{"filings":[{"id":555878,"accession_number":"0001140361-26-022261","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2026-05-20T20:44:39+00:00","items":["5.02","5.07","8.01","9.01"],"status":"ready","headline":"TrustCo Bank shareholders approve 500K share increase to equity plan; FY2025 net income $61M, dividend raised 5.6%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved amendment to 2019 Equity Incentive Plan, increasing shares available by 500,000 to 1,200,000.","All director nominees elected with >83% votes; advisory say-on-pay approved with 91% support.","2025 net income $61M; net interest margin increasing since Q1 2024 per annual meeting presentation.","Dividend raised 5.6% to $1.52/share annually in 2025; 2M shares authorized for repurchase in 2026 (11.1% of outstanding).","TRST stock grew 51.58% over past year, outpacing KBW Regional Bank Index by >25%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":554597,"accession_number":"0001140361-26-022251","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2026-05-20T20:13:31+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo declares $0.38 quarterly dividend ($1.52 annualized); payable July 1, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend set at $0.38 per share, annualized $1.52 per share.","Dividend payable July 1, 2026 to shareholders of record on June 5, 2026.","CEO McCormick cited strong shareholder support at 2026 annual meeting as vote of confidence.","Dividend reflects continued commitment to century-long quarterly payout policy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98067,"accession_number":"0001140361-26-015892","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TrustCo Q1 2026 net income $16.3M, EPS $0.91 up 21% YoY; NIM expands 20bps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $16.3M (+14.1% YoY); diluted EPS $0.91 (+21.3% YoY).","Net interest income $44.7M (+10.7% YoY); NIM 2.84% (+20bps vs 2.64%).","Average loans up $158.9M (+3.1% YoY); loan portfolio now exceeds $5.29B.","Repurchased 522,226 shares (2.9%) in Q1; on pace for 2M shares (11.1%) in 2026.","Book value per share $38.32 (+6% YoY); provision for credit losses $950K."],"consensus_eps_estimate":null,"consensus_eps_actual":0.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98066,"accession_number":"0001140361-26-014228","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2026-04-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo announces Q1 2026 earnings release date of April 21, conference call April 22","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Q1 2026 results will be released after market close on April 21, 2026.","Conference call at 9:00 AM ET on April 22; dial-in 1-888-672-2415, ID 4207347.","Webcast and replay available for one year at Q4 event link."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113334,"accession_number":"0001140361-26-005771","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2026-02-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo declares $0.38 quarterly dividend, payable April 1, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.38 per share ($1.52 annualized).","Payable April 1, 2026 to shareholders of record March 6, 2026.","Chairman McCormick highlights dividend as part of shareholder value strategy alongside share repurchases."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113333,"accession_number":"0001140361-26-002778","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"TrustCo Bank EVP & COO Robert M. Leonard to retire effective Dec 31, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Robert M. Leonard, Executive Vice President and COO, delivered retirement notice on January 27, 2026.","His retirement from the Company and subsidiaries, including Trustco Bank, is effective December 31, 2026.","The Company has not announced a replacement or succession plan for the COO role."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113332,"accession_number":"0001140361-26-002737","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"TrustCo Bank engages with HoldCo Asset Management, reaffirms 2M share repurchase program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Engaging with HoldCo Asset Management on business, capital allocation, M&A strategy, and board composition.","Share repurchase program authorized Dec 19, 2025: up to 2M shares (~11% of outstanding), to be completed in 2026.","Board believes stock is 'highly undervalued,' prioritizing buybacks over acquisitions.","Repurchase subject to market conditions, liquidity, capital requirements, and financial performance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113331,"accession_number":"0001140361-26-001838","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TrustCo Q4 net income up 38% to $15.6M, EPS $0.85; announces 2M share buyback for 2026","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $15.6M vs $11.3M (+38%); diluted EPS $0.85 vs $0.59 (+44.1%).","Net interest margin 2.82% (+22bps); net interest income $43.7M (+12.4%) YoY.","Full-year 2025 net income $61.1M ($3.25 EPS) vs $48.8M ($2.57 EPS) in 2024.","Repurchased 1M shares (5.3%) in 2025; new program authorizes up to 2M shares (11.1%) for 2026.","Book value per share $38.08 (+7.1% YoY); total shareholder return 29% for the year."],"consensus_eps_estimate":null,"consensus_eps_actual":3.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113330,"accession_number":"0001140361-26-000965","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2026-01-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo to release Q4 2025 results on Jan 21, 2026; conference call Jan 22","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Fourth quarter 2025 results will be released after market close on January 21, 2026.","Conference call to discuss results at 9:00 AM ET on January 22, 2026.","US dial-in: 1-833-470-1428, access code 774913; replay available for 30 days.","TrustCo Bank Corp NY has $6.3B in assets and operates 134 offices across five states."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129709,"accession_number":"0001140361-25-046193","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-12-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo Bank Corp NY authorizes 2M share repurchase program (11% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 2,000,000 shares (~11% of outstanding) over next ~12 months.","Company completed a prior 1M share buyback program earlier in December 2025.","Repurchases may be made via open market, private transactions, block trades, or 10b5-1 plan.","Program is at management's discretion based on market conditions, stock price, and capital needs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129708,"accession_number":"0001140361-25-042709","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-11-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo Bank declares $0.38 quarterly dividend, payable Jan 2, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of $0.38 per share ($1.52 annualized) declared by Board on Nov 18, 2025.","Dividend payable on January 2, 2026 to shareholders of record as of December 5, 2025.","Press release highlights over 120 years of uninterrupted dividend payments.","CEO Robert J. McCormick cites financial strength and momentum into 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129707,"accession_number":"0001140361-25-038829","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TrustCo reports Q3 2025 results but details not provided in filing body","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Filing states press release dated October 21, 2025 for quarter ending September 30, 2025 was issued.","No specific financial figures (EPS, revenue, etc.) are included in the 8-K text.","Press release is referenced as Exhibit 99(a) but not appended in the provided text."],"consensus_eps_estimate":null,"consensus_eps_actual":2.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129706,"accession_number":"0001140361-25-037948","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-10-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo Bank Corp NY schedules Q3 2025 earnings release and conference call","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q3 2025 results released after market close on October 21, 2025.","Conference call on October 22, 2025 at 9:00 AM ET; dial-in: 1-833-470-1428 (US), code 142665.","Webcast available at https://events.q4inc.com/attendee/516669384; replay for 30 days."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146296,"accession_number":"0001140361-25-031890","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-08-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo Bank Corp NY increases quarterly dividend to $0.38/share, up 5.6%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend raised to $0.38 per share from prior amount, a 5.6% increase.","Annualized dividend now $1.52 per share.","Payable on October 1, 2025 to shareholders of record on September 5, 2025.","Company has paid a dividend every quarter since 1904; also has ongoing share buyback authorization.","Chairman McCormick cites strong capital position supporting the increase and buyback."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146295,"accession_number":"0001140361-25-026603","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TrustCo Q2 net income up 19.8% to $15.0M; EPS $0.79; NIM expands 18 bps to 2.71%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $15.0M ($0.79 diluted EPS) vs $12.6M ($0.66) in Q2 2024, up 19.8%.","Net interest income $41.7M, up 10.5% YoY; net interest margin 2.71% vs 2.53%.","Average loans +$115.6M (+2.3% YoY); home equity lines up 18%; commercial loans +11%.","Repurchased 169k shares (0.9% of shares outstanding) during Q2 2025.","NPLs fell to $17.9M (0.35% of loans) from $19.2M; allowance coverage ratio 286.2%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146294,"accession_number":"0001140361-25-025479","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-07-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo schedules Q2 2025 earnings release July 21, call July 22","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Results will be released after market close on July 21, 2025.","Conference call to discuss results at 9:00 a.m. ET on July 22, 2025.","Dial-in: US toll-free 1-833-470-1428, access code 258501.","No financial results provided in this announcement; materiality is low."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164653,"accession_number":"0001140361-25-020049","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"TrustCo Bank Q1 net income $14.3M, up 17% YoY; book value $36.16","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2025 net income $14.3M, up 17% from $12.1M in Q1 2024; diluted EPS $2.57 for FY2024.","Book value per share $36.16, up $2.04 YoY; NIM (YTD) 2.64%.","Loan growth 2.2% YoY; seven consecutive quarters of net recoveries.","CET1 ratio 19.30%, Tier 1 leverage 11.05%; consolidated equity to assets 10.85%.","Shareholders elected all nine director nominees with >89% support; auditor ratification with 97.87%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164652,"accession_number":"0001140361-25-020038","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo declares $0.36 quarterly dividend, unchanged from prior quarter","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.36 per share ($1.44 annualized) declared on May 20, 2025.","Payable July 1, 2025 to shareholders of record as of June 6, 2025.","Chairman cites strong Q1 2025 performance as support for the payout; dividend series uninterrupted since 1904."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164651,"accession_number":"0001140361-25-014716","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TrustCo Q1 net income up 17.7% to $14.3M; announces share repurchase program","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $0.75 vs $0.64 a year ago; net interest income rose 10.4% to $40.4M.","Average loans grew $104.7M (2.1%) and deposits $103.3M (1.9%) year-over-year.","Book value per share increased 6.0% to $36.16; equity-to-assets ratio improved to 10.85%.","Authorized stock repurchase of up to 1 million shares (~5% of outstanding).","Credit quality stable with NPLs at 0.37% of total loans; wealth management fees up 16.7%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164650,"accession_number":"0001140361-25-013291","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-04-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo to release Q1 2025 results on April 21; call on April 22","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q1 2025 earnings release after market close on April 21, 2025.","Conference call at 9:00 a.m. ET on April 22, 2025; 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no obligation to buy any shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182377,"accession_number":"0001140361-25-005145","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-02-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo declares Q1 2025 dividend of $0.36 per share, payable April 1","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.36 per share declared by Board on Feb 18, 2025.","Dividend payable April 1, 2025, to shareholders of record on March 7, 2025.","Annualized payout remains $1.44 per share, consistent with prior quarter.","Chairman McCormick highlights 1904 dividend history and steady performance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182376,"accession_number":"0001140361-25-001525","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TrustCo reports Q4 net income $11.3M, up 15% YoY; full-year net income falls to $48.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 net income $11.3M ($0.59 diluted EPS) vs $9.8M ($0.52) in Q4 2023.","Net interest income $38.9M, up $0.3M YoY; net interest margin 2.15% down 6 bp.","Average loans grew 2.1% YoY; home equity lines up 17.9%; deposits up 0.6%.","Full-year net income $48.8M ($2.57 EPS) vs $58.6M ($3.08) in 2023.","Capital solid: equity/assets 10.84%, book value $35.56 (+4.8% YoY)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182375,"accession_number":"0001140361-25-000825","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2025-01-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo to report Q4 2024 results Jan 21, conference call Jan 22","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q4 2024 results to be released after market close on January 21, 2025.","Conference call to discuss results at 9:00 a.m. ET on January 22, 2025.","Dial-in (US): 1-833-470-1428, access code 645488; replay available for 30 days.","Webcast available for one year at https://events.q4inc.com/attendee/773359679.","Earnings press release will be posted on TrustCo's investor relations website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198997,"accession_number":"0001140361-24-047292","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2024-11-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo declares $0.36 quarterly dividend, payable Jan 2, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.36 per share ($1.44 annualized) declared on November 19, 2024.","Dividend payable January 2, 2025 to shareholders of record December 6, 2024.","TrustCo continues its century-long uninterrupted dividend payment streak.","Chairman highlights excellent income and capital levels among best in sector."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198996,"accession_number":"0001140361-24-043797","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2024-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TrustCo Q3 net income $12.9M, EPS $0.68; NIM expands to 2.61%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $12.9M ($0.68 diluted EPS) vs $14.7M ($0.77) in Q3 2023; 9M 2024 net income $37.6M ($1.97) vs $48.9M ($2.57) prior year.","Net interest income $38.7M, up 2.3% from Q2 2024; net interest margin 2.61%, up 8 bps from 2.53% in Q2 2024.","Average loans grew 2.6% YoY; home equity lines up 18.7% YoY; residential loans up 1.2% YoY.","Nonperforming loans $19.4M (0.38% of total loans); allowance for credit losses to loans 0.99%; coverage ratio 256.9%.","Book value per share $35.19, up 7.3% from $32.80 a year ago; equity to assets 10.95%, up from 10.31%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198995,"accession_number":"0001140361-24-043271","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2024-10-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo announces Q3 2024 earnings release date: Oct 21; call Oct 22","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Results will be released after market close on October 21, 2024.","Conference call to discuss results at 9:00 a.m. ET on October 22, 2024.","Dial-in: US toll-free 1-833-470-1428, access code 034120.","Webcast available for one year at https://events.q4inc.com/attendee/854762065.","Earnings press release will be posted on TrustCo's investor relations website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215041,"accession_number":"0001140361-24-037940","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2024-08-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo declares $0.36 quarterly dividend, payable Oct 1, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.36 per share ($1.44 annualized).","Payable October 1, 2024 to shareholders of record September 6, 2024.","CEO notes dividend has been paid each quarter for over a century without interruption.","Dividend rate consistent with prior quarter; no increase or decrease announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215040,"accession_number":"0001140361-24-033737","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"TrustCo Q2 net income $12.6M ($0.66 EPS); loan growth 3.8% YoY, NIM up 9bps to 2.53%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $12.6M vs $16.4M in Q2 2023; diluted EPS $0.66 down 23% YoY but up 4% from Q1 2024.","Net interest income $37.8M, up 3.3% from prior quarter; net interest margin 2.53% (up 9 bps QoQ).","Average loans grew $182.2M (+3.8% YoY); residential, home equity, and commercial all increased.","Nonperforming loans $19.2M (0.38% of total loans); allowance coverage ratio 259.4%.","Book value per share $34.46 (+5.5% YoY); equity-to-assets ratio 10.73%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215039,"accession_number":"0001140361-24-033277","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2024-07-16T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"TrustCo Bank Corp NY appoints Robert M. 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webcast accessible for one year.","TrustCo operates 138 offices across NY, NJ, VT, MA, FL; total assets $6.2B."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234267,"accession_number":"0001140361-24-027302","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2024-05-23T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"TrustCo Q1 net income $12.1M, book value $34.12, loan growth 5.2% at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Net income $12.1M in Q1 2024, up from $9.8M in Q4 2023 (ROAA 0.80%, ROAE 7.54%).","Book value $34.12, up $1.81 from Q1 2023; consolidated equity to assets 10.51%.","Loan growth 5.2% YoY; NPLs 0.37% of total loans; net recoveries for seven consecutive quarters.","Dividend yield in top 90th percentile of peer group; $755M dividends paid since 2000.","All director nominees elected with >90% support; say-on-pay approved 87.22%; auditor ratified 97.74%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":887720311.7072222,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234266,"accession_number":"0001140361-24-027050","cik":357301,"company_name":"TRUSTCO BANK CORP N Y","ticker":"TRST","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"TrustCo declares quarterly dividend of $0.36 per share, payable July 1, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.36 per share ($1.44 annualized) declared.","Dividend payable July 1, 2024 to shareholders of record on June 7, 2024.","CEO McCormick highlights TrustCo has paid a dividend every quarter since 1904.","Dividend rate unchanged from prior quarter; 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