{"filings":[{"id":98586,"accession_number":"0001104659-26-057249","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q1 2026 EPS $0.33, net income up 2.1% YoY; dividend yields 5.1%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.33, net income $1.91M, up $0.01 and $39K YoY respectively.","Total assets $858.5M (+3.6% YoY); net interest margin expanded 12 bps to 3.72%.","Nonaccrual & past-due loans $6.8M (1.36% of gross loans), up $4M YoY but down $416K from Q4.","Regular dividend $0.1925/share (5.1% forward yield); special dividend $0.175; combined $0.3675 paid March 20.","New Wheeling banking center opened Dec 2025 exceeded first-year loan forecast within 3 months."],"consensus_eps_estimate":null,"consensus_eps_actual":0.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98585,"accession_number":"0001104659-26-047551","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"United Bancorp annual meeting elects directors, ratifies auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected 5 directors: Everson, Glessner, Ball, Hoopingarner, Clark; each received ~3.3M votes for.","Broker non-votes of ~1.12M on director elections.","Ratified S.R. Snodgrass, P.C. as independent auditor for FY 2026 with 4.4M for, 47K against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98584,"accession_number":"0001104659-26-047550","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp increases Q2 cash dividend to $0.195 per share, 5.4% YoY increase","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q2 dividend of $0.195 per share payable June 19, 2026 to holders of record June 10, 2026.","Increase of $0.01 or 5.4% over regular cash dividend paid in Q2 2025.","Forward yield of 5.13% based on quarter-end market price of $15.21 per share.","Total first-half 2026 dividends $0.5625 including $0.175 special dividend paid in Q1.","Annual meeting elected directors including CEO Scott Everson; Erin Ball, Jonathan Clark, Gary Glessner, John Hoopingarner."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114150,"accession_number":"0001104659-26-018105","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-02-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp declares $0.1925 quarterly dividend (up 5.5% YoY) plus $0.1750 special dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly cash dividend of $0.1925 per share, a 5.5% increase from Q1 2025.","Forward regular dividend yield of 5.4% (5.6% headline) based on quarter-end market price.","One-time special dividend of $0.1750 per share, payable March 20, 2026 to holders of record March 10, 2026.","Combined regular + special dividend equals $0.9450 per share for 2026.","Total assets $857.4M; shareholders' equity $70.5M as of Dec 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114149,"accession_number":"0001104659-26-009730","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2026-02-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q4 EPS $0.35 (+12.9% YoY); FY EPS $1.34 (+5.5%); dividends up 7.6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income $2.035M ($0.35 EPS), up 10.0% YoY; FY 2025 net income $7.753M ($1.34 EPS), up 4.7% YoY.","Net interest income for FY rose 6.7% to $1.659M; net interest margin expanded 19 bps to 3.70%.","Total assets grew 5.0% to $857.4M; loans up 3.5% to $497.9M; deposits up 4.5% to $641.4M.","Total dividends paid $0.92/share in 2025 (regular $0.7450 + special $0.175), up 7.6% YoY; dividend yield 6.4%.","Nonperforming assets at 0.56% of total assets; allowance for credit losses to loans at 0.87%, coverage of nonaccrual loans at 188%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130533,"accession_number":"0001104659-25-114509","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-11-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp increases Q4 cash dividend to $0.19/share; forward yield 5.4%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared Q4 dividend of $0.19/share, payable Dec 19, 2025 to holders of record Dec 10, 2025.","Dividend increased from prior quarters: $0.1825, $0.1850, $0.1875; YTD total with special dividend $0.92.","YTD dividend of $0.92 is up $0.0650 (7.6%) vs prior-year period.","Forward yield of 5.4% based on quarter-end stock price of $13.98.","Total assets $866.8M, equity $66.5M as of Sept 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130532,"accession_number":"0001104659-25-108221","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q3 EPS $0.34 (+9.7% YoY); NIM expands to 3.66%; dividend raised 5.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $1.93M, diluted EPS $0.34, up 6.1% and 9.7% YoY; nine-month EPS $0.99 (+4.2%).","Net interest margin improved 16 bps to 3.66%; net interest income up 6.0% YoY on $41.3M asset growth.","Total assets $866.8M (+5.0%), gross loans $496.5M (+4.5%), deposits $645.2M (+4.8%).","Regular cash dividend raised 5.7% to $0.555; special dividend $0.175 (+16.7%); total yield 6.6%.","Credit quality stable: nonaccrual loans 0.63% of gross loans; allowance coverage 177% of nonaccrual loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.99,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147087,"accession_number":"0001104659-25-081396","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-08-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp raises Q3 dividend to $0.1875/share, up 5.6% YoY","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q3 2025 cash dividend increased to $0.1875 per share, payable Sept 19 to holders of record Sept 10.","Dividend up 5.6% vs Q3 2024 ($0.1775), and higher than Q1 $0.1825 and Q2 $0.1850.","Forward yield of 5.2% based on $14.50 quarter-end stock price.","Year-to-date dividends total $0.73/share (incl. $0.175 special dividend), up 8.2% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147086,"accession_number":"0001104659-25-073032","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-08-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q2 EPS $0.33, net income $1.914M, up 10% YoY; dividend yield 6.3%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.33, net income $1.914M for Q2 2025, up 10% YoY.","H1 2025 net income $3.786M, EPS $0.65 (flat YoY).","Net interest income rose 6.4% YoY in Q2; net interest margin improved to 3.65%.","Total assets $847.9M (+3.2% YoY); gross loans topped $500M for first time.","Total dividends paid in H1 $0.5425/share, up 9.1% YoY; forward dividend yield 6.3%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165624,"accession_number":"0001104659-25-047116","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-05-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q1 EPS $0.32; core EPS flat; dividend up 10.9%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.32 vs $0.35 YoY; net income $1.872M, down 6.1%.","Core diluted EPS (ex-nonrecurring) $0.30 on both periods; net interest margin improved to 3.60% from 3.46%.","Loans grew $16.6M (3.5%) to $496M; nonaccrual loans up $1.5M to $2.8M, provision $96K.","Total dividend $0.3575 per share (regular $0.1825 + special $0.1750), up 10.9% YoY; yield 6.7%.","Assets $831M; equity $60.8M; price-to-book 132%; no explicit FY guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":0.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165623,"accession_number":"0001104659-25-036840","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"United Bancorp shareholders elect directors; advisory compensation and auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected directors: Scott Everson (3,128,410 for), Gary Glessner (3,107,953 for), Brian Hendershot (3,081,707 for), John Hoopingarner (3,068,905 for), Bethany Schunn (3,176,571 for).","Advisory executive compensation approved: 2,935,053 for, 215,233 against, 81,623 abstain.","Advisory vote on frequency: 'Every 3 Years' received 2,199,002 votes; board determines future votes every 3 years.","Ratification of S.R. Snodgrass, P.C. as auditor for FY 2025: 4,333,260 for, 74,106 against, 84,506 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165622,"accession_number":"0001104659-25-035850","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp raises Q2 dividend 5.7% to $0.1850; forward yield 5.51%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q2 cash dividend $0.1850/share, payable June 20, 2025; record date June 10, 2025.","Dividend increased $0.01 (5.7%) over prior year Q2; forward yield 5.51% based on $13.42 close.","Total H1 dividends (incl. $0.1750 special) $0.5425, up 9.0% YoY.","Shareholders elected directors: Scott Everson, Gary Glessner, Brian Hendershot, John Hoopingarner, Bethany Schunn."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183242,"accession_number":"0001104659-25-015982","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-02-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp increases quarterly dividend 5.8% to $0.1825, declares $0.1750 special dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular Q1 dividend raised to $0.1825/share, up 5.8% YoY; payable March 20, 2025 to holders of record March 10, 2025.","Forward annual regular dividend now $0.73/share, yielding 5.6% based on recent quarter-end market price.","One-time special dividend of $0.1750/share declared, up 16.7% from prior year special; same payable/record dates.","Combined regular and special dividends total $0.9050/share projected for current year.","Company cites solid earnings, ample liquidity, and strong capital position as basis for special dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183241,"accession_number":"0001104659-25-010554","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2025-02-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp reports Q4 net income $1.85M, EPS $0.31; FY net income $7.4M, EPS $1.27","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $1.85M, down $539k YoY; diluted EPS $0.31, down $0.11 from Q4 2023.","FY 2024 net income $7.402M, down $1.548M YoY; diluted EPS $1.27, down $0.30 from FY 2023.","Net interest margin declined 14 bps to 3.51%; provision for credit loss expense $299k (vs reversal in 2023).","Gross loans increased $16M linked-quarter (13.4% annualized); total assets $820.8M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199824,"accession_number":"0001104659-24-121852","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-11-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp increases Q4 cash dividend to $0.18 per share, forward yield 5.4%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q4 dividend of $0.18 per share declared, payable Dec 20, 2024 to holders of record Dec 10, 2024.","Regular dividend raised sequentially from $0.1775 in Q3; YTD total $0.8550 (incl. $0.15 special), up 4.9% YoY.","Forward yield of 5.4% based on Sept 30, 2024 stock price of $13.13.","Company had $825.5M in assets and $65.5M in equity as of Sept 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199823,"accession_number":"0001104659-24-114854","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UBCP Q3 2024 EPS $0.31, net income down 24% YoY; margin compresses to 3.50%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 diluted EPS $0.31, net income $1.82M; YoY net income down $573K, EPS down $0.11; linked-quarter net income up 4.6%.","Net interest margin fell to 3.50% from 3.63% YoY; net interest income down 4.6% to $18.5M; interest expense surged 40.7%.","Credit stable: nonaccrual loans 0.21% of gross loans; NPA/assets 0.46%; allowance for credit losses 0.84% of loans.","Tangible book value per share up 23.6% YoY to $10.84; total shareholders' equity $65.5M; forward dividend yield 6.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215841,"accession_number":"0001104659-24-094076","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-08-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp increases Q3 cash dividend to $0.1775/share (6% YoY increase)","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q3 dividend of $0.1775/share declared; payable Sept 20, 2024 to holders of record Sept 10.","Dividend increased $0.01 or 6.0% vs Q3 2023; forward yield 5.7% at $12.55 market price.","YTD total dividends $0.6750 (incl. special $0.15 Q1), up 4.7% vs same period last year."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215840,"accession_number":"0001104659-24-087335","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-08-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q2 2024 EPS $0.30, net income down 24% YoY; net interest margin 3.54%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.30 for Q2 2024, down $0.10 YoY from $0.40; net income $1.739M vs $2.279M.","First-half 2024 EPS $0.64, down $0.09 YoY; net income $3.732M vs $4.168M.","Net interest margin 3.54%, up 8 bps linked quarter but down 4 bps YoY; net interest income declined $143K QoQ.","Provision for credit losses $104K for Q2, reversing negative provision from prior year; reduced EPS by ~$0.04.","Nonaccrual loans $1.15M (0.24% of loans), up $463K YoY but down $284K linked quarter; NPA/assets 0.46%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235280,"accession_number":"0001104659-24-059396","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bancorp Q1 EPS $0.35, up 6.1% YoY; net interest margin compresses 29 bps to 3.46%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.35 vs $0.33 prior year; net income $1.99M vs $1.89M, up 5.6%.","Net interest income fell 4.8% to $6.1M; margin compressed 29 bps to 3.46% as deposit costs rose.","Loans grew 3.6% to $480.3M; total assets $834.0M; book value $10.62 (+5.6%).","Securities rebalancing: sold $25M lower-yielding securities, reinvested at +1.23% yield; $194k loss.","Total dividend $0.3225/share (regular $0.1725 + special $0.15), forward yield 5.81%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235279,"accession_number":"0001104659-24-049309","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-04-19T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Shareholders elect all six director nominees and ratify auditor at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Scott A. Everson re-elected with 3,153,035.76 votes for, 48,410.22 withheld.","All five other director nominees also elected with substantial majorities.","Ratification of S.R. Snodgrass as independent auditor for 2024 passed with 4,244,878.76 for, 66,049.62 against.","No broker non-votes on auditor ratification; 72,502.61 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235278,"accession_number":"0001104659-24-048805","cik":731653,"company_name":"UNITED BANCORP INC /OH/","ticker":"UBCP","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bancorp raises quarterly dividend to $0.1750, up 6.1% YoY","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q2 2024 cash dividend of $0.1750 per share, payable June 20, 2024, record June 10, 2024.","Increase of $0.01 per share (6.1%) over the prior year's Q2 dividend.","Forward yield of 4.84% based on recent market price of $14.47.","YTD total dividends (including $0.15 special in Q1) are $0.4975 per share.","Annual shareholder meeting re-elected all directors including CEO Scott A. Everson."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":84113983.00000001,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}