{"filings":[{"id":721806,"accession_number":"0001381668-26-000029","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2026-05-28T20:05:30+00:00","items":["5.02","5.03","8.01"],"status":"ready","headline":"TFS Financial declares $0.2825 dividend; director Weil retires, board reduced to 11","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Director Meredith S. Weil retired effective May 28, 2026; position not filled.","Board size reduced from 12 to 11 by bylaw amendment effective May 28, 2026.","Quarterly cash dividend of $0.2825 per share declared, payable June 24, 2026 to holders of record June 10, 2026.","MHC, owning 81% of shares, waived dividend receipt; prior waivers totaled $0.8475 per share for three quarters.","MHC has approval to waive dividends up to $1.13 per share through July 8, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":667318,"accession_number":"0001381668-26-000026","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2026-05-26T20:01:01+00:00","items":["8.01","9.01"],"status":"ready","headline":"MHC special meeting July 7, 2026 to vote on dividend waiver up to $1.27/share","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["MHC (81% owner) seeks member approval to waive quarterly dividends totaling up to $1.27/share over 12 months after vote.","Special meeting scheduled for July 7, 2026; prior waiver was approved at July 8, 2025 meeting.","Federal Reserve Regulation MM requires annual member vote; failure to obtain waiver may reduce public dividends.","CEO Marc Stefanski urges members to vote FOR the waiver, citing company's mission and stability since 1938."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92529,"accession_number":"0001381668-26-000021","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TFS Financial Q2 net income rises 4% to $23.2M; record $77.8M net interest income","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income increased 2.8% to a record $77.8M vs $75.7M in prior quarter, driven by ARM resets and deposit cost management.","Net income $23.2M ($0.07 diluted EPS estimated) vs $22.3M prior quarter; six-month net income $45.5M, up 4.8% YoY.","Total assets $17.48B; loans held for investment flat at $15.74B; home equity portfolio grew $188.4M to $5.24B.","Tier 1 leverage ratio 10.77%, Common Equity Tier 1 17.22%; both exceed well-capitalized minimums; $4.0M in stock buybacks during H1.","Quarterly dividend of $0.2825/share continued; MHC waived receipt on ~81% of shares through July 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92528,"accession_number":"0001381668-26-000018","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2026-04-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CFO Meredith Weil to retire Jan 2027; James LaRocca named successor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Meredith S. Weil to retire from CFO and Board roles effective January 2027; she served since 2024 as CFO and on Board since 2014.","James E. LaRocca to join as Finance and Accounting Officer on June 29, 2026, expected to succeed Weil as CFO upon her retirement.","LaRocca previously EVP & CFO of Westfield Bank, which was acquired by First Financial Bancorp in Nov 2025; he is a licensed Ohio CPA.","LaRocca has no familial ties to directors/officers and no reportable transactions with the company.","Weil has been with Third Federal since 1999, serving as COO from 2012-2023 before becoming CFO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103427,"accession_number":"0001381668-26-000016","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"TFS Financial stockholders elect four directors, approve say-on-pay, ratify auditor at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Four directors elected to three-year terms: Mulligan, Ozan, Stefanski, Weir; each received > 256M votes for.","Advisory vote on executive compensation passed with 246.4M for vs 19.3M against; 8.3M broker non-votes.","Ratification of Deloitte & Touche as independent auditor for FY 2026 approved with 273.5M for, 0.8M against.","Broker non-votes of 8.3M shares on director and say-on-pay proposals; none on auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103426,"accession_number":"0001381668-26-000014","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"TFS Financial Corp declares $0.2825 quarterly dividend; mutual holding company waives its 81% share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.2825 per share declared; payable March 25, 2026 to holders of record March 11, 2026.","MHC (81% owner) waived its dividend; member and Fed non-objection permit waiver up to $1.13 per share through July 8, 2026.","Prior waivers of $0.565 per share for quarters ending Sep 30 and Dec 31, 2025 already effectuated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103424,"accession_number":"0001381668-26-000010","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K/A","filed_at":"2026-02-05T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"TFS Financial corrects diluted share count; Q1 net income $22.3M flat YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Correction: diluted weighted avg shares for Q1 FY2026 changed to 279,908,875 from 283,302,227 (amended 8-K/A filed Feb 5, 2026).","Net income $22.3M for quarter ended Dec 31, 2025, vs $22.4M YoY and $26.0M prior quarter (Sept 30, 2025).","Net interest income $75.7M, up $7.4M YoY (+10.83%) but down $1.6M sequentially (-2.07%).","Tier 1 leverage ratio 10.75%; all capital ratios exceed 'well capitalized' thresholds.","Quarterly dividend $0.2825/share; MHC waived receipt on ~81% of shares through July 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103425,"accession_number":"0001381668-26-000006","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TFS Financial Q1 net income $22.3M, NII down 2% sequentially; expenses rise on bonuses","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $22.3M vs $26.0M prior qtr and $22.4M yr ago; NII $75.7M, down 2.07% q/q, up 10.83% y/y.","Non-interest expense $56.2M, +$4.2M q/q and +$8.3M y/y, driven by one-time $2.2M associate bonus and higher marketing.","Provision for credit losses release of $1.0M; total allowance $104.1M or 0.66% of loans; net loan recoveries $0.7M.","Tier 1 leverage ratio 10.75%; paid $0.2825/sh dividend; repurchased 139,442 shares at avg $13.66 during quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119670,"accession_number":"0001381668-25-000109","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-12-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CEO Marc Stefanski receives $7.7M special retention award of 538K equity units vesting in 2030","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["215,200 RSUs ($3.1M) and 322,800 PSUs ($4.6M) granted Dec 18, 2025 to CEO Marc Stefanski.","RSUs cliff vest Dec 10, 2030; no retirement vesting provisions unlike prior awards.","PSUs earned over 5 fiscal years (FY2026-2030) if return on avg assets ≥ 0.55% each year.","In event of death/disability all unvested units immediately vest; other termination forfeits.","Award includes post-employment non-compete, non-solicit, and clawback provisions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119669,"accession_number":"0001381668-25-000103","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-11-20T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"TFS Financial declares $0.2825 quarterly dividend; MHC waives receipt on 81% of shares","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of $0.2825 per share declared, payable Dec 16, 2025 to shareholders of record Dec 2, 2025.","MHC, 81% owner (227M shares), waived dividend; aggregate waiver limit of $1.13 per share through July 8, 2026.","Waiver approved by MHC members on July 8, 2025 and subject to non-objection by Federal Reserve Bank of Cleveland.","MHC previously waived dividend of $0.2825 per share for the quarter ending Sept 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119668,"accession_number":"0001381668-25-000101","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TFS Financial reports record fiscal 2025 net income of $91M, up 14.3% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $26.0M (+20.9% vs Q3); net interest margin 1.84%; dividend $0.2825/share.","FY2025 net income $91.0M vs $79.6M; net interest income $292.7M (+5.1% YoY).","Total assets $17.46B; deposits up $251.9M to $10.45B; Tier 1 capital ratio 17.60%.","Resumed buybacks: 247,865 shares repurchased at avg $13.05; 4.94M shares remain under program.","Home equity loans + lines of credit surged $927M YoY to $4.81B, driven by originations."],"consensus_eps_estimate":null,"consensus_eps_actual":0.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136243,"accession_number":"0001381668-25-000099","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-08-28T23:59:59+00:00","items":["8.01","5.02"],"status":"ready","headline":"TFS Financial declares $0.2825 dividend; MHC waives receipt; promotes Rubino to COO, Carfagna to CIO","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Cash dividend of $0.2825 per share declared, payable Sept 24, 2025 to shareholders of record Sept 10, 2025.","MHC (80.9% owner) waived dividend on its shares; waiver approved through July 2026 for up to $1.13 per share aggregate.","Andrew J. Rubino appointed COO of Third Federal effective Sept 1, 2025 (previously CIO).","Michael J. Carfagna appointed CIO effective Sept 1, 2025 (previously Information Systems manager).","Both promotions are internal; no related-party transactions requiring disclosure under Reg S-K Item 404(a)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136242,"accession_number":"0001381668-25-000093","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TFS Financial Q3 net income $21.5M; net interest margin rises to 1.81%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $21.5M for June 30, 2025 quarter vs. $21.0M prior quarter; net interest income up 4.2% to $75.0M.","Net interest margin improved 6 bps to 1.81%, a nine-quarter high; interest rate spread 1.50%.","Home equity loans and lines of credit grew $260.9M in quarter to $4.58B; total loans held for investment $15.60B.","Deposits $10.34B, down $56.1M; borrowed funds increased $295.7M to $4.88B, primarily to fund loan growth.","MHC members approved dividend waiver up to $1.13/share through July 8, 2026; 57,500 shares repurchased at avg $12.87."],"consensus_eps_estimate":null,"consensus_eps_actual":0.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136241,"accession_number":"0001381668-25-000091","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-07-08T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"MHC members approve dividend waiver of up to $1.13/share through July 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["97% of votes cast were in favor; 59% of total eligible votes participated.","MHC (81% majority shareholder) will waive up to $1.13/share in dividends for 12 months.","Waiver requires non-objection from Federal Reserve Bank of Cleveland; timing unknown.","Approval may allow TFS Financial to pay dividends to other shareholders without MHC participation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153316,"accession_number":"0001381668-25-000080","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MHC to seek member vote on dividend waiver up to $1.13/share for next 12 months","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Special meeting of MHC members on July 8, 2025 to vote on waiving dividends on MHC's 80.9% stake.","Dividend waiver covers up to $1.13 per share in quarterly dividends declared in the 12 months after the vote.","Failure to obtain waiver likely results in reduction of dividends paid to public stockholders.","Previous member approval obtained July 2024 covers through July 2025; this is an annual regulatory requirement.","Chairman Marc Stefanski urges members to vote FOR, citing mission and interest of customers and shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153315,"accession_number":"0001381668-25-000078","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"TFS Financial declares $0.2825 quarterly dividend; MHC waives its share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.2825 per share, payable June 24, 2025 to holders of record June 10, 2025.","MHC (mutual holding company) owns 80.9% of shares and waived its right to receive this dividend.","MHC previously waived $0.8475/share for three prior quarters; remaining capacity under $1.13/share waiver through July 9, 2025.","Dividend rate unchanged from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153314,"accession_number":"0001381668-25-000056","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TFS Financial Q2 net income $21M; NIM improves to 1.75%; H1 net income up 5% to $43.4M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $21.0M (vs $22.4M prior Q); H1 net income $43.4M vs $41.4M YoY, up 5%.","Net interest income Q2 $72.0M (+5.4% QoQ); net interest margin +9 bps to 1.75%.","Loan origination commitments surged 40% QoQ; deposits +$190M QoQ to $10.40B.","Provision for credit losses of $1.5M in Q2 vs $1.5M release in prior quarter.","Well-capitalized: Tier 1 leverage 10.92%; no share repurchases; quarterly dividend $0.2825."],"consensus_eps_estimate":0.0816,"consensus_eps_actual":0.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172108,"accession_number":"0001381668-25-000021","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-02-20T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"TFS Financial declares $0.2825 quarterly dividend; MHC waives receipt on 80.9% stake","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.2825 per share declared, payable March 20, 2025 to holders of record March 6, 2025.","MHC, owning 80.9% (227.1M shares), waived its dividend for this quarter, reducing total cash outflow.","MHC authorized to waive up to $1.13/share through July 9, 2025; previously waived $0.565 for Q3 and Q4 2024.","Only minority shareholders (19.1% of shares outstanding) will receive the dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172107,"accession_number":"0001381668-25-000019","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-02-20T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"TFS Financial shareholders elect all five director nominees, approve executive compensation and auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Five directors elected: Terrence L. Bauer (2-year term), Martin J. Cohen, Robert A. Fiala, John P. Ringenbach, Ashley H. Williams (3-year terms).","Advisory vote on named executive officer compensation passes with ~244M for, ~20.5M against, ~0.5M abstain.","Ratification of Deloitte & Touche as independent auditor for FY2025 approved with ~272.5M for, ~0.4M against.","Broker non-votes of 8.27M on director elections and advisory vote; none on auditor ratification.","All proposals approved by substantial margins; no other business."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172106,"accession_number":"0001381668-25-000007","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TFS Financial reports Q1 net income $22.4M, up 23% sequentially; net interest margin 1.66%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $22.4M for Dec 31, 2024 quarter, up from $18.2M in Sep 30, 2024 quarter and $20.7M a year ago.","Net interest income $68.3M, down 0.58% sequentially and 1.16% YoY; net interest margin 1.66% vs 1.67% prior quarter.","Release of provision for credit losses $1.5M vs $1.0M provision prior quarter and $1.0M release year ago.","Total assets $17.06B; deposits $10.21B; Tier 1 leverage ratio 10.89%, all capital ratios 'well capitalized'.","Quarterly dividend $0.2825 per share; MHC waived receipt on ~81% of shares, allowing other shareholders full benefit."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189079,"accession_number":"0001381668-24-000139","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2024-11-21T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"TFS Financial declares $0.2825 quarterly dividend; MHC waives receipt on 80.9% stake","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.2825 per share, payable Dec 17, 2024 to holders of record Dec 3, 2024.","Mutual holding company (MHC) owns 227,119,132 shares (80.9%) and waived its right to this dividend.","MHC has member/Fed approval to waive dividends up to $1.13 per share through July 9, 2025.","MHC previously waived $0.2825 per share for the quarter ending Sep 30, 2024.","Company assets totaled $17.09B as of Sep 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189078,"accession_number":"0001381668-24-000132","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TFS Financial reports FY2024 net income $79.6M (+6% YoY); home equity loans up $855M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $18.2M vs $20.0M in Q3; net interest income $68.7M, down $0.6M.","FY net income $79.6M ($75.3M in FY2023); net interest margin 1.69% vs 1.80% prior year.","Home equity loans and lines of credit increased $854.8M to $3.89B; mortgage loans declined $693M.","Total deposits grew $745M (8%) to $10.20B; retail CDs drove growth; brokered CDs $1.22B.","Dividend maintained at $0.2825/share quarterly; Tier 1 leverage ratio 10.89% (well-capitalized)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189077,"accession_number":"0001381668-24-000129","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"TFS Financial increases board to 12 members, appoints Terrence L. Bauer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board of Directors approved Bylaw amendment effective Oct 24, 2024, increasing board size from 11 to 12.","Terrence L. Bauer appointed to fill the new board seat; he is CEO of Specialdocs Consultants with 30+ years executive experience.","Mr. Bauer will receive standard non-employee director compensation as described in the 2024 proxy statement.","No arrangements or transactions requiring Item 404(a) disclosure exist between Mr. Bauer and the Company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205563,"accession_number":"0001381668-24-000120","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2024-08-29T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"TFS Financial declares $0.2825 quarterly dividend; MHC waives its share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.2825 per share, payable Sept 24, 2024 to holders of record Sept 10, 2024.","MHC (80.9% owner) waives receipt; aggregate waiver cap of $1.13/share through July 9, 2025.","Prior MHC waiver of $1.13/share covered the four quarters ended June 30, 2024.","Company assets totaled $17.03B as of June 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205562,"accession_number":"0001381668-24-000115","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2024-08-09T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"TFS Financial MHC gets Fed non-objection to waive up to $1.13/share dividend through July 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Federal Reserve Bank of Cleveland non-objected to MHC waiver of dividends on its 227M shares (80.9% ownership) up to $1.13/share for 12 months ending July 9, 2025.","MHC members approved waiver on July 9, 2024; 58% of eligible votes cast, with 97% in favor.","Prior similar waiver covered the four quarters ended June 30, 2024 for the same $1.13 per share amount.","Company’s board retains discretion to declare dividends; waiver retains MHC’s forgone dividends within the company, potentially benefiting minority shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205561,"accession_number":"0001381668-24-000105","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TFS Financial Q3 net income $20.0M; nine-month net income +10% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $20.0M for Q3 ended June 30, 2024 ($20.7M prior quarter); nine-month net income $61.4M vs $55.7M YoY.","Net interest income $69.3M, down 3% QoQ; net interest margin 1.67% vs 1.71%.","Retail deposits grew 6% in Q3 to $10.03B; certificates of deposit increased $226M.","Loan originations of $2.2B at 7.31% average yield; home equity portfolio +$269M, mortgage loans -$225M.","Quarterly dividend $0.2825/share maintained; MHC dividend waiver approved through July 2025 by member vote."],"consensus_eps_estimate":null,"consensus_eps_actual":0.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205560,"accession_number":"0001381668-24-000100","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2024-07-15T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"TFSL subsidiary receives 'Satisfactory' CRA rating from OCC for 2020-2022 exam period","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received 'Satisfactory' rating on CRA exam covering Jan 1, 2020–Dec 31, 2022 from OCC.","Rating confirms compliance with FHFA Community Support Regulations for access to long-term FHLBank advances.","Rating supports eligibility for FHLBank community programs and expansion activities like mergers and branch relocations.","Third Federal Savings assets totaled $17.02B as of March 31, 2024, with 21 Ohio and 16 Florida branches."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205559,"accession_number":"0001381668-24-000096","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2024-07-09T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"MHC members approve waiver of dividends up to $1.13/share, pending Fed non-objection","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholder MHC (81% owner) authorized to waive dividends up to $1.13 per share for 12 months ending July 2025.","58% of eligible MHC members voted; 97% of votes cast were in favor of the waiver.","Final implementation requires non-objection from the Federal Reserve Bank of Cleveland, timing unknown."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222501,"accession_number":"0001381668-24-000088","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2024-05-30T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"TFS Financial declares $0.2825 quarterly dividend; MHC waives receipt on 80.9% stake","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.2825 per share declared, payable June 25, 2024 to shareholders of record June 11, 2024.","MHC, owning 227,119,132 shares (80.9% of total), waives its right to receive dividend on those shares.","Through July 11, 2024, MHC may waive up to $1.13 per share aggregate; $0.8475 already waived for three prior quarters."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222500,"accession_number":"0001381668-24-000086","cik":1381668,"company_name":"TFS Financial CORP","ticker":"TFSL","form_type":"8-K","filed_at":"2024-05-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MHC seeks member approval to waive dividends up to $1.13/share for 12 months","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["MHC (80.9% owner) will hold special meeting on July 9, 2024 to vote on dividend waiver.","Proposal waives MHC's right to receive quarterly dividends totaling up to $1.13 per share over 12 months.","Failure to obtain waiver may reduce dividends paid to public stockholders.","Similar waiver was approved at July 2023 meeting; Fed Reg MM requires annual vote."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4408393641.862807,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}