{"filings":[{"id":2604001,"accession_number":"0001193125-26-378379","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2026-09-01T20:05:14+00:00","items":["7.01","9.01"],"status":"ready","headline":"UMB Financial announces redemption of all outstanding 2.75% subordinated notes due 2031","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Redemption of all outstanding 2.75% Fixed-to-Floating Rate Subordinated Notes due 2031 on Sept 15, 2026.","Redemption price at 100% of principal plus accrued interest to redemption date.","Payment via DTC; holders to receive notice with details.","No principal amount disclosed in filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1913280,"accession_number":"0001193125-26-320980","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2026-07-28T20:05:28+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"UMB Financial raises common dividend 16.3% to $0.50; Q2 earnings announced","summary_kind":"llm","event_type":"dividend","confidence":"medium","bullets":["Quarterly common dividend increased 16.3% to $0.50 per share, payable Oct 1, 2026 to holders of record Sep 10, 2026.","Preferred Series B dividend declared at $193.75 per share ($0.484375 per depositary share), payable Oct 15, record Sep 30.","Company reported Q2 2026 results on July 28, 2026; specific financial figures not included in the provided filing text.","Investor presentation materials (Exhibit 99.2) were furnished but only an index of slides is available in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90584,"accession_number":"0001193125-26-197753","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"UMB Financial annual meeting elects 14 directors, approves incentive plan and say-on-pay","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 14 director nominees elected; votes ranged from 63.1M to 64.9M for, with ~5.2M broker non-votes.","Non-binding say-on-pay approved: 62.9M for, 2.1M against, 132K abstain.","Ratification of KPMG as auditor for 2026 approved: 69.6M for, 721K against.","Amended Omnibus Incentive Compensation Plan approved: 61.9M for, 3.1M against, 5.2M broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90583,"accession_number":"0001193125-26-186932","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"UMB Financial declares $0.43 dividend, preferred dividend, and 2M share buyback","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly common dividend $0.43 per share, payable July 1, 2026, record June 10, 2026.","Series B preferred dividend $193.75 per share ($0.484375 per depositary share), payable July 15, 2026, record June 30, 2026.","Board authorized repurchase of up to 2,000,000 common shares through meeting following 2027 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100238,"accession_number":"0001193125-26-044638","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2026-02-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"UMB Financial approves change-in-control agreements for named executives with 2x-3x severance","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Compensation Committee approved CIC agreements for CEO, Bank CEO (3x), and other NEOs (2x) on Feb 9, 2026.","Severance includes lump sum of base salary plus greater of average or target bonus, pro-rated bonus, 18 months health premiums, outplacement, and equity acceleration.","Initial term runs through Dec 31, 2026, auto-renews annually; Company cannot non-renew after change-in-control discussions begin.","Full acceleration of equity awards with performance vesting deemed at greater of target or actual as of change in control."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100237,"accession_number":"0001193125-26-024400","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"UMB Financial declares $0.43 common dividend; Q4 2025 earnings announced without specific figures in filing","summary_kind":"llm","event_type":"dividend","confidence":"low","bullets":["Quarterly common dividend of $0.43 per share declared, payable April 1, 2026 to shareholders of record March 10, 2026.","Preferred Series B dividend of $193.75 per share ($0.484375 per depositary share) payable April 15, 2026 to holders of record March 31, 2026.","Earnings press release for quarter ended December 31, 2025 issued; financial results not included in the provided filing excerpt.","Investor presentation materials dated January 27, 2026 furnished; no specific performance figures available in this disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116577,"accession_number":"0001193125-25-253477","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"UMBF declares $0.43 quarterly dividend (+7.5%); issues Q3 earnings release","summary_kind":"llm","event_type":"dividend","confidence":"medium","bullets":["Common dividend increased to $0.43/share, up 7.5% from prior quarter; payable Jan 2, 2026 to holders of record Dec 10, 2025.","Preferred dividend of $0.484375 per depositary share for Series B (7.75%) declared; payable Jan 15, 2026 to record holders Dec 31, 2025.","This marks the 23rd dividend increase in the past 20 years.","The company also issued its Q3 2025 earnings press release, but specific financial results were not provided in the filing excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133020,"accession_number":"0001193125-25-189680","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-08-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UMB Financial announces full redemption of 3.70% subordinated notes due 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["All outstanding 3.70% Fixed-to-Fixed Rate Subordinated Notes due 2030 (CUSIP 902788 AA6) to be redeemed on September 17, 2025.","Redemption price is 100% of principal amount plus accrued and unpaid interest up to but excluding the redemption date.","Payment will be made through DTC; holders will receive detailed instructions via notice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133019,"accession_number":"0000950170-25-099619","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"UMB Financial declares $0.40 common dividend; Q2 earnings release furnished","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Declared $0.40 per common share quarterly dividend, payable Oct 1, 2025, record Sep 10, 2025.","Series B preferred dividend of $264.79 per share ($0.66 per depositary share) payable Oct 15, 2025.","Q2 2025 earnings results released via press release on July 29, 2025; specific financial figures not provided in this filing excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":4.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133018,"accession_number":"0001193125-25-159412","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-07-15T23:59:59+00:00","items":["5.03","8.01","9.01"],"status":"ready","headline":"UMB Financial completes redemption of Series A Preferred Stock; removes certificate of designation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Completed redemption of all outstanding 7% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A on July 15, 2025.","Filed Termination of Certificate of Designation with Missouri Secretary of State, eliminating Series A terms from articles.","Redemption was previously announced; no new financial terms or impact disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149593,"accession_number":"0001193125-25-139927","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-06-12T23:59:59+00:00","items":["3.03","5.03","9.01"],"status":"ready","headline":"UMB Financial issues 12M depositary shares of 7.750% Series B Perpetual Preferred Stock","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued 12M depositary shares, each representing a 1/400th interest in 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B.","Liquidation preference of $25 per depositary share ($10,000 per share of Series B Preferred Stock).","Certificate of Designation filed with Missouri Secretary of State on June 11, effective June 12, 2025.","Dividends and repurchases of junior/parity stock restricted if Series B dividends not declared for prior period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149592,"accession_number":"0001193125-25-139563","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-06-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"UMB Financial to redeem all Series A Preferred Stock on July 15, 2025 at $10,000/share","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["All 11,500 outstanding Series A Preferred shares redeemed at $10,000/share (~$115M total) on July 15, 2025.","Regular dividend of $175 per share paid separately on July 15 to holders of record as of June 30, 2025.","After redemption date, dividends on Series A Preferred Stock cease accruing.","Redemption handled through DTC; Computershare Trust serves as redemption agent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149591,"accession_number":"0001193125-25-130904","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-05-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"UMB Financial prices $300M preferred stock offering at 7.75%; net proceeds ~$294.5M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Priced 12M depositary shares representing Series B Preferred Stock, 7.750% fixed-rate, liquidation preference $25 per share.","Net proceeds estimated at $294.5M after underwriting discounts and expenses.","Proceeds may redeem all outstanding Series A Preferred (7.00%) and/or repurchase portion of 3.70% subordinated notes due 2030.","Offering expected to close June 12, 2025; RBC Capital Markets and J.P. Morgan act as joint book-running managers.","UMB has applied to list the depositary shares on Nasdaq under symbol 'UMBFO'."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149590,"accession_number":"0000950170-25-062286","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-05-02T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"UMB Financial shareholders elect all 16 director nominees at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 16 director nominees elected with strong majority; broker non-votes ~6M for each.","Advisory vote on executive compensation passed: 58,138,393 for, 965,678 against, 214,702 abstain.","Ratification of KPMG as independent auditor for 2025 approved: 64,122,432 for, 944,053 against.","Quorum present: 65,308,613 shares represented of 72,655,215 outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149589,"accession_number":"0000950170-25-060094","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"UMB Financial declares $0.40 common dividend, authorizes 1M share buyback; Q1 results announced","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Quarterly common dividend $0.40/share; payable July 1, 2025 to record June 10, 2025.","Preferred dividend of $0.4375 per depositary share; payable July 15, 2025 to record June 30, 2025.","Board authorized repurchase of up to 1 million common shares through meeting after 2026 annual meeting.","Q1 2025 financial results announced; no specific figures provided in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149588,"accession_number":"0001193125-25-079595","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K/A","filed_at":"2025-04-14T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"UMB Financial corrects asset-to-goodwill allocation in HTLF merger pro forma","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Goodwill adjusted by $743M in corrected purchase price allocation, reallocating previously misallocated assets.","Pro forma 2024 net income $407M ($5.28 diluted EPS); UMB standalone was $441M.","Total consideration $2.78B based on 23.6M UMB shares at $117.90 per share.","Forward sale agreement settled Mar 2025 for $235.1M; $215M nonrecurring transaction costs.","Other intangibles of $511M (core deposit, wealth, credit card relationships) amortized over 3-10 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149587,"accession_number":"0001193125-25-078467","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K/A","filed_at":"2025-04-11T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"HTLF FY2024 net income $171.6M ($3.79 diluted EPS) vs $79.9M in 2023","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Net interest income $613.2M (+2% YoY); provision for credit losses $53.4M.","Total assets $17.29B; loans held to maturity $11.16B; deposits $14.64B.","Pro forma combined balance sheet as of Dec 31, 2024 reflects merger closed Jan 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168656,"accession_number":"0000950170-25-037890","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-03-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UMB Financial declares Series A preferred dividend of $0.4375 per depositary share payable April 15","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board approved a dividend of $175 per share ($0.4375 per depositary share) on Series A 7% Preferred Stock.","Dividend payable April 15, 2025 to holders of record as of March 31, 2025.","This is the first dividend on the preferred stock issued to former Heartland Financial (HTLF) shareholders after the January 31 acquisition.","HTLF Series E Preferred converted one-for-one into UMB Preferred Stock with identical terms."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168655,"accession_number":"0001193125-25-018885","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-02-03T23:59:59+00:00","items":["2.01","2.03","3.03","5.02","5.03","7.01","8.01","9.01"],"status":"ready","headline":"UMB closes acquisition of Heartland Financial; assets rise to ~$68B, footprint expands to 13 states","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["UMB issued ~24M shares of common stock to HTLF shareholders at 0.55x exchange ratio.","Total assets increase to ~$68B (Dec 31, 2024 pro forma) with addition of 104 branches and 115 ATMs.","Private wealth management AUM/AUA increases by 32%; geographic footprint expands from 8 to 13 states.","Five HTLF directors join UMB board, increasing board size to 16.","UMB to fully settle forward sale agreement in Q1 2025 for net proceeds of ~$231.8M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168654,"accession_number":"0000950170-25-009795","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial declares $0.40 dividend; Q4/Y2024 earnings released (details omitted)","summary_kind":"llm","event_type":"dividend","confidence":"low","bullets":["Quarterly dividend of $0.40 per share declared, payable April 1, 2025 to holders of record March 10, 2025.","Press release issued for Q4 and full-year 2024 financial results; no specific figures are provided in this filing.","Investor presentation furnished as Exhibit 99.2; conference call scheduled for January 29, 2025 at 8:30 a.m. CT."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168653,"accession_number":"0001193125-25-004422","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2025-01-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"UMB Financial receives regulatory approvals to complete Heartland acquisition; close expected Jan 31, 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Combined assets ~$66B, top 4% of publicly traded U.S. banks (based on Sept. 30, 2024 data).","Acquisition increases private wealth AUM/AUA by 31%; nearly doubles retail deposit base; expands from 8 to 13 states.","Five HTLF board members (Schmidt, Henderson, Hopkins, Lazo, Murphy) will join UMB Board, growing it to 16 members.","Final regulatory approvals from OCC and Federal Reserve received; shareholder approvals already obtained.","Transaction expected to close on or around Jan. 31, 2025, subject to remaining customary closing conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185770,"accession_number":"0000950170-24-118222","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2024-10-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial reports Q3 2024 earnings; declares $0.40 quarterly dividend","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Quarterly dividend of $0.40 per share declared, payable January 2, 2025 to holders of record December 10, 2024.","Investor conference call scheduled for October 30, 2024 at 8:30 a.m. CT to discuss Q3 2024 results.","Specific earnings figures (EPS, revenue) not provided in the filing text; refer to press release Exhibit 99.1."],"consensus_eps_estimate":null,"consensus_eps_actual":6.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202335,"accession_number":"0001193125-24-195001","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2024-08-06T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"UMB shareholders approve all proposals for HTLF merger; closing expected Q1 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Shareholders voted 44,385,266 for (98.5%) to approve amendment increasing authorized shares from 80M to 160M.","Share issuance proposal approved with 41,965,320 votes for (98.2%); no broker non-votes.","Quorum of 91.92% of outstanding shares (44.8M) was present at special meeting held August 6, 2024.","Adjournment proposal not required as both proposals passed with requisite votes.","Transaction remains subject to customary closing conditions; anticipated close in first quarter 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202334,"accession_number":"0000950170-24-087842","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial reports Q2 2024 results and declares $0.39/share dividend; no specifics available in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company issued press release for Q2 2024 results; specific financial figures not included in this filing extract.","Board declared quarterly dividend of $0.39 per share, payable October 1, 2024, record date September 10, 2024.","Investor presentation materials furnished as Exhibit 99.2; content not provided in the filing text above."],"consensus_eps_estimate":null,"consensus_eps_actual":4.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202333,"accession_number":"0001193125-24-186351","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"UMB Financial and HTLF supplement merger proxy after shareholder lawsuits","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Four HTLF stockholder lawsuits filed in June-July 2024 allege false/misleading registration statement; UMB and HTLF deny all allegations.","Supplemental disclosures include details on 2022 LOI (0.6400 exchange ratio, 29.6% premium) and 2024 LOI (0.5500, 35.2% premium).","BofA Securities fairness opinion and KBW fee structure (1% of merger consideration, $2M payable on opinion) added to proxy.","HTLF board's reason for merger supplemented to note fixed exchange ratio without collar; no admission of liability.","HTLF also received demand letters from other purported stockholders; supplemental disclosures aim to avoid merger delays."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218451,"accession_number":"0001193125-24-158332","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2024-06-10T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UMB Financial clarifies special mention loan relationship not yet fully resolved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company states that the main relationship driving Q1 2024 special mention loan increase is not yet fully resolved.","Earlier analyst report said management noted the relationship had been resolved after quarter end.","Management still expects minimal losses on the relationship and reaffirms strong overall credit quality.","No quantitative estimate of loan loss exposure was provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218450,"accession_number":"0000950170-24-052193","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2024-05-02T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"UMB Financial shareholders elect 11 directors, approve say-on-pay and share plan amendment","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with strong support; highest vote count 40.56M, lowest 37.84M.","Advisory vote on executive compensation passed: 40.08M for, 1.02M against, 163K abstain.","KPMG ratified as auditor for 2024: 43.75M for, 216K against.","Omnibus Incentive Plan amended to increase share reserve by 1.85M shares: 38.07M for, 3.11M against.","Annual meeting held April 30, 2024; quorum of 43.99M shares represented (90.3% of outstanding)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218449,"accession_number":"0001193125-24-126365","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2024-05-01T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"UMB Financial enters additional forward sale for 420,000 shares at $72.00 initial forward price","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Underwriters exercised over-allotment option for 420,000 shares on April 30, 2024.","Additional Forward Sale Agreement signed with Bank of America, N.A., initial forward price $72.00/share.","Total forward shares now 3,220,000 (2.8M initial plus 420K additional).","Final settlement date for forward shares is October 30, 2025.","Proceeds intended to support general corporate purposes per prior disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218448,"accession_number":"0001193125-24-120054","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["1.01","7.01","8.01","9.01"],"status":"ready","headline":"UMB Financial to acquire Heartland Financial in stock merger; exchange ratio 0.55","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["UMB Financial to acquire Heartland Financial in a stock merger; each HTLF share exchanged for 0.55 UMBF shares.","Combined board expands to 16 directors, with 5 from HTLF.","To fund the deal, UMBF entered a forward sale agreement for 2.8M shares at $72 each, with an option for 420k more.","Transaction subject to regulatory approvals (Fed, OCC), shareholder votes, and termination fee of $70M.","HTLF CEO Bruce K. Lee (0.02% stake) agreed to vote his shares in favor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218447,"accession_number":"0001193125-24-119997","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial Q1 net income $110.3M ($2.25 EPS); declares $0.39 dividend, authorizes 1M share buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $110.3M ($2.25 diluted EPS); net operating income $120.7M ($2.47 diluted EPS).","Average loans up 9.8% YoY to $23.4B; average deposits up 6.2% YoY to $33.5B.","Net interest income $239.4M (+3.9% linked quarter); noninterest income $159.2M (+22.3% YoY).","Board declared $0.39/share quarterly dividend, payable July 1 to shareholders of record June 10.","Authorized repurchase of up to 1M shares of common stock until the 2025 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":2.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238358,"accession_number":"0000950170-24-011225","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2024-02-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"James D. Rine promoted to President of UMB Financial Corp; retains UMB Bank CEO role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Rine, 53, named President effective Jan 29, 2024; previously Vice Chairman since Nov 2020.","He continues as President & CEO of UMB Bank, a role held since Oct 2018.","Mariner Kemper remains CEO and Chairman; he previously held the President title.","No material plan, contract, or compensation change was made in connection with the promotion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238357,"accession_number":"0000950170-24-008804","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2024-01-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial reports Q4 and FY2023 results; declares $0.39 dividend","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Quarterly dividend of $0.39 per share declared, payable April 1, 2024 to holders of record March 11, 2024.","Earnings press release issued for quarter and year ended December 31, 2023; specific financial figures not available in provided filing extract.","Investor conference call scheduled for January 31, 2024 at 8:30 a.m. CT."],"consensus_eps_estimate":null,"consensus_eps_actual":7.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255849,"accession_number":"0000950170-23-064543","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-11-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UMB Financial provides update on shared national credit exposure; $2.1B outstanding, performing as expected","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total shared national credit outstanding loans $2.1B, approx 9% of total loans, unchanged from Sept 30, 2022.","Commitments to lend on shared national credits total $3.9B as of Sept 30, 2023.","Shared national credits performing in line with management expectations as of Sept 30, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255848,"accession_number":"0000950170-23-054846","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial declares $0.39 dividend; Q3 2023 results released (no specifics)","summary_kind":"llm","event_type":"dividend","confidence":"medium","bullets":["Quarterly dividend declared at $0.39 per share, payable Jan 2, 2024 to shareholders of record Dec 11, 2023.","Company issued press release for Q3 2023 financial results; no earnings figures included in this filing.","Investor presentation attached covering corporate overview, Q3 results, and line-of-business updates.","Full earnings details available in the press release (Exhibit 99.1) not reproduced in this 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273270,"accession_number":"0000950170-23-044152","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-08-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Alexander C. Kemper resigns from UMB Financial board effective immediately","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Alexander C. Kemper resigned as director on August 18, 2023.","Resignation is not due to any disagreement with the company or its management.","No replacement was announced at the time of filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273269,"accession_number":"0000950170-23-034441","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-07-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial reports Q2 results (specifics not provided); declares $0.38 dividend, authorizes 1M share buyback","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Quarterly dividend of $0.38 per share, payable Oct 2, 2023 to holders of record Sep 11, 2023.","Share repurchase authorization: up to 1 million shares through board meeting after 2024 annual meeting.","Q2 2023 earnings announced but EPS, revenue, and segment details not disclosed in this filing body.","Investor presentation materials included as Exhibit 99.2; available on company website."],"consensus_eps_estimate":null,"consensus_eps_actual":3.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273268,"accession_number":"0000950170-23-034436","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K/A","filed_at":"2023-07-25T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"UMB Financial board adopts annual say-on-pay vote until 2029","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders voted for annual advisory votes on executive compensation at the 2023 Annual Meeting.","Board determined to hold annual say-on-pay votes until next frequency vote no later than 2029.","This amendment updates the original 8-K filed on April 28, 2023 with the frequency decision."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290188,"accession_number":"0001564590-23-006610","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-04-28T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"UMB Financial shareholders elect all 12 director nominees, approve say-on-pay and KPMG ratification","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 12 director nominees elected at April 25, 2023 annual meeting; each received majority of votes cast.","Advisory say-on-pay passed with 41,631,154 votes for vs 1,074,770 against.","Shareholders recommend one-year frequency for future say-on-pay votes (36,771,433 votes for one year).","KPMG LLP ratified as independent auditor for 2023 with 44,955,726 votes for, 124,733 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290187,"accession_number":"0001564590-23-006195","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial reports Q1 2023 earnings; declares $0.38 dividend","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Declared quarterly dividend of $0.38 per share, payable July 3, 2023 to shareholders of record June 12, 2023.","Q1 2023 earnings results announced but specific financial figures (revenue, EPS) not available in the provided exhibits.","Investor presentation and annual meeting materials furnished; no additional material disclosures identified."],"consensus_eps_estimate":null,"consensus_eps_actual":1.9,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290186,"accession_number":"0001193125-23-100715","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-04-13T23:59:59+00:00","items":["3.03","5.03","9.01"],"status":"ready","headline":"UMB Financial reduces special meeting threshold to 20%, reinstates cumulative voting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Threshold to call special meeting lowered from 50% to 20% of outstanding common shares.","Cumulative voting for director elections reinstated in the bylaws.","Changes effective April 13, 2023, adopted by the Board of Directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290185,"accession_number":"0001564590-23-005223","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-04-03T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMBF reports preliminary Q1 deposits $32.0B, up $1B since SVB failure; avg deposits up","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["End-of-period deposits ~$32.0B at March 31, 2023, up >$1B from March 9 (pre-SVB failure); Dec 31 was $32.6B.","Average deposits $31.6B in Q1 vs $31.4B in Q4; average demand deposits $11.9B (~38% of avg deposits).","Estimated uninsured deposits $21.5B (67% of total); adjusted ratio excluding affiliate/collateralized is ~44%.","End-of-period loans up ~$800M since year-end; avg loans $21.3B in Q1 vs $20.3B in Q4.","Loan-to-deposit ratio ~68% on end-of-period balances; full Q1 results due April 25, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311111,"accession_number":"0001564590-23-004344","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-03-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial reports estimated uninsured deposit ratio of ~45% as of Mar 23","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Estimated uninsured deposit ratio ~45% after adjusting for collateralized and affiliate deposits.","Data based on UMB Bank's 12/31/22 Call Report and Form 10-K; average balances from 4Q'22.","Disclosure comes amid heightened market focus on deposit stability following recent bank failures.","Company updates deposit diversity and characteristics in investor presentation (Exhibit 99.1)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311110,"accession_number":"0001564590-23-003498","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-03-13T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial reaffirms strong liquidity and deposit base amid banking sector volatility","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Uninsured deposits estimated at ~57% after excluding collateralized deposits; no crypto exposure.","Available liquidity sources total $16.2B (52% of deposits); CET1 ratio 10.62% at year-end 2022.","Deposits well diversified: consumer avg <$25K, commercial avg <$500K; no sector over 6% of total.","Non-performing loans only 9 bps of total loans; bond portfolio high-quality with no intent to sell AFS."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311109,"accession_number":"0001193125-23-058171","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-03-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"President of Institutional Banking James Cornelius to retire effective May 4, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James Cornelius, President of Institutional Banking at UMB Bank, n.a., will retire on May 4, 2023.","Retirement is not the result of any disagreement with UMB Bank, UMB Financial Corp., or management.","No successor has been announced for the role."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311108,"accession_number":"0001193125-23-016360","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["3.03","5.03","9.01"],"status":"ready","headline":"UMB Financial amends bylaws; eliminates cumulative voting, raises special meeting threshold to 50%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved amended bylaws on Jan 24, 2023, with several governance changes.","Eliminated cumulative voting for director elections.","Changed director election standard from plurality to majority vote in uncontested elections.","Increased shareholder threshold to call special meeting from one-fifth to 50% of outstanding shares.","Added provisions for virtual shareholder meetings and compliance with SEC Rule 14a-19(b) for nominations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":311107,"accession_number":"0001564590-23-000728","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2023-01-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial reports Q4/FY2022 results; declares $0.38 quarterly dividend","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Quarterly dividend of $0.38 per share declared; payable April 3, 2023 to record date March 10, 2023.","Press release for Q4 and year-ended December 31, 2022 results furnished (Exhibit 99.1); specific figures not available in filing extract.","Investor presentation materials for January 25 call furnished as Exhibit 99.2."],"consensus_eps_estimate":null,"consensus_eps_actual":8.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":329730,"accession_number":"0001564590-22-035105","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2022-10-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UMB Financial declares $0.38 dividend; Q3 earnings reported but details not in filing","summary_kind":"llm","event_type":"dividend","confidence":"low","bullets":["Quarterly dividend of $0.38 per share declared, payable Jan 3, 2023 to holders of record Dec 12, 2022.","Press release announcing Q3 2022 results furnished as Exhibit 99.1 but no specifics available in provided text.","Investor presentation furnished as Exhibit 99.2; only cover page accessible.","Conference call scheduled for Oct 26, 2022 at 8:30 AM CT."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":347298,"accession_number":"0001193125-22-253287","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2022-09-28T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"UMB Financial completes $110M subordinated notes offering at 6.25% fixed rate due 2032","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Completed $110M aggregate principal of 6.250% Fixed-to-Fixed Rate Subordinated Notes due 2032.","Interest fixed at 6.250% through Sept 28, 2027, then resets to 5-year UST rate + 2.298%.","Notes are unsecured, subordinated, and rank equally with existing subordinated debt.","Redeemable at par after reset date (Sept 2027) or within 3 months of maturity, subject to Fed approval.","Issued under existing indenture with Computershare Trust as trustee; net proceeds for general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":347297,"accession_number":"0001193125-22-251372","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2022-09-26T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"UMB Financial prices $110M 6.250% subordinated notes due 2032","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$110M aggregate principal of Fixed-to-Fixed Rate Subordinated Notes due 2032 priced at 100% of face value.","Interest: 6.250% fixed to Sept 2027, then 5-year UST + 2.298% to Sept 2032.","Net proceeds ~$107.9M; used for general corporate purposes including Tier 1 capital to UMB Bank.","Offering expected to close Sept 28, 2022; BofA Securities and J.P. Morgan are joint book-runners.","Notes qualify as Tier 2 capital for regulatory purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":347296,"accession_number":"0001564590-22-030116","cik":101382,"company_name":"UMB FINANCIAL CORP","ticker":"UMBF","form_type":"8-K","filed_at":"2022-08-25T23:59:59+00:00","items":["5.04","9.01"],"status":"ready","headline":"UMB Financial imposes blackout period for 401(k) plan trustee replacement; restricts insider trading Sept 28–Oct 16","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Blackout period due to replacing Plan's trustee/custodian and Plan administrator.","Begins Sept 28, 2022 at 4:00 p.m. EST; expected end week of Oct 16, 2022.","Participants cannot change contributions, transfer investments, or take loans/distributions.","Directors and executive officers prohibited from trading Company equity securities under Regulation BTR.","Violations may require disgorgement of profits and result in civil/criminal penalties."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":9563440000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-08-25T23:59:59+00:00|347296"}