{"filings":[{"id":1039036,"accession_number":"0001193125-26-270320","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2026-06-15T12:07:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Truist CEO Bill Rogers to retire Sept 1, 2026; Michael P. Lyons named successor as President & CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Bill Rogers to retire as CEO on Sept 1, 2026, become Executive Chair until April 2027 annual meeting.","Michael P. Lyons, ex-CEO of Fiserv and ex-President of PNC, to succeed as CEO and President effective Sept 1, 2026.","Lyons' initial compensation: $1.3M base salary, target annual incentive 325% of base, and $12M LTI grant for 2026.","Lyons gets $2.7M cash replacement awards and ~$37.5M in LTI replacement awards over multi-year performance periods."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":918597,"accession_number":"0000092230-26-000066","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2026-06-08T20:17:46+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Catherine Bessant appointed to Truist board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Bessant effective June 5, 2026; serves on Joint Risk Committee.","Annual cash retainer $110,000 + RSU grant valued at $200,000, prorated for 2026.","Former Bank of America vice chair, global strategy, and COTO; CEO of Foundation For The Carolinas.","Also serves on Zurich Insurance Group board; background in digital and operational transformation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":470836,"accession_number":"0001193125-26-226701","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2026-05-15T20:09:47+00:00","items":["3.03","5.03","8.01","9.01"],"status":"ready","headline":"Truist closes $500M offering of 6.250% Series S Preferred Stock, restricts dividends","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued 500,000 depositary shares representing Series S 6.250% Non-Cumulative Perpetual Preferred Stock, liquidation preference $1,000 per depositary share.","Offering closed May 15, 2026; underwriters include Truist Securities, Citigroup, Goldman Sachs, and Morgan Stanley.","Restricts dividends or repurchases of common/junior stock if Series S dividend not paid for prior period.","Articles of Amendment filed May 13, 2026 to fix designations and preferences of the Series S Preferred Stock.","Sale registered under Form S-3 filed January 2024; $500M total liquidation preference."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99805,"accession_number":"0001193125-26-201455","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2026-05-01T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Truist shareholders approve incentive plan amendment, elect all 12 directors at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 12 director nominees elected with 71.3%–74.4% of shares voted; broker non-votes 176.6M.","Executive compensation program approved with 847.0M for, 79.1M against.","Ratification of PwC as auditor approved with 1.07B votes (96.3% of shares voted).","Amendment and restatement of 2022 Incentive Plan approved with 892.1M for, 34.1M against.","Shareholder proposal on policy-customer base misalignment rejected (16.9M for vs 904.8M against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99804,"accession_number":"0001193125-26-171954","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Truist issues $2B in senior notes (4.680% due 2032, 5.281% due 2037)","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $1.0B of 4.680% Fixed-to-Floating Rate Senior Notes due April 23, 2032.","Issued $1.0B of 5.281% Fixed-to-Floating Rate Senior Notes due April 23, 2037.","Notes are senior medium-term notes registered under existing shelf registration.","Proceeds expected for general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99803,"accession_number":"0000092230-26-000039","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2026-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q1 2026 net income $1.48B, EPS $1.09 (+25% YoY); sets long-term ROTCE target of 16-18%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $1.38B ($1.09 EPS), up 25% from $0.87 in 1Q25.","Returned $1.8B to shareholders via $1.1B share repurchases and $0.52 dividend per share.","Total revenue - TE $5.20B, up 5% YoY; net interest income - TE $3.64B; noninterest income $1.55B.","Efficiency ratio improved to 57.9% from 59.3% YoY; CET1 ratio stable at 10.8%.","New long-term ROTCE target of 16%-18%; ROTCE was 13.8% in Q1."],"consensus_eps_estimate":null,"consensus_eps_actual":1.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116022,"accession_number":"0001193125-26-023420","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Truist Financial issues $1.25B in 4.597% notes; Truist Bank also issues $1.6B in senior notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $1.25B aggregate principal of 4.597% Fixed-to-Floating Rate Medium-Term Notes, Series I, due Jan 27, 2032.","Truist Bank concurrently issued $1.25B of 4.144% Fixed-to-Floating Rate Senior Bank Notes due Jan 27, 2029.","Truist Bank also issued $350M Floating Rate Senior Bank Notes, Series I, due Jan 27, 2029."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116021,"accession_number":"0000092230-26-000023","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q4 net income $1.3B ($1.00 EPS); announces $10B buyback authorization","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $1.29B, diluted EPS $1.00, down from $1.04 in Q3.","Revenue $5.25B (+1.1% linked quarter); NIM-TE up 6 bps to 3.07%.","Noninterest expense $3.17B (+5.2% linked Q) includes $130M legal settlement accrual and $63M severance.","Average loans and leases HFI $324.8B (+1.3% linked Q); deposits flat at $396B.","CET1 ratio 10.8%; repurchased $750M common stock; Board authorized up to $10B repurchase program with no expiry."],"consensus_eps_estimate":null,"consensus_eps_actual":3.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116020,"accession_number":"0000092230-26-000006","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2026-01-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Truist changes income statement presentation; provides reclassified historical data","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Effective Dec 31, 2025, Truist reclassified treasury management fees to 'Card and treasury management fees' from 'Other deposit revenue'.","Operating lease income and depreciation now included in 'Other income' and 'Other expense'.","Restructuring charges reclassified to natural expense categories (personnel, occupancy, etc.) from a separate line.","Historical quarterly data from Q1 2024 to Q3 2025 retroactively adjusted; no restatement of previously reported net income.","Changes align financial reporting with how Truist manages its businesses."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132433,"accession_number":"0001193125-25-320800","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-12-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Truist announces new $10B common stock repurchase program, replacing prior authorization","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $10 billion of common stock repurchases, effective immediately as of December 16, 2025.","Replaces prior program which had approximately $1.5 billion in remaining authorization.","Repurchases may be made via open market purchases, privately negotiated transactions, or Rule 10b5-1 plans.","Program has no expiration date; timing and amount depend on capital position, regulatory factors, and market conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132432,"accession_number":"0001193125-25-256343","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Truist Financial Director Steven C. Voorhees to Retire Dec 31, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Steven C. Voorhees notified Truist of his retirement from the Board effective December 31, 2025.","Retirement is for personal reasons and not due to any disagreement with Truist's operations or policies.","Board and management expressed gratitude for Mr. Voorhees's service and contributions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132431,"accession_number":"0001193125-25-253216","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Truist redeems all outstanding Series P Preferred Stock on Nov 13, 2025 at $1,000/share plus dividends","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Redemption of all 4.950% Series P Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock (depositary shares) on November 13, 2025.","Redemption price of $1,000 per Series P Depositary Share plus declared and unpaid dividends up to but excluding redemption date.","Funds from retained earnings; dividends cease after redemption date.","Redemption notice mailed to holders; instructions to contact Computershare Trust Company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132430,"accession_number":"0001193125-25-247631","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Truist issues $1.25B 4.964% notes due 2036; Truist Bank issues $1.25B 4.136% notes due 2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Truist Financial issued $1.25B of 4.964% Fixed-to-Floating Rate Medium-Term Notes, Series I (Senior), due Oct 23, 2036.","Truist Bank issued $1.25B of 4.136% Fixed-to-Floating Rate Senior Bank Notes, Series I (Senior), due Oct 23, 2029.","Both issuances occurred on Oct 23, 2025, under an existing S-3 shelf registration statement.","Legal opinion of Mayer Brown LLP on validity of the Notes filed as Exhibit 5.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132429,"accession_number":"0000092230-25-000150","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q3 net income $1.35B, diluted EPS $1.04; shares repurchased $500M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $1.35B, diluted EPS $1.04 (vs $0.90 in Q2 2025).","Total revenue $5.19B (+4% QoQ); net interest income $3.63B, noninterest income $1.56B (+11%).","Average loans HFI up 2.5% to $320.5B; deposits down 1% to $396.6B.","CET1 ratio 11.0%; repurchased $500M common shares; dividend $0.52/share (50% payout).","Net charge-off ratio 0.48% (down 3 bps QoQ); ALLL ratio 1.54%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148995,"accession_number":"0000092230-25-000126","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-08-01T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Truist amends bylaws with director age cap of 75 and enhanced shareholder proposal disclosure","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors will not be nominated for term starting after they turn 75.","Enhanced disclosure requirements for shareholder proposals and director nominations.","Lead Independent Director may now call special board meetings.","Clarified process for fixing officer compensation and board action without a meeting.","Removed provisions on board oversight of contracts, loans, deposits to align with practices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148994,"accession_number":"0000092230-25-000118","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q2 2025 net income $1.2B, EPS $0.90; CET1 11.0%, $750M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $1.18B, diluted EPS $0.90; adjusted diluted EPS $0.91.","Average loans grew 2.0% ($6.2B) QoQ; deposits up 2.1% ($8.3B).","CET1 ratio 11.0% (down 30bps QoQ); repurchased $750M common shares, total payout ratio 121%.","Nonperforming loans decreased to 0.39% of loans (down 9bps); NCO ratio 0.51% (down 9bps QoQ).","Net interest income (TE) up 2.3% QoQ to $3.64B; NIM stable at 3.02%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167953,"accession_number":"0000092230-25-000063","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Truist appoints Jonathan Pruzan to board of directors, risk committee","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed Jonathan Pruzan as director effective May 27, 2025; also joins risk committee.","Annual cash retainer $100K, risk committee $15K, and $180K in restricted stock units (prorated for 2025).","Pruzan is co-president of Pretium ($60B AUM) and former Morgan Stanley COO/CFO (1994-2023).","Brings 35 years of financial services experience; previously led Morgan Stanley's global financial institutions group."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167952,"accession_number":"0000092230-25-000055","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-05-02T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Truist shareholders elect 12 directors, approve auditor, say-on-pay passes with 59% support","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 12 director nominees elected; lowest support was Agnes Bundy Scanlan with 874M for (91% of votes cast).","PricewaterhouseCoopers LLP ratified as auditor for 2025 with 1.11B votes for (97% approval).","Advisory vote on executive compensation passed with 569.5M for, 387.7M against (59% support), and 184.7M broker non-votes.","Shareholder turnout was 87.94% (1.15B shares present of 1.31B outstanding)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167951,"accession_number":"0000092230-25-000031","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q1 net income $1.2B, EPS $0.87; avg loans up 1.1%, deposits up 0.6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $1.16B, diluted EPS $0.87; adjusted EPS also $0.87.","Total TE revenue $4.95B, down 3.2% QoQ; net interest income $3.56B, down 2.4%.","Noninterest expense down 4.3% to $2.91B; adjusted expense down 5.4% reflecting cost discipline.","CET1 ratio 11.3%; repurchased $500M common shares; dividend $0.52/share per quarter.","NCO ratio 0.60%; ALLL ratio 1.58%; net charge-offs $454M vs provision $458M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185189,"accession_number":"0000092230-25-000005","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-01-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q4 net income $1.2B, EPS $0.91; CET1 ratio 11.5%; $500M share repurchases","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders of $1.2B, diluted EPS $0.91 (adjusted $0.91).","Average deposits up $5.7B; total deposit costs down 19 bps to 1.89%.","CET1 ratio 11.5%; repurchased $500M common shares; dividend payout ratio 57%.","Full-year 2024 adjusted EPS $3.69; net interest margin 3.07% for Q4.","Net charge-off ratio 0.59%; ALLL ratio 1.59%."],"consensus_eps_estimate":null,"consensus_eps_actual":3.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185188,"accession_number":"0001193125-25-005029","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2025-01-13T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Truist Vice Chair and COO Beau Cummins resigns effective immediately","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Cummins resigned as Vice Chair and COO on Jan 13, 2025, citing material change in responsibilities.","Resignation follows completion of key initiatives including sale of Truist Insurance Holdings and strategic direction set.","Cummins eligible for 'Good Reason' severance benefits under Truist's existing severance plan plus 2024 cash incentive.","Enterprise payments business will transition to Kristin Lesher; remaining duties to CFO Michael Maguire."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201784,"accession_number":"0000092230-24-000101","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-11-13T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Truist appoints Brad Bender as Chief Risk Officer; Clarke Starnes III retires after 42 years","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Clarke Starnes III retires as Vice Chair and CRO; remains Senior Advisor through April 30, 2025.","Brad Bender, previously interim CIO and Head of Enterprise Operational Services, named CRO effective immediately.","Bender oversees all risk functions: credit, market, liquidity, operational, compliance, technology, regulatory relations, ethics, financial crimes.","Starnes to receive base salary and 2024 incentive during transition; eligible for severance plan benefits after advisory role ends."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201783,"accession_number":"0000092230-24-000071","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q3 net income $1.34B, EPS $0.99; NIM expands, $500M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $1.34B ($0.99 diluted EPS); adjusted EPS $0.97.","Net interest income (TE) $3.66B (+2.2% QoQ); NIM 3.12% (+10 bps QoQ, +20 bps YoY).","Average loans HFI $303.2B (-1.0% QoQ); average deposits $384.3B (-1.0% QoQ).","CET1 ratio 11.6%; repurchased $500M common shares; dividend $0.52/share (payout ratio 90%).","Provision for credit losses $448M; NCO ratio 0.55% (-3 bps QoQ); ALLL ratio 1.60% (+3 bps)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217783,"accession_number":"0000092230-24-000056","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-09-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Truist Financial to present at Barclays conference with no new financial disclosures","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation scheduled for Sept 10, 2024 at 10:30 a.m. ET at Barclays Global Financial Services Conference.","CEO Bill Rogers and CFO Mike Maguire to present; materials furnished as exhibit 99.1.","Exhibit contains no specific financial data, guidance, or material updates; only title slide and forward-looking statement caution."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217782,"accession_number":"0000092230-24-000054","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-08-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Truist grants $4.5M performance equity awards to CFO, consumer banking chief; revamps 2024 comp plan","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CFO Michael Maguire and Consumer Banking Officer Dontá Wilson each receive $4.5M in performance share units (Sept 2024 – Aug 2027).","Awards vest based on minimum capital requirements and relative TSR vs. KBW Nasdaq Bank Index (75%-125% payout range).","One-time awards aim to retain key leaders after the sale of Truist Insurance Holdings and strategic balance sheet repositioning.","2024 annual incentive program shifted from formula-driven to a comprehensive evaluation with 8 primary and 5 secondary financial measures.","2024 long-term incentives now based on absolute EPS and relative EPS growth (previously ROACE), plus relative TSR modifier."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217781,"accession_number":"0001193125-24-207777","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-08-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Patrick C. Graney III to retire from Truist Board on Aug 31, 2024 for health reasons","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Patrick C. Graney III notified Truist of his retirement from the Board, effective August 31, 2024.","Retirement is due to health reasons; not the result of any disagreement with Truist.","Board and management expressed deep appreciation for Graney's service and contributions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217780,"accession_number":"0000092230-24-000041","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q2 net income $826M ($0.62 EPS); adjusted EPS $0.91; announces $5B buyback; CET1 11.6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders of $826M ($0.62 diluted EPS). Adjusted net income $1.24B ($0.91 adjusted EPS).","CET1 ratio rose to 11.6% from 10.1% due to sale of TIH; board authorized up to $5B in share repurchases through 2026.","Net interest margin expanded 14 bps to 3.03%; net interest income up 4.5% QoQ to $3.58B.","Noninterest income impacted by $6.7B securities losses from balance sheet repositioning; adjusted revenues up 3%.","Average loans down 0.7%, deposits down 0.3%; NCO ratio 58 bps, stable asset quality."],"consensus_eps_estimate":null,"consensus_eps_actual":1.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237693,"accession_number":"0001193125-24-136184","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-05-10T23:59:59+00:00","items":["2.01","5.02","9.01"],"status":"ready","headline":"Truist completes sale of insurance unit for $15.5B enterprise value; Howard departs","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Closed sale of Truist Insurance Holdings to Stone Point, CD&R, and Mubadala on May 6, 2024.","Enterprise value of $15.5B; after-tax cash proceeds ~$10.1B.","John M. Howard left Truist to remain CEO of Truist Insurance.","Pro forma financials reflecting the divestiture were filed as Exhibit 99.1.","Amendment to Purchase Agreement executed for recapitalization prior to close."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237692,"accession_number":"0000092230-24-000029","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-05-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Truist completes sale of Insurance Holdings, recasts 2023 financials","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Sold remaining equity interests in Truist Insurance Holdings (TIH) on May 6, 2024.","2023 Form 10-K recast to present TIH as discontinued operations for all periods.","Segment realignment effective Jan 1, 2024: Consumer renamed CSBB, Corporate renamed WB; Wealth moved to WB, small business to CSBB.","Recast includes MD&A and financial statements; other sections unchanged; not an amendment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237691,"accession_number":"0001193125-24-132563","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-05-07T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Truist completes sale of TIH for ~$10.1B in cash, executes $27.7B securities repositioning","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sale closed: after-tax cash proceeds ~$10.1B; after-tax gain ~$4.7B; CET1 ratio increased 230 bps to 12.4% pro-forma.","Sold $27.7B lower-yielding AFS securities; after-tax loss $5.1B in Q2 2024; reinvested ~$18.7B at 5.27% yield.","Repositioning reduces pro-forma CET1 by 107 bps to 11.4%; no impact to tangible book value per share of $28.80.","NII estimate raised: Q2 2024 +$160M, FY 2024 +$710M; revenue outlook improved: Q2 rev +1% QoQ, FY rev -0.5% to -1.5%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237690,"accession_number":"0000092230-24-000018","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-04-26T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Truist shareholders elect directors, reject two shareholder proposals at 2024 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 13 director nominees elected; at least 85.8% of shares voted.","PricewaterhouseCoopers LLP ratified as external auditor for 2024.","Advisory vote on executive compensation approved: 831M for vs 105M against.","Shareholder proposal on an annual lobbying report not approved: 542M against.","Shareholder proposal on board oversight of discrimination risks not approved: 910M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237689,"accession_number":"0000092230-24-000016","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q1 adjusted EPS $0.90, up 11% QoQ; revenue declines 1.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.2B ($0.81 diluted EPS); adjusted EPS $0.90, up 11% from $0.81 in Q4.","Revenue $4.87B (TE), down 1.4% QoQ; NII down 4.2%, NIM 2.89%.","Noninterest expense down to $2.95B from $9.56B; adjusted expense up 0.7%.","CET1 ratio 10.1% flat; TIH sale on track for Q2 close.","NCO ratio 64bps vs 57bps prior; ALLL 1.56% vs 1.54%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237688,"accession_number":"0000092230-24-000013","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-04-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Truist provides 2023 supplemental financials with TIH as discontinued ops; sale expected Q2 2024","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Q4 2023 net loss from continuing ops of $5,191M, largely due to $6,078M goodwill impairment","Discontinued ops (TIH) contributed net income of $101M in Q4 2023; full-year discontinued net income $456M","Sale of remaining TIH equity to investors led by Stone Point, CD&R, Mubadala expected to close in Q2 2024","Supplemental historical balance sheet as of Dec 31, 2023: total assets $535.3B, deposits $395.9B, loans $312.1B","Prior-period financials are not restated; an 8-K recasting full-year 2023 will follow Q1 2024 10-Q"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255219,"accession_number":"0000950103-24-002395","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-02-20T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Truist sells remaining stake in Truist Insurance Holdings for $15.5B enterprise value","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Sold remaining stake in TIH at $15.5B enterprise value (~18x 2023 core EBITDA); expected cash proceeds ~$10.1B.","Transaction expected to close Q2 2024, subject to regulatory approvals and customary conditions.","Expected to increase CET1 ratio by 230 bps and tangible book value per share by $7.12 (33%).","Expected to be ~$0.20 dilutive to 2024 EPS assuming proceeds reinvested at 4.5% yield.","Buyer group led by Stone Point Capital, Clayton Dubilier & Rice, and Mubadala Investment Company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255218,"accession_number":"0001193125-24-011287","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-01-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Truist establishes medium-term note program for Series I Senior and Series J Subordinated notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Program established January 19, 2024 via Officers' Certificate and Company Order.","Series I Notes issued under Senior Indenture; Series J Notes under Subordinated Indenture.","Offering registered under Securities Act via Form S-3 (File No. 333-276600).","Distribution agreement with Truist Securities, Inc. and other agents listed on Annex A."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255217,"accession_number":"0000092230-24-000003","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2024-01-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist posts Q4 GAAP loss of $5.2B on $6.1B goodwill impairment; adjusted EPS $0.81","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss of $5.2B ($3.85/share) includes $6.1B non-cash goodwill impairment, $507M FDIC special assessment.","Adjusted net income of $1.1B ($0.81/share), up from $1.07B in Q3; adjusted PPNR up 8.6% to $2.4B.","CET1 ratio improved 20 bps to 10.1% from organic capital generation and RWA optimization.","Average loans and deposits declined 1.7% and 1.4% sequentially; NIM up 3 bps to 2.98%.","Asset quality: NPA down 6%, ALLL ratio up 5 bps to 1.54%, NCO ratio 57 bps (up 6 bps)."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272681,"accession_number":"0000092230-23-000100","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-12-22T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Truist approves severance plan amendment and increases compensation for Executive Dontá Wilson","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Compensation Committee approved amended severance plan: 2x salary+bonus, 24-month COBRA, 3-month garden leave, 12-month non-compete for Section 16 officers.","Dontá Wilson's base salary increased to $750,000; target annual cash incentive at 215% of base.","Wilson's target LTI raised to 485% of base (195% PSUs, 121% cash LTI, 169% RSUs); total target compensation $6M effective Jan 1, 2024.","Plan applies to Operating Council and senior leaders, including named executive officers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272680,"accession_number":"0000092230-23-000090","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-11-14T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Truist creates COO role, names new consumer & wholesale banking chiefs","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Beau Cummins, formerly Vice Chair, appointed COO effective immediately; will lead strategy, transformation, operations, payments.","Dontá Wilson named chief consumer & small business banking officer, overseeing over 2,000 branches and digital banking.","Kristin Lesher hired from Wells Fargo as chief wholesale banking officer, effective Feb 2024; oversees corporate, commercial, wealth.","Brian Dowhower to lead Truist Wealth; Joe Thompson becomes chief governance & controls officer.","New Truist Operating Council formed to expand leadership, ensure inclusive feedback, break down silos."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272679,"accession_number":"0001193125-23-265274","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-10-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Truist issues $1.75B in 7.161% Fixed-to-Floating Senior Notes due 2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $1.75B aggregate principal of 7.161% Fixed-to-Floating Rate Medium-Term Notes, Series G (Senior).","Notes mature October 30, 2029; initial fixed rate 7.161% then floating.","Issuance registered under existing S-3 shelf (File No. 333-261845).","Proceeds not specified; notes are senior unsecured obligations of Truist."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272678,"accession_number":"0000092230-23-000077","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-10-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q3 GAAP EPS $0.80, NIM up 4bps to 2.95%, CET1 rises to 9.9%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $1.07B ($0.80 diluted EPS); adjusted PPNR $2.19B down 9.4% QoQ.","Net interest margin improved 4bps to 2.95% due to balance sheet optimization; NII down 1.6% QoQ.","Noninterest expense flat QoQ at $3.75B; adjusted expense down 0.5%, includes $70M in deposit fee protocol revision and legal settlements.","CET1 ratio increased 29bps to 9.9%; average deposits stable at $401B; loan book down 2.5% (student loan sale).","Provision for credit losses $497M, down $41M QoQ; NCO ratio 0.51% down 3bps; ALLL ratio up 6bps to 1.49%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272677,"accession_number":"0000092230-23-000073","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-10-02T23:59:59+00:00","items":["5.02","5.03","7.01","9.01"],"status":"ready","headline":"Truist: eight directors departing by Dec 31; board reduces to 13","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Four directors retiring due to mandatory age (King, Qubein, Ratcliffe, Thompson); four concluding early for personal reasons (Cablik, Donahue, Maynard, Scruggs).","Post-departures, board will consist of 13 directors, 12 of whom are independent.","Bylaws amended to tighten shareholder proposal disclosures and proxy requirements, including universal proxy card rules.","Governance provisions from BB&T/SunTrust merger (2019) removed as expired or implemented."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289521,"accession_number":"0000092230-23-000070","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-09-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Truist presents at Barclays conference; no material new disclosures in filing","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["CEO Bill Rogers and CFO Mike Maguire presented at Barclays Global Financial Services Conference on 9/11/2023.","Exhibit 99.1 contains only a title slide and forward-looking statement notice; no financial data or guidance provided.","Filing is a routine Regulation FD disclosure for an investor conference; no new operational or financial updates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289520,"accession_number":"0000092230-23-000064","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-07-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q2 GAAP EPS $0.92; CET1 rises to 9.6%; NII down 6.1% QoQ; record insurance income","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.2B ($0.92 diluted EPS); includes $41M after-tax merger-related charges.","CET1 ratio 9.6%, up 50bps from 1Q23, aided by TIH minority stake sale (+31bps).","Net interest income (TE) $3.68B, down 6.1% QoQ on higher funding costs; NIM 2.91% (-26bps).","Record insurance income $935M, up 15% QoQ and 13% YoY; total noninterest income $2.29B.","Net charge-off ratio 0.54% (incl 12bps from student loan sale); ALLL ratio 1.43% (+6bps)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310362,"accession_number":"0001193125-23-163614","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-06-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Truist issues $3.25B in senior medium-term notes across two tranches","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $1.5B of 6.047% Fixed-to-Floating Rate Notes due June 8, 2027.","Issued $1.75B of 5.867% Fixed-to-Floating Rate Notes due June 8, 2034.","Both tranches are Series G Senior Medium-Term Notes registered under S-3 shelf (333-261845)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310361,"accession_number":"0000092230-23-000044","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-04-28T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Truist shareholders elect all 21 directors, approve say-on-pay, reject independent chair","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors elected; William H. Rogers, Jr. received 62.5M votes against (highest).","PwC ratified as auditor for 2023 with 1.124B votes for, 37.6M against.","Advisory say-on-pay approved (938M for, 65.7M against).","Shareholders chose annual frequency for future say-on-pay votes.","Shareholder proposal for independent board chairman defeated (260M for, 744M against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310360,"accession_number":"0000092230-23-000042","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Truist Q1 GAAP EPS $1.05, revenue $6.15B; adjusted PPNR up 19% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.4B ($1.05 diluted EPS) includes $0.04 of merger-related charges.","Net interest income (TE) $3.92B, NIM 3.17%, down 8 bps QoQ; up 41 bps YoY.","Average loans +1.7% QoQ to $326B; average deposits -1.2% to $408.5B.","CET1 ratio 9.1% (preliminary); TIH minority sale closed April 3 adds ~30 bps.","NCO ratio 0.37%, ALLL ratio 1.37%; nonperforming assets stable at $1.26B."],"consensus_eps_estimate":null,"consensus_eps_actual":1.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310359,"accession_number":"0001193125-23-089635","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-04-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Truist completes $1.95B sale of 20% stake in insurance brokerage to Stone Point Capital","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Sold 20% of Truist Insurance Holdings for $1.95B, implying a $14.75B total enterprise value.","Truist retains 80% ownership; the deal boosts CET1 ratio by ~30 basis points.","Transaction expected to be relatively neutral to earnings per share.","Board: 4 Truist-appointed directors, 1 Stone Point appointee; John Howard remains Chairman & CEO.","Mubadala Investment Company and other co-investors participated in the investment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":329018,"accession_number":"0000092230-23-000038","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-03-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Truist furnishes revised presentation on 20% minority sale of insurance arm","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Refiled presentation materials for Feb 16, 2023 conference call on sale of 20% of Truist Insurance Holdings to Stone Point Capital.","Revised materials include additional clarifying detail not previously disclosed; specifics not available in filing text.","Previous definitive agreement announced February 16, 2023; no change to terms disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":60375309922.33854,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":329017,"accession_number":"0001193125-23-040708","cik":92230,"company_name":"TRUIST FINANCIAL CORP","ticker":"TFC","form_type":"8-K","filed_at":"2023-02-16T23:59:59+00:00","items":["7.01","5.02","9.01"],"status":"ready","headline":"Truist sells 20% minority stake in Truist Insurance Holdings for $1.95B, valuing unit at $14.75B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Truist sells 20% stake in insurance unit to Stone Point Capital for $1.95B in cash; 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