{"filings":[{"id":582201,"accession_number":"0000943374-26-000207","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2026-05-21T20:15:27+00:00","items":["8.01","9.01"],"status":"ready","headline":"SR Bancorp authorizes third stock repurchase program for up to 10% of outstanding shares (801,320 shares)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Third buyback program authorizes up to 801,320 shares (10% of outstanding); second program has 22,176 shares left.","Repurchases to begin after second program completes; timing depends on market price and capital needs.","Shares may be bought via open market, private transactions, or Rule 10b5-1 trading plans.","No obligation to repurchase any specific number of shares within a set period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96893,"accession_number":"0001437749-26-013637","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SR Bancorp Q3 net income up 65% to $886k; EPS $0.12","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $886k ($0.12/share) for Q3 FY26 vs $537k ($0.06) YoY; adjusted net income $784k ex fair value accretion.","Net interest income increased 8.8% to $7.8M; net interest margin expanded 18 bps to 3.00%.","Loans grew 7.8% to $859.1M; deposits rose 5.7% to $894.3M vs June 2025.","No non-performing loans at March 31, 2026; allowance for credit losses at 0.66% of total loans.","Repurchased 761,229 shares for $12.0M during the first nine months of FY26."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96892,"accession_number":"0000943374-26-000168","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"SR Bancorp amends exec employment agreements; CEO salary $490k, Chairman $260k, CFO $410k","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William Taylor (Executive Chairman): $260k base salary, 1-year term, bonus target at least 25%.","Christopher Pribula (CEO): $490k base salary, 3-year term, bonus target at least 23%.","David Orbach (CFO): $410k base salary, 3-year term, bonus target at least 20%.","Non-CIC severance = greater of remaining term pay or 2x (base + avg bonus); CIC severance = 3x (base + avg bonus) + 36 months COBRA.","Agreements auto-renew annually for Pribula and Orbach; Taylor's term may be extended by 12 months with 30 days notice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":111228,"accession_number":"0000943374-26-000134","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2026-03-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SR Bancorp declares $0.05 quarterly cash dividend, payable April 15, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.05 per share declared by Board of Directors.","Dividend payable on April 15, 2026 to stockholders of record as of March 31, 2026.","Executive Chairman cites strong financial position enabling the dividend.","Company trades on NASDAQ under ticker SRBK."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":111227,"accession_number":"0001193125-26-027191","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SR Bancorp Q2 net income $834k ($0.11 EPS), down 18% YoY; assets grow 5.4% to $1.14B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $834k for three months ended Dec 31, 2025 vs $1.0M prior year; EPS $0.11.","Net interest income $7.8M (+7.6% YoY); net interest margin 3.06% vs 2.88%.","Net loans $835.4M, up 4.8% from June 30, 2025; deposits $891.5M, up 5.4%.","Provision for credit losses $49k; noninterest expense up 11.2% to $7.2M.","Six-month net income $1.5M ($0.20 EPS), down 36% YoY; $7.1M in share repurchases."],"consensus_eps_estimate":null,"consensus_eps_actual":0.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":127844,"accession_number":"0000943374-25-000521","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2025-12-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SR Bancorp declares $0.05 quarterly dividend, payable Jan 15, 2026 to holders of record Dec 31, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.05 per share declared by Board on December 18, 2025.","Payable on January 15, 2026 to stockholders of record as of December 31, 2025.","Executive Chairman David Orbach cites strong financial position enabling the dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":127843,"accession_number":"0000943374-25-000482","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2025-11-20T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"SR Bancorp CEO William P. Taylor to retire Jan 1, 2026; Christopher Pribula to succeed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William P. Taylor retires as CEO of SR Bancorp and Somerset Regal Bank effective Jan 1, 2026; remains Director and Executive Chairman of the Bank.","Christopher J. Pribula, 61, current President and COO, appointed President and CEO of the Company and the Bank effective Jan 1, 2026.","Neil Viotto, 56, promoted from Senior VP—Senior Mortgage Lending Officer to Executive VP and COO of the Company and the Bank.","Taylor's departure is not related to any disagreement; succession is planned and internal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":127842,"accession_number":"0001193125-25-288127","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2025-11-19T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"SR Bancorp elects directors, ratifies auditor at 2025 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Robert Mustard elected director for one-year term with 4,596,661 votes for; Lebovitz, Sonier, Taylor elected for three-year terms.","Ratified Baker Tilly US, LLP as independent auditor for FY2026: 6,975,091 for, 90,382 against, 51,713 abstentions.","Broker non-votes on director elections totaled 2,230,197; all proposals passed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":127841,"accession_number":"0001193125-25-258476","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SR Bancorp posts Q1 fiscal 2026 net income of $693K, down 49% YoY; EPS $0.09","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $693K ($0.09 diluted EPS) vs $1.4M in prior-year quarter; adjusted net income $475K excluding $303K acquisition accretion.","Total loans grew 3.7% to $826.4M led by residential mortgage ($12.5M) and commercial ($16.0M); deposits up 2.8% to $869.6M.","Net interest margin compressed 16 bps to 3.05%; provision for credit losses of $171K vs recovery of $154K a year ago.","Noninterest income fell 29.5% to $565K; noninterest expense rose 4% to $7.1M due to stock-based compensation.","Company repurchased 198,310 shares for $2.9M during the quarter; no non-performing loans at Sep 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":144619,"accession_number":"0000943374-25-000410","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2025-09-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SR Bancorp declares quarterly cash dividend of $0.05 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.05 per share payable on October 15, 2025 to holders of record as of September 30, 2025.","Board of Directors approved the quarterly cash dividend on September 22, 2025.","Executive Chairman David Orbach cited strong financial position enabling the dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":144616,"accession_number":"0000950170-25-114518","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K/A","filed_at":"2025-09-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SR Bancorp corrects Q4 net income to $2.2M ($0.28/sh) on $1.5M life insurance gain","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Corrected Q4 FY2025 net income $2.2M ($0.28 basic EPS) vs. originally reported $823K ($0.10).","Corrected FY2025 net income $5.1M ($0.61 EPS) vs. originally reported $3.7M ($0.44).","Correction adds $1.5M life insurance proceeds and $157K provision for credit loss revision.","Q4 net interest income $7.5M (-6.1% YoY); net interest margin fell 32 bps to 2.90%.","Total assets $1.08B (+6.2%), loans $797.2M (+8.9%); repurchased 937K shares for $11.3M in FY25."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":144618,"accession_number":"0000950170-25-100873","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2025-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SR Bancorp reports Q4 net income of $823K, annual net income of $3.7M; turns profitable from prior year loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $823K ($0.10 diluted EPS) vs net loss of $3.0M in Q4 FY2024.","Annual net income $3.7M ($0.44 diluted EPS) vs net loss of $10.9M in FY2024.","Total assets $1.08B (+6.1% YoY); net loans $797.3M (+8.9%); deposits $846.0M (+4.8%).","No non-performing loans at June 30, 2025; allowance as % of loans 0.65% vs 0.71%.","Repurchased 936,991 shares for $11.3M during the year; borrowed $30M from FHLB for liquidity."],"consensus_eps_estimate":null,"consensus_eps_actual":0.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":144617,"accession_number":"0000943374-25-000324","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2025-07-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SR Bancorp authorizes second stock repurchase program for up to 886,137 shares (10% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Program authorizes repurchase of up to 886,137 shares (10% of outstanding common stock).","Second buyback program since September 2023 mutual-to-stock conversion; first program has 13,802 shares remaining.","Repurchases may occur via open market, private transactions, or Rule 10b5-1 plans; timing depends on market conditions.","Company not obligated to repurchase any specific number of shares or within any time period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":163006,"accession_number":"0000943374-25-000288","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2025-06-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SR Bancorp declares $0.05/share quarterly dividend payable July 15","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.05 per share declared by Board of Directors.","Payable July 15, 2025 to stockholders of record as of June 30, 2025.","Executive Chairman David Orbach cited strong financial position as enabling dividend payment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":163005,"accession_number":"0000950170-25-060999","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SR Bancorp Q3 net income falls 49.5% to $537K; nine-month earnings swing to $2.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $537K ($0.06/sh) for Q3 FY2025 vs $1.1M in prior year; ex-accretion income was $124K.","Nine-month net income $2.9M ($0.34/sh) vs $7.8M net loss year ago; benefited from absence of $5.4M charitable contribution and merger costs.","Net loans $780.8M (+6.7% from June 30, 2024); total assets $1.07B; deposits $835.6M (+3.5%).","Net interest margin fell 49bps to 2.82% for Q3; net interest income down 13.1% YoY to $7.2M.","No non-performing loans at March 31, 2025; allowance for credit losses at 0.65% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":180928,"accession_number":"0000943374-25-000137","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2025-03-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SR Bancorp initiates quarterly cash dividend of $0.05 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.05 per share declared, payable April 15, 2025 to holders of record March 31, 2025.","First quarterly dividend in the company's history, reflecting strong financial position.","CEO William Taylor cites ability to pay dividend as a sign of financial strength.","The dividend is subject to board discretion each quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":180927,"accession_number":"0000943374-25-000038","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2025-01-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SR Bancorp Q2 net income falls 36.5% to $1.0M; loans grow 6%, no non-performers","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 FY2025 net income $1.0M ($0.12 EPS), down from $1.6M YoY; adjusted net income $452K vs $605K.","Net interest margin compressed 68 bps to 2.88%; net interest income fell 19.7% to $7.2M.","Six-month net income $2.4M ($0.27 EPS) vs net loss $8.9M prior year; ex-items $1.1M vs $1.2M.","Loans grew 6.0% to $775.8M; deposits up 2.1% to $824.1M; no non-performing loans at Dec 31, 2024.","Repurchased 347K shares for $3.9M during six months; borrowed $30M from FHLB NY for liquidity."],"consensus_eps_estimate":null,"consensus_eps_actual":0.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":197794,"accession_number":"0000943374-24-000470","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2024-11-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"SR Bancorp shareholders approve 2024 Equity Incentive Plan, elect three directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders approved the 2024 Equity Incentive Plan with 4,581,684 for, 317,811 against, 156,193 abstentions.","Re-elected Mary E. Davey, Thomas Lupo, and John W. Mooney as directors for three-year terms.","Ratified Baker Tilly US, LLP as independent auditor for FY ending June 30, 2025 (7,140,225 for, 177,082 against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":197793,"accession_number":"0001193125-24-262414","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2024-11-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"SR Bancorp Reports Financial Results at 2024 Annual Meeting, Highlights Growth and Stock Repurchase Program","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["As of Q1 FY2025, total assets reached $1.053B, net loans $767.7M, and deposits $819.4M.","Core net income for Q1 FY2025 was $1.367M (core EPS $0.16), with core ROAA of 0.13%.","Non-performing assets fell to just $9K, and the company had no net charge-offs since 2021.","On Sep 19, 2024, SR Bancorp adopted a stock repurchase program authorizing up to 950,793 shares (10% of outstanding).","Shareholders elected three directors (Mary E. Davey, Thomas Lupo, John W. Mooney) and approved the 2024 Equity Incentive Plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":197792,"accession_number":"0000950170-24-118946","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SR Bancorp posts Q1 profit of $1.4M vs year-ago loss; loans up 4.9%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.4M ($0.16 EPS) compared to net loss of $10.5M in prior-year quarter.","Net loans $767.7M, up 4.9% from June 30; total assets $1.05B, up 3.1%.","Net interest income rose 83.2% to $7.6M; net interest margin expanded 80 bps to 3.21%.","Credit loss recovery of $154K vs $4.2M provision last year; nonperforming loans only $9K.","Repurchased 66,288 shares; borrowed $20M from FHLB to fund loan originations."],"consensus_eps_estimate":null,"consensus_eps_actual":0.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":213994,"accession_number":"0000943374-24-000384","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2024-09-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"SR Bancorp adopts initial stock repurchase program for up to 950,793 shares (~10% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Program authorizes repurchase of up to 950,793 shares, about 10% of outstanding common stock.","First repurchase program since IPO completed on September 19, 2023.","Repurchases may be made in open market, private transactions, or via Rule 10b5-1 plan; no expiration date.","Company has received regulatory non-objection for the program.","CEO William Taylor cited strong capital position enabling the buyback."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":213993,"accession_number":"0001193125-24-189496","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SR Bancorp reports FY2024 net loss of $10.9M; Q4 net loss $3.0M on securities sale","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2024 net loss of $10.9M vs net income of $1.6M prior year; includes $4.4M merger costs, $5.4M charitable donation, $4.4M securities loss.","Q4 FY2024 net loss of $3.0M vs Q3 net income of $1.1M; loss driven by $4.4M loss on securities sale.","Total assets $1.02B (+56.7% YoY); loans $731.9M (+102%) due to Regal Bancorp acquisition.","Balance sheet repositioning sold $35.4M securities, loss recouped in ~3.27 years via loan yields.","IPO and merger with Regal Bancorp completed Sep 2023; 9.5M shares outstanding, $86.9M net proceeds."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233213,"accession_number":"0000943374-24-000203","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2024-05-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SR Bancorp sells $35.4M low-yield securities, expects $1.4M annual pre-tax earnings boost","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold $35.4M book value of lower-yielding AFS securities, realizing $4.4M pre-tax loss.","Proceeds of $30.9M to be redeployed into residential/commercial mortgages with ~465 bps spread pickup.","Expected annual pre-tax earnings increase of $1.4M; loss recouped in ~3.27 years.","Minimal impact on book value per share and shareholders' equity; bank remains well-capitalized."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233212,"accession_number":"0001193125-24-126505","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2024-05-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"SR Bancorp posts Q3 net income $1.1M, adjusted net income drops to $258K on merger costs","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.1M for quarter ended March 31, 2024, down 33.9% from $1.6M prior quarter; adjusted net income was $258K.","Total assets $1.05B at March 31, 2024, up 61.6% from June 30, 2023 due to Regal Bancorp acquisition.","Net loans $698.9M (+92.9%) and deposits $838.0M (+66.3%) driven by merger; no outstanding borrowings.","Net interest margin narrowed 21 bps QoQ to 3.31%; net interest income fell 8.3% to $8.3M.","Two branches closed Jan/Mar 2024; $200K in additional data processing costs expected in next quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233211,"accession_number":"0000943374-24-000145","cik":1951276,"company_name":"SR Bancorp, Inc.","ticker":"SRBK","form_type":"8-K","filed_at":"2024-04-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Somerset Regal Bank adopts supplemental executive retirement plan for three officers","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan adopted April 25, 2024, retroactive to May 1, 2023, for William P. Taylor, Christopher J. Pribula, and David M. Orbach.","SERP replaces frozen qualified pension plan; provides supplemental deferred compensation benefits.","Participants 100% vested at all times; benefits payable in 20 annual installments after separation from service.","Annual contributions determined by the Bank; amounts not disclosed but documented each Plan Year.","For-cause termination results in forfeiture of all benefits under the plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":136552882.70600858,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}