{"filings":[{"id":973081,"accession_number":"0001193125-26-265863","cik":1873951,"company_name":"Exzeo Group, Inc.","ticker":"XZO","form_type":"8-K","filed_at":"2026-06-10T20:15:36+00:00","items":["5.07","9.01"],"status":"ready","headline":"Exzeo Group reelects two directors, ratifies auditor at 2026 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Paresh Patel elected with 84,021,405 for, 231,361 withheld; Irene Hurst with 81,836,620 for, 2,416,146 withheld.","Ratification of Forvis Mazars as auditor for FY2026 passed: 85,524,086 for, 12,889 against, 101,423 abstain.","Annual meeting held June 9, 2026; directors serve three-year terms until 2029."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":1244670000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":667998,"accession_number":"0001193125-26-239353","cik":1873951,"company_name":"Exzeo Group, Inc.","ticker":"XZO","form_type":"8-K","filed_at":"2026-05-26T20:17:29+00:00","items":["8.01","9.01"],"status":"ready","headline":"Exzeo Group announces $12M share repurchase program, effective immediately","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $12 million in common stock repurchases under a Rule 10b5-1 plan.","Repurchases may be made via open market, block trades, or private transactions.","CEO Paresh Patel cites strong cash flow and debt-free balance sheet as support.","Program is effective immediately but does not obligate company to buy any shares.","Third-party broker will execute purchases subject to SEC price, volume, and timing constraints."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1244670000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96463,"accession_number":"0001193125-26-209055","cik":1873951,"company_name":"Exzeo Group, Inc.","ticker":"XZO","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Exzeo Q1 2026: Revenue $55.5M, EPS $0.22, Managed Premium $1.43B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $55.5M (+6% YoY), net income $20.4M, diluted EPS $0.22 (flat vs Q1 2025).","Managed Premium $1.43B, up from $1.24B; added seventh insurance carrier partner.","Annual Recurring Revenue $216.2M, up from $198.7M YoY.","Adjusted EBITDA $26.5M (49% margin); Free Cash Flow $25.1M (up from $19.0M).","Cash and investments $329.9M at quarter-end, vs $305.4M at Dec 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":55534000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1244670000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":110380,"accession_number":"0001193125-26-072006","cik":1873951,"company_name":"Exzeo Group, Inc.","ticker":"XZO","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Exzeo FY2025 revenue up 62% to $217M, net income $82.7M; Managed Premium $1.39B (+139%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue $53.3M (+20% YoY); EPS $0.25 vs $0.15; Adjusted EBITDA margin 55% vs 46%.","FY2025 revenue $217.0M (+62%); net income $82.7M ($0.99 EPS) vs $26.1M ($0.20 EPS).","Managed Premium $1.39B as of Dec 31, 2025, up 139% YoY; Annual Recurring Revenue $214.9M (+55%).","Cash & equivalents $305.4M, working capital $241.4M; Free cash flow $97.5M vs $45.9M.","A sixth insurance carrier joined platform in Q4 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.99,"consensus_revenue_estimate":null,"consensus_revenue_actual":216980000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1244670000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126973,"accession_number":"0001193125-25-328712","cik":1873951,"company_name":"Exzeo Group, Inc.","ticker":"XZO","form_type":"8-K","filed_at":"2025-12-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Exzeo Group awards CEO $3.75M bonus, CFO $450K bonus; salaries set for 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Paresh Patel receives $3.75M cash bonus and $950K annual salary effective Jan 1, 2026.","CFO Suela Bulku gets $450K cash bonus and $425K salary; also 10,020 restricted shares (3-yr vest).","President Kevin Mitchell gets $500K cash bonus and $550K salary; also 12,510 restricted shares (3-yr vest).","Comp committee cited 2025 strategic initiatives and IPO completion as basis for awards.","All cash bonuses to be paid before December 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1244670000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126972,"accession_number":"0001193125-25-328711","cik":1873951,"company_name":"Exzeo Group, Inc.","ticker":"XZO","form_type":"8-K","filed_at":"2025-12-22T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"CEO Paresh Patel adopts 10b5-1 plan to buy up to 100,000 shares or $2M of Exzeo common stock","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan allows purchases if stock price below certain maximum thresholds; runs through Dec 18, 2026.","Covers up to 100,000 shares or $2 million, whichever occurs first.","Shares acquired under plan will be disclosed via Form 4 filings.","10b5-1 plan designed to comply with insider trading policy and Exchange Act."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1244670000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126971,"accession_number":"0001193125-25-314300","cik":1873951,"company_name":"Exzeo Group, Inc.","ticker":"XZO","form_type":"8-K","filed_at":"2025-12-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Exzeo Q3 revenue up 90% to $55.2M; Managed Premium surges 142% to $1.2B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $55.2M (up 90% YoY); net income $21.2M ($0.25 diluted EPS) vs $5.3M prior year.","Adjusted EBITDA $28.7M (margin 54.9%) vs $8.8M (32.1%) in Q3 2024.","Managed Premium $1.2B, up 142% YoY; ARR $192.4M, up from $117.6M.","Fifth insurance company joined platform in Q3; sixth joined in Q4 2025.","Cash and equivalents $140.9M, working capital $68.7M; strong operating cash flow $89.0M YTD."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1244670000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126970,"accession_number":"0001193125-25-272389","cik":1873951,"company_name":"Exzeo Group, Inc.","ticker":"XZO","form_type":"8-K","filed_at":"2025-11-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Exzeo Q3 revenue doubles to $56.3M; pre-tax income jumps to $28.4M vs $5.8M YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $56.3M for Q3 2025 vs $28.8M in Q3 2024, driven mainly by other revenue ($55.2M).","Income before income taxes $28.4M vs $5.8M YoY; total expenses rose to $27.9M from $23.0M.","Nine-month revenue $165.9M (up from $89.8M); pre-tax income $81.4M vs $19.5M YoY.","Data sourced from HCI's 10-Q segment reporting; Exzeo will file its own 10-Q within 45 days of S-1 effectiveness.","Stock-based compensation fell to $0.7M in Q3 from $1.5M; interest expense dropped to nil."],"consensus_eps_estimate":null,"consensus_eps_actual":0.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":163664000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1244670000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126969,"accession_number":"0001193125-25-270136","cik":1873951,"company_name":"Exzeo Group, Inc.","ticker":"XZO","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["1.01","5.03","7.01","9.01"],"status":"ready","headline":"Exzeo Group closes IPO of 8M shares at $21, raising ~$168M; shares trade on NYSE","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Offered 8M shares at $21.00 per share; gross proceeds of approx. $168M before expenses.","Shares began trading on NYSE on Nov 5, 2025 under ticker XZO.","Underwriters granted 30-day option to purchase up to an additional 1.2M shares.","Officers, directors and majority shareholder HCI Group entered 180-day lock-up agreements.","Truist Securities led the offering; Citizens Capital Markets, William Blair, Fifth Third as managers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":1.0,"calibrated_materiality_score":1.0,"market_cap_usd":1244670000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}