{"filings":[{"id":805678,"accession_number":"0000109380-26-000088","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2026-06-02T20:02:13+00:00","items":["5.02","9.01"],"status":"ready","headline":"Zions Bancorporation elects Daniel J. Ryan, retired PwC partner, to board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Daniel J. Ryan elected director effective June 2, 2026; board expanded to 12 members.","Ryan is retired PwC partner with 40 years experience; former Banking and Capital Markets Leader.","He will join Audit and Risk Oversight committees, effective July 1, 2026.","Company reported $89B assets and $3.4B revenue in 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91247,"accession_number":"0000109380-26-000078","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Zions sells Visa shares for $215M, records pre-tax gain in Q2 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold 460,153 Visa Class B-1 shares on May 4, 2026 for $215M aggregate proceeds.","Pre-tax gain of approximately $215M to be recognized in second quarter of 2026.","Shares originally received in 2007 from Visa restructuring and public offering."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91246,"accession_number":"0000109380-26-000077","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Zions Bancorporation shareholders elect 11 directors, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected; highest vote against was 4.35M for Stephen D. Quinn.","Ernst & Young ratified as auditor for 2026 with 120.1M votes for (95.5% of votes cast).","Nonbinding say-on-pay approved with 103.2M votes for, 5.6M against.","Shareholder proposal for report on policy-customer misalignment rejected (2.4M for, 106.0M against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91245,"accession_number":"0000109380-26-000063","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2026-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp Q1 2026 EPS $1.56 up 38% YoY; announces acquisition of Basis Multifamily agency lending business","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.56 vs $1.13 YoY; net earnings $232M up from $169M.","Adjusted PPNR $301M, up 13% YoY; customer-related noninterest income $172M, up 9%.","Net interest margin 3.27%, up from 3.10% YoY; loans and leases $61.3B, up 2%.","Credit quality: net charge-offs annualized 0.03%, classified loans down 19% YoY to $2.3B.","Reached agreement to acquire Basis Multifamily Finance agency lending business, adding Fannie Mae/Freddie Mac programs."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":172000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101219,"accession_number":"0000109380-26-000009","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2026-01-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp 4Q25 EPS $1.76 vs $1.34 YoY; NIM expands to 3.31%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $262M, diluted EPS $1.76; up 31% from $1.34 in 4Q24.","Net interest margin 3.31% vs 3.05% a year ago; net interest income up 9% to $683M.","Estimated CET1 ratio strengthened to 11.5% from 10.9%; tangible book value per share up 21% to $40.79.","Annualized net charge-offs just 0.05% of loans; provision for credit losses $6M vs $41M.","Full-year 2025 diluted EPS $6.01, up 21% from $4.95; adjusted PPNR rose 6% to $331M in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":6.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":662000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117561,"accession_number":"0000109380-25-000137","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-12-22T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Zions Bank CEO Paul Burdiss to retire; Nathan Callister named successor effective Jan 1, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Paul Burdiss will retire as Zions Bank President/CEO on Dec 31, 2025; succeeds by Nate Callister.","Callister currently EVP & Executive Director of Commercial Banking at Zions Bank, previously Wells Fargo.","Burdiss to receive four quarterly payments of $337,582.50 during 12-month consulting period ending Dec 2026.","Agreement includes customary non-compete, non-solicit, confidentiality, and mutual release of claims.","Burdiss also eligible for up to 12 months COBRA premium continuation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117560,"accession_number":"0000109380-25-000124","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-10-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions 3Q25 EPS $1.48 vs $1.37 YoY; NIM expands to 3.28%; $50M charge-off from two loans","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $221M, diluted EPS $1.48, up from $204M, $1.37 YoY; adjusted PPNR $352M (+18%).","Net interest margin 3.28% vs 3.03% YoY; loans $60.3B (+2%), deposits $74.9B (-1%).","Net charge-offs $56M including $50M from two related C&I loans; provision for credit losses $49M.","CEO states legal action initiated to recover amounts from guarantors of charged-off loans.","Estimated CET1 ratio 11.3% vs 10.7% a year ago; tangible book value per share +17% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":4.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":485000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117559,"accession_number":"0000109380-25-000118","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-10-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Zions Bancorporation takes $60M provision, $50M charge-off on two commercial loans due to apparent fraud","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Bank took $60M provision and $50M charge-off on two commercial loans in Q3 2025 due to apparent misrepresentations and defaults.","Loans were extended by California Bank & Trust division; obligors have not responded to demands and notices.","Bank commenced lawsuit in California against guarantors (Obligors) for full recovery of outstanding amounts.","Bank believes situation is isolated and plans to engage counsel for independent review."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133999,"accession_number":"0000109380-25-000094","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q2 2025 EPS $1.63 vs $1.28 a year ago; NIM expands to 3.17%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $243M ($1.63 diluted EPS) up 28% YoY vs $190M ($1.28).","Net interest margin 3.17% vs 2.98% a year ago; net interest income $648M +9%.","Pre-provision net revenue $324M +17%; adjusted PPNR $316M +14% YoY.","Loans and leases $60.8B +4% YoY; deposits flat at $73.8B; CET1 ratio 11.0%.","Net charge-offs only 0.07% annualized; provision for credit losses -$1M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":322000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150739,"accession_number":"0000109380-25-000062","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Zions Bancorporation shareholders elect 11 directors, ratify EY as auditor, approve executive compensation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders elected 11 director nominees, each receiving >110M votes for; no contested seats.","Ratified Ernst & Young as independent auditor for FY2025: 129.6M for, 2.1M against.","Approved nonbinding advisory vote on 2024 executive compensation: 108.7M for, 5.3M against.","Approved one-year frequency for say-on-pay votes; company will hold annual vote until at least 2031."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150738,"accession_number":"0000109380-25-000060","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q1 net income up 18% YoY to $169M, NIM expands 16bps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $169M, diluted EPS $1.13 vs $143M/$0.96 in Q1 2024.","Net interest margin 3.10% (+16bps YoY); net interest income $624M (+6%).","Adjusted PPNR $267M, up 10% YoY; noninterest expense $538M, up 2%.","Classified loans jumped to $2.9B (4.8% of loans) from $966M (1.7%) a year ago.","Completed branch acquisition from FirstBank adding ~$630M deposits; $16M tax charge from state law change."],"consensus_eps_estimate":null,"consensus_eps_actual":1.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":158000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169675,"accession_number":"0000109380-25-000009","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q4 2024 EPS $1.34 vs $0.78 YoY; NIM improves to 3.05% but classified loans surge","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net earnings $200M, diluted EPS $1.34, up from $116M / $0.78 in Q4 2023.","Net interest margin 3.05% versus 2.91% a year ago; net interest income up 8% to $627M.","Pre-provision net revenue $323M (+102%); adjusted PPNR $312M (+19%).","Annualized net loan charge-off ratio 0.24% (0.06% a year ago); provision for credit losses $41M vs <$1M.","Classified loans $2.9B (4.8% of loans) vs $825M (1.4%); nonperforming assets $298M, up 31%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":639000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186731,"accession_number":"0000109380-24-000131","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2024-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q3 EPS $1.37 up 21% YoY; NIM 3.03%; classified loans rise 66%; to buy 4 branches","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $204M, diluted EPS $1.37, up from $168M ($1.13) a year ago.","Net interest margin improved to 3.03% from 2.93%; net interest income $620M up 6%.","Agreed to purchase four FirstBank branches in Coachella Valley with ~$730M deposits and $420M loans.","Classified loans surged 66% QoQ to $2.1B (3.55% of loans); net charge-offs remained low at 0.02%.","Estimated CET1 ratio improved to 10.7% from 10.2%; tangible common equity grew 28% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":3.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":466000000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203294,"accession_number":"0000109380-24-000119","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp Q2 net earnings $190M, diluted EPS $1.28; NIM expands to 2.98%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $190M ($1.28 diluted EPS) vs $166M ($1.11) in Q2 2023; revenue/net interest income $597M, up 1%.","Net interest margin 2.98%, up from 2.92% a year ago; estimated CET1 ratio improved to 10.6% from 10.0%.","Loans and leases $58.4B, up 3%; provision for credit losses only $5M (vs $46M); net charge-offs annualized 0.10%.","Nonperforming assets rose to $265M (0.45% of loans) from $164M (0.29%); customer deposits $69.5B, up 5%.","Completed FutureCore core processing system conversion; tangible book value per share up 20% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":2.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":305000000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}