{"filings":[{"id":3069396,"accession_number":"0001663577-26-000307","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-09-24T18:57:08+00:00","items":["1.02","9.01"],"status":"ready","headline":"Stewards terminates unfunded $1.5M bridge note with Accretiv; no amounts owed","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Terminated $1,500,000 promissory note and related security agreement with Accretiv Investment Holdings Inc., effective Sept. 21, 2026.","Lender never advanced any portion of principal; no funding date occurred, so no $75,000 lender return is owed.","Mutual releases of claims; no termination fee or penalty incurred by Stewards.","Note and security agreement cancelled; no UCC financing statements were filed by lender."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2999440,"accession_number":"0001663577-26-000303","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-09-22T00:30:35+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Stewards extends $1.6M promissory note maturity to Oct 15, 2026; default interest waived","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Final $1.6M principal installment due Sept 1, 2026 extended to Oct 15, 2026.","Interest stays at 10% simple; $20,000 accrued interest due Oct 15 with principal.","15% default interest waived from Jun 1 to Oct 15, 2026; reinstated if not paid by Oct 15.","Holder FAVO Holdings is related party: 65% Vincent Napolitano, 35% CEO Shaun Quin; Quin recused.","Company had not paid $1.6M plus accrued interest due Sept 1; extension avoids default."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2999442,"accession_number":"0001663577-26-000301","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-09-21T23:45:12+00:00","items":["1.02","8.01"],"status":"ready","headline":"Stewards terminates $20M Hawthorne purchase; settles deposit dispute, recovers $900k","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Purchase agreement for 196 Shore Road, Chatham, MA (The Hawthorne) terminated; $20M deal off.","Settlement: escrow returns $900k of $1M deposit to Stewards Real Estate, pays $100k to Swenson.","Parties agreed to dismiss litigation (2672CV00329) with prejudice after settlement amounts distributed.","Mutual general releases and no admission of liability; each party bears its own attorneys' fees.","Company will not acquire the property; no separate early termination penalty stated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2855636,"accession_number":"0001663577-26-000275","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-09-14T21:29:50+00:00","items":["8.01"],"status":"ready","headline":"Stewards clarifies prior RSU authorization not executed; board pauses recognition program","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board approved standstill on previously authorized up to 3,000,000 RSUs; no award agreements executed or shares issued.","Independent directors Zachary Graeve, Wael Barsoum and John Bode will not receive any contemplated RSUs.","Any future awards limited to Glen Steward, Shaun Quin, and eligible management/employees; excludes consultants and advisers.","Company will file Form S-8 covering Plan shares; no settlement until registration effective or exemption confirmed.","Clarifies Registration Statement No. 333-291586 description of 'issuance'; no RSUs treated as outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2853316,"accession_number":"0001663577-26-000273","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-09-14T20:16:54+00:00","items":["7.01","9.01"],"status":"ready","headline":"Stewards (SWRD) discloses $1.1M cash, $10.1M H1 burn, $69M mortgage in investor deck","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stewards had $1.1M unrestricted cash at June 30, 2026 and used $10.1M cash in operations in H1 2026; related-party commitment for at least $24M over 12 months.","Real Estate Operations posted a $6.4M operating loss for six months ended June 30, 2026; 1818 Park refinanced in July 2026 with $69M senior mortgage and $10M mezzanine.","Private credit platform: 10,000+ SMBs funded and $153M+ cumulative originations since 2020; 1818 Park valued at $158M with ~92% occupancy.","Exploratory on-chain/tokenization initiatives are not operational, may never be implemented; no tokenized interests offered.","Company engaged Lucosky Brookman for potential Nasdaq uplisting, but no assurance of listing; stock trades thinly on OTC under SWRD."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2848396,"accession_number":"0001663577-26-000269","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-09-14T18:14:18+00:00","items":["3.03","5.03","5.07","9.01"],"status":"ready","headline":"Stewards amends Series A Preferred to lift 9.99% ownership cap to 100%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board and all Series A Preferred holders (71.25M shares) approve COD Amendment on Sept 9, 2026; filed with Nevada SOS Sept 10.","Amendment replaces 9.99% conversion cap (Maximum Percentage) with 100% and deletes holder's right to adjust cap by notice.","Conversion rate, timing, dividends, redemption, liquidation and voting rights of Series A Preferred unchanged.","All 71,250,000 Series A Preferred shares approved by written consent; no votes against or abstentions.","Effective immediately upon filing with Nevada Secretary of State on Sept 10, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2771756,"accession_number":"0001663577-26-000266","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-09-09T21:28:42+00:00","items":["8.01","9.01"],"status":"ready","headline":"Stewards receives Nasdaq approval; shares to trade on Nasdaq Capital Market Sept 10","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Nasdaq approved listing; SWRD begins trading on Nasdaq Capital Market at market open Sept 10, 2026.","OTCID trading ceases at close Sept 9, 2026; CUSIP remains 312084106; no concurrent public offering.","Private credit platform originated $153M+ cumulative funding across 10,000+ small businesses since 2020.","CEO Shaun Quin: uplisting reflects progress in building company, leadership, governance; broader investor visibility."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2686877,"accession_number":"0001795851-26-000013","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-09-04T20:42:39+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"Stewards extends loan facility closing date to Nov 15, 2026; warrant coverage reduced for new advances","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Closing date extended to Nov 15, 2026; 8% interest, Aug 31, 2030 maturity, $100M limit unchanged.","Warrant price $0.76; pre-extension principal: 1 warrant per $0.76, extension principal: 1 per $3.00.","All outstanding facility warrants to be issued on Nov 15, 2026; shares on exercise are restricted.","Chairman Glen Steward abstained due to related-party interest; four disinterested directors approved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2686716,"accession_number":"0001795851-26-000010","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-09-04T20:38:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Stewards, Inc. enters $1.5M bridge loan with Accretiv, due Sept 21, 2026","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$1.5M principal due Sept 21, 2026; $75k fixed return (5%) due Nov 30, 2026.","Junior security interest in substantially all personal property, subordinate to existing $5M convertible notes.","Loan not yet funded; payment obligations arise only upon actual receipt of funds.","Proceeds to be applied from capital commitment from Stewards International Funds PCC (at least $24M expected over 12 months).","Payment default triggers $200k liquidated damages and 18% default interest."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2464756,"accession_number":"0001795851-26-000008","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-08-25T19:37:32+00:00","items":["8.01","9.01"],"status":"ready","headline":"Steward disputes seller's default claim on $20M Hawthorne purchase; $1M deposit at stake","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Seller John E. Swenson Co. claims buyer default after Aug 10, 2026 closing missed; seeks $1M deposit as liquidated damages.","Buyer Stewards Real Estate disputes default; escrow to hold deposit pending mutual instructions or court order.","No termination of Purchase Agreement; company to pursue contractual, legal and equitable remedies.","Acquisition of $20M property in Chatham, MA may be delayed or fail; deposit loss and liquidity risk flagged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2135317,"accession_number":"0001663577-26-000243","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-08-07T21:07:42+00:00","items":["1.01","5.03","9.01"],"status":"ready","headline":"Stewards extends $1.6M note maturity to Sept 1, 2026; interest rate rises to 10%","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Extended maturity of $1.6M final installment from May 31, 2026 to Sept 1, 2026.","Interest on $1.6M principal rises from 6% to 10% per annum for June 1-Sept 1, 2026, totaling $40,000.","15% default interest rate waived for extension period; reinstated if not paid by Sept 1, 2026.","Related-party: holder FAVO Holdings is 35% owned by CEO Shaun Quin; Quin recused from board vote.","Also adopted amended bylaws: majority voting, remote meetings, advance notice, exclusive forum."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1954636,"accession_number":"0001663577-26-000236","cik":1795851,"company_name":"Stewards, Inc.","ticker":"SWRD","form_type":"8-K","filed_at":"2026-07-30T14:36:14+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"Stewards, Inc. closes $69M senior loan, $10M mezzanine, $5M convertible note, and $25M HOPCo note","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Senior loan of $69M at Term SOFR + 3.50% (reducing to 3.00%) matures Aug 2028 with three one-year extension options.","Mezzanine loan of $10M at Term SOFR + 12.00% (floor 14.50%) matures Aug 2028, secured by 100% of mortgage borrower interests.","$5M secured convertible notes at 15% interest, 180-day maturity, convertible at $3.00/share, with warrants for 1,666,665 shares at $3.00.","HOPCo convertible note up to $25M (initial $5M funded) at 8% PIK, matures 2031, converts to Class A2 units if no equity closing by Oct 31, 2026.","Proceeds used for HOPCo acquisition payments and general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":null,"market_cap_as_of_date":null,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}