{"filings":[{"id":1922599,"accession_number":"0001818874-26-000050","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2026-07-29T11:06:09+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q2 2026: Record net revenue $1.2B, net income $157M, raises FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net revenue $1.22B (+43% YoY); net income $157M (+61% YoY); diluted EPS $0.12.","Adjusted net revenue $1.21B (+40% YoY); adjusted EBITDA $358M (+44% YoY); record.","Total loan originations record $14.8B; members 15.8M (+35%); products 24.4M (+42%).","Cross-buy milestone: 51% of new products from existing members; SoFi Plus/Coach driving.","FY 2026 adjusted net revenue guidance raised to $4.75B-$4.85B (from prior $4.5B-$4.6B)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1140959,"accession_number":"0001818874-26-000043","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2026-06-18T21:24:22+00:00","items":["5.07"],"status":"ready","headline":"SoFi shareholders elect all 10 director nominees, approve say-on-pay and auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 10 director nominees elected with at least 320M votes for; no nominee received less than 82% of votes cast.","Non-binding advisory vote on executive compensation approved with 367.9M for, 20.5M against, 2.4M abstain.","Ratification of Deloitte & Touche LLP as independent auditor for FY 2026 approved with 786.6M for, 7.0M against, 7.8M abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95756,"accession_number":"0001818874-26-000020","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q1 record net revenue $1.1B, net income $167M, EPS $0.12","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Adjusted net revenue up 41% YoY to $1.1B; adjusted EBITDA up 62% to $340M.","Total loan originations hit record $12.2B; net income $166.7M (GAAP), up 134% YoY.","Members grew 35% to 14.7M; products up 39% to 22.2M; 43% of new products from existing members.","Diluted EPS $0.12 (both GAAP and adjusted), doubling from $0.06 YoY.","CEO cited strength in digital assets as a new growth driver alongside existing businesses."],"consensus_eps_estimate":null,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":129504000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109051,"accession_number":"0001818874-26-000008","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2026-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi reports record Q4 revenue of $1.025B; adjusted net income up 184% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP net revenue record $1.025B, up 40% YoY; GAAP net income $173.5M (down 48% YoY).","Adjusted EBITDA $317.6M (+60% YoY); adjusted EPS $0.13 (+160% YoY).","Added 1M new members in Q4; total members 13.7M (+35% YoY); products 20.2M (+37%).","Fee-based revenue up 53% to record $443M.","Management announced 2026 guidance and medium-term outlook (details in release)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":619353000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109050,"accession_number":"0001818874-26-000005","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2026-01-09T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"SoFi's former GC Stephen Simcock to advise through 2026 at $83k/month","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Stephen Simcock retired as General Counsel effective Dec 31, 2025; will serve as advisor Jan 5, 2026–Dec 31, 2026.","Advisor agreement provides monthly fee of $83,333.33 and COBRA subsidies.","Advisor agreement to be filed with SoFi's 2025 Form 10-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109049,"accession_number":"0001818874-26-000003","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2026-01-05T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"SoFi Technologies completes sale of 57.8M shares after underwriters exercise over-allotment","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Underwriters exercised over-allotment option on Jan 2, 2026, purchasing additional shares at $27.50 per share.","SoFi completed the sale on Jan 5, 2026, bringing total shares sold in offering to 57,754,660.","Base offering of shares was previously announced and completed on Dec 8, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125517,"accession_number":"0001818874-25-000232","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-12-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SoFi completes $1.5B common stock offering; 54.5M shares at $27.50","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold 54,545,454 shares at $27.50 per share; gross proceeds ~$1.5B.","Offering closed December 8, 2025; underwriters led by Goldman Sachs, BofA, Citigroup, Deutsche Bank, Mizuho.","Underwriters granted 30-day option to purchase up to 8,181,818 additional shares.","Net proceeds to be used for general corporate purposes, including capital enhancement and growth opportunities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125516,"accession_number":"0001818874-25-000225","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-12-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SoFi prices $1.5B common stock offering of 54.5M shares at $27.50 each","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Offering of 54,545,454 shares at $27.50/share, gross proceeds ~$1.5B.","Underwriters granted 30-day option to purchase up to 8,181,818 additional shares (15%).","Expected closing on December 8, 2025; proceeds for general corporate purposes & capital enhancement.","Goldman Sachs, BofA Securities, Citigroup, Deutsche Bank Securities, Mizuho are joint bookrunners.","Offering is dilutive to existing shareholders; company cites funding growth and optionality."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125515,"accession_number":"0001818874-25-000222","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-12-04T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"SoFi General Counsel Stephen Simcock to retire Dec 31, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Stephen Simcock, SoFi's General Counsel, will retire effective December 31, 2025.","Retirement is not due to any dispute or disagreement with the Company.","No successor has been announced in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125514,"accession_number":"0001818874-25-000215","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-11-13T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"SoFi CFO Lapointe enters prepaid forward contract on 500,000 shares for $11.8M upfront","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CFO Christopher Lapointe receives $11,771,830 upfront; contract matures Nov 12, 2027.","Pledged 500,000 shares; floor $25.38, cap $50.58; deliverable shares range 250,890 to 500,000.","Lapointe retains voting, dividend, and other rights on pledged shares during term.","Majority of compensation is equity; no common stock sold since joining in 2018."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125513,"accession_number":"0001818874-25-000204","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q3 2025: Record net revenue $962M, net income $139M, raises FY2025 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record total net revenue $961.6M (+38% YoY); GAAP net income $139.4M ($0.11 diluted EPS) vs $60.7M.","Adjusted net revenue $949.6M (+38%); adjusted EBITDA $276.9M (+49%); fee-based revenue $409M (+50%).","Added 905k new members (total 12.6M, +35% YoY) and 1.4M new products (18.6M total, +36%).","Management raises 2025 guidance, citing durable growth and strong credit performance."],"consensus_eps_estimate":null,"consensus_eps_actual":0.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":449063000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142253,"accession_number":"0001818874-25-000195","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-08-29T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"SoFi CEO Noto enters prepaid forward contract on 1.5M shares for $24.1M liquidity","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Anthony Noto executed a prepaid variable forward contract on 1,500,000 shares (7% of his beneficial stake, <1% of total outstanding).","Upfront cash payment $24,107,850; contract matures Aug 28, 2028 with share/cash settlement at then-market price.","Floor price $18.21/share, cap price $49.18/share; at floor he would deliver up to 1.5M shares, at cap 555,409 shares.","Noto retains all voting, dividend, and other rights on pledged shares during the contract term.","Noto has not sold any SoFi stock since 2018; has purchased 2,775,307 shares in open market over past four years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142252,"accession_number":"0001818874-25-000171","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-07-31T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SoFi closes $1.72B common stock offering; 82.7M shares at $20.85","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued 82,733,817 shares of common stock at $20.85 per share including full exercise of underwriters' option.","All shares sold by company; net proceeds for general corporate purposes, working capital, and business opportunities.","Underwriters: Goldman Sachs & Co., Citigroup Global Markets Inc., and Mizuho Securities USA LLC.","Offering priced July 29, 2025 and closed July 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142251,"accession_number":"0001818874-25-000160","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-07-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SoFi prices $1.5B common stock offering at $20.85/share; 71.9M shares sold","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Priced 71,942,450 shares at $20.85 each for gross proceeds of ~$1.5B.","Underwriters granted 30-day option to purchase up to 10,791,367 additional shares.","Expected to close July 31, 2025; lead underwriters: Goldman Sachs, Citigroup, Mizuho."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142250,"accession_number":"0001818874-25-000148","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q2 2025: Record revenue $855M, net income $97M, raises 2025 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Adjusted net revenue up 44% YoY to record $858M; net income $97M vs $17M prior year.","Fee-based revenue up 72% to record $378M; adjusted EBITDA up 81% to $249M.","Member count up 34% to 11.7M; products up 34% to 17.1M.","GAAP diluted EPS $0.08; adjusted diluted EPS $0.08, up 700% YoY.","Management raises full-year 2025 guidance citing strong momentum."],"consensus_eps_estimate":null,"consensus_eps_actual":0.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":292272000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160263,"accession_number":"0001818874-25-000081","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-05-30T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"SoFi annual meeting results: all director nominees elected, say-on-pay approved, auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 10 director nominees elected with >300M 'for' votes each; broker non-votes of ~356M.","Non-binding advisory vote on exec compensation passed with 252.8M for, 76.4M against.","Ratification of Deloitte & Touche as auditor approved with 677.0M for, 6.6M against.","No other matters were submitted; results reflect votes as of March 31, 2025 record date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160262,"accession_number":"0001818874-25-000068","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q1 record net revenue $772M, adjusted net revenue +33% YoY, raises 2025 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record net revenue $772M (GAAP), adjusted net revenue $771M (+33% YoY).","GAAP net income $71M (-19% YoY); diluted EPS $0.06 (vs $0.02 YoY).","Adjusted EBITDA record $210M, up 46% YoY; fee-based revenue $315M (+67%).","Members 10.9M (+34% YoY); products 15.9M (+35% YoY) — all records.","Management raised full-year 2025 guidance on strong momentum."],"consensus_eps_estimate":null,"consensus_eps_actual":0.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":140382000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178559,"accession_number":"0001818874-25-000049","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-03-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"SoFi adopts PSU award forms for CEO/CFO and senior employees tied to tangible book growth","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved two PSU award forms under the 2021 Plan: one for CEO/CFO, one for senior employees.","PSUs vest based on Absolute Growth in Tangible Book Value over 3-year period, 0-150% of target.","Vesting subject to TSR Performance Multiplier (0-150%) vs Nasdaq Composite; capped if absolute TSR negative.","100% forfeiture if Total Risk Weighted Capital Ratio falls below 10.5% during performance period.","CEO/CFO form provides for vesting at higher of actual or target upon qualifying termination; senior employee form uses actual TSR."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178558,"accession_number":"0001818874-25-000006","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q4 net revenue $734M, net income $332M; adjusted net revenue +24% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $332M vs $47.9M YoY; diluted EPS $0.29 vs $0.02 YoY.","Record adjusted net revenue $739M, up 24% YoY; financial services + tech platform combined revenue +52% YoY.","Fee-based revenue record $289M (+63%), reflecting shift to higher ROE revenue streams.","Members grew 34% and products 32% in 2024; management issued 2025 guidance.","Adjusted EBITDA $198M (+9% YoY); adjusted EPS $0.05 vs $0.02 YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":503123000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178557,"accession_number":"0001818874-25-000002","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2025-01-10T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"SoFi Technologies director Michael Bingle resigns effective Jan 13, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael Bingle notified Board of his resignation as director on Jan 8, 2025, effective Jan 13.","Resignation not due to any disagreement with the company's operations, policies, or practices.","No replacement director has been named or announced in the filing.","Board and company thanked Bingle for his tenure and contributions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195227,"accession_number":"0001818874-24-000257","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-12-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SoFi surpasses 10 million members, up ~2.5M in 2024; cumulative milestones","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["SoFi now serves over 10 million members, adding ~2.5 million new members in 2024 year-to-date.","Members have earned $1B in interest on savings, paid down $33B in credit card debt, and borrowed $117B through Sep 30, 2024.","Cumulative member growth exceeds 9x in less than five years.","In 2024, SoFi launched robo-advisor, alternative assets, IPO access, and new credit card offerings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195226,"accession_number":"0001818874-24-000256","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-12-17T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"SoFi CEO Noto enters prepaid variable forward on 2M shares, receives $22.5M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Anthony Noto entered a prepaid variable forward contract on 2,000,000 shares, receiving $22,463,200 upfront.","Contract matures February 7, 2028; settlement in shares or cash based on stock price relative to floor $13.06 and cap $30.74.","Noto retains voting and dividend rights on pledged shares; has not sold any SoFi stock since joining in 2018.","The 2M shares represent ~10% of Noto's beneficial ownership and less than 1% of total shares outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195225,"accession_number":"0001818874-24-000229","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-10-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q3 net rev $697M, net income $61M, EPS $0.05; raises FY24 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total net revenue $697M (+30% YoY); net income $61M vs loss $267M last year.","Adjusted net revenue $689M (+30%); adjusted EBITDA $186M (+90% YoY).","Financial Services & Tech Platform combined revenue up 64% YoY, now 49% of adj net revenue.","Members grew 35% YoY; capital-light fee-based revenue $174M.","Management raised FY2024 guidance; CEO calls quarter strongest in company history."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":367616000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211481,"accession_number":"0001818874-24-000169","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi reports Q2 net revenue of $599M, net income of $17M; third consecutive GAAP profitable quarter","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $17.4M vs loss of $47.5M a year ago; diluted EPS $0.01 vs ($0.06).","Adjusted net revenue $597M, up 22% YoY; adjusted EBITDA $138M, up 80% YoY.","Financial Services and Tech Platform segments grew revenue 46% combined, now 45% of adjusted net revenue.","Members grew 41% YoY; management raised FY24 guidance on strong momentum.","Lending segment grew only 5% YoY, reflecting conservative stance amid rate environment."],"consensus_eps_estimate":null,"consensus_eps_actual":0.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":236391000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211480,"accession_number":"0001818874-24-000157","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-07-03T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"SoFi appoints William Borden and Gary Meltzer to board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William Borden, Corporate VP of Worldwide Financial Services at Microsoft, appointed to board.","Gary Meltzer, former PwC managing partner and CPA, appointed to board; will join audit committee.","Both appointments effective June 27, 2024; board size increases to 13.","No arrangements or transactions requiring disclosure noted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230140,"accession_number":"0001818874-24-000127","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-05-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"SoFi shareholders elect all 11 director nominees, approve executive compensation and ESPP at 2024 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 board nominees elected with majority support; Anthony Noto received 316M votes for.","Advisory 'say-on-pay' vote passed with 293.8M for, 25.8M against (approx 91% approval excluding broker non-votes).","Ratification of Deloitte & Touche as auditor for fiscal 2024 passed with 651.5M for vs 8.2M against.","Adoption of 2024 Employee Stock Purchase Plan approved with 237.6M for, 82.8M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230139,"accession_number":"0001818874-24-000115","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q1 net income $88M, second straight GAAP profit; adj revenue up 26% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $88M vs loss $34M Q1 2023; diluted EPS $0.02.","Total net revenue $645M (+37% YoY); adjusted net revenue $581M (+26%).","Adjusted EBITDA $144M (+91%), margin 25%; all three segments contribution profitable.","Tech Platform & Financial Services combined rev grew 54%, now 42% of adj revenue.","Management raises FY 2024 guidance (specific numbers not disclosed in excerpt)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":115609000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230138,"accession_number":"0001818874-24-000110","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"SoFi to redeem all Series 1 Preferred Stock on May 29, 2024, saving ~$29.3M in dividends","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Will redeem 3,234,000 shares at ~$105.10 per share; aggregate payment ~$339.9M.","Expected to save ~$29.3M in 2024 dividend payments; preferred stock carries 12.5% annual dividend.","Holders include QIA FIG Holding LLC, Silver Lake affiliates, and CEO Anthony Noto.","Redemption price includes accumulated and unpaid dividends through May 29, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248571,"accession_number":"0001818874-24-000086","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-03-26T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"SoFi exchanges $600M zero-coupon notes for equity; issues new 1.25% notes due 2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Exchanged $600M of 0% convertible notes due 2026 for 72.6M shares of common stock, settled March 25-26, 2024.","Pro forma total risk-based capital ratio increased from 15.3% to >17.3% (200+ bps) based on Q4 2023 data.","Exchange expected to be accretive to GAAP net income in Q1 2024 with negligible EPS impact; accretive to tangible book value per share by 8-10%.","Issued 1.25% convertible senior notes due 2029 and entered capped call transactions; proceeds to reduce higher-cost instruments.","Annual interest and dividend expense savings of $40M-$60M from paying down 12.5% Series 1 Redeemable Preferred Stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248570,"accession_number":"0001818874-24-000080","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-03-26T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"SoFi EVP & President of SoFi Bank Chad Borton resigns; Paul Mayer to assume bank presidency","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Chad Borton (EVP, Group Business Unit Leader, Lending & President of SoFi Bank) resigns effective April 12, 2024.","Resignation not due to any dispute with the company; he is leaving to pursue other opportunities.","Paul Mayer, current VP of SoFi Bank and board member, will assume Borton's role as President of SoFi Bank.","Company is conducting a search for a permanent replacement for Borton's other duties and responsibilities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248562,"accession_number":"0001818874-24-000084","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K/A","filed_at":"2024-03-26T23:59:59+00:00","items":["1.01","3.02"],"status":"ready","headline":"SoFi issues 72.6M shares to settle debt exchange agreements in March 2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued 72,621,879 shares on March 25-26, 2024 to settle exchange agreements with holders of 2026 notes.","Shares issued under Section 4(a)(2) exemption from registration based on holder representations.","Amendment supplements original Form 8-K filed March 8, 2024 regarding the exchange transactions.","Issuance represents material dilution to existing shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248569,"accession_number":"0001818874-24-000046","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-03-08T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"SoFi EVP Aaron Webster resigns effective March 15, 2024; duties reassigned","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Aaron Webster, EVP Global Operations, Business Risk and LatAm, resigns effective March 15, 2024.","Resignation is to pursue other opportunities and not due to any disagreement with the company.","Duties will be assumed by other officers; company is conducting a search for a permanent replacement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248568,"accession_number":"0001818874-24-000045","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-03-08T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"SoFi closes $862.5M convertible notes offering at 1.25%, exchanges $600M of 2026 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $862.5M in 1.25% convertible senior notes due 2029; net proceeds ~$845.3M.","Initial conversion price ~$9.45 per share (conversion rate 105.8089 shares per $1,000 note).","Exchanged $600M of existing 0% 2026 notes for ~61.7M shares of common stock.","Entered capped call transactions with initial cap price $14.54 to offset dilution.","Capped call counterparties may unwind hedges, impacting stock price."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248567,"accession_number":"0001818874-24-000039","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-03-06T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SoFi prices $750M convertible notes due 2029 at 1.25%; exchange of $600M 2026 notes for stock","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["SoFi priced $750M of 1.25% convertible senior notes due 2029; initial purchasers can buy up to an additional $112.5M.","Initial conversion price ~$9.45/share (30% premium over $7.27 closing price on March 5, 2024).","Net proceeds ~$735M ($845.3M if greenshoe fully exercised); ~$78.8M to fund capped call transactions.","Remaining proceeds to redeem 12.5% Series 1 Preferred Stock and for general corporate purposes, including repaying higher-cost debt.","SoFi exchanged $600M of 0% 2026 notes for ~61.7M shares; terminated a portion of existing capped calls."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248566,"accession_number":"0001818874-24-000034","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-03-05T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"SoFi announces $750M convertible notes offering due 2029; exchanges $600M of 2026 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$750M convertible senior notes due 2029 offered privately; underwriters granted option for additional $112.5M.","Exchanged $600M of existing 0% convertible notes due 2026 for ~61.7M shares of common stock prior to offering.","Pro forma capital ratio would increase >200 bps from 15.3% to >17.3%; expected accretive to Q1 2024 GAAP net income.","Proceeds to fund capped call transactions, redeem 12.5% Series 1 Preferred Stock, and for general corporate purposes.","Notes will be unsecured, mature Mar 15, 2029; interest rate and conversion terms to be set at pricing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248565,"accession_number":"0001818874-24-000011","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-02-08T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"SoFi appoints Arun Pinto as Chief Risk Officer; Aaron Webster shifts to EVP Global Operations","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Arun Pinto joined SoFi as Chief Risk Officer on Feb 7, 2024, reporting to CEO Anthony Noto.","Former CRO Aaron Webster remains as EVP, Global Operations, Business Risk and LatAm.","Webster's new role covers operations, business risk, and Latin America; no compensation details disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248564,"accession_number":"0001818874-24-000008","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-01-31T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"SoFi appoints Dana Green, former NY Fed bank supervisor, to board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dana Green, 58, appointed to SoFi's board effective Jan 25, 2024, term expiring at 2024 annual meeting.","Board size increases to 11 directors with Green's appointment.","Green served 32 years at NY Fed, including supervising systemically important financial institutions.","She will receive standard non-employee director compensation and standard indemnification agreement.","No arrangements or transactions requiring disclosure under Item 404(a) exist."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248563,"accession_number":"0001818874-24-000004","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2024-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q4 GAAP net income $48M, revenue up 35% YoY to $615M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP net income $47.9M ($0.02 diluted EPS) vs loss of $40.0M year ago; FY net loss $300.7M.","Adjusted net revenue $594M (+34% YoY); record adjusted EBITDA $181M (+159% YoY), 30% margin achieved.","Added 585k new members (total 7.5M, +44% YoY) and 695k new products (total 11.1M, +41% YoY).","Total deposits grew $2.9B to $18.6B; tangible book value increased $204M in quarter, $334M for FY.","Non-lending segments (Tech Platform & Financial Services) contributed 40% of Q4 adjusted net revenue."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":421454000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":266071,"accession_number":"0001818874-23-000188","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2023-12-14T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Richard Costolo resigns from SoFi board effective Dec 20, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Richard Costolo notified SoFi board of resignation on Dec 9, 2023, effective Dec 20, 2023.","Resignation not due to any disagreement with company on operations, policies, or practices.","No replacement announced; board size decreases by one."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":266070,"accession_number":"0001818874-23-000165","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2023-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q3 2023: adjusted net revenue $531M (+27% YoY), record adj. EBITDA $98M, raises FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net revenue $537M (+27% YoY); GAAP EPS loss $0.29 includes $247M goodwill impairment; ex-impairment EPS loss $0.03.","Adjusted net revenue $531M (+27% YoY); Adjusted EBITDA $98M (+121% YoY) with 18% margin.","New member adds 717k (record); total members 6.9M (+47% YoY); total products 10.4M (+45% YoY).","Deposits grew $2.9B sequentially to $15.7B; net interest margin expanded to 5.99%.","Management raises full-year 2023 guidance; expects positive GAAP net income in Q4 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":305119000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":283299,"accession_number":"0001818874-23-000140","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2023-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q2 record revenue $498M (+37% YoY); adjusted EBITDA $77M (+278% YoY); guidance raised","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net revenue $498M (+37% YoY); adjusted net revenue $489M (+37% YoY).","Record adjusted EBITDA $77M, up 278% YoY, 16% margin.","Net loss to common stockholders $57.6M ($0.06 per share) vs $105.9M ($0.12) last year.","Added 584k new members; total members 6.2M (+44% YoY); deposits $12.7B (+26% in Q2).","Management raises full-year 2023 guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":200175000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":302732,"accession_number":"0001818874-23-000105","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2023-06-16T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"SoFi shareholders reject reverse stock split proposal at 2023 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected; Anthony Noto received 318.8M votes for.","Advisory vote on executive compensation approved: 240.9M for, 78.5M against.","Ratification of Deloitte & Touche as auditor approved: 595.5M for, 4.5M against.","Reverse stock split amendment failed: 433.8M for, 165.3M against, plus abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":302731,"accession_number":"0001818874-23-000081","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2023-05-03T23:59:59+00:00","items":["1.01","2.03","5.02"],"status":"ready","headline":"SoFi enters amended $550M revolver, borrows $486M to repay existing debt; appoints John Hele to board","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Amended and restated revolving credit agreement with $550M capacity; $100M available for letters of credit.","Borrowed $486M at closing to repay all amounts outstanding under existing credit agreement.","Maturity extended to five years from April 28, 2023; benchmark rate switched from LIBOR to Term SOFR plus 0.10% spread.","John Hele appointed to board, effective May 1, 2023; term expires at 2023 annual meeting.","Hele is President of Resolution Life Group Holdings and former MetLife CFO; will serve on risk committee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":302730,"accession_number":"0001818874-23-000076","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2023-05-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q1 record adj. net revenue $460M (+43% YoY); raises full-year guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net revenue $472M (+43% YoY); adjusted net revenue $460M (+43% YoY).","Adjusted EBITDA $76M (+772% YoY), 16% margin; net loss narrowed to $34.4M from $110.4M.","Added 433k new members (total 5.7M, +46% YoY) and 660k new products (total 8.6M, +46% YoY).","Management raised full-year 2023 adjusted net revenue and adjusted EBITDA guidance.","EPS loss $0.05 vs. $0.14 a year ago; all three segments (Lending, Tech Platform, Financial Services) contributed."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":95482000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":322365,"accession_number":"0001818874-23-000023","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2023-03-10T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"SoFi confirms no assets at Silicon Valley Bank; $40M lending facility unaffected","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["SoFi does not hold any assets or deposits with Silicon Valley Bank.","Company has a $40M lending facility through SVB that remains unaffected by FDIC receivership.","Statement clarifies SoFi's exposure amid the SVB failure, mitigating investor concerns."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":322364,"accession_number":"0001818874-23-000005","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2023-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q4 revenue $457M (+60% YoY), net loss improves 64%, record adj. EBITDA $70M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP net revenue $456.7M (+60% YoY); adjusted net revenue $443.4M (+58%).","Net loss improved 64% YoY to $40.0M; loss per share -$0.05 vs -$0.15.","Adjusted EBITDA record $70.1M (up 15.3x YoY, up 58% sequentially).","Added ~480,000 new members in Q4; total members 5.2M (+51% YoY).","FY 2023 guidance: expects significant revenue and EBITDA growth, targets GAAP net income profitability in Q4 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":377096000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":340417,"accession_number":"0001818874-22-000246","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2022-11-21T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"SoFi responds to Senate inquiry on digital asset trading; discloses crypto fees $3.85M, no FTX exposure","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received letter from four Democratic senators requesting info on digital asset activities.","Stated full compliance with bank license and all applicable laws.","Brokerage-related fees (including crypto) totaled $3.85M in Q3 2022.","Fair value of digital assets held for members was $132.5M as of Sept 30, 2022.","No direct or indirect exposure to FTX; no crypto lending or yield activities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":340416,"accession_number":"0001818874-22-000236","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2022-11-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q3 GAAP revenue $424M (+56% YoY), adj. EBITDA record $44M, raised FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 GAAP net revenue $424M, up 56% YoY; adjusted net revenue $419M, up 51%.","Record adjusted EBITDA $44M, up 332% YoY and 118% sequentially.","Added nearly 424,000 new members; total members 4.7M, up 61% YoY.","Total products 7.2M, up 69% YoY, with over 635,000 new product adds.","Raised full-year 2022 guidance; net loss $74M ($0.09 loss per share)."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":277447000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357681,"accession_number":"0001818874-22-000227","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2022-09-28T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"SoFi EVP Jennifer Nuckles resigns effective Oct 7, duties reassigned","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jennifer Nuckles, EVP and Group Business Unit Leader for Relay, Lantern, Content, At Work, Partnerships & Protect, resigns effective Oct 7, 2022.","Resignation to pursue other opportunities; no dispute with company over operations or policies.","Her duties and responsibilities will be assumed by other officers of the company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":357680,"accession_number":"0001818874-22-000180","cik":1818874,"company_name":"SoFi Technologies, Inc.","ticker":"SOFI","form_type":"8-K","filed_at":"2022-08-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SoFi Q2 revenue record $363M GAAP (+57% YoY); raises FY 2022 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net revenue $363M, up 57% YoY; adjusted net revenue $356M, up 50% YoY.","Net loss narrowed to $95.8M ($0.12 loss per share) from $165.3M ($0.48 loss) YoY.","Adjusted EBITDA $20.3M, up 81% YoY; eighth consecutive positive quarter.","Added 450k+ new members; total members 4.3M (+69% YoY); total products 6.6M (+79% YoY).","Management raised full-year 2022 guidance for adjusted net revenue and adjusted EBITDA."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":175442000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":21582120976.139454,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-08-02T23:59:59+00:00|357680"}