{"filings":[{"id":68282,"accession_number":"0001193125-26-221636","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2026-05-13T20:12:24+00:00","items":["5.02","5.07","8.01","9.01"],"status":"ready","headline":"Hanover Insurance announces $700M share repurchase program, replaces $63M remaining authorization","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["New $700M share repurchase authorization approved; no time limit and no obligation to repurchase.","Prior $63M remaining authorization terminated; buybacks may use open market, private, or accelerated transactions.","CFO Farber cites confidence in earnings durability and flexible capital management in announcing program.","Patricia Norton-Gatto appointed Principal Accounting Officer; Jeffrey Farber relinquishes that role.","Annual meeting results: all 8 director nominees elected, say-on-pay approved, PwC ratified as auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99937,"accession_number":"0001193125-26-192352","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hanover Q1 net income $5.20/sh, operating income $5.25/sh; combined ratio 91.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $186.8M ($5.20 diluted EPS) vs $128.2M ($3.50) YoY; operating income $188.5M ($5.25) vs $141.8M ($3.87).","Combined ratio improved to 91.7% from 94.1% YoY; ex-catastrophe combined ratio 85.4% vs 87.8%.","Net premiums written $1.56B, up 3.2% YoY; net investment income $126.9M, up 19.6%.","Core Commercial combined ratio 96.6% (103.4% YoY); Personal Lines 91.5% (89.7% YoY); Specialty 84.2% (87.7% YoY).","Repurchased 580k shares for ~$101M YTD through Apr 28; book value per share $101.86, up 1.0% from Dec 2025."],"consensus_eps_estimate":4.2331,"consensus_eps_actual":5.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":1701400000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116241,"accession_number":"0001193125-26-036103","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2026-02-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hanover reports record Q4 net income $198.5M and operating EPS $5.79; dividend hiked 5.6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 $198.5M ($5.47 diluted) vs $167.9M ($4.59) prior yr; FY $662.5M ($18.16) vs $426.0M ($11.70).","Operating income Q4 $210.1M ($5.79 diluted), FY $696.2M ($19.09); combined ratio Q4 89.0%, FY 91.6%.","Net premiums written up 3.0% Q4, 3.9% FY to $6.3B; renewal price increases: Core Commercial 9.4%, Personal Lines 9.2%.","Net investment income +24.9% Q4 to $125.8M, +22% FY to $454.4M; book value per share $100.90, up 27.4% from Dec 2024.","Board increased quarterly dividend 5.6% to $0.95/share; $130M in share repurchases in 2025; $44M additional in Jan 2026."],"consensus_eps_estimate":5.0057,"consensus_eps_actual":18.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":6594400000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132699,"accession_number":"0001193125-25-320900","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2025-12-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Hanover Insurance calls for redemption of $375M 4.500% Notes due 2026","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Redemption of all $375M outstanding 4.500% Notes due 2026 on January 15, 2026.","Redemption price equals 100% of principal plus accrued interest to redemption date.","Notes were issued under Indenture dated April 8, 2016, with U.S. Bank as trustee.","Notice of redemption to be delivered by trustee to registered holders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132698,"accession_number":"0001193125-25-256618","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hanover reports record Q3 net income $178.7M ($4.90 EPS); combined ratio 91.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $178.7M ($4.90/diluted) vs $102.1M ($2.80) YoY; operating income $185.6M ($5.09) vs $111.3M ($3.05).","Combined ratio 91.1% (catastrophes 3.0 pts) vs 95.5% prior year; ex-cat combined ratio 88.1%.","Net premiums written +4.5% to $1.74B; renewal price increases: Personal Lines 10.5%, Core Commercial 9.9%, Specialty 8.3%.","Net investment income $117.0M (+27.5%) on higher earned yields; book value per share $96.00, up 21.2% year-to-date."],"consensus_eps_estimate":4.2596,"consensus_eps_actual":12.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":4922600000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149218,"accession_number":"0001193125-25-185293","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2025-08-21T23:59:59+00:00","items":["2.03","8.01","9.01"],"status":"ready","headline":"Hanover Insurance prices $500M 5.50% senior notes due 2035, to refinance near-term debt","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$500M of 5.50% senior notes due Sept 1, 2035 priced on Aug 19, 2025.","Proceeds to repay 7.625% notes due Oct 2025 and 4.500% notes due Apr 2026.","Closing expected Aug 21, 2025; joint book-runners: Goldman Sachs, J.P. Morgan, Morgan Stanley."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149217,"accession_number":"0000950170-25-100428","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2025-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hanover Q2 earnings beat: EPS $4.30, operating EPS $4.35; combined ratio 92.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $157.1M ($4.30 diluted EPS) vs $40.5M ($1.12) prior year; operating income $158.7M ($4.35).","Combined ratio improved to 92.5% from 99.2% (85.5% ex-cat); catastrophe losses $107.5M.","Net premiums written +4.1% to $1.58B; net investment income $105.5M, +16.7% on higher yields.","Book value per share $89.62, +6.0% from Q1; net and operating ROE 20.1% and 18.7%; returned ~$124M to shareholders YTD."],"consensus_eps_estimate":null,"consensus_eps_actual":7.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":3257600000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168241,"accession_number":"0000950170-25-071460","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2025-05-14T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Hanover Insurance shareholders elect all five directors, approve say-on-pay, ratify PwC at 2025 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Kevin J. Bradicich, Theodore H. Bunting, Jr., William E. Donnell, Joseph R. Ramrath, John C. Roche elected with >30M votes each; Ramrath had 832K votes against.","Advisory vote on executive compensation approved: 29,963,578 for, 764,483 against, 36,455 abstained.","Ratification of PricewaterhouseCoopers as independent auditor for 2025 passed: 32,035,672 for, 527,380 against.","All matters passed with broker non-votes of 1,821,967 on director elections and compensation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168240,"accession_number":"0000950170-25-061243","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hanover reports Q1 operating EPS $3.87, net income $3.50/sh; combined ratio 94.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $128.2M ($3.50/sh); operating income $141.8M ($3.87/sh).","Combined ratio 94.1% (ex-cat 87.8%); catastrophe losses $95.6M (6.3 pts).","Net premiums written $1,510.8M (+3.9%); renewal price increases 11-13% across lines.","Net investment income $106.1M (+18.3%); earned yield 4.14% on portfolio.","Personal Lines combined ratio improved to 89.7% from 101.0% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":3.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":1603200000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168239,"accession_number":"0000950170-25-050122","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2025-04-03T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Hanover Insurance appoints Richard W. Lavey as EVP and COO effective March 31, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Richard W. Lavey, 58, appointed Executive Vice President and Chief Operating Officer, a newly created position, effective March 31, 2025.","Lavey retains responsibilities leading personal lines, core commercial, sales, distribution, underwriting, marketing, and risk solutions.","Previously served as Executive Vice President and President, Hanover Agency Markets since 2017.","Lavey joined Hanover in 2004; prior roles include Chief Distribution Officer and President of Personal Lines."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185430,"accession_number":"0000950170-25-026882","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2025-02-25T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Hanover Insurance CFO Farber appointed PAO; Barnes resigns","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Warren E. Barnes resigned as SVP, Corporate Controller and PAO effective Feb 25, 2025.","Jeffrey M. Farber, EVP and CFO since 2016, appointed as additional Principal Accounting Officer.","Barnes' retirement from the company remains effective April 1, 2025, as previously disclosed.","Farber previously held senior roles at AIG, Bear Stearns, and Deloitte & Touche."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185429,"accession_number":"0000950170-25-013757","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2025-02-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hanover reports record Q4 operating EPS $5.32; combined ratio 89.2%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $167.9M ($4.59/diluted share); operating income $194.6M ($5.32/sh), both record highs.","Full year net income $426.0M ($11.70/sh), operating $485.9M ($13.34/sh); combined ratio 94.8%.","Net premiums written rose 7.4% in Q4; renewal price increases of 14.2% Personal Lines, 11.8% Core Commercial, 9.5% Specialty.","Net investment income $100.7M (+23.4% YoY); book value per share $79.18 (+14.9% from Dec 2023).","Board raised quarterly dividend 5.9% to $0.90/sh; repurchased ~170k shares for $26.7M in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":11.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":6237400000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202023,"accession_number":"0000950170-24-119063","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hanover Q3 EPS $2.80, operating EPS $3.05; combined ratio improves to 95.5% from 104.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $102.1M ($2.80/diluted share) vs $8.6M ($0.24) a year ago; operating income $111.3M ($3.05/diluted).","Combined ratio improved 8.9 points to 95.5%; ex-cat combined ratio 88.3%, best in several years.","Net premiums written up 4.2% to $1.66B; Personal Lines premiums up 6.8% on 15.4% renewal price increases.","Catastrophe losses $105.9M (7.2 points) vs $196M (13.7 points) in Q3 2023.","Book value per share $79.90, up 12.6% from June 30; net unrealized losses on fixed maturities narrowed to $316.5M from $620.9M."],"consensus_eps_estimate":null,"consensus_eps_actual":7.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":4653100000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218062,"accession_number":"0000950170-24-097004","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2024-08-14T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Hanover novates $33.5M reinsurance recoverable from R&Q to Enstar","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["$33.5M reinsurance recoverable from R&Q as of Dec 31, 2023 novated to an Enstar subsidiary effective July 1, 2024.","The novated recoverable remains fully collateralized by assets in trust.","Company provided this disclosure following analyst inquiries about the R&Q exposure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218061,"accession_number":"0000950170-24-088683","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hanover Q2 net income $40.5M ($1.12/diluted) vs loss a year ago; combined ratio improves to 99.2% from 111.3%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Operating income $68.1M ($1.88/diluted) vs operating loss $68.3M a year ago.","Combined ratio, ex-catastrophes: 88.5% vs 92.8% in Q2 2023; catastrophe losses fell to $157.1M (10.7 pts) from $263.6M (18.5 pts).","Net premiums written up 5.1% to $1.52B; renewal price increases: Personal Lines 18.5%, Core Commercial 11.7%, Specialty 11.7%.","Personal Lines operating loss narrowed to $30.4M from $194.1M; combined ratio 109.1% vs 138.0%.","Net investment income $90.4M (+3.2%); ex-partnership income up 19.5%. Book value per share $70.96, up 1.1% from Q1 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":4.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":3087800000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218060,"accession_number":"0000950170-24-084611","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hanover estimates Q2 cat losses of $157.1M; combined ratio 99.2% ex-CAT 88.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Catastrophe losses $157.1M pre-tax (10.7 pts net earned premium) from severe convective storms, mostly Personal Lines.","Combined ratio of 99.2%; ex-CAT combined ratio of 88.5% for Q2 2024.","After-tax net income of $1.12 per diluted share; operating income of $1.88 per diluted share.","Executives cite catastrophe management plan progress and 'massive' YoY improvement in ex-CAT Personal Lines loss ratio.","Sale of lower coupon fixed income securities to offset expiring tax gains from 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":4.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":3087800000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238010,"accession_number":"0000950170-24-061064","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["3.03","5.03","5.07","9.01"],"status":"ready","headline":"Hanover Insurance shareholders approve board declassification, officer exculpation, bylaw changes","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board declassification approved with 30.7M votes for; full declassification effective by 2027 annual meeting.","Officer exculpation under Delaware law approved with 27.8M votes for.","Bylaw amendments modernize director nomination advance notice provisions; effective immediately.","Three directors elected: Condrin, Egan, Lane; each received >28.3M votes for.","Advisory vote on exec compensation passed with 29.3M for; PwC ratified as auditor for 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238009,"accession_number":"0000950170-24-051367","cik":944695,"company_name":"HANOVER INSURANCE GROUP, INC.","ticker":"THG","form_type":"8-K","filed_at":"2024-05-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hanover Q1 net income $115.5M ($3.18/diluted share); combined ratio 95.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Operating income $111.9M ($3.08/diluted) vs $4.6M ($0.13) a year ago.","Net premiums written $1.454B, up 2.3% YoY; renewal price increases of 22.8% in Personal Lines.","Combined ratio improved to 95.5% from 104.4%; ex-cat combined ratio 89.5% vs 91.7%.","Net investment income $89.7M, up 14.0% YoY on higher bond reinvestment rates and partnership income.","Book value per share $70.22, up 1.9% from Dec 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":3.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":1551100000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6644340507.96631,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}