{"filings":[{"id":1748079,"accession_number":"0000109380-26-000103","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2026-07-20T20:05:38+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp 2Q26 EPS $3.05 ($1.74 adjusted) vs $1.63; NIM expands to 3.27%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $452M, diluted EPS $3.05; adjusted EPS $1.74 vs $1.58 prior year.","Net interest income $677M (+4% YoY); NIM 3.27% vs 3.17%.","Customer-related noninterest income $182M (+11% YoY) driven by capital markets.","CET1 ratio 11.8% (vs 11.0%); tangible book value per share $44.74 (+22%).","Notable items: $215M gain on Visa Class B-1 sale ($1.12/sh) and $37M SBIC gains ($0.19/sh)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":805678,"accession_number":"0000109380-26-000088","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2026-06-02T20:02:13+00:00","items":["5.02","9.01"],"status":"ready","headline":"Zions Bancorporation elects Daniel J. Ryan, retired PwC partner, to board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Daniel J. Ryan elected director effective June 2, 2026; board expanded to 12 members.","Ryan is retired PwC partner with 40 years experience; former Banking and Capital Markets Leader.","He will join Audit and Risk Oversight committees, effective July 1, 2026.","Company reported $89B assets and $3.4B revenue in 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91247,"accession_number":"0000109380-26-000078","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Zions sells Visa shares for $215M, records pre-tax gain in Q2 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold 460,153 Visa Class B-1 shares on May 4, 2026 for $215M aggregate proceeds.","Pre-tax gain of approximately $215M to be recognized in second quarter of 2026.","Shares originally received in 2007 from Visa restructuring and public offering."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91246,"accession_number":"0000109380-26-000077","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Zions Bancorporation shareholders elect 11 directors, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected; highest vote against was 4.35M for Stephen D. Quinn.","Ernst & Young ratified as auditor for 2026 with 120.1M votes for (95.5% of votes cast).","Nonbinding say-on-pay approved with 103.2M votes for, 5.6M against.","Shareholder proposal for report on policy-customer misalignment rejected (2.4M for, 106.0M against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91245,"accession_number":"0000109380-26-000063","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2026-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp Q1 2026 EPS $1.56 up 38% YoY; announces acquisition of Basis Multifamily agency lending business","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.56 vs $1.13 YoY; net earnings $232M up from $169M.","Adjusted PPNR $301M, up 13% YoY; customer-related noninterest income $172M, up 9%.","Net interest margin 3.27%, up from 3.10% YoY; loans and leases $61.3B, up 2%.","Credit quality: net charge-offs annualized 0.03%, classified loans down 19% YoY to $2.3B.","Reached agreement to acquire Basis Multifamily Finance agency lending business, adding Fannie Mae/Freddie Mac programs."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":172000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101219,"accession_number":"0000109380-26-000009","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2026-01-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp 4Q25 EPS $1.76 vs $1.34 YoY; NIM expands to 3.31%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $262M, diluted EPS $1.76; up 31% from $1.34 in 4Q24.","Net interest margin 3.31% vs 3.05% a year ago; net interest income up 9% to $683M.","Estimated CET1 ratio strengthened to 11.5% from 10.9%; tangible book value per share up 21% to $40.79.","Annualized net charge-offs just 0.05% of loans; provision for credit losses $6M vs $41M.","Full-year 2025 diluted EPS $6.01, up 21% from $4.95; adjusted PPNR rose 6% to $331M in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":6.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":662000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117561,"accession_number":"0000109380-25-000137","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-12-22T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Zions Bank CEO Paul Burdiss to retire; Nathan Callister named successor effective Jan 1, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Paul Burdiss will retire as Zions Bank President/CEO on Dec 31, 2025; succeeds by Nate Callister.","Callister currently EVP & Executive Director of Commercial Banking at Zions Bank, previously Wells Fargo.","Burdiss to receive four quarterly payments of $337,582.50 during 12-month consulting period ending Dec 2026.","Agreement includes customary non-compete, non-solicit, confidentiality, and mutual release of claims.","Burdiss also eligible for up to 12 months COBRA premium continuation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117560,"accession_number":"0000109380-25-000124","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-10-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions 3Q25 EPS $1.48 vs $1.37 YoY; NIM expands to 3.28%; $50M charge-off from two loans","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $221M, diluted EPS $1.48, up from $204M, $1.37 YoY; adjusted PPNR $352M (+18%).","Net interest margin 3.28% vs 3.03% YoY; loans $60.3B (+2%), deposits $74.9B (-1%).","Net charge-offs $56M including $50M from two related C&I loans; provision for credit losses $49M.","CEO states legal action initiated to recover amounts from guarantors of charged-off loans.","Estimated CET1 ratio 11.3% vs 10.7% a year ago; tangible book value per share +17% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":4.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":485000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117559,"accession_number":"0000109380-25-000118","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-10-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Zions Bancorporation takes $60M provision, $50M charge-off on two commercial loans due to apparent fraud","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Bank took $60M provision and $50M charge-off on two commercial loans in Q3 2025 due to apparent misrepresentations and defaults.","Loans were extended by California Bank & Trust division; obligors have not responded to demands and notices.","Bank commenced lawsuit in California against guarantors (Obligors) for full recovery of outstanding amounts.","Bank believes situation is isolated and plans to engage counsel for independent review."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133999,"accession_number":"0000109380-25-000094","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q2 2025 EPS $1.63 vs $1.28 a year ago; NIM expands to 3.17%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $243M ($1.63 diluted EPS) up 28% YoY vs $190M ($1.28).","Net interest margin 3.17% vs 2.98% a year ago; net interest income $648M +9%.","Pre-provision net revenue $324M +17%; adjusted PPNR $316M +14% YoY.","Loans and leases $60.8B +4% YoY; deposits flat at $73.8B; CET1 ratio 11.0%.","Net charge-offs only 0.07% annualized; provision for credit losses -$1M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":322000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150739,"accession_number":"0000109380-25-000062","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Zions Bancorporation shareholders elect 11 directors, ratify EY as auditor, approve executive compensation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders elected 11 director nominees, each receiving >110M votes for; no contested seats.","Ratified Ernst & Young as independent auditor for FY2025: 129.6M for, 2.1M against.","Approved nonbinding advisory vote on 2024 executive compensation: 108.7M for, 5.3M against.","Approved one-year frequency for say-on-pay votes; company will hold annual vote until at least 2031."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150738,"accession_number":"0000109380-25-000060","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q1 net income up 18% YoY to $169M, NIM expands 16bps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $169M, diluted EPS $1.13 vs $143M/$0.96 in Q1 2024.","Net interest margin 3.10% (+16bps YoY); net interest income $624M (+6%).","Adjusted PPNR $267M, up 10% YoY; noninterest expense $538M, up 2%.","Classified loans jumped to $2.9B (4.8% of loans) from $966M (1.7%) a year ago.","Completed branch acquisition from FirstBank adding ~$630M deposits; $16M tax charge from state law change."],"consensus_eps_estimate":null,"consensus_eps_actual":1.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":158000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169675,"accession_number":"0000109380-25-000009","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q4 2024 EPS $1.34 vs $0.78 YoY; NIM improves to 3.05% but classified loans surge","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net earnings $200M, diluted EPS $1.34, up from $116M / $0.78 in Q4 2023.","Net interest margin 3.05% versus 2.91% a year ago; net interest income up 8% to $627M.","Pre-provision net revenue $323M (+102%); adjusted PPNR $312M (+19%).","Annualized net loan charge-off ratio 0.24% (0.06% a year ago); provision for credit losses $41M vs <$1M.","Classified loans $2.9B (4.8% of loans) vs $825M (1.4%); nonperforming assets $298M, up 31%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":639000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186731,"accession_number":"0000109380-24-000131","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2024-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q3 EPS $1.37 up 21% YoY; NIM 3.03%; classified loans rise 66%; to buy 4 branches","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $204M, diluted EPS $1.37, up from $168M ($1.13) a year ago.","Net interest margin improved to 3.03% from 2.93%; net interest income $620M up 6%.","Agreed to purchase four FirstBank branches in Coachella Valley with ~$730M deposits and $420M loans.","Classified loans surged 66% QoQ to $2.1B (3.55% of loans); net charge-offs remained low at 0.02%.","Estimated CET1 ratio improved to 10.7% from 10.2%; tangible common equity grew 28% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":3.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":466000000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203294,"accession_number":"0000109380-24-000119","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp Q2 net earnings $190M, diluted EPS $1.28; NIM expands to 2.98%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $190M ($1.28 diluted EPS) vs $166M ($1.11) in Q2 2023; revenue/net interest income $597M, up 1%.","Net interest margin 2.98%, up from 2.92% a year ago; estimated CET1 ratio improved to 10.6% from 10.0%.","Loans and leases $58.4B, up 3%; provision for credit losses only $5M (vs $46M); net charge-offs annualized 0.10%.","Nonperforming assets rose to $265M (0.45% of loans) from $164M (0.29%); customer deposits $69.5B, up 5%.","Completed FutureCore core processing system conversion; tangible book value per share up 20% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":2.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":305000000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219648,"accession_number":"0000109380-24-000103","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2024-05-01T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"Zions Bancorporation shareholders approve incentive plan amendment, reject de-banking report","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Approved amendment to increase shares under 2022 Omnibus Incentive Plan by 2.8M (98.5M for, 5.5M against).","Rejected shareholder proposal on risks of politicized de-banking (1.3M for, 101.9M against).","Ratified Ernst & Young as independent auditor for FY2024 (123.2M for, 2.0M against).","Elected 11 directors; advisory vote on executive compensation passed (99.7M for, 4.3M against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219647,"accession_number":"0000109380-24-000092","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2024-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q1 net earnings $143M ($0.96 EPS) vs $198M ($1.33 EPS) YoY; NIM 2.94%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $143M, diluted EPS $0.96, compared with $198M and $1.33 in 1Q23.","Net interest income $586M (-14% YoY); NIM 2.94% vs 3.33% a year ago.","Provision for credit losses $13M, down from $45M; net charge-offs annualized 0.04%.","Loans and leases $58.1B (+3%); total deposits $74.2B (+7%); CET1 ratio 10.4% vs 9.9%.","Completed core conversion for Amegy Bank and Nevada State Bank to TCS BaNCS platform; rest later summer."],"consensus_eps_estimate":null,"consensus_eps_actual":0.96,"consensus_revenue_estimate":null,"consensus_revenue_actual":151000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239447,"accession_number":"0000109380-24-000082","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2024-03-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Zions Bancorp names Jason Arbuckle as SVP and Corporate Controller effective April 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jason Arbuckle, 46, appointed Senior Vice President and Corporate Controller, succeeding R. Ryan Richards.","Arbuckle most recently served as Assistant Corporate Controller over Credit and Capital Markets since 2021.","Richards will become Executive Vice President and CFO as announced on February 23, 2024.","Arbuckle joined Zions in 2014 and previously led SEC reporting and accounting policy functions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239446,"accession_number":"0000109380-24-000063","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2024-02-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Zions Bancorporation announces leadership changes: Anderson retiring, Burdiss to head Zions Bank, Richards as CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Scott Anderson retires as President/CEO of Zions Bank after 33 years; becomes non-executive chairman.","Paul Burdiss (formerly Bancorp CFO) succeeds Anderson as President/CEO of Zions Bank effective April 1, 2024.","R. Ryan Richards (former Corporate Controller) becomes EVP and CFO of Zions Bancorporation.","General Counsel Thomas Laursen retires; Rena Miller (Deputy GC) succeeds as General Counsel.","All changes effective April 1, 2024; all internal promotions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239445,"accession_number":"0000109380-24-000009","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2024-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp Q4 net earnings $116M, EPS $0.78 down 58% YoY; NIM stable at 2.91%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $0.78 vs $1.84 in 4Q22 and $1.13 in 3Q23; net earnings $116M.","Net interest margin 2.91% vs 3.53% YoY, flat vs 3Q23; net interest income down 19% to $583M.","Noninterest expense up 23% to $581M, including $90M FDIC special assessment accrual.","Loans and leases $57.8B (+4% YoY); deposits $75.0B (+5%); estimated CET1 ratio 10.3% vs 9.8%.","Annualized net charge-offs 0.06%; nonperforming assets rose to $228M (0.39% of loans)."],"consensus_eps_estimate":null,"consensus_eps_actual":4.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":620000000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256971,"accession_number":"0000109380-23-000170","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2023-10-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q3 net earnings $168M, EPS $1.13, down 20% YoY; NIM stabilizes","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings of $168M ($1.13 diluted EPS) vs $211M ($1.40) in Q3'22, down 20%.","Net interest margin 2.93%, up 1bp from Q2'23, down from 3.24% a year ago.","Loans and leases $56.9B (+6% YoY); deposits $75.4B (-1% YoY); customer deposits +5% QoQ.","Provision for credit losses $41M, down from $71M; net charge-offs annualized 0.10%.","Estimated CET1 ratio 10.2%, up from 9.6% a year ago; PPNR $280M, down 22%."],"consensus_eps_estimate":null,"consensus_eps_actual":3.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":470000000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274308,"accession_number":"0000109380-23-000160","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2023-09-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Zions Bancorp furnishes investor deck; no specific new financials disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation to be used at Barclays Global Financial Services Conference on Sept 13, 2023.","Deck covers business overview, relative KPIs, and forward-looking statements.","No quarterly earnings results or guidance updates provided in this filing.","Confidence low due to absence of specific data in the publicly available excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274307,"accession_number":"0000109380-23-000151","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2023-07-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp Q2 EPS $1.11, down 14% YoY; NIM 2.92%, CET1 10.0%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $166M vs $195M in Q2 2022; diluted EPS $1.11.","Net interest margin 2.92% vs 2.87% prior quarter; net interest income stable at $591M.","Customer deposits rose 3% QoQ to $65.9B; total deposits down 6% YoY to $74.3B.","Adjusted PPNR $296M, down 1% YoY; noninterest expense up 9%, partly due to severance and FDIC costs.","Provision for credit losses $46M; net charge-offs annualized 0.09% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":2.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":313000000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291547,"accession_number":"0000109380-23-000141","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2023-06-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Zions Bancorp furnishes Q2 2023 investor presentation; no specific financial figures disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation used at Morgan Stanley US Financials, Payments & CRE Conference on June 12, 2023.","Filing includes forward-looking statements and KPIs, but no earnings release or guidance change.","Exhibit 99.1 text is incomplete in the filing; no concrete numbers available for summary.","Zions common stock (ZION) and several preferred/notes trade on Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291546,"accession_number":"0000109380-23-000128","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2023-05-09T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Zions Bancorporation shareholders elect 11 directors, ratify auditor, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with >90% support; Stephen D. Quinn lowest at ~91.3%.","Ratification of Ernst & Young as independent auditor for 2023: 124.6M for, 3.3M against.","Nonbinding advisory vote on 2022 executive compensation approved with 94.9M for (81.4%)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291545,"accession_number":"0000109380-23-000107","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2023-04-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp Q1 EPS $1.33, net earnings $198M; deposits decline 16% YoY, NIM 3.33%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $198M, diluted EPS $1.33, vs $1.27 in Q1 2022 and $1.84 in Q4 2022.","Net interest margin 3.33%, up from 2.60% YoY; net interest income $679M, up 25%.","Deposits $69.2B, down 16% YoY; loan-to-deposit ratio 81% vs 62%. Borrowed funds $12.1B vs $0.6B.","Allowance for credit losses 1.20% of loans vs 1.00%; no net charge-offs in Q1.","CEO expects ~4% reduction in near-term quarterly revenue run-rate due to funding mix; CET1 ratio 9.9%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":151000000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312326,"accession_number":"0000109380-23-000007","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2023-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp Q4 net earnings $277M, EPS $1.84 vs $1.34 a year ago; NIM expands to 3.53%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings of $277M, diluted EPS $1.84, up from $207M and $1.34 in Q4 2021.","Net interest margin rose to 3.53% from 2.58%; net interest income up 30% to $720M.","Loans and leases $55.7B (+9% YoY); deposits $71.7B (-13%); loan-to-deposit ratio 78%.","Pre-provision net revenue $412M (+36%); adjusted PPNR $420M (+46%).","Estimated CET1 ratio 9.7% (vs 10.2%); nonperforming assets 0.3% of loans (improved from 0.5%)."],"consensus_eps_estimate":null,"consensus_eps_actual":5.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":614000000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330884,"accession_number":"0000109380-22-000181","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2022-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions reports 3Q22 EPS $1.40, NIM expands to 3.24%, loans up 13% ex-PPP","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $211M, diluted EPS $1.40 vs $1.45 a year ago and $1.29 in 2Q22.","Net interest income $663M (+19% YoY); net interest margin 3.24% vs 2.68% a year ago.","Loans and leases ex-PPP $53.6B (+13% YoY); provision for credit losses $71M vs negative $46M.","Adjusted PPNR $351M (+21% YoY); efficiency ratio improved to 57.6% from 59.8%.","CET1 ratio 9.6% (down from 10.9%); repurchased 0.9M shares for $50M in the quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":3.96,"consensus_revenue_estimate":null,"consensus_revenue_actual":461000000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":348422,"accession_number":"0000109380-22-000166","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2022-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp Q2 net earnings $195M, EPS $1.29, down 44% YoY; loan growth 10% ex-PPP","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $195M, diluted EPS $1.29, compared with $345M ($2.08) in Q2 2021.","Net interest income $593M, up 7% YoY; net interest margin 2.87% vs 2.79% a year ago.","Loans and leases $52.4B, up 2%; ex-PPP loans up 10% YoY; average non-PPP loans up 12% annualized.","Nonperforming assets $201M (0.4% of loans), down from $308M; net charge-offs annualized 0.07%.","Estimated CET1 ratio 9.9%; common stock repurchases of 0.9M shares for $50M during Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":2.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":305000000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365114,"accession_number":"0000109380-22-000151","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2022-05-04T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Zions shareholders elect all 11 directors, approve say-on-pay and 2022 Omnibus Incentive Plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected; Stephen D. Quinn received highest opposition with 11.7M votes against.","Ernst & Young LLP ratified as independent auditor for 2022 (130.4M for, 3.8M against).","Advisory vote on 2021 executive compensation passed with 117.4M for (95% of votes cast).","2022 Omnibus Incentive Plan approved with 118.8M for (96% of votes cast)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365113,"accession_number":"0000109380-22-000134","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2022-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q1 net earnings $195M, EPS $1.27 vs $1.90 YoY; NIM 2.60%; loans ex-PPP up 7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $195M ($1.27 diluted EPS) vs $314M ($1.90) in Q1 2021 and $207M ($1.34) in Q4 2021.","Net interest margin 2.60%, down 26bp YoY due to significant deposit growth and asset composition change.","Loans and leases $51.2B, down 4% overall but ex-PPP up 7% to $50.2B; allowance for credit losses at 1.02% ex-PPP.","CET1 ratio 10.0% vs 11.2% prior year; repurchased 0.8M shares for $50M.","Nonperforming assets $250M (0.5% of loans ex-PPP) vs $327M (0.7%); provision negative $33M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":151000000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":365112,"accession_number":"0000109380-22-000131","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2022-04-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Zions Bancorp revises noninterest expense presentation; net income unchanged","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["New \"Technology, telecom, and information processing\" line includes hardware depreciation, software amortization, data processing.","Combined \"Occupancy and equipment, net\" replaces separate occupancy and furniture lines.","\"Marketing and business development\" replaces \"Advertising\" and adds donations, public relations.","\"Deposit insurance and regulatory expense\" replaces \"FDIC premiums\" and adds other regulatory costs.","Changes applied retrospectively from Jan 1, 2020; no impact on net income, net interest income, or noninterest income."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":384705,"accession_number":"0000109380-22-000006","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2022-01-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Bancorp Q4 net earnings $207M, EPS $1.34; NIM narrows to 2.58% on deposit growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $207M ($1.34 diluted EPS) vs $275M ($1.66) a year ago; full-year 2021 EPS $6.79 vs $3.02.","Net interest margin fell to 2.58% from 2.95% on strong deposit growth; deposits up 19% to $82.8B.","Excluding PPP, loans grew $1.1B (2%) YoY; credit quality strong with net charge-offs 0.01% annualized.","CET1 ratio 10.2%; common share repurchases of $325M (5.0M shares) during Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":6.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":575000000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":402578,"accession_number":"0000109380-21-000229","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2021-10-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q3 net earnings $234M, diluted EPS $1.45; loan growth ex-PPP annualized 5.6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $234M ($1.45 diluted EPS) vs. $167M ($1.01) in Q3 2020, but down from $345M ($2.08) in Q2 2021.","Net interest margin 2.68% vs. 3.06% a year ago; net interest income stable at $555M.","Provision for credit losses negative $46M (release) vs. positive $55M; allowance 1.1% of loans (ex-PPP) vs. 1.9%.","CET1 ratio 10.9%; common stock repurchases $325M (3.6% of shares outstanding).","Loans/leases (ex-PPP) down 1% YoY but grew 5.6% annualized in Q3; deposits up 16% to $77.9B."],"consensus_eps_estimate":null,"consensus_eps_actual":5.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":423000000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":421507,"accession_number":"0000109380-21-000216","cik":109380,"company_name":"ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/","ticker":"ZION","form_type":"8-K","filed_at":"2021-07-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Zions Q2 net earnings $345M, diluted EPS $2.08 vs $0.34 YoY; credit release of $123M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $345M ($2.08 diluted EPS) vs $57M ($0.34) in Q2 2020; PPNR up 32%.","Provision for credit losses negative $123M (release) vs positive $168M YoY; allowance 1.2% of loans ex-PPP.","CET1 capital ratio 11.3% vs 10.2% at pandemic start; preferred stock redemption of $126M.","Loans and leases $51.4B, down 7% (ex-PPP down 3%); deposits up 16% to $76.1B.","SBIC investment in Recursion Pharma contributed $54M net unrealized gain ($0.25 per share)."],"consensus_eps_estimate":null,"consensus_eps_actual":3.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":272000000.0,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":8857870000.0,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}