number":"0001206774-24-000549","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2024-05-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Chris Zych appointed CFO of Southern First Bank; exec comp amended","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Chris Zych, 53, named EVP & CFO of Southern First Bank; 30 yrs banking experience, previously at United Community Bank.","Employment agreement: $310,000 annual salary, term through Jan 31, 2026, with severance provisions.","Amendments to agreements for President Calvin Hurst and CRO William Aiken revising severance terms for change in control.","Severance: monthly payments equal to one-sixth of base salary for 12 months upon qualifying termination."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219592,"accession_number":"0001206774-24-000377","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q1 net income falls to $2.5M from $2.7M YoY; NIM compresses to 1.94%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.5M ($0.31 diluted EPS) vs $2.7M ($0.33) Q1 2023 and $4.2M ($0.51) Q4 2023.","Net interest margin 1.94% vs 2.36% YoY; improved 2 bps from Q4 2023's 1.92%.","Total loans $3.64B (+6.6% YoY); total deposits $3.46B (+1.0% YoY).","Nonperforming assets 0.09% of assets; no provision for credit losses; net charge-offs 0.03% annualized.","Efficiency ratio worsened to 84.94% from 76.12% a year ago; noninterest expense $18.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":1164000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239408,"accession_number":"0001206774-24-000190","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2024-02-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Southern First CFO D. Andrew Borrmann resigns effective March 29, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["D. Andrew Borrmann, CFO since April 2023, will resign from Southern First Bancshares and Southern First Bank.","Resignation effective March 29, 2024; no successor named in filing.","CEO Art Seaver thanked Borrmann for his leadership and partnership over the past year.","Borrmann cited excitement about a new opportunity and confidence in the Company's future."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239407,"accession_number":"0001206774-24-000023","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2024-01-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q4 net income $4.2M ($0.51 EPS); net interest margin narrows to 1.92%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.2M in Q4 2023, down from $5.5M in Q4 2022; diluted EPS $0.51 vs $0.68.","Full-year net income $13.4M ($1.66 EPS) vs $29.1M ($3.61 EPS) in 2022.","Net interest margin (tax-equivalent) fell to 1.92% from 2.88% a year ago due to rising deposit costs.","Total loans grew to $3.60B (up 10% YoY); total deposits $3.38B (up 8% YoY).","Nonperforming assets to total assets remained low at 0.10%; allowance for credit losses 1.13% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":1.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":4036000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239406,"accession_number":"0001206774-24-000008","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2024-01-03T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Southern First Bancshares enters $15M revolving credit facility with TIB, replaces matured facility","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Revolving loan of up to $15M; interest at WSJ Prime plus 0.25% per annum.","Maturity 14 months from closing; interest-only payments quarterly.","Loan secured by pledge of all capital stock of Southern First Bank subsidiary.","Replaces a similar facility that matured on December 20, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256938,"accession_number":"0001206774-23-001196","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2023-10-19T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q3 2023 net income $4.1M ($0.51 EPS); NIM falls to 1.97% from 3.19% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.1M ($0.51 diluted) vs $2.5M Q2 2023 and $8.4M Q3 2022.","Net interest margin (tax-equivalent) 1.97%, down 8 bps QoQ and 122 bps YoY.","Loans $3.55B (+17% YoY); core deposits flat at $2.9B; total deposits $3.35B.","Credit quality: NPAs/Assets 0.11%, net recoveries $126k; ACL/loans 1.16%.","Book value per share $37.57, up 4% YoY; CET1 ratio improved to 10.17%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":3167000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274263,"accession_number":"0001206774-23-000817","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2023-07-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q2 net income $2.5M ($0.31 EPS), down 66% YoY; NIM falls to 2.05%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.5M vs $7.24M in Q2 2022; diluted EPS $0.31 vs $0.90; total revenue $21.6M down from $27.1M.","Net interest margin (tax-equivalent) fell to 2.05% from 3.35% a year ago, driven by 301bp rise in deposit costs.","Total loans grew 24% YoY to $3.54B; total deposits up 20% to $3.43B; core deposits down 2% from Q1.","Credit quality remains strong: nonperforming assets 0.08% of total assets; allowance for credit losses 1.16% of loans.","Provision for credit losses was $910K, down from $1.8M in Q1 2023; net charge-offs $425K (0.03% annualized)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":1959000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291480,"accession_number":"0001206774-23-000699","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2023-05-16T23:59:59+00:00","items":["5.07","7.01"],"status":"ready","headline":"Southern First Bancshares shareholders approve board declassification at annual meeting","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Approved amendment to phase out classified board structure (6,495,350 for, 4,371 against, 6,722 abstain).","Elected five directors: Cajka, Ellefson, Hooper, Lattimore, Maner (each with >5.4M votes for).","Non-binding advisory vote on executive compensation passed (4,312,380 for, 2,091,829 against).","Ratified Elliott Davis as independent auditor (7,193,840 for, 15,034 against, 4,681 abstain).","Presentation made available at annual meeting; no financial results or guidance disclosed in filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291479,"accession_number":"0001206774-23-000537","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q1 net income $2.7M ($0.33 EPS), NIM compresses to 2.36%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.7M, down 51% from Q4 2022 ($5.5M) and 66% from Q1 2022 ($8.0M); diluted EPS $0.33.","Net interest margin (tax-equivalent) fell to 2.36% from 2.88% in Q4 2022 and 3.37% in Q1 2022, driven by 475bp rate hikes.","Total deposits grew 27% YoY to $3.4B; total loans up 28% YoY to $3.4B.","Nonperforming assets increased to 0.12% of total assets (0.07% in Q4 2022) due to three commercial loans on nonaccrual.","Provision for credit losses $1.8M; allowance for credit losses 1.18% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":622000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291478,"accession_number":"0001206774-23-000465","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2023-04-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Southern First Bancshares names D. Andrew Borrmann as CFO; salary $310k, term through Jan 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["D. Andrew Borrmann, 52, named Executive VP and CFO of Southern First Bank, effective March 29, 2023.","Prior role: CFO and Chief Strategy Officer at Colony Bank, previously CFO of SouthCrest Bank.","Employment agreement: annual salary of $310,000, term ending January 31, 2025.","Severance: 12 months of salary if terminated without cause or for good reason after change in control.","No family relationships or reportable related-party transactions with existing officers or directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312277,"accession_number":"0001206774-23-000059","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2023-01-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Southern First Bancshares COO/CFO Michael D. Dowling resigns, effective Feb 15","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["COO and CFO Michael D. Dowling resigns effective February 15, 2023.","Dowling leaves to lead a large medical group that is a client of Southern First Bank.","No successor has been named; CEO expresses gratitude for his 12 years of service."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312276,"accession_number":"0001206774-23-000050","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2023-01-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q4 net income plunges 54% to $5.5M; EPS $0.68 vs $1.49 a year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2022 net income $5.5M ($0.68 diluted EPS) vs $12.0M ($1.49) in Q4 2021, down 54%.","Total loans grew 31% YoY to $3.3B; deposits up 22% to $3.1B; loan-to-deposit ratio 104.5%.","Net interest margin fell to 2.88% from 3.35% a year ago, pressured by 425 bps Fed rate hikes.","Provision for credit losses $2.3M vs reversal of $4.2M in Q4 2021, reflecting loan growth.","Nonperforming assets remained low at 0.07% of assets; book value per share $36.76, +5% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":3.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":4198000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330848,"accession_number":"0001206774-22-002591","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2022-10-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q3 net income $8.4M ($1.04 EPS); loans up 27% YoY to $3.0B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $8.4M vs $14.0M in Q3 2021; diluted EPS $1.04 vs $1.75.","Net interest income rose 14.8% to $25.5M; net interest margin fell to 3.19% from 3.38%.","Total loans $3.03B (+27% YoY); total deposits $3.00B (+23% YoY).","Provision for credit losses $950k (vs reversal of $6.0M in Q3 2021); net recoveries $1.6M.","Nonperforming assets/total assets 0.08% vs 0.50% a year ago; classified asset ratio improved to 5.24%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":3907000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":348363,"accession_number":"0001206774-22-002204","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2022-08-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Southern First Bancshares appoints Cal Hurst as President, effective Aug 18, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Cal Hurst promoted from Chief Banking Officer and EVP to President of the Company and the Bank.","Hurst has been with Southern First since 2019, overseeing retail banking, deposits, and marketing.","He brings over 16 years of banking experience and serves on Greenville Chamber, United Way, and other boards.","CEO Art Seaver cited Hurst's charismatic leadership and commitment to impacting lives."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":348362,"accession_number":"0001206774-22-001838","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2022-07-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q2 net income $7.2M ($0.90 diluted EPS); loans up 26% YoY to $2.8B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $7.2M ($0.90 diluted EPS) vs $10.3M ($1.29) in Q2 2021; net interest income up 16.1% to $24.9M.","Loans grew 26% YoY to $2.8B; deposits up 24% to $2.9B; book value per share $35.39 (+11%).","NIM 3.35% (down 15 bps YoY); mortgage banking income dropped $1.4M vs Q2 2021.","Provision for credit losses $1.8M vs reversal of $1.9M in Q2 2021; allowance 1.20% of loans.","Nonperforming assets at 0.09% of total assets, improved from 0.27% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":1.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":2678000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365060,"accession_number":"0001206774-22-001597","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2022-06-21T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Southern First Bancshares authorizes repurchase of up to 399,026 shares (~5% of common stock)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 399,026 shares, representing ~5% of outstanding common stock.","Repurchases may be made through open market or privately negotiated transactions at management's discretion.","Plan may be suspended or discontinued at any time; no obligation to repurchase any shares.","Repurchases after Dec 31, 2022 require additional Board and Federal Reserve approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365059,"accession_number":"0001206774-22-001414","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2022-05-17T23:59:59+00:00","items":["5.07","7.01"],"status":"ready","headline":"Southern First Bancshares shareholders approve director slate, say-on-pay, and auditor at 2022 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected four directors: Cubbage 5.4M for, Ellison 6.0M, Grayson-Caprio 5.7M, Orders 6.0M; broker non-votes 737K.","Non-binding advisory vote on named executive officer compensation passed: 6.0M for, 129K against, 131K abstain.","Ratification of Elliott Davis as independent auditor approved: 7.0M for, 32K against.","Presentation for annual meeting furnished as Exhibit 99.1 (text not detailed in this summary)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365058,"accession_number":"0001206774-22-001205","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2022-04-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q1 net income $8.0M ($0.98 EPS); loans up 22% to $2.7B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $8.0M, diluted EPS $0.98 vs $1.49 in Q4 2021 and $1.31 in Q1 2021.","Total loans $2.66B, up 22% YoY; deposits $2.71B, up 20% YoY; loan growth strongest quarter in history.","Net interest margin stable at 3.37%; net interest income $23.2M, up $307K QoQ and $1.9M YoY.","Provision for credit losses $1.1M under new CECL methodology; $86.4M hotel loans upgraded.","Mortgage banking income fell to $1.5M from $4.6M in prior year quarter due to lower volume."],"consensus_eps_estimate":null,"consensus_eps_actual":0.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":1494000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365057,"accession_number":"0001206774-22-000970","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2022-04-01T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Southern First Bancshares receives FDIC CRA rating of 'Needs to Improve'","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["FDIC rated Southern First Bank's CRA performance 'Needs to Improve' for period Feb 12, 2018 – Mar 29, 2021.","CEO Art Seaver said the rating does not reflect the bank's positive community impact.","Bank has already made progress in the market identified by the regulator and remains committed to community service."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":384657,"accession_number":"0001206774-22-000229","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2022-01-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Q4 net income $12.0M ($1.49 EPS) vs $8.6M ($1.10) YoY; loans up 16%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $12.0M for Q4 2021 vs $8.6M in Q4 2020; diluted EPS $1.49 vs $1.10.","Total loans $2.49B (+16.2% YoY); deposits $2.56B (+19.7% YoY).","Net interest margin 3.35% (tax-equivalent), down 20 bps YoY due to yield compression.","Reversal of provision for loan losses $4.2M in Q4 vs $2.3M provision in Q4 2020.","Expects CECL adoption on Jan 1, 2022 with retained earnings charge of $3.5M-$7.0M."],"consensus_eps_estimate":null,"consensus_eps_actual":5.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":11376000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":402521,"accession_number":"0001206774-21-002933","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2021-12-23T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Southern First Bancshares enters $15M revolving credit facility with SouthState Bank","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Revolving credit line of up to $15M, matures December 20, 2023.","Variable interest rate: One Month CME Term SOFR + 3.50%.","Company must maintain at least $3.0M in liquid assets during term.","Zero principal outstanding at signing on December 21, 2021.","Amends and restates prior June 2020 credit agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":402520,"accession_number":"0001206774-21-002648","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2021-10-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q3 2021 net income $14.0M ($1.75 EPS) up from $2.2M in Q3 2020","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $14.0M ($1.75 diluted EPS) vs $2.2M ($0.28) a year ago; revenue $26.4M.","Record loan growth: loans up 14.9% to $2.4B; deposits up 11.6% to $2.4B.","Loan loss reversal of $6.0M vs provision of $11.1M in Q3 2020; allowance/loans 1.51%.","Net interest margin 3.38% vs 3.50% prior quarter on yield compression; NII up 7.4% YoY.","NPAs rose to 0.50% of assets from 0.27% due to one $9.0M relationship; classified assets ratio 14.90%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":9445000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":421466,"accession_number":"0001206774-21-001840","cik":1090009,"company_name":"SOUTHERN FIRST BANCSHARES INC","ticker":"SFST","form_type":"8-K","filed_at":"2021-07-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Southern First Q2 net income $10.3M ($1.29 EPS), up 120% YoY; loans grow 10.7% to $2.25B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $10.3M ($1.29 diluted EPS) vs $4.7M ($0.60) in Q2 2020, up 120.7% and 115%.","Total revenue $25.1M; net interest margin improved to 3.50% from 3.42% YoY.","Loans grew 10.7% to $2.254B, deposits up 5.6% to $2.31B.","Negative provision for loan losses of $1.9M vs $10.2M provision in Q2 2020.","Nonperforming assets improved to 0.27% of total assets; allowance coverage 619% of nonaccruals."],"consensus_eps_estimate":null,"consensus_eps_actual":2.6,"consensus_revenue_estimate":null,"consensus_revenue_actual":6616000.0,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":543671966.1963297,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}