{"filings":[{"id":2380756,"accession_number":"0001104659-26-099202","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-08-20T19:29:28+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp boosts Q3 dividend 5.3% to $0.1975, forward yield 5.0%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Declared $0.1975/share Q3 dividend, payable 9/18/2026, record 9/10/2026.","Increase of $0.01 or 5.3% over Q3 2025 regular dividend; prior 2026 quarters paid $0.1925 and $0.1950.","Year-to-date cash dividends total $0.76 (incl. $0.1750 special), up 4.1% YoY.","Forward yield 5.0% based on market price $15.88 at June 30, 2026.","Total assets $878.0M, shareholder's equity $72.1M as of 6/30/2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1842236,"accession_number":"0001104659-26-086543","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-07-24T14:03:40+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q2 EPS $0.36, up 9.1% YoY; net income $2.1M, up 9.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.36 for Q2 2026, up 9.1% YoY; net income $2.095M, up 9.4% YoY.","Net interest margin expanded 17 bps to 3.82% for H1 2026; net interest income up 5.2% YoY.","Total assets $878.0M, up 3.6% YoY; total deposits $686.9M, up 6.8% YoY.","Regular cash dividend $0.195/share in Q2, up 5.4% YoY; forward yield 4.9% (6.0% incl. special dividend).","Nonaccrual loans + loans past due 30+ days $6.9M (1.4% of gross loans), up $4.7M YoY mainly from one commercial relationship."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98586,"accession_number":"0001104659-26-057249","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q1 2026 EPS $0.33, net income up 2.1% YoY; dividend yields 5.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.33, net income $1.91M, up $0.01 and $39K YoY respectively.","Total assets $858.5M (+3.6% YoY); net interest margin expanded 12 bps to 3.72%.","Nonaccrual & past-due loans $6.8M (1.36% of gross loans), up $4M YoY but down $416K from Q4.","Regular dividend $0.1925/share (5.1% forward yield); special dividend $0.175; combined $0.3675 paid March 20.","New Wheeling banking center opened Dec 2025 exceeded first-year loan forecast within 3 months."],"consensus_eps_estimate":null,"consensus_eps_actual":0.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98585,"accession_number":"0001104659-26-047551","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"United Bancorp annual meeting elects directors, ratifies auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected 5 directors: Everson, Glessner, Ball, Hoopingarner, Clark; each received ~3.3M votes for.","Broker non-votes of ~1.12M on director elections.","Ratified S.R. Snodgrass, P.C. as independent auditor for FY 2026 with 4.4M for, 47K against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98584,"accession_number":"0001104659-26-047550","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp increases Q2 cash dividend to $0.195 per share, 5.4% YoY increase","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q2 dividend of $0.195 per share payable June 19, 2026 to holders of record June 10, 2026.","Increase of $0.01 or 5.4% over regular cash dividend paid in Q2 2025.","Forward yield of 5.13% based on quarter-end market price of $15.21 per share.","Total first-half 2026 dividends $0.5625 including $0.175 special dividend paid in Q1.","Annual meeting elected directors including CEO Scott Everson; Erin Ball, Jonathan Clark, Gary Glessner, John Hoopingarner."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114150,"accession_number":"0001104659-26-018105","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-02-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp declares $0.1925 quarterly dividend (up 5.5% YoY) plus $0.1750 special dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly cash dividend of $0.1925 per share, a 5.5% increase from Q1 2025.","Forward regular dividend yield of 5.4% (5.6% headline) based on quarter-end market price.","One-time special dividend of $0.1750 per share, payable March 20, 2026 to holders of record March 10, 2026.","Combined regular + special dividend equals $0.9450 per share for 2026.","Total assets $857.4M; shareholders' equity $70.5M as of Dec 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114149,"accession_number":"0001104659-26-009730","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-02-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q4 EPS $0.35 (+12.9% YoY); FY EPS $1.34 (+5.5%); dividends up 7.6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income $2.035M ($0.35 EPS), up 10.0% YoY; FY 2025 net income $7.753M ($1.34 EPS), up 4.7% YoY.","Net interest income for FY rose 6.7% to $1.659M; net interest margin expanded 19 bps to 3.70%.","Total assets grew 5.0% to $857.4M; loans up 3.5% to $497.9M; deposits up 4.5% to $641.4M.","Total dividends paid $0.92/share in 2025 (regular $0.7450 + special $0.175), up 7.6% YoY; dividend yield 6.4%.","Nonperforming assets at 0.56% of total assets; allowance for credit losses to loans at 0.87%, coverage of nonaccrual loans at 188%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130533,"accession_number":"0001104659-25-114509","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-11-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp increases Q4 cash dividend to $0.19/share; forward yield 5.4%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared Q4 dividend of $0.19/share, payable Dec 19, 2025 to holders of record Dec 10, 2025.","Dividend increased from prior quarters: $0.1825, $0.1850, $0.1875; YTD total with special dividend $0.92.","YTD dividend of $0.92 is up $0.0650 (7.6%) vs prior-year period.","Forward yield of 5.4% based on quarter-end stock price of $13.98.","Total assets $866.8M, equity $66.5M as of Sept 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130532,"accession_number":"0001104659-25-108221","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q3 EPS $0.34 (+9.7% YoY); NIM expands to 3.66%; dividend raised 5.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $1.93M, diluted EPS $0.34, up 6.1% and 9.7% YoY; nine-month EPS $0.99 (+4.2%).","Net interest margin improved 16 bps to 3.66%; net interest income up 6.0% YoY on $41.3M asset growth.","Total assets $866.8M (+5.0%), gross loans $496.5M (+4.5%), deposits $645.2M (+4.8%).","Regular cash dividend raised 5.7% to $0.555; special dividend $0.175 (+16.7%); total yield 6.6%.","Credit quality stable: nonaccrual loans 0.63% of gross loans; allowance coverage 177% of nonaccrual loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.99,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147087,"accession_number":"0001104659-25-081396","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-08-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp raises Q3 dividend to $0.1875/share, up 5.6% YoY","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q3 2025 cash dividend increased to $0.1875 per share, payable Sept 19 to holders of record Sept 10.","Dividend up 5.6% vs Q3 2024 ($0.1775), and higher than Q1 $0.1825 and Q2 $0.1850.","Forward yield of 5.2% based on $14.50 quarter-end stock price.","Year-to-date dividends total $0.73/share (incl. $0.175 special dividend), up 8.2% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147086,"accession_number":"0001104659-25-073032","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-08-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q2 EPS $0.33, net income $1.914M, up 10% YoY; dividend yield 6.3%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.33, net income $1.914M for Q2 2025, up 10% YoY.","H1 2025 net income $3.786M, EPS $0.65 (flat YoY).","Net interest income rose 6.4% YoY in Q2; net interest margin improved to 3.65%.","Total assets $847.9M (+3.2% YoY); gross loans topped $500M for first time.","Total dividends paid in H1 $0.5425/share, up 9.1% YoY; forward dividend yield 6.3%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165624,"accession_number":"0001104659-25-047116","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-05-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q1 EPS $0.32; core EPS flat; dividend up 10.9%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.32 vs $0.35 YoY; net income $1.872M, down 6.1%.","Core diluted EPS (ex-nonrecurring) $0.30 on both periods; net interest margin improved to 3.60% from 3.46%.","Loans grew $16.6M (3.5%) to $496M; nonaccrual loans up $1.5M to $2.8M, provision $96K.","Total dividend $0.3575 per share (regular $0.1825 + special $0.1750), up 10.9% YoY; yield 6.7%.","Assets $831M; equity $60.8M; price-to-book 132%; no explicit FY guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":0.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165623,"accession_number":"0001104659-25-036840","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"United Bancorp shareholders elect directors; advisory compensation and auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected directors: Scott Everson (3,128,410 for), Gary Glessner (3,107,953 for), Brian Hendershot (3,081,707 for), John Hoopingarner (3,068,905 for), Bethany Schunn (3,176,571 for).","Advisory executive compensation approved: 2,935,053 for, 215,233 against, 81,623 abstain.","Advisory vote on frequency: 'Every 3 Years' received 2,199,002 votes; board determines future votes every 3 years.","Ratification of S.R. Snodgrass, P.C. as auditor for FY 2025: 4,333,260 for, 74,106 against, 84,506 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165622,"accession_number":"0001104659-25-035850","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp raises Q2 dividend 5.7% to $0.1850; forward yield 5.51%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q2 cash dividend $0.1850/share, payable June 20, 2025; record date June 10, 2025.","Dividend increased $0.01 (5.7%) over prior year Q2; forward yield 5.51% based on $13.42 close.","Total H1 dividends (incl. $0.1750 special) $0.5425, up 9.0% YoY.","Shareholders elected directors: Scott Everson, Gary Glessner, Brian Hendershot, John Hoopingarner, Bethany Schunn."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183242,"accession_number":"0001104659-25-015982","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-02-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp increases quarterly dividend 5.8% to $0.1825, declares $0.1750 special dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular Q1 dividend raised to $0.1825/share, up 5.8% YoY; payable March 20, 2025 to holders of record March 10, 2025.","Forward annual regular dividend now $0.73/share, yielding 5.6% based on recent quarter-end market price.","One-time special dividend of $0.1750/share declared, up 16.7% from prior year special; same payable/record dates.","Combined regular and special dividends total $0.9050/share projected for current year.","Company cites solid earnings, ample liquidity, and strong capital position as basis for special dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183241,"accession_number":"0001104659-25-010554","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-02-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp reports Q4 net income $1.85M, EPS $0.31; 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YTD total $0.8550 (incl. $0.15 special), up 4.9% YoY.","Forward yield of 5.4% based on Sept 30, 2024 stock price of $13.13.","Company had $825.5M in assets and $65.5M in equity as of Sept 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199823,"accession_number":"0001104659-24-114854","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UBCP Q3 2024 EPS $0.31, net income down 24% YoY; margin compresses to 3.50%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 diluted EPS $0.31, net income $1.82M; YoY net income down $573K, EPS down $0.11; linked-quarter net income up 4.6%.","Net interest margin fell to 3.50% from 3.63% YoY; net interest income down 4.6% to $18.5M; interest expense surged 40.7%.","Credit stable: nonaccrual loans 0.21% of gross loans; NPA/assets 0.46%; allowance for credit losses 0.84% of loans.","Tangible book value per share up 23.6% YoY to $10.84; total shareholders' equity $65.5M; forward dividend yield 6.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215841,"accession_number":"0001104659-24-094076","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-08-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp increases Q3 cash dividend to $0.1775/share (6% YoY increase)","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q3 dividend of $0.1775/share declared; payable Sept 20, 2024 to holders of record Sept 10.","Dividend increased $0.01 or 6.0% vs Q3 2023; forward yield 5.7% at $12.55 market price.","YTD total dividends $0.6750 (incl. special $0.15 Q1), up 4.7% vs same period last year."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215840,"accession_number":"0001104659-24-087335","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-08-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q2 2024 EPS $0.30, net income down 24% YoY; net interest margin 3.54%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.30 for Q2 2024, down $0.10 YoY from $0.40; net income $1.739M vs $2.279M.","First-half 2024 EPS $0.64, down $0.09 YoY; net income $3.732M vs $4.168M.","Net interest margin 3.54%, up 8 bps linked quarter but down 4 bps YoY; net interest income declined $143K QoQ.","Provision for credit losses $104K for Q2, reversing negative provision from prior year; reduced EPS by ~$0.04.","Nonaccrual loans $1.15M (0.24% of loans), up $463K YoY but down $284K linked quarter; NPA/assets 0.46%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235280,"accession_number":"0001104659-24-059396","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q1 EPS $0.35, up 6.1% YoY; 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Snodgrass as independent auditor for 2024 passed with 4,244,878.76 for, 66,049.62 against.","No broker non-votes on auditor ratification; 72,502.61 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235278,"accession_number":"0001104659-24-048805","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp raises quarterly dividend to $0.1750, up 6.1% YoY","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q2 2024 cash dividend of $0.1750 per share, payable June 20, 2024, record June 10, 2024.","Increase of $0.01 per share (6.1%) over the prior year's Q2 dividend.","Forward yield of 4.84% based on recent market price of $14.47.","YTD total dividends (including $0.15 special in Q1) are $0.4975 per share.","Annual shareholder meeting re-elected all directors including CEO Scott A. Everson."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253108,"accession_number":"0001104659-24-026005","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-02-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp raises quarterly dividend 6.2% to $0.1725, declares $0.15 special dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular Q1 dividend increased to $0.1725/share (up 6.2% YoY), payable March 20, 2024 to holders of record March 8, 2024.","Forward annual regular dividend $0.69/share, producing a forward yield of 5.4% based on recent quarter-end market value.","Board also declared a one-time special dividend of $0.15/share, payable on same schedule, citing solid earnings and strong capital.","Combined forward annual dividend (including special) is $0.84/share.","Company had $819.5M assets and $63.7M equity as of Dec 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253107,"accession_number":"0001104659-24-011078","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-02-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UBCP Q4 2023 EPS $0.42, up 5% YoY; full-year EPS $1.57, up 4.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $2.389M ($0.42 EPS) vs $2.306M ($0.40) in Q4 2022, increases of 3.6% and 5.0%.","FY2023 net income $8.950M ($1.57 EPS) vs $8.657M ($1.50) in 2022, up 3.4% and 4.7%.","Net interest income rose $1.447M (5.9%) for the year; net interest margin 3.65%, down 2 bps YoY but up 2 bps linked quarter.","Total loans $483.2M at Dec 31, up $22.4M (4.9%) from Q3 end; nonaccrual & past due 30+ days were $1.15M (0.24%).","Regular quarterly dividend increased to $0.17 (up 6.3% YoY); total 2023 dividends $0.8150/share including $0.15 special; yield 6.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270571,"accession_number":"0001104659-23-121112","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2023-11-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"United Bancorp appoints two new directors and names CEO Everson as future Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board expanded from 4 to 6 members; Bethany E. Schunn and Brian M. Hendershot appointed effective Nov 22, 2023.","Scott A. Everson, President/CEO, to become Chairman on Oct 20, 2024, after Richard L. 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forward yield 5.9%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q4 dividend of $0.17 per share payable Dec. 20, 2023 to holders of record Dec. 8, 2023.","Dividend raised from $0.1675 in Q3 2023; year-to-date total of $0.8150 (incl. $0.15 special) up 5.2% YoY.","Forward yield of 5.9% based on most recent quarter-end market value of $11.55.","Total assets $814.3M and shareholders' equity $52.6M as of Sept. 30, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270569,"accession_number":"0001104659-23-113315","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2023-11-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q3 EPS $0.42, net income up 3.9% YoY; 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Snodgrass, P.C. as independent auditor for FY 2023: 4,211,181 for, 88,876 against, 74,240 abstained.","No dissident proposals or contested matters; all items passed as recommended by the board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307688,"accession_number":"0001104659-23-048113","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2023-04-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp increases Q2 cash dividend to $0.1650 per share, up 6.5% YoY","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q2 2023 dividend declared at $0.1650/share, payable June 20, 2023 to holders of record June 9, 2023.","Dividend increased by $0.01 (6.5%) compared to Q2 2022 regular cash dividend.","Forward yield of 4.6% based on $14.50 share price at most recent quarter-end.","Total cash dividends paid in H1 2023 are $0.4775 per share (includes $0.15 special dividend in Q1).","Annual meeting: Directors elected include Scott Everson, Gary Glessner, John Hoppingarner, Richard Riesbeck."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326667,"accession_number":"0001104659-23-024606","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2023-02-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp raises quarterly dividend 6.6% to $0.1625, declares $0.15 special dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend raised to $0.1625 per share, a 6.6% increase over Q1 2022's $0.1525.","Special one-time dividend of $0.15 per share declared, payable March 20, 2023.","Forward regular dividend yield of 4.42% based on recent quarter-end market price.","Both dividends payable March 20, 2023 to shareholders of record March 10, 2023.","Company had $757.4M in assets and $57.6M in equity as of Dec 31, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326666,"accession_number":"0001104659-23-007277","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2023-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q4 2022 EPS $0.40, down $0.01 YoY; FY EPS $1.50, down $0.12","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 2022 $2.306M ($0.40 diluted EPS) vs $2.456M ($0.41) in Q4 2021.","Full-year 2022 net income $8.657M ($1.50 diluted EPS), second highest in company history.","Net interest margin expanded 19 bps to 3.67%; net interest income up 10.3% for the year.","Total assets grew 4.6% to $757.4M; deposits up 7.4% to $649.9M; non-accrual loans only 0.04% of loans.","Book value declined due to $9.3M AOCI loss; well-capitalized with equity/assets of 7.9%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344379,"accession_number":"0001104659-22-120212","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2022-11-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp raises Q4 dividend to $0.16/share, 4.0% forward yield","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Fourth quarter dividend of $0.16 per share payable Dec. 20, 2022 to record Dec. 9, 2022.","Dividend increased from prior quarterly payments of $0.1525, $0.1550, and $0.1575.","Year-to-date total dividends of $0.7750 (incl. $0.15 special) up 13.1% year-over-year.","Forward yield of 4.0% based on Q3-end market price of $16.07 per share.","Assets $760.9M, equity $53.1M as of Sept. 30, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344378,"accession_number":"0001104659-22-114061","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2022-11-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q3 EPS $0.40, down $0.10 YoY; NII up 13.6% on balance-sheet mix shift","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $2.3M ($0.40 diluted EPS) vs $2.9M ($0.50) a year ago; prior year included $1.25M security gain and $400k negative provision.","Net interest income rose $764k (+13.6%) as interest income grew $1.1M (+17.1%) on higher-yielding loans and securities.","Total deposits $650.1M (+6.8% YoY); net interest margin improved 6 bps to 3.60% linked quarter.","Book value fell to $8.98 from $11.74 due to $14.5M AOCI loss on securities portfolio in rising-rate environment.","Credit quality remained stable: non-accrual loans $4.0M (0.86% of loans), 95% one relationship; net charge-offs under $1,000."],"consensus_eps_estimate":null,"consensus_eps_actual":1.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360886,"accession_number":"0001104659-22-104434","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2022-09-30T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"United Bancorp dismisses FORVIS as auditor over ProBank Austin independence conflict; appoints Snodgrass","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["FORVIS dismissed as auditor Sept 29, 2022; independence conflict due to its pending acquisition of ProBank Austin (retained by Unified Bank).","No disagreements or reportable events in 2021/2020; FORVIS audit opinions were unqualified.","Audit Committee appointed S.R. Snodgrass, P.C. as successor auditor for FY 2022.","ProBank acquisition effective Oct 1, 2022; Unified Bank is ProBank client."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360885,"accession_number":"0001104659-22-093210","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2022-08-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp raises Q3 dividend to $0.1575 per share, forward yield 3.84%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q3 dividend of $0.1575/share declared, payable Sept 20, 2022 to holders of record Sept 9.","Dividend increased from $0.1525 (Q1) and $0.1550 (Q2); year-to-date total $0.6150 up 15% YoY.","Forward yield of 3.84% based on market value of $16.39 per share at June 30, 2022.","Total YTD dividends include a special cash dividend of $0.15 paid in Q1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360884,"accession_number":"0001104659-22-086225","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2022-08-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q2 EPS $0.40, net income up 5.2% YoY; net interest margin expands","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.40; net income $2.297M (up 5.2% YoY). Six-month EPS $0.70; net income $4.048M (down 1.1%).","Net interest income rose 7.4% YoY to $5.96M; net interest margin improved 9 bps to 3.54%.","Gross loans up $8.7M (1.9%) to $467.4M; securities up $45.6M (30.7%) to $193.9M.","Credit reserve release of $485K in Q2; nonaccrual loans $4.0M (0.86% of loans).","Cash dividends increased $0.07 YoY (18.1%) including $0.15 special; book value fell 19.3% to $9.65."],"consensus_eps_estimate":null,"consensus_eps_actual":0.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":380014,"accession_number":"0001104659-22-056488","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2022-05-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Q1 EPS $0.31 vs $0.33 record; net income $1.75M; NII up 3.7% but expenses jump 14.9%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.31 and net income $1.75M vs $0.33/$1.91M in record Q1 2021.","Net interest income rose $198k (+3.7%) as expense fell 37.3%; NIM 3.45% (down 4 bps).","Noninterest income $987k (+6.5%); noninterest expense $661k (+14.9%) driven by staffing and wages.","Credit quality: nonaccrual/30+ day past due $4.2M (0.9% of loans); net recovery of $29k; $500k reserve release.","Book value $10.79 (down 3.5%) due to rate-driven AOCI hit; total equity $63.9M (8.7% of assets)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.3025,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":380013,"accession_number":"0001104659-22-048413","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2022-04-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp increases Q2 dividend to $0.1550 per share, forward yield 3.47%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared Q2 2022 cash dividend of $0.1550 per share, payable June 17, 2022 to shareholders of record June 10, 2022.","Regular dividend increased from $0.1525 in Q1; total dividends for first half 2022 (including special $0.15) up 18.1% YoY.","Forward yield of 3.47% based on $17.89 stock price at most recent quarter-end.","At annual meeting, shareholders elected directors: Scott Everson, Gary Glessner, John Hoopingarner, Richard Riesbeck.","United Bancorp has $724.5M in assets and $71.7M in equity as of Dec 31, 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":398160,"accession_number":"0001193125-22-045281","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2022-02-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp raises quarterly dividend 7% to $0.1525; declares $0.15 special dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend increased to $0.1525 per share, up 7.0% from prior year Q1.","Regular forward annual dividend of $0.61 yields 3.66% based on recent quarter-end market value.","Special one-time dividend of $0.15 per share payable on March 18, 2022 to record March 10.","Combined 2022 projected dividends total $0.76 per share, an 11.0% increase over $0.685 in 2021.","Company reports $724.5M total assets and $71.7M shareholders' equity as of Dec 31, 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":398159,"accession_number":"0001193125-22-026603","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2022-02-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp reports record FY2021 EPS $1.62, up 17% YoY; Q4 EPS $0.41","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $9.45M (+19% YoY); diluted EPS $1.62 (+17%). Q4 net income $2.46M, EPS $0.41 vs $0.46 prior year.","Total assets $724.5M; equity/asset ratio 9.90%; shareholders' equity $71.7M (+4.9% YoY).","Loans grew 2.5% to $454.4M; deposits rose $25.6M (4.4%) with lower-cost retail up 10.0%.","Net interest income fell 3.4% YoY; net interest expense reduced 45.2%; credit reserve released $400K in Q4.","Cash dividends increased 20.2% including special $0.10 dividend; stock price up 26.3% to $16.65."],"consensus_eps_estimate":0.3774,"consensus_eps_actual":1.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2020-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":417177,"accession_number":"0001193125-21-334710","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2021-11-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp boosts quarterly dividend to $0.15, yielding 4.20% forward","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q4 dividend declared at $0.15 per share, payable Dec 20, 2021 to holders of record Dec 10, 2021.","Third quarterly dividend increase in 2021; YTD total $0.6850 (incl. $0.10 special dividend), up 20.2%.","Forward yield of 4.20% based on most recent quarter-end market price.","Total assets $730.4M, shareholder equity $70.1M as of Sept 30, 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":417176,"accession_number":"0001193125-21-313109","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2021-10-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q3 EPS $0.50 (+39% YoY); record 9-month net income $6.995M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2021 diluted EPS $0.50, up 39% YoY; net income $2.902M, up 41%.","9-month 2021 diluted EPS $1.21, up 30%; net income $6.995M, a record.","Net interest margin 3.57%, down 1 bp YoY; credit reserve release of $400K in Q3.","Total assets $730.4M; annualized ROA 1.31%, ROE 13.31% for 9 months.","Year-over-year dividend increased 25% (including $0.10 special); stock price up 13.85% to $14.30."],"consensus_eps_estimate":0.2652,"consensus_eps_actual":1.21,"consensus_revenue_estimate":null,"consensus_revenue_actual":2122000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":434734,"accession_number":"0001654954-21-009274","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2021-08-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp declares Q3 2021 dividend; record & payable dates set","summary_kind":"llm","event_type":"dividend","confidence":"medium","bullets":["Board declared dividend for third quarter 2021 on Aug 18, 2021.","Payable on Sep 20, 2021 to shareholders of record on Sep 10, 2021.","Dividend amount not explicitly stated in the filing; prior quarter was $0.1425 per share.","Forward yield at prior rate was 4.54% based on most recent quarter-ending market price."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":434733,"accession_number":"0001193125-21-230378","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2021-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q2 EPS $0.38 up 31% YoY; record H1 net income $4.09M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 diluted EPS $0.38, net income $2.185M; up 31% vs prior year.","H1 diluted EPS $0.71, net income $4.093M; up 25% vs prior year (record).","Loans grew 2.9% to $458.7M; securities portfolio down 24.3% to $148.3M.","Credit quality solid; nonaccrual loans 0.68% of loans; allowance 0.99%.","Equity to assets 9.50%; $69.4M equity up 5.1%; dividend up 36% YoY incl special."],"consensus_eps_estimate":null,"consensus_eps_actual":0.71,"consensus_revenue_estimate":null,"consensus_revenue_actual":1401000.0,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}