{"filings":[{"id":1811836,"accession_number":"0001166928-26-000035","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2026-07-23T11:17:41+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorporation Q2 net income $11.1M ($0.64 EPS), up 38% YoY; dividend raised to $0.26","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.1M ($0.64 diluted EPS) vs $8.0M ($0.47) in Q2 2025, up 38.8% YoY.","Net interest margin (FTE) improved to 2.69% from 2.27% YoY; net interest income $25.5M vs $21.4M.","Quarterly dividend increased to $0.26/share (record high), payable Aug 19 to holders of record Aug 5.","No loans on nonaccrual at June 30, 2026; allowance for credit losses 1.03% of total loans.","Efficiency ratio improved to 48.78% from 56.45% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":1.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91633,"accession_number":"0001166928-26-000029","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"West Bancorporation holds annual meeting; all director nominees elected, say-on-pay and auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Eight directors elected: Lisa J. Elming, Steven K. Gaer, Douglas R. Gulling, Sean P. McMurray, David D. Nelson, Rosemary Parson, John K. Sorensen, Therese M. Vaughan with over 10.6M votes each.","Nonbinding say-on-pay approved: 10,573,274 for, 418,364 against, 11,641 abstain.","Ratification of RSM US LLP as auditor for FY 2026 passed: 13,719,188 for, 324,557 against, 6,131 abstain.","Quorum of 82.9% (14,049,876 shares) represented at the April 23, 2026 meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91632,"accession_number":"0001166928-26-000024","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorporation Q1 net income $10.6M ($0.61 EPS), up 36% YoY; dividend $0.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $10.6M ($0.61 diluted EPS) vs $7.8M ($0.46) in Q1 2025 and $7.4M ($0.43) in Q4 2025.","Net interest margin (FTE) 2.59% vs 2.28% YoY and 2.47% QoQ; net interest income $24.4M.","Declared $0.25/share quarterly dividend, payable May 20, 2026 to record May 6, 2026.","No credit loss expense; no nonaccrual loans; watch list loans down to $41.3M from $52.2M.","Efficiency ratio improved to 49.85% from 56.37% YoY; tangible common equity ratio 6.75%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101846,"accession_number":"0001166928-26-000002","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorp FY2025 net income $32.6M ($1.92 EPS) vs $24.1M; declares $0.25 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year 2025 net income $32.6M ($1.92 dil. EPS) vs $24.1M ($1.42) in 2024, up 35% YoY.","Q4 2025 net income $7.4M ($0.43 EPS) vs Q3 $9.3M ($0.55); net interest margin improved to 2.47%.","Quarterly dividend of $0.25/share declared, payable Feb 25, 2026 to record Feb 11, 2026.","No nonaccrual loans at Dec 31, 2025; watch list loans rose to $52.2M from $38.7M due to one CRE loan.","Sold $63.7M securities at 2.90% yield, realizing $4.0M pre-tax loss to rebalance balance sheet."],"consensus_eps_estimate":null,"consensus_eps_actual":1.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118187,"accession_number":"0001166928-25-000082","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorp Q3 net income $9.3M ($0.55 EPS), NIM 2.36%; dividend $0.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $9.3M ($0.55 diluted EPS) vs Q2 $8.0M ($0.47) and Q3 2024 $6.0M ($0.35); YoY up 56%.","Net interest margin (FTE) 2.36% vs 2.27% Q2 and 1.91% Q3 2024; efficiency ratio 54.06%.","No credit loss expense; zero nonaccrual loans and zero loans past due >30 days at Sep 30, 2025.","Quarterly dividend $0.25/share declared, payable Nov 19, 2025 to holders of record Nov 5, 2025.","Watch list loans rose to $38.7M from $10.8M due to one customer relationship (sufficiently collateralized)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118186,"accession_number":"0001166928-25-000078","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director James W. Noyce not seeking re-election at 2026 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James W. Noyce, 70, informed West Bancorporation he will not stand for re-election at the April 2026 annual meeting.","Noyce will continue as director until the 2026 annual meeting; no successor announced.","Decision not due to any disagreement with the Company's operations, policies, or practices.","Noyce served 17 years, chairs the audit committee, and was previously board chair for six years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134626,"accession_number":"0001166928-25-000067","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorporation Q2 net income $8.0M ($0.47/sh); dividend $0.25; pristine credit","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $8.0M ($0.47 diluted EPS) vs $5.2M ($0.31) in Q2 2024, up 54%.","No nonaccrual loans at June 30, 2025; allowance for credit losses 1.03% of loans.","Net interest margin (FTE) 2.27% vs 1.86% a year ago; efficiency ratio 56.45% vs 67.14%.","Loans decreased $50.1M in Q2; deposits increased $67.5M (ex-brokered +$194.7M).","Dividend declared $0.25/sh payable Aug 20, 2025 to holders of record Aug 6."],"consensus_eps_estimate":null,"consensus_eps_actual":0.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151507,"accession_number":"0001166928-25-000061","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2025-06-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"West Bancorp holds investor meetings but presentation content not disclosed in filing","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company presented to select investors on June 12, 2025, per Item 7.01 disclosure.","Exhibit 99.1 (investor presentation) referenced but no substantive data provided in filing text.","No financial targets, guidance changes, or operational metrics included in the 8-K or exhibit excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151506,"accession_number":"0001166928-25-000036","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"West Bancorporation shareholders elect all director nominees and ratify auditor at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Ten directors elected with over 10M votes each and approximately 3.4M broker non-votes.","Advisory vote on 2024 executive compensation approved: 10,012,499 for, 338,010 against, 226,372 abstain.","Ratification of RSM US LLP as independent auditor passed: 13,902,733 for, 63,071 against, 7,020 abstain.","Quorum achieved with 13,972,824 shares (83.0% of outstanding) represented at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151505,"accession_number":"0001166928-25-000033","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorporation reports Q1 net income of $7.8M ($0.46/sh), up from $5.8M YoY; declares $0.25 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $7.8M ($0.46 diluted EPS) vs Q1 2024 $5.8M ($0.35) and Q4 2024 $7.1M ($0.42).","Net interest margin (tax-equiv) improved to 2.28% from 1.88% YoY; efficiency ratio 56.37% vs 62.04%.","No credit loss expense in Q1 2025; nonperforming assets at 0.00% of total assets; only one past-due loan ($181k).","Regular quarterly dividend of $0.25/share declared, payable May 21, 2025, to holders of record May 7, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170379,"accession_number":"0001166928-25-000002","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","5.02","7.01","9.01"],"status":"ready","headline":"West Bancorp Q4 net income $7.1M ($0.42 EPS); declares $0.25 dividend; director not seeking re-election","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $7.1M ($0.42 EPS) vs Q3 $6.0M and Q4 '23 $4.5M; FY net income $24.1M ($1.42) flat YoY.","Net interest margin (FTE) improved to 1.98% from 1.91% (Q3) and 1.87% (Q4 '23); efficiency ratio 60.79%.","Deposits +$79M in Q4; brokered deposits down $159.5M; borrowed funds decreased to $392.6M.","Sold $11.8M securities for net loss $1.2M; recognized $1.8M energy tax credit.","Director Philip J. Worth not standing for re-election at April 24, 2025 annual meeting; no disagreement."],"consensus_eps_estimate":null,"consensus_eps_actual":1.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187369,"accession_number":"0001166928-24-000106","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorp Q3 net income $6.0M ($0.35 EPS); dividend $0.25 declared","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.35 vs $0.31 in Q2 2024; net interest margin improved to 1.91% from 1.86%.","Loans grew $22.4M (3.0% annualized); deposits up $97.6M including $55.6M brokered.","Nonperforming assets remained negligible at 0.01%; allowance for credit losses 0.97% of loans.","Efficiency ratio improved to 63.28% from 67.14% in Q2 2024.","Dividend $0.25 per share payable Nov 20, record Nov 6."],"consensus_eps_estimate":null,"consensus_eps_actual":1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203869,"accession_number":"0001166928-24-000094","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2024-08-21T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Patrick J. Donovan resigns from West Bancorporation board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Patrick J. Donovan resigned as director of West Bancorp and West Bank effective August 19, 2024.","Donovan had served on the Risk Management & Information Technology Committee.","Resignation was for personal reasons, not due to any conflict with the company.","No replacement director has been announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203868,"accession_number":"0001166928-24-000088","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorporation Q2 net income $5.2M ($0.31), down from $5.9M ($0.35) YoY; declares $0.25 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2024 net income $5.2M vs $5.9M in Q2 2023; diluted EPS $0.31 vs $0.35.","Quarterly dividend of $0.25 declared, payable Aug 21, 2024 to holders of record Aug 7.","Loans grew $18.6M in Q2; deposits rose $115.9M, excluding brokered deposits +$142M.","Net interest margin (tax-equivalent) 1.86% vs 1.88% in Q1 and 2.02% a year ago.","No credit loss expense recorded; nonperforming assets remain negligible at 0.01%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220493,"accession_number":"0001166928-24-000055","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2024-04-26T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"West Bancorporation shareholders approve 550,000-share increase to 2021 equity plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders approved amendment to 2021 Equity Incentive Plan, increasing authorized shares to 1,175,000 from 625,000.","All 12 director nominees elected with >90% of votes cast in favor; no director received less than 93% support.","Non-binding say-on-pay passed with 94.6% of votes cast in favor; frequency of vote set at every one year.","Ratification of RSM US LLP as auditor for 2024 approved with 99.5% of votes cast in favor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220492,"accession_number":"0001166928-24-000051","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorp Q1 net income $5.8M ($0.35 EPS) down 26% YoY; net interest margin 1.88% vs 2.23%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.8M ($0.35 diluted EPS) vs Q4 $4.5M ($0.27) and Q1 2023 $7.8M ($0.47).","Net interest margin (tax-equivalent) 1.88%, down from 2.23% a year ago on cost of funds pressure.","Deposits rose $91.3M, but brokered deposits increased $91M; excluding brokered, core deposits up only $0.3M.","No credit loss expense in Q1; allowance for credit losses 0.95% of loans; nonaccrual loans $289K.","Quarterly dividend $0.25 per share declared, payable May 22, 2024 to holders of record May 8, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":240128,"accession_number":"0001166928-24-000002","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorp Q4 net income falls 49% YoY to $4.5M ($0.27); NIM drops to 1.87%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2023 net income $24.1M ($1.44 diluted EPS) vs $46.4M ($2.76) in FY2022.","Q4 2023 net interest margin (FTE) 1.87% vs 1.91% Q3 2023 and 2.49% Q4 2022.","Credit quality remains strong: no loans >30 days past due; one classified loan $296k.","Board declares $0.25 quarterly dividend, payable Feb 21 to holders of record Feb 7.","Loans grew 6.7% YoY; deposits up $93.4M; efficiency ratio worsened to 64.66% from 50.42%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":257649,"accession_number":"0001166928-23-000118","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorporation Q3 net income $5.9M ($0.35/diluted), down 49% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.9M, EPS $0.35, vs $11.6M ($0.69) in Q3 2022; dividend $0.25/share payable Nov 22.","Net interest margin (FTE) fell to 1.91% from 2.02% QoQ and 2.78% YoY; net interest income $16.6M.","Loans grew $42.7M (6.1% annualized) in Q3; deposits declined $80.8M (-2.8%).","Credit quality strong: no loans past due >30 days, one nonaccrual loan $303K; ACL 0.99% of loans.","Efficiency ratio improved to 60.83% from 62.83% QoQ; tangible common equity ratio 5.51%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274989,"accession_number":"0001166928-23-000110","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorp Q2 net income $5.9M ($0.35 EPS), down 54% YoY; NIM falls to 2.02%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.9M ($0.35 diluted EPS) vs Q1 $7.8M ($0.47) and Q2 2022 $12.7M ($0.75).","Net interest margin fell to 2.02% from 2.23% in Q1 and 2.93% a year ago, driven by rising deposit costs.","Deposits increased $37.9M in Q2; estimated uninsured deposits ~27.5% of total.","Credit quality remains pristine: only $229K loan past due and $309K nonaccrual.","Board declared $0.25 quarterly dividend, payable Aug 23, 2023 to record Aug 9."],"consensus_eps_estimate":null,"consensus_eps_actual":0.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292388,"accession_number":"0001166928-23-000084","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2023-04-28T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"West Bancorporation annual meeting elects directors, approves say-on-pay and auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Quorum of 79.2% (13,175,379 of 16,640,413 shares) represented at April 27, 2023 meeting.","All 12 director nominees elected; votes ranged from 9,563,839 to 10,055,748 for.","Nonbinding say-on-pay approved: 9,322,928 for, 369,485 against, 454,429 abstain.","Ratification of RSM US LLP as auditor: 12,794,050 for, 127,113 against, 254,216 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292387,"accession_number":"0001166928-23-000072","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorp Q1 net income $7.8M ($0.47 EPS), down from $13.2M year ago; dividend steady","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $7.8M ($0.47 diluted EPS) vs $8.9M ($0.53) in Q4 2022 and $13.2M ($0.78) in Q1 2022.","Net interest margin fell to 2.23% from 2.49% Q4 and 2.85% year ago; cost of funds increased rapidly.","Deposits declined $82M in Q1; brokered deposits decreased $38.5M to $234.2M; borrowings rose sharply.","Credit quality remains strong: no loans >30 days past due for seventh consecutive quarter; nonaccrual loans only $316K.","Regular quarterly dividend of $0.25 per share declared, payable May 24, 2023; unchanged from prior."],"consensus_eps_estimate":null,"consensus_eps_actual":0.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313075,"accession_number":"0001166928-23-000029","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2023-02-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"West Bancorporation amends RSM consent to correct S-8 registration omission","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Corrected consent of RSM US LLP filed as Exhibit 23 to 2021 10-K.","Original consent inadvertently omitted reference to Registration Statement on Form S-8 (File No. 333-255638).","Revised consent does not change any previously reported financial results or disclosures.","No impact on financial statements or other disclosures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313074,"accession_number":"0001166928-23-000012","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2023-02-07T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Michael J. Gerdin will not stand for re-election to West Bancorporation board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael J. Gerdin will not stand for re-election at the 2023 annual meeting on April 27, 2023.","Gerdin has served on the board since 2013 and on the Compensation Committee.","His decision was not due to any disagreement with the company.","Gerdin also resigned from the West Bank board, effective concurrently."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313073,"accession_number":"0001166928-23-000005","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorporation Q4 net income $8.9M ($0.53 EPS); annual net income $46.4M ($2.76 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $8.9M, down from $11.9M in Q4 2021; diluted EPS $0.53 vs $0.71.","Full-year 2022 net income $46.4M ($2.76 EPS), compared to $49.6M ($2.95 EPS) in 2021.","Net interest margin (FTE) fell to 2.49% in Q4 2022 from 3.00% in Q4 2021.","Quarterly dividend declared $0.25/share, payable Feb 22, 2023 to holders of record Feb 8.","Loans grew 11.7% YoY; no loan >30 days past due for sixth consecutive quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":2.76,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":331589,"accession_number":"0001166928-22-000105","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2022-10-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"West Bancorp Q3 net income $11.6M ($0.69 diluted), down 8.7% YoY; dividend $0.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.6M vs $12.7M in Q3 2021; diluted EPS $0.69 vs $0.76.","Loans grew $41.0M in Q3 (6.3% annualized); deposits decreased $19.6M.","Net interest margin (FTE) fell to 2.78% from 2.93% (Q2) and 3.06% (Q3 2021).","No provision for loan losses; nonperforming assets only 0.01% of total assets.","Quarterly dividend maintained at $0.25/share, payable Nov 23 to record Nov 9."],"consensus_eps_estimate":null,"consensus_eps_actual":2.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":349095,"accession_number":"0001166928-22-000093","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2022-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"West Bancorp Q2 net income $12.7M ($0.75 diluted EPS) vs $13.2M ($0.79) YoY; dividend $0.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2022 net income of $12.7M ($0.75 diluted EPS) compared to $13.2M ($0.79) in Q2 2021.","Six-month 2022 net income $25.9M ($1.54 diluted EPS) vs $25.0M ($1.49) in prior year.","Board declared $0.25 per share quarterly dividend, payable Aug 24, 2022 to holders of record Aug 10.","Negative provision for loan losses of $1.75M in Q2, mainly from reversal of specific reserve on settled impaired loan.","One-time $671k increase in state income tax expense due to Iowa bank franchise tax rate change enacted June 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":1.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365951,"accession_number":"0001104659-22-071006","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2022-06-14T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"West Bancorporation completes $60M offering of 5.25% Fixed-to-Floating Rate Subordinated Notes due 2032","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$60 million aggregate principal of 5.25% Fixed-to-Floating Rate Subordinated Notes due 2032 issued.","Notes bear fixed 5.25% through June 15, 2027, then floating at 3-month SOFR plus 241 bps quarterly.","Issued under Indenture with Wilmington Trust as trustee; redeemable at company's option at specified prices.","Net proceeds for general corporate purposes; offering made under effective shelf registration statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365950,"accession_number":"0001104659-22-070004","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2022-06-10T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"West Bancorporation prices $60M 5.25% subordinated notes due 2032","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Offering of $60 million aggregate principal amount of 5.25% Fixed-to-Floating Rate Subordinated Notes due 2032.","Interest rate fixed at 5.25% through June 15, 2027, then floats at Three-Month Term SOFR plus 241 bps.","Notes redeemable at par on or after June 15, 2027; mature June 15, 2032.","Net proceeds for general corporate purposes and to support organic growth; intended as Tier 2 capital.","Closing expected June 14, 2022; Piper Sandler & Co. acting as sole underwriter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365949,"accession_number":"0001104659-22-068338","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2022-06-06T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"West Bancorporation enters $40M term loan with National Exchange Bank & Trust, matures Feb 2027","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$40M term loan at floating rate: WSJ Prime minus 1%, floor 2.25%, maturity Feb 5, 2027.","Secured by pledge of all capital stock of subsidiary West Bank.","Quarterly payments begin May 5, 2023; principal due at maturity; prepayment premium for refinancing.","Proceeds to fund capital injection into West Bank and refinance existing loan from same lender.","Financial covenants include minimum CET1 of $250M for bank and minimum ROA of 1.00% (TTM)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365948,"accession_number":"0001166928-22-000061","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2022-05-02T23:59:59+00:00","items":["5.07","5.02","9.01"],"status":"ready","headline":"West Bancorporation annual meeting elects all directors; say-on-pay passes with 94.8% support","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 13 director nominees elected with over 8.8 million votes each; highest withhold votes at 738,254 for George Milligan.","Say-on-pay advisory vote approved: 9,120,088 for (94.8%), 241,697 against, 259,547 abstain.","Ratification of RSM US LLP as auditor for 2022: 13,383,007 for, 172,718 against, 4,061 abstain.","Quorum of 81.9% of outstanding shares (13,559,786 of 16,554,846) present."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365947,"accession_number":"0001166928-22-000055","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2022-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"West Bancorporation Q1 2022 net income rises 12% to $13.2M, declares $0.25 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $13.2M ($0.78 diluted EPS) vs $11.8M ($0.70) in Q1 2021, a record first quarter.","Declared regular quarterly dividend of $0.25 per share, payable May 25 to holders of record May 11.","Recorded negative provision for loan losses of $750K due to sustained loan performance and improvement in classified loans.","Total assets grew to $3.5B at March 31, 2022 from $3.2B a year earlier.","Opened new bank building in St. Cloud, MN; other building projects in planning."],"consensus_eps_estimate":null,"consensus_eps_actual":0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":385458,"accession_number":"0001166928-22-000029","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2022-03-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"West Bancorporation discloses actual 2021 bonus awards for named executive officers","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Actual 2021 bonuses set at 49.48% of base salary (82.47% of max), vs proxy estimate of 50.12% based on 9-month peer data.","CEO David D. Nelson received $239,979; four other NEOs each received $163,285 or $136,071 (Bradley P. Peters).","Revised Summary Compensation Table for 2021 includes updated Non-Equity Incentive Plan Compensation and total compensation for each NEO.","Compensation determined after full-year peer group performance data became available after proxy filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":385457,"accession_number":"0001166928-22-000012","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2022-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"West Bancorporation posts record 2021 net income of $49.6M; raises quarterly dividend to $0.25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2021 net income $49.6M ($2.95 diluted EPS) vs $32.7M ($1.98) in FY2020, a 52% increase.","Q4 2021 net income $11.9M ($0.71 diluted EPS) vs $8.6M ($0.52) in Q4 2020.","Quarterly dividend raised to $0.25/share from $0.24, payable Feb 23 to holders of record Feb 9.","Negative provision for loan losses of $1,500 in 2021 vs $12,000 provision in 2020 due to improved outlook.","Total assets grew to $3.5B at Dec 31, 2021 from $3.2B a year earlier; loan growth of 16% ex-PPP."],"consensus_eps_estimate":null,"consensus_eps_actual":2.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":403331,"accession_number":"0001166928-21-000108","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2021-10-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"West Bancorporation Q3 net income $12.7M ($0.76 EPS) vs $8.1M a year ago; dividend $0.24","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.76 for Q3 2021 compared to $0.49 in Q3 2020; 9-month EPS $2.25 vs $1.46.","No provision for loan losses in Q3; negative $1.5K provision for 9 months from reserve release.","Loan growth 10.1% YTD (ex-PPP) and 14.3% YoY; Texas ratio improved to 3.24% with no loans past due 30+ days.","Quarterly dividend of $0.24 per share declared, payable Nov 24, 2021 to holders of record Nov 10.","Permanent branches in Sartell, MN (completing Jan 2022) and Mankato, MN (planning stage)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":422263,"accession_number":"0001166928-21-000089","cik":1166928,"company_name":"WEST BANCORPORATION INC","ticker":"WTBA","form_type":"8-K","filed_at":"2021-07-29T23:59:59+00:00","items":["2.02","5.02","9.01"],"status":"ready","headline":"West Bancorp Q2 net income record $13.2M ($0.79 EPS); dividend raised to $0.24","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.2M, $0.79 diluted EPS vs. $8.0M, $0.48 YoY; six-month net $25.0M, $1.49 EPS.","Board declared $0.24 quarterly dividend, payable Aug 25 to holders of record Aug 11.","Negative $2.0M provision for loan losses vs. $3.0M provision a year ago; credit quality improving.","Loan growth (ex-PPP) of 6.0% in H1 2021; 12.6% YoY.","CFO Doug Gulling to retire Dec 31, 2021; will join board as director Jan 1, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":1.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":396750000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}