{"filings":[{"id":97902,"accession_number":"0001171843-26-002737","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Westamerica Bancorp shareholders elect all 8 director nominees at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 8 director nominees elected with For votes ranging from 18.1M to 18.6M of shares voted.","Advisory vote on executive compensation approved: 18.4M For, 379K Against, 54K Abstain.","Ratification of Crowe LLP as independent auditor for 2026 passed: 20.5M For, 239K Against, 121K Abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97901,"accession_number":"0001171843-26-002706","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica Bancorporation boosts stock buyback authorization by 2M shares, 11.8% of outstanding","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved 2,000,000 additional shares for repurchase; total remaining authorization 2,785,023 shares.","Repurchase plan runs through December 31, 2026; shares may be bought on open market or privately.","Increased authorization reflects financial strength and conservative risk profile, per CEO David Payne.","Authorization represents 11.8% of common shares outstanding as of March 31, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97900,"accession_number":"0001171843-26-002678","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica raises quarterly dividend to $0.48, up $0.02 from prior quarter","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend increased to $0.48 per share, a $0.02 increase from prior quarter.","Record date May 4, 2026; payable May 15, 2026.","Q1 2026 net income $27.4M, diluted EPS $1.13.","CEO cites reliable earnings stream and financial strength as basis for increase."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97899,"accession_number":"0001171843-26-002511","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2026-04-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Westamerica Q1 2026 EPS $1.13, net income $27.4M, slight sequential dip","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $27.4M, diluted EPS $1.13; Q4 2025 net income $27.8M, EPS $1.12.","Net interest income (FTE) $52.7M vs $53.5M Q4; annualized cost of funds 0.24%.","Reversal of provision for credit losses $300k; ACL on loans $11.2M; NPAs $1.4M at March 31.","Noninterest income $9.6M, down from $10.0M Q4; expenses $25.9M vs $25.5M.","Paid $0.46 dividend, retired 997k shares; annualized ROE 11.0%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113089,"accession_number":"0001171843-26-000400","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2026-01-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Westamerica Bancorp appoints Carter Welch to Board as independent director","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Carter Welch appointed independent director effective February 26, 2026.","Welch has over 25 years of experience in Marketing and Business Strategy.","Appointment fills a board vacancy; term until next election."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113088,"accession_number":"0001171843-26-000384","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica declares $0.46 quarterly dividend; Q4 net income $27.8M","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.46 per share; payable Feb 13, 2026 to holders of record Feb 2, 2026.","Q4 2025 net income $27.8M ($1.12 diluted EPS) reported on Jan 15, 2026.","CEO cites 'reliable earnings stream and conservative risk profile' as basis for dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113087,"accession_number":"0001171843-26-000283","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2026-01-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Westamerica Q4 2025 net income $27.8M, EPS $1.12; cost of funds 0.24%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $27.8M, diluted EPS $1.12 (incl. $0.02 tax adjustment); Q3 net income $28.3M, EPS $1.12.","Net interest income (FTE) $53.5M vs $53.8M in Q3; annualized yield 4.00%, cost of funds 0.24%.","Nonperforming assets stable at $1.8M; allowance for credit losses $11.6M.","Paid $0.46 dividend; retired 485K shares via repurchase; capital ratios exceed regulatory guidelines.","Operating expenses 40% of total revenues; 46% of deposits are non-interest bearing."],"consensus_eps_estimate":null,"consensus_eps_actual":4.52,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129494,"accession_number":"0001171843-25-008001","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-12-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica Bancorp authorizes repurchase of up to 2M shares (8% of outstanding) through Dec 31, 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to 2,000,000 shares of common stock, representing about 8.0% of shares outstanding as of Sept 30, 2025.","Buyback may be executed on the open market or in privately negotiated transactions prior to December 31, 2026.","Chairman, President & CEO David Payne cited financial strength, conservative risk profile, and reliable earnings as rationale.","No expiration or accelerated purchase commitments beyond the specified period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129493,"accession_number":"0001171843-25-006626","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica Bancorporation declares $0.46 quarterly dividend, payable Nov 14","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.46 per share declared, payable Nov 14, 2025 to holders of record Nov 3, 2025.","Q3 net income $28.3M, diluted EPS $1.12 per report on Oct 16, 2025.","Chairman cites reliable earnings stream and financial strength."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129492,"accession_number":"0001171843-25-006484","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-10-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Westamerica Q3 net income $28.3M, EPS $1.12 flat sequentially; low cost of funds 0.26%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $28.3M, diluted EPS $1.12; Q2 2025 net income was $29.1M, EPS $1.12.","Net interest income (FTE) $53.8M vs $54.6M in Q2; yield on earning assets 4.06%.","Noninterest income $10.2M, noninterest expense $25.8M; efficiency ratio 40%.","Paid $0.46/share dividend; repurchased 488K shares in Q3; nonperforming assets $2.6M.","No provision for credit losses; allowance for loan losses $11.9M; capital ratios above regulatory guidelines."],"consensus_eps_estimate":null,"consensus_eps_actual":3.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146054,"accession_number":"0001171843-25-005325","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-08-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"E. Joseph Bowler to retire from Westamerica Bancorp Board effective Sept 25, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Director E. Joseph Bowler notified retirement on Aug 11, 2025, effective Sep 25, 2025.","Bowler served on the board since 2003; previously Senior VP and Treasurer until 2002.","He served on Audit, Loan & Investment, Nominating Committees, and Westamerica Bank board.","No disagreement with company operations, policies, or practices was reported.","No replacement for the departing director has been announced yet."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146053,"accession_number":"0001171843-25-004678","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica declares $0.46 quarterly dividend, record Aug 4","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.46 per share declared on common stock.","Record date August 4, 2025; payable August 15, 2025.","Q2 2025 net income $29.1M ($1.12 diluted EPS) reported July 17.","Chairman Payne cited reliable earnings and financial strength."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146052,"accession_number":"0001171843-25-004529","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-07-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Westamerica Bancorp Q2 2025 net income $29.1M, EPS $1.12 vs Q1 $31.0M/$1.16","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income (FTE) $54.6M, down from $56.4M Q1; yield on earning assets 4.07% vs 4.14%.","No provision for credit losses in Q2 (Q1 had $550K reversal); allowance for credit losses $13.8M.","Nonperforming assets $5.0M; noninterest expense $25.5M vs $25.1M Q1.","Paid $0.46 per share dividend; repurchased 773K shares in Q2.","Capital ratios remain above highest regulatory guidelines."],"consensus_eps_estimate":null,"consensus_eps_actual":2.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164363,"accession_number":"0001171843-25-002536","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Westamerica Bancorp shareholders approve all proposals at 2025 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 8 director nominees elected; Inez Wondeh received 20,392,383 votes for, 82,749 against.","Non-binding advisory vote on executive compensation approved: 20,202,938 for, 247,412 against.","2025 Omnibus Equity Incentive Plan approved: 18,098,381 for, 2,359,924 against.","Ratification of Crowe LLP as independent auditor for FY2025: 22,691,159 for, 119,814 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164362,"accession_number":"0001171843-25-002475","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica Bancorporation raises quarterly dividend to $0.46/share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend increased $0.02 to $0.46 per share, a ~4.5% rise from prior quarter.","Record date is May 5, 2025; payable on May 16, 2025.","CEO David Payne cited reliable earnings stream and financial strength for the increase."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164361,"accession_number":"0001171843-25-002298","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Westamerica Q1 net income $31.0M, EPS $1.16; stable credit quality","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $31.0M, diluted EPS $1.16 vs Q4 2024 net income $31.7M, EPS $1.19.","Reversal of provision for credit losses of $550K added $0.01 to EPS.","Net interest income (FTE) $56.4M; yield on earning assets 4.14%, funding cost 0.24%.","Non-interest income $10.3M, non-interest expense $25.1M; expense ratio 38% of revenues.","Paid $0.44 per common share dividend in Q1 2025; nonperforming assets only $277K."],"consensus_eps_estimate":null,"consensus_eps_actual":1.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182122,"accession_number":"0001171843-25-001131","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-02-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica Bancorp authorizes up to 2M share repurchase (~7.5% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to 2,000,000 shares (about 7.5% of shares outstanding) prior to March 31, 2026.","Repurchases may occur on open market or in privately negotiated transactions as conditions warrant.","Chairman, President & CEO David Payne cited financial strength, conservative risk profile, and reliable earnings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182121,"accession_number":"0001171843-25-000393","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Westamerica Bancorporation SVP/Treasurer Thorson retiring; John Sousa appointed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John 'Robert' A. Thorson retires as Senior Vice President and Treasurer, effective January 24, 2025, after 35+ years.","John Sousa appointed Senior Vice President and Treasurer, effective January 27, 2025.","Sousa joined Westamerica in July 2024 as VP/Assistant Treasurer; previously 13+ years at Bank of the West."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182120,"accession_number":"0001171843-25-000392","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica Bancorporation declares $0.44 quarterly dividend, payable Feb 14","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.44 per share declared on common stock.","Shareholders of record as of February 3, 2025 will receive payment on February 14, 2025.","CEO David Payne cited reliable earnings stream and financial strength as rationale.","Company previously reported Q4 2024 net income of $31.7M ($1.19 diluted EPS) on Jan 16."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182119,"accession_number":"0001171843-25-000282","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2025-01-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Westamerica Q4 net income $31.7M ($1.19 EPS), down from Q3's $35.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income (FTE) $59.2M vs $62.5M in Q3; yield on earning assets fell to 4.25% from 4.45%.","Noninterest income $10.6M (Q3: $11.9M, which included $1.6M one-time gains).","Nonperforming assets stable at $0.7M; allowance for credit losses $14.8M; no provision.","Operating expenses well controlled at 37% of total revenues; Q4 dividend $0.44 per share.","Cost of funding loan and bond portfolios annualized at 0.24% (Q3: 0.37%)."],"consensus_eps_estimate":null,"consensus_eps_actual":5.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198771,"accession_number":"0001171843-24-005810","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica declares $0.44/share quarterly dividend, payable Nov 15","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.44 per share declared, record date Nov 4, payable Nov 15, 2024.","Chairman David Payne cited reliable earnings, financial strength, and conservative risk profile.","On Oct 17, Westamerica reported Q3 2024 net income of $35.1M ($1.31 diluted EPS)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198770,"accession_number":"0001171843-24-005682","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2024-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Westamerica Q3 EPS $1.31, net income $35.1M; stable credit and low funding costs","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $35.1M, diluted EPS $1.31 (incl. $0.04 gains from life insurance/asset sales); Q2 net income $35.5M, EPS $1.33.","Net interest income (FTE) $62.5M; yield on earning assets 4.45%, funding cost 0.37% annualized.","No provision for credit losses; nonperforming assets stable at $0.9M; allowance for credit losses $15.3M.","Noninterest income $11.9M (incl. $1.6M gains), noninterest expense $26.3M; efficiency ratio 35%.","Annualized return on average common equity 13.7%; quarterly cash dividend $0.44 per share paid."],"consensus_eps_estimate":null,"consensus_eps_actual":4.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214801,"accession_number":"0001171843-24-004138","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica Bancorporation declares $0.44 quarterly dividend, payable Aug 16","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.44 per share declared, payable August 16, 2024 to holders of record August 5, 2024.","Net income for Q2 2024 was $35.5 million ($1.33 diluted EPS).","CEO David Payne cited reliable earnings stream, financial strength and conservative risk profile."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214800,"accession_number":"0001171843-24-004008","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Westamerica Q2 EPS $1.33, net income $35.5M; funding cost rises to 0.35%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $35.5M vs $36.4M in Q1; diluted EPS $1.33 vs $1.37.","Net interest income (FTE) $64.1M, down from $66.1M in Q1.","Funding cost annualized 0.35% (Q1: 0.20%); loan yield unchanged at 4.50%.","No provision for credit losses; net loan recoveries $73K; NPLs $1.6M.","Dividend of $0.44 per share paid in Q2; efficiency ratio 35%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233953,"accession_number":"0001171843-24-003696","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2024-06-28T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Westamerica appoints Anela Jonas as CFO; Thorson becomes Treasurer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Anela Jonas named CFO effective June 27, 2024; she served as Controller for 13 years in Finance.","John \"Robert\" Thorson steps down as CFO, retains Treasurer and Treasury Division Manager roles.","Thorson previously served as CFO from 2005-2019 and again from March 2023 to June 2024.","Jonas is a California CPA (inactive) with varied experience in the company's Finance division."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233949,"accession_number":"0001171843-24-002572","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K/A","filed_at":"2024-05-06T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Westamerica amends 8-K to correct voting results for director election","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Proposal 1: All eight director nominees elected; corrected vote counts provided.","Alisa Belew received 20,390,192 votes for, 524,696 against, 51,405 abstain.","E. Joseph Bowler received 20,156,888 for, 758,221 against, 51,184 abstain.","Martin Camsey received 20,754,179 for, 160,439 against, 51,675 abstain.","Each nominee had 2,235,935 non-votes; no other proposals or changes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233952,"accession_number":"0001171843-24-002292","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Shareholders elect all 8 director nominees at Westamerica annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["8 directors elected; top vote-getter Martin Camsey with 20,754,179 'For' votes; lowest 20,156,888 for E. Joseph Bowler.","Advisory vote on executive compensation approved: 20,609,407 For, 279,479 Against, 77,407 Abstain.","Ratification of Crowe LLP as independent auditor for FY2024 approved: 22,848,785 For, 120,920 Against.","23,202,228 shares represented (87.0% of 26,677,701 outstanding) at the meeting held April 25, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233951,"accession_number":"0001171843-24-002231","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Westamerica declares $0.44 quarterly dividend; Q1 EPS $1.37 on $36.4M net income","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.44 per share declared, payable May 17, 2024 to holders of record May 6, 2024.","Q1 2024 net income of $36.4M and diluted EPS of $1.37 reported on April 18, 2024.","CEO Payne cites reliable earnings stream and financial strength as basis for dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233950,"accession_number":"0001171843-24-002083","cik":311094,"company_name":"WESTAMERICA BANCORPORATION","ticker":"WABC","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Westamerica Bancorp Q1 2024 net income $36.4M, EPS $1.37, down from Q4","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $36.4M, diluted EPS $1.37; sequential decline from Q4 2023 net income $39.5M ($1.48 EPS).","Net interest income (FTE) $66.1M vs $69.7M in Q4; annualized yield on earning assets 4.50% vs 4.52%.","Noninterest income $10.1M, down $0.9M QoQ due to lower debit card fees ($524K) and merchant processing ($356K).","Noninterest expenses $26.1M vs $25.5M; salaries up $430K on seasonal payroll taxes and merit increases.","Funding cost rose to 0.20% from 0.11%; 47% of deposits are non-interest bearing checking accounts."],"consensus_eps_estimate":null,"consensus_eps_actual":1.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1283850000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}