{"filings":[{"id":2435476,"accession_number":"0001193125-26-363214","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2026-08-24T18:45:26+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bankshares declares $0.38 dividend, launches 6.8M-share buyback plan","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q3 dividend $0.38/share; record date Sept 11, 2026; payable Oct 1, 2026; payout ~$51.8M on 136.2M shares.","New 2026 plan authorizes repurchase of up to 6.8M shares (~5% of outstanding), replacing Nov 2025 plan.","From Jul 1 to Aug 24, 2026, bought 768,811 shares at weighted avg $46.54 under prior plan.","2025 marked 52nd consecutive year of dividend increases for shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1812207,"accession_number":"0001193125-26-313364","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2026-07-23T12:00:07+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares reports record Q2 2026 earnings of $0.95 EPS, net income $131.4M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record Q2 2026 EPS of $0.95, up from $0.89 in Q1 2026 and $0.85 in Q2 2025; net income $131.4M.","Net interest income $285.3M (+1% QoQ, +4% YoY); net interest margin stable at 3.81%.","Provision for credit losses $5.0M, down from $7.8M in Q1 2026; net charge-offs $5.1M (0.08% annualized).","Non-performing loans $110.6M (0.44% of loans); allowance for loan losses 1.20% of loans.","Repurchased 1.5M shares at avg $43.93 in Q2; 3.2M shares in H1 2026 at avg $41.78."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":489196,"accession_number":"0001193125-26-228386","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2026-05-18T16:01:25+00:00","items":["5.07"],"status":"ready","headline":"United Bankshares shareholders elect directors, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 14 director nominees elected; votes in favor ranged from ~98.7M to ~104.7M.","Ratification of Ernst & Young as FY 2026 auditor passed: 118.9M for, 3.7M against.","Advisory vote on executive compensation approved: 100.97M for, 3.54M against, 0.57M abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98568,"accession_number":"0001193125-26-171886","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UBSI Q1 net income $124.2M ($0.89), up 47% YoY; repurchased 1.7M shares at $39.92","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2026 diluted EPS $0.89 vs $0.59 YoY and $0.91 in Q4 2025; net income $124.2M.","Net interest income $282.5M, down 2% QoQ; NIM 3.80% vs 3.83% Q4 2025.","Repurchased ~1.7M shares at avg $39.92 under existing plan; risk-based capital ratio 15.5%.","Nonperforming loans 0.41% of loans; ALLL 1.20%; net charge-offs 0.09% annualized.","No merger-related expenses in Q1 2026 vs $30M in Q1 2025 from Piedmont acquisition."],"consensus_eps_estimate":null,"consensus_eps_actual":0.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114129,"accession_number":"0001193125-26-018696","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares posts record FY2025 earnings of $464.6M ($3.27 EPS); Q4 EPS $0.91","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record annual net income $464.6M ($3.27 EPS) in FY2025, up 24.5% from FY2024's $373.0M ($2.75 EPS).","Q4 net income $128.8M ($0.91 EPS) vs $94.4M ($0.69) a year ago; net interest margin expanded 34bps to 3.83%.","Net interest income record $287.5M in Q4, up 3% linked quarter; provision for credit losses fell to $6.8M from $12.1M.","Piedmont Bancorp acquisition (Jan 2025) drove loan growth and added $18.7M non-PCD provision; merger expenses $12.7M in FY2025.","Credit quality: NPLs declined to $101.5M (0.41% of loans); Q4 annualized net charge-offs 0.15%. Repurchased 1.3M shares in Q4 at $36.49 avg."],"consensus_eps_estimate":null,"consensus_eps_actual":3.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130506,"accession_number":"0001193125-25-290882","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2025-11-21T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"United Bankshares approves new buyback plan for up to 5M shares (~3.6% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved 2025 Plan to repurchase up to 5M shares of common stock, replacing the 2022 Plan terminated Nov 20, 2025.","Under the prior plan, United purchased 1,103,666 shares from Oct 1 to Nov 20, 2025 at weighted avg price of $35.99.","Repurchases may be made through open market, privately negotiated transactions, or other means, subject to applicable laws.","Management says plan provides capital management opportunities and repurchased shares may fund benefit programs or acquisitions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130505,"accession_number":"0001193125-25-247719","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UBSI reports record Q3 EPS of $0.92; NPLs surge to $117M on two large CRE loans","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $130.7M ($0.92 diluted), up from Q2 $120.7M ($0.85) and Q3 2024 $95.3M ($0.70).","Net interest income record $280.1M (+2% QoQ, +22% YoY); net interest margin 3.80%.","Non-performing loans rose to $116.9M (0.48% of loans) from $68.3M (0.28%) at June 30, driven by $60.5M in two CRE NOO office loans in Northern Virginia.","Net charge-offs $20.0M (0.33% annualized) in Q3 vs $8.4M (0.14%) Q2; provision for credit losses $12.1M vs $5.9M Q2.","Repurchased ~735k shares at avg $36.04 in Q3; risk-based capital ratio 15.7%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147064,"accession_number":"0001193125-25-172645","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2025-08-04T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"United Bankshares enters Change in Control Agreements with four top executives","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Adams and President Consagra get 3x base salary plus target bonus on qualifying termination after change in control.","CFO Tatterson and CRO Williams get 2x multiple; all four get prorated bonus and COBRA subsidy (36 mo top two, 24 mo others).","Agreements effective July 31, 2025; supersede 2008 change of control agreements for Adams and Consagra.","Compensation Committee also approves 2025 Equity Incentive Plan award forms and SERP amendment for Williams."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147063,"accession_number":"0001193125-25-163847","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares posts record Q2 net income of $120.7M, diluted EPS $0.85","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $120.7M ($0.85 EPS) vs $96.5M ($0.71) in Q2 2024, up 25% YoY.","Record net interest income of $274.5M, +22% YoY, driven by Piedmont acquisition and organic growth.","Provision for credit losses was $5.9M, stable vs $5.8M YoY; net charge-offs 0.14% annualized.","Asset quality sound: NPLs 0.28% of loans; risk-based capital ratio 15.8%, well above well-capitalized thresholds.","Repurchased ~981k shares at avg $33.17 in Q2; total 1.5M shares in H1 2025 at avg $33.81."],"consensus_eps_estimate":null,"consensus_eps_actual":1.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165598,"accession_number":"0001193125-25-122274","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"United Bankshares shareholders approve 2025 Equity Incentive Plan, elect directors at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["2025 Equity Incentive Plan approved with 102.7M for vs 3.7M against; effective immediately.","All 15 incumbent directors elected; J. Paul McNamara received highest withhold votes (7.5M).","Ernst & Young LLP ratified as independent auditor for FY2025 (120.6M for, 3.5M against).","Advisory vote on executive compensation passed with 103.8M for, 2.6M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165597,"accession_number":"0001193125-25-092288","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q1 EPS $0.59; record NII $260.1M, Piedmont deal closed","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $84.3M ($0.59 diluted EPS) vs. $86.8M ($0.64) Q1 2024; revenue up on Piedmont acquisition.","Record net interest income $260.1M (+12% linked qtr); NIM expanded 20bp to 3.69%.","Merger-related charges $30.0M (noninterest expense + provision) from Piedmont acquisition.","Repurchased 567k shares at avg $34.93; capital ratios well above well-capitalized thresholds.","Nonperforming loans 0.29% of loans; allowance for loan losses 1.30%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183222,"accession_number":"0001193125-25-011811","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q4 EPS $0.69, full-year $2.75; closes $2.4B asset acquisition of Piedmont","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 net income $94.4M ($0.69 diluted EPS) vs $0.59 in Q4 2023; full-year $373.0M ($2.75) vs $366.3M ($2.71).","Net interest margin 3.49% (down 3 bps QoQ, 6 bps YoY); net interest income $232.6M, up 1% YoY.","Non-performing loans $73.4M (0.34% of loans) vs $45.5M (0.21%) a year ago; net charge-offs 0.10% annualized.","Completed acquisition of Piedmont Bancorp (Atlanta) on Jan 10, 2025 with $2.4B assets, $2.1B loans, $2.1B deposits.","Capital well above well-capitalized levels; no share repurchases in 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":2.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183221,"accession_number":"0001193125-25-004551","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2025-01-10T23:59:59+00:00","items":["2.03","8.01","9.01"],"status":"ready","headline":"United Bankshares completes acquisition of Piedmont Bancorp; combined assets >$32B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each Piedmont share converted into 0.300 share of UBSI common stock plus cash for fractional shares.","Combined organization has over $32 billion in assets and 240+ locations across nine states.","United assumed $20M of Piedmont subordinated notes due 2030 as part of the deal.","Monty Watson, former Piedmont CEO, to serve as regional president for former Piedmont locations.","Merger effective as of 5:01 p.m. on January 10, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199800,"accession_number":"0001193125-24-268731","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2024-12-02T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"UBSI receives all regulatory approvals for Piedmont Bancorp merger; closing expected early 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Federal Reserve Board approval received Nov 29, 2024; state banking approvals already in hand.","Stockholders of Piedmont have approved the merger.","Closing anticipated in early 2025; operational conversion in late Q1 2025.","Former Piedmont offices to operate under United Bankshares DBA in Georgia."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199799,"accession_number":"0001193125-24-242303","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q3 EPS $0.70; net income $95.3M, down slightly YoY; Piedmont merger on track","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.70 vs $0.71 YoY and QoQ; net income $95.3M, down from $96.2M in Q3 2023.","Net interest income $230.3M, +2% QoQ; NIM of 3.52% vs 3.50% in Q2 2024.","Sold remaining MSRs ($1.1B UPB) for $7.1M gain; sold $196.7M AFS securities at $6.9M loss.","Merger with Piedmont Bancorp expected to close late Q4 2024 or early Q1 2025; combined $32B assets.","Credit quality sound: NPLs 0.30% of loans; ALLL 1.25%; risk-based capital ratio 16.2%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215817,"accession_number":"0001193125-24-207038","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2024-08-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"United Bankshares appoints Dr. Sara DuMond, pediatrician and CEO, to board effective Oct 21, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dr. Sara DuMond appointed as independent director effective Oct 21, 2024; board size increased to 15.","DuMond is board-certified pediatrician, founder/CEO of Pediatric Housecalls, and WVU graduate.","She will receive standard non-employee director compensation as described in 2024 proxy.","DuMond has not yet been assigned to any board committees."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215816,"accession_number":"0001193125-24-184314","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q2 EPS $0.71 beats Q1 and YoY; NIM expands; Piedmont merger on track","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $96.5M ($0.71 diluted EPS) vs $86.8M ($0.64) in Q1 and $92.5M ($0.68) in Q2 2023.","Net interest margin improved to 3.50% from 3.44% in Q1; net interest income up $3.2M sequentially.","Noninterest expense decreased 4% sequentially; provision for credit losses $5.8M vs $11.4M YoY.","Non-performing loans $65.3M (0.30% of loans) up from Dec 2023 but down $9.1M from March 2024.","Piedmont Bancorp acquisition expected close late Q4 2024 or early Q1 2025; combined assets >$32B."],"consensus_eps_estimate":null,"consensus_eps_actual":1.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215815,"accession_number":"0001193125-24-174152","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2024-07-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"United Bankshares 8-K provides no clear material update; text unparseable.","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filing indicates Items 8.01 (Other Events) and 9.01 (Financials) but no press release content found.","Raw EDGAR text appears to be XBRL metadata from prior filings, not a current event.","Unable to extract specific numbers, names, or events from provided filing body.","Investor should refer to original filing for any actual disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235243,"accession_number":"0001193125-24-143581","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"United Bankshares shareholders elect 14 directors, ratify auditor, approve executive compensation","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 14 director nominees received majority votes; terms expire at 2025 Annual Meeting.","Ernst & Young LLP ratified as independent auditor for FY 2024 with 116.9M for vs 2.8M against.","Advisory vote on named executive officer compensation passed with 99.4M for, 1.6M against.","Annual Meeting held May 15, 2024; all three proxy proposals approved by shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235242,"accession_number":"0001193125-24-135753","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2024-05-10T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"United Bankshares to acquire Piedmont Bancorp for ~$267M in stock","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["United will acquire all Piedmont shares at 0.300x UBSI shares; total consideration ~$267M.","Combined entity will have >$32B in assets, 240+ branches across 8 states and D.C.","Piedmont has $2.1B assets, 16 GA locations; expected close late Q4 2024 or early Q1 2025.","Piedmont CEO Monty Watson to serve as Regional President for Georgia post-close.","Transaction is United's 34th acquisition; subject to Piedmont shareholder and regulatory approvals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235241,"accession_number":"0001193125-24-111600","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q1 2024 net income $86.8M ($0.64 EPS), down from $0.73 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $86.8M vs $98.3M in Q1 2023 and $79.4M in Q4 2023; diluted EPS $0.64.","Net interest margin 3.44%, down 19 bps YoY and 11 bps QoQ on deposit repricing.","Non-performing loans rose to $74.4M (0.35% of loans) from $45.5M (0.21%) driven by one C&I relationship.","FDIC special assessment added $1.8M noninterest expense in Q1 2024.","No share repurchases in 2023 or 2024; well-capitalized with risk-based capital 15.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253079,"accession_number":"0001193125-24-016144","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2024-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q4 2023 EPS $0.59 vs $0.74 YoY; net income $79.4M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income decreased 8% YoY; net interest margin 3.55% vs 3.87%.","Average loans grew $903.6M (4%) from Q4 2022; deposit rate repricing pressured NIM.","Noninterest expense rose 11% YoY, including $12.0M FDIC special assessment.","Non-performing loans were 0.21% of loans at Dec 31, 2023, down from 0.29%.","Estimated risk-based capital ratio 15.4%; well-capitalized status maintained."],"consensus_eps_estimate":null,"consensus_eps_actual":2.71,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270529,"accession_number":"0001193125-23-262294","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2023-10-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UBSI Q3 2023 EPS $0.71, up from $0.68 QoQ but down from $0.76 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $96.2M ($0.71 diluted EPS) vs $92.5M ($0.68) in Q2 2023 and $102.6M ($0.76) in Q3 2022.","Net interest margin expanded to 3.54% from 3.51% QoQ; net interest income up $992K.","Provision for credit losses dropped to $5.9M from $11.4M QoQ on lower qualitative adjustments.","Non-performing loans were 0.20% of total loans; capital ratios well above well-capitalized thresholds.","No share repurchases in first nine months of 2023; asset quality remains sound."],"consensus_eps_estimate":null,"consensus_eps_actual":2.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287472,"accession_number":"0001193125-23-195366","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q2 EPS $0.68, down from $0.73 Q1 and $0.71 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $92.5M; diluted EPS $0.68 vs $0.73 in Q1 2023 and $0.71 in Q2 2022.","Net interest margin 3.51% vs 3.63% Q1; provision for credit losses $11.4M vs $6.9M Q1.","Sold MSRs on $2.0B UPB for $8.1M gain; sold $187M AFS securities at $7.2M loss.","Non-performing loans 0.20% of loans vs 0.29% at Dec 2022; allowance 1.21% vs 1.14%.","No share repurchases in H1 2023; capital ratios well above well-capitalized minimums."],"consensus_eps_estimate":null,"consensus_eps_actual":1.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307652,"accession_number":"0001193125-23-144742","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2023-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"United Bankshares shareholders elect 14 directors, ratify EY, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 14 director nominees elected; Jerold L. Rexroad resigned prior to meeting, board reduced to 14.","Ratification of Ernst & Young as auditor for 2023: 117.3M for, 2.4M against.","Advisory vote on executive compensation approved: 101.1M for, 1.9M against.","Advisory vote on frequency: 94.2M voted for 1-year; company will hold annual say-on-pay.","Broker non-votes: 16.2M on each director and advisory proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307651,"accession_number":"0001193125-23-116883","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2023-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q1 2023 EPS $0.73, net income $98.3M, NIM 3.63%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2023 net income $98.3M ($0.73 diluted EPS) vs $99.8M ($0.74) Q4 2022 and $81.7M ($0.60) Q1 2022.","Net interest margin 3.63%, down 24 bps QoQ but up 64 bps YoY; net interest income down 6% QoQ on higher deposit costs.","Noninterest income $32.7M, down 29% YoY driven by lower mortgage banking income.","Provision for credit losses $6.9M vs $16.4M Q4 2022; non-performing loans 0.21% of loans, allowance 1.17%.","Capital well-capitalized: risk-based capital 14.7%, CET1 12.5%; no share repurchases in Q1 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":0.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307650,"accession_number":"0001193125-23-094674","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2023-04-07T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"United Bankshares EVP Jerold Rexroad retires, resigns from board effective April 14","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jerold L. Rexroad notified retirement as EVP and Chairman of the Carolinas; also resigned from Board effective April 14, 2023.","Departure not due to any disagreement with the company; he plans to pursue other opportunities.","Board size will reduce from 15 to 14 after resignation; Rexroad will not stand for election at 2023 annual meeting.","Previously voted proxies for Rexroad will be disregarded; other nominees remain unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326637,"accession_number":"0001193125-23-015713","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares reports record 2022 net income of $379.6M; EPS $2.80","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2022 net income $99.8M ($0.74 EPS), down from Q3 2022's $102.6M ($0.76 EPS).","Full-year 2022 net interest income record $896.4M, up 21% YoY; NIM expanded 41 bps to 3.50%.","Annualized loan growth (ex-PPP) 16% for 2022; net charge-offs ultra-low at 0.02% in Q4.","Non-performing loans fell to 0.29% of total loans at Dec. 31, 2022 from 0.50% a year earlier.","Repurchased ~2.3M shares in 2022 at avg $34.69; all regulatory capital ratios well above well-capitalized thresholds."],"consensus_eps_estimate":null,"consensus_eps_actual":2.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":311957000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344347,"accession_number":"0001193125-22-270382","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2022-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q3 EPS $0.76 beats Q2 $0.71; NIM 3.78%, loan growth 16% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $102.6M, diluted EPS $0.76; up from $95.6M ($0.71) in Q2 2022 and $92.2M ($0.71) in Q3 2021.","Net interest margin of 3.78% expands 40 bps QoQ; net interest income +12% QoQ to $239.5M.","Annualized loan growth (ex-PPP) 16% in Q3 and 15% YTD; non-performing loans at low 0.35% of total loans.","Mortgage banking income down $35.6M YoY; company recorded $5.0M litigation accrual for former commercial customer.","Capital well above well-capitalized thresholds: risk-based capital 14.4%, CET1 12.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360857,"accession_number":"0001193125-22-204190","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2022-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q2 net income $95.6M ($0.71 EPS), NIM expands 39 bps, loan growth 15%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2022 net income $95.6M ($0.71 diluted EPS), up from $81.7M ($0.60) in Q1 2022.","Net interest margin expanded 39 bps to 3.38% QoQ, driven by rising interest rates and asset mix.","Annualized loan growth ex-PPP of 15%; non-performing loans low at 0.37% of loans.","Repurchased ~1.5M shares in Q2 at avg $34.47; risk-based capital ratio 14.8%.","Mortgage banking income fell $24.5M YoY; BOLI death benefits partially offset."],"consensus_eps_estimate":null,"consensus_eps_actual":1.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":379972,"accession_number":"0001193125-22-152897","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2022-05-17T23:59:59+00:00","items":["5.03","5.07","8.01","9.01"],"status":"ready","headline":"United Bankshares approves up to 4.75M share buyback; shareholders re-elect all 15 directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved new plan to repurchase up to 4.75M shares, replacing the 2019 plan.","From April 1 to May 11, 2022, United bought 1,170,000 shares at $34.32 weighted avg.","Shareholders elected all 15 director nominees, ratified Ernst & Young as auditor, and approved say-on-pay.","Bylaws amended to reflect new organizational structure and allow remote shareholder meetings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":379971,"accession_number":"0001193125-22-118934","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2022-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q1 2022 EPS $0.60, up 7% from Q4; loan growth 11% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $81.7M ($0.60 diluted EPS) vs $73.9M ($0.56) in Q4 2021.","Net interest income $191.5M, flat YoY; net interest margin 2.99% (+5 bps linked quarter).","Annualized loan growth 11% ex-PPP; provision benefit of $3.4M vs expense of $0.1M a year ago.","Noninterest income fell 50% YoY to $46.0M on lower mortgage banking revenue.","Repurchased 711k shares at avg $35.15; all capital ratios well above well-capitalized thresholds."],"consensus_eps_estimate":null,"consensus_eps_actual":0.6,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":398131,"accession_number":"0001193125-22-058572","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2022-03-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"United Bankshares announces executive reorganization: Adams to Exec Chairman, Adams Jr. as CEO, Consagra as President","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Richard M. Adams becomes Executive Chairman effective April 1, 2022; base salary $1,297,920; reduced incentive targets.","Richard M. Adams Jr. appointed CEO and board member; base salary $950,000; long-term incentive target 130% of salary.","James J. Consagra Jr. appointed President; base salary $850,000; long-term incentive target 120% of salary.","Board size increased from 13 to 14; Adams Jr. will fill the new vacancy and serve on the Executive Committee.","Mr. Adams served as CEO since 1976; Adams Jr. has been President since 2014 and joined the company in 1994."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":398130,"accession_number":"0001193125-22-019056","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2022-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares posts record 2021 net income of $367.7M ($2.83/sh); Q4 earnings decline 20%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record annual net income of $367.7M ($2.83 diluted EPS) vs $289.0M ($2.40) in 2020, up 27%.","Q4 net income $73.9M ($0.56 EPS) vs $92.4M ($0.71) Q4 2020, down 20% on lower mortgage banking income and merger costs.","Completed Community Bankers Trust acquisition on Dec 3, 2021; merger-related expenses of $20.4M in Q4.","Net interest margin 2.94% in Q4, down 39 bps YoY; provision for credit losses was a net benefit of $7.4M.","Nonperforming loans fell to 0.50% of loans from 0.75% at Dec 31, 2020; regulatory capital remains well-capitalized."],"consensus_eps_estimate":null,"consensus_eps_actual":2.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":330958000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":417134,"accession_number":"0001193125-21-347984","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2021-12-03T23:59:59+00:00","items":["2.01","2.03","7.01","9.01"],"status":"ready","headline":"United Bankshares completes acquisition of Community Bankers Trust; adds $1.7B assets","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Deal closed Dec 3, 2021; ESXB shareholders received 0.3173 UBSI shares per share.","United now has ~$29B assets and ~250 offices across 9 states.","Former Community Bankers Trust CEO Rex L. Smith III retained as Regional President for former Essex Bank locations.","United assumed $4.124M Floating Rate Junior Subordinated Debentures due 2033.","Transaction adds $1.7B in assets from Essex Bank; strengthens Mid-Atlantic and SE presence."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":417133,"accession_number":"0001193125-21-307257","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2021-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q3 2021 EPS $0.71; announces agreement to acquire Community Bankers Trust","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2021 net income $92.2M ($0.71 diluted EPS) vs $103.8M ($0.80) in Q3 2020; 9M EPS $2.27 vs $1.68.","Net interest margin 2.98% (down 20 bps YoY); loan accretion decreased $3.5M to $8.2M.","Provision for credit losses was a net benefit of $7.8M vs expense of $16.8M in prior year.","Nonperforming assets fell 31% from Dec 2020 to $107M (0.39% of total assets).","Merger with Community Bankers Trust expected Q4 2021; all regulatory approvals received."],"consensus_eps_estimate":null,"consensus_eps_actual":2.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":434702,"accession_number":"0001193125-21-222398","cik":729986,"company_name":"UNITED BANKSHARES INC/WV","ticker":"UBSI","form_type":"8-K","filed_at":"2021-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"United Bankshares Q2 2021 EPS $0.73 vs $0.44 YoY; announces Community Bankers Trust acquisition","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2021 net income $94.8M, diluted EPS $0.73 vs $52.7M, $0.44 in Q2 2020; H1 net income $201.7M, $1.56 vs $92.9M, $0.84.","Net interest income $186.5M, up 9% YoY; provision for credit losses net benefit $8.9M vs $45.9M expense in Q2 2020.","Noninterest income $62.8M, down 29% on mortgage banking mark-to-market; noninterest expense $139.0M, down 7%.","Nonperforming loans improved to 0.61% of loans from 0.75% at year-end; risk-based capital ratio 15.9%, well-capitalized.","Announced acquisition of Community Bankers Trust; expected close Q4 2021 subject to regulatory and shareholder approvals."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6031444454.887657,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}