{"filings":[{"id":1303956,"accession_number":"0001403161-26-000086","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2026-06-26T20:07:23+00:00","items":["8.01"],"status":"ready","headline":"Visa deposits $250M into litigation escrow, triggering Class B conversion rate cuts","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Deposit of $250M into U.S. litigation escrow account under retrospective responsibility plan.","Conversion rate reduced: Class B-1 from 1.5475 to 1.5445; B-2 from 1.5075 to 1.5014; B-3 from 1.5075 to 1.4953, effective June 25, 2026.","As-converted share count decreased by ~740K for B-3, ~6.7K for B-1, and ~3K for B-2.","Adjustments reduce diluted share count, positively impacting EPS as if repurchasing Class A stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":40441,"accession_number":"0001193125-26-219432","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2026-05-12T20:11:02+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Visa settles B-1/B-2 exchange; $17.4B interchange at issue in US litigation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Settlement of exchange offer for all outstanding Class B-1 and B-2 common stock; holders received Class B-3 and Class C common stock.","Entered into makewhole agreements obligating holders to reimburse Visa for certain litigation escrow deposits after depletion of B-3 stock value.","Staged transfer of Class C stock: up to one-third before June 25, 2026; up to two-thirds before August 9, 2026.","Estimated interchange reimbursement fees at issue in unresolved U.S. covered litigation claims: $17.4B as of May 11, 2026.","$17.4B excludes certain indirect purchaser class actions and opt-outs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":17,"accession_number":"0001193125-26-215875","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2026-05-11T13:10:25+00:00","items":["7.01","9.01"],"status":"ready","headline":"Visa exchange offer for Class B-1/B-2 expires; 122.5M shares tendered","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["2.7M Class B-1 and 119.8M Class B-2 shares tendered, ~98% of outstanding combined.","Visa will issue ~60.6M Class B-3 and ~23.3M Class C shares in exchange.","Cash paid for fractional shares at $318.79 (NYSE closing price on expiration date).","Approximately 55% of Class B-1 and over 99% of Class B-2 shares accepted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92651,"accession_number":"0001403161-26-000077","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa Q2 FY2026 revenue up 17% to $11.2B; GAAP EPS $3.14; new $20B buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $6.0B ($3.14 EPS); non-GAAP net income $6.3B ($3.31 EPS), up 32% and 17% YoY.","Net revenue $11.2B, +17% (16% constant currency); strongest revenue growth since 2022 per CEO.","Board declared $0.670/share quarterly dividend, payable June 1, record May 12, 2026.","Board authorized new $20B multi-year share repurchase program; $9.2B returned to shareholders in Q2.","Growth driven by consumer payments, commercial & money movement, value-added services; agentic and stablecoin capabilities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":22131000000.0,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103636,"accession_number":"0001403161-26-000063","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2026-02-27T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Visa deposits $125M into litigation escrow; adjusts B-1/B-2 conversion rates","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["$125M deposited into U.S. litigation escrow under retrospective responsibility plan.","Class B-1 conversion rate decreased from 1.5491 to 1.5475; B-2 from 1.5108 to 1.5075.","As-converted B-1 shares reduced by ~7,880 to 7,482,834; B-2 by ~392,202 to 181,412,788.","Adjustment has same effect on EPS as repurchasing class A common stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103635,"accession_number":"0001403161-26-000049","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2026-02-13T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Visa: Litigation fees drop below 50% threshold, clearing path for Class B exchange offer","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Estimated interchange fees in unresolved U.S. litigation fell from $49.6B (Oct 2023) to ~$39.4B (Oct 2025); expected to drop below $24.8B after 7-Eleven dismissal.","Board authorized successive exchange offer for all Class B-1 and B-2 shares once conditions satisfied.","Exchange offer will allow holders to exchange for restricted Class B-3 and freely transferable Class C common stock.","Company expects to file S-4 registration statement upon conditions met; timing subject to SEC review and market conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103634,"accession_number":"0001628280-26-007709","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2026-02-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Visa issues $3.0B in senior notes across four tranches with maturities 2029-2036","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Sold $900M of 3.800% notes due 2029, $750M of 4.100% notes due 2031, $700M of 4.400% notes due 2033, and $650M of 4.700% notes due 2036.","Total offering of $3.0B; notes are unsecured obligations of Visa with standard event of default provisions.","Interest payable semi-annually on Feb 12 and Aug 12, beginning Aug 12, 2026 for all tranches.","Each tranche includes make-whole call provisions plus 5 or 10 bps spread before par call period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103633,"accession_number":"0001403161-26-000044","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa Q1 FY2026 revenue $10.9B (+15%), GAAP EPS $3.03, non-GAAP $3.17","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $5.9B ($3.03 EPS), up 14% YoY; non-GAAP net income $6.1B ($3.17 EPS) up 12%.","Net revenue $10.9B, up 15% YoY (13% constant currency), driven by resilient consumer spending and holiday season.","Quarterly dividend declared $0.67/share, payable Mar 2, 2026 to holders of record Feb 10, 2026.","Share repurchases and dividends totaled $5.1B in Q1."],"consensus_eps_estimate":3.1579,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":10901000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103632,"accession_number":"0001403161-26-000029","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"Visa shareholders approve officer liability limit and elect directors at 2026 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Shareholders approved amendments to limit officer liability with 70.22% of shares outstanding voting in favor.","All 11 director nominees elected, including Ryan McInerney with 99.64% votes for and William Ready with 79.52%.","Advisory vote on executive compensation passed with 93.28% votes in favor (1,216,862,538 for).","Ratification of KPMG as independent auditor for 2026 was approved with 97.84% votes in favor.","Four shareholder proposals (independent chair, written consent, online exploitation report, ROI audit) all rejected by majority."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119896,"accession_number":"0001403161-25-000137","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-12-30T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Visa deposits $500M into litigation escrow; reduces class B conversion rates","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Deposited $500M into U.S. litigation escrow account under retrospective responsibility plan on Dec 23, 2025.","Class B-1 conversion rate decreased from 1.5549 to 1.5491; B-2 from 1.5223 to 1.5108.","As-converted B-1 share count reduced by ~27,782 to 7,490,714; B-2 reduced by ~1,382,832 to 181,804,989.","Adjustment has same effect on EPS as repurchasing class A common stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119895,"accession_number":"0001403161-25-000134","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-12-23T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Visa deposits $500M into litigation escrow, diluting class B stock conversion","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Visa deposited $500 million into the U.S. litigation escrow account under its retrospective responsibility plan.","The deposit triggers downward adjustments to conversion rates of class B-1 and B-2 common stock into class A common stock.","The dilution effect on earnings per share is similar to repurchasing class A common stock.","Class B shares are held predominantly by U.S. financial institutions and their affiliates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119894,"accession_number":"0001403161-25-000093","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-11-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Visa proposes settlement in interchange antitrust suit; 10 bps rate cut for 5 years","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Settlement with U.S. merchants resolves claims in long-running multi-district litigation over interchange fees.","Merchants gain new surcharging options and ability to accept only certain credit card categories.","Combined average effective credit interchange rate reduced by 10 basis points for five years.","Posted U.S. credit interchange rates capped for five years; standard consumer rates capped at 125 bps.","Settlement subject to court approval; Visa and Mastercard deny wrongdoing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119893,"accession_number":"0001403161-25-000077","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa Q4 GAAP EPS $2.62, non-GAAP $2.98; revenue $10.7B +12%; dividend raised 14% to $0.670","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $5.1B ($2.62/sh); non-GAAP $5.8B ($2.98/sh) for Q4. Full-year: GAAP $20.1B ($10.20/sh), non-GAAP $22.5B ($11.47/sh).","Q4 net revenue $10.7B, +12% YoY; full-year net revenue $40.0B, +11%.","Board increased quarterly dividend 14% to $0.670/sh, payable Dec 1, 2025 to holders of record Nov 12.","Share repurchases and dividends totaled $6.1B in Q4 and $22.8B for full year.","CEO cited healthy consumer spending and broad-based growth across key metrics."],"consensus_eps_estimate":3.2026,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":40000000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136463,"accession_number":"0001403161-25-000064","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-09-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Visa elects Pinterest CEO Bill Ready to board, effective Sept 29, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Bill Ready, CEO of Pinterest, elected to Visa's board, increasing board size from 11 to 12 members.","Ready appointed to Finance Committee and Nominating and Corporate Governance Committee.","Board determined Ready is independent under NYSE listing standards; no reportable transactions.","Compensation follows standard non-employee director plan described in Visa's 2024 proxy statement.","Ready's background includes Google (president of commerce/payments), PayPal COO, and Braintree/ Venmo CEO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136462,"accession_number":"0001403161-25-000061","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-09-26T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Visa deposits $500M into litigation escrow, reduces class B conversion rates","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Deposited $500 million into U.S. litigation escrow account on September 25, 2025.","Class B-1 conversion rate decreased from 1.5609 to 1.5549.","Class B-2 conversion rate decreased from 1.5342 to 1.5223.","As-converted B-1 share count reduced by ~28,885 to 7,518,496; B-2 reduced by ~1.44M to 183,187,821.","Adjustments have same EPS effect as repurchasing class A common stock; based on VWAP from Sept 18-24, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136461,"accession_number":"0001403161-25-000058","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-09-19T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Visa deposits $500M into litigation escrow; dilutes class B conversion rates","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Deposited $500M into U.S. litigation escrow account on September 18, 2025.","Triggers downward adjustment to class B-1 and B-2 conversion rates, diluting those shares.","EPS impact analogous to repurchasing class A common stock.","Funding conducted under the existing U.S. retrospective responsibility plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136460,"accession_number":"0001403161-25-000055","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-08-08T23:59:59+00:00","items":["3.02"],"status":"ready","headline":"Visa releases ~$1.4B from Preferred Stock; reduces conversion ratios, issues Series A shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Release of ~$1.4B from Series B and C Preferred Stock in fourth mandatory assessment tied to Visa Europe litigation.","Series B: Liability Coverage Reduction of ~$287M, conversion adjustment reduction of 0.327, Class A Common Equivalent Number drops from 0.996 to 0.669.","Series C: Liability Coverage Reduction of ~$1.1B, conversion adjustment reduction of 1.019, Class A Common Equivalent Number drops from 1.783 to 0.764.","Effective Aug 18, 2025: Visa to issue ~40,080 shares of Series A Preferred Stock to holders, convertible to Class A common."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136459,"accession_number":"0001403161-25-000051","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa Q3 GAAP EPS $2.69 (+12% YoY), revenue $10.2B (+14%); declares $0.590 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $5.3B, EPS $2.69 (+12% YoY); non-GAAP EPS $2.98 (+23% YoY).","Net revenue $10.2B, +14% on nominal and constant-dollar basis.","Strong growth in payments volume, cross-border volume, processed transactions.","Share repurchases and dividends of $6.0B in Q3.","Board declared quarterly dividend $0.590/share, payable Sept 2 to holders of record Aug 12."],"consensus_eps_estimate":3.0257,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":29276000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136458,"accession_number":"0001403161-25-000043","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Visa amends bylaws to add cure process for director nomination deficiencies","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board adopted amendments to Amended and Restated Bylaws effective July 22, 2025.","Amendments implement a cure process for certain deficiencies in shareholder director nomination notices.","Company will notify shareholders of deficiencies and allow cure within specified time periods."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153623,"accession_number":"0001628280-25-025899","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Visa prices €3.5B multi-tranche senior note offering across 2028-2044 maturities","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued €1.25B 2.250% Notes due 2028, €1B 3.125% Notes due 2033, €650M 3.500% Notes due 2037, €600M 3.875% Notes due 2044.","Notes are unsecured obligations; issued under Indenture dated Dec 14, 2015 with customary event of default provisions.","Offering closed May 15, 2025; prospectus supplement filed April 30, 2025 with SEC.","Optional redemption: make-whole call plus 10-20 bps prior to specified dates, then par call.","Proceeds directed to general corporate purposes; no rating disclosed in filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153622,"accession_number":"0001403161-25-000035","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa Q2 FY2025: Non-GAAP EPS $2.76 (+10% YoY), revenue $9.6B (+9%), declares $0.590 dividend, $30B buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $4.6B ($2.32 EPS); non-GAAP net income $5.4B ($2.76 EPS), up 6% and 10% YoY respectively.","Net revenue $9.6B, up 9% (11% constant-currency); growth driven by payments volume, cross-border volume, and processed transactions.","Quarterly dividend of $0.590 per share declared, payable June 2, 2025, to holders of record May 13, 2025.","Board authorized new $30B multi-year share repurchase program; Q2 share repurchases and dividends totaled $5.6B.","CEO Ryan McInerney cited resilient consumer spending and strong strategy across payments, commercial/money movement, and value-added services."],"consensus_eps_estimate":2.9021,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":19104000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172325,"accession_number":"0001403161-25-000028","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-03-31T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Visa deposits $375M into litigation escrow; adjusts class B conversion rates","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Deposit of $375M into U.S. litigation escrow account under existing retrospective responsibility plan.","Class B-1 conversion rate decreased from 1.5653 to 1.5609; class B-2 from 1.5430 to 1.5342, effective March 27, 2025.","As-converted class B-1 share count reduced by ~21,297 to 7,547,381; B-2 reduced by ~1,060,049 to 184,625,546.","Conversion adjustments have same EPS effect as repurchasing class A common stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172324,"accession_number":"0001403161-25-000016","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa reports Q1 FY2025 revenue $9.5B up 10%, GAAP EPS $2.58 up 8%, declares $0.59 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $5.1B ($2.58 EPS), up 8% YoY; non-GAAP net income $5.5B ($2.75 EPS), up 14%.","Net revenue $9.5B, +10% YoY (+11% constant dollar); strong payments volume, cross-border volume, and processed transactions growth.","Quarterly dividend $0.590/share declared, payable March 3, 2025 to holders of record February 11, 2025.","Share repurchases and dividends totaled $5.1B in the quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":9510000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172323,"accession_number":"0001403161-25-000010","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2025-01-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Visa annual meeting: all director nominees elected, say-on-pay approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected with >97% support; CEO McInerney received 99.75%.","Advisory vote on executive compensation passed with 91.92% of votes cast in favor.","Ratification of KPMG as auditor for FY2025 approved with 97.78% support.","Four shareholder proposals defeated; highest support was 16.94% for director resignation guidelines.","Broker non-votes of ~137M shares on proposals requiring non-discretionary voting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189323,"accession_number":"0001403161-24-000053","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2024-10-29T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa reports Q4 GAAP EPS $2.65, revenue $9.6B (+12% YoY); raises dividend 13% to $0.59","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP net income $5.3B ($2.65 EPS); non-GAAP EPS $2.71; net revenue $9.6B, up 12% YoY.","Full-year FY2024 net revenue $35.9B (+10%); GAAP EPS $9.73; non-GAAP EPS $10.05.","Board increased quarterly dividend 13% to $0.590/share, payable Dec 2, record Nov 12.","Share repurchases and dividends totaled $6.8B in Q4, $20.9B for full year."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":35926000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189322,"accession_number":"0001403161-24-000050","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2024-10-11T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Visa deposits $1.5B into litigation escrow, cuts class B conversion rates","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Deposited $1.5B into U.S. litigation escrow account on September 26, 2024.","Class B-1 conversion rate lowered from 1.5875 to 1.5653; B-2 from 1.5875 to 1.5430.","As-converted B-1 share count reduced by ~107,575 to 7,568,678; B-2 by ~5,354,510 to 185,685,595.","Adjustment has same EPS effect as repurchasing class A common stock.","Rates set using 13-day VWAP from September 24 to October 10, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205823,"accession_number":"0001403161-24-000047","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2024-09-26T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Visa deposits $1.5B into litigation escrow, triggers class B stock conversion adjustment","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Visa deposited $1.5 billion into the litigation escrow account under its U.S. retrospective responsibility plan.","Deposit triggers downward adjustments to conversion rates of class B-1 and B-2 common stock.","Adjustments have same effect on earnings per share as repurchasing class A common stock.","Class B shares are predominantly held by U.S. financial institutions and their affiliates and successors.","Deposit and conversion adjustments are conducted per Visa's certificate of incorporation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205822,"accession_number":"0001403161-24-000040","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa Q3 FY2024: net revenue $8.9B (+10%), GAAP EPS $2.40 (+20%), dividend raised to $0.52","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $4.9B ($2.40 EPS); non-GAAP EPS $2.42, up 12% YoY.","Payments volume +7%, cross-border volume +14%, processed transactions +10% YoY.","Quarterly dividend declared $0.520/share, payable Sept 3, 2024 to holders of record Aug 9, 2024.","Share repurchases and dividends totaled $5.8B in Q3.","CEO Ryan McInerney cites stable growth and expanded client partnerships."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":26309000000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205821,"accession_number":"0001403161-24-000035","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2024-07-10T23:59:59+00:00","items":["3.02"],"status":"ready","headline":"Visa to release ~$2.7B from preferred stock under Visa Europe litigation deed","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Third mandatory release assessment on June 21, 2024, reduces Series B and C Preferred Stock liability coverage.","Series B: $1.1B release; conversion adjustment reduction of 1.695; Class A common equivalent drops from 2.698 to 1.003.","Series C: $1.6B release; conversion adjustment reduction of 1.819; Class A common equivalent drops from 3.605 to 1.786.","On July 19, 2024, Visa will issue ~99,264 shares of Series A Preferred Stock to holders of Series B and C."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222811,"accession_number":"0001193125-24-133824","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Visa settles Class B-1 exchange offer, enters Makewhole Agreements with holders","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Settled Class B-1 exchange offer on May 8, 2024; entered Makewhole Agreements with participating holders.","Makewhole Agreements require holders to reimburse Visa for future litigation escrow deposits if B-2 conversion adjustments depleted.","Staged transfer of Class C common stock: up to 1/3 before June 20, 2024; up to 2/3 before August 4, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222810,"accession_number":"0001193125-24-131519","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2024-05-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Visa completes exchange of 98% of Class B-1 common stock for B-2 and C shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["240,677,470 Class B-1 shares tendered in exchange offer that expired May 3, 2024.","Visa will issue 120,338,683 Class B-2 and 47,759,832 Class C shares in exchange.","Cash paid for fractional shares based on $268.49 Class A closing price on expiration date.","Accepted shares represent 98% of outstanding Class B-1 common stock.","Settlement will occur promptly after announcement on May 6, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222809,"accession_number":"0001403161-24-000027","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2024-04-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa Q2 GAAP EPS $2.29, non-GAAP $2.51, revenue $8.8B (+10%), dividend $0.52","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $4.7B, EPS $2.29 (up 12%); non-GAAP net income $5.1B, EPS $2.51 (up 20%).","Net revenue $8.8B, up 10% on a nominal and constant-dollar basis.","Payments volume grew 8%, cross-border volume grew 16% driven by stable consumer spending.","Share repurchases and dividends of $3.8B in the quarter.","Board declared quarterly dividend $0.52/share, payable June 3 to holders of record May 17."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":17409000000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":242289,"accession_number":"0001403161-24-000021","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2024-03-26T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Visa settles merchant antitrust litigation, agrees to lower credit interchange rates and cap them through 2030","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Settlement reduces credit interchange rates for U.S. merchants and caps those reduced rates for five years (through 2030).","Merchants gain new flexibility to steer customers to preferred payment methods and more surcharging options.","Visa will fund programs to educate small businesses on payment acceptance and cost management.","Agreement resolves claims in In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation; subject to court approval.","Settlement covers Visa and Mastercard; Mastercard is party to separate but coordinated agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":242288,"accession_number":"0001403161-24-000013","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa Q1 fiscal 2024 revenue up 9% to $8.6B; GAAP EPS $2.39, non-GAAP $2.41","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $4.9B ($2.39 EPS); non-GAAP net income $4.9B ($2.41 EPS).","Net revenues of $8.6B, up 9% YoY on a nominal and constant-dollar basis.","Payments volume growth stable; cross-border volume growth remained strong.","Share repurchases and dividends totaled $4.4B in the quarter.","Board declared $0.52/share quarterly dividend, payable March 1, 2024, record Feb 9, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":8634000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":242287,"accession_number":"0001403161-24-000005","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2024-01-24T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"Visa shareholders approve charter amendment to allow exchange offers unlocking Class B stock","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected with strong majority (>97% for each).","Say-on-pay approved with 89.92% of Class A votes for.","Proposal 4 (Class B exchange offer program) approved with >79% combined class vote.","KPMG ratified as independent auditor for FY2024 with 97.66% support.","Stockholder proposal on termination pay rejected with 92.53% against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259684,"accession_number":"0001403161-23-000092","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-10-24T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa Q4 GAAP EPS $2.27 (+22%); revenue $8.6B (+11%); dividend raised 16% to $0.52","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP net income $4.7B, EPS $2.27; non-GAAP EPS $2.33 (+21% YoY). Full-year revenue $32.7B (+11%).","Board declared quarterly dividend $0.52/share, up 16% from prior $0.45, payable Dec 1, record Nov 9.","Board authorized new $25B multi-year share repurchase program; $4.7B remaining from prior authorization as of Sep 30.","Payments volume +9%, cross-border volume ex-Europe +18%, processed transactions +10% in Q4.","FY2024 guidance: net revenue growth high single-digit to low double-digit; non-GAAP EPS growth low-teens."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":32653000000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259683,"accession_number":"0001403161-23-000087","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-10-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Alfred F. Kelly Jr. to retire as Visa Executive Chairman on Jan 23, 2024; Lundgren to succeed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Alfred F. Kelly Jr. will retire as Executive Chairman and Board member on January 23, 2024; will serve as Senior Advisor until February 15, 2024.","John F. Lundgren, current Lead Independent Director, to become Chair of the Board effective January 23, 2024, subject to re-election at the annual meeting.","Kelly served as Chairman since 2019 and CEO from 2016 to February 2023; first elected to Board in 2014."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259682,"accession_number":"0001403161-23-000085","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-10-02T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Visa deposits $150M into litigation escrow, adjusts class B conversion rate","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Deposit of $150M into U.S. litigation escrow account under retrospective responsibility plan.","Class B to class A conversion rate reduced from 1.5902 to 1.5875, effective Sept 28, 2023.","As-converted class B share count decreased by ~649,210 to 389,756,630 shares.","Conversion adjustment has same EPS effect as repurchasing class A common stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276954,"accession_number":"0001193125-23-234352","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-09-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Visa proposes charter amendments for exchange offers to release Class B stock transfer restrictions","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["BoD authorized engagement with stockholders on amendments to allow exchange offers for 245M Class B shares (~390M Class A equivalent, ~$96B value).","Initial offer would exchange half of Class B-1 for new Class B-2 stock and Class C stock; up to three successive offers to follow.","Class B-2 conversion adjustments would occur at double the rate of Class B-1, maintaining existing litigation liability protections.","Makewhole agreements required from participating holders; temporary transfer restrictions on Class C received.","No formal proposal yet; amendments require separate class vote of each common stock class if eventually proposed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276953,"accession_number":"0001403161-23-000080","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-08-30T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Visa reports August US payments volume up 7% YoY, processed transactions +10%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["August US payments volume up 7% YoY (credit +6%, debit +7%); card not present +9%.","Cross-border volume excluding intra-Europe +20% YoY; 151% of 2019 baseline.","Global processed transactions +10% YoY; index at 154 vs 4 years ago.","Russia operations suspended from March 2022; Russia volumes excluded from all 2023 data.","Asia Pacific and US inbound travel cross-border volume continues to improve vs 2019."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276952,"accession_number":"0001403161-23-000069","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-07-25T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa Q3 fiscal 2023: GAAP EPS $2.00, revenue $8.1B (+12%), cross-border volume +22%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $4.2B ($2.00 EPS) +22%; non-GAAP net income $4.5B ($2.16 EPS) +7%.","Net revenues $8.1B (+12%); payments volume +9%, cross-border ex-Europe +22%, processed transactions +10%.","Recorded $456M litigation provision for interchange MDL case, reducing GAAP net income.","Signed $1B cash acquisition of Pismo, cloud-native issuer processor; expected close by end of 2023.","Quarterly dividend declared at $0.45 per share; Chris Suh appointed CFO effective Aug 1, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":24044000000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294807,"accession_number":"0001403161-23-000064","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-06-29T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Visa adjusts class B conversion rate after $500M litigation escrow deposit","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Deposited $500M into U.S. litigation escrow on June 28, 2023.","Class B conversion rate decreased from 1.5991 to 1.5902, effective June 28.","As-converted class B share count reduced by ~2,195,424 shares.","Adjustment has same EPS effect as repurchasing class A common stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294806,"accession_number":"0001403161-23-000055","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-06-23T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Visa deposits $500M into litigation escrow, triggering class B conversion adjustment","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Visa deposited $500 million into U.S. litigation escrow account under its retrospective responsibility plan.","Deposit triggers downward adjustment to class B to class A conversion rate, diluting class B shares.","Adjustment has same EPS effect as repurchasing class A common stock.","Class B shares are held exclusively by U.S. financial institutions and their affiliates.","Deposit and adjustment conducted per terms of Visa's certificate of incorporation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294805,"accession_number":"0001403161-23-000051","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-06-20T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Visa appoints Chris Suh as CFO, effective August 1, 2023, succeeding Vasant Prabhu","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Chris Suh appointed EVP and CFO, starts July 10 as CFO Designate, assumes full CFO role August 1.","Suh previously CFO at Electronic Arts and CFO of Microsoft's Cloud+AI group for over 25 years.","Compensation: $900k base salary, 175% bonus target, $9M initial LTI award, $11M one-time equity, $3M cash.","Outgoing CFO Vasant Prabhu to depart Sept 30 after assisting transition period.","Suh reports to CEO Ryan McInerney, oversees financial strategy, planning, reporting, and investor relations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294804,"accession_number":"0001403161-23-000043","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-05-30T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Visa reports May 2023 U.S. payments volume up 5% YoY; cross-border volume reaches 151% of 2019","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["May U.S. payments volume +5% YoY (Credit +5%, Debit +6%); card-not-present volume +7%.","Cross-border volume ex-intra-Europe at 151% of 2019; travel cross-border into Asia Pacific and U.S. improving.","Global processed transactions grew 9% YoY in May; quarter-to-date Apr 1–May 28 also +9%.","Quarter-to-date U.S. payments volume +5% YoY; cross-border volume ex-intra-Europe +24% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294803,"accession_number":"0001403161-23-000027","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Visa Q2 FY2023 GAAP EPS $2.03 (+20% YoY), revenue $8.0B (+11%); cross-border volume up 32% ex-Europe","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $4.3B ($2.03 EPS), up 20% YoY; non-GAAP EPS $2.09, up 17%.","Net revenues $8.0B, up 11% (13% constant dollar); payments volume +10%, processed transactions +12%.","Cross-border volume ex intra-Europe +32% constant dollar; total cross-border +24%.","Board declared $0.45/share quarterly dividend, payable June 1, record May 12.","Repurchased 10M shares for $2.2B; $11.8B remaining authorization."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":15921000000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294802,"accession_number":"0001403161-23-000024","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-04-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Visa elects Pam Murphy to board of directors, expanding board to 12 members","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board increased from 11 to 12 members; Pam Murphy elected effective April 10, 2023.","Murphy is CEO of Imperva (cybersecurity) and former COO of Infor; over 10 years at Oracle.","Appointed to Nominating and Corporate Governance Committee and Finance Committee.","Board determined Murphy is independent under NYSE listing standards.","Murphy also serves on the board of Rockwell Automation Inc."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":315393,"accession_number":"0001403161-23-000022","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-03-03T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Visa reports February U.S. payments volume up 11% YoY; cross-border volume at 148% of 2019","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["February U.S. payments volume grew 11% YoY: credit +10%, debit +11%.","February cross-border volume excluding intra-Europe was 148% of 2019; card-not-present ex-travel at 180%.","February global processed transactions increased 12% YoY.","January and February data exclude Russia-related activity since April 2022.","Asia Pacific travel cross-border volume continued to improve relative to 2019."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":315392,"accession_number":"0000898822-23-000007","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-02-16T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Visa CFO Vasant Prabhu to depart Sept 30, 2023; will assist in successor search","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Vasant Prabhu, Vice Chair and CFO, will leave Visa on Sept 30, 2023.","He joined in 2015 and will help find and onboard his replacement before stepping down.","No new compensatory arrangements; severance is per the previously filed Executive Severance Plan.","CEO Ryan McInerney thanked Prabhu for his strategic and financial leadership over eight years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":315391,"accession_number":"0001403161-23-000017","cik":1403161,"company_name":"VISA INC.","ticker":"V","form_type":"8-K","filed_at":"2023-02-01T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Visa names Ryan McInerney CEO and Alfred Kelly Executive Chairman effective Feb 1, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board increased from 10 to 11; McInerney appointed to Board effective Feb 1.","McInerney receives $1.4M base salary, 250% VIP target, and $3M one-time equity award (50% performance shares, 25% options, 25% RSUs).","Kelly as Executive Chairman receives $1.25M base salary, 250% VIP target, and must reimburse aircraft personal use above $250K/year.","Kelly Mahon Tullier and Rajat Taneja each receive $5M performance share award tied to expanded roles (Vice Chair and President, Technology).","All one-time equity awards granted Feb 15, 2023; vesting subject to performance and time conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":621591660000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2023-02-01T23:59:59+00:00|315391"}