{"version":"company-facts.v1","source":"https://secwatch.observer","generated_at":"2026-06-03T22:27:07.393482+00:00","company":{"ticker":"DAVE","cik":1841408,"company_name":"Dave Inc./DE"},"pagination":{"limit":100,"returned":6,"next_cursor":null},"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer","facts":[{"fact_type":"earnings_release","fact_key":"420b6af2b56a97862d3b73968964228cd67df3ce","cik":1841408,"ticker":"DAVE","company_name":"Dave Inc./DE","filed_at":"2026-05-05T23:59:59+00:00","payload":{"eps_text":"$16.25 - $16.75 per diluted share","guidance_signal":"raised","item_codes_triggered":["2.02"],"net_income_text":null,"period_text":"fiscal year 2026","report_date":"2026-05-05","result_type":"guidance_update","revenue_text":"$710 - $720 million"},"claim":"Dave Inc./DE reported fiscal year 2026 results: revenue $710 - $720 million, EPS $16.25 - $16.75 per diluted share. Guidance raised.","evidence_excerpt":"2026 Financial Guidance ($ in millions) Prior FY 2026 New FY 2026 GAAP Operating Revenues, Net $690 - $710 $710 - $720 Year-Over-Year Growth 25% - 28% 28% - 30% Adjusted EBITDA* $290 - $305 $305 - $315 Adj. Net Income per Diluted Share* $14.00 - $15.00 $16.25 - $16.75","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001193125-26-206471","anchor_url":"https://secwatch.observer/filing/0001193125-26-206471#claim-420b6af2b56a97862d3b73968964228cd67df3ce","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1841408/000119312526206471/0001193125-26-206471-index.htm"},{"fact_type":"earnings_release","fact_key":"2b48602c4143f431d822afdc8553ba6974877004","cik":1841408,"ticker":"DAVE","company_name":"Dave Inc./DE","filed_at":"2026-05-05T23:59:59+00:00","payload":{"eps_text":"$3.64 per diluted share","guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":"$57.9 million","period_text":"the first quarter ended March 31, 2026","report_date":"2026-05-05","result_type":"reported_results","revenue_text":"$158.4 million"},"claim":"Dave Inc./DE reported the first quarter ended March 31, 2026 results: revenue $158.4 million, net income $57.9 million, EPS $3.64 per diluted share.","evidence_excerpt":"Dave Reports First Quarter 2026 Financial Results Q1 Revenue Grows 47% Y/Y to $158.4 Million Driven by Continued MTM Growth and ARPU Expansion 28-DPD Rate Reaches Record Q1 Low of 1.69%, While Net Monetization Expands to 5.1%, Marking Its Highest Level in Over Four Years Q1 Net Income Grows 101% Y/Y to $57.9 Million; Adj. EBITDA Increases 57% Y/Y to $69.3 Million","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001193125-26-206471","anchor_url":"https://secwatch.observer/filing/0001193125-26-206471#claim-2b48602c4143f431d822afdc8553ba6974877004","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1841408/000119312526206471/0001193125-26-206471-index.htm"},{"fact_type":"debt_financing","fact_key":"2726be9bc6d0487cffd390e2284e76438080f6f7","cik":1841408,"ticker":"DAVE","company_name":"Dave Inc./DE","filed_at":"2026-03-09T23:59:59+00:00","payload":{"counterparty":"U.S. Bank Trust Company, National Association","effective_date":"2026-03-09","event":"incurrence","instrument_type":"convertible_notes","interest_rate_text":"0%","item_codes_triggered":["2.03"],"maturity_text":"April 1, 2031","principal_text":"$200 million aggregate principal amount"},"claim":"Dave Inc./DE incurred convertible notes of $200 million aggregate principal amount with U.S. Bank Trust Company, National Association at 0% maturing April 1, 2031.","evidence_excerpt":"(the “Additional Notes” and, together with the Base Notes, the “Notes”). On March 5, 2026, the initial purchasers elected to exercise the option in full and a total of $200 million aggregate principal amount of Notes were issued on March 9, 2026. The Notes were offered only to persons reasonably believed to be qualified institutional buyers (as defined in","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001193125-26-098802","anchor_url":"https://secwatch.observer/filing/0001193125-26-098802#claim-2726be9bc6d0487cffd390e2284e76438080f6f7","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1841408/000119312526098802/0001193125-26-098802-index.htm"},{"fact_type":"material_agreement","fact_key":"87f5fdbf2a3395d2e0d370989acca2ddcc92d40d","cik":1841408,"ticker":"DAVE","company_name":"Dave Inc./DE","filed_at":"2026-03-09T23:59:59+00:00","payload":{"action":"entry","agreement_name":"Indenture","agreement_type":"notes_offering","counterparty":"U.S. Bank Trust Company, National Association","effective_date":"2026-03-09","item_codes_triggered":["1.01"],"value_text":"$200 million aggregate principal amount"},"claim":"Dave Inc./DE entered into Indenture with U.S. Bank Trust Company, National Association valued at $200 million aggregate principal amount (effective 2026-03-09).","evidence_excerpt":"The Company issued the Notes under an indenture, dated as of March 9, 2026 (the “Indenture”), between the Company and U.S. Bank Trust Company, National Association, as trustee (the “Trustee”).","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001193125-26-098802","anchor_url":"https://secwatch.observer/filing/0001193125-26-098802#claim-87f5fdbf2a3395d2e0d370989acca2ddcc92d40d","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1841408/000119312526098802/0001193125-26-098802-index.htm"},{"fact_type":"material_agreement","fact_key":"266d30e0e8f22320910526cf7c6654a9c47f5786","cik":1841408,"ticker":"DAVE","company_name":"Dave Inc./DE","filed_at":"2026-03-06T23:59:59+00:00","payload":{"action":"entry","agreement_name":"Purchase Agreement","agreement_type":"notes_offering","counterparty":"J.P. Morgan Securities LLC, UBS Securities LLC and Evercore Group L.L.C., as representatives of the several initial purchasers","effective_date":"2026-03-04","item_codes_triggered":["1.01"],"value_text":"$175 million aggregate principal amount"},"claim":"Dave Inc./DE entered into Purchase Agreement with J.P. Morgan Securities LLC, UBS Securities LLC and Evercore Group L.L.C., as representatives of the several initial purchasers valued at $175 million aggregate principal amount (effective 2026-03-04).","evidence_excerpt":"On March 4, 2026, Dave Inc. (the “Company” or “Dave”) entered into a purchase agreement (the “Purchase Agreement”) by and among the Company and J.P. Morgan Securities LLC, UBS Securities LLC and Evercore Group L.L.C., as representatives of the several initial purchasers named therein (collectively, the “Initial Purchasers”), in connection with the Company’s offering of $175 million aggregate principal amount of 0% Convertible Senior Notes due 2031 (the “Notes”)","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001193125-26-094530","anchor_url":"https://secwatch.observer/filing/0001193125-26-094530#claim-266d30e0e8f22320910526cf7c6654a9c47f5786","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1841408/000119312526094530/0001193125-26-094530-index.htm"},{"fact_type":"earnings_release","fact_key":"8292fd1930f94598006fdc927bf01bee3082c99e","cik":1841408,"ticker":"DAVE","company_name":"Dave Inc./DE","filed_at":"2024-05-07T23:59:59+00:00","payload":{"eps_text":null,"guidance_signal":"raised","item_codes_triggered":["2.02"],"net_income_text":"$34.2 Million","period_text":"first quarter ended March 31, 2024","report_date":"2024-05-07","result_type":"reported_results","revenue_text":"$73.6 Million"},"claim":"Dave Inc./DE reported first quarter ended March 31, 2024 results: revenue $73.6 Million, net income $34.2 Million. Guidance raised.","evidence_excerpt":"expressly set forth by specific reference in such a filing. \n\n--- EX-99.1 (EX-99.1) ---\n\nEX-99.1 Exhibit 99.1 Dave Reports Record First Quarter 2024 Results Record Q1 Revenue of $73.6 Million; Y/Y Revenue Growth Accelerates for Second Consecutive Quarter Q1 GAAP Net Income Reaches $34.2 Million and Adj. EBITDA Increases to $13.2 Million Dave Raises 2024 Adjusted","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001193125-24-132578","anchor_url":"https://secwatch.observer/filing/0001193125-24-132578#claim-8292fd1930f94598006fdc927bf01bee3082c99e","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1841408/000119312524132578/0001193125-24-132578-index.htm"}]}