{"filings":[{"id":888677,"accession_number":"0000731766-26-000138","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2026-06-05T20:17:52+00:00","items":["5.07"],"status":"ready","headline":"UnitedHealth elects all nine director nominees at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All nine director nominees elected with >89% votes cast in favor, broker non-votes excluded.","Non-binding advisory vote on executive compensation passed with 82.74% support.","Ratification of Deloitte & Touche LLP as independent auditor for FY2026 approved with 95.00% of votes.","Shareholder proposal requiring independent board chair failed, receiving only 20.24% support.","Broker non-votes (~11.7% of shares outstanding) had no effect on any matter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":15602,"accession_number":"0000731766-26-000129","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2026-05-11T21:28:55+00:00","items":["7.01"],"status":"ready","headline":"UnitedHealth to present at BofA Healthcare Conference on May 12, 2026","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Senior leaders will discuss strategy, market positions, recent results, and end-market expectations.","Live audio webcast available via UnitedHealth's investor relations page at 11:00 a.m. ET.","No financial results or guidance changes disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98587,"accession_number":"0000731766-26-000121","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UnitedHealth Q1 EPS $6.90; FY guidance raised; Alegeus deal, $2B buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 revenues $111.7B (+2% YoY); GAAP EPS $6.90, adjusted $7.23.","Medical cost ratio improved 90 bps to 83.9%; operating cost ratio up to 13.8%.","FY2026 guidance raised: GAAP EPS >$17.35, adjusted >$18.25.","Agreed to acquire Alegeus Technologies (earnings neutral, close H2 2026).","At least $2B stock buyback expected by end of Q2 2026; Optum UK sale netted $400M."],"consensus_eps_estimate":6.6406,"consensus_eps_actual":6.9,"consensus_revenue_estimate":null,"consensus_revenue_actual":111721000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114155,"accession_number":"0000731766-26-000067","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2026-03-09T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"UnitedHealth leaders to speak at Barclays Healthcare Conference on Mar 10","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Senior leaders will discuss strategy, market positions, recent results, and end-market expectations.","Presentation begins at 11:30 a.m. ET on Tuesday, March 10, 2026.","Live webcast available via Investor Relations page on company website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114154,"accession_number":"0000731766-26-000064","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2026-03-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UnitedHealth appoints Dennis Stankiewicz as CAO; Tom Roos moves to Optum Insight CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dennis Stankiewicz appointed Chief Accounting Officer effective March 2, 2026; will continue as Corporate Controller.","Tom Roos, current CAO since 2015, transitions to CFO of Optum Insight on same date.","Stankiewicz receives $550K base salary, 85% cash bonus target, stock awards, and 1x base severance.","Stankiewicz joined UnitedHealth in 2016; previously partner at Deloitte with 24+ years experience.","Compensation approved by Compensation and Human Resources Committee; no related-party transactions disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114153,"accession_number":"0000731766-26-000046","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UnitedHealth amends Hemsley stock option; adds holding requirement until May 14, 2030","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Compensation Committee amended Stephen Hemsley's May 14, 2025 stock option on Feb 23, 2026.","Added 2-year share holding requirement after 3-year cliff vesting; net shares held until May 14, 2030.","Holding requirement waived only for death or disability; all other terms unchanged.","Hemsley is former CEO and current non-executive Chair of UnitedHealth Group."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114152,"accession_number":"0000731766-26-000025","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UNH 2025 rev $447.6B (+12%), adj EPS $16.35; 2026 outlook adj EPS >$17.75","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year 2025 GAAP EPS $13.23, adjusted EPS $16.35 (down from 2024); Q4 adjusted EPS $2.11 vs $0.01 GAAP.","Revenue grew 12% YoY to $447.6B; operating earnings $19.0B included $2.8B pre-tax charge for cyber, divestitures, restructuring.","Medical care ratio 89.1% (adj 88.9%), up 340 bps YoY due to Medicare funding cuts, IRA impact, and medical cost trends.","2026 outlook: Revenue >$439B, GAAP EPS >$17.10, adj EPS >$17.75, cash flows >$18B reflecting margin improvement.","UnitedHealthcare rev $344.9B (+16%); Optum rev $270.6B (+7%); cash flows from operations $19.7B (1.5x net income)."],"consensus_eps_estimate":2.1222,"consensus_eps_actual":13.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":447567000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114151,"accession_number":"0000731766-26-000020","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2026-01-12T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"UnitedHealth reaffirms adjusted 2025 EPS guidance from Oct 28, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Management reaffirmed adjusted 2025 EPS expectations during Jan 12, 2026 investor meetings.","Guidance was originally disclosed on October 28, 2025; no specific numbers restated.","Full-year 2025 financial closing is not complete; actual results may differ.","Reaffirmation is based on current expectations and subject to final adjustments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130537,"accession_number":"0000731766-25-000314","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-11-21T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UnitedHealth appoints former FDA commissioner Scott Gottlieb as independent director","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Scott Gottlieb, former FDA commissioner (2017-2019), appointed effective November 18, 2025.","Will serve as independent director; not yet assigned to board committees.","Compensation under standard non-employee director program as described in 2025 proxy.","Also serves on boards of Pfizer, Tempus AI, and Illumina."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130536,"accession_number":"0000731766-25-000310","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-11-13T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"UnitedHealth amends bylaws to update Delaware registered office and agent","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board approved amendment to Amended and Restated Bylaws effective November 6, 2025.","Sole purpose is to change the Company's registered office and registered agent in Delaware.","No changes to governance provisions, shareholder rights, or business operations.","Full amended bylaws filed as Exhibit 3.1 to the 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130535,"accession_number":"0000731766-25-000308","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-11-07T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"UnitedHealth to present at UBS Healthcare Conference; no new financial results disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Senior leaders will answer questions at UBS Global Healthcare Conference 2025 on Nov. 10, 2025 at 8:45 a.m. ET.","Webcast available via investor relations page; no specific financial details or guidance provided in the filing.","Item 7.01 disclosure is furnished, not filed; no material new information for investors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130534,"accession_number":"0000731766-25-000301","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UnitedHealth Q3 EPS $2.59 ($2.92 adj); rev $113.2B +12%; raises FY25 outlook to ≥$16.25 adj","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $2.59, adjusted EPS $2.92; net margin 2.1% vs 6.0% a year ago.","Revenue $113.2B (+12% YoY); medical care ratio 89.9%, in line with prior quarter guidance.","Raised FY2025 outlook: GAAP EPS ≥$14.90, adjusted EPS ≥$16.25.","UnitedHealthcare revenue $87.1B (+16% YoY); Optum revenue $69.2B (+8% YoY).","Cash from operations $5.9B (2.3x net income); debt-to-capital 44.1%."],"consensus_eps_estimate":2.8218,"consensus_eps_actual":13.21,"consensus_revenue_estimate":null,"consensus_revenue_actual":334352000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147088,"accession_number":"0000731766-25-000247","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K/A","filed_at":"2025-09-09T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"UnitedHealth reaffirms 2025 adjusted EPS outlook; CMS star ratings in line","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Reaffirmed adjusted 2025 EPS expectations per July 29, 2025 guidance; Amedisys acquisition closing in August 2025 expected to be dilutive.","Preliminary CMS Medicare Advantage star ratings: ~78% of membership in 4-star+ plans for 2026/2027, consistent with history.","Senior leaders meeting investors Sept 8–10, 2025 to discuss strategy, market positions, and recent results."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147093,"accession_number":"0000731766-25-000245","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-09-08T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"UnitedHealth reaffirms 2025 adjusted EPS outlook; Amedisys deal closed in August, modestly dilutive","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Reaffirmed adjusted 2025 EPS guidance previously issued on July 29, 2025.","Amedisys acquisition closed in August 2025; expected modestly dilutive to adjusted EPS due to financing and integration costs.","Management meeting with investors Sep 8-10, 2025; discussion includes strategy, market positions, and recent results.","No other changes to prior guidance beyond incorporation of Amedisys deal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147092,"accession_number":"0000731766-25-000239","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-08-20T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"UnitedHealth Group appoints new lead independent director, creates Public Responsibility Committee","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["F. William McNabb appointed lead independent director, replacing Michele Hooper; McNabb served as chairman and CEO of Vanguard Group.","New Public Responsibility Committee formed to oversee financial, regulatory, and reputational risks; chaired by Michele Hooper.","Committee leadership refreshed: Timothy Flynn (Audit), Paul Garcia (Compensation), Charles Baker (Governance), Valerie Montgomery Rice (Health/Clinical).","Four other committees' membership updated; details in committee charters available on company website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147091,"accession_number":"0000731766-25-000232","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-07-31T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"UnitedHealth appoints Wayne DeVeydt as CFO effective Sept 2; John Rex becomes strategic advisor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Wayne S. DeVeydt named CFO effective Sept 2, 2025; replaces John F. Rex who becomes strategic advisor.","DeVeydt previously managing director at Bain Capital and former CFO of Anthem (Elevance).","Compensation: $1M base salary, target bonus 200% of base, annual stock target $10M.","Sign-on bonus of $1.2M and sign-on stock award of $5M (RSUs and NSOs).","Rex served as CFO since 2016, will advise CEO on strategic matters."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147090,"accession_number":"0000731766-25-000228","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UnitedHealth Q2 EPS $3.74, cuts FY outlook; cites $1.2B unfavorable items, high medical trend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 revenue $111.6B (+13% YoY); diluted EPS $3.74; adjusted EPS $4.08.","Medical care ratio 89.4% (+430 bps YoY); operating cost ratio 12.3% (-100 bps).","UnitedHealthcare operating margin fell to 2.4% from 5.4% YoY; Optum margin 4.6% vs 6.2%.","FY2025 outlook re-established: revenue $445.5B-$448.0B, EPS at least $14.65, adjusted at least $16.00.","Quarterly dividend raised 5% to $2.21; expects return to earnings growth in 2026."],"consensus_eps_estimate":4.5292,"consensus_eps_actual":10.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":221191000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147089,"accession_number":"0000731766-25-000224","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"UnitedHealth Group discloses DOJ criminal and civil investigations into Medicare program","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Company proactively contacted DOJ after media reports; now complying with formal criminal and civil requests.","Company expresses confidence in practices, citing independent CMS audits and Special Master finding of no wrongdoing.","Company launched third-party review of risk assessment coding, managed care, and pharmacy services.","Outcome of investigations cannot be predicted; forward-looking statements caution about risks."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165630,"accession_number":"0001193125-25-143717","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-06-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"UnitedHealth issues $3.0B in notes across four tranches with rates from 4.40% to 5.95%","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $3.0B aggregate principal on June 20, 2025, under existing shelf registration (File No. 333-270279).","Tranches: $500M 4.400% due 2028, $750M 4.650% due 2031, $1B 5.300% due 2035, $750M 5.950% due 2055.","Underwriting syndicate led by BofA Securities, Barclays Capital, Citigroup, J.P. Morgan.","Proceeds for general corporate purposes; no change to guidance or dividend policy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165629,"accession_number":"0000731766-25-000154","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-06-04T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"UnitedHealth cancels former CEO Witty's performance RSUs; annual meeting votes on directors and exec comp","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Compensation Committee cancelled performance RSUs granted to former CEO Andrew Witty on Feb 20, 2025, in connection with his retirement.","Annual meeting held June 2; all nine director nominees elected, with John Noseworthy receiving 105.6M against votes.","Non-binding advisory vote on executive compensation passed with 451.2M for and 299.2M against (approx. 40% dissenting).","Ratification of Deloitte as auditor passed with 762.7M for; shareholder golden parachute proposal rejected with 655.9M against.","Total shares represented: 811,952,044."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165628,"accession_number":"0000731766-25-000150","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UnitedHealth director Andrew Witty resigns from board, won't seek re-election","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board accepted Andrew Witty's resignation as a director, effective May 20, 2025.","Witty will not stand for re-election at the 2025 annual shareholder meeting on June 2, 2025.","No reason for the resignation was disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165627,"accession_number":"0000731766-25-000134","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-05-14T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"CEO Witty steps down; Hemsley returns; 2025 outlook suspended on higher medical costs","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Andrew Witty resigns as CEO effective May 12, 2025, for personal reasons; stays as senior advisor.","Steve Hemsley, CEO from 2006-2017, appointed CEO and remains Board Chair; compensation includes $1M salary and one-time $60M stock option award.","2025 guidance withdrawn as medical cost trends accelerate and Medicare Advantage costs exceed expectations.","Company expects to return to 13-16% long-term growth objective in 2026.","Hemsley's severance includes 2x salary and bonus plus 24-month option vesting, conditioned on non-compete."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165626,"accession_number":"0000731766-25-000125","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Heather Cianfrocco named EVP Governance, Compliance & Info Security; Patrick Conway becomes Optum CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Heather Cianfrocco appointed EVP Governance, Compliance and Information Security effective May 6, 2025, moving from Optum CEO role.","Patrick Conway, current CEO of Optum Rx, named CEO of Optum effective same date; joined Optum in Feb 2020.","Changes described as consistent with long-standing leadership development approach; no departures announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165625,"accession_number":"0000731766-25-000123","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UnitedHealth Q1 adj EPS $7.20 misses; revises FY2025 guidance down to $26-$26.50 adj EPS","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 EPS $6.85 ($7.20 adjusted); revenues $109.6B, up $9.8B YoY.","Medical care ratio 84.8% vs 84.3% YoY; no favorable reserve development in Q1.","Revised FY2025 net earnings guidance $24.65-$25.15; adjusted $26-$26.50 per share.","Cites heightened Medicare Advantage care activity and Optum Health member profile changes.","UnitedHealthcare served 780k additional consumers YTD; Optum Health expects 650k new value-based care patients in 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":6.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":109575000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183243,"accession_number":"0000731766-25-000022","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2025-01-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UnitedHealth Group Reports 2024 Revenues of $400.3 Billion, Up 8%, and Affirms 2025 Outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year 2024 revenues grew 8% to $400.3 billion, with Q4 revenues of $100.8 billion.","Q4 net earnings per share $5.98; adjusted net earnings per share $6.81.","UnitedHealthcare served 2.4 million more domestic commercial consumers in 2024.","Optum Health served 4.7 million value-based care patients, expecting to add 650,000 in 2025.","Cash flows from operations were $24.2 billion, or 1.6 times net income."],"consensus_eps_estimate":null,"consensus_eps_actual":15.51,"consensus_revenue_estimate":null,"consensus_revenue_actual":400278000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199828,"accession_number":"0000731766-24-000340","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-12-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"UnitedHealth Group announces death of UnitedHealthcare CEO Brian Thompson","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brian Thompson, CEO of UnitedHealthcare, passed away on December 4, 2024.","UnitedHealth Group expresses deep sadness and shock; working with NYPD.","No replacement or interim CEO named in the filing.","Thompson was described as a highly respected colleague and friend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199827,"accession_number":"0000731766-24-000338","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-12-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UnitedHealth Group issues 2025 guidance: rev $450-455B, adj EPS $29.50-30.00","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["2025 revenue expected $450B–$455B; 2025 adjusted EPS $29.50–$30.00.","2025 net earnings guidance $28.15–$28.65 per share; cash from ops $32B–$33B.","2024 outlook reaffirmed: net EPS $15.50–$15.75, adjusted EPS $27.50–$27.75.","Adjusted net earnings exclude after-tax non-cash amortization of acquisition-related intangibles.","Investor conference Dec 4, 2024; materials on IR page."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199826,"accession_number":"0000731766-24-000334","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-11-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UnitedHealth Group to hold 2024 Investor Conference on Dec 4; will discuss 2025 outlook","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Conference for analysts and institutional investors scheduled Dec 4, 2024, at 8:00 a.m. EST in New York City.","Management to discuss long-term strategic growth, consumer experience, and value-based care.","Company will provide its outlook for growth and performance in 2025.","Webcast and materials available on investor relations page; replay will be posted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199825,"accession_number":"0000731766-24-000320","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-10-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UnitedHealth Q3 revenue $100.8B (+9.2% YoY); adj EPS $7.15; MCR 85.2% vs 82.3%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $6.51 includes $0.28 direct cyberattack response costs; adjusted EPS $7.15 includes $0.12 business disruption.","Medical care ratio 85.2% vs 82.3% YoY due to CMS funding cuts, reserve development effects, and mix changes.","UnitedHealthcare revenue $74.9B (+$5B YoY); commercial members grew 2.4M YTD to 29.7M.","Optum revenue $63.9B (+$7.2B YoY); adjusted operating earnings $4.8B, including $135M Change Healthcare disruption.","FY2024 adjusted net earnings guidance reaffirmed at $27.50-$27.75; GAAP guidance $15.50-$15.75 reflects cyber impacts."],"consensus_eps_estimate":null,"consensus_eps_actual":9.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":299471000000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215843,"accession_number":"0000731766-24-000255","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"UnitedHealth Group issues $12B in notes across eight tranches with maturities from 2026 to 2064","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Total principal amount $12.0B, including $2.75B of 5.625% notes due 2054 and $1.85B of 5.750% notes due 2064.","Other tranches: $500M floating rate notes due 2026, $650M 4.750% notes due 2026, $1.25B 4.800% notes due 2030, $1.5B 4.950% notes due 2032, $2B 5.150% notes due 2034, $1.5B 5.500% notes due 2044.","Issued July 25, 2024 under existing indenture; underwriters include Wells Fargo, Citigroup, J.P. Morgan, PNC, RBC, and U.S. Bancorp.","Notes registered under automatic shelf registration statement on Form S-3 (File No. 333-270279)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215842,"accession_number":"0000731766-24-000242","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-07-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UnitedHealth Q2 rev $98.9B, adj. EPS $6.80; cyber costs $0.92; reaffirms FY adj. outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 GAAP EPS $4.54 includes $1.28 South America charge and $0.92 cyber impacts; adjusted EPS $6.80.","Revenues $98.9B (+$6B YoY); medical care ratio 85.1% vs 83.2% a year ago.","Full-year GAAP EPS outlook cut to $15.95-$16.40; reaffirmed adjusted outlook $27.50-$28.00.","Cyberattack total full-year estimate $1.90-$2.05/share; $9B advanced to providers.","Dividend raised 12% in June, 15th consecutive double-digit increase."],"consensus_eps_estimate":null,"consensus_eps_actual":3.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":198651000000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235287,"accession_number":"0000731766-24-000167","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-06-07T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"UnitedHealth Group shareholders reelect all 10 directors at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 10 director nominees elected; Charles Baker received 757M votes for vs 2.2M against.","Say-on-pay advisory vote passed with 729.6M for vs 29.1M against.","Deloitte & Touche LLP ratified as auditor with 778.4M for vs 45.7M against.","Shareholder proposal on political contributions congruency report failed: 188.2M for vs 555.4M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235286,"accession_number":"0000731766-24-000161","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-05-24T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"UnitedHealth Group to present at Bernstein Conference on May 29, 2024","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Senior leaders will answer questions at Bernstein's 40th Annual Strategic Decisions Conference on May 29, 2024 at 8:00 a.m. ET.","Live audio webcast available via the Investor Relations page of UnitedHealth Group's website.","No financial results or material disclosures are included in this 8-K filing.","The presentation is being furnished under Regulation FD and not filed with the SEC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235285,"accession_number":"0000731766-24-000159","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UNH: Chris Zaetta to succeed Rupert Bondy as Chief Legal Officer effective June 4","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Rupert Bondy transitions from EVP, Chief Legal Officer and Corporate Secretary to Senior Counsel and EVP, Governance, Compliance and Security.","Chris Zaetta, currently Optum's Chief Legal Officer, becomes EVP, Chief Legal Officer and Corporate Secretary on June 4, 2024.","Zaetta will oversee all legal matters for UnitedHealth Group; Bondy focuses on governance, compliance, and security."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235284,"accession_number":"0000731766-24-000157","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"UnitedHealth Group to present at BofA Healthcare Conference on May 14, 2024","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Senior leaders will participate in a Q&A at the Bank of America Securities 2024 Healthcare Conference on May 14, 2024 at 11:40 a.m. ET.","Live audio webcast will be available via the Investor Relations page of UnitedHealth's website.","No material financial or operational updates were disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235282,"accession_number":"0000731766-24-000150","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K/A","filed_at":"2024-04-24T23:59:59+00:00","items":["1.05","9.01"],"status":"ready","headline":"UnitedHealth Group: Change Healthcare Cyberattack Data Review Ongoing, 80% of Functionality Restored","summary_kind":"llm","event_type":"cyber","confidence":"high","bullets":["Data sampling found files containing PHI or PII that could cover a substantial proportion of people in America; no evidence of full medical histories exfiltrated.","22 screenshots allegedly from exfiltrated files containing PHI/PII posted on dark web for about a week; no further publication to date.","Company offers free credit monitoring and identity theft protections for two years to impacted individuals via call center 1-866-262-5342.","Pharmacy services at 99% of pre-incident levels; medical claims flowing near normal; payment processing at 86% of pre-incident levels.","Approximately 80% of Change Healthcare functionality restored; full restoration expected in coming weeks."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235281,"accession_number":"0000731766-24-000148","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K/A","filed_at":"2024-04-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UnitedHealth details Mr. Rex's comp: $1.4M salary, 200% cash target, $600K equity","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Annual base salary of $1,400,000.","Annual cash incentive target set at 200% of base salary ($2.8M at target).","Stock option grant valued at $150,000.","Restricted stock unit grant valued at $150,000.","Performance share grant valued at $300,000."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235283,"accession_number":"0000731766-24-000146","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-04-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UnitedHealth Q1 net loss $1.53/shr on Brazil sale and cyberattack; adj EPS $6.91, revenue $99.8B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 revenue $99.8B (+$8B YoY); net loss per share $1.53 includes $7B Brazil charge and $0.74 cyberattack impact.","Adjusted EPS $6.91 ($0.25 business disruption included); full-year adjusted EPS outlook unchanged at $27.50-$28.00.","Cyberattack direct response costs $0.49/shr Q1; total FY2024 impact estimated at $1.15-$1.35/shr.","Medical care ratio 84.3% (up from 82.2%); added $800M claims reserves prudently; DCP 47.1 days.","Returned $4.8B to shareholders via dividends and buybacks in Q1; cash flow from ops $1.1B impacted by $3B provider support."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":99796000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253115,"accession_number":"0000731766-24-000122","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-03-28T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UnitedHealth Group appoints CFO John Rex as President effective April 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John Rex, current CFO of UnitedHealth Group, will also serve as President starting April 1, 2024.","Rex retains his CFO responsibilities and continues in both roles.","Appointment details are consistent with prior disclosures in the 2023 10-K and proxy statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253114,"accession_number":"0001193125-24-073887","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-03-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"UnitedHealth issues $6.0B in notes across six tranches, maturities 2027-2064","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $500M 4.600% notes due 2027, $400M 4.700% notes due 2029, $1.0B 4.900% notes due 2031.","Issued $1.25B 5.000% notes due 2034, $1.75B 5.375% notes due 2054, $1.1B 5.500% notes due 2064.","Total aggregate principal of $6.0B; notes are senior unsecured obligations of UnitedHealth Group.","Underwriters include BofA Securities, Barclays Capital, J.P. Morgan Securities, and Mizuho Securities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253109,"accession_number":"0000731766-24-000085","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K/A","filed_at":"2024-03-08T23:59:59+00:00","items":["1.05","9.01"],"status":"ready","headline":"UnitedHealth Group provides timeline for restoring Change Healthcare systems after cyberattack","summary_kind":"llm","event_type":"cyber","confidence":"high","bullets":["Pharmacy e-prescribing fully functional; claim submission/payment transmission available as of March 7.","Electronic payment functionality available for connection from March 15; medical claims testing starts March 18.","Temporary Funding Assistance Program launched; UnitedHealthcare advances funds based on historical payment levels, repayable when claims resume.","Medicare Advantage prior authorizations for most outpatient services suspended until March 31; Part D formulary exceptions also suspended.","Company expects to exclude principal cyberattack impacts from adjusted earnings; no other systems affected."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253113,"accession_number":"0000731766-24-000045","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-02-22T23:59:59+00:00","items":["1.05"],"status":"ready","headline":"UnitedHealth reports cyber breach at Change Healthcare by suspected nation-state actor","summary_kind":"llm","event_type":"cyber","confidence":"high","bullets":["Suspected nation-state threat actor gained access to Change Healthcare IT systems on Feb 21, 2024.","Company isolated impacted systems; working with law enforcement and leading security experts.","Network interruption specific to Change Healthcare; all other company systems operational.","Cannot estimate duration or extent of disruption; updates at status.changehealthcare.com.","As of filing, company has not determined incident is reasonably likely to materially impact financials."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253112,"accession_number":"0000731766-24-000028","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-02-09T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"UnitedHealth Group completes sale of Brazil operations on Feb 6, 2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sale of Brazil operations closed on February 6, 2024, as previously announced.","Prior 8-K on December 29, 2023 disclosed the sale agreement; no new financial terms provided.","No additional details on buyer or deal value included in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253111,"accession_number":"0000731766-24-000026","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-02-07T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UnitedHealth Group President and COO Dirk McMahon to retire April 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dirk McMahon (age 64) notified the company on Feb 6, 2024 of his retirement effective April 1, 2024.","He served as President and COO for over 20 years, contributing to growth at UnitedHealthcare and Optum.","Equity awards that qualify for retirement treatment will continue to vest according to their terms.","No replacement for the President and COO position has been announced in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253110,"accession_number":"0000731766-24-000023","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2024-01-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UnitedHealth FY2023 rev $371.6B (+15%), adj EPS $25.12; 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Days claims payable 47.9 vs 49.9 year-end 2022.","UnitedHealthcare revenue $281.4B (+12.7%); serves over 1M more people. Optum revenue $226.6B (+24%).","Cash from ops $29.1B (1.3x net income); returned $14.8B to shareholders; affirmed 2024 performance objectives."],"consensus_eps_estimate":null,"consensus_eps_actual":23.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":371622000000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270576,"accession_number":"0000731766-23-000115","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2023-12-29T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"UnitedHealth to sell Brazil operations; expects ~$7B charge, confirms adjusted EPS view","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Agreed to sell Brazil operations to a private investor; expected close H1 2024 subject to regulatory conditions.","Expects to record ~$7B charge upon closing, mostly non-cash from cumulative FX translation losses; excluded from adjusted earnings.","Confirms 2024 adjusted earnings outlook from Nov 29 Investor Conference; net earnings outlook impacted by charge."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270575,"accession_number":"0000731766-23-000080","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2023-11-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UnitedHealth Group issues 2024 guidance: revenue $400B-$403B, adjusted EPS $27.50-$28.00","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["2024 revenue guidance $400B-$403B; adjusted net earnings $27.50-$28.00 per share.","2024 cash from operations expected $30B-$31B; 2023 outlook reaffirmed at $23.60-$23.75 net EPS.","Guidance provided ahead of Nov 29 Investor Conference; webcast available on IR page."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270574,"accession_number":"0000731766-23-000075","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2023-11-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UnitedHealth Group schedules 2023 investor conference for Nov 29, to discuss 2024 outlook","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Conference in New York City on Nov 29, 2023 at 8:00 a.m. ET with management presentations.","Topics include long-term strategic growth priorities, value-based care, and consumer experiences.","2024 performance outlook to be provided during the event.","Webcast and replay available on company investor relations page."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":353486130000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270573,"accession_number":"0000731766-23-000061","cik":731766,"company_name":"UNITEDHEALTH GROUP INC","ticker":"UNH","form_type":"8-K","filed_at":"2023-11-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Charlie Baker appointed to UnitedHealth Group Board of Directors effective Oct 30, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Charles D. 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