{"filings":[{"id":578716,"accession_number":"0000706863-26-000047","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2026-05-21T18:49:03+00:00","items":["5.02","5.07"],"status":"ready","headline":"Union Bankshares board chair retires; CEO Silverman named new chair","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Director Cornelius J. Van Dyke retired from board and chair role effective May 20, 2026, due to mandatory retirement age.","CEO David S. Silverman appointed as Board Chair; Timothy W. Sargent named Vice Chair and Lead Independent Director.","Annual meeting shareholders elected all ten director nominees; 3,297,195 shares voted (71.5% turnout).","Ratification of BDMP Assurance, LLP as external auditors for 2026 approved with 3,268,522 votes in favor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98393,"accession_number":"0000706863-26-000042","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Union Bankshares Q1 net income $3.0M ($0.65 EPS), up from $2.5M ($0.55) YoY; dividend $0.36/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.0M, EPS $0.65 vs $0.55 in Q1 2025; net interest income up 10% to $11.3M.","Assets $1.63B (+6.6% YoY); loans $1.18B (+1.3%); deposits $1.20B.","Quarterly dividend of $0.36/share declared, payable May 7, 2026 to holders of record Apr 27, 2026.","Noninterest expense increased $958K to $10.8M due to investments in people, tech, operations.","Book value per share rose 13.1% to $17.46; credit quality stable with ACL $8.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98391,"accession_number":"0000706863-26-000040","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K/A","filed_at":"2026-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Union Bankshares Q1 net income rises 20% to $0.65/sh; corrects prior deposit error","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2026 net income $3.0M ($0.65 per share) vs $2.5M ($0.55) in Q1 2025, up 20%.","Total deposits as of Mar 31, 2025 corrected to $1.18B from previously reported $1.81B.","Total loans $1.18B (+1.3% YoY); book value per share up 13.1% to $17.46.","Net interest income increased 10% to $11.3M; credit loss benefit of $325K vs expense $235K.","Declared quarterly dividend of $0.36 per share, payable May 7, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98392,"accession_number":"0000706863-26-000038","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2026-04-15T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Union Bankshares Q1 net income rises to $3.0M, EPS $0.65; declares $0.36 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.0M ($0.65 diluted EPS) vs $2.5M ($0.55) in Q1 2025, up 20%.","Total assets grew 6.6% to $1.63B; loans up 1.3% to $1.18B; deposits $1.20B, down from $1.81B YoY.","Net interest income up 10% to $1.0M increase; credit loss benefit $325K vs expense $235K prior year.","Noninterest expenses up 9.8% to $10.8M, driven by salaries and wages.","Dividend $0.36/share payable May 7 to record Apr 27."],"consensus_eps_estimate":null,"consensus_eps_actual":0.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113821,"accession_number":"0000706863-26-000031","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2026-03-24T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Union Bankshares: Board Chair Neil Van Dyke to retire; CEO David Silverman named new Chair","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Neil Van Dyke (72) will not stand for re-election at 2026 annual meeting due to board age limit of 72.","CEO David Silverman, retiring in July, will become Board Chair after Van Dyke's retirement.","Vice Chair Timothy Sargent appointed Lead Independent Director because Silverman is not independent.","Chair and Lead Independent Director appointments expected to be formalized at board's annual organizational meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113820,"accession_number":"0000706863-26-000012","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Union Bankshares names Jeffery Weidley as next President and CEO; Silverman to retire July 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Weidley to join as President on May 4, 2026; will become CEO after Silverman's retirement on July 3, 2026.","Silverman, 65, to retire after 39 years; will remain on board and stand for re-election at 2026 annual meeting.","Weidley, 42, previously EVP-Chief Deposit Officer at MVB Bank; also held senior roles at Sandy Spring Bank.","Employment Agreement: $500k base salary, sign-on of 3,000 RSUs (3-yr vesting), $25k relocation, and split-dollar life insurance $700k.","Change of Control Agreement provides 200% base salary plus bonus severance; no tax gross-up."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113819,"accession_number":"0000706863-26-000006","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2026-02-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Union Bankshares reports FY2025 net income $11.1M ($2.43 EPS), up 26% YoY; Q4 net income $2.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year 2025 net income $11.1M ($2.43 diluted EPS) vs $8.8M ($1.94) in 2024; Q4 net income $2.7M ($0.60) vs $3.0M ($0.67).","Net interest income rose 12.1% to $43.0M in FY2025; credit loss expense fell to $774K from $930K.","Book value per share increased 19.7% to $17.53 from $14.65, aided by retained earnings of $96.2M.","Quarterly cash dividend of $0.36 per share declared, payable Feb 5, 2026 to holders of record Jan 31, 2026.","Total assets grew 5.8% to $1.62B; deposits were $1.21B; loans net $1.18B with solid asset quality."],"consensus_eps_estimate":null,"consensus_eps_actual":2.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113818,"accession_number":"0000706863-26-000002","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Union Bankshares FY25 net income rises 26%, Q4 slips; declares $0.36 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2025 net income $11.1M ($2.43/share) vs $8.8M ($1.94/share) in FY2024, up 26.5%.","Q4 2025 net income $2.7M ($0.60/share) down from $3.0M ($0.67/share) in Q4 2024.","Total assets $1.62B (+5.8% YoY); book value per share up 19.7% to $17.53.","Declared regular quarterly cash dividend of $0.36/share, payable Feb 5, 2026.","Steven P. Cote appointed to board of subsidiary Union Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":2.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130229,"accession_number":"0000706863-25-000105","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-11-19T23:59:59+00:00","items":["4.01","8.01","9.01"],"status":"ready","headline":"Union Bankshares switches auditor to BDMP Assurance, amends insider trading policy, adds subsidiary director","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Auditor changed from Berry, Dunn, McNeil & Parker, LLC to BDMP Assurance, LLP; no prior disagreements or reportable events.","Insider trading policy: blackout period start moved from 15th to 20th of final fiscal-quarter month; designee may notify insiders.","Walter B. Frame III (COO, von Trapp Family Lodge) appointed to board of wholly owned subsidiary Union Bank.","Changes effective November 19, 2025; no financial terms or material impact disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130228,"accession_number":"0000706863-25-000101","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Union Bankshares Q3 net income rises to $3.4M from $1.3M; EPS $0.75; declares $0.36 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.436M ($0.75 diluted EPS) vs $1.324M ($0.29) in Q3 2024; nine-month net income $8.332M.","Net interest income $11.156M, up 18.3% YoY; credit loss expense decreased to $313K from $425K.","Loans grew 5.1% to $1.176B; total assets $1.573B; book value per share $16.95 (+6.1%).","Declared regular quarterly dividend $0.36/share, payable Nov 6, 2025 to holders of record Oct 25, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130227,"accession_number":"0000706863-25-000099","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-10-15T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Union Bankshares Q3 net income $3.4M vs $1.3M YoY; declares $0.36 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated net income of $3.4M for Q3 2025, up from $1.3M in Q3 2024; 9-month net income $8.3M vs $5.8M.","Quarterly cash dividend declared at $0.36/share, payable Nov 6 to holders of record Oct 25.","Total assets $1.57B, loans up 5.1% to $1.18B; book value per share rose 6.1% to $16.95.","Net interest income increased 18.3% to $11.2M; noninterest income up to $3.4M from $2.9M.","38,834 shares sold under equity distribution agreement for net proceeds of $801K during 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146792,"accession_number":"0000706863-25-000093","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-08-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Joel S. Bourassa to retire from Union Bankshares board on Aug 20, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joel S. Bourassa, 67, notified board of retirement effective August 20, 2025.","Retirement not due to any disagreement with company's operations, policies, or practices.","Bourassa served on board since 2019 and on Compensation Committee.","Director Succession Subcommittee will conduct search for candidate to fill vacancy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146791,"accession_number":"0000706863-25-000090","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Union Bankshares Q2 net income rises 18.6% to $2.4M; declares $0.36 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $2.4M ($0.53 EPS) vs $2.0M ($0.45 EPS) in Q2 2024, up 18.6%.","Total assets grew 5.9% to $1.48B; loans increased 9.8% to $1.11B.","Net interest income rose 10.1% to $10.4M; credit loss expense fell to $221K.","Dividend of $0.36 per share declared, payable Aug 7, 2025 to holders of record July 26.","Management notes potential headwind from reduced Canadian tourism due to currency and political factors."],"consensus_eps_estimate":null,"consensus_eps_actual":1.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146790,"accession_number":"0000706863-25-000088","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-07-16T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Union Bankshares Q2 net income $2.4M ($0.53/sh), up 18.6% YoY; declares $0.36 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.4M ($0.53/sh) for Q2 2025 vs $2.0M ($0.45/sh) in Q2 2024, an 18.6% increase.","Total loans grew 9.8% YoY to $1.11B, driving asset growth to $1.48B (+5.9%).","Asset quality strong with net recoveries; credit loss expense fell to $221k from $388k.","Board declared quarterly cash dividend of $0.36/share, payable Aug 7, 2025 to holders of record July 26.","Book value per share rose to $15.66 from $14.16; total equity $71.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165225,"accession_number":"0000706863-25-000070","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Annual meeting results: all director nominees elected, say-on-pay approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Fix number of directors at nine; all nine nominees elected with >2.44M votes each.","Non-binding say-on-pay approved: 2,413,198 for, 49,871 against.","Advisory vote on frequency: three-year interval selected (1,611,889 for 3 years).","Ratified Berry Dunn McNeil & Parker as external auditors for 2025 (3,296,542 for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165224,"accession_number":"0000706863-25-000064","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Union Bankshares enters $40M ATM equity distribution agreement with Piper Sandler","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["May sell up to $40M in common stock at the market through Piper Sandler; commission is 3% of gross proceeds.","Proceeds for general corporate purposes: capital for Union Bank, debt repayment, and strategic acquisitions.","Sales may be made in at-the-market offerings or privately negotiated transactions; no minimum sales obligation.","Shares issued under existing shelf registration (333-285164) effective March 18, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165223,"accession_number":"0000706863-25-000062","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Union Bankshares CEO David Silverman plans retirement in 2026; board starts successor search","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO David S. Silverman, age 64, informed the Board on May 16, 2025 of his intention to retire during 2026 after 39 years with the company.","Board will form subcommittee of independent directors to conduct comprehensive succession search; meeting set for May 21, 2025.","Silverman will remain as President and CEO until successor is named and a transition period is completed.","He is expected to continue serving on the Boards of the Company and Union Bank after his successor is appointed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165222,"accession_number":"0000706863-25-000057","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Union Bankshares Q1 net income $2.5M, EPS $0.55 vs $0.53 YoY; loans up 12.3%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.5M ($0.55 EPS) vs $2.4M ($0.53) YoY; net interest income rose $1.3M to $10.3M.","Total assets $1.52B (+$107M YoY); loans $1.16B (+$128M or 12.3%).","Quarterly cash dividend $0.36/share declared Apr 16, payable May 1, 2025 to record holders Apr 26.","Credit loss expense $235K (vs benefit of $230K in prior year) to support loan growth, not credit deterioration.","Annual meeting scheduled May 21, 2025 at Vermont State University Johnson Campus at 3:00pm."],"consensus_eps_estimate":null,"consensus_eps_actual":0.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165221,"accession_number":"0000706863-25-000055","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-04-16T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Union Bankshares Q1 net income $2.5M ($0.55/sh), up 3.5% YoY; declares $0.36 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.5M ($0.55 EPS) vs $2.4M ($0.53 EPS) in Q1 2024, up 3.5%.","Total assets $1.52B (+7.6% YoY); loans $1.16B (+12.3% YoY).","Net interest income $10.3M, up 14.0% YoY; credit loss expense $235K vs benefit of $230K.","Cash dividend of $0.36/share declared, payable May 1, 2025 to holders of record Apr 26, 2025.","Noninterest expenses rose 6.5% to $9.8M, driven by salaries and benefits."],"consensus_eps_estimate":null,"consensus_eps_actual":0.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165220,"accession_number":"0000706863-25-000048","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-04-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Union Bankshares promotes Hale to COO, Locklin to CAO as part of realignment","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Karyn J. Hale, 55, appointed COO of Union Bank, effective April 1, 2025, while retaining CFO and Treasurer roles.","Carrie R. Locklin, 51, appointed Chief Accounting Officer of Union Bank, effective April 1, 2025.","Hale joined Union Bank in 2005, has overseen accounting, treasury, regulatory reporting, and asset/liability management.","Locklin, with Union Bank since 2006, expands responsibilities to include investment portfolio management and asset/liability strategies.","Promotions part of ongoing organizational realignment to support strategic goals and growth; no departures announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182897,"accession_number":"0000706863-25-000004","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Union Bankshares Q4 net income flat at $3.0M; FY net income down 22% to $8.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 net income $3.0M, EPS $0.67 vs $3.0M, $0.68 in Q4 2023.","FY 2024 net income $8.8M ($1.94 EPS) vs $11.3M ($2.50 EPS) in FY 2023.","Total loans grew 12.6% to $1.16B; deposits fell to $1.17B (no brokered deposits).","Credit loss expense increased to $930K from a $499K benefit; asset quality remains strong.","Quarterly dividend declared $0.36/share, payable Feb 6, 2025 to holders of record Jan 25."],"consensus_eps_estimate":null,"consensus_eps_actual":1.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182896,"accession_number":"0000706863-25-000002","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2025-01-15T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Union Bankshares Q4 net income $3.0M ($0.67/sh); FY net income $8.8M, down 22% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year 2024 net income $8.8M ($1.94/sh) vs $11.3M ($2.50/sh) in 2023; Q4 net income $3.0M ($0.67/sh) vs $3.05M ($0.68/sh).","Loan portfolio grew 12.6% to $1.16B; deposits fell to $1.17B from $1.31B due to elimination of $153M brokered deposits.","Pre-tax loss of $1.3M from Q3 strategic bond sale lowered 2024 earnings; credit loss expense rose to $930K from a $499K benefit.","Quarterly dividend declared at $0.36/sh, payable Feb 6, 2025 to shareholders of record Jan 25, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199488,"accession_number":"0000706863-24-000083","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2024-12-18T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Union Bankshares reauthorizes quarterly stock repurchase program for up to 2,500 shares/quarter through Dec 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board reauthorized limited quarterly stock repurchase program on Dec 18, 2024, for up to 2,500 shares per quarter.","Program extended from 12 to 24 months; now expires December 31, 2026.","Shares may be bought in open market or private transactions; unused authorization does not carry forward.","Program originally authorized in May 2010 and has been reauthorized annually each year since 2012."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199487,"accession_number":"0000706863-24-000075","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2024-11-21T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Union Bankshares board adopts 20-year director tenure limit; exempts two current directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board amended Bylaws to impose a 20-year tenure limit for directors, effective November 20, 2024.","Directors David Silverman and Timothy Sargent exempted from the tenure limit via board resolution.","Director Mary Parent and future directors will be subject to the new tenure limitation.","Tenure limit operates independently from the existing age-72 qualification; current term allowed to expire."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199486,"accession_number":"0000706863-24-000071","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Union Bankshares Q3 net income falls to $1.3M from $2.5M; EPS $0.29 vs $0.56","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.32M ($0.29 EPS) vs $2.53M ($0.56 EPS) in Q3 2023; 9-month $5.76M ($1.27 EPS) vs $8.21M ($1.82 EPS).","Sold $38.8M of lower-yielding AFS securities for a pre-tax loss of $1.3M; proceeds reinvested in higher-yielding assets expected to recoup loss in ~12 months.","Total assets grew to $1.52B from $1.40B, loans to $1.13B; deposits decreased to $1.17B from $1.22B, borrowings increased to $240.7M.","Book value per share rose to $15.98 from $10.92 YoY, helped by reduced AOCI loss ($26.8M vs $47.1M).","Dividend declared $0.36 per share, payable Nov 7, 2024 to holders of record Oct 26, 2024; regular quarterly rate unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":1.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199485,"accession_number":"0000706863-24-000069","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2024-10-16T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Union Bankshares Q3 net income down 48% to $1.3M; declares $0.36 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2024 net income $1.3M ($0.29 EPS) vs $2.5M ($0.56 EPS) in Q3 2023, down 48%.","Sale of $38.8M lower-yielding securities for $1.3M pre-tax loss drove earnings decline.","Total assets $1.52B (+8.9% YoY); loans $1.13B; deposits $1.17B.","Dividend $0.36/share declared, payable Nov 7 to holders of record Oct 26.","Credit loss expense $425K vs benefit $139K in prior year, due to loan growth, not deterioration."],"consensus_eps_estimate":null,"consensus_eps_actual":1.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215516,"accession_number":"0000706863-24-000067","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2024-09-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Union Bankshares sells $38.8M securities; expects 341 bps yield pickup","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold $38.8M of lower-yielding AFS debt securities; estimated after-tax loss of $1.0M in Q3 2024.","Proceeds redeployed into higher-yielding bonds and loans; combined yield expected ~341 bps higher.","Loss expected to be recouped within one year; neutral impact on book value per share.","Repositioning accretive to net interest margin, earnings, and ROA in future periods."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215515,"accession_number":"0000706863-24-000062","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2024-08-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Union Bankshares Q2 net income falls 25% YoY to $2.0M; declares $0.36 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income of $2.0M ($0.45 EPS) vs $2.7M ($0.60 EPS) a year ago; H1 net income $4.4M ($0.98 EPS) vs $5.7M ($1.26 EPS).","Quarterly dividend of $0.36 per share declared, payable Aug 1, 2024 to holders of record July 27, 2024.","Loan asset quality remains very strong with low delinquencies; no material impact expected from recent Vermont flooding.","Funding costs persistently high due to Fed rate hold; management expects no material improvement in cost of funds until 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215514,"accession_number":"0000706863-24-000059","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Union Bankshares Q2 net income falls 25% to $2.0M; declares $0.36 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.0M ($0.45/sh) vs $2.7M ($0.60/sh) in Q2 2023.","Net interest income $9.5M, down 1.4%; credit loss expense $388K vs benefit $96K.","Total assets $1.40B (+4.8% YoY); loans $1.01B; deposits $1.05B down from $1.12B.","Quarterly dividend $0.36/sh payable Aug 1 to holders of record July 27.","Unrealized losses on AFS securities $45.1M; accumulated OCI loss $35.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234856,"accession_number":"0000706863-24-000057","cik":706863,"company_name":"UNION BANKSHARES INC","ticker":"UNB","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Shareholders approve 2024 Equity Incentive Plan authorizing 250,000 new shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All nine director nominees elected with at least 1.98M votes for each; 903K broker non-votes.","Plan replaces 2014 Equity Incentive Plan; 250,000 shares authorized (including 69,135 from prior plan).","Potential dilution of 5.53% based on 4,519,388 shares outstanding as of record date.","Auditor Berry Dunn McNeil & Parker ratified with 3.13M votes for; plan administered by Compensation Committee.","Plan expires in ten years; no discounted options, no repricing without shareholder consent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":108380000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}