{"filings":[{"id":1750240,"accession_number":"0001104659-26-085102","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2026-07-20T21:00:11+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q2 net income $16.3M, EPS $0.96, up 39% YoY; loan growth 15% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.3M ($0.96 diluted EPS) vs $11.7M ($0.69) in Q2 2025 and $13.7M ($0.81) in Q1 2026.","Net organic loan growth $165M (15% annualized); total assets surpassed $6B.","Net interest margin expanded to 3.52% from 3.42% in prior quarter.","Quarterly cash dividend $0.09/share declared, payable Aug 17, 2026 to holders of record July 31, 2026.","Tangible book value per share grew 13% annualized QoQ; core deposit growth $83M (6% annualized)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":611521,"accession_number":"0001104659-26-065799","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2026-05-22T21:00:14+00:00","items":["5.07"],"status":"ready","headline":"SmartFinancial shareholders elect 10 directors, ratify auditor, approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 10 director nominees elected; votes for ranged from 9.66M (Ogle) to 11.21M (Ackermann).","Ratification of Elliott Davis as auditor: 13.77M for, 4,421 against, no broker non-votes.","Advisory say-on-pay approved: 11.06M for, 331,566 against, 2.38M broker non-votes.","Turnout: 80.61% of 17,098,473 shares outstanding present at the May 21, 2026 meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90764,"accession_number":"0001104659-26-053112","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SmartFinancial raises quarterly dividend 12.5% to $0.09 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.09 per share, up from $0.08 per share in January 2026.","Dividend payable June 1, 2026 to shareholders of record as of May 15, 2026.","12.5% increase reflects ongoing capital strength and shareholder return policy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90763,"accession_number":"0001104659-26-045196","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2026-04-20T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q1 net income $13.7M ($0.81 EPS), flat QoQ, up from $0.67 YoY; loan growth $155M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $13.7M or $0.81 diluted EPS, unchanged from prior quarter; up from $11.3M ($0.67) a year ago.","Organic loan and lease growth of $155M (14% annualized QoQ); deposit growth ex-brokered $95M (7% annualized).","Net interest margin (FTE) expanded to 3.48% from 3.38% prior quarter, driven by lower deposit costs.","ACL model change increased allowance to 0.97% of loans; provision impacted EPS but expected to normalize in Q2.","Nashville expansion with hires of Director of Private Banking and Wealth Management and additional commercial bankers."],"consensus_eps_estimate":null,"consensus_eps_actual":0.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100542,"accession_number":"0001104659-26-037409","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2026-03-31T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial promotes Cynthia A. Cain to COO of SmartBank, effective immediately","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Cynthia A. Cain, age 53, promoted to Chief Operating Officer of SmartBank, effective March 31, 2026.","Previously served as Chief Accounting Officer since August 2022; has 30 years of accounting experience.","New role oversees Operations, Technology, Data, AI Governance, Digital & Innovation, and Payments.","CEO Billy Carroll stated the role enhances operational focus and alignment for long-term growth.","No family relationships or arrangements with directors or officers requiring disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100541,"accession_number":"0001104659-26-008699","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2026-01-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SmartFinancial declares $0.08 quarterly dividend and authorizes $10M share repurchase program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Quarterly cash dividend of $0.08 per share, payable March 2, 2026, to holders of record Feb 13, 2026.","New $10M share repurchase program effective March 1, 2026, through Feb 28, 2027.","Repurchases may be made in open market, via accelerated programs, or under Rule 10b5-1 plans.","2026 Repurchase Program replaces prior stock repurchase plan upon effectiveness.","Program is discretionary and may be suspended or modified at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100540,"accession_number":"0001104659-26-005116","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2026-01-20T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q4 2025 EPS $0.81, net income $13.7M; organic loan growth 13% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.7M ($0.81 diluted EPS) vs $9.6M ($0.57) in Q4 2024, up 42% YoY.","Net interest margin (FTE) expanded to 3.38% from 3.25% prior quarter on lower deposit costs.","Net organic loan growth $141M (13% annualized); deposit growth $102M (8% annualized).","Tangible book value per share grew 13% quarter-over-quarter.","Seventh consecutive quarter of positive operating leverage; FY 2025 operating leverage ~11%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100539,"accession_number":"0001104659-26-000697","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2026-01-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SmartFinancial extends exchange offer for $100M 7.25% subordinated notes due 2035 to Jan 9","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Exchange offer now expires at 5:00 p.m. NY time on January 9, 2026.","$82.5M aggregate principal (82.5% of outstanding) tendered as of January 2, 2026.","Notes carry 7.25% fixed-to-floating rate, mature 2035, originally issued August 20, 2025.","Offer exchanges unregistered private-placement notes for identical registered notes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116856,"accession_number":"0001104659-25-105643","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SmartFinancial declares $0.08 per share quarterly cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.08 per share on common stock.","Payable on December 2, 2025 to shareholders of record as of November 17, 2025.","Dividend declared by board of directors on October 31, 2025.","No change in dividend rate from prior quarter indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116855,"accession_number":"0001104659-25-101293","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q3 net income $13.7M ($0.81 EPS); organic loan growth 10% annualized; $100M sub debt issued","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.7M ($0.81 EPS) vs $9.1M ($0.54 EPS) in Q3 2024; operating EPS $0.86.","Organic loan growth $98M (10% annualized QoQ); deposit growth $179M (15% annualized QoQ).","Tangible book value per share grew 26% annualized QoQ; achieved $50M quarterly operating revenue.","$4.0M pre-tax gain from sale of SBK Insurance; $85M securities repositioning resulted in $3.9M pre-tax loss.","Issued $100M subordinated debt; retired $40M existing sub debt; funded growth."],"consensus_eps_estimate":null,"consensus_eps_actual":2.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133299,"accession_number":"0001558370-25-011931","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2025-09-08T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"SmartBank sells SBK Insurance to Insuragent Purchaser; retains minority stake and strategic relationship","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["SmartBank sold 100% of SBK Insurance equity to Insuragent Purchaser, LLC (Greater Sum Ventures portfolio company).","All SBK Insurance leadership and employees remain; all locations stay open.","SmartBank maintains strategic relationship with SBK Insurance and purchased a minority ownership interest in Insuragent Purchaser.","No financial terms disclosed for the transaction."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133298,"accession_number":"0001558370-25-011698","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2025-08-20T23:59:59+00:00","items":["1.01","2.03","7.01","9.01"],"status":"ready","headline":"SmartFinancial issues $100M of 7.25% subordinated notes due 2035; to redeem up to $40M of 2028 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Sold $100M aggregate principal of 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035 at 100% of face value.","Interest fixed at 7.25% until Sep 1, 2030, then resets quarterly at 3-month SOFR plus 385 basis points.","Net proceeds for general corporate purposes, including redemption of up to $40M of outstanding 5.625% Notes due 2028.","Notes are unsecured, subordinated, qualify as Tier 2 capital; mature Sep 1, 2035; redeemable at par on/after Sep 1, 2030.","Issued via private placement under Section 4(a)(2) and Rule 506(b); registration rights agreement to allow exchange."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133297,"accession_number":"0001558370-25-009553","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SmartFinancial declares $0.08 quarterly dividend, payable Aug 25, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.08 per share, payable August 25, 2025 to holders of record August 8, 2025.","Declaration made by board on July 24, 2025; consistent with prior quarterly rate.","SmartFinancial (NYSE: SMBK) is parent company of SmartBank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133296,"accession_number":"0001558370-25-009328","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2025-07-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q2 net income $11.7M ($0.69 EPS), up 46% YoY; loan growth 13% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.7M ($0.69 diluted EPS) vs $8.0M ($0.48) in Q2 2024, a 46% increase.","Operating earnings $0.69 per share, compared to $0.46 in Q2 2024.","Organic loan growth $132M (13% annualized QoQ); NPAs remained low at 0.19% of assets.","Net interest margin expanded to 3.29% from 3.21% prior quarter; net interest income $40.3M.","Tangible book value per share grew 13.7% sequentially."],"consensus_eps_estimate":null,"consensus_eps_actual":1.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149953,"accession_number":"0001558370-25-008312","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2025-05-30T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"SmartFinancial dismisses Forvis Mazars, appoints Elliott Davis as new auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Forvis Mazars dismissed as independent auditor on May 29, 2025, at Audit Committee direction.","Elliott Davis engaged as new independent auditor for FY2025, effective May 30, 2025.","No disagreements or reportable events with Forvis during fiscal years 2024, 2023, or subsequent interim period.","Prior audit reports for 2024 and 2023 were unqualified with no adverse opinions.","Engagement of Elliott Davis subject to completion of standard client acceptance procedures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149952,"accession_number":"0001558370-25-008113","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"SmartFinancial shareholders approve Omnibus Incentive Plan; 1.69M shares reserved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["1,690,000 shares reserved for issuance under newly approved Omnibus Incentive Plan.","All 10 director nominees elected; 80.3% of outstanding shares present at annual meeting.","Forvis Mazars ratified as auditor for FY 2025 with 13.6M votes for.","Say-on-pay approved with 10.9M votes for (98.3% of votes cast).","Approval of plan received 7.82M for, 3.30M against; 2.54M broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149951,"accession_number":"0001558370-25-006118","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"SmartFinancial extends $35M revolving credit line with ServisFirst to May 2027","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Maturity date extended to May 1, 2027 under Third Amendment to Loan and Security Agreement.","Revolving line principal remains $35 million, unchanged from prior agreements.","Amendment replaces previous amendments from September 2021 and February 2023.","No changes to interest rate or other material terms are disclosed.","Loan continues to be secured by pledged stock under the March 2020 Pledge Agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149950,"accession_number":"0001558370-25-005082","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q1 net income $11.3M, EPS $0.67; loan growth 9% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $11.3M ($0.67 diluted EPS) up from $9.4M ($0.55) in Q1 2024.","Operating earnings $11.3M ($0.67 diluted EPS) vs $8.4M ($0.49) in Q1 2024.","Organic loan & lease growth of $86M, 9% annualized QoQ; deposit growth $122M (10% annualized).","Credit quality solid, NPAs to total assets at 0.19%.","Quarterly cash dividend of $0.08/share declared, payable May 19 to holders of record May 2, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.67,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168971,"accession_number":"0001558370-25-003844","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2025-03-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"SmartFinancial appoints Kelli D. 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loan growth 16% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $9.1M ($0.54 diluted EPS) vs $2.1M ($0.12) in Q3 2023; operating EPS $0.54.","Net interest margin expanded 14 bps to 3.11% QoQ; net interest income $35.0M.","Organic loan and lease growth of $144M (16% annualized QoQ); NPAs only 0.26% of assets.","Tangible book value per share grew 19% annualized QoQ; REIT subsidiary established for tax savings."],"consensus_eps_estimate":null,"consensus_eps_actual":1.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202656,"accession_number":"0001558370-24-010205","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SmartFinancial declares $0.08 quarterly dividend, payable Aug 26","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.08 per share declared by board on July 25, 2024.","Payable on August 26, 2024 to shareholders of record as of August 9, 2024.","Consistent with prior dividend rate; no change in payout or frequency."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202655,"accession_number":"0001558370-24-009947","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q2 net income $8.0M ($0.48 EPS); loan growth 11% annualized, margin expands to 2.97%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $8.0M ($0.48 diluted EPS) vs $8.8M ($0.52) YoY and $9.4M ($0.55) QoQ.","Net organic loan growth $97M (11% annualized QoQ); NIM expanded 12bp to 2.97% FTE.","Tangible book value per share up 10% annualized QoQ; operating EPS $0.46.","Repurchased 136,195 shares at avg $21.57; NPAs to total assets 0.20%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218815,"accession_number":"0001558370-24-008687","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2024-05-28T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"SmartFinancial elects all 11 director nominees at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 nominees elected; David A. Ogle received 31% withheld (3.5M of 11.3M votes cast).","Ratified FORVIS as auditor: 13.76M for, 60k against (99.6% of votes cast).","Say-on-pay advisory vote passed: 11.07M for, 202k against (98.2% of votes cast).","Turnout: 13.82M of 17.06M shares (81.05%) represented at meeting.","Broker non-votes were 2.54M for director election and say-on-pay, none for auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218814,"accession_number":"0001558370-24-005791","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SmartFinancial declares $0.08 quarterly dividend payable May 28, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.08 per share declared by board on April 25, 2024.","Dividend payable May 28, 2024 to shareholders of record as of May 10, 2024.","This is a regular quarterly dividend; no change in amount from prior quarter implied."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218813,"accession_number":"0001558370-24-005422","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2024-04-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q1 net income $9.4M ($0.55 EPS); loan growth 4% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $9.4M ($0.55 diluted EPS) vs $11.5M ($0.68) Q1 2023; operating EPS $0.49.","Net organic loan and lease growth of $34M (4% annualized); 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operating EPS $0.41; loan growth 8% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $6.2M ($0.37 diluted EPS) vs $13.0M ($0.77) in Q4 2022; operating earnings $6.9M ($0.41).","Net organic loan and lease growth $66M (8% annualized QoQ); deposit growth $21.3M (2% annualized).","Net interest margin (tax-equivalent) 2.86%, up 5bps from prior quarter; loan yield 5.61%.","Credit quality solid: nonperforming assets / total assets 0.20%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256218,"accession_number":"0001558370-23-019361","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2023-11-28T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"SmartFinancial to transfer stock listing from Nasdaq to NYSE on Dec 11, 2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Last trading day on Nasdaq: Dec 8, 2023; 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net loan growth $42M (5% annualized).","Deposit growth $46.9M (4.5% annualized); nonperforming assets to total assets at 0.12%.","Net interest margin 2.81% vs 2.93% prior quarter; loan yield 5.52% excluding fees."],"consensus_eps_estimate":null,"consensus_eps_actual":1.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273614,"accession_number":"0001558370-23-016073","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2023-09-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"SmartFinancial EVP & Chief Lending Officer Gregory Davis resigns effective Sept 29, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Gregory L. 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Ackermann and Victor L. Barrett.","Ratification of FORVIS as independent auditor for FY2023: 13,737,706 for, 52,675 against, 2,152 abstentions.","Advisory vote on named executive officer compensation passed: 10,302,680 for, 174,509 against, 4,872 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290618,"accession_number":"0001558370-23-007104","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SmartFinancial declares $0.08 quarterly dividend, payable May 29, 2023","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.08 per share declared on April 27, 2023.","Dividend payable on May 29, 2023 to shareholders of record as of May 12, 2023.","Dividend rate unchanged from prior quarter; no special or increased payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290617,"accession_number":"0001558370-23-006543","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2023-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q1 net income $11.5M, EPS $0.68; operating earnings up 34% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Operating earnings $11.5M ($0.68 diluted) vs $8.6M ($0.51) in Q1 2022, a 34% increase.","Deposit growth of $152.4M (15% annualized QoQ); net organic loan growth $53.0M (7% annualized).","Nonperforming assets to total assets remain low at 0.11%; credit quality solid.","Tax-equivalent NIM declined to 3.31% from 3.51% in Q4 2022, pressured by rising deposit costs.","No wholesale fundings or borrowings; balance sheet growth entirely organic."],"consensus_eps_estimate":null,"consensus_eps_actual":0.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311500,"accession_number":"0001558370-23-000926","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2023-02-06T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"SmartFinancial increases credit line to $35M, extends maturity to 2025, reprices at Prime-0.65%","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Revolving credit facility raised to $35M from $25M.","Maturity extended to February 1, 2025.","Interest rate set at Prime minus 0.65% with a 3.25% floor.","Amendment entered into on February 1, 2023 with ServisFirst Bank.","No Default or material adverse change representations reaffirmed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311499,"accession_number":"0001558370-23-000627","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SmartFinancial hikes quarterly dividend 14% to $0.08 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared $0.08/share quarterly cash dividend, a 14% increase from prior $0.07/share.","Dividend payable February 27, 2023 to shareholders of record as of February 10, 2023.","The increase reflects SmartFinancial's commitment to returning capital to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311498,"accession_number":"0001558370-23-000426","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2023-01-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q4 2022 diluted EPS $0.77; operating EPS $0.76 beats prior year","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.0M ($0.77 diluted); operating earnings $12.9M ($0.76 diluted) up 48% YoY.","Organic loan growth $130.2M (17% annualized QoQ); net interest margin 3.51% (FTE) vs 3.29% prior Q.","Nonperforming assets to total assets remained low at 0.10%; total assets $4.6B.","Loan yield improved to 5.05% from 4.59% prior Q; deposit cost rose to 0.85% from 0.45%.","Operating revenue record; ROAA 1.10%, ROATCE 16.5% (operating basis)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330081,"accession_number":"0001558370-22-015600","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2022-10-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SmartFinancial declares $0.07 quarterly dividend, payable Nov 29, 2022","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.07 per share declared on October 28, 2022.","Payable November 29, 2022 to shareholders of record as of November 14, 2022.","The dividend is a regular quarterly cash dividend (no change indicated).","SmartFinancial (Nasdaq: SMBK) is the parent company of SmartBank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330080,"accession_number":"0001558370-22-015235","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2022-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q3 2022 operating EPS $0.69 beats prior quarters; net income $11.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Operating earnings of $11.6M ($0.69/diluted) up 13% QoQ and 17% YoY.","Net interest income rose to $36.7M (11% QoQ); NIM (FTE) expanded to 3.29% from 3.08%.","Organic loan growth of $109M (15% annualized) driven by strong Southeast market demand.","Credit quality solid: NPAs/Assets at 0.10%, allowance/loans at 0.73%.","Completed asset purchase of Sunbelt Insurance, diversifying fee income."],"consensus_eps_estimate":null,"consensus_eps_actual":1.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":347645,"accession_number":"0001558370-22-014194","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2022-09-06T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"SmartFinancial's Rains Agency acquires Sunbelt Group for $6.5M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Purchase price $6.5M; $5.2M cash at close, $1.3M deferred in equal installments in 2023 and 2024.","Sunbelt is a Chattanooga-based independent insurance agency specializing in P&C, L&H, and transportation insurance.","First independent insurance agency acquisition by Rains; Mark Slater joins as part of the transaction.","Transaction effective September 1, 2022, expanding Rains' service area in Tennessee.","Deferred payments subject to acceleration on change of control and set-off for indemnification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":347644,"accession_number":"0001558370-22-011311","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2022-07-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SmartFinancial declares $0.07 quarterly dividend payable Aug 29, 2022","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.07 per share on common stock.","Payable on August 29, 2022 to shareholders of record August 12, 2022.","Dividend declared by board on July 28, 2022.","Ticker: SMBK (Nasdaq)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":347643,"accession_number":"0001558370-22-010992","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2022-07-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q2 2022 EPS $0.61, 30% annualized loan growth, NIM 3.08%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $10.2M ($0.61 GAAP EPS); operating earnings of $10.3M ($0.61) vs $9.1M ($0.60) in Q2 2021.","Organic loan and lease growth of $206.8M (30% annualized QoQ).","Net interest margin (FTE) expanded 17 bps to 3.08% on rising rates and deployment of excess cash.","Credit quality remains solid with nonperforming assets at 0.11% of total assets.","Noninterest income grew to $7.2M, driven by service charges and investment services."],"consensus_eps_estimate":null,"consensus_eps_actual":1.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":364137,"accession_number":"0001558370-22-009493","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2022-05-27T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"SmartFinancial shareholders elect all 12 director nominees at 2022 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 12 nominees elected; votes for ranged from 6.998M to 9.686M; broker non-votes 3.339M.","Ratification of BKD, LLP as auditor: 13.371M for, 40 against, 10,040 abstentions.","Advisory say-on-pay approved: 9.877M for, 157,468 against, 7,965 abstentions.","Advisory vote on frequency: annual selected (9.331M votes); company will hold annual votes until 2028."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":364136,"accession_number":"0001558370-22-006334","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2022-04-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SmartFinancial declares $0.07 quarterly dividend payable May 31, 2022","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.07 per share declared on April 28, 2022.","Payable May 31, 2022 to shareholders of record as of May 13, 2022.","Dividend continues regular quarterly payout; no change in amount indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":364135,"accession_number":"0001558370-22-005897","cik":1038773,"company_name":"SMARTFINANCIAL INC.","ticker":"SMBK","form_type":"8-K","filed_at":"2022-04-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"SmartFinancial Q1 EPS $0.49 GAAP, $0.51 operating; loan growth 21% ann.","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $8.3M ($0.49 diluted) vs $9.8M ($0.65) YoY; operating earnings $8.6M ($0.51).","Organic loan growth $136.9M (21% annualized QoQ); non-time deposit growth $195M (23% ann.).","NIM (FTE) 2.91%, down 1bp QoQ; net interest income $30.1M vs $29.9M prior quarter.","Credit quality: NPAs/assets 0.11%; allowance/loans 0.74%; net charge-offs 0.04%.","Operating efficiency ratio 68%; total assets $4.7B; tangible book value $18.64/share."],"consensus_eps_estimate":null,"consensus_eps_actual":0.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":708731670.6962028,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-04-25T23:59:59+00:00|364135"}