{"filings":[{"id":582756,"accession_number":"0001193125-26-234576","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2026-05-21T20:30:17+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Third Coast Bancshares shareholders approve amended equity plan, elect directors","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders approved Amended and Restated 2019 Omnibus Incentive Plan: 9.6M for, 532K against; adds 375K shares.","Elected Bart O. Caraway, Clint Greenleaf, Tony Scavuzzo, Mary Stich as Class A directors.","Elected Jeffrey A. Wilkinson as Class C director.","Ratified Whitley Penn LLP as independent auditor for year ending Dec 31, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95385,"accession_number":"0001193125-26-201540","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2026-05-01T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Third Coast Bancshares extends loan maturity to 2028, ups commitment to $70M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Maturity date extended from March 10, 2026 to March 10, 2028.","Maximum loan commitment increased from $55M to $70M.","Outstanding borrowings of $54.875M; collateral remains 100% of Third Coast Bank stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95384,"accession_number":"0001193125-26-170491","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Third Coast Bancshares Q1 net income $16.4M; completes Keystone merger adding $1B assets","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $16.4M ($0.88 diluted EPS) vs. $13.6M ($0.78) in Q1 2025; merger-related costs cut $3.3M pre-tax.","Completed Keystone merger on Feb 1, 2026, adding ~$812M loans, $1B assets, and $844M deposits.","Gross loans grew to $5.25B at March 31, 2026 from $4.39B at Dec 31, 2025.","Net interest margin of 3.67% vs. 4.10% in Q4 2025; efficiency ratio 66.06% vs. 57.90% in Q4 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95383,"accession_number":"0001193125-26-161692","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K/A","filed_at":"2026-04-17T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Third Coast Bancshares closes Keystone merger; Keystone has $1.02B assets, $6.25M net income","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger effective Feb 1, 2026; Keystone reported $1.02B assets, $807M loans at Dec 31, 2025.","Keystone net income $6.25M in 2025, down from $6.90M in 2024; provision for credit losses surged to $5.57M from $0.88M.","Keystone net interest income $35.3M (+23.6% YoY) on loan growth; deposits rose $70M to $864M.","Third Coast filed pro forma combined financials; merger announced Oct 22, 2025.","Keystone stockholders' equity $104.3M, up from $95.6M; AOCI deficit narrowed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108436,"accession_number":"0001193125-26-116017","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2026-03-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Third Coast Bancshares declares quarterly preferred dividend of $16.875/share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend on 6.75% Series A Convertible Non-Cumulative Preferred Stock declared at $16.875 per share.","Payable April 15, 2026 to holders of record as of March 31, 2026.","No change to dividend rate; same quarterly amount as prior periods.","Common stock (TCBX) dividend unchanged; press release covers only preferred stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108435,"accession_number":"0001193125-26-033737","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["2.01","5.02","7.01","9.01"],"status":"ready","headline":"Third Coast Bancshares completes Keystone merger, combined assets exceed $6B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger effective Feb 1, 2026; Keystone shareholders received ~2.6M TCBX shares and $20M cash.","Combined company total assets exceed $6 billion.","Jeff Wilkinson appointed to TCBX board and as Chairman – Austin Market; Bryan St. George named President of Commercial Services.","Wilkinson employment agreement: $481,500 base salary, $1.4M retention bonus (half within 30 days, half after one year).","Customer conversion of Keystone Bank branches expected in summer 2026; Keystone customers continue current service until then."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108434,"accession_number":"0001193125-26-021110","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Third Coast Bancshares shareholders approve share issuance for Keystone merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Shareholders approved issuance of Third Coast common stock for Keystone merger with 8,153,269 votes For, 424,652 Against.","Approval represents ~94.9% of votes cast (8,578,742 shares represented at special meeting).","Merger remains subject to other closing conditions; completion not yet guaranteed.","Special meeting adjournment was unnecessary; no broker non-votes on this proposal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108433,"accession_number":"0001193125-26-017998","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Third Coast Bancshares announces Q4/FY2025 results; press release and investor presentation filed","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release and investor presentation filed for Q4 and full-year 2025 results.","No specific financial figures available in the provided filing text; details are in exhibits.","Investor call and webcast scheduled for January 22, 2026 at 10:00 AM CT.","Ticker: TCBX (NYSE & NYSE Texas)."],"consensus_eps_estimate":null,"consensus_eps_actual":3.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108432,"accession_number":"0001193125-26-015445","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2026-01-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Third Coast supplements proxy with projections for Keystone merger; denies shareholder claims","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Received four demand letters alleging proxy omissions; denies violations but provides supplemental disclosures.","Third Coast standalone projected net income: $59.8M (2025) to $86.3M (2030); assets $5.1B to $7.6B.","Keystone standalone projected net income: $9.9M (2025) to $14.5M (2030); assets $1.0B to $1.5B.","Pro forma: 1.9% dilution to TBVPS, but 5.2% EPS accretion in 2027 and 5.3% in 2028.","Merger consideration and special meeting dates (Jan 23/29, 2026) unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124875,"accession_number":"0001193125-25-324881","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-12-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Third Coast Bancshares declares $17.25 quarterly dividend on Series A Preferred Stock","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $17.25 per share on 6.75% Series A Convertible Non-Cumulative Preferred Stock declared.","Dividend payable on January 15, 2026 to holders of record at close of business on December 31, 2025.","No change to dividend rate; consistent with prior quarterly declaration on the preferred stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124874,"accession_number":"0001193125-25-309749","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-12-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"EVP and Chief Risk & Operations Officer Vicki Alexander to retire effective Dec 31, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Vicki Alexander retires as EVP and Chief Risk and Operations Officer; effective Dec 31, 2025.","Receives $211,563 cash severance (six months base salary) plus six months COBRA premiums.","Unvested equity awards forfeited; vested options must be exercised within 30 days of termination.","Company searching for new COO and Chief Risk Officer; duties allocated among management team.","Separation agreement includes release, non-disparagement, and restrictive covenant obligations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124873,"accession_number":"0001193125-25-251663","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Third Coast Bancshares to acquire Keystone Bancshares for 0.45925 TCBX shares per Keystone share","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each Keystone share converts to 0.45925 TCBX shares; holders may elect cash subject to $20M aggregate cap.","Deal requires Keystone to deliver at least $94.576M in adjusted capital (capital surplus minus intangibles).","Keystone shareholders representing ~12% entered into voting agreement to support the merger.","Transaction expected to close by September 30, 2026, pending regulatory and shareholder approvals.","Termination fee of $4,820,128 payable by Keystone under certain circumstances, including alternative proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124870,"accession_number":"0001193125-25-247856","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K/A","filed_at":"2025-10-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Third Coast Bancshares files 8-K/A to furnish investor presentation for Q3 2025 results","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filing amends original 8-K to add investor presentation (Exhibit 99.2) with additional Q3 2025 financial details.","Company held investor call on October 23, 2025 at 10 a.m. CT to discuss results; presentation provided in amendment.","No new financial disclosures were appended; full press release (Exhibit 99.1) incorporated by reference from original 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124872,"accession_number":"0001193125-25-246982","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Third Coast Bancshares to acquire Keystone Bancshares for ~$123M in stock/cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Transaction valued at ~$123M; Keystone shareholders elect 0.45925 TCBX shares or cash equivalent.","Pro forma combined assets exceed $6B; Third Coast currently >$5B, Keystone >$1B.","Expected to close in Q1 2026, subject to regulatory and shareholder approvals.","Merger expands Third Coast's Austin presence; Keystone has two branches in Austin plus Ballinger and Bastrop.","Combined company will operate under Third Coast name and brand."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124871,"accession_number":"0001193125-25-246815","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Third Coast Bancshares announces Q3 2025 earnings; no specifics in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company issued press release for Q3 2025 results on October 22, 2025.","Specific financial figures (EPS, revenue, etc.) are not provided in the filing text or exhibits.","Exhibit 99.1 referenced but not appended; actual results cannot be summarized from available text."],"consensus_eps_estimate":null,"consensus_eps_actual":2.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141581,"accession_number":"0001193125-25-211369","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-09-22T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Third Coast Bancshares voluntarily transfers listing to NYSE; ticker TCBX unchanged","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved voluntary transfer from Nasdaq to NYSE, with dual listing on NYSE Texas.","Last trading on Nasdaq expected Oct 3 close; NYSE trading starts Oct 6 open.","Ticker symbol remains TCBX; no change in corporate identity or governance.","CEO cites enhanced market visibility and alignment with industry peers; NYSE welcomes company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141580,"accession_number":"0001193125-25-207442","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-09-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Third Coast Bancshares declares $17.25/share quarterly preferred dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $17.25 per share on 6.75% Series A Convertible Non-Cumulative Preferred Stock.","Dividend payable on October 15, 2025 to holders of record at close of business on September 30, 2025.","Preferred stock trades under symbol TCBX on Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141579,"accession_number":"0000950170-25-097902","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Third Coast Bancshares Q2 2025 results announced; 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Federal Reserve Bank of Dallas non-objection received June 16, 2025.","Repurchases may be executed via open market, private deals, or block trades.","Program can be modified or suspended at any time; no obligation to repurchase."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159426,"accession_number":"0000950170-25-081399","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-06-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Third Coast Bancshares executes $150M CRE loan securitization sponsored by EJF Capital","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["$150M securitization of commercial real estate loans originated by Third Coast Bank, subsidiary of TCBX.","Transaction structured as sale of participation interests; bank retained some and issued Class A-1 and M-1 notes.","Expected to reduce risk-weighted assets and construction/land development loan concentration ratio.","EJF Capital ($5.3B AUM) arranged the deal; bank is not affiliated with sponsor or issuer.","Second securitization for the bank; management cites improved portfolio diversity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159425,"accession_number":"0000950170-25-076641","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-05-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Third Coast Bancshares annual meeting elects directors and ratifies auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Class C directors Basaldua, Phelps, Swinbank, Bonnen, Class A director Stich, Class B director Eisenhart.","Director votes ranged from 4.7M to 7.5M for; all nominees received majority support.","Ratified Whitley Penn LLP as independent auditor for FY 2025 with 8,962,200 for, 1,220,976 against.","No other proposals or material changes disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159424,"accession_number":"0000950170-25-057422","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Third Coast Q1 net income rises 31% YoY to $13.6M; diluted EPS $0.78","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.6M ($0.78 diluted EPS) vs $10.4M ($0.61) in Q1 2024, up 31% and 28% respectively.","Net interest margin expanded to 3.80% from 3.60% YoY; ROAA 1.17% vs 0.95%.","Gross loans $3.99B, up from $3.97B at year-end; book value per share rose to $29.92.","Bank completed $200M CRE loan securitization on Apr 1, reducing risk-weighted assets and improving capital ratios."],"consensus_eps_estimate":null,"consensus_eps_actual":0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159423,"accession_number":"0000950170-25-051364","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-04-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Third Coast Bancshares securitizes $200M CRE loan, reduces risk-weighted assets","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Originated $200M revolving CRE loan secured by 11 master-planned communities in TX.","Sold participation to EJF CRT 2025-1 Depositor; retained other participation interests.","Bank bought Class A-1 Notes; affiliates of depositor bought Class M-1 Notes.","Expected to reduce risk-weighted assets and construction loan concentration.","First securitization for Third Coast; improves on-balance sheet portfolio diversity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177821,"accession_number":"0000950170-25-042686","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-03-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Third Coast Bancshares declares $16.88 quarterly dividend on Series A Preferred","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["$16.88 per share quarterly cash dividend on 6.75% Series A Convertible Non-Cumulative Preferred Stock.","Dividend payable April 15, 2025 to holders of record at close of business on March 31, 2025.","Regular quarterly declaration; no change in dividend rate or policy announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177820,"accession_number":"0000950170-25-007782","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Third Coast Bancshares announces Q4/FY2024 results via press release; no financial details in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company issued press release on January 22, 2025 for Q4 and full year 2024 results.","Financial details are in the press release (Exhibit 99.1) which was not included in the submitted filing text.","Investors should refer to the full press release for specific figures and performance data."],"consensus_eps_estimate":null,"consensus_eps_actual":2.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194522,"accession_number":"0000950170-24-138469","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2024-12-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Third Coast Bancshares declares $17.25 quarterly dividend on 6.75% Series A Preferred Stock","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $17.25 per share on 6.75% Series A Convertible Non-Cumulative Preferred Stock.","Dividend payable on January 15, 2025 to holders of record at December 31, 2024.","No change from prior quarter; common stock dividend not announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194521,"accession_number":"0000950170-24-116658","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2024-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Third Coast Bancshares Q3 2024 net income $12.8M, diluted EPS $0.74 (record); loans up 3.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $12.8M ($0.85 basic / $0.74 diluted EPS) vs $10.8M in Q2 2024.","ROAA improved to 1.14% annualized; efficiency ratio fell to 59.57% from 61.39%.","Gross loans grew $131.7M to $3.89B; noninterest-bearing deposits up $25.3M to $489.8M.","Book value per share $28.13, tangible book value $26.75, both increased sequentially.","Opened de novo 19th branch in Houston, Texas."],"consensus_eps_estimate":null,"consensus_eps_actual":1.99,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210861,"accession_number":"0000950170-24-108108","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2024-09-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Third Coast Bancshares declares $17.25 quarterly dividend on Series A Preferred Stock","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $17.25 per share on 6.75% Series A Convertible Non-Cumulative Preferred Stock declared.","Payable on October 15, 2024 to holders of record as of September 30, 2024.","No change to common stock dividend; only preferred stock dividend announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210860,"accession_number":"0000950170-24-086069","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Third Coast Bancshares reports record EPS $0.70; Q2 net income $10.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $10.8M vs $10.4M in Q1; basic EPS $0.70 (record) and diluted $0.63.","Efficiency ratio improved to 61.39% from 64.11% in Q1.","Gross loans grew $12M to $3.76B; noninterest-bearing deposits up $40.5M (9.5%).","Book value per share $26.99, tangible book value $25.60; both up from Q1.","Opened two de novo branches in Austin and The Woodlands, Texas."],"consensus_eps_estimate":null,"consensus_eps_actual":1.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229266,"accession_number":"0000950170-24-075592","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Third Coast Bancshares declares $17.0625 quarterly dividend on Series A Preferred","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $17.0625 per share on 6.75% Series A Convertible Non-Cumulative Preferred Stock.","Dividend payable July 15, 2024 to holders of record as of June 30, 2024.","No common stock dividend declared; only preferred stock dividend announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229265,"accession_number":"0000950170-24-066609","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2024-05-30T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Shareholders elect four Class B directors, ratify auditor at 2024 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Carolyn Bailey (7,096,367 for), Dennis Bonnen (6,875,995), Troy Glander (4,847,676), Joseph Stunja (6,711,723) as Class B directors.","Ratified Whitley Penn LLP as independent auditor for FY2024 with 8,413,265 for, 1,347,343 against.","Annual meeting held May 30, 2024; all director candidates elected despite 1,360,206 broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229264,"accession_number":"0000950170-24-047613","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Third Coast Q1 net income $10.4M, EPS $0.61 diluted, records in assets and deposits","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $10.4M, diluted EPS $0.61 vs $9.7M/$0.57 in Q4 2023; record EPS.","Total assets $4.66B (+6% QoQ), gross loans $3.75B (+3%), deposits $4.05B (+6.5%).","Tangible book value per share $24.79, up from $24.02 at Dec 31, 2023.","Opened 17th branch in Austin, Texas in April 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229263,"accession_number":"0000950170-24-047588","cik":1781730,"company_name":"Third Coast Bancshares, Inc.","ticker":"TCBX","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Third Coast Bancshares extends loan maturity to 2026, ups commitment to $55M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Maximum loan commitment increased from $50M to $55M; outstanding balance $43.875M.","Maturity extended from Sep 10, 2024 to Mar 10, 2026.","Interest rate set to WSJ Prime minus 0.625% with a 5.00% floor.","Covenant amended: Bank's Tangible Equity Capital must stay at or above $350M.","All pledged stock of Third Coast Bank remains as collateral."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":631991929.7391305,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}