{"filings":[{"id":1369959,"accession_number":"0001193125-26-291511","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2026-07-01T11:30:06+00:00","items":["2.01","3.01","3.03","5.01","5.02","5.03","8.01","9.01"],"status":"ready","headline":"Stellar Bancorp completes merger with Prosperity Bancshares; stock delisted","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger closed July 1, 2026; each Stellar share converted to 0.3803 Prosperity shares plus $11.36 cash.","Stellar directors and officers resigned; Robert R. Franklin, Jr. and Joseph B. Swinbank appointed to Prosperity board.","Stellar sold approximately $466.4M of securities (agency MBS, CMBS, CMOs, municipals, corporate debt) as balance sheet repositioning.","Stellar Common Stock delisted from NYSE; Prosperity intends to file Form 15 to deregister and suspend reporting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":1.0,"calibrated_materiality_score":1.0,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":697077,"accession_number":"0001193125-26-242039","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2026-05-27T20:45:19+00:00","items":["5.07"],"status":"ready","headline":"Stellar Bancorp shareholders approve merger with Prosperity; advisory compensation vote fails","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger approved: 39,209,984 votes For (99.8% of votes cast), 59,317 Against, 58,567 Abstentions.","Non-binding advisory compensation proposal rejected: 15,683,085 For vs 23,385,406 Against.","Quorum of 77.3% (39,327,868 shares) present; adjournment proposal not needed.","Deal with Prosperity Bancshares (PB) approved; merger expected to close pending remaining conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":556477,"accession_number":"0001193125-26-232794","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2026-05-20T21:00:39+00:00","items":["8.01"],"status":"ready","headline":"Stellar discloses three lawsuits and supplemental proxy disclosures for PB merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Three shareholder lawsuits filed in NY Supreme Court challenging merger disclosure adequacy.","Supplemental proxy includes details on talks with Company B, C, D from Sept–Nov 2025.","KBW fee estimated at ~$23.8M; prior $500K from Prosperity for American Bank Holding deal.","Stellar and Prosperity deny claims; supplemental disclosures made to avoid litigation delay.","Proxy amended with selected transaction announcement dates and financial analysis ranges."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":556481,"accession_number":"0001473844-26-000027","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2026-05-20T21:00:19+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stellar Bancorp declares $0.15 quarterly dividend payable June 26, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.15 per common share declared on May 20, 2026.","Payable on June 26, 2026 to shareholders of record as of June 15, 2026.","Press release issued on May 20, 2026 announcing the dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93046,"accession_number":"0001473844-26-000023","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Stellar Bancorp Q1 net income $27.0M, EPS $0.53; loan growth 16% annualized; merger with Prosperity on track","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $27.0M ($0.53 diluted EPS) vs Q4 $26.1M ($0.51); adjusted EPS $0.58 excluding merger costs.","Loans held for investment rose $287.4M (3.94% linked-quarter, 16.0% annualized) to $7.59B.","Net interest margin (tax-equivalent) expanded to 4.24% from 4.21%; net interest income up 2.5% to $105.9M.","Merger with Prosperity: all regulatory approvals received; shareholder vote May 27, 2026; closing expected July 1.","Nonperforming assets increased to $70.1M (0.64% of total assets) from $60.0M; provision for credit losses $2.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":1635000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93045,"accession_number":"0001473844-26-000019","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stellar and Prosperity receive all regulatory approvals for merger; 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Stellar equity awards cashed out.","Closing requires Stellar shareholder vote, regulatory approvals, and no legal restraints."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104343,"accession_number":"0001104659-26-007187","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Stellar Bancorp enters merger with Prosperity; Q4 EPS $0.51, NIM expands","summary_kind":"llm","event_type":"m_and_a","confidence":"medium","bullets":["Merger agreement with Prosperity Bancshares, Inc. announced; conference call canceled, deal terms undisclosed.","Q4 2025 net income $26.1M ($0.51 diluted EPS); full-year net income $102.9M ($1.99 EPS).","Net interest income $103.4M; tax-equivalent NIM ex-PAA 4.06%, up from 4.00% in Q3.","Nonperforming assets rose to 0.56% of assets; provision for credit losses $5.1M vs $305K in prior quarter.","Repurchased 299,347 shares at avg $30.44; redeemed $30M subordinated debt in October."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104342,"accession_number":"0001104659-26-007183","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Stellar Bancorp to be acquired by Prosperity Bancshares in ~$2B stock-and-cash deal","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Prosperity to issue 0.3803 shares + $11.36 cash per Stellar share; total consideration ~$2B based on Jan 27 closing.","Stellar has $10.8B assets, $7.3B loans, $9.0B deposits, and 52 Texas banking offices as of Dec 31, 2025.","Transaction expected to close in Q2 2026, subject to Stellar shareholder and regulatory approvals.","Stellar CEO Robert Franklin to join Prosperity Bank as Vice Chairman; President Ramon Vitulli as Houston Area Chairman.","Combination creates second-largest Texas bank by deposits with over 330 branches."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120642,"accession_number":"0001473844-25-000069","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2025-11-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stellar Bancorp increases quarterly dividend to $0.15 per share, up $0.01","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.15 per share declared, payable Dec 31, 2025 to holders of record Dec 15, 2025.","Dividend increased by $0.01 per share from the prior $0.14 quarterly dividend.","New dividend represents a 7.1% increase from the previous rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120641,"accession_number":"0001473844-25-000062","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2025-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Stellar Bancorp Q3 net income $25.7M ($0.50 EPS); NIM expands to 4.20%, deposits grow $144M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $25.7M, diluted EPS $0.50 vs $26.4M ($0.51) in Q2 2025.","Net interest margin (tax-equivalent) 4.20%, up 2 bps QoQ; excluding PAA, NIM 4.00%.","Deposits increased $143.8M to $8.82B; loans decreased $119.5M to $7.17B.","On Oct 1, 2025, redeemed $30M of subordinated debt (half of outstanding $60M).","Noninterest expense rose to $73.1M (up $3.1M); efficiency ratio 63.69% vs 61.87%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":4690000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137231,"accession_number":"0001473844-25-000057","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2025-09-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Stellar Bancorp redeems $30M of $60M subordinated notes due 2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Redeems $30M aggregate principal of its 4.70% Fixed-to-Floating Rate Subordinated Notes due 2029.","Redemption price is 100% of principal plus accrued interest to the redemption date of October 1, 2025.","Original issuance was $60M; 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net interest margin 4.18%, nonperforming assets down","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $26.4M ($0.51 diluted EPS) vs Q1 $24.7M ($0.46); annualized ROAA 1.01%, ROTCE 12.16%.","Net interest margin (tax-equivalent) 4.18%; NII $98.3M, down 0.9% QoQ with $5.3M purchase accounting accretion.","Total deposits up $110.9M QoQ to $8.67B; loans up $4.2M to $7.29B; core deposit growth funded asset increase.","Nonperforming assets $58.2M (0.55% of assets) vs $59.7M (0.57%); net charge-offs $206K or 0.01% annualized.","Repurchased 791K shares at weighted avg $26.08; book value per share $31.20, tangible book $19.94."],"consensus_eps_estimate":null,"consensus_eps_actual":0.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":3145000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154534,"accession_number":"0001473844-25-000043","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2025-06-16T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Stellar Bancorp director William E. 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NIM 4.20%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $24.7M, down from $25.2M in Q4; diluted EPS $0.46 vs $0.47.","Net interest margin 4.20% (tax-equivalent) vs 4.25% Q4; ex-PAA 3.97% vs 3.94%.","Nonperforming assets rose to $59.7M (0.57% of assets) from $38.9M (0.36%).","Provision for credit losses $3.6M, up from $942K; allowance ratio 1.15% vs 1.09%.","Repurchased 1.4M shares in Q1; new $65M buyback program authorized through May 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":1584000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154530,"accession_number":"0001473844-25-000028","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stellar Bancorp authorizes $65M share repurchase; bank joins Federal Reserve System","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized new $65M share repurchase program through May 31, 2026, replacing prior $60M program.","Under prior program, company repurchased over 2.1M shares at weighted avg prices from $25.83 to $27.99 in 2024-2025.","Stellar Bank became a Federal Reserve System member effective April 14, 2025; primary federal regulator is now Fed, Texas Dept of Banking as state regulator.","Repurchases to be made at company's discretion via open market, block trades, etc., subject to market conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173080,"accession_number":"0001473844-25-000021","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Stellar Bancorp lowers special meeting threshold from 50% to 25% of outstanding shares","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board approved amended Bylaws effective Feb 26, 2025, reducing shareholder special meeting threshold to 25%.","Shareholders may now call a special meeting with 25% of outstanding voting shares (previously 50%).","Amendments also clarify that shareholders can amend Bylaws by majority vote, and Board may amend unless reserved to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173079,"accession_number":"0001473844-25-000018","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Stellar Bancorp presents at RBC Conference; no new financial data disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Investor presentation furnished for March 4, 2025 RBC Capital Markets conference.","Presentation contains company overview, strategy, and financial performance summary.","No changes to previously disclosed financial guidance or material events.","Presentation is available on the company's investor relations website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173075,"accession_number":"0001473844-25-000016","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K/A","filed_at":"2025-03-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Stellar Bancorp corrects Q4 earnings: payroll error adds $3.3M to expenses, net income $115M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Payroll accrual error increased noninterest expense by $3.3M (salaries/benefits).","Full-year 2024 net income corrected to $115.0M, down from previously reported.","Error deemed not material; no quarterly Form 10-Q amendments required.","Correction reflected in Annual Report on Form 10-K filed March 3, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173078,"accession_number":"0001473844-25-000010","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2025-02-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stellar Bancorp increases quarterly dividend to $0.14 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend increased to $0.14 per share, payable March 31, 2025 to shareholders of record March 17, 2025.","Declared by Board of Directors on February 26, 2025.","Stellar Bancorp (NYSE: STEL) signals positive outlook with dividend increase."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173077,"accession_number":"0001473844-25-000008","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Stellar Bancorp Q4 net income $27.8M ($0.52 EPS); NIM expands to 4.25%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $27.8M ($0.52 diluted EPS) for Q4 2024; full-year net income $117.6M ($2.20 EPS).","Tax-equivalent net interest margin 4.25%, up 6 bps from Q3; core NIM (ex-PAA) 3.94%.","Total deposits grew $385.8M to $9.13B; loans decreased $111.3M to $7.44B.","Nonperforming assets $38.9M (0.36% of assets) vs $35.1M (0.33%) at Q3-end; net charge-offs $2.0M (0.11% annualized).","Total risk-based capital ratio improved to 16.06% from 14.02% a year ago; tangible book value per share $19.10."],"consensus_eps_estimate":null,"consensus_eps_actual":2.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":6430000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173076,"accession_number":"0001473844-25-000003","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2025-01-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Michael A. Havard to retire, not standing for reelection at 2025 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael A. Havard provided notice on Jan 6, 2025, that he will not stand for reelection at the 2025 Annual Shareholder's Meeting.","Havard has served as director since 2017 and is a member of the Compensation and Audit Committees.","He will continue as director until his term expires at the 2025 Annual Meeting, then retire.","His decision was not due to any disagreement with the company regarding operations, policies, or practices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190102,"accession_number":"0001473844-24-000046","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2024-12-18T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"Stellar Bancorp ups revolving credit line to $75M and redeems $40M subordinated notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["New $75M revolving credit line from Frost Bank at 3-month SOFR + 2.75%, maturing Dec 13, 2033.","Interest-only through Dec 13, 2026; then 84-month amortization; $0 drawn as of Dec 13, 2024.","Stellar Bank redeemed all $40M subordinated notes due 2027 at par plus accrued interest; no draw on line.","Financial covenants tightened: max Texas ratio reduced to 20% (from 25%); min Tier 1 leverage raised to 8% (from 7%)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190101,"accession_number":"0001473844-24-000039","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2024-11-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stellar Bancorp declares $0.14 quarterly dividend, increase from $0.13 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared quarterly cash dividend of $0.14 per common share, up $0.01 from prior $0.13.","Dividend payable on December 31, 2024 to shareholders of record on December 13, 2024.","Press release issued November 21, 2024 announcing the dividend increase."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190100,"accession_number":"0001473844-24-000032","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2024-10-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Stellar Bancorp Q3 net income $33.9M ($0.63 EPS), up from $29.8M; to redeem $40M sub notes","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $33.9M ($0.63 diluted EPS) vs $29.8M ($0.56) in Q2 2024; annualized ROAA 1.27%.","Net interest margin (tax-equivalent) 4.19% vs 4.24%; excluding PAA, NIM 3.91% vs 3.82%.","Nonperforming loans down $18.8M to $32.1M; ACL-to-NPL ratio 262.92% vs 186.17%.","Loans fell $162.8M to $7.55B; deposits up $17.3M to $8.74B; repurchased 108,984 shares at $26.10.","To redeem all $40M of 2027 sub notes at par plus accrued interest."],"consensus_eps_estimate":null,"consensus_eps_actual":1.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":4840000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190099,"accession_number":"0001473844-24-000036","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K/A","filed_at":"2024-10-25T23:59:59+00:00","items":["9.01","2.02","7.01"],"status":"ready","headline":"Stellar Bancorp Q3 net income $33.9M ($0.63 EPS); redeems $40M sub notes due 2027","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $33.9M ($0.63 diluted EPS) vs $29.8M ($0.56) Q2 2024; ROAA 1.27%.","Tax-equivalent NIM 4.19%; excluding purchase accounting accretion 3.91%.","Nonperforming loans fell $18.8M to $32.1M; reversal of provision $6.0M.","Book value per share $30.43; tangible book value $19.28, up from $18.00 Q2.","Repurchased 108,984 shares at avg $26.10; to redeem $40M sub notes at 100% of principal."],"consensus_eps_estimate":null,"consensus_eps_actual":1.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":4840000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206601,"accession_number":"0001473844-24-000028","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2024-08-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stellar Bancorp declares $0.13 quarterly dividend payable Sept 30, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.13 per share declared on Aug 22, 2024.","Dividend payable on Sept 30, 2024 to holders of record as of Sept 13, 2024.","Board of Directors approved the dividend on Aug 22, 2024.","No change in dividend rate from prior quarter (if applicable)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206600,"accession_number":"0001473844-24-000024","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Stellar Bancorp Q2 net income $29.8M, EPS $0.56, up 14% QoQ; capital ratios improve","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $29.8M ($0.56 diluted EPS) vs Q1 $26.1M ($0.49); annualized ROA 1.13%.","Net interest margin (tax-equivalent) 4.24%, down 2bp QoQ; excluding purchase accounting 3.82%.","Total risk-based capital ratio rose to 15.34% from 14.62%; Tier 1 leverage 10.93%.","Loans down $194M to $7.71B; deposits down $69M to $8.73B as deposit mix shifts.","Credit stable: net charge-offs $1K in Q2 vs $714K in Q1; NPA ratio 0.50%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":3246000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223777,"accession_number":"0001473844-24-000021","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2024-06-05T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Stellar Bancorp annual meeting elects five directors, approves say-on-pay, ratifies auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Class II directors: Dopjera, Duplantier, Penland, Tombar, Williams; votes for ranged from 22,788,532 to 34,189,386.","Say-on-pay approved with 32,890,811 votes for (95.5% of votes cast excluding broker non-votes).","Ratified Crowe LLP as auditor with 43,308,130 votes for (99.1% of votes cast).","81.58% of outstanding shares represented (43,708,382 shares), quorum achieved; broker non-votes: 9,278,428."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223776,"accession_number":"0001473844-24-000017","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2024-05-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stellar Bancorp declares $0.13 dividend, authorizes $60M share repurchase through May 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.13 per share declared, payable June 28, 2024 to holders of record June 14, 2024.","Board authorized a new $60 million share repurchase program expiring May 31, 2025, replacing the current $60M program.","Repurchases may be made in open market, block trades, privately negotiated, or under Rule 10b5-1 plans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223775,"accession_number":"0001473844-24-000013","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2024-04-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Stellar Bancorp Q1 net income $26.1M ($0.49 EPS), NIM 4.26%, NPLs rise to 0.53% of assets","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $26.1M ($0.49 diluted EPS) vs $27.3M ($0.51) in Q4 2023; net interest income $102.1M down 3.6% qoq.","Tax-equivalent net interest margin 4.26% (ex-PAA 3.91% flat qoq); cost of funds 2.06%.","Total loans $7.91B (-$17M qoq), total deposits $8.79B (-$78.8M qoq); uninsured deposits 42.8% of total.","Nonperforming assets $57.1M (0.53% of assets) vs $39.2M (0.37%) at Dec 2023; ACL 1.22% of loans.","Total risk-based capital ratio improved to 14.62% from 14.02%; Tier 1 leverage 10.41%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":1598000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243184,"accession_number":"0001473844-24-000008","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2024-02-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stellar Bancorp declares quarterly cash dividend of $0.13 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared $0.13 per share quarterly cash dividend on February 22, 2024","Dividend payable on March 29, 2024 to shareholders of record as of March 18, 2024","Press release issued February 23, 2024 announcing the dividend via Business Wire","Stellar Bancorp (NYSE: STEL) common stock remains listed on New York Stock Exchange"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243183,"accession_number":"0001473844-24-000005","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2024-01-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Stellar Bancorp Q4 net income $27.3M ($0.51 EPS); NIM expands to 4.40% but expenses rise on FDIC assessment","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $27.3M, diluted EPS $0.51 for Q4 2023; full-year net income $130.5M, EPS $2.45.","Tax-equivalent NIM 4.40% (up 3 bps QoQ); net interest income $105.9M (-0.7% QoQ).","Noninterest expense $77.9M (+10.2% QoQ) includes $2.4M FDIC special assessment and $1.9M severance.","Loans down $79.4M to $7.93B; deposits up $186.8M to $8.87B; NIM excl. purchase accounting 3.91%.","Tangible book value per share up 21.4% to $17.02; total risk-based capital ratio 14.02%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":6064000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":260582,"accession_number":"0001473844-23-000062","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2023-11-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stellar Bancorp declares $0.13 quarterly dividend, payable Dec 29","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.13 per common share declared on Nov 15, 2023.","Payable Dec 29, 2023 to holders of record as of Dec 15, 2023.","No change from prior quarterly dividend amount."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":260581,"accession_number":"0001473844-23-000056","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2023-11-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Stellar Bancorp VP Chairman Martinez to retire; new Jaggers employment agreement with $450K base, $500K min bonus","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["George Martinez will not stand for reelection at 2024 annual meeting; retires as Bank Vice Chairman Dec 31, 2023.","Travis Jaggers' new employment agreement extends term to June 30, 2024, with base salary $450K effective Sep 1, 2023.","Jaggers guaranteed minimum annual bonus of $500K; prorated bonus upon termination without cause, for good reason, or term expiration.","Martinez decision not due to any disagreement with the Company; will continue as Company director until 2024 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":260580,"accession_number":"0001473844-23-000051","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2023-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Stellar Bancorp Q3 net income $30.9M ($0.58 EPS) down from $35.2M ($0.66) Q2; loan loss provisions rise","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $30.9M ($0.58 diluted EPS) vs Q2 $35.2M ($0.66); annualized ROAA 1.14%, ROATE 14.47%.","Tax equivalent NIM 4.37% (Q2: 4.49%); NIM ex-PAA 3.87% (Q2: 3.97%). Loans $8.00B (-$64.2M QoQ).","Net charge-offs $8.1M (0.40% annualized) mainly from one C&I loan; provision $2.3M. NPAs 0.36% of assets.","Deposits $8.69B (-$79.7M); noninterest-bearing deposits 42.1%. Uninsured deposits net of collateral: 44.5%.","Regulatory capital strengthened: total risk-based ratio 13.42% (Dec 2022: 12.39%), Tier 1 leverage 9.82%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":4544000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":277875,"accession_number":"0001473844-23-000048","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2023-08-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stellar Bancorp declares $0.13 quarterly dividend payable Sept 29","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.13 per share declared on August 17, 2023.","Payable on September 29, 2023 to shareholders of record as of September 15, 2023.","No change in dividend rate disclosed relative to prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":277874,"accession_number":"0001473844-23-000042","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2023-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Stellar Bancorp Q2 net income $35.2M ($0.66 EPS), down from Q1 $37.1M ($0.70 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $35.2M, diluted EPS $0.66 vs $37.1M, $0.70 in Q1 2023.","Tax-equivalent net interest margin 4.49%, down 31 bps from 4.80%; excluding PAA margin 3.97%.","Total loans grew $182.7M to $8.07B; deposits up $27.5M to $8.77B; noninterest-bearing deposits 42.4% of total.","Provision for credit losses $1.9M, net charge-offs $236k (0.01% annualized); nonperforming assets stable at $43.3M.","Regulatory capital ratios improved: total risk-based capital 13.03% (Dec 2022: 12.39%), Tier 1 leverage 9.51% (8.55%)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":2924000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":277873,"accession_number":"0001473844-23-000035","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2023-07-24T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Stellar Bancorp appoints Cynthia Dopjera to Board of Directors effective July 20, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dopjera elected as Class II director, filling a vacancy; previously served on Stellar Bank board.","She will join the Audit Committee; board now has 14 members, 11 independent.","Dopjera has 30+ years of banking, audit, and consulting experience, including at Harper & Pearson.","No related-party transactions or arrangements; compensation consistent with other non-employee directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295880,"accession_number":"0001473844-23-000025","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2023-05-30T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Stellar Bancorp to transfer stock listing from Nasdaq to NYSE effective June 12, 2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stellar Bancorp voluntarily transferring its common stock listing from Nasdaq to NYSE.","Trading on Nasdaq ends at market close June 9, 2023; NYSE trading begins June 12, 2023.","Ticker symbol STEL will remain unchanged on NYSE.","CEO Robert Franklin Jr. says NYSE is the right partner, looking to build long-term value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295879,"accession_number":"0001473844-23-000022","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2023-05-26T23:59:59+00:00","items":["5.02","5.07","8.01","9.01"],"status":"ready","headline":"Stellar Bancorp: Director resigns, dividend declared, buyback expanded to $60M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Director William S. Nichols III resigns effective May 30, 2023, no disagreement cited.","Quarterly dividend of $0.13/share declared, payable June 30, 2023, record June 15.","Share repurchase authorization expanded from $40M to $60M, extended through May 31, 2024.","Shareholders elected four Class I directors (Beckworth, Robertson, Swinbank, Wilson) and ratified Crowe LLP as auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295878,"accession_number":"0001473844-23-000015","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2023-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Stellar Bancorp Q1 net income $37.1M ($0.70 EPS); NIM expands to 4.80%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $37.1M, diluted EPS $0.70; annualized ROAA 1.38%, ROATE 19.32%.","Net interest margin (tax-equiv) improved to 4.80% from 4.71% QoQ; PAA income $10.1M.","Noninterest expense down $7.0M to $72.6M; efficiency ratio 58.96% vs 65.14%.","Total deposits decreased $528.8M to $8.74B; uninsured deposits (ex-collateral) 46.4%.","Provision for credit losses $3.7M vs $44.8M prior qtr; NPA ratio stable at 0.41%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":1349000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316414,"accession_number":"0001473844-23-000008","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2023-02-24T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Stellar Bancorp completes name change to Stellar Bank, declares $0.13 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Bank subsidiary renamed Stellar Bank, new brand launched after merger of equals of Allegiance Bank and CommunityBank of Texas.","Quarterly cash dividend of $0.13 per share declared, payable March 31, 2023 to holders of record March 15, 2023.","CEO Ray Vitulli cites greater scale and capability with high service level; customers received transition communications."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316413,"accession_number":"0001473844-23-000004","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2023-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Stellar Bancorp posts Q4 net income $2.1M on $44.8M provision; merger costs $11.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.1M ($0.04 EPS) vs. $??? prior YoY; FY2022 net income $51.4M ($1.47 EPS).","Tax-equivalent NIM 4.71% (ex-purchase accounting 4.38%); pre-tax pre-provision income $46.6M.","Provision for credit losses $44.8M includes $28.2M on non-PCD loans and $5.0M on unfunded commitments.","Total assets $10.90B, loans $7.75B, deposits $9.27B; nonperforming assets 0.41% of assets.","Annualized ROA 0.07%, ROE 0.60%, ROTCE 1.18%; merger expenses $11.5M in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":1.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":3690000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":334689,"accession_number":"0001473844-22-000017","cik":1473844,"company_name":"Stellar Bancorp, Inc.","ticker":"STEL","form_type":"8-K","filed_at":"2022-12-16T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Stellar Bancorp enters $75M revolving credit facility with Frost Bank, maturing Dec 2024","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$75 million revolving line of credit with Frost Bank; no balance drawn at closing.","Interest at WSJ prime rate with 3.50% floor; quarterly interest payments.","Principal and unpaid interest due December 13, 2024; prepayable without penalty.","Secured by pledge of 100% of Allegiance Bank capital stock.","Proceeds for stock repurchases, acquisitions, and general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1902906545.9825828,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-12-16T23:59:59+00:00|334689"}