{"filings":[{"id":834276,"accession_number":"0001783398-26-000092","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-06-03T20:23:13+00:00","items":["5.07"],"status":"ready","headline":"UWM shareholders re-elect all four director nominees and ratify Deloitte as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Stacey Coopes re-elected with 1,286,634,941 votes for, 64,746,106 withheld.","Jeffrey A. Ishbia re-elected with 1,247,770,266 votes for, 103,610,781 withheld.","Laura Lawson re-elected with 1,275,422,554 votes for, 75,958,493 withheld.","Isiah Thomas re-elected with 1,277,263,575 votes for, 74,117,472 withheld.","Ratification of Deloitte & Touche as auditor for FY 2026 approved with 1,443,612,692 votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":68761,"accession_number":"0001783398-26-000071","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-05-13T20:23:23+00:00","items":["7.01","9.01"],"status":"ready","headline":"UWMC challenges TWO board rejection of $12.50/share bid, urges vote against CCM merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["UWMC's May 11 cash/stock offer of $12.50/share was rejected by TWO board, which supports $12.00/share CCM deal.","ISS and Glass Lewis recommend TWO shareholders vote AGAINST the CCM merger and golden parachute proposal.","Special meeting on May 19, 2026, where TWO shareholders vote on the CCM merger and related proposals.","UWMC says it can close within 60 days, citing prior regulatory approvals and $424M cash on hand.","Glass Lewis called TWO's golden parachutes 'excessive,' representing ~25.3% of the merger equity premium."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":33041,"accession_number":"0001783398-26-000063","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-05-12T17:05:33+00:00","items":["7.01","9.01"],"status":"ready","headline":"ISS recommends Two Harbors stockholders vote against CCM merger, backs UWMC $12.50 bid","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["ISS advises TWO stockholders to reject CCM merger at May 19 special meeting; backs UWMC's $12.50/share offer.","ISS states TWO board 'has not capitalized on competing bids' and 'shareholders would be better off rejecting' the deal.","ISS also recommends voting against golden parachute compensation proposal and adjournment proposal.","UWMC reiterates that rejecting CCM merger preserves value and optionality for TWO stockholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":13442,"accession_number":"0001783398-26-000053","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-05-11T20:20:19+00:00","items":["7.01","9.01"],"status":"ready","headline":"UWMC boosts Two Harbors bid to $12.50/share cash; urges vote against CCM deal","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["New proposal: $12.50 cash per share (no cap) or 2.3328 UWMC shares per TWO share.","Offer tops CCM's $12.00 cash; UWMC claims superior value for TWO stockholders.","UWMC urges TWO stockholders to vote AGAINST CCM merger at May 19 special meeting.","TWO Board allegedly refused engagement; UWMC cites $35M management payout issue in CCM deal.","UWMC targets closing within ~2 months of signing, citing existing regulatory relationships."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95410,"accession_number":"0001783398-26-000047","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM Q1 2026: loan origination volume $44.9B (+39% YoY), net income $170.4M, declares $0.10 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2026 loan origination volume $44.9B (+39% YoY); total revenue $901.4M; net income $170.4M vs $247M loss in Q1 2025.","Diluted EPS $0.09 vs ($0.12) YoY; adjusted EBITDA $160.9M.","Total gain margin 123 bps, up from 94 bps in Q1 2025.","Board declared $0.10/share cash dividend payable July 9, 2026 to holders of record June 18, 2026.","On track to service substantially all loans in-house by October 2026."],"consensus_eps_estimate":0.0672,"consensus_eps_actual":0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":901427000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95409,"accession_number":"0001783398-26-000041","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UWMC slams TWO board for rejecting $12/share bid; reaffirms superior proposal vs $11.30 CrossCountry deal","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["UWMC's $12.00 per share all-cash offer (plus stock option) is 6.2% above TWO's recommended $11.30 CrossCountry deal.","Financing backed by a committed $1.3B unsecured bridge facility from Mizuho Bank with no ratings trigger or market contingency.","Mizuho removed customary due diligence condition to address TWO board concerns about closing risk.","UWMC urges TWO stockholders to demand board engagement and consider vote against the CrossCountry transaction.","UWMC is assessing its options to ensure TWO stockholders receive 'superior value' of $12/share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95408,"accession_number":"0001783398-26-000034","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-05-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UWMC revises offer for Two Harbors to $12/share cash or 2.3328 UWMC shares","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Revised offer: $12.00 cash per share (vs. $11.30 from CrossCountry) or 2.3328 UWMC Class A shares per TWO share, no cap on cash.","Committed $1.3 billion unsecured bridge facility from Mizuho Bank, Ltd. with no ratings trigger or market contingency.","UWMC urges TWO stockholders to reject CrossCountry deal and direct board to negotiate; notes CrossCountry's financing may rely on MSR-backed borrowing base.","Two Harbors board increased termination fee to $50M without engaging UWMC, which UWMC calls entrenchment.","UWMC states its Q1 2026 results exceeded expectations and intrinsic value of UWMC has improved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108472,"accession_number":"0001783398-26-000031","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-03-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"UWM engages proxy solicitor Okapi; Two Harbors meeting adjourned to March 24","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["UWMC hires Okapi Partners for strategic advice and proxy solicitation on TWO acquisition; $25,000 base fee plus deal-contingent fees.","Two Harbors special stockholder meeting adjourned until March 24, 2026 to allow more time for voting.","Deal requires majority of outstanding votes; a significant number of stockholders have not yet voted.","Okapi receives indemnification from UWMC; engagement designed to secure shareholder approval for the merger."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108471,"accession_number":"0001783398-26-000026","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-03-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UWM posts investor presentation on pending acquisition of Two Harbors","summary_kind":"llm","event_type":"m_and_a","confidence":"low","bullets":["UWM Holdings furnished an investor presentation regarding its pending acquisition of Two Harbors, Inc. on March 11, 2026.","No specific deal terms, values, or expected close dates are disclosed in the filing excerpt.","The presentation is provided under Item 7.01 Regulation FD Disclosure as Exhibit 99.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108470,"accession_number":"0001783398-26-000021","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-03-10T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UWM updates Q1 2026 revenue guidance to $800M-$900M, FY2026 to $3.5B-$4.5B","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q1 2026 total revenue expected between $800M and $900M; FY2026 between $3.5B and $4.5B.","Q4 2025 loan origination volume reached $49.6B, highest quarterly volume since 2021.","AI assistant 'Mia' expected to handle over 12M calls in 2026; investments improving efficiency.","Ahead of pace to achieve annualized nine-figure revenue run rate from new products TRAC+ and PA+.","Urges Two Harbors stockholders to vote in favor of proposed acquisition; Two Harbors Board recommends."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108469,"accession_number":"0001783398-26-000018","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-02-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UWM Holdings files earnings presentation for Q4/FY 2025; figures not available in excerpt","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Filing includes Exhibit 99.1 – earnings presentation dated February 26, 2026.","Presentation covers Q4 and full year 2025 results per filename reference.","Specific financial data (revenue, EPS, loan volumes) not included in provided excerpt.","Ticker: UWMC; presentation available on investor relations website."],"consensus_eps_estimate":0.0882,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":3160569000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108468,"accession_number":"0001783398-26-000010","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM Q4 net income $164.5M on $49.6B originations; dividend $0.10; Two Harbors acquisition pending","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 total revenue $945.2M, net income $164.5M, adjusted EBITDA $232.8M.","Loan origination volume $49.6B in Q4, highest quarterly volume since 2021; full year $163.4B.","Board declared $0.10 per share dividend payable Apr 9, 2026 to holders of record Mar 19.","Announces agreement to acquire Two Harbors Investment Corp. (TWO) in all-stock transaction.","Full year 2025 net income $244.0M vs $329.4M in 2024; gain margin improved to 116 bps from 110 bps."],"consensus_eps_estimate":0.0882,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":3160569000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124907,"accession_number":"0001783398-25-000070","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2025-12-29T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"NYSE to delist UWM warrants due to abnormally low price; company will not appeal","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["NYSE notified UWM on Dec 19, 2025 that it will delist warrants (UWMCWS) for abnormally low selling price.","Trading in warrants suspended immediately; company does not intend to appeal the NYSE determination.","Each warrant exercisable for one share of Class A common stock at $11.50, expiring Jan 21, 2026.","UWM's common stock (UWMC) continues trading on NYSE and is unaffected by this action."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124906,"accession_number":"0001783398-25-000065","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2025-12-19T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"UWM Holdings to acquire Two Harbors Investment Corp. in stock-for-stock merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Two Harbors shareholders get 2.3328 shares of UWMC Class A common per share; preferred converted into equivalent UWMC preferred.","Merger subject to Two Harbors stockholder approval, HSR clearance, and tax opinion; termination fee of $25.35M payable by Two Harbors.","UWMC Board to expand by one seat; Two Harbors will designate a new board member.","Deal expected to close within 12 months, extendable to 15 months for regulatory clearance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124905,"accession_number":"0001783398-25-000056","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2025-12-17T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"UWMC to acquire Two Harbors (TWO) in $1.3B all-stock deal, 21% premium","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["UWMC to acquire all TWO common stock at 2.3328 UWMC shares per TWO share, implying $11.94/share value.","Transaction values TWO at $1.3B equity; represents 21% premium to TWO's 30-day VWAP.","Combined company to service >$400B UPB (MSR), ranking #8 nationwide; $150M annual synergies expected.","UWMC public float to increase 93% to ~513M shares (~$2.6B); current shareholders to own 87% pro forma.","Close expected Q2 2026 subject to TWO stockholder and regulatory approvals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124904,"accession_number":"0001783398-25-000045","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM Q3 originations $41.7B (largest since 2021), net income $12.1M, declares $0.10 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 loan origination volume $41.7B vs $39.7B in Q2 and $39.5B in Q3 2024; largest quarterly originations since 2021.","Total revenue $843.3M, net income $12.1M ($0.01 diluted EPS loss), adjusted EBITDA $211.1M.","Refinance originations surged to $16.5B from $12.4B in Q2; total gain margin 130 bps vs 113 bps in Q2.","Q4 2025 guidance: originations $43-50B, gain margin 105-130 bps.","Board declared Q4 cash dividend of $0.10/share, payable Jan 8, 2026 to holders of record Dec 18, 2025."],"consensus_eps_estimate":0.0673,"consensus_eps_actual":0.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":2215322000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141619,"accession_number":"0001783398-25-000040","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2025-09-16T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"UWM Holdings issues $1.0B of 6.250% senior notes due 2031","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["UWM Holdings LLC issued $1.0B in 6.250% senior notes due March 15, 2031, at 100% par.","Interest payable semi-annually starting March 15, 2026; notes mature March 15, 2031.","Notes are unsecured, senior obligations, guaranteed by United Wholesale Mortgage.","Redemption options include make-whole prior to March 2028; thereafter at step-down prices from 103.125% to 100%.","Indenture includes covenants limiting additional indebtedness, restricted payments, mergers, and liens."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141618,"accession_number":"0001783398-25-000037","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2025-09-10T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"UWM Holdings prices $1.0B 6.250% senior notes due 2031, upsized from $600M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $1.0B aggregate principal of 6.250% senior unsecured notes due 2031, increased from $600M.","Notes guaranteed by UWM Holdings' subsidiary United Wholesale Mortgage; rank pari passu with existing senior notes.","Net proceeds to repay $5.5% Senior Notes due 2025 at Nov 15 maturity, pay down MSR Facilities, and working capital.","Closing expected Sept 16, 2025; offered via Rule 144A/Reg S to QIBs and non-U.S. persons.","Purchase Agreement includes customary reps, warranties, and indemnification; J.P. Morgan as representative."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141617,"accession_number":"0001783398-25-000032","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM posts Q2 net income $314.5M; originations $39.7B, up 18% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $314.5M in Q2 2025 vs net loss of $247.0M in Q1 2025 and net income $76.3M in Q2 2024.","Total revenue $758.7M, up from $613.4M in Q1 and $622.4M in Q2 2024.","Loan origination volume $39.7B, up 18% YoY from $33.6B; purchase originations $27.3B.","Declared cash dividend $0.10/share payable Oct 9, 2025 to holders of record Sep 18, 2025.","Q3 2025 outlook: production $33-40B, total gain margin 100-125 bps."],"consensus_eps_estimate":0.063,"consensus_eps_actual":0.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":1372070000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159488,"accession_number":"0001783398-25-000027","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2025-06-06T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"UWM Holdings annual meeting results: all three director nominees elected, auditor ratified, say-on-pay approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Three Class I directors elected: Kelly Czubak (808.5M for), Alex Elezaj (804.9M for), Mat Ishbia (794.8M for).","Deloitte & Touche ratified as auditor for FY2025 with 900.96M for, 409K against, 209K abstain.","Advisory say-on-pay approved: 809.0M for, 41.1M against, 471K abstain; broker non-votes 51.1M.","All proposals passed with strong stockholder support at June 4, 2025 Annual Meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159487,"accession_number":"0001783398-25-000022","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2025-05-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM Holdings posts Q1 net loss of $247M; originations up 17% YoY to $32.4B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $247M ($0.12 diluted EPS loss) vs net income of $180.5M in Q1 2024; revenue of $613.4M up 5% YoY.","Loan origination volume $32.4B (highest Q1 since 2022), up 17% YoY; purchase flat at $21.7B, refi surged to $10.6B from $5.5B.","Total gain margin 94 bps vs 108 bps in Q1 2024; adjusted EBITDA $57.8M vs $101.5M.","Board declared $0.10/share dividend payable July 10, 2025, record June 18, 2025; unchanged from prior quarter.","Q2 2025 outlook: production $38-45B, gain margin 90-115 bps; management cites ability to scale with rate changes."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":613370000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177866,"accession_number":"0001783398-25-000016","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2025-03-31T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UWM Holdings appoints Rami Hasani as CFO effective April 1; 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declares $0.10 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $40.6M ($0.02 diluted EPS) vs net loss $461.0M in Q4 2023. FY net income $329.4M vs loss $69.8M.","Loan origination volume Q4 $38.7B, total gain margin 105 bps; FY volume $139.4B, margin 110 bps.","Board declared $0.10/share dividend, payable April 10, 2025 to holders of record March 20, 2025 (17th consecutive quarterly).","Q1 2025 guidance: origination volume $28-35B, gain margin 90-115 bps.","Purchase originations record $96.1B in 2024; refinance volume tripled to $43.4B."],"consensus_eps_estimate":null,"consensus_eps_actual":0.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":2163691000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194579,"accession_number":"0001783398-24-000053","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2024-12-16T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"UWM Holdings issues $800M of 6.625% senior notes due 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$800M aggregate principal of 6.625% senior unsecured notes due Feb 1, 2030; 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notes issued at 100% of face value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194577,"accession_number":"0001783398-24-000041","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM Q3 net income $31.9M (down 89% YoY); originations $39.5B; declares $0.10 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $31.9M vs $301M in Q3 2023; diluted EPS -$0.06 (adjusted EPS $0.01).","Loan origination volume $39.5B (up 33% YoY), including $26.2B purchase; total gain margin 118 bps.","Adjusted EBITDA $107.2M vs $112.1M in Q3 2023.","Q4 guidance: originations $34-41B, gain margin 85-110 bps.","Board declares $0.10 dividend payable Jan 9, 2025; approves $144M distribution to SFS Corp."],"consensus_eps_estimate":null,"consensus_eps_actual":0.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":1603484000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210895,"accession_number":"0001783398-24-000036","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2024-08-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM Holdings Q2 net income falls to $76.3M; originations up to $33.6B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $76.3M ($0.03 EPS) vs $180.5M in Q1 2024 and $228.8M in Q2 2023.","Loan origination volume $33.6B, up from $27.6B in Q1 and $31.8B in Q2 2023.","Adjusted EBITDA $133.1M compared to $101.5M in Q1 and $125.4M in Q2 2023.","Board declared $0.10 dividend per share payable Oct 10 to holders of record Sep 19; $150.2M distribution to SFS Corp.","Q3 guidance: origination volume $31-$38B, gain margin 85-110 bps."],"consensus_eps_estimate":null,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":1077050000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229323,"accession_number":"0001783398-24-000024","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2024-06-05T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"UWM Holdings annual meeting elects directors, ratifies auditor, approves say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Three Class III directors (Justin Ishbia, Robert Verdun, Melinda Wilner) elected with >371M votes for each.","Ratification of Deloitte & Touche as independent auditor for 2024 passed: 424.4M for, 0.6M against.","Advisory vote on executive compensation approved: 384.8M for, 1.9M against, 37.0M broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229322,"accession_number":"0001783398-24-000018","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM Q1 net income $180.5M, EPS $0.09; originations $27.6B, record purchase volume $22.1B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $180.5M vs loss of $461M in Q4 2023 and loss of $138.6M in Q1 2023; diluted EPS $0.09.","Total loan origination volume $27.6B, up 13% QoQ and 24% YoY; purchase volume record $22.1B.","Total gain margin improved to 108 bps from 92 bps in both Q4 2023 and Q1 2023.","Declared Q2 cash dividend $0.10/share, payable July 11, 2024 to holders of record June 20, 2024.","Q2 2024 outlook: originations $28-35B, gain margin 85-110 bps."],"consensus_eps_estimate":null,"consensus_eps_actual":0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":569956000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.68,"calibrated_materiality_score":0.68,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247897,"accession_number":"0001783398-24-000009","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2024-02-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM Holdings reports Q4 2023 net loss of $461M; declares $0.10 dividend, guides Q1 2024 volume $22-28B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 net loss $461.0M ($0.29 diluted EPS); includes $634.4M MSR fair value decline.","Full year 2023 net loss $69.8M ($0.14 diluted loss per share); origination volume $108.3B vs $127.3B in 2022.","Record purchase originations of $93.9B in 2023; Q4 purchase volume $20.7B.","Board declares $0.10/share cash dividend payable Apr 11; also approves $150.2M distribution to SFS Corp.","Q1 2024 outlook: production $22-28B, gain margin 80-105 bps."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":1311327000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":265331,"accession_number":"0001783398-23-000040","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2023-11-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM Holdings Q3 net income $301M, EPS $0.15; declares $0.10 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $301.0M, diluted EPS $0.15; adjusted net income $234.7M, adjusted diluted EPS N/A (anti-dilutive).","Loan origination volume $29.7B (purchase $25.9B); gain margin 97 bps vs 88 bps in Q2 and 52 bps in Q3 2022.","Adjusted EBITDA $112.1M vs $(1.4)M in Q3 2022; total equity $3.1B.","Cash dividend of $0.10/share declared, payable Jan 11, 2024 to holders of record Dec 20, 2023.","Q4 2023 outlook: production $19-26B, gain margin 75-100 bps; full year production guidance $103-110B."],"consensus_eps_estimate":null,"consensus_eps_actual":0.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":1425910000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282542,"accession_number":"0001783398-23-000034","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2023-08-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM Q2 net income $228.8M on record purchase volume $28B; declares $0.10 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 loan origination volume $31.8B (purchase $28.0B record); net income $228.8M vs. Q1 loss $138.6M.","Total gain margin 88 bps vs. 92 bps Q1 and 99 bps YoY; Q3 guidance: production $26-33B, gain margin 75-100 bps.","Adjusted diluted EPS $0.11, Adjusted EBITDA $125.4M; total equity $2.9B, non-funding debt/equity 0.89.","Board declared $0.10/share dividend payable Oct 11, 2023 to holders of record Sep 20, 2023.","Available liquidity ~$2.8B; MSR portfolio $294.9B UPB with WAC 3.84%; 60+ day delinquency 0.99% vs industry 1.47%."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":748794000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301791,"accession_number":"0001783398-23-000030","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2023-06-30T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UWM appoints Stacey Coopes to Board of Directors, effective June 30, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Stacey Coopes appointed as Class II director, term expiring at 2026 Annual Meeting.","Board expanded to ten members; 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Ishbia, Laura Lawson, and Isiah Thomas elected as Class II directors with >98% support (excluding broker non-votes).","Ratification of Deloitte & Touche as independent auditor for FY2023: 408.4M for, 417.7K against, 331.9K abstain.","Advisory say-on-pay approved: 363.96M for, 1.63M against, 273K abstain; broker non-votes 43.29M.","All proposals passed at June 7, 2023 Annual Meeting; no material change to governance or operations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301789,"accession_number":"0001783398-23-000020","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2023-05-10T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"UWM Q1 net loss $138.6M; purchase volume hits record $19.2B; dividend $0.10/sh","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2023 net loss $138.6M (diluted EPS -$0.13); adjusted EBITDA $141.0M vs $60.4M in prior quarter.","Loan origination volume $22.3B (purchase $19.2B, highest Q1 purchase ever); gain margin 92 bps, up from 51 bps in Q4 2022.","Q2 2023 guidance: originations $23-$30B, gain margin 75-100 bps.","Cash dividend $0.10 per share declared, payable July 11, 2023 to holders of record June 21, 2023.","Available liquidity ~$2.9B including $1.0B cash; total equity $2.9B at March 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":161274000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":321538,"accession_number":"0001783398-23-000015","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2023-03-22T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"UWM obtains $500M GNMA MSR credit facility with Goldman Sachs, maturing March 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["UWM entered $500M uncommitted credit facility to finance GNMA mortgage servicing rights; Goldman Sachs is administrative agent.","Interest at 1-month SOFR or Alternate Rate plus margin; full repayment due March 20, 2025.","Borrowing base based on market value of GNMA MSRs; availability period ends March 20, 2024.","Financial covenants: max debt/tangible net worth, min liquidity, min tangible net worth, min quarterly net income.","Negative covenants restrict dividends and distributions if a default exists or would result."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":321537,"accession_number":"0001783398-23-000011","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2023-03-14T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"UWM Holdings says no exposure to SVB, Silvergate, or Signature; 90% of $9.3B warehouse capacity with large banks","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["No cash deposits, securities, or accounts at Silicon Valley Bank, Silvergate Bank, or Signature Bank.","No other business relationships with Silicon Valley Bank, Silvergate Bank, or Signature Bank.","Substantially all corporate cash accounts held with large global money center banks.","Approximately 90% of $9.3B warehouse line capacity is with large global money center banks or affiliates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":321536,"accession_number":"0001783398-23-000006","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2023-03-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UWM Holdings reports Q4 net loss of $62.5M, declares $0.10 dividend; Q1 guidance $16-23B volume","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net loss $62.5M (diluted EPS -$0.03) vs net income $325.6M in Q3; full year net income $931.9M (diluted EPS $0.45).","Q4 loan origination volume $25.1B (purchase $21.7B), down from $33.5B in Q3; full year volume $127.3B.","Q1 2023 outlook: production $16-23B, gain margin 75-100 bps.","Board declared $0.10/share dividend payable April 11, 2023; also $150.2M distribution to SFS Corp.","Company remained #1 overall mortgage lender in Q4 with 11% market share and 54% wholesale share."],"consensus_eps_estimate":null,"consensus_eps_actual":0.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":2372626000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":321535,"accession_number":"0001783398-23-000003","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2023-02-08T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UWM Holdings appoints Andrew Hubacker as CFO, CAO; base salary $370k","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Andrew Hubacker appointed EVP, CFO and CAO effective Feb 6, 2023; previously SVP and Interim CFO since June 2022.","Base salary set at $370,000; annual bonus target of $330,000 under Captains Annual Bonus Plan.","One-time promotion award: $125,000 cash bonus plus $125,000 in restricted stock units.","Hubacker eligible for Long-Term Incentive Plan; no related-party transactions or family relationships disclosed.","Hubacker spent 18 years at Deloitte & Touche (12 as audit partner) and previously served at SEC as Assistant Chief Accountant."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339641,"accession_number":"0001783398-22-000080","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2022-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UWM Q3 net income $325.6M, diluted EPS $0.13; becomes #1 overall mortgage originator","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total loan origination volume $33.5B, including $27.7B purchase volume (best purchase quarter ever, +24% QoQ).","Net income $325.6M, up from $215.4M in Q2; adjusted diluted EPS $0.16; gain margin 52 bps.","Declared $0.10/share dividend payable Jan 10, 2023; also approved $150.2M distribution to SFS Corp.","Q4 2022 guidance: originations $19-26B, gain margin 40-70 bps.","Ended quarter with $2.9B available liquidity; MSR UPB $306B with WAC 3.44%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":2070192000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339640,"accession_number":"0001783398-22-000073","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2022-10-04T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"UWM enters $1.5B MSR financing facility with Citibank, maturing Sept 2023","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["UWM subsidiary signed amended loan agreement with Citibank for up to $1.5B facility to finance mortgage servicing rights.","Facility is uncommitted, collateralized by agency MSRs, matures September 26, 2023; interest at SOFR plus margin.","Covenants include debt-to-tangible net worth ratio, minimum liquidity, and minimum quarterly net income.","Dividend payment date moved from Oct 10 to Oct 7 due to federal holiday; previously declared $0.10/share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":356997,"accession_number":"0001783398-22-000064","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2022-08-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UWM Holdings Q2 net income $215.4M, EPS $0.09; Q3 volume guidance $23-28B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $215.4M ($0.09 diluted EPS); adjusted net income $165.3M.","Total loan origination volume $29.9B, down 50% YoY; purchase volume $22.4B, up 17% QoQ but down 7% YoY.","Total gain margin 99 bps, unchanged QoQ and up from 81 bps YoY.","Q3 2022 guidance: production $23-28B, gain margin 30-60 bps.","Declared $0.10/share dividend payable Oct 10, 2022; also approved $150.2M distribution to SFS Corp."],"consensus_eps_estimate":null,"consensus_eps_actual":0.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":1386019000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375505,"accession_number":"0001783398-22-000054","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2022-06-16T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"UWM Holdings CFO Timothy Forrester to take health leave; CAO Andrew Hubacker named interim CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CFO Timothy Forrester began leave of absence for health reasons effective June 16, 2022.","Andrew Hubacker, SVP and Chief Accounting Officer, appointed interim principal financial officer during leave.","Hubacker previously spent 18 years at Deloitte & Touche, including 12 years as audit partner, and 5 years at AOL.","No arrangements or related-party transactions exist between Hubacker and the Company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375504,"accession_number":"0001783398-22-000051","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2022-06-13T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"UWM Holdings annual meeting elects three Class I directors, ratifies Deloitte as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Kelly Czubak, Alex Elezaj, and Mat Ishbia elected as Class I directors with over 360M votes each.","Deloitte & Touche ratified as independent auditor for FY2022 with 399M votes for, 901K against.","Advisory 'say-on-pay' approved with 364.5M for; shareholders recommended 1-year frequency for future advisory votes.","Broker non-votes totaled ~32.1M on director elections and advisory items."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":375503,"accession_number":"0001783398-22-000022","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2022-05-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UWM Q1 net income $453M, EPS $0.22, purchase volume record $19.1B, Q2 outlook $26-33B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $453.3M (diluted EPS $0.22); Q1 2021 net income was $860.0M.","Purchase originations $19.1B (Q1 record, +56% YoY); total volume $38.8B (-21% YoY).","Total gain margin 99 bps in Q1 2022, down from 219 bps in Q1 2021.","Q2 2022 outlook: loan volume $26-33B, gain margin 75-90 bps.","Declared $0.10/share dividend, payable July 11, 2022; plus $150.2M distribution to SFS Corp."],"consensus_eps_estimate":null,"consensus_eps_actual":0.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":821794000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":393850,"accession_number":"0001783398-22-000007","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2022-03-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"UWM Holdings Q4 net income $239.8M on $55.2B volume; Q1 guidance $33-42B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $239.8M in Q4 2021, down from $1.4B in Q4 2020; full year net income $1.6B ($0.66 diluted EPS).","Total gain margin fell to 80 bps in Q4 from 305 bps a year ago; purchase originations surged 103% to $24.5B.","Board declared $0.10/share dividend payable April 11 to March 14 record date.","Q1 2022 guidance: production $33-$42B, gain margin 75-85 bps.","Stock buyback: 8.76M shares repurchased for $60.6M at avg $6.93 in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":0.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":2970293000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412387,"accession_number":"0001783398-21-000087","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2021-11-30T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"UWM Holdings appoints American Stock & Trust as new transfer agent effective Dec 1","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Appoints American Stock & Trust Company, LLC as new transfer agent.","Replaces Continental Stock Transfer & Trust Co.","Effective date: December 1, 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412386,"accession_number":"0001783398-21-000083","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2021-11-23T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"UWM issues $500M of 5.750% senior unsecured notes due 2027","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$500M aggregate principal, 5.750% coupon, issued at 100% of face value.","Notes mature June 15, 2027; interest payable semi-annually starting June 15, 2022.","Senior unsecured obligations not guaranteed by parent UWM Holdings or subsidiaries.","Change of control triggers 101% repurchase offer; customary covenants including 3.0x fixed charge coverage test."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412385,"accession_number":"0001783398-21-000079","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2021-11-16T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"UWM Holdings subsidiary prices $500M of 5.750% senior notes due 2027","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Priced $500M aggregate principal amount of 5.750% senior unsecured notes due 2027; closing expected Nov 22, 2021.","Net proceeds to be used for general corporate purposes and to fund growth.","Notes offered to qualified institutional buyers under Rule 144A and non-U.S. persons under Regulation S.","Notes are unregistered; no public offering in the United States."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":412384,"accession_number":"0001193125-21-328995","cik":1783398,"company_name":"UWM Holdings Corp","ticker":"UWMC","form_type":"8-K","filed_at":"2021-11-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"UWM Holdings furnishes investor presentation slides; no specific material details from exhibit in provided text","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed Form 8-K on Nov 15, 2021, attaching investor presentation as Exhibit 99.1.","Presentation slides were furnished under Item 7.01 Regulation FD Disclosure.","Exhibit text provided is incomplete (only disclaimer and header visible); no financial or operational data available.","No earnings, guidance, M&A, or other material event disclosed in the filing body.","Confidence is low due to missing exhibit content; investors should review the full presentation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":4675180000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-11-15T23:59:59+00:00|412384"}