{"version":"company-facts.v1","source":"https://secwatch.observer","generated_at":"2026-07-11T21:14:57.657967+00:00","company":{"ticker":"ECPG","cik":1084961,"company_name":"ENCORE CAPITAL GROUP INC"},"pagination":{"limit":100,"returned":45,"next_cursor":null},"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer","counterparties":{"contract_counterparty":[{"display_name":"GLAS Trust Company LLC and Truist Bank","detail":"notes_offering","count":1,"first_seen":"2026-05-29T20:51:59+00:00","last_seen":"2026-05-29T20:51:59+00:00","evidence_fact_ids":[83531]},{"display_name":"GLAS Trust Company LLC as trustee and Truist Bank as security agent","detail":"notes_offering","count":1,"first_seen":"2024-03-21T23:59:59+00:00","last_seen":"2024-03-21T23:59:59+00:00","evidence_fact_ids":[65538]},{"display_name":"GLAS Trust Company LLC, Truist Bank","detail":"notes_offering","count":1,"first_seen":"2026-05-22T23:05:13+00:00","last_seen":"2026-05-22T23:05:13+00:00","evidence_fact_ids":[93139]},{"display_name":"Truist Bank","detail":"notes_offering","count":1,"first_seen":"2023-03-03T23:59:59+00:00","last_seen":"2023-03-03T23:59:59+00:00","evidence_fact_ids":[173980]},{"display_name":"Truist Bank as Agent and Security Agent","detail":"credit_facility","count":1,"first_seen":"2023-05-15T23:59:59+00:00","last_seen":"2023-05-15T23:59:59+00:00","evidence_fact_ids":[151883]}],"lender":[{"display_name":"GLAS Trust Company LLC as trustee and Truist Bank as security agent","detail":"senior_notes","count":2,"first_seen":"2024-03-21T23:59:59+00:00","last_seen":"2025-10-02T23:59:59+00:00","evidence_fact_ids":[40300,65543]},{"display_name":"GLAS Trust Company LLC","detail":"senior_notes","count":1,"first_seen":"2026-05-29T20:51:59+00:00","last_seen":"2026-05-29T20:51:59+00:00","evidence_fact_ids":[52863]},{"display_name":"Truist Bank","detail":"convertible_notes","count":1,"first_seen":"2023-03-03T23:59:59+00:00","last_seen":"2023-03-03T23:59:59+00:00","evidence_fact_ids":[173982]}]},"facts":[{"fact_type":"governance_change","fact_key":"6840f47423a723312eb3d9c788d58d5ebb4f38e4","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-06-16T00:40:32+00:00","payload":{"change_type":"charter_amendment","effective_date":"2026-06-12","item_codes_triggered":["5.03"],"summary_text":"Amendment to Amended and Restated Certificate of Incorporation to provide for exculpation of officers from liability"},"claim":"ENCORE CAPITAL GROUP INC: Amendment to Amended and Restated Certificate of Incorporation to provide for exculpation of officers from liability (effective 2026-06-12).","evidence_excerpt":"At the Annual Meeting, the Company’s stockholders approved an amendment to the Company’s Amended and Restated Certificate of Incorporation to provide for the exculpation of officers of the Company from liability, as permitted by the Delaware General Corporation Law. On June 12, 2026, the Company filed a certificate of amendment with the Secretary of State of the State of Delaware, which became effective upon filing.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000050","anchor_url":"https://secwatch.observer/filing/0001084961-26-000050#claim-6840f47423a723312eb3d9c788d58d5ebb4f38e4","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000050/0001084961-26-000050-index.htm"},{"fact_type":"shareholder_vote","fact_key":"22046400ce5d8f1c3ee605be53a3be4d540373a2","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-06-16T00:40:32+00:00","payload":{"item_codes_triggered":["5.07"],"meeting_date":"2026-06-12","outcome":"unknown","proposal_text":"Non-binding vote to recommend the frequency of future non-binding stockholder votes to approve the compensation of the Company’s named executive officers.","proposal_type":"say_on_pay_frequency","results":[{"broker_non_votes":null,"subject":"One Year","votes_abstain":null,"votes_against":null,"votes_for":"17,429,161","votes_withheld":null},{"broker_non_votes":null,"subject":"Two Years","votes_abstain":null,"votes_against":null,"votes_for":"12,878","votes_withheld":null},{"broker_non_votes":null,"subject":"Three Years","votes_abstain":null,"votes_against":null,"votes_for":"908,853","votes_withheld":null},{"broker_non_votes":null,"subject":"Abstain","votes_abstain":null,"votes_against":null,"votes_for":"9,259","votes_withheld":null},{"broker_non_votes":null,"subject":"Broker Non-Votes","votes_abstain":null,"votes_against":null,"votes_for":"1,020,746","votes_withheld":null}]},"claim":"ENCORE CAPITAL GROUP INC shareholders voted on Non-binding vote to recommend the frequency of future non-binding stockholder votes to approve the compensation of the Company’s named executive officers. at the 2026-06-12 meeting.","evidence_excerpt":"The sixth proposal was to recommend, in a non-binding vote, the frequency of future non-binding stockholder votes to approve the compensation of the Company’s named executive officers. In a non- binding vote, the Company’s stockholders recommended a non-binding vote to approve the compensation of the Company’s named executive officers every year, with the following votes tabulated: One Year Two Years Three Years Abstain Broker Non-Vote 17,429,161 12,878 908,853 9,259 1,020,746","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000050","anchor_url":"https://secwatch.observer/filing/0001084961-26-000050#claim-22046400ce5d8f1c3ee605be53a3be4d540373a2","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000050/0001084961-26-000050-index.htm"},{"fact_type":"shareholder_vote","fact_key":"a51045bf9db952a16913f68f5504b2d5a74d052f","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-06-16T00:40:32+00:00","payload":{"item_codes_triggered":["5.07"],"meeting_date":"2026-06-12","outcome":"passed","proposal_text":"Approve and adopt an amendment to the Company’s Amended and Restated Certificate of Incorporation to provide for exculpation of officers.","proposal_type":"charter_amendment","results":[{"broker_non_votes":"1,020,746","subject":null,"votes_abstain":"7,972","votes_against":"1,758,739","votes_for":"16,593,440","votes_withheld":null}]},"claim":"ENCORE CAPITAL GROUP INC shareholders approved Approve and adopt an amendment to the Company’s Amended and Restated Certificate of Incorporation to provide for exculpation of officers. at the 2026-06-12 meeting.","evidence_excerpt":"The fifth proposal was to approve and adopt an amendment to the Company’s Amended and Restated Certificate of Incorporation to provide for exculpation of officers. The amendment to the Company’s Amended and Restated Certificate of Incorporation to provide for exculpation of officers was approved, with the following votes tabulated: For Against Abstain Broker Non-Vote 16,593,440 1,758,739 7,972 1,020,746","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000050","anchor_url":"https://secwatch.observer/filing/0001084961-26-000050#claim-a51045bf9db952a16913f68f5504b2d5a74d052f","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000050/0001084961-26-000050-index.htm"},{"fact_type":"shareholder_vote","fact_key":"782a38dd4d20a5641f38ad5a9da27c886b296aa7","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-06-16T00:40:32+00:00","payload":{"item_codes_triggered":["5.07"],"meeting_date":"2026-06-12","outcome":"passed","proposal_text":"Approve the Amended and Restated Encore Capital Group, Inc. 2017 Incentive Award Plan.","proposal_type":"equity_plan","results":[{"broker_non_votes":"1,020,746","subject":null,"votes_abstain":"8,767","votes_against":"1,159,793","votes_for":"17,191,591","votes_withheld":null}]},"claim":"ENCORE CAPITAL GROUP INC shareholders approved Approve the Amended and Restated Encore Capital Group, Inc. 2017 Incentive Award Plan. at the 2026-06-12 meeting.","evidence_excerpt":"The fourth proposal was to approve the Amended and Restated Encore Capital Group, Inc. 2017 Incentive Award Plan. The Amended and Restated Encore Capital Group, Inc. 2017 Incentive Award Plan was approved, with the following votes tabulated: For Against Abstain Broker Non-Vote 17,191,591 1,159,793 8,767 1,020,746","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000050","anchor_url":"https://secwatch.observer/filing/0001084961-26-000050#claim-782a38dd4d20a5641f38ad5a9da27c886b296aa7","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000050/0001084961-26-000050-index.htm"},{"fact_type":"shareholder_vote","fact_key":"716da85e6825331d4e139eeab4c8f4318f6296c7","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-06-16T00:40:32+00:00","payload":{"item_codes_triggered":["5.07"],"meeting_date":"2026-06-12","outcome":"passed","proposal_text":"Ratification of the appointment of BDO USA, P.C. as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026.","proposal_type":"auditor_ratification","results":[{"broker_non_votes":"—","subject":null,"votes_abstain":"12,024","votes_against":"369,506","votes_for":"18,999,367","votes_withheld":null}]},"claim":"ENCORE CAPITAL GROUP INC shareholders approved Ratification of the appointment of BDO USA, P.C. as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026. at the 2026-06-12 meeting.","evidence_excerpt":"The third proposal was the ratification of the appointment of BDO USA, P.C. as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026. The appointment of BDO USA, P.C. as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026 was ratified, with the following votes tabulated: For Against Abstain Broker Non-Vote 18,999,367 369,506 12,024 —","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000050","anchor_url":"https://secwatch.observer/filing/0001084961-26-000050#claim-716da85e6825331d4e139eeab4c8f4318f6296c7","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000050/0001084961-26-000050-index.htm"},{"fact_type":"shareholder_vote","fact_key":"2909255d7389e8702837db4cdf0a3cf8d4a21201","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-06-16T00:40:32+00:00","payload":{"item_codes_triggered":["5.07"],"meeting_date":"2026-06-12","outcome":"passed","proposal_text":"Non-binding vote to approve the compensation of the Company’s named executive officers.","proposal_type":"say_on_pay","results":[{"broker_non_votes":"1,020,746","subject":null,"votes_abstain":"48,970","votes_against":"313,483","votes_for":"17,997,698","votes_withheld":null}]},"claim":"ENCORE CAPITAL GROUP INC shareholders approved Non-binding vote to approve the compensation of the Company’s named executive officers. at the 2026-06-12 meeting.","evidence_excerpt":"The second proposal was a non-binding vote to approve the compensation of the Company’s named executive officers. In a non-binding vote, the compensation of the Company’s named executive officers was approved, with the following votes tabulated: For Against Abstain Broker Non-Vote 17,997,698 313,483 48,970 1,020,746","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000050","anchor_url":"https://secwatch.observer/filing/0001084961-26-000050#claim-2909255d7389e8702837db4cdf0a3cf8d4a21201","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000050/0001084961-26-000050-index.htm"},{"fact_type":"shareholder_vote","fact_key":"8a7625b932a7c7c124e8e6e05afc56a521585ddd","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-06-16T00:40:32+00:00","payload":{"item_codes_triggered":["5.07"],"meeting_date":"2026-06-12","outcome":"passed","proposal_text":"Election of eight directors: Michael P. Monaco, William C. Goings, Ashwini (Ash) Gupta, Jeffrey A. Hilzinger, Angela A. Knight, Laura Newman Olle, Richard P. Stovsky and Ashish Masih","proposal_type":"director_election","results":[{"broker_non_votes":"1,020,746","subject":"Michael P. Monaco","votes_abstain":null,"votes_against":null,"votes_for":"18,044,582","votes_withheld":"315,569"},{"broker_non_votes":"1,020,746","subject":"William C. Goings","votes_abstain":null,"votes_against":null,"votes_for":"16,654,942","votes_withheld":"1,705,209"},{"broker_non_votes":"1,020,746","subject":"Ashwini (Ash) Gupta","votes_abstain":null,"votes_against":null,"votes_for":"18,153,822","votes_withheld":"206,329"},{"broker_non_votes":"1,020,746","subject":"Jeffrey A. Hilzinger","votes_abstain":null,"votes_against":null,"votes_for":"17,847,500","votes_withheld":"512,651"},{"broker_non_votes":"1,020,746","subject":"Angela A. Knight","votes_abstain":null,"votes_against":null,"votes_for":"18,002,444","votes_withheld":"357,707"},{"broker_non_votes":"1,020,746","subject":"Laura Newman Olle","votes_abstain":null,"votes_against":null,"votes_for":"18,013,725","votes_withheld":"346,426"},{"broker_non_votes":"1,020,746","subject":"Richard P. Stovsky","votes_abstain":null,"votes_against":null,"votes_for":"18,287,014","votes_withheld":"73,137"},{"broker_non_votes":"1,020,746","subject":"Ashish Masih","votes_abstain":null,"votes_against":null,"votes_for":"18,248,642","votes_withheld":"111,509"}]},"claim":"ENCORE CAPITAL GROUP INC shareholders approved Election of eight directors: Michael P. Monaco, William C. Goings, Ashwini (Ash) Gupta, Jeffrey A. Hilzinger, Angela A. Knight, Laura Newman Olle, Richard P. Stovsky and Ashish Masih at the 2026-06-12 meeting.","evidence_excerpt":"The first proposal was for the election of the following eight directors: Michael P. Monaco, William C. Goings, Ashwini (Ash) Gupta, Jeffrey A. Hilzinger, Angela A. Knight, Laura Newman Olle, Richard P. Stovsky and Ashish Masih. All eight directors were elected, with the following votes tabulated: For Withhold Broker Non-Votes Michael P. Monaco 18,044,582 315,569 1,020,746 William C. Goings 16,654,942 1,705,209 1,020,746 Ashwini (Ash) Gupta 18,153,822 206,329 1,020,746 Jeffrey A. Hilzinger 17,847,500 512,651 1,020,746 Angela A. Knight 18,002,444 357,707 1,020,746 Laura Newman Olle 18,013,725 346,426 1,020,746 Richard P. Stovsky 18,287,014 73,137 1,020,746 Ashish Masih 18,248,642 111,509 1,020,746","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000050","anchor_url":"https://secwatch.observer/filing/0001084961-26-000050#claim-8a7625b932a7c7c124e8e6e05afc56a521585ddd","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000050/0001084961-26-000050-index.htm"},{"fact_type":"material_agreement","fact_key":"4ee6d305c78fb07d9537bca922aab4751d8fcd52","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-05-29T20:51:59+00:00","payload":{"action":"entry","agreement_name":"Indenture","agreement_type":"notes_offering","counterparty":"GLAS Trust Company LLC and Truist Bank","effective_date":"2026-05-28","item_codes_triggered":["1.01"],"value_text":"€325.0 million aggregate principal amount"},"claim":"ENCORE CAPITAL GROUP INC entered into Indenture with GLAS Trust Company LLC and Truist Bank valued at €325.0 million aggregate principal amount (effective 2026-05-28).","evidence_excerpt":"On May 28, 2026 , Encore Capital Group, Inc. (the “Company”) issued €325.0 million aggregate principal amount of senior secured floating rate notes due 2033 (the “Notes”) pursuant to an indenture (the “Indenture”) between, among others, the Company, certain subsidiaries of the Company as guarantors, GLAS Trust Company LLC as trustee and Truist Bank as security agent.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000048","anchor_url":"https://secwatch.observer/filing/0001084961-26-000048#claim-4ee6d305c78fb07d9537bca922aab4751d8fcd52","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000048/0001084961-26-000048-index.htm"},{"fact_type":"debt_financing","fact_key":"7bbfe96e6a7460a4cc8f87ac15df9b4cc84c8cda","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-05-29T20:51:59+00:00","payload":{"counterparty":"GLAS Trust Company LLC","effective_date":"2026-05-28","event":"incurrence","instrument_type":"senior_notes","interest_rate_text":"three-month EURIBOR (subject to a 0% floor) plus 3.250% per annum","item_codes_triggered":["2.03"],"maturity_text":"July 15, 2033","principal_text":"€325.0 million aggregate principal amount"},"claim":"ENCORE CAPITAL GROUP INC incurred senior notes of €325.0 million aggregate principal amount with GLAS Trust Company LLC at three-month EURIBOR (subject to a 0% floor) plus 3.250% per annum maturing July 15, 2033.","evidence_excerpt":"On May 28, 2026, Encore Capital Group, Inc. (the “Company”) issued €325.0 million aggregate principal amount of senior secured floating rate notes due 2033 (the “Notes”) pursuant to an indenture","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000048","anchor_url":"https://secwatch.observer/filing/0001084961-26-000048#claim-7bbfe96e6a7460a4cc8f87ac15df9b4cc84c8cda","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000048/0001084961-26-000048-index.htm"},{"fact_type":"material_agreement","fact_key":"e13d16cc5cc28c43fedd802f7829ac0a7dcabf7b","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-05-22T23:05:13+00:00","payload":{"action":"entry","agreement_name":"Indenture","agreement_type":"notes_offering","counterparty":"GLAS Trust Company LLC, Truist Bank","effective_date":"2026-05-22","item_codes_triggered":["1.01"],"value_text":"$750.0 million"},"claim":"ENCORE CAPITAL GROUP INC entered into Indenture with GLAS Trust Company LLC, Truist Bank valued at $750.0 million (effective 2026-05-22).","evidence_excerpt":"On May 22, 2026 , Encore Capital Group, Inc. (the “ Company ”) issued $750.0 million aggregate principal amount of 6.625% senior secured notes due 2032 (the “ Notes ”) pursuant to an indenture (the “Indenture”) between, among others, the Company, certain subsidiaries of the Company as guarantors, GLAS Trust Company LLC as trustee and Truist Bank as security agent.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000046","anchor_url":"https://secwatch.observer/filing/0001084961-26-000046#claim-e13d16cc5cc28c43fedd802f7829ac0a7dcabf7b","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000046/0001084961-26-000046-index.htm"},{"fact_type":"earnings_release","fact_key":"6ee5f1c0b58b78f0285ba3611b9e1b5b22a5abed","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-05-06T23:59:59+00:00","payload":{"eps_text":"$13.00","guidance_signal":"raised","item_codes_triggered":["2.02"],"net_income_text":null,"period_text":"full-year 2026","report_date":"2026-05-06","result_type":"guidance_update","revenue_text":null},"claim":"ENCORE CAPITAL GROUP INC reported full-year 2026 results: EPS $13.00. Guidance raised.","evidence_excerpt":"we are raising our earnings guidance and now expect our earnings per share in 2026 to increase 19% to $13.00.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001084961-26-000038","anchor_url":"https://secwatch.observer/filing/0001084961-26-000038#claim-6ee5f1c0b58b78f0285ba3611b9e1b5b22a5abed","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000038/0001084961-26-000038-index.htm"},{"fact_type":"earnings_release","fact_key":"31d0a543b2c7edd54275b712f00b66dd7891c98f","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-05-06T23:59:59+00:00","payload":{"eps_text":"$3.86","guidance_signal":"raised","item_codes_triggered":["2.02"],"net_income_text":null,"period_text":"first quarter ended March 31, 2026","report_date":"2026-05-06","result_type":"reported_results","revenue_text":null},"claim":"ENCORE CAPITAL GROUP INC reported first quarter ended March 31, 2026 results: EPS $3.86. Guidance raised.","evidence_excerpt":"Earnings per share of $3.86 SAN DIEGO, May 6, 2026 -- Encore Capital Group, Inc. (NASDAQ: ECPG), an international specialty finance company, today reported consolidated financial results for the first quarter ended March 31, 2026.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000038","anchor_url":"https://secwatch.observer/filing/0001084961-26-000038#claim-31d0a543b2c7edd54275b712f00b66dd7891c98f","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000038/0001084961-26-000038-index.htm"},{"fact_type":"governance_change","fact_key":"aa88f8a9600872f6c9b5f1ee54c9b55b49f2d4d0","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-03-20T23:59:59+00:00","payload":{"change_type":"bylaw_amendment","effective_date":"2026-03-18","item_codes_triggered":["5.03"],"summary_text":"Amended and restated bylaws to enhance disclosure requirements for stockholder nominations, remote attendance, and other technical changes, effective March 18, 2026."},"claim":"ENCORE CAPITAL GROUP INC: Amended and restated bylaws to enhance disclosure requirements for stockholder nominations, remote attendance, and other technical changes, effective March 18, 2026 (effective 2026-03-18).","evidence_excerpt":"On March 18, 2026, the Board of Directors (the “Board”) of Company, acting upon the recommendation of the Nominating and Corporate Governance Committee of the Board, approved and adopted amended and restated bylaws (the “Amended and Restated Bylaws”), which became effective the same day.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-26-000023","anchor_url":"https://secwatch.observer/filing/0001084961-26-000023#claim-aa88f8a9600872f6c9b5f1ee54c9b55b49f2d4d0","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000023/0001084961-26-000023-index.htm"},{"fact_type":"debt_financing","fact_key":"49af0735afe08afda42f3ce63618a96abc22ffb8","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2025-10-02T23:59:59+00:00","payload":{"counterparty":"GLAS Trust Company LLC as trustee and Truist Bank as security agent","effective_date":"2025-10-01","event":"incurrence","instrument_type":"senior_notes","interest_rate_text":"6.625% per annum","item_codes_triggered":["2.03"],"maturity_text":"April 15, 2031","principal_text":"$500.0 million"},"claim":"ENCORE CAPITAL GROUP INC incurred senior notes of $500.0 million with GLAS Trust Company LLC as trustee and Truist Bank as security agent at 6.625% per annum maturing April 15, 2031.","evidence_excerpt":"On October 1, 2025, Encore Capital Group, Inc. (the “Company”) issued $500.0 million aggregate principal amount of 6.625% senior secured notes due 2031","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-25-000107","anchor_url":"https://secwatch.observer/filing/0001084961-25-000107#claim-49af0735afe08afda42f3ce63618a96abc22ffb8","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496125000107/0001084961-25-000107-index.htm"},{"fact_type":"executive_change","fact_key":"1e7d7fa3d2","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2025-03-31T23:59:59+00:00","payload":{"action":"will serve as senior advisor","action_category":"role_change","departure_tone":"routine","effective_date":"2025-04-01","interim":false,"role":"Senior Advisor","role_category":"other","successor_name":"Tomas Hernanz","successor_named":true},"claim":"Jonathan Clark changed role as Senior Advisor at ENCORE CAPITAL GROUP INC.","evidence_excerpt":"Mr. Clark will serve as a senior advisor to the Company providing services as requested by the Company for up to 30 hours each month for a 24-month period beginning on April 1, 2025.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-25-000032","anchor_url":"https://secwatch.observer/filing/0001084961-25-000032#claim-1e7d7fa3d2","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496125000032/0001084961-25-000032-index.htm"},{"fact_type":"executive_change","fact_key":"257f07863c","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2025-03-31T23:59:59+00:00","payload":{"action":"appointed","action_category":"appointment","departure_tone":"not_applicable","effective_date":"2025-04-01","interim":false,"role":"Executive Vice President, Chief Financial Officer and Treasurer","role_category":"cfo","successor_name":null,"successor_named":false},"claim":"Tomas Hernanz was appointed as Executive Vice President, Chief Financial Officer and Treasurer at ENCORE CAPITAL GROUP INC.","evidence_excerpt":"the board of directors (the “Board”) of Encore Capital Group, Inc. (the “Company”) appointed Tomas Hernanz to succeed Jonathan Clark as Executive Vice President, Chief Financial Officer and Treasurer of the Company, effective April 1, 2025.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001084961-25-000032","anchor_url":"https://secwatch.observer/filing/0001084961-25-000032#claim-257f07863c","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496125000032/0001084961-25-000032-index.htm"},{"fact_type":"executive_change","fact_key":"9b1012445b","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2024-08-07T23:59:59+00:00","payload":{"action":"appointed","action_category":"appointment","departure_tone":"not_applicable","effective_date":"2025-03-31","interim":false,"role":"Executive Vice President, Chief Financial Officer and Treasurer","role_category":"cfo","successor_name":null,"successor_named":false},"claim":"Tomas Hernanz was appointed as Executive Vice President, Chief Financial Officer and Treasurer at ENCORE CAPITAL GROUP INC.","evidence_excerpt":"The Company intends to appoint Mr. Tomas Hernanz as the Executive Vice President, Chief Financial Officer and Treasurer of Encore upon Mr. Clark’s retirement.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001084961-24-000082","anchor_url":"https://secwatch.observer/filing/0001084961-24-000082#claim-9b1012445b","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000082/0001084961-24-000082-index.htm"},{"fact_type":"executive_change","fact_key":"2c7438d476","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2024-08-07T23:59:59+00:00","payload":{"action":"retire","action_category":"departure","departure_tone":"retirement","effective_date":"2025-03-31","interim":false,"role":"Executive Vice President, Chief Financial Officer and Treasurer","role_category":"cfo","successor_name":"Tomas Hernanz","successor_named":true},"claim":"Jonathan Clark departed as Executive Vice President, Chief Financial Officer and Treasurer at ENCORE CAPITAL GROUP INC.","evidence_excerpt":"On August 7, 2024, Jonathan Clark, Executive Vice President, Chief Financial Officer and Treasurer, notified Encore of his decision to retire from Encore, effective March 31, 2025.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001084961-24-000082","anchor_url":"https://secwatch.observer/filing/0001084961-24-000082#claim-2c7438d476","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000082/0001084961-24-000082-index.htm"},{"fact_type":"earnings_release","fact_key":"927150432b6d72b89a2b2390760d661e187f628d","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2024-05-08T23:59:59+00:00","payload":{"eps_text":"$ 0.95","guidance_signal":"reaffirmed","item_codes_triggered":["2.02"],"net_income_text":"$ 23,239","period_text":"the quarter ended March 31, 2024","report_date":"2024-05-08","result_type":"reported_results","revenue_text":"$ 328,386"},"claim":"ENCORE CAPITAL GROUP INC reported the quarter ended March 31, 2024 results: revenue $ 328,386, net income $ 23,239, EPS $ 0.95. Guidance reaffirmed.","evidence_excerpt":"2024 2023 Change Portfolio purchases (1) $ 295,714 $ 276,431 7% Estimated Remaining Collections (ERC) $ 8,307,294 $ 7,789,980 7% Collections $ 510,887 $ 462,356 10% Revenues $ 328,386 $ 312,630 5% Operating expenses $ 244,795 $ 242,492 1% GAAP net income $ 23,239 $ 18,626 25% GAAP earnings per share $ 0.95 $ 0.75 27% ______________________ (1) Includes U.S.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-24-000045","anchor_url":"https://secwatch.observer/filing/0001084961-24-000045#claim-927150432b6d72b89a2b2390760d661e187f628d","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000045/0001084961-24-000045-index.htm"},{"fact_type":"debt_financing","fact_key":"2fc56d2f650d36e500bc68e39b58f5da2ec92457","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2024-03-21T23:59:59+00:00","payload":{"counterparty":"GLAS Trust Company LLC as trustee and Truist Bank as security agent","effective_date":"2024-03-20","event":"incurrence","instrument_type":"senior_notes","interest_rate_text":"9.250% per annum","item_codes_triggered":["2.03"],"maturity_text":"April 1, 2029","principal_text":"$500.0 million aggregate principal amount"},"claim":"ENCORE CAPITAL GROUP INC incurred senior notes of $500.0 million aggregate principal amount with GLAS Trust Company LLC as trustee and Truist Bank as security agent at 9.250% per annum maturing April 1, 2029.","evidence_excerpt":"On March 20, 2024, Encore Capital Group, Inc. (the “ Company ”) issued $500.0 million aggregate principal amount of 9.250% senior secured notes due 2029 (the “ Notes ”) pursuant to an indenture (the “Indenture”) between, among others, the Company, certain subsidiaries of the Company as guarantors, GLAS Trust Company LLC as trustee and Truist Bank as security agent.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001084961-24-000025","anchor_url":"https://secwatch.observer/filing/0001084961-24-000025#claim-2fc56d2f650d36e500bc68e39b58f5da2ec92457","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000025/0001084961-24-000025-index.htm"},{"fact_type":"material_agreement","fact_key":"8d91486efb8914c52d37739610341b098d6950a1","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2024-03-21T23:59:59+00:00","payload":{"action":"entry","agreement_name":"Indenture","agreement_type":"notes_offering","counterparty":"GLAS Trust Company LLC as trustee and Truist Bank as security agent","effective_date":"2024-03-20","item_codes_triggered":["1.01"],"value_text":"$500.0 million aggregate principal amount"},"claim":"ENCORE CAPITAL GROUP INC entered into Indenture with GLAS Trust Company LLC as trustee and Truist Bank as security agent valued at $500.0 million aggregate principal amount (effective 2024-03-20).","evidence_excerpt":"On March 20, 2024 , Encore Capital Group, Inc. (the “ Company ”) issued $500.0 million aggregate principal amount of 9.250% senior secured notes due 2029 (the “ Notes ”) pursuant to an indenture (the “Indenture”) between, among others, the Company, certain subsidiaries of the Company as guarantors, GLAS Trust Company LLC as trustee and Truist Bank as security agent.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-24-000025","anchor_url":"https://secwatch.observer/filing/0001084961-24-000025#claim-8d91486efb8914c52d37739610341b098d6950a1","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000025/0001084961-24-000025-index.htm"},{"fact_type":"earnings_release","fact_key":"2792cb82f5c64d5993f68c63925c7c60cb390148","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2024-02-21T23:59:59+00:00","payload":{"eps_text":null,"guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":null,"period_text":"the quarter and full fiscal year ended December 31, 2023","report_date":"2024-02-21","result_type":"reported_results","revenue_text":null},"claim":"ENCORE CAPITAL GROUP INC reported financial results for the quarter and full fiscal year ended December 31, 2023.","evidence_excerpt":"On February 21, 2024, Encore Capital Group, Inc. (\"Encore\") issued a press release announcing its financial results for the quarter and full fiscal year ended December 31, 2023.","confidence":1.0,"filing_url":"https://secwatch.observer/filing/0001084961-24-000006","anchor_url":"https://secwatch.observer/filing/0001084961-24-000006#claim-2792cb82f5c64d5993f68c63925c7c60cb390148","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000006/0001084961-24-000006-index.htm"},{"fact_type":"earnings_release","fact_key":"852eca21622eff827bfdddf4af5208495c43eab8","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2023-11-01T23:59:59+00:00","payload":{"eps_text":"$0.79","guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":"$19,339","period_text":"the third quarter ended September 30, 2023","report_date":"2023-11-01","result_type":"reported_results","revenue_text":"$309,619"},"claim":"ENCORE CAPITAL GROUP INC reported the third quarter ended September 30, 2023 results: revenue $309,619, net income $19,339, EPS $0.79.","evidence_excerpt":"2023 2022 Change Portfolio purchases (1) $ 230,559 $ 232,652 (1)% Estimated Remaining Collections (ERC) $ 7,877,621 $ 7,312,336 8% Collections $ 465,339 $ 458,256 2% Revenues $ 309,619 $ 307,752 1% Operating expenses $ 234,101 $ 227,235 3% GAAP net income $ 19,339 $ 31,494 (39)% GAAP earnings per share $ 0.79 $ 1.22 (35)% ______________________ (1) Includes U.S.","confidence":0.99,"filing_url":"https://secwatch.observer/filing/0001084961-23-000104","anchor_url":"https://secwatch.observer/filing/0001084961-23-000104#claim-852eca21622eff827bfdddf4af5208495c43eab8","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496123000104/0001084961-23-000104-index.htm"},{"fact_type":"earnings_release","fact_key":"be1a25b8cc076ccf343a9fcb7c98b6f86014a448","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2023-08-02T23:59:59+00:00","payload":{"eps_text":"$1.08","guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":"$26,305 (in thousands)","period_text":"second quarter ended June 30, 2023","report_date":"2023-08-02","result_type":"reported_results","revenue_text":null},"claim":"ENCORE CAPITAL GROUP INC reported second quarter ended June 30, 2023 results: net income $26,305 (in thousands), EPS $1.08.","evidence_excerpt":"On August 2, 2023, Encore Capital Group, Inc. (“Encore”) issued a press release announcing its financial results for the quarter ended June 30, 2023.","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001084961-23-000087","anchor_url":"https://secwatch.observer/filing/0001084961-23-000087#claim-be1a25b8cc076ccf343a9fcb7c98b6f86014a448","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496123000087/0001084961-23-000087-index.htm"},{"fact_type":"shareholder_vote","fact_key":"84807590a651b83959523cbc3df2a06ce72e7013","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2023-06-13T23:59:59+00:00","payload":{"item_codes_triggered":["5.07"],"meeting_date":"2023-06-09","outcome":"passed","proposal_text":"Ratification of the appointment of BDO USA, LLP as the Company's independent registered public accounting firm for fiscal year ending December 31, 2023.","proposal_type":"auditor_ratification","results":[{"broker_non_votes":null,"subject":null,"votes_abstain":"6,145","votes_against":"244,036","votes_for":"21,381,568","votes_withheld":null}]},"claim":"ENCORE CAPITAL GROUP INC shareholders approved Ratification of the appointment of BDO USA, LLP as the Company's independent registered public accounting firm for fiscal year ending December 31, 2023. at the 2023-06-09 meeting.","evidence_excerpt":"The third proposal was the ratification of the appointment of BDO USA, LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2023. The appointment of BDO USA, LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2023 was ratified, with the following votes tabulated: For Against Abstain 21,381,568 244,036 6,145","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-23-000066","anchor_url":"https://secwatch.observer/filing/0001084961-23-000066#claim-84807590a651b83959523cbc3df2a06ce72e7013","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496123000066/0001084961-23-000066-index.htm"},{"fact_type":"shareholder_vote","fact_key":"7c4ce669fc664694fbe53397a5bf9dac64f062f9","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2023-06-13T23:59:59+00:00","payload":{"item_codes_triggered":["5.07"],"meeting_date":"2023-06-09","outcome":"passed","proposal_text":"Non-binding vote to approve the compensation of the Company's named executive officers.","proposal_type":"say_on_pay","results":[{"broker_non_votes":"1,386,482","subject":null,"votes_abstain":"118,987","votes_against":"715,780","votes_for":"19,410,500","votes_withheld":null}]},"claim":"ENCORE CAPITAL GROUP INC shareholders approved Non-binding vote to approve the compensation of the Company's named executive officers. at the 2023-06-09 meeting.","evidence_excerpt":"The second proposal was a non-binding vote to approve the compensation of the Company’s named executive officers. In a non-binding vote, the compensation of the Company’s named executive officers was approved, with the following votes tabulated: For Against Abstain Broker Non-Vote 19,410,500 715,780 118,987 1,386,482","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-23-000066","anchor_url":"https://secwatch.observer/filing/0001084961-23-000066#claim-7c4ce669fc664694fbe53397a5bf9dac64f062f9","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496123000066/0001084961-23-000066-index.htm"},{"fact_type":"shareholder_vote","fact_key":"c08a437e5bfb9d3db318845d4b92c27df292ca4a","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2023-06-13T23:59:59+00:00","payload":{"item_codes_triggered":["5.07"],"meeting_date":"2023-06-09","outcome":"passed","proposal_text":"Election of nine directors: Michael P. Monaco, William C. Goings, Ashwini (Ash) Gupta, Wendy G. Hannam, Jeffrey A. Hilzinger, Angela A. Knight, Laura Newman Olle, Richard P. Stovsky and Ashish Masih","proposal_type":"director_election","results":[{"broker_non_votes":"1,386,482","subject":"Michael P. Monaco","votes_abstain":"6,786","votes_against":"133,809","votes_for":"20,104,672","votes_withheld":null},{"broker_non_votes":"1,386,482","subject":"William C. Goings","votes_abstain":"6,510","votes_against":"57,321","votes_for":"20,181,436","votes_withheld":null},{"broker_non_votes":"1,386,482","subject":"Ashwini (Ash) Gupta","votes_abstain":"6,810","votes_against":"154,873","votes_for":"20,083,584","votes_withheld":null},{"broker_non_votes":"1,386,482","subject":"Wendy G. Hannam","votes_abstain":"6,786","votes_against":"82,682","votes_for":"20,155,799","votes_withheld":null},{"broker_non_votes":"1,386,482","subject":"Jeffrey A. Hilzinger","votes_abstain":"6,787","votes_against":"326,200","votes_for":"19,912,280","votes_withheld":null},{"broker_non_votes":"1,386,482","subject":"Angela A. Knight","votes_abstain":"6,509","votes_against":"916,186","votes_for":"19,322,572","votes_withheld":null},{"broker_non_votes":"1,386,482","subject":"Laura Newman Olle","votes_abstain":"6,509","votes_against":"85,825","votes_for":"20,152,933","votes_withheld":null},{"broker_non_votes":"1,386,482","subject":"Richard P. Stovsky","votes_abstain":"6,636","votes_against":"115,909","votes_for":"20,122,722","votes_withheld":null},{"broker_non_votes":"1,386,482","subject":"Ashish Masih","votes_abstain":"7,086","votes_against":"83,469","votes_for":"20,154,712","votes_withheld":null}]},"claim":"ENCORE CAPITAL GROUP INC shareholders approved Election of nine directors: Michael P. Monaco, William C. Goings, Ashwini (Ash) Gupta, Wendy G. Hannam, Jeffrey A. Hilzinger, Angela A. Knight, Laura Newman Olle, Richard P. Stovsky and Ashish Masih at the 2023-06-09 meeting.","evidence_excerpt":"The first proposal was for the election of the following nine directors: Michael P. Monaco, William C. Goings, Ashwini (Ash) Gupta, Wendy G. Hannam, Jeffrey A. Hilzinger, Angela A. Knight, Laura Newman Olle, Richard P. Stovsky and Ashish Masih. All nine directors were elected, with the following votes tabulated: For Against Abstain Broker Non-Votes Michael P. Monaco 20,104,672 133,809 6,786 1,386,482 William C. Goings 20,181,436 57,321 6,510 1,386,482 Ashwini (Ash) Gupta 20,083,584 154,873 6,810 1,386,482 Wendy G. Hannam 20,155,799 82,682 6,786 1,386,482 Jeffrey A. Hilzinger 19,912,280 326,200 6,787 1,386,482 Angela A. Knight 19,322,572 916,186 6,509 1,386,482 Laura Newman Olle 20,152,933 85,825 6,509 1,386,482 Richard P. Stovsky 20,122,722 115,909 6,636 1,386,482 Ashish Masih 20,154,712 83,469 7,086 1,386,482","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-23-000066","anchor_url":"https://secwatch.observer/filing/0001084961-23-000066#claim-c08a437e5bfb9d3db318845d4b92c27df292ca4a","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496123000066/0001084961-23-000066-index.htm"},{"fact_type":"material_agreement","fact_key":"3c03dd3b4f20067dde94d89bb06532e113d5e957","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2023-05-15T23:59:59+00:00","payload":{"action":"amendment","agreement_name":"Amendment Letter","agreement_type":"credit_facility","counterparty":"Truist Bank as Agent and Security Agent","effective_date":"2023-05-11","item_codes_triggered":["1.01"],"value_text":"$40 million"},"claim":"ENCORE CAPITAL GROUP INC amended Amendment Letter with Truist Bank as Agent and Security Agent valued at $40 million (effective 2023-05-11).","evidence_excerpt":"On May 11, 2023, Encore Capital Group, Inc. (the “Company”), entered into an amendment letter (the “Amendment Letter”) that amended its existing global senior secured revolving credit facility (as amended, the “Global Senior Facility”) by and among the Company, the several guarantors, banks and other financial institutions and lenders from time to time party thereto and Truist Bank as Agent and Security Agent to extend the termination date of the facility from September 2026 to September 2027.","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-23-000057","anchor_url":"https://secwatch.observer/filing/0001084961-23-000057#claim-3c03dd3b4f20067dde94d89bb06532e113d5e957","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496123000057/0001084961-23-000057-index.htm"},{"fact_type":"earnings_release","fact_key":"b4998bef46f2b462cf4cc4ae29db7cbbf4a5c884","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2023-05-03T23:59:59+00:00","payload":{"eps_text":"$0.75","guidance_signal":"none","item_codes_triggered":["2.02"],"net_income_text":"$18,626","period_text":"the first quarter ended March 31, 2023","report_date":"2023-05-03","result_type":"reported_results","revenue_text":"$312,630"},"claim":"ENCORE CAPITAL GROUP INC reported the first quarter ended March 31, 2023 results: revenue $312,630, net income $18,626, EPS $0.75.","evidence_excerpt":"First Quarter of 2023: Three Months Ended March 31, (in thousands, except percentages and earnings per share) 2023 2022 Change Collections $ 462,356 $ 519,414 (11)% Revenues $ 312,630 $ 499,682 (37)% Portfolio purchases (1) $ 276,431 $ 169,505 63% Estimated Remaining Collections (ERC) $ 7,789,980 $ 7,799,940 0% Operating expenses $ 242,492 $ 234,668 3% GAAP net","confidence":0.9,"filing_url":"https://secwatch.observer/filing/0001084961-23-000052","anchor_url":"https://secwatch.observer/filing/0001084961-23-000052#claim-b4998bef46f2b462cf4cc4ae29db7cbbf4a5c884","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496123000052/0001084961-23-000052-index.htm"},{"fact_type":"executive_change","fact_key":"4acd1cad38","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2023-03-28T23:59:59+00:00","payload":{"action":"terminated","action_category":"departure","departure_tone":"termination","effective_date":"2024-03-28","interim":false,"role":"Chief Executive Officer of Cabot business unit","role_category":"other_named_officer","successor_name":null,"successor_named":false},"claim":"Craig Buick was terminated as Chief Executive Officer of Cabot business unit at ENCORE CAPITAL GROUP INC.","evidence_excerpt":"the Company notified Mr. Craig Buick, Chief Executive Officer of the Company’s Cabot business unit, that his employment would terminate on March 28, 2024","confidence":0.95,"filing_url":"https://secwatch.observer/filing/0001084961-23-000031","anchor_url":"https://secwatch.observer/filing/0001084961-23-000031#claim-4acd1cad38","edgar_index_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496123000031/0001084961-23-000031-index.htm"},{"fact_type":"debt_financing","fact_key":"65059942c6a0eb96fa761b4a1d6c9e1aa4615f65","cik":1084961,"ticker":"ECPG","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2023-03-03T23:59:59+00:00","payload":{"counterparty":"Truist Bank","effective_date":"2023-03-03","event":"incurrence","instrument_type":"convertible_notes","interest_rate_text":"4.00% per annum","item_codes_triggered":["2.03"],"maturity_text":"March 15, 2029","principal_text":"$230.0 million aggregate principal amount"},"claim":"ENCORE CAPITAL GROUP INC incurred convertible notes of $230.0 million aggregate principal amount with Truist Bank at 4.00% per annum maturing March 15, 2029.","evidence_excerpt":"On March 3, 2023, Encore Capital Group, Inc. 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