{"filings":[{"id":527476,"accession_number":"0001437749-26-017794","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2026-05-19T20:25:28+00:00","items":["5.07"],"status":"ready","headline":"Waterstone Financial shareholders elect three directors, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Stephen Schmidt, Derek Tyus, Molly Mulroy as directors each to a 3-year term (2029).","Ratified Forvis Mazars, LLP as independent auditor for FY 2026 (14.75M for, 84K against).","Advisory say-on-pay approved (11.28M for, 550K against); vote frequency set at 1 year (10.61M for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93743,"accession_number":"0001437749-26-013465","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Waterstone Financial expands buyback by 2M shares, totaling ~11.9% of outstanding","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to an additional 2,000,000 shares under existing program.","Combined with prior authorization, 2,148,285 shares are available for repurchase as of April 27, 2026.","Repurchases represent approximately 11.9% of issued and outstanding common stock.","Program may be executed via open-market purchases, block trades, or Rule 10b5-1 plans.","Company may suspend, terminate, or modify the repurchase program at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93742,"accession_number":"0001437749-26-013174","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Waterstone Financial Reports Q1 2026 Net Income of $6.0M, Up from $3.0M Year Ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $6.0M ($0.34 per diluted share) for Q1 2026 vs. $3.0M ($0.17 per share) in Q1 2025.","Community banking net interest income rose 22.8% to $15.2M, with net interest margin expanding to 2.97%.","Mortgage banking loan originations increased 31.1% to $508.3M, turning pre-tax loss of $2.2M to profit of $22,000.","Repurchased ~246,000 shares at $17.89 per share and declared increased quarterly dividend of $0.17 per share.","Book value per share increased to $19.19 from $19.03 at year-end 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105614,"accession_number":"0001437749-26-008598","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2026-03-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Waterstone Financial raises quarterly cash dividend 13.3% to $0.17 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared quarterly cash dividend of $0.17 per common share, a 13.3% increase from prior dividend.","Dividend payable May 1, 2026, to shareholders of record as of April 8, 2026.","CEO William Bruss cites disciplined execution and confidence in future, maintaining robust payout ratio.","Dividend increase reflects commitment to delivering long-term shareholder value and effective capital management."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105613,"accession_number":"0001437749-26-002305","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Waterstone Financial Q4 2025 net income $7.7M ($0.44 EPS), up from $5.2M ($0.28) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $7.7M vs $5.2M in Q4 2024; diluted EPS $0.44 vs $0.28.","Community Banking pre-tax income $9.1M (+35.5% YoY); net interest margin 2.89% (+47 bps).","Mortgage Banking pre-tax income $900K vs loss of $625K YoY; originations $534.6M (+13.6%).","Dividend declared $0.15/share; repurchased ~174K shares for $2.7M during quarter.","Book value per share $19.03 (Dec 2025) vs $17.53 (Dec 2024), up $1.50."],"consensus_eps_estimate":null,"consensus_eps_actual":1.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121899,"accession_number":"0001437749-25-038299","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-12-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Waterstone Financial declares regular quarterly dividend of $0.15/share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.15 per common share declared by Board on December 18, 2025.","Payable on February 2, 2026 to shareholders of record on January 8, 2026.","Dividend is a regular quarterly cash dividend; no change in amount indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121898,"accession_number":"0001437749-25-031619","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Waterstone Financial Q3 net income $7.9M, EPS $0.45 up 73% YoY; NIM expands 63 bps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $7.9M ($0.45 diluted) vs $4.7M ($0.26) a year ago; sequential rise from $7.7M ($0.43).","Community Banking pre-tax income $8.4M (+49.4% YoY) as net interest margin widened 63 bps to 2.76%.","Mortgage Banking pre-tax income $1.3M vs $144K; loan originations $539.4M (90% purchase mix).","Repurchased ~270K shares at $14.15 for $3.8M; book value rose $0.61 to $18.65 per share.","Quarterly dividend $0.15 per share; nonperforming assets remained low at 0.27% of total assets."],"consensus_eps_estimate":null,"consensus_eps_actual":1.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121897,"accession_number":"0001437749-25-031417","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Waterstone Financial Director Michael Hansen to Retire; Piotrowski Named Audit Committee Chair","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael Hansen resigns as Audit Committee Chair effective Oct 21, 2025; will retire from Board on Dec 31, 2025.","Laura Piotrowski appointed Chairperson of Audit Committee; she joined Board July 8, 2025.","Hansen's departure not due to disagreement; he continues on Audit, Executive, and Nominating Committees until retirement.","Piotrowski is CEO/President of Cavendish Vernal; previously CFO at Stein's Garden & Home and Managing Director at Robert W. Baird."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":138588,"accession_number":"0001437749-25-029719","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-09-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Waterstone Financial declares $0.15/share regular quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.15 per common share declared by Board on Sept 23, 2025.","Payable on November 3, 2025, to shareholders of record as of October 8, 2025.","Dividend is a regular quarterly cash dividend; no change in rate indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":138587,"accession_number":"0001437749-25-023211","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Waterstone Financial Q2 net income $7.7M ($0.43 EPS) vs $5.7M ($0.31) YoY; NIM expands 59 bps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Pre-tax income in Community Banking up 50.4% YoY to $7.6M; net interest income rose 21.4% to $13.6M.","Net interest margin improved 59 bps to 2.60% from 2.01% a year ago; efficiency ratio improved to 50.40%.","Mortgage Banking pre-tax income steady at $2.0M; loan originations fell 7.1% to $588.8M.","Repurchased ~508k shares at $12.80/share ($6.5M); book value per share rose to $18.19 from $17.53 at end-2024.","Dividend declared $0.15 per share; nonperforming assets remained low at 0.37% of total assets."],"consensus_eps_estimate":null,"consensus_eps_actual":0.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":138586,"accession_number":"0001437749-25-022427","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-07-09T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Waterstone Financial elects Molly Mulroy and Laura Piotrowski to Board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Elected effective July 22, 2025; Mulroy to serve until 2026 annual meeting, Piotrowski until 2028.","Mulroy is EVP and CAO of WEC Energy Group; added to Audit and Nominating & Governance committees.","Piotrowski is CEO of Cavendish Vernal and CPA; added to Audit, Executive and Nominating & Governance committees.","Both also elected to board of subsidiary WaterStone Bank SSB."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":156038,"accession_number":"0001437749-25-020626","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-06-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Waterstone Financial declares $0.15 quarterly dividend payable Aug 1, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly cash dividend of $0.15 per common share declared by Board on June 17, 2025.","Dividend payable August 1, 2025, to shareholders of record at close of business on July 8, 2025.","No change from prior dividend rate indicated; company maintains $0.15 quarterly payout.","Ticker WSBF on NASDAQ; dividend marks continued routine distribution to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":156037,"accession_number":"0001437749-25-017840","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Waterstone Financial holds 2025 Annual Meeting; all proposals approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders elected Ellen S. Bartel to Board with 12,079,443 votes for and 1,950,360 withheld (to 2028).","Ratified Forvis Mazars as auditor for 2025: 16,232,100 for, 236,065 against, 17,840 abstain.","Advisory vote approved executive compensation: 12,977,351 for, 928,485 against, 123,967 abstain.","19,294,731 shares outstanding eligible to vote as of March 26, 2025 record date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":156036,"accession_number":"0001437749-25-012679","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Waterstone Financial Q1 net income $3.0M, EPS $0.17; community banking pre-tax up 42%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated net income $3.0M ($0.17 diluted EPS) vs $3.0M ($0.16) YoY; ROAA 0.57%.","Community Banking pre-tax income $6.1M, up 42% YoY; net interest margin up 32 bps to 2.47%.","Mortgage Banking pre-tax loss $2.2M vs income $0.37M YoY; originations down 20% to $387.7M.","Mortgage banking legal expense elevated; final settlement of previously disclosed lawsuit with $1.3M accrual.","Repurchased ~237,000 shares at $13.37/share during quarter; dividend $0.15 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":0.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":156035,"accession_number":"0001437749-25-012293","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Michael Hansen to retire after 22 years; stays until successor elected","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael Hansen, director since 2003, will retire from Waterstone Financial board.","He remains as Audit Committee chair and board member until a successor is elected.","Hansen plans to sell shares as part of retirement and estate planning.","Chairman Patrick Lawton thanked Hansen for 22 years of service; successor search underway."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":174502,"accession_number":"0001437749-25-008564","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-03-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Waterstone Financial declares $0.15 quarterly dividend payable May 1","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly cash dividend of $0.15 per common share declared on March 20, 2025.","Dividend payable on May 1, 2025 to shareholders of record as of April 8, 2025.","This is a routine quarterly dividend declaration with no change in rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":174501,"accession_number":"0001437749-25-002018","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Waterstone Financial Q4 net income $5.2M ($0.28 EPS) vs Q4 2023 loss; full-year EPS $1.01","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Quarter ended Dec 31, 2024 net income of $5.2M ($0.28 diluted EPS) vs net loss of $40K in Q4 2023.","Community Banking pre-tax income $6.7M, up 26% YoY; net interest margin improved to 2.42%.","Mortgage Banking pre-tax loss $625K vs $6.0M loss prior year; origination volume up 2.7% to $470.7M.","Book value per share $17.53, up from $16.94; dividends declared $0.15 per share in Q4.","Repurchased ~194,000 shares at avg $14.43; nonperforming assets 0.28% of total assets."],"consensus_eps_estimate":null,"consensus_eps_actual":1.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":191453,"accession_number":"0001437749-24-037959","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2024-12-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Waterstone Financial declares $0.15 regular quarterly dividend payable Feb 3, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly cash dividend of $0.15 per common share declared.","Payable on February 3, 2025, to shareholders of record on January 8, 2025.","Dividend amount unchanged from prior quarter; routine declaration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":191452,"accession_number":"0001437749-24-031761","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2024-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Waterstone Financial Q3 net income $4.7M ($0.26 EPS) vs $3.3M a year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.7M ($0.26 diluted EPS) for Q3 2024, up from $3.3M ($0.16 EPS) in Q3 2023.","Community Banking pre-tax income $5.6M; net interest margin 2.13% down 13 bps YoY but up 12 bps from Q2.","Mortgage Banking pre-tax income $144K vs $2.1M loss a year ago; originations $558.7M, down 6.5% YoY.","Dividend declared $0.15/share; repurchased 71,000 shares at $13.75/share in the quarter.","Book value per share $17.58; nonperforming assets 0.25% of total assets; past due loans 0.63%."],"consensus_eps_estimate":0.306,"consensus_eps_actual":0.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":328750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":207930,"accession_number":"0001437749-24-029898","cik":1569994,"company_name":"Waterstone Financial, Inc.","ticker":"WSBF","form_type":"8-K","filed_at":"2024-09-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Waterstone Financial declares regular quarterly dividend of $0.15 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared $0.15 quarterly dividend on September 24, 2024.","Dividend payable November 1, 2024 to shareholders of record October 8, 2024.","Waterstone Financial (NASDAQ: WSBF) announced the dividend via 8-K filing.","CEO William F. 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