{"filings":[{"id":2216518,"accession_number":"0001437749-26-027301","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2026-08-12T20:00:19+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio Q2 2026 revenue up 19% YoY, EPS $0.01; raises FY26 revenue guidance to 14-16% growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income ~$0.3M ($0.01/sh) vs net loss of $0.4M (-$0.01/sh) in Q2 2025.","Adjusted EBITDA $1.1M, up 128% from $0.5M a year ago; revenue and EBITDA beat consensus.","FY2026 revenue guidance raised to +14-16% from prior +10-12%.","ACH revenue +21% on record volumes (+34%); credit card revenue +28%; Output Solutions +22%.","Cash $6.4M at June 30, 2026; repurchased 281K shares for ~$371K in H1 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1110881,"accession_number":"0001437749-26-020962","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2026-06-17T20:01:31+00:00","items":["5.02","9.01"],"status":"ready","headline":"Usio approves salary increases for CEO Louis Hoch to $995k, and for two other officers","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Louis Hoch's annual base salary set at $995,000 effective Aug 3, 2026, up from $900k.","Greg Carter, SVP Chief Accounting Officer, salary set at $325,000 effective Aug 3, 2026, up from $300k.","Michael White, SVP Chief Accounting Officer, salary set at $260,000 effective Aug 3, 2026; prior amount not disclosed.","All three executives remain eligible for equity awards, annual bonuses, and standard benefits."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1083556,"accession_number":"0001437749-26-020790","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K/A","filed_at":"2026-06-16T20:01:32+00:00","items":["3.03","5.03","5.07","7.01","9.01"],"status":"ready","headline":"Usio amends bylaws to mandate Nevada exclusive forum for shareholder suits; annual meeting results","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Bylaws amended to designate Nevada state court as exclusive forum for breach of fiduciary duty and internal corporate claims; federal courts for Securities Act claims.","Annual meeting re-elected Ernesto R. Beyer and Bradley Rollins as Class III directors (11.1M and 11.4M for, 1.7M and 1.5M withheld).","Non-binding advisory vote on executive compensation approved with 10.2M for (77% of votes cast), 2.7M against.","Ratification of Withum Smith+Brown as independent auditor for FY 2026 approved with 18.5M for (95% of votes cast)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":973598,"accession_number":"0001437749-26-020174","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2026-06-10T20:28:48+00:00","items":["5.03","5.07","7.01","9.01"],"status":"ready","headline":"Usio amends bylaws to add stockholder advance notice provisions; annual meeting elects two directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Bylaws amended to require advance notice for stockholder proposals/nominations, 90-120 days before annual meeting anniversary.","Universal proxy rules (Rule 14a-19) incorporated; remote meetings and electronic consents now permitted.","At June 10 annual meeting, Class III directors Ernesto R. Beyer and Bradley Rollins elected with 11.1M and 11.4M votes for.","Advisory vote on executive compensation approved (10.2M for, 2.7M against).","Ratification of Withum Smith+Brown as auditor for FY2026 approved (18.5M for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":67886,"accession_number":"0001437749-26-016711","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2026-05-13T20:02:51+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio Q1 revenue up 16% to record, beats consensus 9%; adjusted EBITDA beats 12%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $0.1M ($0.00 EPS) vs loss of $0.2M ($0.01 loss) a year ago.","Revenue grew 16% YoY; credit card +23%, ACH +25%, Output Solutions +19%.","Total payment dollars processed up 28% YoY; all-time records for volume and transactions.","Adjusted EBITDA $0.8M, above consensus by 12%; operating cash flow $0.9M.","Cash $7.7M at quarter end; repurchased 182k shares for $235k."],"consensus_eps_estimate":-0.0179,"consensus_eps_actual":0.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":25465774.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101165,"accession_number":"0001437749-26-008836","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2026-03-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio Q4 revenue $22.2M (+8% YoY); net loss $1.5M; guides 10-12% revenue growth for 2026","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $22.2M, up 8% YoY; ACH & complementary services up 33% to $6.1M.","Net loss $1.5M ($0.05/share) vs net income $0.6M ($0.02/share) Q4 2024; prior year had $1.5M ERTC.","Adjusted EBITDA negative $0.2M in Q4 vs positive $0.5M year ago; full year 2025 Adj. EBITDA positive.","Guides 10-12% revenue growth for 2026 and continued positive Adjusted EBITDA.","Share repurchases $1.1M in 2025; Q4 bought 206,149 shares at avg $1.46."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101164,"accession_number":"0001437749-26-002190","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Usio reports record $8.4B payment volume in 2025; card issuing declines, expects strong 2026 growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Processed >$8.4B in payment volume (+19% YoY) and >60.4M transactions (+29% YoY).","Card Issuing prepaid loads fell to ~$300M (from $500M); transactions down to 8M (from 11M).","Record ACH, PINless debit, and Card/PayFac quarterly volumes in Q4 2025; sequential ACH growth of 14%.","Revenue growth in 2025 not expected to match prior double-digit rates due to lost reseller account and lower rates.","Outlook for 2026: strong double-digit revenue growth, new high-volume card programs, PostCredit acquisition leverage."],"consensus_eps_estimate":0.0051,"consensus_eps_actual":-0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":85393626.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117511,"accession_number":"0001437749-25-034426","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2025-11-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio reports Q3 net loss of $0.4M; ACH revenue up 36% YoY; all-time processing records","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $0.4M (($0.02)/share) vs net income of $2.9M ($0.10) in Q3 2024; adjusted EBITDA $0.4M down from $0.8M.","Revenue slightly down YoY but up $1M sequentially; ACH revenue up 36% YoY for third consecutive quarter.","All-time quarterly records for all ACH processing metrics, credit card volume, PINless debit volume/transactions.","PINless debit transactions up 96% YoY, dollars up 87%; total payment dollars processed up 8% YoY.","Enterprise card customer went live; potential $100M annual recurring volume; $7.7M cash, $0.76M share repurchases YTD."],"consensus_eps_estimate":0.0077,"consensus_eps_actual":-0.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":63150373.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133928,"accession_number":"0001437749-25-028037","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2025-08-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Usio amends director compensation; sets quarterly cash fee at $2,000 for four directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brad Rollins, Blaise Bender, Ernesto R. Beyer de la Garza, and Michelle Miller each receive $2,000 quarterly cash compensation.","Audit Committee Chair Blaise Bender gets additional $20,000 for timely, compliant 10-K filing each year.","CPA-licensed non-chair audit committee members receive $5,000 for timely 10-K filing.","Amendments effective August 28, 2025; prior agreements remain in effect as modified."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133927,"accession_number":"0001437749-25-027881","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2025-08-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Usio's Compensation Committee approves new RSU and Restricted Stock Award forms under 2025 Equity Plan","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Compensation Committee approved a new form of Restricted Stock Unit Agreement for use under the 2025 Comprehensive Equity Incentive Plan.","Also approved a new form of Restricted Stock Award Agreement for future grants.","Award forms will be used for eligible employees, officers, and directors of the Company.","No specific grants or dollar amounts disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133926,"accession_number":"0001437749-25-027242","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2025-08-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Usio enters employment agreement with CAO Michael White effective Aug 18, 2025","summary_kind":"llm","event_type":"leadership","confidence":"medium","bullets":["Agreement sets term through Jan 1, 2027, with automatic one-year renewals unless notice given.","Provides for base salary, bonus, deferred compensation, and standard non-compete/non-solicit clauses.","Deferred compensation payable in 12 monthly installments upon termination without cause or for good reason.","Change of control triggers full vesting of stock options and restricted stock plus deferred compensation.","Specific salary and bonus amounts are not disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133925,"accession_number":"0001437749-25-025069","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2025-08-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio reports Q2 net loss of $0.4M; lowers FY25 revenue growth guidance to 5-12%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total payment dollar volume up 15% YoY; ACH electronic check dollar volume increased 19%, transactions up 33%.","Net loss of $0.4M ($0.01 EPS) vs net income of $0.1M a year ago; Adjusted EBITDA $0.5M vs $0.8M.","FY25 revenue growth guidance lowered to 5-12% due to prolonged implementation delays with two large national accounts.","Prepaid card services revenue declined 26% YoY; ACH & complementary services revenue up >30% for second consecutive quarter.","Operating cash flow $1.1M; share repurchases $350k in Q2, over $700k YTD; gross margin expanded 185 bps."],"consensus_eps_estimate":-0.0102,"consensus_eps_actual":-0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":41970040.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150670,"accession_number":"0001437749-25-020079","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2025-06-11T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"Usio announces shareholder meeting results; director elected, equity plan approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elizabeth Michelle Miller elected Class II director with 12,534,631 votes for, 1,481,423 withheld; 4,887,133 broker non-votes.","Advisory say-on-pay vote approved: 12,029,619 for, 1,021,708 against, 964,727 abstain.","2025 Comprehensive Equity Incentive Plan approved: 11,246,673 for, 2,206,436 against, 562,945 abstain.","Ratification of PKF as independent auditor approved: 17,435,039 for, 529,094 against, 939,054 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150669,"accession_number":"0001437749-25-019543","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2025-06-05T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Usio appoints WithumSmith+Brown as new independent auditor after PKF Texas partners join Withum","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["PKF Texas partners became partners of WithumSmith+Brown PC, prompting auditor change.","PKF Texas audit report for FY 2024 had no adverse opinion or qualification.","No disagreements or reportable events in connection with PKF Texas audit through June 2025.","Appointment of Withum approved by audit committee; no prior consultations on accounting matters.","Usio provided PKF Texas disclosures; PKF Texas agreed in letter filed as Exhibit 16.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150668,"accession_number":"0001437749-25-016824","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2025-05-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio Q1 2025 revenue $22.0M, record; net loss $0.2M; ACH volume up 42%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record Q1 revenue of $22.0M; total payment dollars processed up 34% YoY.","Net loss of $0.2M (($0.01)/share) vs. $0.3M loss a year ago; Adjusted EBITDA $0.7M.","ACH electronic check dollar volume up 42%, transactions up 36%; PayFac revenue up 25%.","Prepaid card load volume $98M; Output Solutions revenue up 4%.","Added $0.7M cash to balance sheet; management cites strong implementation pipeline."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":22009050.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169620,"accession_number":"0001437749-25-009348","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2025-03-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio reports Q4 GAAP EPS $0.02, full year EPS $0.12; guides 14-16% revenue growth in 2025","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue $20.6M (+2% YoY); full year dollar processing volume $7.1B (+33%) and transactions +26%.","Full year GAAP net income $3.0M ($0.12 EPS) vs $0.2M ($0.01 EPS) in 2023; adjusted EBITDA positive.","Cash on hand rose to record $8.1M at Dec 31, 2024; board authorized new $4M stock repurchase program.","Q4 ACH & complementary services revenue +17% YoY; Card revenue +6%; Output Solutions +13%.","Fiscal 2025 guidance: 14-16% revenue growth and adjusted EBITDA margin of 5-7%, assuming stable economy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169618,"accession_number":"0001437749-25-007038","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K/A","filed_at":"2025-03-11T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Usio promotes Greg Carter to EVP/CRO; 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documented in employment agreement amendments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186680,"accession_number":"0001437749-24-033607","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio Q3 net income $2.9M ($0.10/shr) vs loss $0.7M YoY; revenue up 2% to $21.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $2.9M (incl. $3.2M tax benefit) vs net loss $0.7M YoY; adjusted EBITDA $0.8M vs $0.4M.","Revenue $21.3M (+2% YoY); total payment dollars processed up 46% to $2.0B.","ACH dollar volume +61%; PayFac credit card +27%; prepaid card load record $140M.","Gross margin improved to 23.0% from 22.2%; SG&A down 4%.","Cash $8.4M, up $1.2M YTD; management sees potential >$100M annual revenue run rate for 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":62371752.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203239,"accession_number":"0001437749-24-026783","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2024-08-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio Q2 revenue down 6% to $20.1M, lowers FY2024 revenue guidance to 3-7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $0.1M ($0.00 EPS) vs $0.2M ($0.01 EPS) a year ago; 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net loss $0.3M; reiterates FY revenue growth 10-12%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total payment dollars processed $1.5B, up 19% YoY; ACH revenue up 16%, Credit card revenue up 3% with record volumes.","Net loss of $0.3M ($0.01 per share) vs net income $0.015M a year ago; Adjusted EBITDA $0.1M vs $1.0M.","Cash $7.1M; generated $0.7M interest income in Q1; reduced accounts payable by $1.2M.","Reaffirms FY 2024 guidance of 10-12% revenue growth; entered contract with potential $20M annual recurring revenue."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":20321615.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219569,"accession_number":"0001437749-24-012341","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2024-04-17T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Usio appoints PKF as new auditor after ADKF declines reappointment","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["ADKF declined re-appointment to focus on non-issuer clients; engagement ended immediately.","No disagreements or reportable events in fiscal years 2022 and 2023; audit reports were unqualified.","Audit Committee engaged PKF effective April 12, 2024, as independent auditor for fiscal year 2024.","Company did not consult PKF on accounting principles or any disputed matters prior to engagement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239386,"accession_number":"0001437749-24-009584","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2024-03-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio reports record FY2023 revenue of $82.6M (+19% YoY); guides FY2024 revenue growth 10-12%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year 2023 revenue $82.6M (+19% YoY, 7th consecutive record); Adj. EBITDA $2.4M.","Q4 revenue $19.4M (+4% YoY); net income $0.03M vs loss of $0.15M in Q4 2022.","Prepaid revenues up 105% in FY2023; card load volumes exceeded $100M in Q3 and Q4.","FY2024 guidance: revenue growth 10-12%, Adj. EBITDA $4-4.5M, EPS $0.05-0.07.","Ended FY2023 with $7.2M cash, no significant debt; repurchased $0.6M in shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239385,"accession_number":"0001437749-24-002820","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2024-02-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Usio appoints Michael White as CAO, promotes Frost to CPO; CEO Hoch's base raised to $800k","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael White appointed CAO effective Feb 1, 2024; 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base salary paid biweekly through Apr 18, 2024.","Unvested stock options and equity awards will continue to vest per original schedules.","Health and other benefits continued on same terms through Apr 18, 2024; COBRA thereafter.","Agreement includes mutual release, 2-year non-compete, non-solicitation, and non-disparagement clauses."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256919,"accession_number":"0001437749-23-033684","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2023-12-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Usio CFO Tom Jewell retires effective immediately; no successor named","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CFO Tom Jewell retired effective November 30, 2023, citing desire to spend time with family.","No interim CFO or permanent replacement has been announced by Usio.","CEO Louis Hoch will lead the company without a CFO in place as of the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256918,"accession_number":"0001437749-23-033410","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2023-12-01T23:59:59+00:00","items":["5.03","7.01","9.01"],"status":"ready","headline":"Usio amends bylaws to add advance notice provisions and adopts clawback policy","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Bylaws amended to require stockholder proposals and director nominations be submitted 90–120 days before annual meeting.","Amendments implement SEC universal proxy rules; 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registration link provided in filing.","No specific financial results or material updates disclosed in the filing body."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256916,"accession_number":"0001437749-23-030951","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2023-11-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio Q3 revenue $20.5M (+25% YoY); net loss narrows to $0.7M vs $1.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $20.5M, up 25% YoY; 13th consecutive quarter of growth.","Prepaid card revenue surged 197% to $4.7M; load volume +239%.","Net loss $0.7M ($0.04/sh) vs $1.8M ($0.09) a year ago; Adjusted EBITDA loss $0.1M.","Full-year 2023 revenue growth guidance reiterated at 18%-20%.","Cash $7.4M; $1.7M added over first nine months; generated $2.4M adjusted operating cash flow."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":63228391.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274249,"accession_number":"0001437749-23-023656","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2023-08-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Usio Q2 2023 revenue $21.3M (+31% YoY); 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6,591,571 broker non-votes.","Advisory vote on executive compensation passed with 13,899,923 for, 204,826 against, 386,661 abstain.","Usio 2023 Employee Stock Purchase Plan approved: 10,592,863 for, 1,977,741 against, 1,920,806 abstain.","Ratification of ADKF as auditor passed: 19,308,251 for, 74,039 against, 1,700,691 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312261,"accession_number":"0001437749-23-003962","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2023-02-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Usio enters employment agreement with EVP Greg Carter; 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no financial results disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company filed an updated investor presentation as Exhibit 99.1 under Item 7.01 Regulation FD.","Presentation contains forward-looking statements subject to risks detailed in SEC filings.","No specific financial figures, guidance changes, or material events were provided in the filing text.","The presentation is furnished, not filed, and not incorporated by reference into SEC filings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":348337,"accession_number":"0001437749-22-022268","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2022-09-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"USIO Chairman Michael Long dies; Louis Hoch appointed Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Chairman and co-founder Michael Long passed away on September 7, 2022.","September 12 board meeting named Long as Chairman Emeritus (honorary).","Louis Hoch, currently President and CEO, appointed Chairman of the Board.","Vice-Chairman position left vacant until a suitable replacement is found."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":348336,"accession_number":"0001437749-22-016736","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2022-07-06T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Usio amends CEO employment agreement, raising base salary to $610,000 per year","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Louis A. Hoch's annual base salary increased from $566,000 to $610,000 effective June 29, 2022.","The change was made via an Eighth Amendment to the existing employment agreement.","No other material changes to Mr. Hoch's compensation or employment terms were disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365033,"accession_number":"0001437749-22-015548","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2022-06-22T23:59:59+00:00","items":["5.02","5.07","8.01","9.01"],"status":"ready","headline":"Usio appoints Michelle Miller to board; annual meeting re-elects Long, approves exec comp","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michelle Miller, 51, appointed to board, audit and compensation committees effective June 22, 2022; 25+ years banking experience.","Miller receives 66,667 RSUs vesting in three installments (2023-2025) and $1,000 per board/committee meeting.","Annual meeting: Michael R. Long re-elected as Class II director with 9,899,968 votes for, 724,249 withheld.","Advisory vote on executive compensation approved: 10,093,459 for, 517,146 against, 13,612 abstain.","Stockholders ratified ADKF, P.C. as auditor for FY2022 (16,898,188 for, 180,254 against) and selected 1-year frequency for say-on-pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365032,"accession_number":"0001437749-22-012907","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2022-05-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"USIO furnishes updated investor presentation under Regulation FD; no specific details disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filing includes an updated investor presentation as Exhibit 99.1, dated May 2022.","No financial or operational metrics from the presentation are provided in the 8-K text.","The presentation is furnished, not filed, and contains forward-looking statements and risk factors.","No guidance changes, earnings updates, or material events are announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":384635,"accession_number":"0001437749-22-007542","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2022-03-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"USIO furnishes updated investor presentation; no financial specifics in 8-K text","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filing under Item 7.01 attaches Investor Presentation dated March 28, 2022 for conferences.","Presentation content not provided in text; no new financial guidance or material events disclosed.","No changes to previously reported business outlook, operations, or financial condition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":384634,"accession_number":"0001437749-22-001691","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2022-01-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"USIO furnishes investor presentation; no specific financial results disclosed.","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Furnished an updated investor presentation for conferences held on January 26, 2022.","No new material financial or operational data provided in the filing's body or exhibit.","Presentation content was not reproduced in the 8-K; only a placeholder reference included."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":402503,"accession_number":"0001437749-21-029509","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2021-12-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"USIO discloses ransomware attack on Dec 25; non-payment data files exfiltrated from Office 365","summary_kind":"llm","event_type":"cyber","confidence":"high","bullets":["Ransomware attack detected on December 25, 2021; encrypted a small portion of IT systems.","Unauthorized download of non-payment processing data files from externally hosted Office 365 environment, separate from payment processing.","Company remained operational throughout the incident; investigation ongoing with law enforcement and cybersecurity firms.","Containment and remediation measures implemented; currently believes incident will not have a material impact on business or financial results."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":402502,"accession_number":"0001437749-21-027312","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2021-11-23T23:59:59+00:00","items":["1.01","3.02","5.02","9.01"],"status":"ready","headline":"Usio raises $1M via private placement; approves executive salary increases and stock awards","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold 142,857 unregistered shares at $7.00 per share to Voyager Digital Holdings for $1M gross proceeds; proceeds for working capital.","CFO Tom Jewell salary raised to $325,000 from $240,000; SVP Houston Frost to $200,000 from $172,000.","CEO Louis Hoch granted 130,000 restricted shares (100K 10-yr vest, 30K 3-yr); CFO Jewell 71,000; SVP Frost 31,000.","Directors Bender, Beyer, Rollins each awarded 12,000 RSUs with 3-year vesting.","Outstanding shares post-closing: 25,125,520."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":402501,"accession_number":"0001437749-21-026811","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2021-11-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"USIO updates investor presentation; no new financial disclosures in filing","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Exhibit 99.1 is an updated investor presentation for use at conferences on November 16, 2021.","Presentation contains forward-looking statements and risk factors typical of such materials.","No specific operational or financial metrics were disclosed in the filing text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":421449,"accession_number":"0001437749-21-020344","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2021-08-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"USIO files updated investor presentation for August 18, 2021 conferences","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Furnished updated investor presentation as Exhibit 99.1 for certain investor conferences.","Presentation contains forward-looking statements and risk factors; no new financial guidance disclosed.","No specific numbers, targets, or operational updates provided in the filing or exhibit text.","Event is a routine Regulation FD disclosure; no material change in business or strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":421448,"accession_number":"0001437749-21-018610","cik":1088034,"company_name":"Usio, Inc.","ticker":"USIO","form_type":"8-K","filed_at":"2021-08-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"USIO updates investor presentation for August 2021 conferences; no specific new data disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Investor presentation dated July 30, 2021, made available for use at conferences on August 4, 2021.","No financial results, guidance, or material operational changes announced in the update.","Presentation likely reflects previously known strategy and metrics; no new business developments identified."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":40840000.0,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}