{"version":"company-facts.v1","source":"https://secwatch.observer","generated_at":"2026-06-03T05:24:56.495717+00:00","company":{"ticker":"CPSS","cik":889609,"company_name":"CONSUMER PORTFOLIO SERVICES, INC."},"pagination":{"limit":100,"returned":12,"next_cursor":null},"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer","facts":[{"fact_type":"earnings_release","fact_key":"683d7966eedeb41aa17434fa8ad331ccc3d1a0c6","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2026-05-05T23:59:59+00:00","payload":{"eps_text":"$0.24 per diluted share","guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":"$5.5 million","period_text":"first quarter ended March 31, 2026","report_date":"2026-05-05","result_type":"reported_results","revenue_text":"$112.3 million"},"claim":"CONSUMER PORTFOLIO SERVICES, INC. reported first quarter ended March 31, 2026 results: revenue $112.3 million, net income $5.5 million, EPS $0.24 per diluted share.","evidence_excerpt":"passcode 8293043. \n\n--- EX-99.1 (PRESS RELEASE) ---\n\nEX-99.1 2 cps_ex9901.htm PRESS RELEASE Exhibit 99.1 NEWS\n RELEASE CPS ANNOUNCES\nFIRST QUARTER 2026 EARNINGS § Revenues\n of $112.3 million compared to $106.9 million in the prior year period § Net\n income of $5.5 million for the first quarter of 2026, an 18% increase from prior year § Total\n portfolio balance of","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001683168-26-003502","anchor_url":"https://secwatch.observer/filing/0001683168-26-003502#claim-683d7966eedeb41aa17434fa8ad331ccc3d1a0c6","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316826003502/0001683168-26-003502-index.htm"},{"fact_type":"debt_financing","fact_key":"19c1b8ab2a4085ac28c9cb47371277bcc4318dc7","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2026-04-24T23:59:59+00:00","payload":{"counterparty":null,"effective_date":"2026-04-22","event":"incurrence","instrument_type":"other","interest_rate_text":"4.35%, 4.59%, 4.93%, 5.20%, 7.14%","item_codes_triggered":["2.03"],"maturity_text":null,"principal_text":"$514.07 million"},"claim":"CONSUMER PORTFOLIO SERVICES, INC. incurred debt of $514.07 million at 4.35%, 4.59%, 4.93%, 5.20%, 7.14%.","evidence_excerpt":"the Trust issued and sold $514.07 million of asset-backed Notes, in five classes (such Notes collectively, the “Notes”)","confidence":1.0,"filing_url":"https://secwatch.observer/filing/0001683168-26-003193","anchor_url":"https://secwatch.observer/filing/0001683168-26-003193#claim-19c1b8ab2a4085ac28c9cb47371277bcc4318dc7","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316826003193/0001683168-26-003193-index.htm"},{"fact_type":"material_agreement","fact_key":"b57ec91df1d9ab4e74b02ec594366aa2cffe99e3","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2026-04-24T23:59:59+00:00","payload":{"action":"entry","agreement_name":null,"agreement_type":"other","counterparty":"CPS Auto Receivables Trust 2026-B (the \"Trust\")","effective_date":"2026-04-22","item_codes_triggered":["1.01"],"value_text":"approximately $526.17 million"},"claim":null,"evidence_excerpt":"wholly owned subsidiary CPS Receivables Five LLC (“Subsidiary”) entered into a series of agreements under which Subsidiary purchased from CPS, and sold to CPS Auto Receivables Trust 2026-B (the “Trust”), approximately $526.17 million of subprime automotive receivables","confidence":0.4,"filing_url":"https://secwatch.observer/filing/0001683168-26-003193","anchor_url":"https://secwatch.observer/filing/0001683168-26-003193#claim-b57ec91df1d9ab4e74b02ec594366aa2cffe99e3","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316826003193/0001683168-26-003193-index.htm"},{"fact_type":"debt_financing","fact_key":"63a3bd0019f69015f03db4aebdfdf8d633540620","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2026-04-09T23:59:59+00:00","payload":{"counterparty":"Capital One, N.A.","effective_date":"2026-04-03","event":"incurrence","instrument_type":"revolving_credit","interest_rate_text":"a margin above the secured overnight financing rate","item_codes_triggered":["2.03"],"maturity_text":null,"principal_text":"$390 million"},"claim":"CONSUMER PORTFOLIO SERVICES, INC. incurred revolving credit of $390 million with Capital One, N.A. at a margin above the secured overnight financing rate.","evidence_excerpt":"mended a revolving credit agreement (the \"Credit Agreement\") and related agreements with Capital One, N.A., and a Class B Lender\n(the “Lenders”), all of which have been in place since October 2025.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001683168-26-002775","anchor_url":"https://secwatch.observer/filing/0001683168-26-002775#claim-63a3bd0019f69015f03db4aebdfdf8d633540620","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316826002775/0001683168-26-002775-index.htm"},{"fact_type":"material_agreement","fact_key":"1ebafdd9fe08d07e4d6684687ab0b196cb66164c","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2026-04-09T23:59:59+00:00","payload":{"action":"amendment","agreement_name":"Credit Agreement","agreement_type":"credit_facility","counterparty":"Capital One, N.A., and a Class B Lender","effective_date":"2026-04-03","item_codes_triggered":["1.01"],"value_text":"up to a maximum of $390 million"},"claim":"CONSUMER PORTFOLIO SERVICES, INC. amended Credit Agreement with Capital One, N.A., and a Class B Lender valued at up to a maximum of $390 million (effective 2026-04-03).","evidence_excerpt":"On April 3, 2026, Consumer Portfolio Services, Inc. (\"CPS\" or the \"Company\") and its wholly-owned subsidiary Page Eleven Funding LLC (the “Borrower”) amended a revolving credit agreement (the \"Credit Agreement\") and related agreements with Capital One, N.A., and a Class B Lender (the “Lenders”), all of which have been in place since October 2025.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001683168-26-002775","anchor_url":"https://secwatch.observer/filing/0001683168-26-002775#claim-1ebafdd9fe08d07e4d6684687ab0b196cb66164c","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316826002775/0001683168-26-002775-index.htm"},{"fact_type":"debt_financing","fact_key":"c188a56e306dce171e4d92ba66398c6aa2e9848b","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2026-01-27T23:59:59+00:00","payload":{"counterparty":"Computershare Trust Company, N.A.","effective_date":"2026-01-27","event":"incurrence","instrument_type":"senior_notes","interest_rate_text":"4.19%, 4.43%, 4.63%, 4.98%, 6.66%","item_codes_triggered":["2.03"],"maturity_text":null,"principal_text":"$345.61 million"},"claim":"CONSUMER PORTFOLIO SERVICES, INC. incurred senior notes of $345.61 million with Computershare Trust Company, N.A. at 4.19%, 4.43%, 4.63%, 4.98%, 6.66%.","evidence_excerpt":"the Trust issued and sold $345.61 million of asset-backed Notes, in five classes (such Notes collectively, the \"Notes\")","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001683168-26-000577","anchor_url":"https://secwatch.observer/filing/0001683168-26-000577#claim-c188a56e306dce171e4d92ba66398c6aa2e9848b","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316826000577/0001683168-26-000577-index.htm"},{"fact_type":"debt_financing","fact_key":"d42eb55c1b792a036784ba9ec3d6353914c68527","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2025-10-24T23:59:59+00:00","payload":{"counterparty":null,"effective_date":"2025-10-23","event":"incurrence","instrument_type":"senior_notes","interest_rate_text":"4.46% to 7.69%","item_codes_triggered":["2.03"],"maturity_text":null,"principal_text":"$384.6 million"},"claim":"CONSUMER PORTFOLIO SERVICES, INC. incurred senior notes of $384.6 million at 4.46% to 7.69%.","evidence_excerpt":"the Trust issued and sold $384.6 million of asset-backed Notes, in five classes (such Notes collectively, the \"Notes\")","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001683168-25-007768","anchor_url":"https://secwatch.observer/filing/0001683168-25-007768#claim-d42eb55c1b792a036784ba9ec3d6353914c68527","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316825007768/0001683168-25-007768-index.htm"},{"fact_type":"debt_financing","fact_key":"39bc5382168cf8ef78fa8b50279af496f929574f","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2025-10-23T23:59:59+00:00","payload":{"counterparty":null,"effective_date":"2025-10-22","event":"incurrence","instrument_type":"credit_facility","interest_rate_text":null,"item_codes_triggered":["2.03"],"maturity_text":null,"principal_text":"$19.6 million"},"claim":"CONSUMER PORTFOLIO SERVICES, INC. incurred credit facility of $19.6 million.","evidence_excerpt":"CPS incurred approximately $19.6 million of indebtedness under the revolving credit facility on October 22, 2025.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001683168-25-007745","anchor_url":"https://secwatch.observer/filing/0001683168-25-007745#claim-39bc5382168cf8ef78fa8b50279af496f929574f","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316825007745/0001683168-25-007745-index.htm"},{"fact_type":"debt_financing","fact_key":"85fc010d6edcc8e0b960ff6ced44a157c7648ea3","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2025-10-23T23:59:59+00:00","payload":{"counterparty":"Capital One, N.A. and a Class B lender","effective_date":"2025-10-17","event":"incurrence","instrument_type":"revolving_credit","interest_rate_text":"one-month SOFR plus 2.75%, but in all events no less than 3% per year","item_codes_triggered":["2.03"],"maturity_text":"October 18, 2027","principal_text":"$167.5 million"},"claim":"CONSUMER PORTFOLIO SERVICES, INC. incurred revolving credit of $167.5 million with Capital One, N.A. and a Class B lender at one-month SOFR plus 2.75%, but in all events no less than 3% per year maturing October 18, 2027.","evidence_excerpt":"Under the Credit Agreement, and subject to\nits terms and conditions, the Lenders have agreed to lend from time to time prior to the funding termination date up to a maximum of $167.5\nmillion to be outstanding at any time.  The amount that may be advanced under the Credit Agreement will be up to 95.5% of the\nprincipal amount of eligible pledged receivables. The","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001683168-25-007745","anchor_url":"https://secwatch.observer/filing/0001683168-25-007745#claim-85fc010d6edcc8e0b960ff6ced44a157c7648ea3","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316825007745/0001683168-25-007745-index.htm"},{"fact_type":"debt_financing","fact_key":"8a12917d91a3efe8d2870b74a4c79c80d8a13593","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2025-07-28T23:59:59+00:00","payload":{"counterparty":"Computershare Trust Company, N.A.","effective_date":"2025-07-28","event":"incurrence","instrument_type":"senior_notes","interest_rate_text":"4.71% / 4.71% / 4.91% / 5.28% / 6.59%","item_codes_triggered":["2.03"],"maturity_text":null,"principal_text":"$418.33 million of asset-backed Notes"},"claim":"CONSUMER PORTFOLIO SERVICES, INC. incurred senior notes of $418.33 million of asset-backed Notes with Computershare Trust Company, N.A. at 4.71% / 4.71% / 4.91% / 5.28% / 6.59%.","evidence_excerpt":"the Trust issued and sold $418.33 million of asset-backed Notes, in five classes (such Notes collectively, the \"Notes\")","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001683168-25-005440","anchor_url":"https://secwatch.observer/filing/0001683168-25-005440#claim-8a12917d91a3efe8d2870b74a4c79c80d8a13593","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316825005440/0001683168-25-005440-index.htm"},{"fact_type":"executive_change","fact_key":"2d84f86e16","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2024-07-19T23:59:59+00:00","payload":{"action":"retired","action_category":"departure","departure_tone":"retirement","effective_date":"2024-07-18","interim":false,"role":"Executive Vice President of Servicing","role_category":"other_named_officer","successor_name":null,"successor_named":false},"claim":"Laurie A. Straten retired as Executive Vice President of Servicing at CONSUMER PORTFOLIO SERVICES, INC..","evidence_excerpt":"On July 18, 2024, the registrant’s Executive Vice President of Servicing and named executive officer, Laurie A. Straten, retired as Executive Vice President of Servicing.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001683168-24-004958","anchor_url":"https://secwatch.observer/filing/0001683168-24-004958#claim-2d84f86e16","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316824004958/0001683168-24-004958-index.htm"},{"fact_type":"earnings_release","fact_key":"c167da53abaeb603382bd9f2de17de2c8df3ad85","cik":889609,"ticker":"CPSS","company_name":"CONSUMER PORTFOLIO SERVICES, INC.","filed_at":"2024-05-13T23:59:59+00:00","payload":{"eps_text":"$0.19 per diluted share","guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":"$4.6 million","period_text":"first quarter ended March 31, 2024","report_date":"2024-05-10","result_type":"reported_results","revenue_text":"$91.7 million"},"claim":"CONSUMER PORTFOLIO SERVICES, INC. reported first quarter ended March 31, 2024 results: revenue $91.7 million, net income $4.6 million, EPS $0.19 per diluted share.","evidence_excerpt":"CPS ANNOUNCES FIRST QUARTER 2024 EARNINGS § Revenues of $91.7 million compared to $83.1 million in the prior year period § Pretax income of $6.6 million § Net income of $4.6 million, or $0.19 per diluted share","confidence":0.98,"filing_url":"https://secwatch.observer/filing/0001683168-24-003297","anchor_url":"https://secwatch.observer/filing/0001683168-24-003297#claim-c167da53abaeb603382bd9f2de17de2c8df3ad85","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/889609/000168316824003297/0001683168-24-003297-index.htm"}]}