{"filings":[{"id":2025199,"accession_number":"0002039852-26-000115","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2026-08-03T20:30:30+00:00","items":["7.01","9.01"],"status":"ready","headline":"KBRA affirms Bancorp's credit ratings with stable outlook; notes 16% fee income growth","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["KBRA affirmed Company's BBB+ senior unsecured, BBB subordinated, K2 short-term debt ratings; outlook stable.","Bank's A- deposit and senior unsecured, BBB+ subordinated, K2 short-term deposit/debt ratings affirmed; outlook stable.","Non-interest income up 16% YoY in H1 2026; fee income ~1.9% of avg assets; ROAA >=2.5% since 2023.","Cost of funds 1.86% for H1 2026; cited granular deposit base and long-term partnerships."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1967841,"accession_number":"0001628280-26-051050","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2026-07-30T20:08:00+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q2 2026 EPS $1.45 (+14% YoY); fintech fees up 65%; GDV $53.5B (+22.5%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.45 vs $1.27 in Q2 2025 (+14.2%); net income $60.7M vs $59.8M.","Net interest margin 3.85% vs 4.44% a year ago; net interest income $90.5M vs $97.5M.","Ending loans $7.07B (+8.2% YoY) but down 8.8% from Q1; fintech loans down 45.3% sequentially on payment timing.","Average deposits $8.41B (+4.4% YoY); deposit cost 1.63% vs 2.18% a year ago.","GDV $53.45B (+22.5% YoY); share repurchases $50M for 870K shares at avg $57.46."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":777882,"accession_number":"0002039852-26-000103","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2026-06-01T20:05:30+00:00","items":["5.07"],"status":"ready","headline":"Bancorp stockholders elect all 10 director nominees and approve say-on-pay and auditor ratification at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 10 director nominees elected with majority support; votes ranged from 33.6M to 35.7M for, against up to 1.3M.","Advisory vote on named executive officer compensation approved: 34.6M for, 1.2M against, 24k abstentions.","Ratification of Crowe LLP as independent auditor for FY2026 approved: 38.1M for, 121k against, 31k abstentions.","Proposals 1 and 2 had ~2.46M broker non-votes; proposal 3 (auditor) had none."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91972,"accession_number":"0002039852-26-000063","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"The Bancorp Q1 2026 EPS $1.41, net income $60.1M, loans up 22% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS $1.41 vs $1.19 in 1Q25 (+18%); net income $60.1M vs $57.2M.","Total loans $7.75B (+22% YoY); fintech loans $1.65B (+187% YoY).","Net interest margin 3.87% (down from 4.07% in 1Q25); NII $88.8M.","GDV $52.51B (+18% YoY); non-interest income $72.5M (45% of revenue).","Criticized REBL assets fell 70% YoY to $59.1M; $50M share repurchase (843k shares)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102414,"accession_number":"0002039852-26-000004","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q4 EPS $1.28 beats prior year; guides FY2026 EPS $5.90, 2027 $8.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $56.3M ($1.28 diluted EPS) vs $55.9M ($1.15) a year ago; ROE 30.4% vs 27.7%.","Net interest margin 4.30% vs 4.55% a year ago; total fintech fees up 12% YoY to $36.0M.","Repurchased $150M of stock in Q4 (2.17M shares at ~$69.01), 5% of outstanding shares.","CEO cites government shutdown, NIM compression, and legal settlement as reasons for falling short of prior guidance.","Initiates 2026 EPS guidance at $5.90; preliminary 2027 EPS outlook $8.25; $200M buyback planned in 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":4.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":141147000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118688,"accession_number":"0002039852-25-000178","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"The Bancorp appoints Dominic Canuso as CFO effective Nov 3, 2025; interim CFO Egan becomes CAO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dominic Canuso appointed EVP and CFO of The Bancorp Inc. and The Bancorp Bank, effective November 3, 2025.","Canuso previously CFO of Capital Bank (July 2024) and WSFS Bank (2016-2023); over 25 years in banking.","Compensation: $500k base salary; 2025 cash incentive target of $250k and equity incentive target of $600k.","Martin Egan stepped down as interim CFO but continues as Chief Accounting Officer.","Canuso is a CFA and holds an Executive MBA from Villanova University."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118687,"accession_number":"0002039852-25-000175","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q3 EPS $1.18 beats prior year; cuts 2025 guidance to $5.10, initiates 2027 target $8.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $54.9M ($1.18 diluted EPS) vs $51.5M ($1.04) in Q3 2024, EPS up 13%.","Net interest income $94.2M vs $93.7M; net interest margin 4.45% (2024: 4.78%); GDV $44.04B, up 16%.","Management lowered 2025 EPS guidance to $5.10 from $5.25 citing lower traditional lending and higher credit provision.","Initiated preliminary 2027 EPS guidance of $8.25; targeting $7.00 run-rate by Q4 2026.","Repurchased 2.03M shares at avg $73.74 during Q3; shares outstanding down 8% YoY to 44.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":3.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135196,"accession_number":"0002039852-25-000144","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-08-18T23:59:59+00:00","items":["1.01","2.03","7.01","9.01"],"status":"ready","headline":"The Bancorp completes $200M 7.375% Senior Notes due 2030 offering","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$200M aggregate principal at 7.375%, due Sept 1, 2030; net proceeds ~$197M.","Proceeds to redeem/repay $100M 4.75% notes due 2025, fund share repurchase, and general corporate.","Interest payable semi-annually starting March 1, 2026; notes redeemable after 30 days prior to maturity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135195,"accession_number":"0002039852-25-000125","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-08-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"KBRA upgrades Bancorp's senior unsecured debt to BBB+ and bank's deposits to A-","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company senior unsecured debt rating raised to BBB+ from BBB; subordinated to BBB from BBB-.","Bank deposit & senior unsecured debt upgraded to A- from BBB+; subordinated to BBB+ from BBB.","Outlook revised to Stable from Positive for all long-term ratings.","Non-interest income rose 30% YoY to $78M in H1 2025; CET1 ratio 14.4% at Q2 2025.","KBRA cites Bancorp's leadership in BaaS and above-peer capital as upgrade drivers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135194,"accession_number":"0002039852-25-000112","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q2 EPS $1.27 beats year-ago; guides $5.25 for 2025, targets $7 run-rate by Q4 2026","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $59.8M ($1.27 EPS) vs $53.7M ($1.05 EPS) in Q2 2024, EPS up 21%.","GDV $43.65B, up 18% YoY; consumer fintech loans $680.5M, up 871% YoY.","Signed Card Issuing Addendum with Block for Cash App; initial 5-year term starting 2026.","Repurchased 753,898 shares at avg $49.75 during Q2; plans $200M Senior Notes in Q3 2025.","2030 strategy targets: >$1B revenue, >40% ROE, >4% ROA; balance sheet kept under $10B."],"consensus_eps_estimate":null,"consensus_eps_actual":2.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135193,"accession_number":"0002039852-25-000109","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-07-14T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Bancorp expands Block partnership with card issuance for Cash App; 5-year term, services start in 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amended Master Services Agreement with Block to add Card Issuing Addendum for debit/prepaid cards for Cash App customers.","Initial term of addendum is five years; services expected to begin in 2026.","No financial terms disclosed; Bancorp will provide material updates as implementation progresses.","Expansion deepens existing partnership first established in December 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135192,"accession_number":"0002039852-25-000107","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-07-07T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Bancorp boosts share repurchase program by $500M through 2026; plans debt refinancing","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized $300M for Q3/Q4 2025 and $200M for 2026, total $500M through year-end 2026.","Repurchases may be made in open market or privately, subject to market conditions; no obligation to buy any amount.","Company expects to fund repurchase with cash and refinance $100M maturing senior debt with $200M new debt (subject to regulatory approval)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152170,"accession_number":"0002039852-25-000106","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K/A","filed_at":"2025-06-30T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Bancorp terminates sale of $42.9M apartment complex; disputes $3M earnest money","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Terminated agreement of sale for OREO apartment complex with $42.9M balance as of June 30, 2025.","Demanded release of $3.0M earnest money deposits; purchaser objected on June 26, 2025 without contractual basis.","Company believes it is entitled to deposits and intends to pursue release of the funds."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152169,"accession_number":"0002039852-25-000101","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K/A","filed_at":"2025-05-30T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Bancorp’s $42.9M OREO apartment sale fails; retains $3M earnest money","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Purchaser failed to close on May 30, 2025, or secure extension per amended agreement.","Underlying loan balance for the apartment complex is $42.9M as of May 15, 2025.","Company retains $3.0M earnest money deposits plus any additional purchaser investments.","Amendment had allowed up to two 30/60-day extensions at $1.0M each; unused.","Absent cure, agreement of sale terminates; property remains on Bancorp’s books."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152173,"accession_number":"0002039852-25-000080","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Bancorp annual meeting elects 10 directors, approves say-on-pay and auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 10 director nominees elected; highest vote count for Todd Brockman (40,975,571), lowest for William Lamb (38,945,509).","Advisory vote on named executive officer compensation approved: 39,879,931 for, 1,048,449 against, 151,141 abstentions.","Ratification of Crowe LLP as independent auditor for FY2025 approved: 44,572,725 for, 77,443 against.","Broker non-votes: 3,579,058 on director elections and say-on-pay; none on auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152168,"accession_number":"0002039852-25-000077","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K/A","filed_at":"2025-05-01T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Bancorp updates on $42.5M real estate bridge loan sale; closing remains May 23, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Underlying loan balance on apartment complex is $42.5M as of March 31, 2025; sales price expected to cover balance plus improvement costs.","Purchaser increased earnest money deposits to $3.0M (additional $1.4M); $1.325M of that paid, remainder due promptly.","Purchaser committed to additional investments up to $1.9M prior to closing; closing target May 23, 2025 with up to two 30-day extensions at $1M each.","If sale not consummated, earnest money and other purchaser investments would accrue to Bancorp."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152172,"accession_number":"0002039852-25-000073","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q1 EPS $1.19 (+12% YoY); reaffirms $5.25 FY2025 EPS, $150M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $57.2M ($1.19 diluted EPS) vs $56.4M ($1.06) YoY; EPS up 12% on lower share count.","Net interest margin 4.07% (down from 5.15% YoY); net interest income $91.7M (-3%).","GDV grew 18% to $44.65B; payment fees up 13% to $30.8M; consumer fintech fees $3.6M.","Reaffirmed FY2025 EPS guidance of $5.25 (excludes $150M authorized share repurchases).","Repurchased 684,445 shares at avg $54.79; shares outstanding down 10% YoY to 47.0M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152171,"accession_number":"0002039852-25-000071","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-04-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Bancorp CFO Paul Frenkiel retires; CAO Martin Egan named interim CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Paul Frenkiel, 72, retired as EVP, CFO and Secretary effective March 28, 2025.","Martin Egan, current Chief Accounting Officer, appointed Interim CFO; will continue as CAO.","Frenkiel to serve as consultant through Dec 31, 2025 for $250,000 payable monthly.","25,561 unvested RSUs will vest on one-year anniversary of retirement date.","Company continues formal search for permanent CFO, which began last year."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171000,"accession_number":"0002039852-25-000068","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-03-27T23:59:59+00:00","items":["3.01","9.01"],"status":"ready","headline":"Bancorp receives Nasdaq notice for late 10-K filing; delisting risk if not cured","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq deficiency notice on March 21, 2025 for failing to file 2024 10-K by March 3 deadline.","Notice has no immediate effect on listing; 60 days to file or submit compliance plan.","If plan accepted, up to 180 days from due date to regain compliance; otherwise delisting risk.","Company expects to regain compliance but provides no assurance on timing.","Press release issued March 27, 2025; common stock continues to trade on Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170996,"accession_number":"0002039852-25-000066","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K/A","filed_at":"2025-03-26T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Bancorp updates on $42.3M apartment complex sale; earnest money raised to $3M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Loan balance of $42.3M as of 3/25/25; sale price expected to cover balance plus improvement costs.","Amendment requires additional $1.4M earnest money deposit by 4/7/25, bringing total to $3.0M.","Purchaser to invest up to $1.9M in property by 5/23/25; closing extended to 5/23/25.","Two optional 30-day extensions available at $1.0M each; if sale fails, deposits and investments accrue to Bancorp."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170995,"accession_number":"0002039852-25-000058","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K/A","filed_at":"2025-03-10T23:59:59+00:00","items":["4.02"],"status":"ready","headline":"Bancorp files 8-K/A confirming non-reliance on 2024 financials due to incomplete fintech loan procedures","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Non-reliance on previously issued 2024 annual report due to incomplete closing procedures for consumer fintech loan allowance.","Adjustment to allowance for loan losses and provision expense offset by credit enhancement; no net income impact.","No restatement of 2023 or 2022 financials; disclosure controls and internal control evaluation ongoing.","Audit committee review underway; company continues evaluating control conclusions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170999,"accession_number":"0002039852-25-000053","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["4.02"],"status":"ready","headline":"Bancorp says 2022-2024 financials unreliable; auditors lacked consent","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Financial statements for fiscal years 2022-2024 should no longer be relied upon due to missing final auditor approval.","Crowe LLP (2024 audit) and Grant Thornton LLP (2022-2023) did not provide consent to include audit opinions.","Company must complete additional procedures on accounting for consumer fintech loans in allowance for credit losses.","Amended 10-K/A will be filed with proper audit opinions and consents from both firms.","Audit Committee discussing impact on disclosure controls and internal control over financial reporting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170998,"accession_number":"0002039852-25-000008","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q4 net income $55.9M, EPS $1.15 up 42% YoY; guides FY2025 EPS $5.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $55.9M ($1.15 diluted EPS) vs $44.0M ($0.81) a year ago; EPS +42%.","Net interest income $94.3M (+2% YoY); net interest margin 4.55% (vs 5.26% Q4 2023).","Prepaid/debit GDV rose 19% to $39.66B; payment fees up 16% to $29.2M.","Sold $82M REBL portfolio on Dec 31 without principal loss; substandard loans fell 14% to $134.4M.","Affirmed 2025 EPS guidance of $5.25; plans $150M of share buybacks in 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":4.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":116798000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170997,"accession_number":"0002039852-25-000004","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2025-01-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bancorp updates on bridge lending: $12.3M non-accrual repaid at par, sells $82M portfolio without principal loss","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["On Jan 2, 2025, a $12.3 million classified non-accrual loan was repaid at par after sale of underlying collateral in Plainfield, NJ; no loss recognized.","On Dec 31, 2024, The Bancorp Bank sold an $82 million real estate bridge loan portfolio, including a $32.5 million current classified loan.","No principal loss on sale; $1.26 million of accrued interest was reversed. Bank provided financing to buyer with 25% payment guaranty.","Look-through LTVs of underlying properties are ≤57% as-is and ≤55% as-stabilized, based on recent appraisals and leverage provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187974,"accession_number":"0002039852-24-000046","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2024-12-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Bancorp updates on $41.1M apartment complex sale; earnest money raised to $1.6M, closing extended to March 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Apartment complex REO balance $41.1M as of Dec 19, 2024; under sale agreement covering balance plus improvement costs.","Purchaser increased earnest money deposits to $1.6M from $500k in exchange for extending closing to March 21, 2025.","Extension allows sale to be part of a larger transaction; if not consummated, $1.6M earnest money accrues to Bancorp.","Company also in discussions to sell other loans, including balances reflected in classified loans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187973,"accession_number":"0002039852-24-000044","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2024-12-19T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Bancorp appoints Dwayne L. Allen to board, effective Jan 1, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board increased to ten directors upon Allen's appointment.","Allen is SVP & CTO at Unisys; previously at Microsoft, Masonite, Cummins, Fifth Third, Wells Fargo.","Allen will receive standard non-employee director compensation including board fees and stock awards.","No committee assignments yet; no family relationships or transactions requiring disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187972,"accession_number":"0002039852-24-000040","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2024-11-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Daniela A. Mielke resigns from The Bancorp board; board reduced to nine","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Daniela A. Mielke resigned from the Board effective November 10, 2024.","Resignation was voluntary to pursue other business opportunities, no disagreement with company.","Board size reduced from 10 to 9 directors effective November 12, 2024.","Company expressed gratitude for Mielke's years of service and leadership."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187971,"accession_number":"0002039852-24-000009","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q3 net income $51.5M, EPS $1.04; guides FY2025 EPS $5.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $51.5M ($1.04 EPS) vs $50.1M ($0.92) a year ago; net interest income up 5% to $93.7M.","REBL substandard loans doubled to $155.4M; CECL factor added with $1.5M after-tax hit.","Share repurchases accelerated: 1.04M shares at avg $48.21 in Q3; shares outstanding down 9% to 48.2M.","Preliminary 2025 EPS guidance of $5.25 (excl buybacks); 2024 guidance reaffirmed at $4.35.","Planned 2025 buybacks $150M (down from $250M) to repay $96M senior secured debt."],"consensus_eps_estimate":null,"consensus_eps_actual":3.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204483,"accession_number":"0000950159-24-000259","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2024-08-28T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"The Bancorp appoints Todd Brockman to board effective Oct 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Todd J. Brockman appointed director effective Oct 1, 2024, with term expiring at 2025 annual meeting.","Board size remains 10 after appointment; Michael J. Bradley retired Sept 30, 2024 reducing to 9.","Brockman brings 25+ years payments/fintech experience, most recently SVP Global Head of Issuing Solutions at Visa.","He will receive standard non-employee director compensation including board fees and stock awards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204482,"accession_number":"0000950159-24-000229","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"The Bancorp Q2 EPS $1.05, raises 2024 guidance to $4.35/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $1.05, net income $53.7M vs $49.0M prior year (+18% EPS growth).","Adjusted non-GAAP EPS $1.07; legacy security non-accrual impact $0.02.","2024 EPS guidance raised to $4.35 from $4.25, excluding $50M quarterly buybacks.","Repurchased 3.0M shares at avg $33.13; shares outstanding down 7.4% since Dec 2023.","Net interest income $93.8M (+8% YoY); net interest margin 4.97%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204481,"accession_number":"0000950159-24-000222","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Michael J. Bradley to retire Sept 30; Mark E. Tryniski to chair Audit Committee","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael J. Bradley voluntarily resigns as director and Audit Committee Chair, effective Sept 30, 2024.","Board size reduced from 10 to 9 directors effective Oct 1, 2024.","Mark E. Tryniski appointed as Audit Committee Chair effective Oct 1, 2024.","Bradley's departure is not due to any disagreement with the company or management.","The Bancorp thanks Bradley for his years of service and leadership."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":221281,"accession_number":"0000950159-24-000187","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2024-05-30T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Annual meeting results: all directors elected, say-on-pay & equity plan approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All ten director nominees elected; highest 'for' votes were 44.99M (Tryniski), 44.78M (Creuzot), 44.71M (Mudick).","Advisory vote on 2023 executive compensation approved (43.01M for, 2.01M against).","Ratification of Crowe LLP as auditor for FY2024 passed overwhelmingly (47.13M for, 0.47M against).","2024 Equity Incentive Plan approved (39.50M for, 5.55M against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":221280,"accession_number":"0000950159-24-000127","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q1 EPS $1.06 beats year ago $0.88; raises quarterly buyback to $100M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $56.4M ($1.06 diluted EPS), up from $49.1M ($0.88) Q1 2023.","Net interest income rose 10% to $94.4M; net margin 5.15% vs 4.67% YoY.","Share repurchase authorization increased from $50M to $100M for Q2 2024.","Added Block, Inc. as new fintech partner; prepaid/debit GDV up 12% to $37.9B.","Reaffirms FY 2024 EPS guidance of $4.25, excluding buyback impact."],"consensus_eps_estimate":null,"consensus_eps_actual":1.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.82,"calibrated_materiality_score":0.82,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":240838,"accession_number":"0000950159-24-000106","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2024-03-08T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"The Bancorp appoints Crowe LLP as auditor, dismisses Grant Thornton; no disagreements","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit Committee appointed Crowe LLP as independent registered public accounting firm for FY 2024, effective upon engagement letter completion.","Grant Thornton LLP was dismissed immediately; its audit reports for 2023 and 2022 were unqualified with no adverse opinions.","No disagreements or reportable events between the company and Grant Thornton during 2023, 2022, or subsequent interim period.","Grant Thornton furnished a letter to the SEC agreeing with the company's statements, filed as Exhibit 16.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":240837,"accession_number":"0000950159-24-000020","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q4 EPS $0.81 ($0.95 adjusted); guides 2024 EPS $4.25, plans $200M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 $44M ($0.81 diluted); adjusted EPS $0.95 excluding $10M trust preferred charge.","Net interest margin 5.26% vs 4.21% YoY; net interest income +20% to $92.2M.","GDV on prepaid/debit cards +13% to $33.29B; payment fees +15% to $25.1M.","Real estate bridge loans up 20% YoY to $2.0B; book value per share +22% to $15.17.","2024 EPS guidance $4.25; plans $200M share buyback ($50M/quarter) not included in guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":3.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":99239000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":258337,"accession_number":"0000950159-23-000270","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q3 net income $50.1M ($0.92 EPS), initiates 2024 EPS guidance of $4.25; buyback increased 4x","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $50.1M ($0.92 diluted EPS) vs $30.6M ($0.54) a year ago, up 70% YoY.","Net interest margin widened to 5.07% from 3.69% last year; net interest income up 37% to $88.9M.","Gross dollar volume from prepaid/debit cards increased 17% to $32.97B.","CEO announced preliminary 2024 EPS guidance of $4.25, representing 18% growth over 2023 guidance.","Planned share buyback in 2024 increased to $200M ($50M/qtr) from $100M; Q3 repurchased 685k shares at $36.47 avg."],"consensus_eps_estimate":null,"consensus_eps_actual":2.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":275643,"accession_number":"0000950159-23-000223","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q2 net income $49M, EPS $0.89 (+68% YoY); reaffirms $3.60 FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $49.0M ($0.89 diluted EPS) vs $30.4M ($0.53) in Q2 2022, a 68% EPS increase.","Net interest income rose 60% to $87.2M; net interest margin expanded to 4.83% from 3.17% a year ago.","ROA annualized 2.6% (vs 1.7%), ROE 27% (vs 19%); book value per share $13.74, up 19% YoY.","Gross dollar volume on prepaid/debit cards $32.78B, up 15% YoY; share repurchases 828,727 shares at ~$30.17 during Q2.","CEO Damian Kozlowski reaffirmed FY 2023 guidance of $3.60 EPS, excluding planned $25M quarterly share buybacks."],"consensus_eps_estimate":null,"consensus_eps_actual":1.76,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293183,"accession_number":"0000950159-23-000207","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2023-06-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Bancorp extends long-term banking partnership with Chime Financial","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Wholly-owned subsidiary The Bancorp Bank entered a long-term extension of its private label banking services agreement with Chime Financial.","The Bancorp will continue to hold Chime member deposit accounts and maintain its role as banking sponsor.","Ryan Harris, EVP and Head of Fintech Solutions, stated the partnership is renewed and expanded.","Chime CEO Chris Britt highlighted The Bancorp as an important partner since the beginning."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293182,"accession_number":"0000950159-23-000177","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2023-05-24T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Bancorp stockholders elect all director nominees, approve say-on-pay and auditor at 2023 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected with votes ranging from 45.2M to 50.0M; 2.16M broker non-votes.","Advisory say-on-pay approved with 47.9M for, 2.3M against, 60.5K abstain; 2.16M broker non-votes.","Frequency vote: 49.9M favored every 1 year; company will hold annual say-on-pay until 2029.","Grant Thornton LLP ratified as auditor for FY 2023 with 51.0M for, 1.3M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293181,"accession_number":"0000950159-23-000151","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q1 EPS $0.88, up 76% YoY; raises 2023 guidance to $3.60 from $3.20","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $49.1M ($0.88 diluted EPS) vs $29.0M ($0.50) in Q1 2022, up 76%.","Net interest income $85.8M (+62% YoY); net interest margin 4.67% vs 3.12% YoY.","Total loans $5.35B (down 2% QoQ, +29% YoY); GDV $34.01B (+19% YoY).","CEO raises 2023 EPS guidance to $3.60 from $3.20; plans $25M quarterly share buybacks.","Capital ratios well above well-capitalized minimums; book value $13.11, +15% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":0.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313816,"accession_number":"0000950159-23-000014","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2023-02-02T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp raises Q4 2022 GDV to $29.45B from $28.07B after client reporting delay","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q4 2022 GDV adjusted upward by $1.38B to $29.45B, a 19% increase year-over-year.","Adjustment due to business client's delay in reporting full quarter's transactions.","Revised GDV will increase fee income not previously included in financial statements.","Previous Jan 26 press release reported GDV of $28.07B.","2023 EPS guidance reiterated at $3.20 per share (per investor presentation)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313815,"accession_number":"0000950159-23-000009","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"The Bancorp Q4 EPS $0.71, up 54% YoY; confirms 2023 EPS guidance $3.20","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $40.2M ($0.71 diluted EPS) vs $27.0M ($0.46) in Q4 2021, a 54% EPS increase.","Net interest income rose 47% YoY to $76.8M; NIM expanded to 4.21% from 3.51%.","Total loans ex commercial at fair value grew 45% YoY to $5.49B; GDV increased 13% to $28.07B.","2023 EPS guidance confirmed at $3.20, representing ~40% growth over 2022 EPS of $2.27.","Share repurchases planned at $25M per quarter ($100M in 2023), up from $15M per quarter ($60M in 2022)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":86171000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":332279,"accession_number":"0000950159-22-000218","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2022-10-27T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Bancorp Q3 EPS $0.54; issues 2023 preliminary EPS guidance of $3.20","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2022 net income $30.6M ($0.54 diluted EPS) vs $28.3M ($0.48) in Q3 2021.","Net interest margin expanded to 3.69% from 3.35% a year ago; net interest income up 27% to $64.7M.","2022 EPS guidance reiterated at $2.25-$2.30; preliminary 2023 EPS guidance of $3.20 (40% increase).","Board approved new $25M per quarter share repurchase program for 2023, replacing prior $15M quarterly plan.","GDV on prepaid/debit cards grew 15% YoY to $28.12B; payment fees up 6% to $21.4M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":349739,"accession_number":"0000950159-22-000209","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2022-09-14T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"OCC approves Bancorp Bank charter conversion to national bank effective Sept 15, 2022","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["OCC approved The Bancorp Bank's charter conversion from state to federal; effective September 15, 2022.","Bank will operate as 'The Bancorp Bank, National Association' and be regulated by the OCC.","Headquarters move from Wilmington, DE to Sioux Falls, SD anticipated on or after January 1, 2023.","Bank will retain a branch in Wilmington, Delaware."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":349738,"accession_number":"0000950159-22-000202","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2022-08-24T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Bancorp settles SEC investigation, agrees to $1.75M penalty and cease-and-desist order","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["SEC investigation into CMBS record-keeping, reporting, and internal control violations resolved.","Company consents to cease-and-desist order and $1.75M penalty; charge in Q3 2022.","Settlement ends legal costs, subpoena compliance, and cooperation with SEC.","Company did not admit or deny allegations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":349737,"accession_number":"0000950159-22-000188","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2022-08-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Bancorp updates 2022 EPS guidance to $2.25-$2.30; targets >$500M revenue and >22% ROE","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 YTD 2022 ROE 18%, ROA 1.7%, efficiency ratio 50%.","2022 EPS guidance raised to $2.25-$2.30 from $1.88 in FY2021.","Long-term targets: revenue >$500M, ROE >22%, ROA >2%, leverage ratio 9%.","Loan portfolio $5.6B: institutional banking $2.4B, real estate bridge $1.9B, small business $0.7B, leasing $0.6B.","Fintech deposits drive low cost of funds (0.36% in Q2 2022); non-interest income 26% of revenue."],"consensus_eps_estimate":null,"consensus_eps_actual":1.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":349736,"accession_number":"0000950159-22-000179","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2022-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Bancorp Q2 EPS $0.53 beats $0.50 YoY; raises FY2022 guidance to $2.25-$2.30","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $30.4M ($0.53 diluted EPS) vs $29.4M ($0.50) in Q2 2021; pre-tax income $41.1M.","Total loans (excl commercial loans at fair value) $4.75B, up 61% YoY; SBLOC/IBLOC/advisor financing up 35% YoY.","GDV $28.39B, up 5% YoY; net interest margin 3.17% vs 3.19%.","Book value per share $11.55, up 7% YoY; repurchased 577,926 shares at avg $25.95.","Full year 2022 EPS guidance raised from $2.15 to $2.25-$2.30 (excl repurchases)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":366791,"accession_number":"0000950159-22-000150","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2022-05-25T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Bancorp shareholders elect all director nominees, approve say-on-pay, ratify auditor at 2022 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected; Hersh Kozlov received 43.5M for, 7.7M against.","Say-on-pay advisory vote passed with 48.6M for (94.8% of votes cast).","Grant Thornton LLP ratified as FY2022 auditor with 51.9M for (97.9% approval).","Broker non-votes totaled 1,759,489 on director and say-on-pay proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":366790,"accession_number":"0000950159-22-000099","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2022-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"The Bancorp Q1 net income $29.0M ($0.50 EPS), up from $26.0M ($0.44); reaffirms FY22 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $29.0M ($0.50 diluted EPS) vs $26.0M ($0.44) in Q1 2021.","Net interest margin 3.12% vs 3.34%; net interest income $52.9M vs $53.8M.","Total loans ex-commercial at fair value $4.16B, up 45% YoY and 10% QoQ.","GDV $28.56B, up 2% YoY despite headwinds from prior stimulus.","CEO reaffirms FY2022 guidance of $2.15 per share (excl. share repurchases)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":386178,"accession_number":"0000950159-22-000012","cik":1295401,"company_name":"Bancorp, Inc.","ticker":"TBBK","form_type":"8-K","filed_at":"2022-01-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Bancorp Q4 net income $27M ($0.46 EPS); reaffirms 2022 guidance $2.15","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $27.0M vs $24.2M YoY; diluted EPS $0.46 vs $0.41.","Net interest income $52.2M vs $51.7M; NIM 3.51% vs 3.58%.","Total loans ex. fair value up 41% to $3.75B; GDV up 11% to $24.96B.","SBLOC/IBLOC/advisor loans up 28% YoY to $2.05B; real estate bridge $621.7M.","Book value per share $11.37 (+13% YoY); repurchased 350K shares at $28.54."],"consensus_eps_estimate":null,"consensus_eps_actual":1.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":7526000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2291975756.50315,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-01-27T23:59:59+00:00|386178"}