{"filings":[{"id":722281,"accession_number":"0000891166-26-000053","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2026-05-28T20:16:49+00:00","items":["8.01","9.01"],"status":"ready","headline":"Universal Insurance subsidiaries complete 2026-2027 reinsurance program with $2.623B tower, $45M retention","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Combined first-event tower increased ~$50M to $2.623 billion; first-event statutory retention unchanged at $45M.","Secured $352M multi-year catastrophe capacity extending through 2027-2028; $277M sits below FHCF layer.","Largest private reinsurers maintain AM Best rating of A or higher (Nephila/Markel, RenaissanceRe, Munich Re, etc.).","Florida represents less than 50% of total insured value as of March 31, 2026.","Market moderating after benign 2025 Atlantic hurricane season and Florida property insurance reforms."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.63,"calibrated_materiality_score":0.63,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99513,"accession_number":"0000891166-26-000042","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Universal Q1 GAAP EPS $1.88 vs $1.44 YoY; net combined ratio 89.7% improves 5.3 pts","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted GAAP EPS of $1.88, adjusted EPS $2.00; net income $54.3M up 31% YoY.","Direct premiums written $506.5M (+8.5% YoY); policies in force up 5.8% to 915,306.","Net combined ratio 89.7% (down 5.3 pts) on lower loss ratio of 63.9% (down 6.6 pts).","Book value per share $20.95, up 39.9% YoY; quarterly dividend $0.16/sh declared.","Completed 2026-2027 reinsurance renewal; secured $352M additional multi-year coverage."],"consensus_eps_estimate":null,"consensus_eps_actual":1.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":393565000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99512,"accession_number":"0000891166-26-000039","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2026-04-10T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Universal declares $0.16 quarterly dividend; Q1 results April 23","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.16/share, payable May 15, 2026 to holders of record May 8, 2026.","Q1 2026 earnings release scheduled for after market close on April 23, 2026.","Conference call to discuss Q1 results on April 24, 2026 at 10:00 AM ET.","Dividend amount unchanged from prior quarter; no change or special dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115564,"accession_number":"0000891166-26-000007","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2026-02-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Universal Insurance Q4 2025 EPS $2.28; book value up 48% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $2.28; adjusted diluted EPS $2.17 for Q4 2025.","Direct premiums written $483.7M, up 2.7% YoY.","Annualized ROCE 50.9%; adjusted ROCE 46.1%.","Book value per share $19.67, up 48.1% YoY; adjusted book value $20.60, up 32.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":6.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":1603915000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115563,"accession_number":"0000891166-26-000004","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2026-02-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Universal Insurance declares regular $0.16 quarterly dividend payable March 13","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.16 per common share declared by Board of Directors.","Payable on March 13, 2026 to shareholders of record as of March 6, 2026.","NYSE ticker UVE; dividend is the regular quarterly amount."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115562,"accession_number":"0000891166-26-000002","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2026-01-07T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Universal Insurance Holdings announces $20M share repurchase authorization through Jan 2028","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized $20 million share repurchase program running through January 8, 2028.","Repurchases may be made in open market transactions at prevailing market prices.","Company will comply with Rule 10b-18 and its insider trading policy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131990,"accession_number":"0000891166-25-000182","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Universal declares $0.29/sh total dividend ($0.16 regular + $0.13 special)","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly dividend of $0.16/sh and special dividend of $0.13/sh declared.","Combined $0.29/sh payable Dec 12, 2025 to holders of record Dec 5, 2025.","Total dividends declared in 2025 now $0.77/sh.","Mark's second special dividend in 2025; prior special was $0.08/sh in Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131989,"accession_number":"0000891166-25-000170","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Universal Q3 EPS $1.38, net income $39.8M vs prior-year loss of $16.2M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $39.8M vs loss $16.2M; diluted EPS $1.38 vs ($0.57) YoY.","Direct premiums written $592.8M (+3.2% YoY); policies in force up 4.7% to 883,888.","Combined ratio improved to 96.4% from 116.9% YoY, driven by lower loss ratio (70.2% vs 91.7%).","Book value per share $17.65, up 24.7% YoY; annualized ROCE 33.4%.","Returned $12.8M to shareholders via $8.1M buybacks and $0.16/sh quarterly dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":4.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":1195989000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148570,"accession_number":"0000891166-25-000114","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Universal Insurance Q2 2025 GAAP EPS $1.21, adjusted EPS $1.23; book value up 18.9% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $1.21; adjusted diluted EPS $1.23; net income $35.1M (down 0.9% YoY).","Direct premiums written $596.7M (+3.2% YoY); net combined ratio 97.8% (up 1.9 pts).","Book value per share $16.39 (+18.9% YoY); adjusted book value $17.85 (+8.6% YoY).","Returned $12M to shareholders: $7.4M share repurchases and $0.16/sh dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":2.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":795008000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148569,"accession_number":"0000891166-25-000111","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2025-07-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Universal Insurance declares $0.16 quarterly dividend; schedules Q2 2025 earnings for July 24","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.16 per share declared, payable August 8, 2025 to holders of record August 1, 2025.","Q2 2025 earnings results to be released after market close on July 24, 2025.","Earnings conference call scheduled for July 25, 2025 at 10:00 AM ET."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167413,"accession_number":"0000891166-25-000085","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2025-06-13T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Universal Insurance Holdings reports annual meeting vote results; all proposals pass","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 12 director nominees elected; Scott P. Callahan received most votes against (1,933,008).","Advisory say-on-pay approved with 17,892,478 for (93.7% of votes cast).","Ratification of Plante & Moran as independent auditor for FY 2025 approved with 21,449,020 for.","Meeting held June 12, 2025; broker non-votes were 2,895,639 on director elections and say-on-pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167412,"accession_number":"0000891166-25-000071","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"UVE insurance subsidiaries complete 2025-2026 reinsurance program; tower increased to $2.526B","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All States first event retention remains unchanged at $45M.","Combined reinsurance tower raised to $2.526B, up $110M vs 2024-2025 period.","Added $352M multi-year catastrophe capacity extending through 2026-2027.","All largest private reinsurance participants rated 'A' or higher by AM Best.","Florida represents less than 50% of total insured values as of March 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167411,"accession_number":"0000891166-25-000061","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Universal Insurance Holdings authorizes $20M share repurchase program through 2027","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $20M in common stock repurchases through May 1, 2027.","Repurchases may be made in open-market transactions at prevailing market prices.","Program will be executed in compliance with Rule 10b-18 and company's insider trading policy.","Buyback represents ~3% of UVE's market capitalization, signaling management confidence."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167410,"accession_number":"0000891166-25-000055","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Universal Insurance Q1 net income up 23% to $41.4M; EPS $1.44","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted GAAP EPS $1.44 vs $1.14; adjusted EPS $1.44; net income $41.4M, up 23.1%.","Direct premiums written $467.1M (+4.7%) from 34.7% growth outside Florida; policies in force up 5.5%.","Net combined ratio 95.0% improved 0.5 pts; loss ratio down 1.4 pts to 70.5% on lower weather losses.","Completed 2025-2026 reinsurance renewal early; secured $352M multi-year coverage through 2026-2027.","Declared Q2 dividend $0.16/share, payable May 16, record May 9."],"consensus_eps_estimate":null,"consensus_eps_actual":1.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":394867000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167409,"accession_number":"0000891166-25-000052","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2025-04-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Universal Insurance declares $0.16 quarterly dividend; Q1 earnings call set for April 25","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.16 per share, payable May 16, 2025 to holders of record May 9, 2025.","First quarter 2025 results will be released after market close on April 24, 2025.","Earnings conference call scheduled for April 25, 2025 at 10:00 a.m. ET."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184720,"accession_number":"0000891166-25-000021","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2025-02-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Universal Insurance Q4 GAAP EPS $0.21, adj EPS $0.25; premiums up 8.8% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Direct premiums written $470.9M, up 8.8% YoY.","Book value per share $13.28 (+12.7% YoY); adjusted book value $15.53 (+8.3%).","Returned $16.2M to shareholders: $7.7M buybacks, $0.16 regular and $0.13 special dividends.","Annualized adjusted ROCE of 6.5%; diluted adjusted EPS $0.25.","GAAP net income not explicitly stated, but diluted GAAP EPS $0.21."],"consensus_eps_estimate":null,"consensus_eps_actual":2.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":1520536000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184719,"accession_number":"0000891166-25-000011","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Universal declares $0.16 quarterly dividend payable March 14, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.16 per share declared by Board of Directors.","Payable on March 14, 2025 to shareholders of record as of March 7, 2025.","Regular quarterly cash dividend; no change in amount disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201294,"accession_number":"0000891166-24-000099","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Universal Insurance declares $0.29/share total dividend including $0.13 special","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly dividend of $0.16/share plus special dividend of $0.13/share, total $0.29/share.","Dividend payable December 13, 2024 to shareholders of record as of December 6, 2024.","Total dividends declared in 2024 reach $0.77 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201293,"accession_number":"0000891166-24-000091","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Universal Insurance posts Q3 loss of $0.57 per share; direct premiums up 8% to $574M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Loss per common share of $0.57; adjusted loss per common share of $0.73.","Direct premiums written of $574.4 million, up 8.0% from prior year quarter.","Book value per share of $14.15, up 37.0% year-over-year; adjusted book value $15.76, up 12.6%.","Returned $9.1M to shareholders: $4.4M share repurchases and $0.16 per share regular dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":1.8,"consensus_revenue_estimate":null,"consensus_revenue_actual":1135727000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217324,"accession_number":"0000891166-24-000070","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Universal Q2 GAAP EPS $1.21, adjusted $1.18; premiums up 5.7% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS of $1.21; diluted adjusted EPS of $1.18.","Direct premiums written $578.3M, up 5.7% from prior-year quarter.","Book value per share $13.79 (+24.0% YoY); adjusted book value $16.44 (+14.9%).","Annualized ROCE 37.4%; adjusted ROCE 30.5%.","Returned $10.1M to shareholders: $5.3M in buybacks and $0.16 per share dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":2.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":748173000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217323,"accession_number":"0000891166-24-000059","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2024-07-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Universal Insurance declares $0.16 quarterly dividend; 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Q2 earnings call July 26","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.16 per share; payable August 9, 2024, record August 2, 2024.","Amendment corrects dates from initial July 11 filing; dividend amount unchanged.","Q2 2024 results to be released after market close on July 25, 2024.","Conference call to discuss results on July 26, 2024 at 10:00 a.m. ET."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237134,"accession_number":"0000891166-24-000043","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2024-06-17T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"UVE shareholders elect 12 directors, approve equity plan, advisory say-on-pay, and auditor ratification","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 12 director nominees elected with votes ranging from 16.4M to 18.9M for; broker non-votes 3.1M.","Amended 2021 Omnibus Incentive Plan approved: 17.2M for, 1.8M against.","Advisory vote on named executive officer compensation passed: 18.1M for, 0.9M against.","Ratification of Plante & Moran as auditor for FY 2024: 21.3M for, 0.6M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237133,"accession_number":"0000891166-24-000030","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2024-05-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Universal Insurance completes 2024-2025 reinsurance program; cost rises to 33% of premium","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Combined first event retention unchanged at $45M; total tower of $2.404B for single All States event.","Total reinsurance cost projected at ~33% of direct earned premium, up from 31.8% last year.","Replaced $217M of cost-free RAP coverage and $150M expiring cat bond with traditional market capacity.","Secured $240M of multi-year capacity extending to 2025-2026, including $165M below FHCF layer.","Largest private reinsurers rated A or higher; key partners include Nephila, Markel, RenaissanceRe, Munich Re."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237132,"accession_number":"0000891166-24-000023","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Universal Insurance Q1 EPS $1.14, direct premiums up 8.8% to $446.2M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted GAAP EPS of $1.14; adjusted EPS of $1.07.","Direct premiums written $446.2M, up 8.8% YoY.","Book value per share $12.68, up 20% YoY; adjusted book value $15.34, up 13.5%.","Annualized ROCE 38.1%, adjusted ROCE 29.4%.","Total capital returned $8.9M: $4.1M in share repurchases and $0.16 regular dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":1.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":367959000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237131,"accession_number":"0000891166-24-000019","cik":891166,"company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","ticker":"UVE","form_type":"8-K","filed_at":"2024-04-10T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Universal Insurance declares $0.16 quarterly dividend, payable May 17, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.16 per share declared; payable May 17, 2024 to holders of record May 10, 2024.","Q1 2024 earnings to be released after market close on April 25, 2024.","Conference call to discuss Q1 results on April 26, 2024 at 10:00 a.m. ET."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1100540000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}