{"filings":[{"id":1249796,"accession_number":"0001193125-26-281081","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2026-06-24T20:17:30+00:00","items":["8.01","9.01"],"status":"ready","headline":"Western Union extends delayed-draw term loan commitment period to Nov 10, 2026","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Amended Delayed Draw Term Loan Credit Agreement extends Commitment Period from July 8, 2026 to November 10, 2026.","Amendment entered into on June 17, 2026 with Bank of America as administrative agent and multiple banks.","No changes to principal amount, interest rate, or other key terms; only the draw deadline extended.","Company represented no Default or Event of Default occurring and continuing after giving effect to amendment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":500316,"accession_number":"0001193125-26-229030","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2026-05-18T20:37:30+00:00","items":["5.07","9.01"],"status":"ready","headline":"Western Union stockholders elect all 12 directors, approve ESPP, reject written consent proposal","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All director nominees elected; votes ranged from 190M to 194M for, few against.","Advisory say-on-pay passed with ~190.7M for, ~5.8M against (97% of votes cast).","Stockholder proposal on written consent failed with ~53.7M for, ~142.1M against.","2026 Employee Stock Purchase Plan approved with ~194.7M for, ~2.2M against.","Ratification of Ernst & Young as auditor for 2026 approved with ~242.1M for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92434,"accession_number":"0001193125-26-206661","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Western Union issues $165M of 4.750% Notes due 2029 in reopening","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Completed offering of $165M aggregate principal amount of 4.750% Notes due 2029.","Notes are a further issuance and will form a single series with existing 4.750% Notes due 2029.","Issued under existing shelf registration (S-3) with Wells Fargo Securities as underwriter.","Transaction closed on May 5, 2026; governed by existing indenture and supplemental indentures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92433,"accession_number":"0001193125-26-174988","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union Q1 GAAP EPS $0.20 vs $0.36; reaffirms 2026 outlook; Intermex deal expected Q2 close","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP revenue $983M flat YoY; adjusted revenue down 1%; GAAP EPS $0.20 vs $0.36; adjusted EPS $0.25 vs $0.41.","Consumer Services revenue +24% GAAP, +33% adjusted; Branded Digital revenue +9% GAAP, +6% adjusted with transactions +21%.","CMT segment revenue -3% GAAP, -6% adjusted; operating margin 13% vs 18% GAAP prior.","Pending acquisition of Intermex announced Aug 2025; expected to close in Q2 2026 subject to regulatory approvals.","FY 2026 outlook reaffirmed: adj revenue growth 6-9%, adj EPS $1.75-$1.85, tax rate 13-15%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":982700000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103275,"accession_number":"0001193125-26-108389","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2026-03-16T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Western Union appoints Milind Pant to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Milind Pant, former Amway CEO, appointed to Board effective March 13, 2026.","Board expanded from 11 to 12 directors; Pant will serve on Audit and Compliance Committees.","Pant brings digital transformation experience from Amway, Pizza Hut, Yum! China, and Unilever.","He is currently an Executive Fellow at Kellogg School of Management.","Appointment supports Western Union's 'Beyond' strategy for innovation and growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103274,"accession_number":"0001193125-26-098698","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2026-03-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Western Union closes $450M offering of 4.750% Notes due 2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Completed offering and sale of $450M aggregate principal amount of 4.750% Notes due 2029.","Underwriting agreement dated February 26, 2026; closing on March 9, 2026.","Notes issued under Form S-3 registration statement and indenture supplemented by Third Supplemental Indenture.","Underwriters include Citigroup, BofA Securities, U.S. Bancorp, and Wells Fargo."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103273,"accession_number":"0001193125-26-060322","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2026-02-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union Q4 revenue $1.0B -5% YoY; adj. EPS $0.45 beats prior year $0.40","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP revenue $1.0B (-5% YoY); full-year revenue $4.1B (-4% on reported basis).","Q4 GAAP EPS $0.36 vs $1.13 (prior year had $0.75 tax benefit); adj. EPS $0.45 vs $0.40.","Consumer Services revenue +26% adjusted; Branded Digital revenue +6% adj., transactions +13%.","Board approved Q1 dividend $0.235/share, payable March 31, 2026 to record March 17.","Intermex acquisition expected close Q2 2026; 2026 outlook: rev growth 5-8% GAAP, adj. EPS $1.75-$1.85."],"consensus_eps_estimate":null,"consensus_eps_actual":1.52,"consensus_revenue_estimate":null,"consensus_revenue_actual":4050700000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103272,"accession_number":"0001193125-26-009094","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2026-01-09T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Western Union enters $800M delayed draw term loan facility; can increase to $1B","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$800M unsecured delayed draw term loan facility with syndicate of banks led by Bank of America as admin agent.","Proceeds may be used for general corporate needs, including refinancing of debt and permitted acquisitions.","Interest margin on Term SOFR loans ranges from 1.000% to 1.625% based on credit ratings (currently 1.250%).","Maturity is three years from initial funding date; commitments available through July 8, 2026.","Option to increase commitments up to $1B total, subject to additional lender commitments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119529,"accession_number":"0001193125-25-268137","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Western Union targets $5B revenue, $2.30 adj EPS by 2028 under 'Beyond' strategy","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Revenue growth 20% to ~$5B (mid-point) by 2028; range $4.8-5.3B.","Adjusted EPS growth ~30% to $2.30 (mid-point); range $2.15-2.45.","Strategy includes digital-first, expansion of Digital Asset Network and USDPT stablecoin.","Consumer Services expected to continue double-digit revenue growth.","Investor Day webcast November 6; CEO Devin McGranahan presents."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119528,"accession_number":"0001193125-25-248746","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union Q3 revenue flat at $1.03B; adjusted EPS up to $0.47; Consumer Services +49%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP revenue $1.03B flat YoY; adjusted revenue ex-Iraq down 1%.","GAAP EPS $0.43 (down from $0.78 on prior-year IRS benefit); adjusted EPS $0.47 (up from $0.46).","Consumer Services revenue grew 49% driven by Travel Money/Eurochange acquisition; Branded Digital revenue +7% (transactions +12%).","CMT revenue declined 6% (adjusted -7% ex-Iraq); transactions down 2%.","Full-year 2025 outlook unchanged: GAAP revenue $4,085-4,185M; adjusted EPS $1.65-1.75."],"consensus_eps_estimate":null,"consensus_eps_actual":1.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":3042300000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119527,"accession_number":"0001193125-25-233454","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-10-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Western Union and Intermex HSR waiting period expires; deal on track for mid-2026 close","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["HSR waiting period for Western Union's acquisition of Intermex expired October 6, 2025.","Transaction still subject to other regulatory approvals, Intermex stockholder vote, and customary closing conditions.","Acquisition expected to close in mid-2026. Announced August 10, 2025.","Parties: Western Union (NYSE: WU) acquiring Intermex (NASDAQ: IMXI)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136094,"accession_number":"0000950170-25-108436","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-08-14T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Western Union to acquire International Money Express for $16.00/share cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Western Union to acquire International Money Express (IMXI) for $16.00 per share in cash.","Transaction subject to IMXI stockholder approval, HSR clearance, and money transmitter license approvals.","Termination fees: $19.8M payable by IMXI to Western Union under certain circumstances; $27.3M payable by Western Union to IMXI if antitrust restraint blocks deal.","No-shop provision with fiduciary out for IMXI board if superior proposal emerges.","Outside date May 11, 2026, extendable to Nov 10, 2026 for regulatory approvals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136093,"accession_number":"0000950170-25-106242","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-08-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Western Union to acquire Intermex (IMXI) for $16/share, ~$500M total value","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-cash transaction at $16.00 per IMXI share, representing ~$500M equity and enterprise value.","Premium of roughly 50% to Intermex's 90-day volume-weighted average price.","Expected to close mid-2026, subject to regulatory approvals and Intermex stockholder vote.","Expected to be immediately accretive to WU adjusted EPS by >$0.10 in first full year post close.","Anticipated $30M annual run-rate cost synergies within 24 months; Intermex serves 6M customers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136092,"accession_number":"0000950170-25-099165","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["2.02","5.02","9.01"],"status":"ready","headline":"Western Union Q2 revenue down 4%, EPS $0.37; appoints Ben Hawksworth COO","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 revenue $1.03B (-4% reported); GAAP EPS $0.37, adjusted EPS $0.42, both down YoY.","Branded Digital revenue +6% (txns +9%); Consumer Services revenue +39% (adj. +41%).","2025 outlook: GAAP revenue $4.085-4.185B; GAAP EPS $1.45-1.55; adjusted EPS $1.65-1.75.","Ben Hawksworth appointed COO effective Aug 1, 2025; base salary $550K, incentive 100%, equity $1.4M.","CMT segment revenue -8% reported (-6% adj. ex-Iraq); transactions -3%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":2009700000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153142,"accession_number":"0000950170-25-091569","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-06-30T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Western Union appoints Barry Cooper as Chief Accounting Officer, effective July 1, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Barry Cooper, 58, appointed CAO; previously SVP Controller at Envestnet Inc. since 2018.","Compensation: $300,000 base salary; annual incentive target $350,000 (cash + equity); sign-on RSUs of $250,000.","No family relationships or arrangements with any director or officer of the Company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153141,"accession_number":"0000950170-25-076447","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Western Union COO Andrew Walker resigns effective June 13, 2025 for personal reasons","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Andrew Walker, Chief Operations Officer, notified resignation effective June 13, 2025.","Resignation is for personal reasons with no disagreements with the Company.","Departure is unrelated to operations, policies, or accounting practices.","No successor or interim COO has been announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153140,"accession_number":"0000950170-25-073532","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-05-16T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Western Union say-on-pay fails with 54% against; all directors elected","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Advisory vote on exec comp: 137.4M against vs 114.8M for, not approved (54.5% against).","All 11 director nominees elected with majority support; Michael A. Miles Jr. had 41.3M votes against.","Ratification of Ernst & Young as auditor passed with 283.0M votes for (98.9% of votes cast).","Broker non-votes on director elections and say-on-pay totaled 32.7M shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.15,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153139,"accession_number":"0000950170-25-057341","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union Q1 revenue $984M (-6%); GAAP EPS $0.36; reaffirms FY2025 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP revenue $984M, down 6% YoY; adjusted revenue excluding Iraq down 2%.","GAAP EPS $0.36 vs $0.41 prior year; adjusted EPS $0.41 vs $0.45.","Branded Digital revenue up 7% (8% adjusted); transactions up 14% for eighth consecutive quarter of double-digit growth.","CMT revenue down 9% reported, down 2% adjusted ex-Iraq; transactions up 3%.","FY2025 outlook reaffirmed: revenue $4.09-4.19B GAAP, operating margin 18-20%, EPS $1.54-1.64."],"consensus_eps_estimate":null,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":983600000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171920,"accession_number":"0000950170-25-013416","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-02-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union files 8-K announcing Q4 2024 earnings press release; no financial details provided","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Filed on February 4, 2025, referencing a press release for Q4 2024 earnings.","Press release attached as Exhibit 99.1; its content is not included in this filing text.","No specific revenue, EPS, or guidance figures are available from the filing body."],"consensus_eps_estimate":null,"consensus_eps_actual":2.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":4209700000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171919,"accession_number":"0000950170-25-003842","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2025-01-10T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Western Union CAO Mark Hinsey to retire effective June 30, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Mark Hinsey, Chief Accounting Officer and Controller, notified company on Jan 7, 2025 of his retirement.","Retirement effective June 30, 2025; no immediate successor named.","Company will initiate process to appoint a successor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188914,"accession_number":"0000950170-24-137222","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2024-12-17T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Western Union adopts amended by-laws aligning with Delaware law, revising advance notice provisions","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Board adopted amended by-laws effective December 13, 2024, to align with Delaware law developments.","Advance notice requirements for stockholder nominations and proposals revised, including reduced disclosure obligations in some cases.","Amendments include non-substantive technical and conforming changes.","Full text of amended by-laws filed as Exhibit 3.1 to the 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188913,"accession_number":"0000950170-24-133238","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2024-12-04T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Western Union extends credit facility to 2029, ups revolving commitments to $1.56B","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Credit facility termination date extended by one year to November 30, 2029.","Revolving credit commitments increased by $310M to $1.56B total.","Amendment effective November 30, 2024; original facility was $1.25B.","Facility includes syndicate of lenders led by Citibank as administrative agent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188912,"accession_number":"0000950170-24-116638","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2024-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union Q3 rev $1.04B, down 6%; adj rev up 1% ex-Iraq; GAAP EPS $0.78 on IRS settlement","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 GAAP revenue $1.04B (-6%); adjusted revenue ex-Iraq up 1%; Branded Digital rev +8% (adj +9%), transactions +15%.","GAAP EPS $0.78 (incl $0.40 IRS settlement benefit); adjusted EPS $0.46 vs $0.43 prior year.","Consumer Services revenue +32% reported (+15% adj) driven by retail FX and media network; CMT transactions +3%.","FY 2024 adjusted outlook reaffirmed: adj rev $4,150-4,225M, adj EPS $1.70-$1.80, adj op margin 19-21%.","GAAP operating margin 15.9% vs 19.2% prior; adjusted 19.1% vs 19.6%, down on Iraq headwind and investments."],"consensus_eps_estimate":null,"consensus_eps_actual":1.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":3151500000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205387,"accession_number":"0000950170-24-087844","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union Q2 revenue $1.07B, down 7% adjusted; EPS $0.44; reiterates 2024 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 GAAP revenue $1.07B, down 9% reported (7% adjusted); Iraq headwind of 7pp on adjusted growth.","GAAP EPS $0.41 vs $0.47 prior year; adjusted EPS $0.44 vs $0.51 prior year.","CMT transactions up 4%; Branded Digital transactions up 13% (revenue +5% reported, +7% adjusted).","Consumer Services revenue grew 21% reported (+14% adjusted), driven by retail FX and money orders.","FY2024 outlook reiterated: GAAP revenue $4,125M-$4,200M; adjusted EPS $1.70-$1.80."],"consensus_eps_estimate":null,"consensus_eps_actual":0.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":2115500000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222291,"accession_number":"0000950170-24-078791","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2024-06-28T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Western Union signs $800M unsecured term loan facility, expandable to $1B","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Delayed draw term loan of $800M, draw period from June 25, 2024 to Dec 15, 2024.","Option to increase commitments up to $1B with additional lender approval.","Interest: Term SOFR + 1.000%-1.625% or Base Rate + 0.000%-0.625% (based on credit rating).","Proceeds for general corporate purposes, including debt refinancing and fees.","Final maturity is 3 years from initial funding date; includes customary covenants and ICR maintenance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222290,"accession_number":"0000950170-24-063489","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2024-05-22T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Western Union shareholders approve 2024 Long-Term Incentive Plan and elect directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["22,300,000 new shares authorized under 2024 Plan, plus shares remaining from prior plans.","All 11 director nominees elected; highest votes for at 283.3M (Julie M. Cameron-Doe).","Advisory say-on-pay passed: 259.1M for, 25.9M against, 459K abstentions.","Ratification of Ernst & Young as 2024 auditor approved with 302.5M votes for.","2024 Plan replaces 2015 Plan for future grants, subject to stockholder approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222289,"accession_number":"0000950170-24-047573","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union Q1 revenue $1.05B (+1%), EPS $0.41; raises 2024 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP revenue $1.05B (+1% reported, +3% adjusted); GAAP EPS $0.41 (+3%), adjusted EPS $0.45 (+5%).","Consumer Money Transfer transactions +6%, Branded Digital revenue +9% and transactions +13%.","Raised full-year 2024 GAAP revenue outlook to $4.125B-$4.200B (from $4.075B-$4.175B) and GAAP EPS to $1.62-$1.72 (from $1.57-$1.67).","Adjusted operating margin 19.7% vs 20.5% a year ago; GAAP operating margin 18.3% vs 19.7%.","Branded Digital now 23% of CMT revenue and 31% of CMT transactions."],"consensus_eps_estimate":null,"consensus_eps_actual":0.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":1049100000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241806,"accession_number":"0000950170-24-011715","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2024-02-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union Q4 revenue $1.05B (-4%); adj EPS $0.37 (+16%); FY 2024 guide","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 adjusted EPS $0.37 (up 16% YoY); GAAP EPS $0.35 (down 46% on prior-year gain from Business Solutions sale).","Q4 revenue $1.05B declined 4% reported but grew 3% on constant-currency adjusted basis; full-year revenue $4.36B (-3%).","Branded Digital transactions grew 13% YoY; CMT transactions up 5%.","Board declared $0.235/share dividend for Q1 2024, payable March 29 to holders of record March 15.","FY 2024 outlook: GAAP revenue $4.075-4.175B; GAAP EPS $1.57-1.67; adjusted operating margin 19-21%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":4357000000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259244,"accession_number":"0000950170-23-069711","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-12-12T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"Western Union appoints Julie Cameron-Doe to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board expanded from 10 to 11; Julie Cameron-Doe appointed effective December 12, 2023.","Cameron-Doe will serve on Audit and Compliance Committees.","Amended by-laws modify stockholder nomination deadlines and meeting procedures.","Cameron-Doe currently CFO of Wynn Resorts; previously CFO of Aristocrat Leisure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259243,"accession_number":"0000950170-23-067746","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-12-04T23:59:59+00:00","items":["1.01","1.02","2.03","9.01"],"status":"ready","headline":"Western Union enters new $1.25B revolver, replacing $1.5B prior facility","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["New $1.25B unsecured revolving credit facility with $250M letter of credit subfacility and $300M swing line sublimit.","Replaces prior $1.5B credit agreement dated Dec 18, 2018; final maturity November 30, 2028.","Interest margins: Term SOFR plus 0.920%-1.425% or Base Rate plus 0.000%-0.425%, based on ratings.","Facility fee ranges 0.080%-0.200% of total commitment; current margin is 1.140% for Term Benchmark loans.","Covenants include consolidated interest coverage ratio and restrictions on asset sales, mergers, liens, subsidiary debt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259242,"accession_number":"0000950170-23-065573","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-11-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Western Union President for Middle East & APAC Jean Claude Farah to depart Dec 1, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jean Claude Farah ceases as President, Middle East and Asia Pacific effective December 1, 2023.","He will remain as a non-executive employee through February 29, 2024 to assist transition.","Mr. Farah is eligible for benefits under the Executive Severance Policy and statutory severance.","Severance amounts under the policy will be reduced by any statutory severance paid."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259241,"accession_number":"0000950170-23-055182","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-10-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union Q3 revenue $1.10B (+7% adj.); EPS $0.46/$0.43; raises FY outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 GAAP revenue $1.10B, up 7% adjusted constant currency; GAAP EPS $0.46, adjusted EPS $0.43, both +2% YoY.","Branded digital revenue +3%, transactions +12% YoY; C2C transactions +5% (including Iraq +2% retail).","GAAP operating margin 19.2% vs 21.3%; adjusted margin 19.6% vs 20.6% due to higher tech and variable costs.","Full-year 2023 outlook improved: adjusted revenue 0% to 1%, GAAP EPS $1.67-$1.74, adjusted EPS $1.68-$1.75.","YTD operating cash flow $519M; returned $363M to shareholders ($263M dividends, $100M buybacks)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":3304700000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276511,"accession_number":"0000950170-23-049176","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-09-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Western Union appoints Suzette Deering to Board; former Ford CMO joins effective Sept. 21","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed Suzette Deering to Board effective Sept. 21, 2023, increasing board size from 9 to 10.","Deering will serve on Compensation and Benefits and Compliance Committees.","She brings 30 years of marketing and brand strategy experience; former Global CMO of Ford (2021-2022) and eBay (2020), and CEO of Moxie.","Board determined Deering meets NYSE independence standards; no related-party transactions disclosed.","She will receive standard non-employee director compensation prorated for 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276510,"accession_number":"0000950170-23-034714","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union issues Q2 2023 earnings press release; no financial figures in provided text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["The company issued a press release on July 26, 2023, regarding Q2 2023 financial results.","Specific financial numbers (revenue, EPS, etc.) are not included in the 8-K filing text provided.","The press release is attached as Exhibit 99.1 but was not provided for analysis."],"consensus_eps_estimate":null,"consensus_eps_actual":0.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":2206900000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294270,"accession_number":"0000950170-23-023020","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-05-18T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"Western Union stockholders approve charter officer exculpation; reject written consent proposal","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected 9 directors: each received >272M votes for; highest 300M+ for Timothy Murphy.","Approved say-on-pay (277.6M for, 23.4M against) and ratified E&Y as 2023 auditor (318.6M for).","Approved charter amendment limiting officer liability (239.5M for, 62.0M against).","Rejected stockholder written consent proposal (100.8M for, 200.1M against).","Board set annual advisory vote on exec compensation after frequency vote favored one year."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294269,"accession_number":"0000950170-23-016669","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-05-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Western Union Q1 revenue $1.04B (-10% YoY); GAAP EPS $0.40, down 46%; reaffirms 2023 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 revenue $1.04B, down 10% reported (1% constant currency adj.); C2C transactions down 6%.","GAAP EPS $0.40 (-46% YoY); Adjusted EPS $0.43 (-16% YoY); GAAP operating margin 19.7%.","Branded digital transactions up 7% globally; new branded digital customers up 14% (U.S. outbound +21%).","Reaffirms 2023 adjusted outlook: revenue down 4%-2%, EPS $1.55-$1.65, operating margin 19%-21%.","Cash from ops $137M vs $200M prior year; returned $88M in dividends during Q1."],"consensus_eps_estimate":null,"consensus_eps_actual":0.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":1036900000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314870,"accession_number":"0000950170-23-005992","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-03-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Two Western Union board members to depart at 2023 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joyce A. Phillips will not stand for re-election at the 2023 Annual Meeting for personal reasons.","Richard A. Goodman will retire at the 2023 Annual Meeting due to the Board's mandatory retirement age.","Neither departure is the result of any disagreement with the Company or the Board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314869,"accession_number":"0000950170-23-005246","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-03-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Western Union President of North America Gabriella Fitzgerald to depart March 10, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Gabriella Fitzgerald will cease as President, North America, effective March 10, 2023.","She will be eligible for severance benefits under the Company's existing Severance/Change in Control Policy (Executive Committee Level).","No replacement has been announced for the North America president role."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314868,"accession_number":"0000950170-23-001982","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-02-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Western Union reports Q4 2022 earnings; details unavailable from provided text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Earnings press release and investor presentation filed on Feb 7, 2023 for Q4 2022.","Presentation includes financial results but specific numbers were not included in the submitted text.","Conference call held on Feb 7, 2023 with CEO and CFO discussing results."],"consensus_eps_estimate":null,"consensus_eps_actual":2.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":4475500000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314867,"accession_number":"0000950170-23-001225","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Western Union appoints Matthew Cagwin as CFO effective January 20, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Matthew Cagwin named permanent CFO after serving as interim CFO since September 2022.","Compensation includes $525,000 base salary, 100% annual bonus target, and $2.15M LTI grant.","Cagwin previously held finance roles at Fiserv/First Data and Coca-Cola Enterprises.","Appointment is part of Western Union's 'Evolve 2025' strategy execution.","No family relationships or transactions requiring disclosure under Reg S-K Item 404(a)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":333243,"accession_number":"0000950170-22-026297","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2022-12-09T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Western Union amends by-laws to align with SEC universal proxy rules and Delaware law changes","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Enhanced procedural requirements for stockholder director nominations and proposals, including additional disclosures and universal proxy rule compliance.","Requires nominees to submit to Board interviews within 10 days of request.","Limits number of nominees to directors to be elected; prohibits substitute nominations after deadline.","Updated adjournment procedures and stockholder list provisions to reflect recent DGCL amendments.","Other ministerial and gender-neutral changes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":333242,"accession_number":"0000950170-22-020836","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2022-11-01T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Western Union files 8-K for Q3 2022 earnings; financial details not included in provided text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company issued a press release on November 1, 2022, covering third-quarter 2022 results.","Specific financial figures (revenue, EPS, segment data) are absent from the provided filing excerpt.","Conference call held same day at 4:30 PM ET with CEO Devin McGranahan and interim CFO Matthew Cagwin.","Presentation furnished as Exhibit 99.2 contains only a safe harbor statement, no performance data."],"consensus_eps_estimate":null,"consensus_eps_actual":1.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":3383600000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":333241,"accession_number":"0000950170-22-019761","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2022-10-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Western Union unveils Evolve 2025 strategy; provides 2023-2025 financial outlook","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["2023 outlook: GAAP revenue -10% to -8%; adjusted (constant currency) -4% to -2%; EPS $1.55-$1.65; operating margin 19%-21%.","By 2025: revenue growth of 2% with annual improvement; operating margin 19%-21%; EPS mid-single digit growth.","Operational efficiency program aims to redeploy ~$150M in expenses over 5 years via vendor, real estate, marketing, and people cost optimizations.","Impacts include sale of Business Solutions, loss of two European agents (Q4 2022 and Q2 2023), Russia/Belarus suspension, and USD strength.","CEO McGranahan says strategy builds on 600K agent locations, strong compliance, to provide essential financial services beyond money transfer."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":333240,"accession_number":"0000950170-22-019729","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2022-10-19T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Western Union preliminary Q3 EPS $0.45, revenue down 15% YoY; reaffirms 2022 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Expected Q3 GAAP EPS $0.45, adjusted EPS $0.42; revenue ~$1.1B (-15% reported, -6% constant currency excl. Business Solutions).","Reaffirmed full-year 2022 outlook: GAAP EPS $2.18-$2.28, adjusted $1.75-$1.85; operating margin 20%-21%.","Business Solutions divestiture continues; second closing (UK) expected Dec 1, 2022 with ~$93M pre-tax gain; third closing (EU) in Q1 2023.","Russia/Belarus suspension negatively impacted revenue by ~3pp; Argentina inflation benefited by ~1pp."],"consensus_eps_estimate":null,"consensus_eps_actual":1.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":3383600000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":350727,"accession_number":"0000950170-22-017707","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2022-08-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Western Union appoints Matthew Cagwin as Interim CFO effective Sept 3, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Matthew Cagwin, 47, appointed Interim CFO effective September 3, 2022.","Cagwin joined Western Union in July 2022 as Head of Business Unit FP&A.","Prior roles: SVP & CFO Merchant Acceptance at Fiserv (2019-2022) and First Data (2018-2019).","No arrangements or family relationships with directors/officers; no related-party transactions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":350726,"accession_number":"0000950170-22-017479","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2022-08-16T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Western Union CFO Raj Agrawal resigning effective Sept 2 to join Arrow Electronics as CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CFO Raj Agrawal resigns after 16-year tenure, leaving Sept 2, 2022 to become CFO of Arrow Electronics.","Company will launch comprehensive search for new CFO and name interim successor within two weeks.","CEO Devin McGranahan thanks Agrawal for his service and partnership since late 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":350725,"accession_number":"0000950170-22-014268","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2022-08-03T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Western Union files Q2 2022 earnings release; specific results not in provided text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Filing references Q1 2022 earnings but exhibit slide says 'SECOND QTR 2022'; possible date inconsistency.","Exhibit 99.2 shows only a cover slide and forward-looking statement; no financial data included.","Exhibit 99.1 (press release) and full financial details were not appended; summary cannot be extracted."],"consensus_eps_estimate":null,"consensus_eps_actual":1.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":2294000000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":367925,"accession_number":"0000950170-22-010579","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2022-05-24T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Western Union annual meeting results: all director nominees elected, say-on-pay approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected with majority support; highest vote for Devin B. McGranahan (332M for).","Advisory vote on executive compensation approved: 294M for, 38.8M against.","Ratification of Ernst & Young as auditor: 348M for, 5M against.","Stockholder proposal to modify special meeting right rejected: 29.2M for, 304M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":367924,"accession_number":"0000950170-22-006530","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2022-04-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Western Union Q1 2022 earnings released; no financial figures provided in filing excerpt","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company held Q1 2022 earnings call on April 28, 2022 with CEO Devin McGranahan and CFO Raj Agrawal.","Exhibit 99.2 presentation attached but contains only forward-looking disclaimers, no financial details.","Actual press release (Exhibit 99.1) not included in provided text; results cannot be summarized."],"consensus_eps_estimate":null,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":1155700000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":387246,"accession_number":"0000950170-22-002671","cik":1365135,"company_name":"Western Union CO","ticker":"WU","form_type":"8-K","filed_at":"2022-03-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Western Union President Michelle Swanback to depart effective March 31, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Separation payment of $1,565,000 payable in nine monthly installments from April to December 2022.","Ms. Swanback forfeits 2022 bonus and all unvested equity awards; no severance under company policy.","She remains subject to non-competition, non-solicitation, and non-disclosure covenants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2602580000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-03-02T23:59:59+00:00|387246"}