{"filings":[{"id":42521,"accession_number":"0000936528-26-000048","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2026-05-12T21:07:39+00:00","items":["8.01","9.01"],"status":"ready","headline":"WaFd declares $12.1875/shr preferred dividend; payable July 15, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $12.1875 per share on 4.875% Series A Non-Cumulative Preferred Stock.","Equals $0.30468750 per depositary share (1/40th interest; ticker WAFDP).","Payable July 15, 2026 to shareholders of record as of June 30, 2026.","Board declared on May 12, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99913,"accession_number":"0000936528-26-000045","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd, Inc. files 8-K furnishing investor presentation with Q2 2026 results and Build 2030 plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Net income of $65.6 million and diluted EPS of $0.82 for the quarter ended March 31, 2026","Net interest margin improved to 2.81% in Q2 2026 from 2.55% a year ago","Repurchased 4.7 million shares in fiscal YTD 2026 at weighted average price of $30.98","Non-performing assets remain low at 0.48% of total assets; ACL covers 163% of non-performing loans","Strategic 'Build 2030' plan targets 16.7% ROATCE and 3.60% NIM by redeploying $8B from SFR to commercial loans"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99912,"accession_number":"0000936528-26-000038","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2026-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"WaFd Q2 net income $66M, EPS $0.82; NIM widens to 2.81%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $66M, diluted EPS $0.82, ROTCE of 10.8%.","Net interest margin improved to 2.81% from 2.70%; net interest income $178M.","Non-performing assets fell to 0.48% of assets vs 0.75%; delinquencies to 0.78% vs 1.07%.","Repurchased 2.7M shares at $31.85, reducing shares by 3.6%.","Tangible book value per share rose to $30.27; quarterly dividend $0.27."],"consensus_eps_estimate":null,"consensus_eps_actual":1.6,"consensus_revenue_estimate":null,"consensus_revenue_actual":15532000.0,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99911,"accession_number":"0000936528-26-000032","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2026-04-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd announces Q2 FY2026 earnings release date: April 16 after market close","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Earnings results for quarter ended March 31, 2026 to be released after close on Thursday, April 16, 2026.","Conference call for investors and analysts at 7:00 am PT / 10:00 am ET on Friday, April 17, 2026.","Registration link provided in the press release; management will discuss financial results."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116210,"accession_number":"0000936528-26-000030","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2026-03-02T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"WaFd appoints Erin Hill to board; brings senior financial services and governance experience","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Erin Hill appointed to WaFd board effective March 2, 2026, filling vacancy from David K. Grant's term expiration.","Hill is Executive Director of Financial Accounting Foundation; previously Chief Admin Officer at BNY Mellon and Head of Consumer Banking at JPMorgan Chase.","She will serve on Audit Committee and receive standard non-employee director compensation.","Board determined Hill independent under Nasdaq listing rules."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116209,"accession_number":"0000936528-26-000026","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2026-02-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd reports Q1 fiscal 2026 net income up 36% to $64.2M; efficiency ratio improves to 55.3%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $64.2M for Q1 ended Dec 31, 2025, up 36% from $47.3M prior year; common net income $60.5M (+39%).","Net interest income $171.1M (+10% YoY); non-interest income $20.3M (+29%); efficiency ratio 55.3% vs 65.0%.","Total assets $27.3B, loans $19.8B, deposits $21.4B; NPAs 0.75% of assets; ACL 0.95% of loans.","Repurchased 1.95M shares YTD at $29.75; Board authorized additional 4.5M share buyback on Feb 3, 2026; dividend $0.27."],"consensus_eps_estimate":0.7663,"consensus_eps_actual":0.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":7858000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116208,"accession_number":"0000936528-26-000023","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2026-02-04T23:59:59+00:00","items":["5.07","5.02","9.01"],"status":"ready","headline":"WaFd director Singh to resign; Grant retires; Shuster named Audit Chair","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Director Steven Singh resigns effective May 13, 2026, for personal reasons; no disagreement with company.","Director David Grant retired after the Feb 3, 2026 annual meeting, consistent with retirement policy.","Bradley Shuster appointed as Audit Committee Chair, succeeding Grant.","Shareholders elected all four director nominees, approved Say-on-Pay, and ratified Deloitte as auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116207,"accession_number":"0000936528-26-000016","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2026-02-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"WaFd declares $0.3046875 per depositary share preferred dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared Series A preferred dividend of $12.1875 per share (or $0.3046875 per depositary share).","Dividend payable on April 15, 2026 to shareholders of record as of March 31, 2026.","This is a regular quarterly dividend on the 4.875% fixed-rate perpetual preferred stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116206,"accession_number":"0000936528-26-000013","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd Bank's CRA rating upgraded to 'Satisfactory' after successful FDIC appeal","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["SARC granted appeal on Jan 16, 2026; lending test upgraded from 'Needs to Improve' to 'Low Satisfactory'.","Overall CRA rating elevated to 'Satisfactory'; removes restrictions associated with prior rating.","WaFd Bank reported $27.3B in assets and 208 branches as of Dec 31, 2025.","CEO Brent Beardall cited proper peer group comparison and community development lending credit."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116205,"accession_number":"0000936528-26-000011","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2026-01-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"WaFd Q1 EPS $0.79 (+10% linked qtr); NPA ratio rises to 0.75% from 0.54%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $64.0M; diluted EPS $0.79 vs $0.72 prior quarter and $0.54 year-ago.","Net interest income $171M (+$1M QoQ); net interest margin 2.70%, stable.","Non-performing assets $203M, 0.75% of total assets vs 0.54% prior quarter.","Delinquencies rose $92M to 1.07% of total loans from 0.60% in September.","Repurchased 1.95M shares at avg $29.75; TBV per share grew to $29.91."],"consensus_eps_estimate":0.7663,"consensus_eps_actual":0.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":7858000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116204,"accession_number":"0000936528-26-000008","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2026-01-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd schedules Q1 FY2026 earnings release for Jan 15, conference call Jan 16","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Earnings for quarter ended Dec 31, 2025 to be released after market close on Jan 15, 2026.","Conference call with management set for 10:00 am ET on Jan 16, 2026.","No preliminary financial results or guidance provided in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132658,"accession_number":"0000936528-25-000113","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-11-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd reports Q4 net income $60.6M, down 1% YoY; credit quality remains strong","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $60.6M ($56.9M to common), down 1% from $61.1M; NII $169.9M, down 2% YoY.","Total assets $26.7B; loans HFI $20.1B; deposits $21.4B; uninsured/uncollateralized deposits 24.7%.","Non-performing assets $143M (0.54% of assets); ACL $200M covers 140% of NPAs; net charge-offs minimal.","Efficiency ratio improved to 56.8% from 57.2%; FDIC premiums down 35% to $4.4M.","Quarterly dividend $0.27 (3.6% yield); 3.45M shares repurchased in FY2025 at avg $29.56; 8.2M shares remain in buyback."],"consensus_eps_estimate":0.7681,"consensus_eps_actual":2.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":29650000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132657,"accession_number":"0000936528-25-000106","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-11-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"WaFd declares $12.1875/share preferred dividend payable Jan 15, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declares cash dividend of $12.1875/share on 4.875% Series A Non-Cumulative Perpetual Preferred Stock.","Dividend equals $0.30468750 per depositary share (WAFDP) representing 1/40th interest.","Payable January 15, 2026 to shareholders of record as of December 31, 2025.","No change in common stock dividend; preferred dividend is in line with stated rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132656,"accession_number":"0000936528-25-000104","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"WaFd Q4 net income $61M; NPAs rise to 0.54% of assets from 0.36%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 diluted EPS $0.72, fiscal 2025 EPS $2.63; net interest margin improved to 2.71%.","Non-performing assets increased 47% QoQ to $143M; non-accrual loans $128.6M.","Delinquencies jumped to 0.60% of loans from 0.26% in June; total $122.6M.","Loan originations surged 103% QoQ to $1.37B; weighted average rate 6.87%.","Repurchased 969,653 shares at $29.74 avg; paid quarterly dividend of $0.27/share."],"consensus_eps_estimate":0.7681,"consensus_eps_actual":2.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":29650000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132655,"accession_number":"0000936528-25-000102","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-10-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd announces Q4 and FY2025 earnings release date of Oct 16, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Earnings for quarter and fiscal year ended Sept 30, 2025 to be released after market close on Oct 16, 2025.","Conference call for investors scheduled for Oct 17, 2025 at 7:00 am PT (10:00 am ET).","No financial results or guidance provided in this filing.","Registration links for call provided; replay may be available."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132654,"accession_number":"0000936528-25-000097","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-10-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"WaFd, Inc. subsidiary renames from Washington Federal Bank to WaFd Bank effective Sept 25, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Washington Federal Bank changed its legal name to WaFd Bank on September 25, 2025.","Name change effected by filing a Certificate of Restatement with the WA Secretary of State.","Bank also filed Second Amended and Restated Articles of Incorporation reflecting the new name.","Parent company WAFD, Inc. (WAFD, WAFDP) remains unchanged; shares continue trading on Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149180,"accession_number":"0000936528-25-000095","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-09-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"CFPB terminates two HMDA consent orders against WaFd Bank effective Sept. 18, 2025","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["CFPB notified WaFd Bank on Sept. 19, 2025 that it terminated the Oct. 9, 2013 and Oct. 27, 2020 Consent Orders.","Both orders related to the Bank's Home Mortgage Disclosure Act program.","Termination removes ongoing compliance obligations under the orders; no financial impact disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149179,"accession_number":"0000936528-25-000090","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-08-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd Q3 FY2025 net income $62M, down 4% YoY; loan growth slows, NIM compressed","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Net income $61.95M for quarter ended June 30, 2025 vs $64.56M YoY; EPS available to common $0.66 (implied).","Net interest margin narrowed to ~2.59% (estimated) as net interest income fell 5% to $168M.","Non-performing assets $97M (0.36% of total assets); allowance for credit losses $199M covers 205% of NPAs.","Deposits $21.4B, uninsured/uncollateralized at 23.8%; cost of deposits 2.77% vs Fed funds 4.50%.","YTD share buybacks 2.48M shares at $29.49; $0.27 quarterly dividend yield 3.63%; 9.1M shares remain authorized."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149178,"accession_number":"0000936528-25-000088","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-08-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"WaFd declares regular quarterly dividend on Series A preferred stock","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $12.1875 per Series A preferred share ($0.3046875 per depositary share).","Payable October 15, 2025 to holders of record September 30, 2025.","No change in dividend rate; routine quarterly declaration for WAFDP.","Common stock dividend not addressed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149177,"accession_number":"0000936528-25-000083","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"WaFd Q3 EPS $0.73, up 12% QoQ; net interest margin expands to 2.69%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $61.95M, diluted EPS $0.73, up 10% and 12% QoQ respectively.","Net interest margin 2.69% vs 2.55% Q2; net interest income $168M.","Non-performing assets rose to 0.36% of assets from 0.26% Q2; criticized loans to 4.07% from 3.32%.","Repurchased 1.66M shares at $29.08 avg; tangible book value per share $28.69.","Efficiency ratio improved to 56.01% from 58.31% as cost of funds decreased 6.5%."],"consensus_eps_estimate":0.7862,"consensus_eps_actual":1.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":21691000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149176,"accession_number":"0000936528-25-000080","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-07-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd sets Q3 FY2025 earnings release for July 17, 2025 after market close","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Earnings for quarter ended June 30, 2025 to be released after close on Thursday, July 17, 2025.","No financial results or preliminary data provided in this filing.","Only ticker referenced: WAFD."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168184,"accession_number":"0000936528-25-000071","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"WaFd declares Series A preferred stock dividend of $0.30468750 per depositary share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared $12.1875 per share on 4.875% Series A Preferred Stock.","Equivalent to $0.30468750 per depositary share (WAFDP).","Payable July 15, 2025 to shareholders of record June 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168183,"accession_number":"0000936528-25-000066","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd reports Q2 2025 net income $56.3M; NII $160.9M; NPAs at 0.26% of assets","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $56.3M for three months ended March 31, 2025, up from $15.9M a year ago (prior quarter included merger costs).","Net interest income $160.9M (+1% YoY); efficiency ratio improved to 58.3% from 77.74%.","Non-performing assets $71M (0.26% of total assets); ACL $203M covers 286% of NPAs.","Total assets $27.6B; total deposits $21.4B; net loans $20.9B as of March 31, 2025.","Dividend $0.27/share (3.79% yield); 10.8M shares remain under buyback authorization; CET1 ratio well above minimum."],"consensus_eps_estimate":0.6921,"consensus_eps_actual":1.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":14103000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168182,"accession_number":"0000936528-25-000061","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-04-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"WaFd Q2 FY25 net income $56.3M, EPS $0.65; NIM expands to 2.55%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $56.3M, up 19% QoQ and 254% YoY; diluted EPS $0.65 vs $0.54 prior quarter.","Net interest margin improved to 2.55% from 2.39% QoQ; net interest income $161M.","Non-performing assets fell to 0.26% of total assets; provision for credit losses $2.75M.","Non-interest income up 20% QoQ led by WaFd Insurance revenue increase of $1.7M.","Repurchased 726,082 shares at avg $29.39; paid quarterly dividend $0.27 per share."],"consensus_eps_estimate":0.6921,"consensus_eps_actual":1.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":14103000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168181,"accession_number":"0000936528-25-000059","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-04-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd announces Q2 fiscal 2025 earnings release date of April 17","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Earnings for quarter ended March 31, 2025 to be released after close on Thursday, April 17, 2025.","No financial results or guidance provided in this filing; only date confirmation.","Announcement made on April 2, 2025 via Regulation FD disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185384,"accession_number":"0000936528-25-000050","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-02-13T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Shareholders approve WaFd's 2025 Stock Incentive Plan, reserving 3.25M shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved 2025 Stock Incentive Plan at Feb 11, 2025 meeting, replacing 2020 plan.","Plan reserves 3,250,000 shares for equity awards; minimum vesting: 3-year time-based or 1-year performance-based.","All director nominees elected: Bice, Brower, Singleton (3-year), Shuster, Yzaguirre (1-year).","Advisory say-on-pay vote: 93% for; Deloitte & Touche ratified as independent auditor for fiscal 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185383,"accession_number":"0000936528-25-000046","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-02-11T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"WaFd declares quarterly dividend on Series A Preferred Stock","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared cash dividend of $12.1875 per share on 4.875% Series A Preferred Stock.","Equals $0.30468750 per depositary share (WAFDP), each representing 1/40th interest.","Payable April 15, 2025 to shareholders of record as of March 31, 2025.","Dividend is consistent with the fixed rate on the non-cumulative perpetual preferred."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185382,"accession_number":"0000936528-25-000045","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-02-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd Q1 net income $47.3M, down 19% YoY; NPA ratio 0.29%; dividend $0.26 quarterly","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q1 FY2025 net income $47.3M ($43.6M to common), down from $58.5M in prior-year quarter.","Efficiency ratio 65.04% (adjusted 60.4%), impacted by restructuring costs from LBC merger.","Non-performing assets 0.29% of total assets; ACL covers 259% of NPAs.","Total deposits $21.4B, uninsured/uncollateralized deposits at 24.8%; cash & securities 17% of assets.","Common dividend $0.26/share (3.42% yield); 1.07M shares repurchased in FY24 at avg $25.29."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185381,"accession_number":"0000936528-25-000031","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["2.02","5.02","7.01","9.01"],"status":"ready","headline":"WaFd Q1 EPS $0.54 (down 24% QoQ); net income $47.3M; exits single-family mortgage origination","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $47.3M, down 23% from $61.1M in Q4 FY24; diluted EPS $0.54 vs $0.71.","Net interest margin fell to 2.39% from 2.62% QoQ; net interest income $155M (down 10% QoQ).","Adjusted EPS $0.62 excluding $5.4M restructuring charges related to mortgage exit and other items.","EVP James Endrizzi transitions to non-executive role; forfeits 37,841 RSUs and FY25 bonus.","Bank stops originating single-family mortgages and HELOCs; will continue to hold existing loans."],"consensus_eps_estimate":null,"consensus_eps_actual":0.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":7046000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185380,"accession_number":"0000936528-25-000003","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2025-01-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd schedules Q1 fiscal 2025 earnings release for Jan 16 after close","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Earnings for quarter ended December 31, 2024 to be released on January 16, 2025 after market close.","No preliminary financial results or guidance provided in this filing.","Company traded on NASDAQ under tickers WAFD (common) and WAFDP (preferred)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201969,"accession_number":"0000936528-24-000168","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-12-10T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd files investor presentation; no new material facts disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Slide presentation furnished for institutional investor meetings under Item 7.01.","No financial results, guidance changes, or material events included in the filing.","Exhibit 99.1 text is incomplete; no specific numbers or updates are extractable.","Presentation available on WaFd Bank's investor relations website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201968,"accession_number":"0000936528-24-000148","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"WaFd declares regular quarterly preferred dividend of $0.3046875 per depositary share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $12.1875 per share on Series A Preferred, payable Jan 15, 2025 to holders of record Dec 31, 2024.","This is $0.3046875 per depositary share (WAFDP), representing 1/40th interest.","No mention of common stock dividend change or other material events."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201967,"accession_number":"0000936528-24-000128","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-10-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"WaFd reports FY2024 net income of $200M ($2.50 EPS) vs $257M ($3.72 EPS) prior year","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Annual net income fell 22% to $200M; diluted EPS $2.50 vs $3.72 YoY.","Adjusted EPS (excl. acquisition costs & non-operating items) was $3.02.","Acquired Luther Burbank Corp (LBC) for $7.7B in assets; incurred $26M in acquisition-related costs.","Deposits grew 33% to $21.4B; loans rose 19.7%; quarterly dividend held at $0.26/share."],"consensus_eps_estimate":null,"consensus_eps_actual":2.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":27507000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201966,"accession_number":"0000936528-24-000123","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-10-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd announces Q4/FY2024 earnings release date of October 17, 2024","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Earnings release after market close on Thursday, October 17, 2024.","Results cover the quarter and fiscal year ended September 30, 2024.","No preliminary financial results or guidance provided in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218011,"accession_number":"0000936528-24-000119","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-08-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd, Inc. furnishes investor slide presentation under Regulation FD","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Executive management will use slide presentation in meetings with institutional investors and analysts.","Presentation includes forward-looking statements subject to risks described in prior SEC filings.","Presentation available on WaFd Bank's investor relations website as of August 28, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218010,"accession_number":"0000936528-24-000117","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-08-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"KBRA assigns first-time ratings to WaFd (WAFD) with stable outlook","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["KBRA assigned WaFd, Inc. senior unsecured debt at BBB+, subordinated at BBB, preferred shares at BBB-.","Washington Federal Bank received deposit and senior unsecured debt ratings of A-; outlook stable.","Ratings reflect conservative credit culture, pristine asset quality, and ample on-balance-sheet liquidity post $2.8B multifamily loan sale.","Loan portfolio concentrated in residential mortgage (42%) and investor CRE (36%), but multifamily and office exposure considered lower risk.","KBRA cites high-quality management, long-tenured team, and durable business model through cycles."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218009,"accession_number":"0000936528-24-000113","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-08-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"WaFd declares Series A preferred dividend $12.1875/share, payable Oct 15","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $12.1875 per Series A preferred share, or $0.30468750 per depositary share (WAFDP).","Payable October 15, 2024 to holders of record September 30, 2024.","Routine quarterly declaration on 4.875% fixed-rate non-cumulative perpetual preferred stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218008,"accession_number":"0000936528-24-000106","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-07-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"WaFd Q3 EPS $0.75; net income $64.6M up 306% QoQ but diluted EPS down 16% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $64.56M, diluted EPS $0.75; up 341% from $0.17 prior quarter, down 16% from $0.89 year ago.","Net interest margin 2.56%, compressed from 2.73% (Q2) and 2.91% (Q1) amid higher deposit costs.","Acquisition-related costs $2.3M; adjusted ROE 9.4% vs 8.7% prior quarter and 11.1% year ago.","First full quarter after Luther Burbank acquisition; total loans $22.5B, deposits $21.2B.","Mortgage productions $972.5M in quarter; non-performing assets $68.8M (0.24% of assets)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":20460000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218007,"accession_number":"0000936528-24-000099","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-07-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd sets Q3 earnings release for July 16, 2024 after market close","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Plans to release results for quarter ended June 30, 2024 on July 16, 2024 after close.","No preliminary financial data or guidance was disclosed in the filing.","Company trades on NASDAQ under ticker WAFD (common) and WAFDP (preferred)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237955,"accession_number":"0000936528-24-000092","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-06-21T23:59:59+00:00","items":["2.01","7.01","9.01"],"status":"ready","headline":"WaFd Bank sells $2.8B multifamily CRE loan portfolio to Bank of America at 92% of principal","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Sold ~$2.8B multifamily CRE loans to Bank of America for $2.6B (92% of principal) at no loss.","Transaction provides immediate liquidity for debt paydown, new lending, or share repurchases.","Loans originated from the Luther Burbank Savings acquisition completed in March 2024.","CEO says discount reflects interest rates, not credit risk; calls it the largest non-FDIC assisted CRE loan sale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237954,"accession_number":"0000936528-24-000085","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-05-17T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"WaFd Bank sells $3.2B multifamily loan portfolio to BofA at 91.96% of UPB","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Portfolio of ~2,000 commercial multifamily loans; aggregate UPB $3.2 billion.","Purchase price: 91.96% of UPB, equal to approx. $2.9 billion.","Closing expected June 21, 2024, subject to due diligence by June 18.","Loans sold on servicing-released basis; BofA to assume all servicing.","Seller may be obligated to repurchase loans for representation breaches."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237949,"accession_number":"0000936528-24-000083","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K/A","filed_at":"2024-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"WaFd board adopts annual say-on-pay frequency per shareholder vote","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board determined Say-on-Pay Vote will be held every year until next required frequency vote.","Decision follows shareholder advisory vote at Feb 13, 2024 annual meeting favoring annual frequency.","Amendment updates original 8-K filed Feb 14, 2024; no other changes reported."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237953,"accession_number":"0000936528-24-000081","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-05-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"WaFd declares Series A preferred dividend of $0.30468750 per depositary share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $12.1875 per Series A preferred share; $0.30468750 per depositary share (WAFDP).","Dividend payable July 15, 2024 to holders of record June 30, 2024.","No change in dividend rate; routine quarterly declaration on fixed-rate perpetual preferred stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237948,"accession_number":"0000936528-24-000079","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K/A","filed_at":"2024-05-13T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"WaFd completes merger with Luther Burbank; acquired bank had $8.2B assets, net income down 80% in 2023","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger closed effective March 1, 2024; Luther Burbank merged into WaFd, bank subsidiary merged into WaFd Bank.","Luther Burbank's 2023 net income fell to $16.2M from $80.2M in 2022; provision for credit losses jumped to $7.6M from $1.2M.","Acquired institution had $8.2B total assets, $5.8B deposits, $6.8B loans net of allowance as of Dec 31, 2023.","Pro forma financial info for FY Sep 30, 2023 and six months ended Mar 31, 2024 filed as Exhibit 99.2."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237952,"accession_number":"0000936528-24-000075","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd Q2 FY2024 net income $15.9M, down 76% YoY; merger costs pressure earnings","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $12.2M ($0.14 diluted EPS) vs $62.3M prior year, down 80.4%.","Net interest income fell 9.4% to $158.6M as deposit costs surged 123% to $116.2M.","Completed Luther Burbank merger on March 1, adding $6.2B loans, $5.6B deposits; $25M merger-related expenses incurred.","Provision for credit losses of $16M, primarily due to merger-related ACL build; total ACL $201M (295% of NPAs).","Non-performing assets 0.23% of total assets; 164 consecutive quarterly dividends maintained at $0.26/share."],"consensus_eps_estimate":null,"consensus_eps_actual":1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":13500000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237951,"accession_number":"0000936528-24-000067","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"WaFd Q2 net income drops 73% QoQ to $15.9M; EPS $0.17, merger costs $51.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $15.9M, down 73% from $58.5M in prior quarter; diluted EPS $0.17 vs $0.85.","Merger-related and non-operating costs totaled $51.1M; adjusted ROE 8.7% vs 10.21% prior quarter.","Net interest margin fell to 2.73% from 2.91%; average interest-earning assets $23.3B.","Completed merger with Luther Burbank Corporation; loans added $6.4B, total loans $20.8B net.","Fact sheet: total assets $24.9B, deposits $21.3B, non-performing assets $68.4M (0.23% of assets)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":13500000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237950,"accession_number":"0000936528-24-000062","cik":936528,"company_name":"WAFD INC","ticker":"WAFD","form_type":"8-K","filed_at":"2024-04-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"WaFd delays Q2 earnings release by one week to April 22 due to Luther Burbank merger accounting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Earnings release moved to after market close on Monday, April 22, 2024.","Delay allows completion of purchase accounting entries for Luther Burbank merger (effective March 1, 2024).","Normal release date was approximately one week earlier.","Merger with Luther Burbank Corporation closed March 1, 2024; purchase accounting still in progress."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2576490000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}